Video & Transcript Research : 'foreclosures'
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DE
Delaware 2025-2026 Regular Session
House of Representatives Legislative Session - Session 2 - 42nd Legislative Day Jun 30th, 2026
Delaware House Floor Meeting
Transcript Highlights:
- I believe that any foreclosure that would happen would result in a, so it's a pretty lengthy, foreclosure
- I believe that any foreclosure that would happen would result in a, so it's a pretty lengthy, foreclosure
- But if ...Foreclosure is a pretty lengthy process anyway.
- I'm not a foreclosure expert, but yes, I would believe that's the case.
- But Delaware also has a right of redemption for foreclosures as well, so usually, without having it right
Summary:
The House convened with quorum, offered prayers and moments of silence for community members who had recently died, and recognized several guests and family members in the chamber. After routine communications and passage of consent calendar 29, the chamber took up a series of measures on the main and colored agendas, with several bills and resolutions passing by voice vote or roll call.
Among the measures approved were House Concurrent Resolution 157, which as amended requested a State Lottery report on options to support traditional lottery retailers; Senate Bill 53 on the Delaware Farm to Community Program; Senate Bill 307 on PSC authority for Lifeline telecommunications carriers; Senate Bill 339 clarifying health directive forms in mental health facilities; Senate Bill 235 on manufactured home community rent increases; Senate Bill 325, as amended, updating fire prevention and volunteer fire/EMS background check rules; Senate Bill 309 on inmate work and discharge of incarceration-related balances; Senate Bill 324 on deadly weapons and constable agency representatives; Senate Bill 293 on youth camp child care licensing; Senate Bill 94 on respiratory care practitioners and ECMO medication delivery; and Senate Substitute 2 for Senate Bill 100, proposing a constitutional amendment protecting the right to marry regardless of race or gender while preserving religious freedom. House Bill 188, changing Delaware primary elections to allow unaffiliated voters to choose a party primary, also passed after debate.
Two measures drew extended discussion and amendments. Senate Bill 233, requiring snow and ice to be removed from vehicles, was tabled once, then later amended and passed after debate over whether the law was workable for truck drivers and other vehicle operators; a proposed truck-related exemption amendment failed. House Substitute 1 for House Bill 404, creating a pilot program for artificial intelligence and extended reality in schools, passed after testimony from the Department of Education emphasizing guardrails, privacy, and educator oversight, alongside concerns from members about data, bias, and long-term effects. Several items were tabled or reconsidered during the session, and the House adjourned after completing the day’s business.
TX
Transcript Highlights:
- Requiring vehicles from law enforcement auctions or lien holder foreclosure sales.
- process for salvage auto dealers, requiring vehicles from law enforcement auctions or lien holder foreclosure
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
MN
Minnesota 2025-2026 Regular Session
Housing Committee Meeting - 2025-04-08
Housing Finance and Policy
Transcript Highlights:
- HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
- homeowners about their Rights when it comes to preserving their home against foreclosure.
AZ
Transcript Highlights:
- was described, House Bill 2780 makes targeted technical updates to Arizona's judicial tax lien foreclosure
- What it does is it clarifies when a judicial tax lien foreclosure should proceed as a public... ...counties
- What it does is it clarifies when a judicial tax lien foreclosure should proceed as a public sale rather
- than as a straight foreclosure, and it establishes objective standards for that decision and standardizes
Keywords:
judicial foreclosure, tax lien, redemption rights, excess proceeds, property auction, income tax, federal tax conformity, revenue analysis, legislative session, tax reporting, municipal fees, county fees, utility rates, moratorium, tax classification, local government, inflation, economic stability, tax increases, cost-of-living protection
Summary:
The committee first heard House Bill 2780, a technical cleanup measure related to Arizona’s judicial tax lien foreclosure and excess proceeds process. The sponsor and a witness said the bill clarifies when a court should order a public sale, standardizes distribution of sale proceeds, and corrects inconsistencies left from prior reforms. No opposition was raised, and the committee approved HB 2780 unanimously on a 9-0 do pass vote.
The committee then took up House Bill 4029, which would require the Governor’s Office of Strategic Planning and Budgeting and the Joint Legislative Budget Committee to evaluate the revenue impact of federal tax conformity changes earlier in the process, and would require the Department of Revenue to issue tax forms consistent with statute. An amendment was adopted to have OSPB and JLBC each make the evaluation and to require a governor’s report if the impact is $100 million or more, along with new reporting deadlines for DOR. Supporters argued the bill would force earlier action on conformity and prevent tax forms from diverging from statute; opponents said it added bureaucracy and could delay filing. The committee approved HB 4029 as amended by a 5-4 vote.
The committee also heard House Bill 4030 and the related HCR 2052, both aimed at limiting local tax and fee increases. HB 4030 would bar municipalities and counties from adopting, imposing, or collecting increased fees, transaction privilege taxes, and utility rates from July 1, 2026, through June 30, 2030. The sponsor said the measure was intended to protect taxpayers from inflation and rising local costs. Cities, counties, and utility representatives opposed the bills, warning they would hinder infrastructure financing, water and wastewater projects, road improvements, and public safety services, and could force general fund subsidies or delayed maintenance. Supporters argued local governments have seen substantial revenue growth and should be restrained from further increases. The committee did not reach a final vote on HB 4030 or HCR 2052 in the portion provided.
OK
Oklahoma 2026 Regular Session
Local and County Government Feb 24th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- simply requires that lien holders will also be notified if a lien on a property is filed before any foreclosure
- by you know Monday, we're already 3 days, 4 days into that process and we certainly don't want foreclosure
Keywords:
zoning, municipal compensation, property rights, financial impact, reversion ordinance, solid waste management, municipal authority, regulatory fees, waste reduction, environmental impact, restrictive covenants, discriminatory covenants, racially restrictive covenants, housing discrimination, Fair Housing Act, plats, subdivision plats, residential additions, county clerk, municipal ordinance
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Mar 3rd, 2025
Banking and Finance
MD
Transcript Highlights:
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- Senate Bill 819, Senator Hayes, judicial and rem tax foreclosure notice requirements, favorable.
- <02:03:13.640>
notice and rem tax foreclosure notice and rem tax foreclosure notice requirements
Summary:
The Senate convened on March 10, 2026, established a quorum, and began with an invocation by Reverend Damien Flowers, which was journalized without objection. The chamber then recognized several guests and honorees, including Dr. Courtney Glickman for being named 2025 Play Therapist of the Year, Sigma Gamma Rho Sorority, Dr. Sonja B. Santelises for her leadership of Baltimore City Public Schools, students shadowing legislators, Navy Alliance representatives, the Maryland Alliance for Advocacy for Sickle Cell, and Ms. Kimberly Body for her lupus advocacy. The Senate also journalized prior remarks about the 6888 regiment.
The Finance Committee report then moved several bills forward. Senate Bill 348 would allow hospitals and freestanding birthing centers to contact, rather than only call, patients after high-risk pregnancies; its amendments were adopted and the bill was ordered to third reading. Senate Bill 390 on Wicomico County liquor licenses was laid over under the rule. Senate Bill 492, addressing massage therapy advertising and prohibiting misleading sexual-service advertising, was amended and sent to third reading. Senate Bill 562, concerning pharmacist-prescriber agreements for opioid use disorder treatment, was amended and advanced. Senate Bill 773 would let pharmacists order certain vaccines, including intranasal flu vaccines, for self-administration and was advanced without amendment. Senate Bill 53, on Maryland Port Administration land acquisition notice in Anne Arundel County, was amended and advanced. Senate Bill 428 would bar cost-sharing for collaborative care model services under Medicaid and private coverage and was advanced without amendment. Senate Bill 473 would require human trafficking awareness training for for-hire and transportation network drivers; its amendments were adopted and it was sent to third reading. Senate Bill 585 would shift administration of the human relevant research fund from Health to Agriculture and was advanced. Senate Bill 606, the Easy Pass Commuter Fairness and Transparency Act, would require an MDTA report on commuter plans and unused trips; its amendment was moved as the transcript ended.
During debate on Senate Bill 917, which would expand the definition of audiology practice to include certain screenings and non-radiographic imaging, a senator questioned whether the bill would make Maryland the only state restricting a health occupation from performing Medicare-required screenings. The floor leader said the committee had heard that claim in testimony but had not verified it, and the senator moved to special order the bill for amendment, which was granted without objection. Most other bills were reported favorably, with committee amendments adopted without objection and several bills ordered printed for third reading.
MN
Minnesota 2025-2026 Regular Session
Judiciary Committee Meeting - 2026-03-26
Judiciary Finance and Civil Law
Transcript Highlights:
- <00:05:05.240>
sections, of interest, the foreclosure sections, of interest, the foreclosure - On the foreclosure front, we seek to really, with this section, create greater parity between non-HOA
- It limits foreclosure to unpaid assessments over 3 months and prohibitions on foreclosure for minor fees
- uh on foreclosure for minor fees.<00:07:14.680>
Um <00:07:15.160>which <00:07:15.360>- in foreclosure is not retaliation.<00:08:11.320>
Um, <00:08:11.760>and <00:08:12.360> - in foreclosure is not retaliation.<00:08:11.320>
Bills:
SF1750, HF2700, HF1606, HF3356, HF3946, HF3970, HF3658, HF3875, HF2627, SF856, HF1268, HF1338
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
TX
Transcript Highlights:
- I, I would not expect it to go through or be handled purely like a foreclosure.
- A lot of times, Speaker Plan in a foreclosure process, the full value of the real estate is not realized
- I think that's in my mind how it would, how it would go, not purely just through a foreclosure on the
- So when we say public sale, typically you think foreclosure. I don't think it has to be that way.
- I would expect that you would take care of in the same way you would have in any foreclosure that first
Bills:
HB 256, HB 1308, HB 1554, HB 1743, HB 2308, HB 2351, HB 2858, HB 3676, HB 3784, HB 4312, HB 4552, HB 4823, HB 4852, HB 5007, HB 5010, HB 5520, HB 5524, HCR 19
Keywords:
E-verify, employment verification, illegal employment, state contracts, government entities, license suspension, immigration compliance, state grant funding, E-Verify, compliance, penalties, immigration, government contracts, employee status, state contractors, E-verify program, legally present, employment practices, legal services, public money
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jun 30th, 2026
Transcript Highlights:
- SB 880 follows several carefully negotiated policies that were enacted in California during the foreclosure
- The first-look program was codified in California and initially spurred by the GSEs during the foreclosure
- we're doing is taking the law that California codified in that rule that was in response to the foreclosure
- we're doing is taking the law that California codified in that rule that was in response to the foreclosure
- process that was also done in legislation enacted in California specifically related to foreclosure
Summary:
The committee heard testimony on several bills, beginning with SB 16, which would require county behavioral health directors to create clear pathways for clinicians to be authorized to initiate 5150 involuntary holds. The author and supporters argued the bill would reduce reliance on law enforcement and create more consistent crisis response standards statewide, while county behavioral health directors opposed it as an unfunded mandate that could increase law enforcement involvement and create implementation burdens. Members raised questions about county costs and funding, but the author emphasized the bill’s role in building a more clinical response system.
SB 561 would require public guardians to acknowledge conservatorship referrals, make determinations within a reasonable time, and provide status updates on request. Supporters said the bill would reduce delays that leave vulnerable adults in limbo, while the opposition from public guardian representatives was removed after amendments. SB 381 drew extensive public testimony in support; it would allow California-born adoptees, and descendants of deceased adoptees, access to original birth certificates, with a nonbinding contact preference form for birth parents. Supporters framed the bill as a matter of dignity, identity, and health, and there was no formal opposition on the record.
The committee also discussed SB 880, which would give tenants and prospective owner-occupants notice and a first opportunity to make an offer when institutional investors sell certain homes. Supporters said it would expand homeownership opportunities and preserve neighborhood stability, while opponents warned about conflicts with federal law, bundled-sale restrictions, and impacts on build-to-rent and affordable housing projects. Members and the author discussed possible amendments to address those concerns. SB 1238 would impose a duty of care and additional transparency requirements on HOA managers and boards; supporters said it would protect homeowners from mismanagement, while the main opposition argued the duty should remain contractual and could increase litigation. Finally, SB 423 would require disclosure of emergency-service records related to private detention facilities, and SB 28 would make changes to the CARE Court process, including a statewide ombudsperson and expanded oversight; both drew support and opposition, with concerns focused on transparency, privacy, implementation, and the balance between treatment and coercion. SB 574, discussed at the end, would require disclosure and human oversight for AI use in courts and legal practice and create a complaint process for ADR providers, with the State Bar noting requested amendments related to complaint handling and confidentiality.
FL
Transcript Highlights:
- Every quarter, the Mortgage Bankers Association comes out with delinquency and foreclosure numbers, and
- And we always compare very favorably to the overall statewide average of delinquency and foreclosures
- look at our portfolio, Senator, and let you know how many actually paid off or sold or went into foreclosure
Summary:
The Committee on Community Affairs held its first meeting and heard presentations focused on affordable housing implementation under the Live Local Act. Florida Housing Finance Corporation described its role in administering rental and homeownership programs, including SAIL, SHIP, the Low-Income Housing Tax Credit program, disaster recovery efforts, supportive housing, and the Live Local funding and tax incentives. Officials said the first year’s $150 million Live Local rental allocation was fully committed to 23 developments producing 3,171 units with mixed-income set-asides, and they outlined how projects were selected through competitive solicitations tied to statutory priorities such as mixed-use development, publicly owned land, foster youth, rural areas of opportunity, redevelopment, and housing near military installations. They also discussed the tax credit contribution program, the missing-middle property tax exemption, sales tax rebates, and the year-one ad valorem exemption for qualifying affordable projects.
Members asked detailed questions about the data and program design, including the use of area median income figures, per-unit subsidy levels, county targeting, tenant relocation during redevelopment, and whether the programs were helping lower-income households. Florida Housing said it uses competitive scoring and data from the Schimberg Center and that redevelopment projects are supposed to include tenant relocation plans. The homeownership portion of the presentation covered the Hometown Heroes program, which provides down payment and closing cost assistance to first-time homebuyers, with exceptions for active-duty military and veterans. Staff said the program has assisted more than 21,000 families and leveraged over $6.5 billion in first mortgages, and members asked about repayment rates, credit scores, and whether participants were staying in homes long enough to show the program was serving intended buyers.
The committee then heard from OPAGA on two required Live Local evaluations: affordable housing strategies in other states and affordable housing policies in Florida. OPAGA reported that Florida has a high share of cost-burdened households, with 1.5 million households cost burdened and 1.4 million severely cost burdened, and that Florida’s counties and municipalities reported more than $1.4 billion in affordable housing expenditures in fiscal year 2023-24. The report identified 13 innovative out-of-state programs, with three considered high-potential for Florida implementation, and summarized Florida local government practices such as SHIP-funded homeownership and rental assistance, expedited permitting, mixed-income zoning, rehabilitation programs, and interlocal cooperation. No votes were taken, and the meeting adjourned after the presentations and questions.
ND
North Dakota 2026 1st Special Session
Tax Reform and Relief Advisory Committee Mar 17th, 2026 at 09:30 am
Transcript Highlights:
- Ben Cappell gave an example of a client buying a foreclosure that would not close until April 10.
- He said the foreclosure is Fannie Mae, so it does not qualify and cannot get the credit, raising the
- I have a client that's buying a foreclosure, and it's not going to close until April 10th.
- So do they, that foreclosure, it's Fannie Mae. They're not going to, they don't qualify.
- Part of that is moving rental properties, foreclosures, these properties that didn't quality, Ben Cappell
Summary:
The committee met to continue its tax reform and relief study agenda, approved the December 3, 2025 minutes, and announced a new subcommittee to examine property tax statement issues with counties, auditors, and the tax office. Representative Headland was named chair, Senator Rummel vice chair, and Representatives Dressler and Dr. Dr. and Senator Patton were also assigned. The chair noted the group may need an additional meeting and thanked staff and attendees.
A major portion of the meeting focused on economic development incentives. The Department of Commerce presented on the Renaissance Zone program and TIF districts, describing Renaissance Zones as locally tailored tools that combine local property tax relief with state income tax incentives. Commerce said the program has supported thousands of projects since 1999 and cited examples from Beach and Mandan showing increases in property and taxable value, business retention, housing, and downtown revitalization. Committee members raised concerns that smaller rural communities often lack the staff and expertise to apply, and Commerce said it provides outreach through conferences, office hours, and one-on-one assistance. League of Cities and local officials from Bismarck and Ellendale echoed the capacity issue, discussed how the programs have worked in their communities, and suggested possible reforms or more targeted support for small towns. Ellendale’s mayor also described two TIF districts, one for industrial infrastructure in Oaks and one for housing infrastructure tied to a data center project in Ellendale.
The committee then turned to stripper oil taxation. The Tax Department gave a comparison of oil and gas tax structures in selected states, noting that most have some form of stripper or marginal well provision, while Alaska does not appear to have a specific stripper-well exemption. Members asked for more detail on definitions and North Dakota’s annual adjusted rate. The Department of Mineral Resources followed with a detailed presentation on North Dakota stripper wells, explaining the statutory thresholds, the 12-consecutive-month production test, and the fact that once a well qualifies it remains on stripper status even if production later rises. DMR said about 11,332 stripper wells are active, representing roughly 54% of wells and about 16% of state production, and emphasized that stripper status can extend well life, preserve tax revenue, and reduce orphaned wells. Committee members and industry witnesses discussed refracs, the economics of keeping marginal wells active, and the competitive disadvantage created by North Dakota’s oil price discount. No votes were taken on these informational items.
MD
Transcript Highlights:
- House Bill 523, Real Property, Residential Foreclosures, Commencement Restrictions.
- 37:55.280>
alters <00:37:55.720>the <00:37:55.840>10-year <00:37:56.320>foreclosure - amendment alters the 10-year foreclosure amendment alters the 10-year foreclosure filing<00:37:57.280
- The bill does not forgive that money, but it adds into law protections against foreclosure, specifically
- does is it takes all the foreclosure does is it takes all the foreclosure rules<00:41:35.080>
Summary:
The House of Delegates met on February 27, 2026, with a prayer, roll call showing 130 members present, and the reading of the previous day’s journal. The chamber then took up several House resolutions recognizing guests and honorees, including Harold Futch Sr. II and his daughter R.V. for their collaboration on the album “Harmony” and R.V.’s status as the youngest Grammy winner; Michelle Eberle for her leadership of the Maryland Health Benefit Exchange; and the Boys & Girls Club of Washington County on its 85th anniversary. Each resolution was read and adopted with applause and congratulations.
The House also received Senate Bill 108 from the Senate consent calendar and, by unanimous consent, had it read the first time and referred to committee. In the Economic Matters Committee report, the House adopted favorable reports and sent multiple bills to third reading, including HB 306 on dealer website price transparency, HB 461 on rural readiness and capacity building, HB 573 on fair housing discrimination standards, HB 798 on small minority- and women-owned business capital access, HB 850 on open house disclosure requirements, HB 951 on land records revisions, HB 996 on corporations and associations revisions, HB 1026 on rounding cash transactions, and HB 1312 on legal tender species establishment.
HB 306 drew the most debate over its title, which included the “Jack Fitzgerald Price Transparency Act.” One delegate argued the title improperly referenced a private business and should be removed; the floor leader responded that the bill honored consumer advocate Jack Fitzgerald and that the dealership was employee-owned. A motion to special order the bill failed on a roll call vote of 95 no to 38 yes, and the bill was then ordered printed for third reading. HB 691 on permitting efficiency for housing development projects was also special ordered until the next day after members sought more time to review possible amendments.
The House adopted amendments and favorable reports on several bills, including HB 243 on comprehensive and general plans, HB 343 on housing counseling services, HB 483 on charitable organization audit thresholds, HB 523 on residential foreclosure restrictions, and HB 243’s amendments clarifying prospective application. Members asked questions about HB 243’s planning requirements and about HB 523’s “zombie mortgage” protections; the floor leader explained that HB 523 would protect homeowners from surprise foreclosures on old debts without forgiving the underlying debt, while HB 243 would modernize comprehensive planning standards without changing local subdivision review processes.
HI
Transcript Highlights:
- I strongly oppose HB 190, and so while this bill turns zoning enforcement into a fast-track foreclosure
- So allowing private entities to initiate foreclosure creates a dangerous profit incentive and repeats
- foreclosure does not promote compliance. foreclosure does not promote compliance.
- So allowing private entities to initiate<01:57:40.560>
foreclosure <01:57:41.599>creates - foreclosure creates a dangerous profit<01:57:42.800>
incentive <01:57:43.360>and <01:57
Bills:
HB1527, HB1823, HB2490, HB2223, HB2325, HB2104, HB2593, HB2592, HB1927, HB1553, HB1964, HB1918, HB1990
Keywords:
gambling prohibition, Aloha Stadium, University of Hawaii, amateur athletics, state lands, coastal resilience, Maui, Mantokuji Bay, coastal erosion, environmental protection, Native Hawaiian, spiritual sites, historic preservation, economic development, burial sites, Department of Hawaiian Home Lands, cultural history, archaeology, Hawaii Revised Statutes, civil service
Summary:
The committee first heard HB 1527 relating to gambling. The chair outlined hearing rules, including a two-minute limit and a warning that bills not heard would die. Testimony was overwhelmingly in support from a prosecutor, Honolulu Police Department, and Stop Predatory Gambling, all arguing that casinos and sports betting increase crime, sex trafficking, harassment of athletes, and broader social harm. No opposition testimony was presented, and the committee moved on without questions or action taken on the bill.
The committee then heard HB 1823 relating to coastal zone management and HB 2490 relating to coastal resilience. For HB 1823, DLNR, the Office of Planning, and Maui County testified, with Maui County supporting the measure and its proposed amendments. For HB 2490, DLNR expressed concern about exempting a proposed Mokuji Bay pilot project from permits and regulation before a long-term plan is finalized, while the County of Maui, the Mokuji Soto Zen Mission, and the Office of Planning supported the bill as a coastal resilience pilot. The mission described severe erosion, sea-level rise impacts, and years of unsuccessful efforts to stabilize the shoreline; its consultant said the study is leaning toward nature-based and hybrid solutions. In questioning, members and DLNR discussed whether the bill should say the project “shall” or “may” be exempt, and the chair indicated the language would be adjusted to preserve DLNR discretion and to change the lead agency reference to OPSD. No vote was taken in the transcript.
Finally, the committee took up HB 2223 relating to historic preservation reviews. SHPD said it stood on its written comments, while OPSD and DHHL supported the bill. DHHL argued the measure would streamline reviews, improve transparency, and help address long wait times for its projects, saying it could alleviate burden on SHPD and better serve beneficiaries. Representative Shimizu questioned whether the bill would create redundancy and expand government rather than strengthen SHPD, noting a separate staffing bill already exists. SHPD responded that DHHL is uniquely subject to 6E review and that the bill would not waive federal or state historic review requirements; the discussion also touched on possible federal-style grant support and the existing memorandum of agreement between SHPD and DHHL. The transcript ends during questioning, with no final committee action shown.
KY
Kentucky 2026 Regular Session
House Standing Committee on Licensing, Occupations, and Administrative Regulations.(3-11-26)
Licensing, Occupations, & Administrative Regulations
Transcript Highlights:
- Okay, and that's mostly on foreclosures or—well, you know, sometimes estates are ordered by judges to
- :02:48.720>
that's <00:02:49.280>mostly <00:02:49.680>on <00:02:49.840>foreclosures - Okay, and that's mostly on foreclosures Okay, and that's mostly on foreclosures or<00:02:51.520>
KY
Kentucky 2026 Regular Session
House Standing Committee on Veterans, Military Affairs, and Public Protection (2-3-26)
Veterans, Military Affairs, & Public Protection
Transcript Highlights:
- service and they find difficulty finding employment, get behind their bills, and face eviction and foreclosure
- , which included over 500 dependents. 308 housing assistance payments, that's just to prevent a foreclosure
- shutdowns, snowstorms, all these situations, everything we've described to you is... prevent a a foreclosure
- Um, prevent a a foreclosure or eviction.
Summary:
The committee heard House Bill 369, which would add post-traumatic stress disorder to an existing 2018 hyperbaric oxygen therapy-related law for veterans. Representative Scott Sharp and HBOT for KY Vets representatives testified that PTSD and traumatic brain injury often overlap, that veterans are frequently misdiagnosed, and that hyperbaric oxygen therapy has shown benefits in clinical trials and in Kentucky’s own funded program. Members asked whether the bill would require insurance coverage; the sponsors said it would not, and noted they are seeking broader approval through medical and congressional channels. The committee voted favorably on HB 369, with members expressing support based on personal experience and the needs of veterans and their families.
The committee then considered House Bill 419, for which a committee substitute was adopted before testimony. Representative Suzanne Miles and Kentucky Fire Commission/KCTCS representatives explained that the bill would expand the fire commission board from 14 to 18 members, clarify that KCTCS’s 5% administrative fee applies collectively to all funds rather than separately to each fund, and allow excess funds to help cover out-of-pocket cancer screening costs for volunteer and paid firefighters. A question about board staggering was answered by explaining that staggered terms were originally used to avoid all terms ending at once and were expected to continue. The committee passed HB 419 with favorable expression.
Later, USA Cares presented an update on how it has used prior state funding. The organization described its grant-based assistance for veterans and military families facing housing, vehicle, and utility crises, as well as career transition and housing-related support programs. Testimony emphasized that the aid helps prevent homelessness and reduce suicide risk, and the group reported it had used nearly all of the $2 million awarded in the last budget cycle to assist 364 families and more than 500 dependents. No vote was taken on the USA Cares presentation.
MN
Minnesota 2025-2026 Regular Session
Curbing private equity purchases of single-family homes 3/4/26
Minnesota House Floor Meeting
Transcript Highlights:
- That means single-family homes can go through foreclosure, sit vacant, or fall into disrepair.
- They've ramped up evictions as well as foreclosures, and so I think this just speaks to, and I know you're
- /c><00:43:10.840>
as <00:43:11.040>well <00:43:11.160>as <00:43:11.280>foreclosures - <00:43:11.920>
and up evictions as well as foreclosures and up evictions as well as foreclosures
Summary:
The committee took up House File 2687, as amended by a DE1 amendment. The amendment narrowed the bill to prohibit private equity companies from buying single-family homes and to limit corporations and partnerships to owning no more than 50 single-family homes, with enforcement through the Attorney General’s office. The committee adopted the DE1 amendment, and the author, Representative Bajaj, described the bill as a step toward expanding homeownership and reducing corporate concentration in the housing market.
Representative Bajaj and supportive testimony argued that corporate ownership of single-family homes makes it harder for first-time buyers and working families to compete, especially in lower-income neighborhoods, and can lead to absentee ownership and poor maintenance. Ellen Sahli of the Family Housing Fund cited research on single-family rentals showing that larger portfolios are associated with worse renter experiences, higher rents, and more repair problems. Rachel Ruby Jones testified in support based on her experience renting from Havenbrook, describing flooding, delayed repairs, safety concerns, and poor treatment by management, and said private equity ownership can shift risks and costs onto vulnerable tenants.
Opposition focused on market effects and the bill’s scope. Mark Brunner of the Minnesota Manufactured Home Association said the language was too broad and could unintentionally affect manufactured home communities on leased land. Paul Eger of Minnesota Realtors warned that market prohibitions could create unintended consequences, especially in a cyclical housing market, and suggested alternatives such as tax incentives for sales to owner-occupants and more first-time buyer assistance. In member discussion, Representative Nash questioned whether the problem was widespread and pressed for details on enforcement and divestiture; Representative Agbaje said the current language is forward-looking, would not force existing owners below the cap, and would rely on lawsuits and remedies the Attorney General deems appropriate, with more detail to be worked out later. The chair indicated the bill would be laid over for further consideration and likely move next to Judiciary, with some discussion of whether Commerce should also be a stop.
MN
Minnesota 2025-2026 Regular Session
Limiting local governments from mandating HOAs 3/2/26
Minnesota House Floor Meeting
Transcript Highlights:
- penalties on top of the fine and then they nailed her with attorney's fees and now she's looking at foreclosure
- penalties on top of the fine and then they nailed her with attorney's fees and now she's looking at foreclosure
- looking<00:35:46.280>
at fees and now she's looking at fees and now she's looking at foreclosure - 48.280>
I <00:35:48.320>mean <00:35:49.040>okay, <00:35:49.200>there's foreclosure - I mean okay, there's foreclosure. Jesus.
Summary:
House File 2614 was heard with a delete-everything amendment adopted at the outset. The bill, as explained by the authors, would prevent local governments from requiring amenities or common property that effectively force the creation of a homeowners association, while still allowing developers to create HOAs voluntarily when needed. The authors said the language was negotiated with stakeholders, including the League of Minnesota Cities, and was intended to be moved on to the Housing Committee for further discussion.
Supportive testimony came from Housing First Minnesota and the Minnesota Homeownership Center. They argued that unnecessary HOA mandates can raise housing costs, reduce homebuyer choice, and shift public infrastructure costs onto homeowners through dues in addition to property taxes. Testifiers cited examples involving single-family developments, a Burnsville case involving a large roof assessment and disputed ACH withdrawal, and the Heritage Park development in Minneapolis, where an HOA was required but later became difficult to dissolve. They said the bill would preserve HOAs where they are genuinely needed, such as townhomes or shared-amenity developments.
Members raised questions about the removal of county-specific language in the amendment, the meaning of the bill’s references to services and common property, and whether the bill would still allow neighborhood signs or other developer-requested features. A major point of concern was stormwater ponds and drainage infrastructure: one member argued that prohibiting cities from requiring HOA maintenance of such facilities could shift costs to taxpayers, while the authors responded that the bill was meant to stop cities from mandating discretionary amenities and that maintenance issues had been partly addressed in the amendment. The committee did not take a final vote in the portion provided, but the amendment was adopted and the bill was discussed for referral onward.
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Jul 16th, 2025
Transcript Highlights:
- when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
- for the great conservation that was being done because it was unable to discern conservation from foreclosure
- when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
- Those homes were not using water. into foreclosure. Those homes were not using water.
- for the great conservation that was being done because it was unable to discern conservation from foreclosure
Summary:
The committee heard several energy and water affordability bills, with extensive testimony on SB 254 by Senator Becker, SB 541 by Senator Becker, SB 453 by Senator Stern, SB 292 by Senator Caballero, and SB 473 by Senator Padilla. SB 254 was presented as a broad utility affordability package addressing short-term climate credits, a Power Fund, tighter scrutiny of rate increases and utility profits, wildfire spending, securitization of future utility costs, and streamlining. Supporters, including TURN and several environmental and public power groups, said it could lower bills and reduce long-term costs; opponents from investor-owned utilities, labor, business, and local government raised concerns about market impacts, insufficient analysis, and the breadth of the bill. The committee approved SB 254 on a 6-3 vote and placed it on call.
SB 541 focused on load flexibility and using existing grid capacity more efficiently. Senator Becker described it as a transparency and planning measure to identify cost-effective load shifting and reduce peak demand, while supporters said it could improve resiliency and save money. Several CCAs and utilities opposed the bill in print or unless amended, arguing that some language implied a mandate and that the concept needed more cost-effectiveness analysis; the author said amendments would remove language dividing the state goal among retail suppliers and clarify that the bill is not a procurement mandate. The committee passed SB 541 as amended to Appropriations on a 9-1 vote and left it on call.
SB 453 by Senator Stern would return unspent ratepayer-funded microgrid program dollars and was described as a way to keep the lights on and redirect unused funds. It drew support from local government and environmental groups, with PG&E expressing concern about how the bill would affect its ability to spend awarded funds. The committee passed SB 453 as amended to Appropriations on a 12-0 vote. SB 292 by Senator Caballero would require more granular outage and reliability reporting, including census-tract-level data, to better inform resilience planning after PSPS events; utilities opposed unless amended, citing duplicative reporting and regulatory overlap, but the bill passed 12-0 to Appropriations.
SB 473 by Senator Padilla would require or expand water utility decoupling to promote conservation and affordability. Supporters, including water utilities, labor, business, and local government groups, argued decoupling stabilizes revenue, supports conservation, and can keep rates lower for low-use customers. The Public Advocates Office opposed, saying prior pilot data showed no conservation benefit and about $1 billion in added costs, and that the CPUC had already rejected similar requests. Committee members questioned the conservation and capital-investment effects of the different rate structures; the author and supporters argued decoupling helps utilities fund infrastructure while allowing lower fixed charges for low-use customers. The transcript ends during that discussion, before a final vote on SB 473 is shown.
KY
Kentucky 2026 Regular Session
House Legislative Session Day 40 (3-5-26)
Kentucky House Floor Meeting
Transcript Highlights:
- Now, in Louisville, we traditionally not seek foreclosure on occupied properties, but those that are
- Louisville, we traditionally<00:13:36.000>
not <00:13:36.440>seek <00:13:36.760>foreclosure - <00:13:37.600>
on traditionally not seek foreclosure on traditionally not seek foreclosure - fear is that a company could come in and buy a third-party tax lien, therefore allowing for the foreclosure
- Thank you. therefore, allowing for the foreclosure therefore, allowing for the foreclosure of<00:15:33.880
Summary:
The House convened, opened with an invocation and the Pledge of Allegiance, established a quorum with 96 members present, excused absent members, and approved the journal from March 4, 2026. The chamber also received notice that the Senate had passed Senate Bills 50 and 191 and requested concurrence. Several bills were reported for second reading and committee action, including measures on schools, barbering, virtual currency kiosks, eminent domain, DUI, fire protection, school district reporting, teacher certification, legal representation, cost and fee reporting, dentistry, credit insurance, harmful practices, elections, child welfare, health data, Medicaid directed payments, workplace violence in health care, utilities, solid waste, carbon sequestration, and coal/energy affordability. House Bill 534 was sent to the Rules Committee after receiving prior readings, and House Bill 600 was brought up for third reading and passage.
House Bill 600, relating to the collection of delinquent tax bills, was explained as allowing counties to use a consolidated procedure to collect multiple delinquent tax cases more efficiently, requiring county attorney contracts with the Department of Revenue to include that option, and extending to counties some property-tax collection tools already used by cities for delinquent and dilapidated properties. A member from Jefferson raised concerns that the bill could allow foreclosure on occupied properties and warned about potential harm to elderly or low-income homeowners; the sponsor responded that the bill was not intended to remove anyone from their property. The House passed HB 600 by a vote of 82-11, and a clincher was applied.
House Bill 662, concerning regulation of low-voltage battery-charged security fences by local governments, was described as a business-friendly measure supported by the Chamber of Commerce and affected industries, intended to define the fences and reduce regulatory uncertainty in commercial and industrial zones without removing local regulation. It passed unanimously, 96-0, and a clincher was applied. House Bill 364, relating to benefits for Kentucky National Guard members, was amended by House Floor Amendment 1 to define Commonwealth emergency pay and hazardous duty for Guard members on state active duty during emergencies. Supporters emphasized compensation for Guard members responding to disasters and emergencies, and members cited recent flood and crash responses as examples of their service. The bill passed 96-0, and a clincher was applied.
House Bill 534, an elections bill, was taken up with House Committee Substitute 2 adopted. The sponsor said the bill was the product of work by the Secretary of State, the Board of Elections, county clerks, KREF, and others, and was intended to strengthen election laws. Debate focused on a provision that would remove from voter rolls individuals convicted of felonies even while appeals are pending; one member argued this would disenfranchise people before appeals are resolved and sought to offer an amendment, but a motion to suspend the rules for that amendment failed with only 18 votes in favor. Another member said the substitute was the best version of the bill and indicated he would offer amendments, including changes to the felony-appeal language and campaign finance timing, while also seeking to remove a section requiring federal cooperation. The transcript cuts off during that discussion, before final action on HB 534 is shown.