Transcript Highlights:

• to give a little bit of a runway for them to implement the refunding of the excess dead cash, the surplus
• House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
• House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
• this before us as a technical correction for the work that he's deeply dedicated to in the digital foreclosure

Keywords: 1182, all

Summary: The House opened with prayer, the Pledge of Allegiance, attendance, guest introductions, and a resolution honoring former legislator Barbara Leff, which was unanimously adopted. The chamber also received a long list of first and second readings, then moved into Committee of the Whole on calendar number one. Several measures were considered and advanced with amendments, including HB 2170 on restricting state purchases from Chinese-controlled entities, HB 2375 on preserving historic properties while allowing middle housing, HB 2380 on school board transparency and meeting location requirements, HB 2617, HB 2621 on special education access and certificates of educational convenience, HB 2671, HB 2720 on sealed records and anti-human trafficking funding, HB 2772 on DNR designation on driver’s licenses, HB 2784 on school district excess cash refunds, HB 2902 affirming the Electoral College, HB 2950 on a tourism/hospitality district, and HB 4025 creating a study committee on the feasibility of an Arizona oil refinery. Debate on HB 2375 focused on balancing historic preservation with middle housing, with supporters emphasizing local flexibility and opponents warning against a one-size-fits-all approach. HB 2380 drew discussion about school district accountability after a district’s out-of-state retreat, with supporters arguing meetings should occur within district boundaries and materials be posted online, while opponents said local boards should retain discretion. HB 2621’s amendment was described as ensuring special-needs students in unorganized territory and group homes can access services through certificates of educational convenience. HB 2720 was presented as strengthening protections for sex trafficking survivors and adding an anti-human trafficking grant fund. HB 2772 prompted questions about how DNR instructions on driver’s licenses would work in emergencies, with the sponsor saying it would protect advance directives while emergency personnel still provide appropriate care until information is known. HB 2902 generated extended partisan debate over the Electoral College versus a national popular vote, with supporters calling the Electoral College a constitutional safeguard and opponents arguing it violates one person, one vote and overweights swing states. HB 2950 involved competing amendments over whether a tourism-related district should be voluntary or could impose fees, with the Kolodin opt-in/opt-out amendment defeated and the bill advancing as amended. HB 4025, a study committee on an Arizona refinery, drew debate over fuel prices, refinery feasibility, environmental concerns, and whether taxpayer money should fund another study. In each of these Committee of the Whole actions, the House ultimately adopted the committee or amended recommendations and ordered the measures forward by voice vote.

Transcript Highlights:

• This bill is very similar to the bill that you did last year allowing the State Patrol to issue surplus
• that was the first part of the amendment, and then the second part is just to make sure that those surplus
• We agreed issue surplus badges to troopers. This issue surplus badges to troopers.
• 05:13.520> those part is just to make sure that those part is just to make sure that those surplus
• badges are not their active surplus badges are not their active badge<00:05:16.240> anymore,<

Bills: HF4371, HF4317, HF2817, HF3496, HF4151, HF3826, HF4425, HF3990

Keywords: HF4371, Minnesota background checks, Bureau of Criminal Apprehension, BCA, Office of the Legislative Auditor, Legislative Auditor, criminal history records, national criminal history record information, public safety, statutory amendment, section 299C.76, requesting agency, state audit, oversight, background screening, criminal records, county agencies, MNsure, Department of Revenue, Department of Human Services

Bills: SB176, HB155, HB247, HB311, HB312, HB317, HB466, SB176, HB155, HB247, HB311, HB312, HB317, HB466

Keywords: controlled substances, unlawful distribution, marijuana, violent offense, sentencing guidelines, criminal justice, state holidays, federal holidays, public holidays, legal holidays, office closures, state employees, personal leave, compensatory leave, bank closures, school closures, Mardi Gras, Mobile County, Baldwin County, Rosa Parks Day

Transcript Highlights:

• I strongly oppose HB 190, and so while this bill turns zoning enforcement into a fast-track foreclosure
• So allowing private entities to initiate foreclosure creates a dangerous profit incentive and repeats
• foreclosure does not promote compliance. foreclosure does not promote compliance.
• So allowing private entities to initiate<01:57:40.560> foreclosure<01:57:41.599> creates
• foreclosure creates a dangerous profit<01:57:42.800> incentive<01:57:43.360> and<01:57

Bills: HB1527, HB1823, HB2490, HB2223, HB2325, HB2104, HB2593, HB2592, HB1927, HB1553, HB1964, HB1918, HB1990

Keywords: gambling prohibition, Aloha Stadium, University of Hawaii, amateur athletics, state lands, coastal resilience, Maui, Mantokuji Bay, coastal erosion, environmental protection, Native Hawaiian, spiritual sites, historic preservation, economic development, burial sites, Department of Hawaiian Home Lands, cultural history, archaeology, Hawaii Revised Statutes, civil service

Summary: The committee first heard HB 1527 relating to gambling. The chair outlined hearing rules, including a two-minute limit and a warning that bills not heard would die. Testimony was overwhelmingly in support from a prosecutor, Honolulu Police Department, and Stop Predatory Gambling, all arguing that casinos and sports betting increase crime, sex trafficking, harassment of athletes, and broader social harm. No opposition testimony was presented, and the committee moved on without questions or action taken on the bill. The committee then heard HB 1823 relating to coastal zone management and HB 2490 relating to coastal resilience. For HB 1823, DLNR, the Office of Planning, and Maui County testified, with Maui County supporting the measure and its proposed amendments. For HB 2490, DLNR expressed concern about exempting a proposed Mokuji Bay pilot project from permits and regulation before a long-term plan is finalized, while the County of Maui, the Mokuji Soto Zen Mission, and the Office of Planning supported the bill as a coastal resilience pilot. The mission described severe erosion, sea-level rise impacts, and years of unsuccessful efforts to stabilize the shoreline; its consultant said the study is leaning toward nature-based and hybrid solutions. In questioning, members and DLNR discussed whether the bill should say the project “shall” or “may” be exempt, and the chair indicated the language would be adjusted to preserve DLNR discretion and to change the lead agency reference to OPSD. No vote was taken in the transcript. Finally, the committee took up HB 2223 relating to historic preservation reviews. SHPD said it stood on its written comments, while OPSD and DHHL supported the bill. DHHL argued the measure would streamline reviews, improve transparency, and help address long wait times for its projects, saying it could alleviate burden on SHPD and better serve beneficiaries. Representative Shimizu questioned whether the bill would create redundancy and expand government rather than strengthen SHPD, noting a separate staffing bill already exists. SHPD responded that DHHL is uniquely subject to 6E review and that the bill would not waive federal or state historic review requirements; the discussion also touched on possible federal-style grant support and the existing memorandum of agreement between SHPD and DHHL. The transcript ends during questioning, with no final committee action shown.

Transcript Highlights:

• this out, but we don't have the money laying around like we used to when we had $17 billion in the surplus
• c><00:28:40.559> billion<00:28:41.120> in<00:28:41.279> the<00:28:41.440> surplus
• when we had $17 billion in the surplus. when we had $17 billion in the surplus.
• issue of rental moved into the issue of rental assistance<00:42:36.800> and<00:42:37.040> foreclosure
• <00:42:37.760> prevention, assistance and foreclosure prevention, assistance and foreclosure

Keywords: 1183, house

Transcript Highlights:

• Six billion dollars of surplus, $7.3 billion to fund the full pension payment, $12.4 billion of school
• And when you add in the $6 billion of surplus, that's $31 billion.
• And yes, we have a $6 billion surplus, but that will not cover the challenges that lie ahead.
• authorizes HMFA to make certain reimbursements to support pre-purchase home-buying counseling under the foreclosure

Keywords: 1146, all

Transcript Highlights:

• in pre-foreclosure mediation with homeowners to explore alternatives to foreclosure.
• in pre-foreclosure mediation with homeowners to explore alternatives to foreclosure.
• So many of the homeowners who come to our meetings with foreclosure issues have ...foreclosure.
• Today, I'm working on a foreclosure to unwind a foreclosure where a, what we call a zombie second mortgage
• , let alone a series of foreclosures can have. that even one foreclosure, let alone a series of foreclosures

Keywords: 995, all

Summary: The Committee on Financial Services heard testimony on several bills focused on consumer debt, mortgage regulation, credit unions, and foreclosure prevention. The Attorney General’s Office strongly supported the Debt Collection Fairness Act (S. 735/H. 1275), saying it would curb abusive debt collection, prevent stale claims, limit civil arrest warrants, modernize wage garnishment rules, and reduce judgment interest rates. Senator Eldridge and legal aid advocates echoed that support, while the Massachusetts Bankers Association and the Massachusetts Mortgage Bankers Association supported bills on credit union mission/competition, consumer privacy in mortgage applications, subprime loan definitions, UCC updates, and protections for vulnerable adults, but opposed foreclosure mediation proposals and several credit union expansion measures, arguing they would distort competition and add unnecessary burdens. A large portion of the hearing focused on foreclosure prevention bills (S. 765/H. 1090), with testimony from homeowners, housing organizers, and legal advocates describing predatory lending, confusing servicing practices, health harms, and displacement caused by foreclosure. Supporters said a statewide pre-foreclosure mediation program would give borrowers and lenders a chance to reach alternatives such as loan modifications or repayment plans, and cited local experience in Lynn where mediation reportedly produced high rates of foreclosure alternatives. Opponents from the banking industry argued Massachusetts already has strong foreclosure protections and that a new mandatory process could delay resolution without added benefit, though they also noted a 2024 pilot should be evaluated first. The committee also heard strong support for H. 1282/S. 684, which would update the Massachusetts Uniform Commercial Code. State Street and a bankruptcy attorney said the changes are needed to keep commercial law current with electronic transactions, tokenized assets, and blockchain technology, and to maintain competitiveness with other states. The hearing concluded after public testimony, with no bill votes taken during the session; the chair thanked speakers and the committee voted to adjourn.

Transcript Highlights:

• We did not have a surplus of capacity to begin with.
• Today, there have been a lot of foreclosures, and cotton, for example, whenever a gin goes offline, it

Bills: HB43, HB519, HB1275, HB1592, HB2842, HB3088, HB3479, HB4163, SB823, HB609

Keywords: agriculture, finance, young farmers, financial assistance, pest control, honey production, beekeeping, food safety, local regulation, bovine producers, dairy farms, permits, bovine tuberculosis, public health, wildlife management, disease prevention, alert system, Texas A&M, white-tailed deer, public safety

Transcript Highlights:

• sale applies in judicial foreclosures as well as foreclosures of advertisement.
• foreclosure sale applies in two specific foreclosure sale applies in two specific circumstances<00:27
• foreclosures of advertisement. foreclosures of advertisement.
• new subsequent foreclosure. new subsequent foreclosure.
• subsequent foreclosure. subsequent foreclosure.

Keywords: 1187, senate, all

Transcript Highlights:

• If in the fines and fees that we know are leading in like a gateway into foreclosures, if foreclosure
• If in the fines and fees that we know are leading in like a gateway into foreclosures, if foreclosure
• If in the fines and fees that we know are leading in like a gateway into foreclosures, if foreclosure
• If in the fines and fees that we know are leading in like a gateway into foreclosures, if foreclosure
• If in the fines and fees that we know are leading in like a gateway into foreclosures, if foreclosure

Keywords: 1183, house

Transcript Highlights:

• going through with foreclosure.
• So the properties will be posted for foreclosure. or when owners don't pay, and it's a long process.
• And foreclosure really is a remedy of last resort. It's rarely. We rarely have to foreclose.
• Thank You madam chair, you know, I'm not so much concerned about the actual foreclosure.
• I don't think an HOA should be able to go forward with a foreclosure. action for $2,500.

Bills: HB406

Keywords: local economic development, notification, workforce development, municipal agreements, county contracts, 1184, house, all

Transcript Highlights:

• session, NOAA and industry stakeholders collectively identified 36 properties that were at risk of foreclosure
• PROA is designed to match surplus senior property tax deferral funding with vacant affordable housing
• disconnection for non-payment is the canary in the coal mine for housing instability, for eviction, for foreclosure

Keywords: 907, all

Summary: The committee met for a series of information sessions focused on housing stabilization, rental assistance, senior housing, and heat resilience. In the first panel, OHCS and NOAA described the state’s affordable housing preservation work, including the $35 million in 2025 stabilization funding used to reduce debt and keep distressed affordable rental projects operating, plus manufactured home park preservation efforts. OHCS said the portfolio remains under strain, with about a third of projects at debt coverage ratios of 1.0 or less and rising insurance and operating costs. NOAA urged faster closings on the stabilization awards, more funding in 2027, and broader rent assistance and process reforms. Committee members asked about the gap between current appropriations and need, and OHCS explained that the new Article 11-Q bond preservation program is structured differently and requires full refinancing rather than simple cash infusions. The committee then heard a detailed discussion of the state’s eviction prevention and rental assistance program, ORDAP. OHCS said the program is administered through community action agencies, prioritizes households at imminent risk of eviction, and is now funded at a much lower level than in the prior biennium, reducing expected service to about 8,200 households this biennium. The Oregon Law Center, a county community action agency, and Multifamily Northwest all agreed the program prevents homelessness and is effective, but they differed on whether assistance should be tied so closely to eviction court. Legal aid and community action witnesses said the current system is underfunded and that eviction filings are the clearest indicator of need, while Multifamily Northwest argued the process can push people into court unnecessarily and should be moved earlier when possible. Legislators raised questions about whether a pre-eviction model could be developed and about the costs of court involvement; one member shared a personal story about how rental assistance helped keep their family housed. Next, the governor’s office, OHCS, and OHA presented on the new senior housing initiative and healthy homes work. The governor’s housing director said Oregon is making progress on homelessness and housing production, with reductions in homelessness outside Multnomah County and an estimated 50,000 future units added to the pipeline through recent state actions. OHCS outlined the senior housing programs launched in May: a debt-financing program using elderly and disabled bond authority, an older adult housing development program funded through the senior property tax deferral revolving account, and a rehousing program for older adults that will use bridge funding and services to move at least 400 unsheltered older Oregonians into housing. OHA also described its Healthy Homes Grant Program, including $24.6 million already awarded, a new $5 million grant round for seniors and people with disabilities, and examples of home repairs and weatherization that help people remain safely housed. The final information session focused on home cooling and heat resilience. OHA presented data showing rising extreme heat days, more heat-related emergency visits, and likely undercounted heat deaths, especially among older adults, people with disabilities, low-income communities, and people without access to healthy homes. ODOE reviewed implementation of Senate Bill 1536, including a cooling needs study that found 58% of surveyed households in the studied housing types needed permanent cooling, with estimated statewide costs of $582 million to $1 billion. ODOE said its rental home heat pump and community heat pump programs have supported 4,638 installations so far, with a temporary reopening planned using remaining funds. The session ended with a remote presentation from a Community Action Partnership of Oregon representative, continuing the discussion of how community action agencies help deliver energy and anti-poverty services.

Transcript Highlights:

• applies in judicial foreclosures. applies in judicial foreclosures.
• residential foreclosures are Most residential foreclosures are conducted<01:27:07.199> by<01:
• that court decision, most foreclosures that court decision, most foreclosures are<01:27:25.280><
• Minnesota has a robust foreclosure.
• :40.400> and foreclosure prevention program and foreclosure prevention program and housing<01:

Keywords: 1187, senate, all

Transcript Highlights:

• And I know you don't want to prevent foreclosure.
• Maybe this buys you a little time before you get the foreclosure notice for the bad actors.
• I got a foreclosure notice with 30 days' notice for $56.
• <01:25:22.880> piece<01:25:23.239> in about the Foreclosure piece in about the Foreclosure
• or they will proceed re a foreclosure or they will proceed re a foreclosure number<01:31:25.080>

Keywords: 1183, house

Transcript Highlights:

• c> track pre-foreclosure notices because track pre-foreclosure notices because they<00:57:20.880>
• <00:58:00.200> crisis We are not in a foreclosure crisis We are not in a foreclosure crisis
• ,<00:58:59.280> housing prevent avoidable foreclosure, housing prevent avoidable foreclosure
• , HOA community, I too faced foreclosure, HOA community, I too faced foreclosure, not<01:00:10.480
• And that the foreclosure prevention.

Bills: HF3279, HF1879, HF1417, HF2462

Keywords: housing, sales tax, homeownership, rent assistance, community stability, education, counseling, financial assistance, housing development, culturally appropriate services, HF1417, manufactured home parks, manufactured housing, mobile home parks, housing development fund, Minnesota Housing Finance Agency, MHFA, infrastructure grants, infrastructure loans, affordable housing

Transcript Highlights:

• <02:44:20.560> are attorney's fees for foreclosure are attorney's fees for foreclosure are
• 582.01 which is the mortgage foreclosure 582.01 which is the mortgage foreclosure statute<02:44:
• association to that mortgage foreclosure association to that mortgage foreclosure statute.<03:12
• overarching cap on a foreclosure overarching cap on a foreclosure foreclosure<03:15:28.880> by
• be getting more foreclosures by action. be getting more foreclosures by action.

Keywords: 1187, senate, all

Transcript Highlights:

• Foreclosure advisers we support see similar patterns across the state.
• In the end, 10 homeowners, all Black, were put into foreclosure proceedings.
• In the end, 10 homeowners, all Black, were put into foreclosure proceedings.
• Neighbors were put foreclosure filings.
• losing their homes through foreclosure losing their homes through foreclosure because<01:19:20.640

Keywords: 919, house, all

Summary: The committee took up Senate File 1750, an HOA/common interest community reform bill, and first adopted the DE9 amendment after the chair moved it to put the bill in the form the author wanted. The bill was described by supporters as a consumer and homeowner protection measure intended to add transparency, dispute-resolution rights, conflict-of-interest rules, and limits on fees and late charges in Minnesota HOAs, which supporters said have grown rapidly and are not adequately covered by current law. Supporters, including legal aid, the Minnesota Home Ownership Center, and Twin Cities Habitat for Humanity, said the bill responds to longstanding complaints about HOA abuse, lack of transparency, escalating attorney fees, foreclosure-related problems, and management-company conflicts of interest. They argued the revised bill reflects extensive stakeholder work and would help homeowners resolve disputes without costly escalation while improving fairness and accountability. Opponents, including attorneys and representatives of HOA management interests, argued the bill is too rigid and one-size-fits-all, would raise costs for all homeowners, and could make associations harder to govern. They said fee caps, contract restrictions, procurement mandates, and dispute procedures would increase assessments, reduce flexibility, discourage board service, and create more legal and administrative burden, especially for smaller or financially strained communities. No final vote on the bill itself was taken in the portion provided; the bill was laid over for possible inclusion.

Transcript Highlights:

• The amendment strengthens Florida's judicial sales and foreclosure procedures by enhancing transparency
• So 99% of the foreclosure proceedings are going to continue the same way, except for that 1% occasionally
• Unregulated alternatives that we have seen down in the Miami-Dade County area with regards to foreclosure
• The amendment does not extend any time periods for foreclosure and thereby preserves existing creditor
• Foreclosure sales. So for that, I would appreciate your favorable support. Thank you. Thank you.

Summary: The Appropriations Committee on Criminal and Civil Justice met to review its proposed fiscal year 2025-2026 budget, totaling about $7.6 billion. The chair highlighted funding for the Department of Corrections, including health services, food inflation, and prison population growth; the Department of Juvenile Justice for residential beds and higher food/medical costs; FDLE for a law enforcement apprenticeship program and officer wellness services; justice administration for court-appointed attorney rates and VOCA shortfalls; major IT projects; and court operations, including funding for 29 new judges. Members asked about where the new judgeships would go and whether staffing would accompany them, and staff said the judge positions would be listed later in a conforming bill and that associated court staff were included, but not additional state attorney or public defender staffing. Several members also asked whether the budget addressed pay and staffing shortages in state attorneys’ and public defenders’ offices, and staff said those decisions had not yet been finalized. The committee then heard public testimony from several speakers who urged more funding for prison safety, medical care, and oversight. Speakers described personal experiences involving deaths or serious harm in correctional facilities and jails, alleging inadequate medical treatment, excessive force, isolation, and failures to investigate. One speaker said her son died after being beaten and denied timely medical care in a correctional facility; another said her son was not receiving adequate health care at Charlotte Correctional; and another described her brother’s death in the Marion County Jail after repeated tasing and pepper spraying. The committee adopted a motion allowing staff to make technical adjustments and then approved the committee’s budget proposal as a recommendation to the full Senate Appropriations Committee. The committee also took up CS for CS SB 48 on alternative judicial procedures and foreclosure sales. Senator Garcia offered an amendment to standardize judicial sales, increase transparency, limit preferences in bidding, preserve public notice requirements, restrict plaintiff credit bids to the amount of the judgment unless a deposit is posted, and prevent deviations from statutory timelines and procedures from being hidden in court orders. Garcia said the bill was intended to close loopholes and protect homeowners, especially condominium owners, from unfair foreclosure practices. A representative for Auction.com said similar laws have been used in other states and offered to provide data. After debate, the amendment was adopted, and the bill passed the committee favorably on a roll call vote.

Transcript Highlights:

• mortgage foreclosure lawsuits involving the<00:10:38.480> group's<00:10:38.800> financial<
• in uh the real estate foreclosure in uh the real estate foreclosure matters.<00:22:34.720> Senator
• series of real estate foreclosure series of real estate foreclosure actions<00:32:56.080> in<
• to the foreclosure actions and the<00:40:22.640> proposed<00:40:23.040> legislation<00
• in the mortgage foreclosure process? in the mortgage foreclosure process?

Keywords: 1187, senate, all

Transcript Highlights:

• House File 3479, an act relating to mortgage foreclosures. The second engrossment.
• their homes from foreclosure by allowing them to postpone the mortgage sale.
• I hope to earn your green vote on this bill. foreclosure by allowing them to postpone foreclosure by
• to save their homes from foreclosure. to save their homes from foreclosure.
• <00:35:41.599> So foreclosure dies before the sale. So foreclosure dies before the sale.

Keywords: 1183, house

Summary: The House convened with prayer, the Pledge of Allegiance, a roll call establishing a quorum, and approval of the previous day’s journal. The body then moved through routine business including committee reports, second readings, first readings of a large batch of House files, and receipt of Senate File 3958 for comparison with a House companion. Several noncontroversial motions were adopted without objection, including referral and re-referral motions later in the day. The chamber then took up a series of bills, many of them veterans, commerce, mortgage, liquor, elections, and financial institutions measures. House File 3544, a veterans housekeeping bill updating state law to conform with federal standards and clarifying benefit forfeiture language, passed 133-0. House File 3467, authorizing MDVA to use nonmonetary support to collaborate on veteran services such as food insecurity, homelessness, and suicide prevention, also passed 133-0. House File 3437, clarifying that certain mortgage lending protections apply to consumer home loans rather than commercial loans, passed 133-0. House File 3479, clarifying homeowners’ rights to postpone foreclosure sales in several edge cases, passed 128-5. The annual liquor bill, Senate File 2511, drew the most discussion. Members described provisions addressing the so-called “Granny Happy Hour” in senior facilities, University of Minnesota liquor-related flexibility, and other local liquor-law changes. An author’s amendment was adopted, and the bill passed 129-1. House File 4118, allowing state-chartered credit unions to use private deposit share insurance subject to state oversight, passed 131-2. House File 4241, a local government/elections omnibus addressing disclosure rules, Hennepin County medical examiner appointment procedures, and Rochester School Board election structure, passed 124-9. House File 3699, changing a license plate contest to feature the Lake Superior agate and requiring a Minnesota artist, passed 110-22. Later, the House adopted motions to send House File 4668, an Explore Minnesota film tax credit bill, and House File 4319, a Lake City port authority bill affecting local taxing authority, to the Taxes Committee. The chamber also approved a motion to recall House File 1234, the payment transparency bill, from Ways and Means and place it on the General Register after a zero-cost fiscal note was reported.