Video & Transcript Research : 'Consumer Financial Protection Bureau'

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FL

Florida 2026 Regular Session

Commerce and Tourism Feb 11th, 2026

Commerce and Tourism

Transcript Highlights:
  • The Federal Trade Commission's latest consumer protection data spotlight shows a huge jump in losses
  • bill aims to prohibit misleading caller ID practices and decrease the number of fraudulent calls consumers
  • problem with these calls is that actors use spoofed or manipulated caller identification to deceive consumers
Bills: S0888, S1516, S1562
Summary: The Commerce and Tourism Committee met with all members present and took up three bills. On Senate Bill 1562, as amended by a strike-all, Senator Trumbull explained that the measure would apply only to new vehicle brands and would limit any one dealer or dealer group to no more than one-third of statewide sales after a brand reaches 1,000 vehicles in Florida, with the stated goal of promoting competition and preventing manufacturers from concentrating sales through a single dealer. The committee adopted the amendment and then reported the bill favorably. Senator Smith later asked to be recorded in the negative on this bill, and Senator Yarbrough asked to be recorded in the affirmative on SB 1562 and SB 888. The committee then heard Senate Bill 888 by Senator Martin, which would limit professional services contracts for architects, engineers, surveyors, and landscape architects so they are liable only for their own negligence or that of those under their supervision, extend those protections from public to private contracts, void broader indemnity clauses, require a professional standard of care, and prohibit additional-insured requirements. There was no debate or opposition, and the bill was reported favorably. Finally, Senator Garcia presented Senate Bill 1516 on caller identification information, citing the volume of robocalls and fraud losses among older adults. The bill would prohibit misleading caller ID practices, require telecommunications companies to provide accurate originating number and location information, create penalties for violations, and require STIR/SHAKEN authentication or a comparable framework. Two appearance forms were filed in support from the Elder Law Section of The Florida Bar and AARP, and Senator Smith voiced support during debate. The committee reported the bill favorably. The meeting concluded with closing remarks and adjournment.
FL

Florida 2026 Regular Session

Judiciary Jan 27th, 2026

Judiciary

Transcript Highlights:
  • protection.
  • The bill directs, and this is a consumer protection part of it, that it directs the course of legal proceedings
  • funding, protection of cases in all cases.
  • protects Floridians and protects the state of Florida.
  • or patient protection.
Summary: The Senate Judiciary Committee met with a quorum present and first postponed SB 532. It then heard and approved SB 620, which requires candidates for federal, state, county, district, judicial, and school board office to disclose any citizenship other than U.S. citizenship. The bill drew one waiver in opposition from Common Cause and passed 8-0. The committee also heard SB 1396 on litigation financing consumer protection. Supporters said it would add transparency, limit funder control over litigation, and require disclosure of foreign entities involved in funding; opponents argued it would create strategic advantages for defendants and could burden plaintiffs. The bill passed 7-2. The committee later approved SB 192, repealing a $1,500 cap on patient funds held in trust by chiropractic physicians, and SB 888, extending limits on indemnity and insurance requirements for design professionals in private contracts; both passed unanimously among those voting. The committee also approved several Judiciary-related measures. CS/SB 332, as amended, creates a narrow temporary public meetings/public records exemption for certain pre-suit Burt Harris litigation strategy discussions by local governments, and passed 7-0. SB 820, which strengthens quarterly reporting requirements for problem-solving courts, passed 10-0. SB 1500, implementing probate process recommendations to raise small-estate thresholds, clarify access to safe deposit boxes, and improve enforcement in uncontested probate, also passed 10-0. SB 144, creating a public records exemption for personal information of current and former Judicial Qualifications Commission employees and their families due to harassment concerns, passed 9-1. The committee then approved CS/SB 1224, as amended, making it a third-degree felony to fraudulently obtain possession of a rental unit through false written statements, counterfeit documents, or impersonation; the bill passed 10-0. SB 1000, setting a floor and ceiling for interest rates on law firm trust accounts tied to the Wall Street Journal prime rate, passed 10-0 after testimony from banking and credit union representatives and support from Senate leadership. Finally, CS/SB 694, providing compensation to the descendants of the Groveland Four, was heard with emotional testimony from family members and advocates describing the wrongful convictions, killings, and decades-long effort for redress; an amendment specified equal shares for the four families, and the bill passed 10-0. Several members requested to be recorded as voting in the affirmative on specific bills before the committee adjourned.
FL

Florida 2026 Regular Session

Agriculture Jan 27th, 2026

Agriculture

Transcript Highlights:
  • Next I have Christian Camara, Consumer Technology Association, speaking. You're recognized.
  • My name is Christian Cameron with the Consumer Technology Association.
  • For example, SB 806 enables consumers to file private lawsuits against manufacturers.
  • For example, SB 806 enables consumers to file private lawsuits against manufacturers.
  • I mean, we're trying to get to a place where consumers have more choice.
Bills: S0806
Summary: The Committee on Agriculture took up SB 806, a consumer and agricultural equipment right-to-repair bill sponsored by Senator Truenow. The bill was described as expanding repair options for portable wireless devices and farm equipment while protecting trade secrets. Two amendments were adopted: one clarified that portable devices do not include motor vehicles, and another was a technical staff amendment. Testimony included support for the general goal of repair access, but opposition from a John Deere dealership representative, who warned the bill could weaken local dealer support, reduce parts inventory, increase downtime, and create emissions-compliance risks. The Consumer Technology Association also opposed the bill in its current form, citing concerns about a patchwork of state laws, a private right of action against manufacturers, and inconsistencies with other states’ repair laws. After closing remarks from Senator Truenow, the committee voted to report CS for SB 806 favorably. The committee then heard a presentation from Florida 4-H state officers and alumni, who highlighted 4-H’s role in youth development, leadership, agriculture, STEM, and healthy living. They described statewide participation of more than 216,000 youth, the impact of camps and hands-on programs, and efforts to raise funds for facility improvements, including Camp Cherry Lake and Camp Timpoochee. Members asked about how youth discover 4-H, what drives participation, and the organization’s growth goals, including reaching 300,000 youth. Next, Florida FFA state officers presented on agricultural education and FFA’s role in preparing students for careers in agriculture and related fields. They emphasized the three-part model of classroom instruction, supervised agricultural experience, and FFA leadership activities, and noted Florida’s membership growth to more than 65,000 students, supported by state funding that allows all agricultural education students to participate at no cost. Members discussed the need for technology and AI to help meet future food-production demands, and the presenters stressed innovation, urban agriculture, and efficiency as key to feeding a growing population. The meeting concluded with general comments of support and a request for a group photo with the students.
TX
Transcript Highlights:
  • The solutions for residential outage protection. Again, that's the URI problem.
  • We want measures to protect grid reliability.
  • We want outage protections for residential customers by ensuring that that large...
  • consumers.
  • And the costs associated with large loads not being borne by residential and small customers. consumers
Bills: SB 6, SB6, SB504, SB765, SB815, SB929
TX
Transcript Highlights:
  • Our member companies have seen firsthand the tremendous interest from large load consumers wanting to
  • What I am trying to do in this bill is to protect Texans from utilizing AI as part of a financial scheme
  • into the administrative code and L-square for the purpose of protecting patients.
  • So I'm speaking on behalf of the patients who are going to be protected by this.
  • These are the patient protections that everyone's talking about.
Bills: SB 6, SB6, SB504, SB765, SB815, SB929
TX

Texas 89th Regular

Pensions, Investments & Financial Services May 5th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Members, this requirement may have at one point been aimed at consumer protection.
  • We are opposed to this bill because it does not really, we think, give additional consumer protection
  • At this bill, we don't think helps to protect consumers. There was the question. Thank you.
  • What goes out to the consumer, the Consumer Financial Protection Bureau nationally promulgated a standardized
  • Again, members, HB3002 is a consumer protection bill.
TX
Transcript Highlights:
  • protection stronger?
  • It lets them know that they can protect their data.
  • because consumers actually have a choice.
  • That is a consumer choice.
  • I think the legislature has told TDI to protect consumers, clearly, but if they're going to take that
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 12th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • The bill directs the Department of Environmental Protection to no longer issue or reissue permits for
  • The bill also provides an avenue of protection for our veteran service organizations by allowing them
  • Ash Mason, Office of Financial Regulation, waiving in support. Bill? Questions? Public testimony.
  • Ash Mason, Office of Financial Regulation, waiving in support. Thank you, sir.
  • Josh Alba Shan, American Financial Services Association, waiving in support. Thank you, sir.
Summary: The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and it was reported favorably. The committee also heard SB 1708, which removes a timing requirement for veterinarians licensed in good standing elsewhere to qualify for Florida licensure; it received support from Americans for Prosperity and the ASPCA and was reported favorably. Members then considered CS/SB 204 on illegal slot machine operations. An amendment was adopted that set the baseline penalty at a second-degree misdemeanor, elevated violations involving six or more machines or repeat offenses to a third-degree felony, and made violations by a person of authority involving six or more machines or multiple prior convictions a second-degree felony. Testimony supported the bill’s effort to target larger illegal operations while protecting veterans’ organizations and other lawful users from felony exposure; the bill as amended was reported favorably. The committee also adopted a strike-all for CS/SB 1294 addressing Class AA biosolids, requiring agronomic-rate application, recordkeeping, IFAS guidance, and application of fertilizer-related requirements to bulk land application products, with an effective date of November 1, 2026; it was reported favorably after limited questions about oversight and IFAS’s role. Later, CS/SB 772 was heard to allow portable electronics limited licensees to sell “iware” insurance and define that term, and it was reported favorably. CS/SB 1504 updated pre-licensure education for the 440 customer service representative license so a high school student completing a half-credit insurance and personal finance elective can apply upon turning 18; it received supportive testimony from industry groups and was reported favorably. Finally, the committee adopted a strike-all amendment to CS/SB 540 creating cybersecurity program requirements for mortgage and money service businesses, extending oversight to certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and adjusting director experience requirements for financial institutions; the bill as amended was reported favorably. Senators McClain and Truenow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned at the end of the agenda.
AL

Alabama 2025 Regular Session

Alabama Senate Children and Youth Health Committee Feb 27th, 2025

Children and Youth Health

Transcript Highlights:
  • We're here to try to protect our children from the digital version of what we already protect them from
  • while trying to protect children.
  • We believe that children need to be protected.
  • to protect minors from accidental exposure.
  • I'm a big proponent of consumer protection. Protection for minors, um, but I don't...
Bills: SB186, SB187
TX

Texas 89th Regular

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • HB 2468 seeks to strengthen consumer protections in real estate transactions by ensuring that home buyers
  • This bill aims to protect consumers by setting deadlines and penalties for delays by insurers, and it
  • ... ...protect consumers while, at the same time, being fairer to industry.
  • This bill simply maintains the state requirements protecting consumers from inappropriate inducement
  • The statute currently provides under Chapter 705 for the protection of consumers from an insurer's ability
Summary: The committee first handled pending business, including reconsidering SB 715 and then voting out several measures. The committee substitute for SB 1978 was reported favorably, and HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 were all reported favorably, many with objections sent to the local and uncontested calendar. HB 1522 and HB 4238 were adopted as committee substitutes before passage. The committee then moved into public testimony on HB 2963, a right-to-repair bill for consumer electronics. Supporters argued it would reduce waste, lower costs, and help independent repair shops by requiring manufacturers to provide parts, tools, and information on fair terms, while opponents said the bill was too broad and the automotive MOU exemption was problematic. The bill was left pending after testimony. The committee also heard HB 2467, which would align State Fire Marshal Office investigators’ pay with other commissioned peace officers at TDI; testimony was strongly supportive, emphasizing the office’s arson-investigation role, and the bill was left pending. HB 252, a bill allowing certain state agencies flexibility to pay Schedule A employees twice monthly, was laid out and left pending after limited testimony. HB 2468, dealing with public improvement district notice in real estate transactions, would let buyers terminate within seven days if required PID notice was not provided before contract execution; it drew no public testimony and was left pending. HB 4386, an annuity exchange and surrender process bill, was presented as a consumer-protection measure with deadlines and penalties for insurer delays; it received support from industry witnesses and was left pending. The committee then heard HB 4751, creating the Texas Quantum Initiative within the Governor’s Office to coordinate quantum research, workforce, industry partnerships, and possible future grant funding. Witnesses from universities and industry supported the bill, while several senators questioned whether a new state structure was necessary; the bill was left pending. HJR 175 proposed a constitutional amendment protecting Texans’ right to use mutually agreed forms of exchange, including cash, bullion, digital currency, or private script, and was discussed at length in the context of central bank digital currency and barter; it was left pending after testimony. HB 2221, updating insurance anti-rebating laws to allow wellness and value-added services, drew supportive testimony from the insurance industry and discussion about incentives versus monitoring; it was also left pending. Finally, the committee heard a series of utility wildfire and infrastructure bills: HB 106, requiring oil and gas operators to maintain certain electrical infrastructure near well sites; HB 144, requiring electric utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing self-insurance under certain conditions. Utility, insurance, and cooperative witnesses generally supported the wildfire-related bills while asking for clarifications and less burdensome reporting, and the bills were left pending.
TX

Texas 89th 2nd C.S.

Business and Commerce May 15th, 2025

Business & Commerce

Transcript Highlights:
  • HB 2468 seeks to strengthen consumer protections and real estate transactions by ensuring that home buyers
  • This bill aims to protect consumers by setting deadlines and penalties for delays by insurers, and it
  • Liberty, consumer choice, and economic innovation in an evolving financial landscape, where digital assets
  • This bill simply maintains the state requirements protecting consumers from inappropriate inducement
  • The statute currently provides under Chapter 705 for the protection of consumers from an insurer's ability
Summary: The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable. The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony. Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony. The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
HI

Hawaii 2026 Regular Session

JDC Public Hearing 03-04-2026

Judiciary

Transcript Highlights:
  • enforcement officers, animal control officers, and firefighters to enter an unattended vehicle to protect
  • This increases the fines for taking or harassing protected turtles in the state.
  • This increases the fines for taking or harassing protected turtles in the state.
Summary: The Judiciary Committee met in decision-making only session and considered several Senate bills, generally following recommendations to pass measures with or without amendments. SB 2981 would prohibit minimum off-street parking requirements for new development in urban districts and was adopted unamended, with Senator Awa voting no. SB 2982, which bars foreign entities and foreign-influence business entities from making election-related contributions or expenditures, was adopted with an amendment adopting Attorney General language for required advertisement statements. The committee also advanced SB 2983, creating a misdemeanor offense for criminal destruction of a tree on state or county property; one member opposed it, suggesting a replanting requirement would be a better environmental remedy, but the bill was still adopted unamended. SB 2986, concerning Land Use Commission authority to amend or revise district boundary amendment decisions when conditions are not met, passed with an amendment addressing a defective effective date. SB 2991, on driver’s license revocations for certain alcohol-related offenses and re-examination requirements, passed with amendments clarifying revocation orders and re-examination procedures. Members then approved SB 3001, which regulates conversational artificial intelligence services by requiring disclosures and protocols to prevent suicidal ideation, with amendments incorporating AG and OCP recommendations, including a personal data definition and broader data minimization language. SB 3010, allowing officials and in some cases private citizens to enter unattended vehicles to protect endangered pet animals, passed with amendments. The committee also adopted SB 3014 on higher fines for taking or harassing protected turtles, SB 3032 clarifying beach and marine deposit prohibitions, and SB 3033 allowing petitions to review beach structure integrity despite a bad effective date; Senator Awa again voted no on SB 3033. The meeting adjourned after the committee noted a later joint hearing with Ways and Means.
TX

Texas 89th Regular

S/C on Academic & Career-Oriented Education Mar 5th, 2025

S/C on Academic & Career-Oriented Education

AL

Alabama 2026 1st Special Session

Alabama House Ways and Means General Fund Jan 14th, 2026

Ways and Means General Fund

Transcript Highlights:
  • that having this bill would also allow people who do suffer and deal with disabilities to have protection
  • <00:08:24.879> Aaliyah,<00:08:25.759> other<00:08:26.080> pl ...have a protection
Bills: HB66, HB79, HB95, HB145, HB66, HB79, HB95, HB145
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means General Fund Committee Jan 14th, 2026

Ways and Means General Fund

Transcript Highlights:
  • that having this bill would also allow people who do suffer and deal with disabilities to have protection
  • that having this bill would also allow people who do suffer and deal with disabilities to have a protection
  • that having this bill would also allow people who do suffer and deal with disabilities to have a protection
Bills: HB66, HB79, HB95, HB145, HB66, HB79, HB95, HB145
WY

Wyoming 2026 Regular Session

House Revenue Committee, February 19, 2026

Revenue

Transcript Highlights:
  • ,<00:02:28.160> is number 101, guardianship protections, is number 101, guardianship protections
  • Some of it is to ensure their assets are protected and that there's not things like financial exploitation
  • um come in through an adult protection um come in through an adult protection space<01:01:47.920
  • taking responsibility for protecting taking responsibility for protecting this<02:08:58.800>
  • They deserve deserve protection.
Bills: HB0101, HB0062, HB0109
AZ

Arizona 2026 Regular Session

03/24/2026 - House Commerce

Commerce

Transcript Highlights:
  • The other striker I have is something, it's a consumer protection striker that basically does not allow
  • And so this is a bill that I've put forward for some consumer protection.
  • So my bill adds protections for consumers and it gives the AG some authority to be able to go after these
  • And so I added this strike amendment that basically gives some consumer protections to people in my district
  • are informed and protected.
Summary: The Commerce Committee heard and acted on a long series of bills, with several strike-everything amendments. SB 1421, dealing with restrictions on financial institutions, check cashers, and remittances involving undocumented immigrants, drew strong opposition on constitutional and economic grounds and support from the sponsor as a sovereignty measure; the committee rejected a Villegas affordable-housing striker and gave the bill a due pass recommendation. SB 1254, a continuation/cleanup bill for the Industrial Commission of Arizona and its divisions, was explained as mostly renaming and administrative changes and passed unanimously after adopting the chairman’s striker. SB 1515 created a Public Safety Parity Fund for DPS and corrections retention bonuses funded by investment earnings from the Budget Stabilization Fund; law enforcement witnesses supported it as a needed retention tool, while some members objected to using rainy-day fund interest, and it passed on a split vote. SB 1206 updated homeowner protection rules for adjusters and contractors after disasters, limiting certain conduct during loss events and emergency responses, and passed unanimously after amendment. The committee also approved SB 1563, which continues the Barbering and Cosmetology Board and lowers some fee caps, after testimony that the board protects public health and sanitation. SB 1649 established a Digital Assets Strategic Reserve Fund; a Ripple Labs witness discussed self-custody options for unclaimed crypto, while an Aguilar striker would have required reporting on employers whose workers receive public assistance, but that amendment failed and the underlying bill passed. SB 1290, originally about HOA closed meetings, became a major debate over transparency versus privacy; opponents warned the Carter striker would force disclosure of sensitive member and employee matters, supporters argued HOAs should not take secret action, and the committee adopted both the Aguilar consumer-protection striker and the Carter HOA transparency striker before passing the bill. SB 1670, preempting local contractor licensing and allowing certain journeyman licenses, was amended with a Villegas striker aimed at landlord algorithmic pricing and passed unanimously. The committee continued the Arizona Department of Gaming, Racing, and Boxing/MMA commissions in SB 1671, with the chairman’s amendment narrowing reporting requirements and adding aggregate complaint reporting; the department said it had worked with auditors and supported the bill, which passed. The meeting then moved into SB 1747, beginning discussion of social media application requirements for developers and covered companies, including age verification and parental consent, but the transcript cuts off before further testimony or action on that bill.
HI

Hawaii 2026 Regular Session

AGR Public Hearing - Wed Feb 11, 2026 @ 9:30 AM HST

Agriculture & Food Systems

Transcript Highlights:
  • have Brian Miamoto, Hawaii Farm Bureau. have Brian Miamoto, Hawaii Farm Bureau.
  • Bureau. Bureau. >> Thank<00:34:58.079> you,<00:34:58.320> Chair.
  • Miamoto, Hawaii Farm Bureau. Miamoto, Hawaii Farm Bureau.
  • protection.
  • critical to both industry and consumer critical to both industry and consumer protection.<00:55:
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 26th, 2026 at 09:30 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • your sovereign hand upon us to guide us in the coming weeks of session that we would steward the financial
  • dedicated significant time and resources to supporting members of the United States armed forces with no financial
TX
Transcript Highlights:
  • The bill aims to increase efficiency, enhance consumer protection, and ensure that consumers throughout
  • And also services that are cancelable at any time, HB 3466. would not remove consumer protections as
  • Consumer protections like the three-day right to cancel are crucial for consumers, including older adults
  • In-home sales statutes were originally created to protect consumers from unsolicited door-to-door and
  • This bill does not change any of the protections in place for consumers under Section 1304.