Video & Transcript : 'suspicious transaction' :
Page 69 of 212
FL
Florida 2025 Regular Session
Rules Apr 1st, 2025
Transcript Highlights:
- So we're going to start with Tab 13 Cs for SB 678 on pawnbroker transaction forms by Senator Turner.
- It states that pond brokers, transaction force can be printed or digital.
- This will out brokers to modernize their transaction forms and that is the bill.
- Bill is very much a pro business bill simplifies our ability to record transactions and integrated with
- It's because they actually took up a matter, conducted a transaction, give advice all that stuff.
CA
California 2025-2026 Regular Session
Senate Floor Session Aug 20th, 2026
California Senate Floor Meeting
Transcript Highlights:
- present AB 1793, the California Common Sense Act, which legalizes the symmetrical rounding of cash transactions
- With this bill, rounding applies to the total transaction price after taxes and fees, with electronic
- or credit card transactions unaffected.
AR
Arkansas 2026 Regular Session
ALC-HIGHWAY COMMISSION REVIEW AND ADVISORY SUBCOMMITTEE Aug 19th, 2026
ALC-HIGHWAY COMMISSION REVIEW AND ADVISORY SUBCOMMITTEE
Transcript Highlights:
- So these land transactions, these were surplus property.
- And so when that happens, we do try to make those transactions and dispose of that property.
- have based on the changed plans that we expected from that development, and so that's what that transaction
Summary:
The Highway Commission Review and Advisory Subcommittee received a quarterly update from ARDOT Director Jared Wiley on major highway projects, federal funding, land conveyances, and agency safety outreach. Members asked about the status of numerous projects, including Jonesboro area work, the Townsend Avenue project in Fort Smith, the I-40/Highway 59 interchange in Van Buren, the I-55 bridge replacement at Memphis, the I-40/I-55 interchange congestion near Memphis, the Mountain Home Bypass, and other local road and drainage concerns. Wiley said most large projects are progressing well, though some are delayed by utilities, change orders, or sharply rising costs; he noted the Townsend Avenue project is being paused because costs grew from an estimated $12–15 million to more than $60 million, with funding to be redirected to other area projects. He also said the I-55 bridge project is about 60% designed and could begin construction in 2027, and that the Van Buren interchange should be completed before year’s end.
The committee also reviewed the Infrastructure Investment and Jobs Act funding report and quarterly land conveyances. Wiley explained that the federal project list reflects state oversight on some jobs, that federal aid agreements must be submitted before expenditures, and that ARDOT uses biennial appropriations to front project costs and seek reimbursement. On land conveyances, he described three surplus-property transactions: a drainage easement near I-40 sold back to a landowner, a Paragould Bypass-related tract sold after it became landlocked, and a small Highway 112 parcel in northwest Arkansas sold back for development after plans changed.
Wiley then highlighted ARDOT outreach and safety efforts, including the Street Smart education program for middle and high school students, with online lesson plans, videos, quizzes, and materials available through StreetSmartAR.org. He also discussed the agency’s litter campaign, saying ARDOT collected 14,000 bags of trash in one day this year, has issued warnings and citations for unsecured loads, and spent nearly $11 million on litter cleanup last year. He reported that all ARDOT staff have completed human trafficking awareness training, and he described ongoing campaigns on work zone safety, “Slow Down, Phone Down,” move-over awareness, and a new podcast to answer public questions. The meeting ended with thanks to the director and a note that the committee may not meet again until November unless needed sooner.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Revenue Jun 21st, 2026 at 01:00 pm
Joint Committee on Revenue
Transcript Highlights:
- asked, is instead of refiling that every year, what it should be is, you know, when there’s a real transaction
- asked is instead of refiling that every year what it should be is you know when there's a real transaction
- you know When there's a real estate transaction, you know, because that means that person that's who's
Committee:
Joint Joint Committee on Revenue
Summary:
The Joint Committee on Revenue held a hearing on bills related to senior and disability property tax relief, with a focus on helping older adults and people with disabilities remain in their homes. Testimony supported H. 3968, which would make certain senior and disability property tax exemptions permanent so eligible residents would not have to refile annually, and H. 3198, which would expand the senior circuit breaker tax credit by indexing income and credit limits to cost of living and raising the home valuation cap from $1.1 million to $1.5 million. Representative Scanlan also testified in favor of several additional bills, including a local option motor vehicle excise tax exemption for low-income seniors and veterans, a local property tax cap for low-income seniors, an expanded senior property tax exemption, and a senior property tax deferral program designed to be revenue neutral over time.
Witnesses from the City of Boston, the Massachusetts Municipal Association, and the Massachusetts Association of Assessing Officers generally supported local-option property tax relief measures and said they would help seniors age in place while giving municipalities flexibility. Committee members raised concerns about possible abuse or fraud if exemptions became permanent, and about how assessors would verify continued eligibility without annual reapplication. Supporters responded that eligibility could still be tied to real estate transactions and other documentation, and that the current annual filing requirement causes many eligible seniors to miss out on benefits. Mass Senior Action Council members testified that many seniors are struggling with rising property taxes, insurance, and other costs, and urged broader reforms such as freezing assessed values, improving outreach, strengthening the work-off program, and allowing more flexible payment or deferral options. No votes were taken; the hearing concluded after testimony and questions.
AZ
Transcript Highlights:
- Chair, members, SB 1281 actually represents government overreach into private transactions.
- Why should politicians be notified of lawful voluntary land transactions?
- Why should politicians be notified of lawful voluntary land tracts transactions?
Summary:
The House convened with prayer, the Pledge of Allegiance, approval of the prior journal, and introductions of the Doctor of the Day, guests, and visiting student groups. Members also made several personal privilege remarks, including birthday recognitions and comments about Easter and Arizona’s role in the Artemis moon program.
The chamber then took up several Senate bills on third reading. SB 1126, relating to educational records, passed 31-17. SB 1252, relating to assignment for benefit of creditors, passed 48-1. SB 1479, relating to real property and photo ID for official acts, passed 49-0, with one member explaining support for photo identification. The House then resolved into Committee of the Whole for additional measures.
In Committee of the Whole, members considered and advanced SB 1099 on defamation and online publication, SB 1107 on public safety and law enforcement, SB 1148 on judiciary matters, SB 1294 on property tax treatment of destroyed property, and SB 1366 on transportation and infrastructure. The committee also considered SB 1237 on election procedures manuals, SB 1243 on notice to guardians in court-ordered treatment releases, SB 1281 on notice of federal land acquisitions, SB 1586 on government matters, and SB 1741 on school release time for religious instruction and academic credit. Several bills drew debate over free speech, election administration, guardianship rights, federal land transactions, and religious accommodation in schools, but all were ultimately recommended do pass. The House adopted the Committee of the Whole reports, placing SBs 1237, 1243, 1281, 1586, and 1741 on third reading and engrossing or advancing the other measures as required. The House then adjourned until Tuesday, April 7, 2026.
ID
Transcript Highlights:
- We won't need to burden the clerical staff to process a physical form and stamp it with each transaction
- We won't need to burden the clerical staff to process a physical form and stamp it with each transaction
- As long as we have the same information, ...process a physical form and stamp it with each transaction
Committee:
House Agricultural Affairs
TX
Transcript Highlights:
- It eliminates that situation and removes a double taxation scenario on these transactions.
- It's a taxable transaction and therefore, in a normal scenario, a gift tax may apply. ...apply when it's
- It considers that consideration is given and that that's a taxable transaction.
Committee:
Senate Finance
FL
Florida 2025 Regular Session
Senate in Special Session A Jan 27th, 2025
Florida Senate Floor Meeting
Transcript Highlights:
- convene the Legislature in special session, during which only such legislative business may be transacted
- government's open border policies under Joe Biden During which only such legislative business may be transacted
Summary:
The Senate convened with a quorum, opened with a prayer recognizing International Holocaust Remembrance Day, and recited the Pledge of Allegiance. The Secretary then read Governor DeSantis’s proclamation calling the Legislature into special session from January 27 to January 31, 2025, limited to five subjects: combating illegal immigration, condominium regulation, agricultural relief after natural disasters, replenishing the My Safe Florida Home Program, and changes to the citizen initiative petition process.
The chamber read the filed bills within the call, including several Senate bills on illegal immigration and petition process issues, all referred to Fiscal Policy. A motion was adopted to send any bills filed outside the call to the Rules Committee to determine whether introduction was warranted. The Senate President then discussed President Trump’s immigration executive orders and said Florida would align with federal efforts while preserving the Legislature’s constitutional role.
He announced that Senator Gruters would sponsor legislation to implement Trump’s border and immigration plan, including funding to reimburse law enforcement costs and incentives to recruit more officers. He said the bill would be posted, referred to Appropriations later that day, and heard on the floor the next day. The session then adjourned sine die by motion without objection, with senators told the chamber would reconvene momentarily for the special session.
NH
Transcript Highlights:
- We take renewals through mail transactions at our town and cities.
- We take renewals through<00:19:27.360><c> mail</c><00:19:27.760><c> transactions</c><00:19:28.320><c>
- mail transactions at our town and<00:19:29.120><c> cities.
- will allow for that uh, transaction will allow for that personal<00:21:11.120><c> recgnissance.
- If somebody else is going transaction.
Committee:
House Transportation
NH
Transcript Highlights:
- So every transaction is getting looked at.
- </c><03:55:57.120><c> So</c><03:55:57.439><c> every</c><03:55:57.840><c> transaction</c><03:55:58.319
- So every transaction is the staff there.
- So every transaction is getting<03:55:59.040><c> looked</c><03:55:59.359><c> at.
- Like a huge listing with hundreds of thousands of transactions. So, those are all made public.
Committee:
House Education Funding
LA
Transcript Highlights:
- There are a lot of platforms out there trying to make gold and silver transactional so you could access
- You can still transact in this space without complying with any of us.
- After that, it's self-sustaining because they'd have a small transaction fee that would go to the Treasury
- These companies are about five in the world that I know of that transact in this space.
Committee:
Senate Finance
Keywords:
TOPS-Tech, scholarship, education, eligibility, college credit, dual enrollment, state funding, HB 488, Belle Chasse Bridge, Belle Chasse Bridge Merit-Based Special Fund, Plaquemines Parish, severance tax, state general fund, special fund, transportation funding, DOTD, Department of Transportation and Development, public-private partnership, P3 contract, toll reduction
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 22nd, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- What this bill will do will remit 8% of adjusted transaction totals each year to the state in sports
- I'll quote, 'The fee shall be 10% of monthly adjusted transaction total from sports betting.'
- For purposes of this supplement, adjusted transactional total means the gross sports betting transaction
Bills:
HB3834 , HB3940 , HB4346 , HB2947 , HB3257 , HB3264 , HB4326 , HB4421 , HB3944 , HB3979 , HB4118 , SCR22 , SB169 , HB1047 , HB2123 , HB2650 , HB3260 , HB3403 , SR41 , HB3649 , HB3742 , HB3831 , HB3996 , HB4321 , HB4339
Summary:
The Senate convened with a quorum, heard an invocation, and recognized several guests and groups in the gallery, including the Ponca City High School Poe High Steppers, the Edmond Democratic Women, family members of senators, a Grace Reform Baptist Church co-op group, and Oklahoma 4-H participants. The chamber also honored the Red Oak Lady Eagles state championship basketball team with a citation and remarks celebrating their first school basketball title and strong season.
The Senate adopted Senate Concurrent Resolution 22, supporting the Lights Out Oklahoma campaign to reduce bird mortality during migration by encouraging reduced exterior lighting in peak migration months. The chamber also adopted Senate Resolution 41, proclaiming April 22, 2026, as the 27th annual 4-H Day at the Capitol, with testimony from 4-H representatives emphasizing youth leadership, civic engagement, and workforce readiness.
Several bills passed, including House Bill 169 (house amendments adopted and the bill passed as an emergency measure), House Bill 2123 on the Arkansas River bridge, House Bill 2650 on summary administration estate thresholds, House Bill 3260 on funeral director continuing education approvals, House Bill 3403 on a DEQ/OSU sewage sludge pilot study, House Bill 3649 on the Mental Health Department real property trust, House Bill 3742 on criminal discovery, House Bill 3831 on a Task Force One revolving fund, House Bill 3996 on indigent defense experts in capital cases, House Bill 4321 on limits on retroactive building rule application, and House Bill 4339 on summary administration notice timing. House Bill 1047, which would have authorized a tribal sports betting framework and related revenue distributions, drew extensive debate over gambling addiction, revenue, tribal compacts, geofencing, and NIL funding, but failed 21-27; Senator Coleman gave notice of intent to reconsider. The Senate then announced an Appropriations Committee meeting and adjourned until the next scheduled session.
CA
California 2025-2026 Regular Session
Senate Energy, Utilities And Communications Committee Apr 7th, 2026
Energy, Utilities and Communications
Transcript Highlights:
- However, under current rules, RA products must transact monthly, even though the obligations are unique
- SB 1138 supports energy affordability by allowing LSEs to transact RA load obligations hourly to align
- Load obligations can be transacted hourly to align with the granularity of the requirements, reducing
- There are requests for offers, there are bilateral negotiations, there are transactions through brokers
Committee:
Senate Energy, Utilities and Communications
Summary:
The committee heard several energy, telecommunications, and regulatory bills. SB 929 by Senator Jones would require the California Energy Commission chair to appear annually and report to the Legislature on the commission’s activities, plans, and outreach; it was presented as a low-cost oversight measure and drew no opposition. SB 1138 by Senator Padilla would let load-serving entities trade hourly resource adequacy obligations under the CPUC’s slice-of-day framework to reduce overprocurement and lower ratepayer costs; supporters said it could save tens of millions of dollars, while questions focused on reliability and whether savings would reach customers. SB 913 by Senator Becker would create a clearer pathway for customer-sited distributed energy resources, such as home batteries and smart thermostats, to participate in resource adequacy markets; supporters said it would unlock existing clean capacity and reduce costs, and members asked about reliability, opt-in participation, and compensation for homeowners.
The committee also heard SB 1197 by Senator Niello, which would move California to permanent standard time if federal law allows, with testimony from a sleep medicine physician supporting the health and safety benefits of ending the time switch and opposition from golf industry representatives who urged a broader analysis of economic, recreational, and public safety impacts. Members debated whether the 2018 voter approval required another vote and whether Congress would need to act. SB 1265 by Senator Richardson would codify and expand the Go Green financing program by creating a new fund and allowing broader partnerships beyond current IOU service areas; supporters said it would expand access to clean energy financing statewide. SB 1337 by Senator Richardson would create a working group to coordinate fuel transition policy and refinery-related issues following SB 237, with supporters emphasizing the need for better interagency coordination and some members asking how it would avoid duplicative work.
The committee also considered SB 1191 by Senator Ochoa Bogh, which would extend the California High-Cost Fund A and B programs for rural telephone service through 2033; supporters said the surcharge-funded program is essential for affordable service and emergency connectivity in remote areas. After discussion, the committee adopted amendments where offered and voted all of the bills out of committee, generally on unanimous or near-unanimous votes, with SB 1265 receiving one no vote. Several bills were held on call briefly and then later passed when the committee reconvened, and the hearing adjourned after all listed measures were reported out.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 24 Mar 12th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- read House Bill 3041 by West Josh of the House and Woods of the Senate. and a relating to sales transactions
- bill that capped the surcharge at 2% for retailers on the amount that they can on our credit card transactions
- this does is it makes a change to it, and it says the surcharge shall not exceed 2% of the total transaction
- bill, House Bill 041 by West Josh of the House and Woods of the Senate, an act relating to sales transactions
Bills:
HB2997 , HB2021 , HB3041 , HB1823 , HB3372 , HB1427 , HB3127 , HB3128 , HCR1020 , HB4198 , HB3000 , HB3001 , HB3002 , HB3003 , HB3004 , HB3005 , HB3006 , HB3007 , HB3008 , SB392 , HB3320
Keywords:
motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations
AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Mar 12th, 2026
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES
Transcript Highlights:
- got six regional solid waste management districts, review of selected policies, procedures, and transactions
- Arkansas Code requires Legislative Audit to review selected procedures, policies, and transactions of
- County personnel discovered a little over $1,200 of the unauthorized transactions upon completing the
- provide reports on customer adjustments, and there was no supporting documentation for debit card transactions
Summary:
The committee approved the February 12 minutes and received updates on delinquent municipal water and sewer reports for 2022 and 2023, noting continued progress toward compliance and reinstatement of turnback funds for several cities. It also deferred several matters to the June 4 meeting, including Fargo’s municipal accounting noncompliance report, Jericho’s street-fund misuse issue, Biggers and Holly Grove deferred reports, and a group of private water and sewer reports lacking proper responses.
Members then heard and filed a detailed report on the City of Strong, which involved repeat findings on undeposited receipts, improper use of solid waste funds, unsupported spending, late payroll tax payments, accounting control problems, and fund balance issues. Mayor Darrell Howell described corrective steps, including new internal controls, outside CPA assistance, repayment of misapplied funds, budget amendments, and efforts to address the findings; the committee commended the city’s efforts and filed the report. The committee also filed reports on Thornton Waterworks, Calhoun County, Salem, Briarcliffe, Compton Water Association, Montgomery County Regional Public Water Authority, Camden, Johnson County, and Sparkman, while deferring several private water reports and other unresolved items.
A major portion of the meeting focused on the Pulaski County Regional Solid Waste Management District and other regional solid waste districts. The audit found issues in Pulaski County involving unapproved payroll items, missing credit card documentation, unapproved contracts, vehicle and cell phone documentation problems, lack of competitive bidding, and weak internal controls; members questioned the district’s practices and deferred the report to June while requesting district representatives appear. The committee also reviewed a statewide report on six regional solid waste management districts, with findings in Pulaski, Faulkner, and Benton counties and no findings in three others; that report was likewise deferred for Pulaski County questions. The meeting ended after a lengthy discussion with Cross County Rural Water System about overdue audit posting, water quality problems, grant-funded improvements, board notice practices, and the broader challenges facing rural water systems, after which the committee filed the report and adjourned.
WY
Transcript Highlights:
- year-old to a 17-year-old would not be subject to the enhanced penalties that would apply if that same transaction
- penalties that would apply if<00:01:24.640><c> that</c><00:01:24.960><c> same</c><00:01:25.280><c> transaction
- </c><00:01:25.920><c> was</c><00:01:26.159><c> between</c><00:01:26.400><c> a</c> if that same transaction
- was between a if that same transaction was between a 25y<00:01:27.360><c> old</c><00:01:27.840><c> and
Bills:
SF0009
Committee:
House Judiciary
OK
Transcript Highlights:
- For transactions over $500, yes, the fee would increase from 1% to 4%.
- For those transactions where the wire transmitter is sent outside the United States— ...increase from
- 1% to 4% for those transactions where the wire transmitter is sent outside the United States.
- It's a— increase from 1% to 4% for those transactions where the wired transmitter is sent over outside
Committee:
Senate Public Safety
Summary:
The Public Safety Committee took up several criminal justice and public safety measures. Senate Bill 1936, as amended, increased penalties for impersonating law enforcement from a misdemeanor to a felony and expanded seizure provisions; amendments added federal law enforcement agents and state troopers to the covered officers, and the bill passed unanimously. Senate Bill 1612, requested by Tulsa police, would require limited reporting and sharing of certain injury-related information and hospital video/photo evidence with law enforcement to aid violent-crime investigations; members raised HIPAA, scope, and criminalization concerns, but the bill passed 5-2. Senate Bill 1543 would aggregate multiple DUI offenses within one year into a single felony case; after questions about sentencing, municipal charges, and deterrence, it passed 6-2. Senate Bill 1260 would require child sex traffickers and human traffickers to serve 100% of their sentences without parole or earned credits, and it passed 6-2.
The committee also considered Senate Bill 1988, which would increase wire-transfer fees on funds sent outside the United States and restore an income-tax credit for Oklahoma filers; members questioned whether it functioned as a tax, its impact on lower-income senders and service members, and its connection to drug trafficking. The bill failed on a 4-4 vote. Senate Bill 1859, creating an OSBI cybercrime and fraud unit with an estimated $3 million fiscal impact, passed unanimously after testimony that cyber and cryptocurrency fraud are growing and often harm elderly victims. Senate Bill 2041 would make a third possession offense for methamphetamine, fentanyl, or cocaine a felony, with supporters saying it would push offenders toward drug court and opponents warning it would increase incarceration; it passed 6-2. Finally, Senate Bill 1257 would classify THC as a Schedule I drug to align with federal law and close trafficking loopholes, and it passed unanimously. Senate Bill 1584 was laid over at the author’s request.
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 30th, 2026 at 08:00 am
Consumer Protection & Business
Transcript Highlights:
- distribute cigarettes, tobacco products, or vapor products to prohibit the use of coupons in a retail transaction
- , but not in a wholesale transaction.
- This allows it for wholesale transactions.
- prohibiting giving or distributing cigarettes or other tobacco products to a person in a retail transaction
Committee:
House Consumer Protection & Business
Keywords:
kratom, consumer protection, regulation, health safety, substance control, infrastructure, protection, safety, security, state regulations, public health, tobacco regulation, smoking cessation, vapor products, health policy, youth prevention, pet insurance, insurance regulation, animal welfare, claims processes
WV
West Virginia 2026 Regular Session
WV Senate Finance Committee in Session Jan 19th, 2026 at 02:59 pm
Transcript Highlights:
- For the last several years, we've lost money on every service of process transaction because of the fee
- On the business front, our customers continue to use our online services for license transactions such
- Can you back up to the real estate transactions? Explain that some of you.
- Back up to the real estate transactions. Explain that to me again.
Summary:
The Senate Finance Committee met with a quorum, approved the minutes from the prior meeting, and heard budget presentations from the Secretary of State, the Attorney General, and the State Auditor. The Secretary of State’s office described its FY27 budget, emphasizing efficiency gains from technology, election security work, and business services. It said it is operating with fewer staff than a decade ago, but rising costs and outdated statutory fees are creating deficits in service of process and other operations. The office asked the committee to consider either increasing fees or allowing it to retain a larger share of business-service revenue, and it also proposed creating an Office of Entrepreneurship to help small businesses navigate state government, grants, permits, and related services.
Committee members questioned the Secretary of State’s office about fee increases, the current 50-50 split of certain revenues with general revenue, and whether the proposed entrepreneurship office would duplicate existing services. The office said it would complement, not replace, Commerce, SBDC, or grant programs, and would report metrics and policy recommendations to the legislature. The Attorney General then requested a one-time $2 million special revenue appropriation to hire additional lawyers and support staff, citing increased litigation, federal and state legal work, and the need to defend new laws. He also discussed embedded DMV lawyers handling DUI revocation hearings and said the arrangement costs the office just over $200,000.
The State Auditor reported that his office is largely self-funded through special revenue and said he wants to reduce reliance on general revenue over time. He highlighted savings from renegotiated leases and an open government contract, discussed the need for more auditors in the Chief Inspector’s Division, and described fraud recovery and P-card operations. A major topic was delinquent land sales: the auditor said the office sold about 17,000 parcels last year and believes online bidding and better marketing could generate substantially more revenue, with the surplus potentially shared among counties, the state, and other programs. Members also asked about securities fee changes, fairness hearings, fire department audits, IT/cybersecurity, and how surplus proceeds from delinquent land sales should be handled. The committee adjourned after the presentations and questions.
WA
Transcript Highlights:
- limits collection of a fee to once for borrowers purchasing property of up to four units whose transactions
- asking low- and moderate-income first-time home buyers to pay more than other buyers for the same transaction
- So protecting that limited cash at closing helps to stabilize those transactions, and it puts homeownership
- So protecting that limited cash at closing helps to stabilize those transactions, and it puts homeownership
Committee:
Senate Housing
Keywords:
sales tax, redevelopment, economic incentive, underutilized property, infrastructure, affordable housing, religious organizations, zoning laws, land use, community development, smart access system, smart lock, residential landlord-tenant act, tenant privacy, biometric data, fingerprint, face scan, iris scan, key fob, key card