Video & Transcript Research : 'Insurance Commissioner'
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Ways and Means Jun 21st, 2026 at 10:30 am
Joint Committee on Ways and Means
Transcript Highlights:
- The Division of Insurance is led by Commissioner Michael Caljo.
- Commissioner Michael Caljo, and premiums annually across all lines of insurance.
- We just saw MCAD go from three commissioners to five commissioners because there are significant issues
- This is what Commissioner Roy and Commissioner Stevens did. Back to Trooper.
- This is what Commissioner Roy and Commissioner Stevens did to do this driver's ed program with no education
Summary:
The Joint Committee on Ways and Means held a public FY27 budget hearing at Barnstable Town Hall, with opening remarks emphasizing the Cape and Islands’ seasonal infrastructure, housing, transportation, workforce, and digital needs. The hearing began with testimony from the Executive Office of Labor and Workforce Development, which outlined the Healey-Driscoll administration’s budget priorities for job training, apprenticeship, youth employment, reentry programs, and unemployment insurance modernization. The secretary highlighted proposed funding for the Workforce Competitiveness Trust Fund, Career Technical Initiative, YouthWorks, reentry workforce development, and services for young adults with disabilities, along with a proposal to streamline youth work permits. Members also discussed the unemployment trust fund, the COVID assessment on employers, rising unemployment, and the need to improve DUA customer service and claims processing.
Committee members asked about job seeker barriers such as child care, housing, transportation, and out-migration of young workers, as well as how to keep Cape Cod graduates and seasonal workers in the region. The administration said its strategy is to pair training with broader affordability investments and to expose students to career pathways earlier, including through middle school, early childhood STEM, YouthWorks, pre-apprenticeships, and Building Pathways. Senators and representatives also raised concerns about regional funding disparities, especially for Hampshire Franklin MassHire, and the administration said it is reviewing MassHire funding and service equity through a policy committee and statewide workforce board. On unemployment assistance, officials reported major improvements in wait times and claims processing, but said they are still working through backlogs and staffing challenges while maintaining program integrity.
The committee then heard testimony from the Executive Office of Economic Development. The secretary described House 2 as a fiscally restrained budget with no new taxes or fees, while preserving core programs and using the Mass Leads Act tools to support competitiveness. EOED’s proposal included funding for the Community One Stop for Growth, rural economic development, social enterprise operating grants, regional economic development organizations, the Workforce Investment Trust Fund, Community Workforce Partnerships, Pathmaker, advanced manufacturing training, life sciences, innovation vouchers, AI initiatives, small business assistance, and tourism and live theater support. The Office of Consumer Affairs and Business Regulation also testified on its FY27 request, focusing on consumer protection, licensing, banking, insurance, and public safety regulation. No votes were taken during the hearing.
MN
Minnesota 2025 1st Special Session
Committee on Jobs and Economic Development - 02/12/25
Jobs and Economic Development
Transcript Highlights:
- Senator, excuse me, Commissioner—Deputy Commissioner Ro, is my understanding that you also received a
- excuse me commissioner uh Deputy Commissioner<00:01:20.799>
Ro <00:01:21.200>is <00:01: - <00:07:07.120>
our comes to unemployment insurance our comes to unemployment insurance our - their online unemployment insurance their online unemployment insurance account<00:26:49.360>
- Thank you, Deputy Commissioner.
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 02/23/26
Jobs and Economic Development
Transcript Highlights:
- commissioner row. commissioner row. >> Yes,<00:02:40.720>
we <00:02:40.879>are. - Payments from unemployment insurance, workers' comp, or Social Security Disability Insurance will lead
- And then just wanted to have one quick... insurance will lead to a partial offset insurance will lead
- Ro, Deputy Commissioner Ro.
- Deputy Commissioner Row. >> Uh, Mr. Deputy Commissioner Row.
MN
Minnesota 2025-2026 Regular Session
Tran Committee Meeting - 2026-04-08
Transportation Finance and Policy
Transcript Highlights:
- We will go with Commissioner Jepsen, Mr. Calder, and Mr. Pettus.
- Next, we’ll go with Commissioner Jepsen.
- Commissioners, appreciate the issues that you raised. So welcome.
- And it's one of the top drivers of insurance claims.
- And it's one of the top drivers but of insurance claims.
Bills:
HF4807
MN
Transcript Highlights:
- So there is a duty to the Commissioner of Health.
- So that's the only reason that it's here, is that the Commerce Commissioner and the Health Commissioner
- Brooke Cunningham, Commissioner of Health.
- Thank you, Commissioner Cunningham, for being with us today.
- Services—if the Commissioner is still here.
Bills:
HF2435
LA
Transcript Highlights:
- This is a meeting of the Insurance Committee.
- of Insurance.
- We also have Frank Epilca from the Department of Insurance, Deputy Commissioner of Health, if brought
- To help further explain, I will defer to the Commissioner to elaborate. Mr. Commissioner.
- Tim Temple, Commissioner of Insurance, Great State of Louisiana.
Summary:
The Senate Insurance Committee met on May 13, 2026, adopted the May 6 minutes, and then took up several bills dealing with pharmacy benefit managers, prescription access, behavioral health coverage, and Citizens Property Insurance. HB 938, as amended, was the main PBM reform measure. After the committee adopted a large amendment set that narrowed the bill, members heard extensive testimony in support from Mark Bloom, Justin Joseph of Capital Rx, and Kathy Ue of Pontchartrain Cancer Center, all emphasizing transparency, pass-through pricing, reverse auctions, and patient access. Supporters described savings from reverse auctions and administrative models, while the cancer center testified that PBM-owned specialty pharmacy requirements can delay cancer medications and create financial hardship. The committee reported HB 938 favorably with amendments.
The committee also heard HB 1154, which prohibits prior authorization for certain generic medications prescribed by qualified physicians, with a $250 cap discussed as a safeguard against higher-cost generics. The bill was supported by representatives from Ochsner Health and the Louisiana State Medical Society and was reported favorably. HB 909, which requires commercial coverage for behavioral health crisis services, was amended to clarify the insurers covered and then reported favorably with support from the Office of Behavioral Health and several outside groups. Testimony on HB 909 focused on reducing emergency room and law enforcement burdens and expanding crisis response capacity across the state.
HB 1187, dealing with excess emergency assessment funds from Louisiana Citizens Property Insurance Corporation, was explained by the Insurance Commissioner as a way to transfer remaining Katrina-era assessment funds to the Fortified Roof Program. The committee reported the bill favorably. Finally, SB 511 and SB 512 were deferred and converted into a study resolution approach because there was not yet consensus on the underlying issue. The meeting then adjourned.
MN
Minnesota 2025 1st Special Session
Committee on Housing and Homelessness Prevention - 04/01/25
Housing and Homelessness Prevention
Transcript Highlights:
- <00:15:10.800>
uh homeowners insurance on line 89. uh homeowners insurance on line 89. uh - > Housing<00:19:53.120>
Finance commissioner of the Housing Finance commissioner of the Housing - <00:20:10.160>
of Section 13 allows the commissioner of Section 13 allows the commissioner - This is from insurance affordability.
- we will begin with Commissioner Ho. we will begin with Commissioner Ho.
MN
Minnesota 2025 1st Special Session
House state government committee hears Gov. Walz's anti-fraud package 3/20/25
Transcript Highlights:
- other uh piece that commissioner other uh piece that commissioner Campbell<00:08:04.919>
noted - Thank you, Commissioner Jet, and welcome, Commissioner Gronvall, with the Department of Administration
- <00:28:35.360>
Grenville substance chair commissioner Grenville substance chair commissioner - Commissioner Toms sits on that; the deputy commissioner, the CISO, and all of the folks are involved,
- General at MD I see um the commissioner General at MD I see um the commissioner here<00:51:02.440
FL
Transcript Highlights:
- It updates outdated reciprocal insurance statutes.
- As you know, the Florida Office of Insurance Regulation, led by Commissioner Mike Yaworski, is required
- Senate Bill 1740 is a pro-consumer insurance bill with a goal of bringing down insurance premiums, decreasing
- the likelihood that an insurer will go insolvent, and holding insurers accountable for prior poor decisions
- made by insurance companies.
Summary:
The committee heard and advanced several insurance, financial regulation, and public safety bills. The most extensive discussion centered on SB 1656, a major Office of Insurance Regulation bill covering reciprocal insurers, rate transparency, data calls, cybersecurity notification, and stronger oversight of continuing care retirement communities (CCRCs). The sponsor and OIR described the bill as aimed at transparency and preventing insolvencies, especially after recent CCRC failures. CCRC residents and industry representatives testified both in support and in opposition, with supporters emphasizing resident protection and opponents warning about liens, reserve requirements, management-company regulation, and higher costs. After debate and assurances that problematic provisions would be refined, the committee adopted a delete-all amendment and then reported the bill favorably.
The committee also passed SB 1658, which creates a public records framework for the uniform mitigation verification of inspection form database while protecting policyholders’ personal information; a clarifying amendment was adopted before the bill was reported favorably. SB 1612 on financial institutions was approved after a substitute amendment restored current limits on credit union investments and kept only reimbursement, not salary, authority for certain board members and officers. SB 1740, an insurance bill intended to reduce premiums and insurer insolvency risk, was amended to prioritize rate-decrease filings and prohibit claim denials based solely on AI, then reported favorably.
Two public-safety bills also moved forward. SB 1212 on firefighter health and safety would update OSHA-related protections, address toxic exposure in gear, encourage safer replacement equipment, and support best practices and mental health resources; an amendment refined terminology and added related provisions, and the bill was reported favorably. SB 1184 on residual market insurers was amended to preserve existing consumer protections and disclosure rules for excess and surplus lines and to clarify Citizens-related appointment requirements before being reported favorably. Throughout the meeting, members repeatedly noted ongoing stakeholder negotiations and intent to refine several bills further in later committee stops.
ND
North Dakota 2025-2026 Regular Session
Senate State and Local Government Apr 10th, 2025 at 02:30 pm
State and Local Government
Transcript Highlights:
- There you see there's a list of like Public Service Commission, Insurance Commissioner, etc.
- So it's strike AG Commissioner, strike Insurance Commissioner, strike PSC, Secretary of State, DPI, DPI
- Looking at the testimony, the Insurance Commissioner favored the bill, so we'd want to consider what
- The issue there I see is the Insurance Commissioner doesn't oversee the...
- out Insurance Commissioner, Public Service Commissioner, leave the Ethics Commission in there, take
Summary:
The Senate State and Local Government Committee reconvened and reviewed the status of several bills. The chair said bill 1377 could not be acted on until the House finished work on campaign finance bill 2156, and bill 1535 likely would not be ready because of unresolved concerns from Representative Davis and planned meetings with Highway Patrol and BCI. The committee therefore focused on bill 1601, which dealt with when the Attorney General may refuse or revoke special assistant attorney general appointments for certain state offices and entities.
Members debated the policy and constitutional implications of the bill, including whether it was solving a real problem or creating a potential conflict, and whether statewide elected officials and independent bodies should have their own counsel. After testimony from the Chief Deputy Attorney General clarifying current law and the appropriations process, the committee amended the bill to add the Ethics Commission to the list of entities and to narrow the affected offices to the Governor, State Auditor, and Ethics Commission. The committee also changed one provision from “and” to “or” to clarify the standard for refusal or revocation.
The committee then approved the bill as amended on a 6-0 vote and designated Senator Braunberger as the carrier. The chair said the committee would not meet the next morning and would instead reconvene the following week at the call of the chair.
MN
Transcript Highlights:
- you, Assistant Commissioner Thank you, Assistant Commissioner Burnham.<00:16:04.720>
Um <00:16 - Thank you, Assistant Commissioner.
- And thank you, Commissioner.
- Uh,<01:13:38.719>
Commissioner, Uh, Commissioner, Uh, Commissioner, go<01:13:40.800>ahead. - Commissioner Jet or Mr. Oonie?
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (04/08/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- care insurance. care insurance.
- The insurer these insurance company.
- <00:36:42.800>
commissioner letters to the insurance commissioner letters to the insurance - So they're withdrawing this fiscal note, and this fiscal note was sent to the insurance commissioner.
- was sent to the insurance commissioner. was sent to the insurance commissioner.
Summary:
The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases.
A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state.
The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
AL
Alabama 2025 Regular Session
Alabama House County and Municipal Government Committee Feb 26th, 2025
County and Municipal Government
Transcript Highlights:
- Insurance costs for a house in Alabama yesterday were as follows: - For no fortifications, the insurance
- But even that insurance can be as much as $7,500 just for the wind.
- I have been struggling this year to find insurance for my house.
- department. ...on the website with the insurance department.
- In the insurance industry, water damage is the biggest issue.
NH
Transcript Highlights:
- Uh I have sent it over to the Insurance Uh I have sent it over to the Insurance Department.
- get it back from the Insurance get it back from the Insurance Department.
- Thank you. pool you know um isn't insured while pool you know um isn't insured while it's<00:13:57.480
- <01:00:20.800>
Scott And um then uh Commissioner Scott And um then uh Commissioner Scott uh - Commissioner Commissioner Commissioner Sorry.<01:00:55.760>
Sorry, <01:00:56.040>I <01:00
MN
Transcript Highlights:
- Thank you, Assistant Commissioner.
- Thank you, Assistant Commissioner.
- As mentioned by the Commissioner and Ms.
- Commissioner, go ahead, Commissioner.
- Commissioner.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (05/21/2025)
Transcript Highlights:
- And typically when the commissioner, the insurance commissioner, really feels strongly about something
- :53:14.559>
the typically when the commissioner, the typically when the commissioner, the insurance - <00:53:34.319>
Benton commissioner of insurance, Mr. - Benton commissioner of insurance, Mr.
- >
when the insurance commissioner way back when the insurance commissioner way back when okay<
Summary:
The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal.
Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs.
The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.
FL
Florida 2026 5th Special Session
Banking and Insurance Mar 17th, 2025
Transcript Highlights:
- This bill covers the Office of Insurance Regulation.
- As you know, the Florida Office of Insurance Regulation, led by Commissioner Mike Yaworski, is required
- Senate Bill 1740 is a pro-consumer insurance bill with a goal of bringing down insurance premiums, decrease
- the likelihood that an insurer will go insolvent, and hold insurers accountable for prior poor decisions
- made by insurance companies.
Summary:
The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony.
The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably.
Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.
MN
Minnesota 2025 1st Special Session
Committee on Health and Human Services - 03/04/25
Health and Human Services
Transcript Highlights:
- sick babies eliminating Insurance sick babies eliminating Insurance related<00:37:32.960>
concerns - authorization for my private insurance authorization for my private insurance but<00:43:45.359><
- notification uh sent to the commissioner notification uh sent to the commissioner there<00:52:05.640
- in Minnesota and the commissioner in Minnesota and the commissioner<01:06:05.480>
in <01:06:05.720 - it states that co-payments co- insurance it states that co-payments co- insurance and<01:20:01.880
FL
Transcript Highlights:
- That was, there was one of these providers said it's not insurance. So is this insurance?
- It is not considered an insurance product the way that we regulate insurance typically under Florida
- insurance agents to sell something that's not insurance?
- non-insurance insurance policies?
- We are debating whether or not licensed insurance agents should be able to sell these non-insurance insurance
Summary:
The Senate convened with an opening prayer, pledge, and a series of introductions recognizing guests, visiting groups, and special honorees in the galleries. The chamber then took up committee and executive appointment business, adopting a report confirming 42 gubernatorial appointments by a vote of 36-0.
The Senate next considered a long special-order calendar of bills, most of them passing with little or no opposition. Measures included public-records sunset reviews and trade secret/cybersecurity exemptions; a child-abuse reporting statute of limitations bill; commercial driving school oversight; human trafficking training for nurses; a new injunction for protection against serious violence and its related public-records exemption; nature-based coastal resiliency and mangrove protection; a chiropractic trust-funds cap repeal; specialty license plates; a waiver of late financial disclosure fines; public school personnel compensation; the Florida Farm Bill with multiple agriculture, biosolids, and enforcement provisions; homestead exemption clarification for long-term leases; disability presumption clarifications for first responders; reinsurance intermediary manager conformity; patriotic displays in public schools; ADS-B aviation fee restrictions; autism-related law enforcement training and the Blue Envelope program; campus safety reporting procedures for public postsecondary institutions; and veterinary prescription disclosure. Several bills were temporarily postponed, including local vessel restrictions, temporary critical-need practice certificates, and domestic animals.
The floor debate featured the most discussion on the farm bill, the HCSM/nonprofit religious organizations bill, the autism law-enforcement bill, and the school athletics bill. The HCSM bill drew extended debate over whether licensed insurance agents should be allowed to market faith-based health care sharing ministries, with supporters emphasizing consumer choice, free speech, and religious liberty, and opponents warning about unregulated products and commissions; it passed 32-5. The athletics bill, prompted by the Teddy Bridgewater/Miami Northwestern situation, would let coaches provide good-faith support to student-athletes while requiring reporting and FHSAA oversight; it passed 38-0. Most other measures passed overwhelmingly, including the autism bill 38-0, the campus safety bill 37-0, the public school patriotic displays bill 36-2, and the farm bill 38-0 after amendments addressing Everglades lands and biosolids timing were adopted.
NH