Transcript Highlights:

• Will the insurance of the patient pay for that respite?
• So it's not insurance related at all; it's a voucher.
• Contracts with those insurers.
• Insurers to simplify procedures and processes.
• There are 3,000 insurers.

Committee: House Legislative Health & Human Services Committee

Transcript Highlights:

• Jamie is stuck testifying over in-house insurance on a very similar bill.
• Those remain covered by dental insurance.
• For example, it could be ABC Insurance and ABC Health Plans Plus.
• Deborah Diaz-Lara, Texas Department of Insurance, as a resource.
• With insured patients, there can be no balance billing, and disputes with the insurer are not Subject

Bills: SB227 , SB269 , SB407 , SB463 , SB527 , SB547 , SB1283 , SB1380 , SB1383 , SB1511 , SB1640 , SB1784 , SB2069

Committee: Senate Health & Human Services

Transcript Highlights:

• This will improve insurability, reduce insurance claim severity and frequency, and ultimately lower insurance
• and insurance premiums.
• </c><00:19:30.480><c> And</c> of insurance and insurance premiums.
• And of insurance and insurance premiums.
• </c> insurance coverage. insurance coverage.

Committee: Senate Commerce

Transcript Highlights:

• <01:22:39.719><c> laws</c> insurance laws insurance laws before<01:22:41.719><c> um</c><01:22:41.920>
• </c> years so that's saving your insurance years so that's saving your insurance company<01:34:10.800
• </c><01:37:30.480><c> um</c> largest nonprofit Health insurer um largest nonprofit Health insurer um
• </c> insurance they see insurance department insurance they see insurance department they<04:11:12.319
• </c><04:16:56.479><c> licensed</c> Hampshire Insurance licensed Hampshire Insurance licensed adjuster

Summary: The committee held a public hearing on House Bill 552, which would remove the “full-time student” requirement for children ages 19 to 25 covered under the state retiree health insurance plan. The prime sponsor said the change would align retiree coverage with state employee and ACA plans, would not cost taxpayers because retirees pay the premiums, and could even reduce administrative burden and possibly state costs. The chair noted the bill simply removes the words “if full-time student” from statute and said the proposal affects very few retirees and has no cost to the state. No opposition was presented, and the chair closed the hearing on HB 552 after no further testimony. The committee then opened a public hearing on House Bill 648, which would require commercial insurance coverage for glucose monitoring devices and supplies for people with diabetes. The prime sponsor, a retired dietitian and diabetes educator, gave extensive testimony describing diabetes as common, costly, and serious, and argued that continuous glucose monitoring is important for managing type 2 and gestational diabetes, preventing hypoglycemia, and improving safety and decision-making. She said CGMs can alert users to dangerous blood sugar changes, help people understand how food, activity, and medication affect glucose, and save lives while offering a strong return on investment. During questions, a committee member asked whether the bill should specify that the monitoring be tied to prescribed treatment, and the sponsor agreed that adding “prescribed” would be appropriate. The member also asked about the proper threshold for coverage and whether the bill should be tied to fasting-test diagnosis; the sponsor responded that A1C is only one measure of control and does not show daily fluctuations, and said she was not prepared to recommend a specific threshold but could provide clinical guidelines later. No vote was taken during the hearing, and the sponsor indicated support for the bill’s general approach to broader CGM access.

Transcript Highlights:

• Wildfire insurance costs are increasing, while insurance coverage options are decreasing.
• Without insurance, without affordable insurance, that is going to continue to be a cost that rural New
• insurance.
• The guy that doesn't have any insurance, any insurance, deserves to be as safe as he can.
• That is totally done by the insurance people that sell insurance in this state.

Committee: House House Energy, Environment & Natural Resources

Transcript Highlights:

• It is nothing more than best practices to help stabilize the insurance market, reduce insurance fraud
• And so every insurer requires consumer choice.
• And with private insurers refusing to renew a record number of home insurance plans, A massive number
• I won't presume to speak for the insurance industry.
• , not just homeowners insurance, and that as you just housing, including renters insurance, not just

Committee: Senate Judiciary

Summary: The committee heard several bills, with testimony largely focused on child safety, immigrant community transparency, agricultural land security, consumer protection, estate transfers, detention commissary pricing, and public works wage enforcement. SB 1234 would require fentanyl to be included in drug tests ordered by juvenile courts for parents or guardians in dependency cases; the author said it was a narrow child-safety measure, and there was no opposition. SB 1257 would require the Attorney General to publish annual reports on immigration enforcement incidents at designated safe locations; supporters said it would improve accountability and document fear in immigrant communities, while questions centered on how the data would be collected and concerns were raised about sanctuary policies. SB 1176 would bar foreign adversary entities from buying or controlling California agricultural land; supporters framed it as a national security measure, while committee members pressed the author on enforcement, who would verify buyers, and possible discriminatory application. The bill was moved on a 2-4 vote and placed on call after the author said he would work on clarifying responsibility and nondiscrimination concerns. The committee also heard SB 1146, which would require clear disclosure when AI-generated or altered images, audio, or video are used in health-related advertisements depicting health care providers. The California Medical Association and California Dental Association supported the bill, saying it would curb deceptive deepfake ads and protect consumers; it passed unanimously, 7-0. SB 988 would restrict assignment of benefits in auto glass claims, require claim numbers and itemized estimates, and update repair disclosure rules to curb overbilling and steering; supporters said it would protect consumers and stabilize insurance costs, while independent glass shop concerns about steering and market concentration were discussed. The bill passed 7-0, with one member abstaining because of a conflict. SB 1288, presented on behalf of Senator Laird, would require financial institutions to make good-faith efforts to notify beneficiaries of non-probate assets and would simplify access requirements, especially for nonprofits. Supporters described long delays and burdensome account-opening requirements; SIFMA and the California Bankers Association opposed the bill unless amended, citing conflicts with federal and industry obligations and concerns about retroactive burdens. The bill passed 8-0. SB 941 would cap commissary markups in private immigration detention facilities at 35% above vendor cost; supporters said detainees often pay excessive prices for basic necessities, and the bill passed 8-0. Finally, SB 909 would raise and index public works contractor fees and penalties and dedicate more penalty revenue to enforcement; labor supporters said stronger funding is needed to address wage theft and backlogs, while contractors warned of uncapped costs and reduced transparency. The discussion continued with questions about enforcement and whether stronger penalties or license restrictions would better deter repeat violators.

Transcript Highlights:

• Their insurance products are not sold to the public either.
• the Office of Insurance Regulation and not the insurers will be in charge of determining whether or
• that will fall under the Office of Insurance Regulation.
• Benarroch, property insurance.
• BENNAROCH,&nbsp; 1740 PROPERTY INSURANCE. 1741 Rep. Benarroch: Insurance now.

Committee: House Commerce Committee

Summary: The committee first took up PCS for HB 1137, which would codify a long-standing DBPR rule allowing alcohol distributors to deduct excise tax for broken or spoiled products. The sponsor said the rule had been nullified for lack of statutory authority, and industry representatives waved in support. The bill passed unanimously and was reported favorably. Members then approved PCS for HB 797 on nonprofit corporations, described as a broad update to the nonprofit statute that tracks prior for-profit corporation changes and model act language. A technical amendment was adopted, and testimony from the Florida Nonprofit Alliance and a Bar business law section representative was supportive. The bill passed unanimously and was reported favorably. The committee also passed CS for HB 679 on trademark registration, which updates the state trademark system to align with federal classifications and create an online application; an amendment extending the implementation date was adopted before the bill passed. The committee next heard several bills related to licensing and regulation. CS for HB 1433 would create an optional high school financial literacy course focused on property and casualty insurance and allow graduates to satisfy pre-licensure requirements for an entry-level license; it passed with support from insurance and free-market groups. HB 929 clarified local permitting for tiki huts, including electrical and plumbing permits, decks, fasteners, and setbacks, and passed without opposition. HB 99 exempted certain underwriting managers handling limited reinsurance business from reinsurance intermediary manager licensing requirements and also passed. A major portion of the meeting focused on gambling enforcement in the strike-all for CS for CS HB 155, which would strengthen penalties for illegal gambling operations, expand oversight of the Florida Gaming Control Commission, clarify fantasy sports and internet sports wagering language, and allow destruction of seized slot machines. Supporters argued the bill would help shut down repeat illegal internet cafés and related criminal activity; one homeowner group opposed it. The committee adopted the strike-all and the bill passed, with several members speaking in favor and a few voting no. The committee also passed HB 1307 on unauthorized aliens after adopting a strike-all that clarified provisions affecting licensing, housing assistance, workers’ compensation, employment enforcement, and related financial services; the bill drew substantial opposition testimony about language barriers and immigrant families, but also support from proponents citing public safety and victim stories. Later, the committee approved DS for HB 387, which would restrict the use of ADS-B aviation data for automatic billing at airports while preserving landing fees and safety functions. It passed after supportive testimony from a private pilot. HB 865, as amended, would require professional management for community associations above a higher budget threshold, add timeshare-specific language, and impose additional licensing and insurance requirements for managers; supporters cited fraud and lack of enforcement in large associations, while one member opposed it as government overreach. The bill passed with one recorded no vote. Finally, the committee passed PCS for HB 885, a transportation facility designation bill naming several roads and bridges, and began debate on CS for HB 33, which would designate a portion of SR 895 near FIU as Charlie Kirk Memorial Avenue and also codify a Donald Trump boulevard designation. That bill prompted sharp debate, with supporters praising Kirk’s influence and opponents objecting to honoring a non-Floridian and to his public statements; the transcript ends during that debate.

Transcript Highlights:

• MTMs are paid for as preventive health care by insurance companies, providers, and private grants.
• As mentioned prior, current health insurance regulations allow health insurance companies to make any
• These changes would be simple, would provide no significant burden to insurance companies, and would
• Our insurance commissioner characterized the situation in a recent press release as health care costs
• For the record, Chris Bandley here on behalf of America's Health Insurance Plans.

Bills: HB1904 , HB2106 , HB2211 , HB2247 , HB2329 , HB2339

Committee: House Health Care & Wellness

Keywords: animal welfare, cats, declawing, animal rights, pet care, healthcare, contract modifications, provider notifications, insurance carriers, health facilities, HB 2211, medically tailored meals, medical nutrition therapy, medical assistance, Medicaid, Health Care Authority, Department of Social and Health Services, nutrition support, chronic disease, dietary accommodations

Transcript Highlights:

• Insurers still determine what is authorized and what is medically necessary.
• Matt Aiken, with the Association of California Life and Health Insurance Companies.
• Matt Aiken, with the Association of California Life and Health Insurance Companies.
• And so an insurance carrier, yeah, and you can look at the analysis that is online.
• If an insurance carrier discriminates against someone who says that they are...

Summary: The Senate Committee on Health met in Room 2100 and first handled its consent calendar, which included several bills and resolutions with amendments. The committee established a quorum, approved the consent calendar 6-0, and placed it on call. AB 2233 by Assemblymember Taw was then heard; the bill would clarify that authorized ABA therapy for autistic patients should remain usable across the authorization period rather than being effectively reduced by weekly utilization caps. Supporters, including behavior analysts, family advocates, and health organizations, described missed sessions caused by provider shortages, scheduling conflicts, and family disruptions. Health plans and insurers initially expressed fraud and utilization-management concerns but said they would remove opposition after the amendments preserved utilization management. The committee voted 7-0 to pass AB 2233 as amended and re-refer it to Appropriations, placing it on call. The committee next heard AB 96 by Assemblymember Jackson, which would remove the high school diploma or equivalent requirement for Medi-Cal peer support specialist certification. Supporters from county behavioral health agencies, nonprofits, and local governments argued that lived experience, communication, empathy, and cultural competency are the key qualifications for peer work, and that the current education requirement excludes capable candidates and worsens workforce shortages. One opposition witness from the California Consortium of Addiction Programs and Professionals raised concerns, but the bill’s proponents explained that peer certification still requires 80 hours of training, testing, and recertification on core competencies. The committee voted 7-0 to pass AB 96 and re-refer it to Appropriations, placing it on call. AB 1876, the Fair Care for All Act by Assemblymember Addis, was then heard. The bill would codify federal nondiscrimination protections into state law to ensure people are not excluded from health care coverage or services based on a protected class. Support came from transgender health advocates, psychologists, county and state health groups, and other organizations, who said the bill would help protect access to gender-affirming and other medically necessary care. Opposition testimony argued the bill would force coverage of sex-rejecting interventions and weaken insurer safeguards, while the author responded that the measure simply mirrors existing federal nondiscrimination law and does not expand coverage. The committee voted 7-1 to pass AB 1876 and re-refer it to Judiciary, placing it on call. After the roll was reopened for absent members, the committee also finalized votes on the earlier bills and adjourned after concluding its business.

Transcript Highlights:

• I UNDERLINE THE WORD INSURED BECAUSE SOMETIMES PEOPLE GET CONFUSED.
• WE UTILIZE A FORM THAT IS PART OF A ROTH OFFICE OF INSURANCE REGULATION.
• THAT FORM IS TIED TO DISCOUNTS AT THE OFFICE OF INSURANCE REGULATION REGULATES.
• SO THERE IS THE CONNECTION TO THE INSURANCE PREMIUM THAT HAPPENS WITH THIS INSPECTION.
• INSURANCE SAVINGS ISN'T THE WHOLE RUN ON THIS ONE.

Transcript Highlights:

• They don't provide the proper insurances or workman's comp insurance for the workers, or even compensation
• </c> claims uh first up dcca Insurance claims uh first up dcca Insurance division<00:50:24.079><c> in
• </c> the committee Jerry Bon acting insurance the committee Jerry Bon acting insurance commissioner<00
• </c> fossil fuel industry from the insurance fossil fuel industry from the insurance companies<00:54:
• </c> individuals businesses and insurance individuals businesses and insurance companies<00:54:27.000

Committee: Senate Commerce and Consumer Protection

Summary: The committee first took up SB 1 and SB 1561 on vegetation management near utility lines and wildfire prevention. Testimony focused on requiring DLNR to create and update wildfire hazard maps, setting vegetation-trimming responsibilities for property owners near rights-of-way and utility lines, and authorizing utilities to enter property to remove hazardous vegetation. DLNR, the PUC, and Hawaiian Electric all testified, with Hawaiian Electric asking for clearer access language, after-the-fact notification in imminent-risk situations, and liability limits. Committee members discussed balancing wildfire response with property rights and the need for clearer responsibility and enforcement, including on easements and utility poles. The committees ultimately recommended SB 1 pass with amendments, incorporating comments from testimony, and SB 1561 was deferred. The next major item was SB 640 on artificial intelligence disclosures. The bill would require businesses and individuals in commercial transactions to clearly disclose when consumers are interacting with an AI chatbot or similar technology, and it would create private rights of action and penalties. TechNet, the Office of Consumer Protection, and the Chamber of Commerce raised concerns about vague definitions, overbroad application, enforcement, and the private cause of action; the Chamber also argued the bill could burden small businesses that use AI tools for routine functions. In response to questions, OCP said the measure was ambiguous as to who it applies to and that the remedies and treble-damages provisions were unclear. The committee recommended SB 640 be deferred. The committee also heard SB 454 on prorating the rental motor vehicle surcharge tax when a vehicle is rented for only part of a day. The Tax Foundation of Hawaii said the proposal would make the tax system fairer but more complex and would require better recordkeeping by rental companies; the Department of Taxation and Enterprise Mobility also submitted comments. Senator Melby noted possible effects on the special highway fund and said that could affect his vote. The measure was referred onward, with the discussion indicating it would proceed to Ways and Means. Finally, the committee heard SB 1272 on towing, which would create a licensing framework for tow companies. Testimony from tow-industry representatives strongly supported the measure, describing unlicensed or noncompliant operators, poor insurance practices, and the need for accountability and consumer protection. They said a licensing board would give regulators a clearer enforcement avenue and help ensure fair treatment of vehicle owners. The hearing ended before a final action was taken on SB 1272 in the portion provided.

Transcript Highlights:

• </c> are largely the result of insurance are largely the result of insurance policies.<00:13:25.600><
• </c> repairs are controlled by insurance repairs are controlled by insurance companies.<00:14:34.480>
• Jamoto on behalf of the DCCA Insurance Division.
• Jamoto on behalf of the DCCA Insurance Division.
• So it would some somewhat insurance.

Bills: HB1849 , HB2000 , HB1753 , HB1511 , HB276 , HB1513 , HB2188 , HB1876

Committee: House Consumer Protection & Commerce

Summary: The committee on Consumer Protection and Commerce met on February 10, 2026, and heard testimony on several bills. HB 1849 relating to licensing drew comments from DCCA’s Professional and Vocational Licensing Division and the Hawaii Real Estate Commission, both of which stood on written testimony. The Hawaii Coalition for Immigrant Rights testified in strong support, emphasizing that some immigrants, including DACA recipients, are already contributing in Hawaii and that the state should help create pathways for them to remain and advance professionally. No vote or final action was taken on HB 1849 during the portion shown. The committee then heard HB 2000, the wheelchair right-to-repair bill. Encart opposed the measure, arguing that repair delays are largely driven by insurance prior authorization and that wheelchair repairs involve FDA-regulated medical devices where improper repairs could create health risks. Peter Fritz testified in support, saying the bill was modeled on similar laws in other states and that he had personal experience through his sister’s use of a wheelchair. Members questioned whether repairs done outside insurer networks might not be reimbursed, and Fritz said that was a concern but that the need for timely repair outweighed it. The committee also discussed HB 1753 on social media, where DCCA’s Office of Consumer Protection supported the bill but suggested an amendment to the definition of personal information. On HB 1511 relating to consumer protection, DCCA’s Insurance Division supported the bill, while the Alliance for Automotive Innovation and the Hawaii Automobile Dealers Association offered comments seeking to preserve legitimate manufacturer and dealer communications about vehicles, warranties, recalls, and related services. The committee also took up HB 276 HD1 and HB 1513 on condominiums. The Hawaii Real Estate Commission offered comments on HB 276 HD1. For HB 1513, the Hawaii Green Infrastructure Authority supported the bill, but DCCA’s Insurance Division opposed it, warning that diverting HHRF funds could weaken reinsurance arrangements and raise premiums for consumers who rely on the fund. Members questioned whether the proposed condo loan program would need HHRF money and whether the amounts in the bill were necessary, and the division said it opposed using HHRF for that purpose. The committee also heard HB 2188 on housing, where OCP supported the measure and the Hawaii Association of Realtors raised concerns about conflicts with the Fair Credit Reporting Act and the use of tenant screening reports, noting that a working group is already addressing landlord-tenant issues. Members asked OCP to research how other states handle similar laws and whether additional language is needed to avoid federal conflict. Finally, on HB 1876 relating to mental health, the Department of Health’s Adult Mental Health Division supported the bill but said it remains opposed to harmful, non-evidence-based treatment modalities; Pride at Work Hawaii also testified in strong support. No final votes or committee decisions were reported in the excerpt.

Transcript Highlights:

• long-term care insurance. insured.
• </c> relate to health insurance policies. relate to health insurance policies.
• long-term care insurance.
• long-term care insurance.
• long-term care insurance.

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• </c><00:22:22.320><c> You</c> insurance plan, right? You insurance plan, right?
• </c> insurance is going to be $40 per month. insurance is going to be $40 per month.
• insurance companies we're segment of the insurance companies we're talking<00:38:55.359><c> about?
• </c> is so low and according to the insurance is so low and according to the insurance department<00:
• </c> But when it comes to um health insurance But when it comes to um health insurance mandate<00:48:

Summary: The committee first took up an insurance-related chronic pain bill and an amendment modeled on language from Massachusetts and Maine. The sponsor explained the amendment was developed after stakeholder meetings because the original bill would have created an unaffordable insurance mandate in New Hampshire. The amendment was intended to improve access to non-opioid therapies by limiting prior authorization and step-therapy barriers so they are not more restrictive than for other treatments, including opioid therapies. After questions, the committee took a straw vote and advanced the amendment. The next item was a department-sponsored bill involving the state’s all-payer claims database. Insurance Department officials explained that the bill would encourage self-funded employer plans to opt in voluntarily by giving them aggregated, deidentified claims information in return. They said self-funded plans cannot be required to report data because of federal law, but the bill would provide an incentive while protecting employee privacy. Members asked detailed questions about who would see the data, whether individual employees could be identified, and how privacy would be enforced; the department said access would be aggregated and deidentified, and employer privacy issues would be governed by ERISA and the U.S. Department of Labor. The committee also discussed a glucose-monitoring bill. Members debated whether the bill was aimed at type 1 diabetes coverage or broader access to continuous glucose monitors, and whether it would amount to an unnecessary insurance mandate that could raise premiums. Department testimony estimated the equipment cost and said the annual impact per member would be modest, but also noted that non-insulin therapies have not consistently shown clinically significant A1C reductions. The chair and some members emphasized that the bill should be considered on its own terms as a CGM coverage issue, not as a general diabetes mandate. The committee discussed the bill’s cost implications and asked the department for any prior cost analysis.

Transcript Highlights:

• Thousands have lost their insurance already.
• Thousands have lost their insurance already.
• Thousands have lost their insurance already.
• And once insured, the subsidies expire.
• This patient is fortunately insured.

Bills: SB5877 , SB5904 , SB5988

Committee: House Health Care & Wellness

Keywords: anesthesiology, medical personnel, surcharges, licensing, healthcare regulations, nursing titles, licensure, healthcare professionals, patient safety, professional standards, opioid treatment, accreditation, health department, fee authority, substance abuse

Transcript Highlights:

• The first annual BNI Banking and Insurance Committee meeting of the 2026 session.
• In these instances, most insurance policies will cover the damage for the insured.
• </c> insurance fraud is prosecuted. insurance fraud is prosecuted.
• of Insurance to be investigated. investigated. investigated.
• Uh, we reference this as gap insurance, but it’s really not GAP. It’s not insurance.

Committee: Senate Banking & Insurance

Transcript Highlights:

• This isn't just health insurance; we also see an underwriting of insurance for life.
• And this is a medical insurance bill now. It's not an...
• This is a medical insurance bill that deals with CHIP and Medicaid.
• That's, you know, the private health insurance, employer-sponsored... insurance, you know, it's billions
• companies, not just MCOs, obviously, but all the insurance companies.

Bills: SB 6 , SB6 , SB504 , SB765 , SB815 , SB929

Committee: Senate Business & Commerce

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Clerk, please call the roll.
• And to decrease the need for liability insurance during that dangerous time.
• Insurance companies refused to pay.
• Insurance often labels them as extras or recreational.
• However, it is common that the 20% co-insurance payment falls on the family.

Bills: S0326 , S0598 , S0632 , S0786 , S1110 , S1256 , S1380 , S1588 , S7042 , S7044

Committee: Senate Banking and Insurance

Summary: The Banking and Insurance Committee met with a quorum present and temporarily postponed SB 7042 on legal tender and SB 1380 before taking up the remaining agenda. The committee first reported favorably C.S. for SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and what oversight applies. It then reported favorably SB 1256, which standardizes PBM pharmacy audits by requiring uniform audit standards, scope, frequency, penalties, and due process protections for pharmacies; testimony from pharmacists emphasized concerns about conflicts of interest, excessive audits, and disproportionate penalties, while preserving fraud investigations. The committee also reported favorably C.S. for SB 598 on funeral and cemetery services after adopting an amendment that removed provisions on civil damages caps and phasing out direct disposers; the bill updates licensure and contract rules and addresses unclaimed remains. SB 632, which sets insurance requirements for transportation network companies during the period after a ride is accepted but before pickup, was reported favorably despite opposition from an attorney who argued the existing coverage framework should not be reduced. C.S. for SB 786, creating a nonjudicial process to close out undisputed trusts and discharge trustees, was also reported favorably. The committee then took up SB 1110, a major bill expanding Medicaid and private insurance coverage for medically necessary orthotics and prosthetics, including activity limbs, and requiring annual reporting. After adopting an amendment clarifying eligible recipients, the committee heard extensive emotional testimony from amputees, parents, and advocates describing the medical, developmental, and financial importance of prosthetic coverage, and members spoke in strong support before the bill was reported favorably. Later, the committee considered SB 1588, which implements last session’s legal tender law by refining definitions, narrowing custodian provisions, eliminating unnecessary examination requirements, and repealing the sunset clause; members raised questions about verification and anti-money-laundering concerns, but the bill was reported favorably. Finally, the committee approved SPB 7044 as a committee bill to expand public records exemptions to records relating to newly regulated custodians of gold and silver. The meeting concluded with senators recording additional affirmative votes on selected bills and adjourning.

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Madam Clerk, please call the roll.
• Insurance only would cover a prosthetic leg that allowed him to walk, not run, not play sports.
• Insurance companies refused to pay.
• Insurance often labels them as extras or recreational.
• However, it is common that the 20% co-insurance payment falls on the family.

Committee: Senate Banking and Insurance

Transcript Highlights:

• </c><00:07:38.400><c> for</c> uh undocumented in uh insurance for uh undocumented in uh insurance for
• So, this is an insurance policy.
• </c> we want to extend unemployment insurance we want to extend unemployment insurance for<00:12:51.200
• </c> having around unemployment insurance having around unemployment insurance because<00:15:10.399><
• </c><00:16:08.000><c> And</c> about unemployment insurance. And about unemployment insurance.