Video & Transcript : 'nominal transactions' :
Page 65 of 288
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- For the disputed transaction.
- fee on the full amount of the transaction.
- Fees that are charged on these transactions.
- A transaction using technology. Thank you. Mr.
- Brian, you work for the Electronic Transactions Association? Yes.
Bills:
HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 13th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- It's an overview of buy now, pay later transactions.
- amount for the total of transactions was $848.
- And just to be very clear, Drew has been saying... ...transaction.
- But retail installment transactions are transactions where a retail buyer purchases goods or services
- Or a credit card transaction.
Committee:
House Consumer Protection & Business
HI
Transcript Highlights:
- So, he goes into his wallet, he hits send, it triggers a transaction, and that transaction needs to be
- transaction, and that transaction<00:18:28.320><c> needs</c><00:18:28.559><c> to</c><00:18:28.720><c>
- like Bitcoin verified their transactions like Bitcoin verified their transactions.<00:19:11.520><c>
- </c> single transaction, every single swipe. single transaction, every single swipe.
- </c> because uh who wants to pay transaction because uh who wants to pay transaction fees?
Summary:
The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions.
Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets.
The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.
US
US Federal 2025-2026 Regular Session
Hearings to examine bipartisan legislative frameworks for digital assets. Feb 26th, 2025 at 01:30 pm
Subcommittee on Digital Assets
Transcript Highlights:
- They can be transacted in online, on-chain transactions 24-7 with anyone that can access a crypto wallet
- They also can be transacted only on-chain.
- All transactions run through those centralized intermediaries in some way.
- And there's no reversing that transaction.
- That's not a securities transaction. There are many things that are not.
Committee:
Senate Subcommittee on Digital Assets
Keywords:
Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony
Summary:
The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 21st, 2025
Transcript Highlights:
- Now they're often 3% or more of the transaction amount.
- You're saying if a transaction is fraudulent, but there was a tax to the transaction, and then if it
- So every transaction has a tax, correct?
- , not just the sales tax portion of the transaction.
- transaction?"
Summary:
The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote.
A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote.
The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment.
The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.
HI
Hawaii 2025 Regular Session
CPN-EIG, CPN-HHS, CPN DEFER Public Hearings 02-11-2025
Commerce and Consumer Protection
Transcript Highlights:
- It’s a relatively nominal amount for just the Stage 3 projects.
- :54:41.680><c> relatively</c> up with the 15% it's a relatively up with the 15% it's a relatively nominal
- :54:43.079><c> just</c><00:54:43.200><c> the</c><00:54:43.359><c> sieg</c><00:54:43.640><c> 3</c> nominal
- amount for just the sieg 3 nominal amount for just the sieg 3 projects<00:54:45.079><c> um</c><00:54
- amount of just cents on pretty nominal amount of just cents on their<00:56:45.559><c> bill</c><00:56
Committee:
Senate Commerce and Consumer Protection
Summary:
The joint Senate hearing focused primarily on SB 1201, a wildfire measure that would create a wildfire recovery fund and allow securitization for electric utilities. Hawaiian Electric strongly supported the bill, saying it would help protect customers, property owners, insurers, and the broader economy from future catastrophic wildfire liability while improving the utility’s credit profile and lowering financing costs. Support also came from DCCA Consumer Advocacy, the Attorney General’s office on written comments, Ulupono Initiative, Clearway Energy Group, IBEW Local 1260, Par Hawaii, KIUC, the Chamber of Commerce Hawaiʻi, Plus Power, and numerous organizations and individuals. Opponents or commenters raised concerns about the liability cap, victim compensation process, and fund structure, including the Hawaiʻi Association for Justice, the Hawaiʻi Regional Council of Carpenters, and the Hawaiʻi Insurance Council; Henry Curtis of Life of the Land supported the concept of a fund but questioned the catastrophe threshold and whether the fund would be empty without a prudency finding.
Much of the discussion centered on whether the proposed fund would actually help restore Hawaiian Electric to investment grade, with senators comparing the proposal to California’s wildfire fund. Hawaiian Electric said the bill was only one part of a broader process, alongside physical risk reduction and settlement finalization, and argued that without the bill the utility would not regain investment grade. Senators also questioned the proposed $1 billion fund size, the fairness of ratepayer contributions versus shareholder contributions, and whether customers should pay for consulting and administrative costs; Hawaiian Electric said its proposed amendment would remove those consulting-related charges. The company also said the fund would accrue interest and, if unused, could be returned to customers, and that there would be replenishment and supplemental contribution mechanisms if the fund were exhausted.
The Attorney General’s office said it still had further amendments to discuss, and the departments had not yet resolved where the fund should reside administratively, though Hawaiian Electric said it believed DCCA was the appropriate place but was open to alternatives. KIUC requested two amendments. No vote or final committee action was taken during the hearing, and the measure remained under discussion with questions and proposed amendments still outstanding.
MO
Transcript Highlights:
- But it's like any other free market transaction.
- So the seller was aware of what type of transaction they were going to be entering into.
- “No, both parties in the transaction waive it, but not one or the other.
- Or a buyer in the real estate transaction.
- There has to be some kind of transaction for me to be the owner.
MO
Missouri 2026 Regular Session
Commerce Mar 25th, 2026
Commerce, Consumer Protection, Energy and the Environment
Transcript Highlights:
- But it's like any other free market transaction.
- So the seller was aware of what type of transaction they were going to be entering into.
- No, both parties in the transaction waive it, but not one or the other.
- There has to be some kind of transaction for me to be the owner.
- And I'm already seeing. that transaction.
Summary:
The Commerce Committee met in executive session and voted to do pass House Bill 3027 by an 8-0 vote. It then considered House Bill 3490, which deals with historic preservation and colleges and universities. Members debated local control, private property rights, and whether the bill should apply statewide rather than only to Kansas City. The committee adopted a House Committee Substitute that removed the geographic limitation and made the measure apply to public and private colleges and universities, with an option for institutions to opt in or out of local historic commission rules. The substitute was then passed 6-2.
The committee next took up House Bill 3316, which includes Department of Revenue cleanup changes related to vehicle registration, temporary plates, boats, trailers, and lien notice language. Members discussed the bill’s effect on temporary tags and enforcement. The committee adopted a House Committee Amendment, rolled it into a substitute, and then voted unanimously 8-0 to do pass the House Committee Substitute for House Bill 3316.
The committee then moved to a public hearing on Senate Bill 973, a consumer protection bill sponsored by Senator Curtis Trent. The bill requires disclosures for real estate wholesaling and sale-leaseback transactions so sellers understand that wholesalers are not acting as fiduciaries and may not be maximizing the seller’s price. Supporters said the bill would protect distressed or uninformed sellers, while opponents from the real estate industry supported the disclosure concept but raised concerns about the 14-day waiting period before a transaction can proceed, especially in foreclosure or other time-sensitive situations. Some members also questioned whether the bill should require licensed real estate agents or allow waivers of the waiting period. No final action was taken on SB 973, and the committee adjourned after the hearing.
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Feb 25th, 2026
Transcript Highlights:
- This would increase the daily transaction limits. The second amendment is by Chair Walen, CLO 450.
- This would increase the daily transaction limits.
- It would replace the $2,000 daily transaction limit with a transaction limit of $2,500 for new customers
- The second amendment by Chair Wallen, Claude 450, this would increase the daily transaction limits.
- It would replace the 2,000 daily transaction limit with a transaction limit of $2,500 for new customers
Summary:
The Consumer Protection and Business Committee met on February 25, 2026, received a staff briefing on eight bills, and discussed several proposed amendments before taking action on four measures after caucus. The briefing covered bills on insurance disclosure and wildfire risk modeling (SB 5928), travel insurance regulation (SB 6248), wildfire preparedness grants and insurance eligibility (SB 6079), insurance fraud enforcement (SB 6031), assignment of post-loss insurance benefits (SB 6178), mortgage modification safe harbors (SB 5831), real estate marketing restrictions (SB 6091), and virtual currency kiosk consumer protections (SB 5280). Members also asked about the “Beckett’s Law” title amendment and whether amendments to the virtual currency kiosk bill conflicted; staff said the amendments generally could be reconciled, though some policy differences remained.
After recess, the committee deferred action on SB 5928, SB 6079, SB 6031, SB 6178, and SB 5280, and then voted to report Substitute Senate Bill 6248, the Washington Travel Insurance Act, out of committee with a do pass recommendation. Members spoke in support of the bill as a consumer protection measure and a benefit to the travel insurance industry. The committee then reported Senate Bill 5831, the Uniform Mortgage Modification Act, out with a do pass recommendation after members said it would preserve mortgage priority in certain modifications and noted the bill’s title-company-supported change.
The committee next considered Substitute Senate Bill 6091, which would prohibit real estate brokers from marketing residential property to exclusive groups of buyers or brokers except for health and safety reasons. Representative Corey withdrew the amendment naming the act “Beckett’s Law,” and the committee approved the bill on a 13-1 vote with one excused member. The chair and ranking member closed by thanking committee staff for their work, and the meeting adjourned.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jul 22nd, 2026
Transcript Highlights:
- public meeting of the Special Legislative Commission to study the future of payments and sales transactions
- They change from one transaction to the next.
- As you remember, there are several types of fees deducted from transaction amounts on card transactions
- The Federal Reserve tracks this data with respect to debit card transactions.
- of 1.25%. ...in place for five years on standard card transactions of 1.25%.
Summary:
The Special Legislative Commission on the future of credit card payments and their impacts on small businesses held what was described as its last public hearing. Chair Paul Feeney opened by noting the commission’s mandate under Chapter 238 of the Acts of 2024 and explained that members would continue working on a final report after the hearing. The meeting featured testimony from banks, payment industry groups, restaurant advocates, convenience store representatives, and others, with repeated discussion of interchange fees, surcharging, fraud, and federal preemption issues.
Banking and card-industry witnesses, including the Massachusetts Bankers Association, the Card Coalition, and the Electronic Payments Coalition, argued that state-level interchange restrictions would disrupt a global payment system, create compliance problems, and likely apply only to a small share of transactions because of federal preemption. They emphasized consumer and merchant benefits of cards, the role of banks in absorbing fraud losses, and recent federal and state developments, including Illinois litigation, OCC and NCUA actions, and a settlement that they said would give merchants more flexibility. Several witnesses also suggested alternatives such as vendor compensation for tax collection and modernizing Massachusetts’ surcharge ban.
Restaurant and convenience-store advocates took the opposite view, saying swipe fees are a major burden on thin-margin businesses and that merchants should not pay interchange on sales tax or gratuities that are not their revenue. Mass Restaurants United and individual restaurant owners described severe financial strain, rising costs, and the need for transparency and relief. NACS supported swipe fee reform and argued that current fees are excessive and inflationary. A few members questioned witnesses about whether industry should share more of the burden and about the feasibility of changing the current system.
No votes or formal policy actions were taken. The chair said the commission would meet again to discuss a draft framework and final report, and members of the public were invited to submit additional written testimony before the commission concludes its work.
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Feb 18th, 2026
Transcript Highlights:
- The bill before you provides for rounding of cash transactions in the same way as the Senate transaction
- Second, the bill specifies that rounding applies to in-person transactions only, and it addresses transactions
- We're making sure that cash transactions—this is only applicable to cash transactions—and when you have
- The transactions we do occur over a number of months; they're lengthy transactions, many times many years
- we work on are willing buyer, willing seller transactions.
Summary:
The Senate Business, Trade, and Economic Development Committee heard public testimony on several House bills. HB 2624 would expand an existing exemption in the solicited real estate transaction law to allow public entities to solicit and buy real property for any public purpose, and also for Indian tribes and nonprofit nature conservancy organizations; the sponsor said the bill is meant to fix an omission from last year’s law, while a forest landowners group opposed it as creating a loophole for low-ball offers to vulnerable owners, and Trust for Public Land supported it as a different kind of transaction with existing appraisal and public-process protections. HB 2334 would create a cash-transaction rounding system to address the end of penny minting; staff said rounding would apply after tax and be permissive for sellers, with immunity and preemption provisions, and retailers and grocery groups supported it as a practical solution to penny scarcity, while members asked about signage and mixed-tender transactions.
The committee also heard HB 1269, which would shorten pawn loan terms from 90 to 60 days, raise interest and fee caps, increase storage fees, and allow online payments for extensions. Pawn industry witnesses and the sponsor said the changes are modest, overdue, and needed to reflect inflation and operating costs while serving unbanked customers; some senators questioned whether the combined changes would more than double costs for borrowers, and industry witnesses said they were willing to work on the numbers. HB 2428 would require insurers to send advance lapse notices for individual life insurance policies to policyholders and a designated third party, with proof of delivery, to prevent unintended lapses; the sponsor, the Insurance Commissioner’s office, life insurers, AARP, and a business group all supported the consumer protection goal, though insurers noted added compliance costs and the bill’s delayed effective date for new policies.
Finally, the committee heard HB 1078 on pet insurance, which would bar cancellation or nonrenewal based on a pet’s age or conditions that develop during the policy term and would restrict certain affiliate-policy transfers; the Insurance Commissioner’s office strongly supported it as a consumer protection measure, and staff noted a fiscal impact estimate and a new fiscal note request. The committee also took testimony on HB 2624 from both supporters and opponents, and on HB 2334 and HB 1269 from industry and public witnesses, but no votes were taken in the meeting. The chair closed public testimony and adjourned the committee after hearing all scheduled bills.
MN
Minnesota 2025-2026 Regular Session
Banning cryptocurrency kiosks 2/26/26
Minnesota House Floor Meeting
Transcript Highlights:
- </c> identity verification or transaction identity verification or transaction holding<00:10:40.079><
- You can flag wallets that transaction.
- transactions. participation in crypto transactions. participation in crypto markets<00:28:23.360><c>
- </c> is that most are not cash transactions is that most are not cash transactions and<00:42:12.880><
- So what you're talking transactions.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- There needs to be a transactional pause on all transactions.
- We paused that transaction for 24 hours.
- He added that transaction limits encourage both good and bad actors to spread transactions across multiple
- , and allow a full transaction fee refund for all users in the case of fraud; a full transaction refund
- Daily transaction limits: Imposing daily transaction limits helps to avoid potential risks associated
Committee:
Joint Joint Committee on Financial Services
Summary:
The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use.
Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting.
The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jul 22nd, 2026
Transcript Highlights:
- public meeting of the Special Legislative Commission to study the future of payments and sales transactions
- They change from one transaction to the next.
- They change from one transaction to the next.
- As you remember, there are several types of fees deducted from transaction amounts on card transactions
- The Federal Reserve tracks this data with respect to debit card transactions.
Summary:
The Special Legislative Commission studying the future of credit card payments and their impacts on small businesses held what leaders described as its last public hearing, though they said the commission would continue meeting to develop a report and recommendations. Chair Paul Feeney and other members noted the issue is complex and that they had sought testimony from a wide range of stakeholders before moving into a more deliberative phase. The commission adjourned after hearing from several in-person and virtual witnesses.
Banking and card-industry witnesses, including the Massachusetts Bankers Association, the Card Coalition, the Electronic Payments Coalition, and others, argued that payment cards provide major benefits to consumers and merchants, including convenience, fraud protection, fast settlement, and broad access to electronic commerce. They warned that state-level changes to interchange rules could create a patchwork of conflicting requirements, disrupt global payment systems, and especially affect state-chartered community banks and small businesses. Several also said recent federal actions and litigation, including OCC and NCUA preemption rules and the Illinois interchange-fee litigation, have limited the practical reach of state laws.
Restaurant, retail, and convenience-store witnesses pushed for relief from swipe fees, saying independent businesses operate on thin margins and pay fees on amounts that are not really their revenue, such as sales tax and gratuities. They urged transparency, the ability to surcharge, vendor compensation for tax collection, and limits on interchange or related fees. Some witnesses said merchants bear significant fraud and chargeback costs and that banks and card networks have not offered enough direct relief. Commissioners asked questions about surcharging, fee regulation, fraud, and whether industry should share more of the burden. No votes or formal actions were taken beyond adjourning the hearing.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 15th, 2026
Transcript Highlights:
- They understand how that's going to transact.
- Just as eBay brokers the transaction between a seller and a buyer, just as Lyft or Uber brokers the transaction
- But almost 1.4% of all transactions end up in default.
- Is there still not enough money in a transaction where you can exclude 6.25% from a 2% transaction fee
- The Illinois law calls for a $1,000 per transaction fine.
Summary:
The Special Commission on the future of credit card payments and their impacts on small businesses heard testimony from credit union, retail, banking, and payments industry representatives. Much of the discussion focused on proposals to exclude sales tax and tips from interchange fees, the Illinois Interchange Fee Prohibition Act and related litigation, and whether similar state action in Massachusetts would help small businesses or instead create a patchwork that burdens state-chartered institutions. Witnesses from defense and community credit unions argued interchange helps fund fraud prevention, cybersecurity, member services, and low-fee products, while retail and NRF representatives said merchants are paying significant swipe fees and that state laws like Illinois’s are aimed at reducing costs that are not being passed on to consumers.
Several witnesses emphasized that the current payment system provides security, fraud protection, rewards, and access to credit, and that many of the costs merchants complain about are actually bundled processor or acquirer fees rather than interchange itself. Others countered that small businesses are struggling with rising overall costs and that Massachusetts should consider reforms such as allowing surcharging, improving transparency in merchant contracts, and studying collection costs. There was also discussion of the recent Visa/Mastercard antitrust settlement, with industry witnesses describing it as meaningful relief for merchants and opponents saying it is temporary and incomplete.
No formal votes were taken on legislation. The commission accepted oral testimony, noted that written testimony would be accepted through July 31, and concluded the meeting by unanimously voting to adjourn. The chair and members said they would continue gathering testimony and work toward recommendations, with the chair stressing the need to find a fair middle ground that supports both small businesses and the broader payments ecosystem.
ID
Transcript Highlights:
- The board functions in statute as it does today, nominated by local conservation district divisions for
- The board functions in statute as it does today, nominated by local conservation district divisions for
Committee:
Senate Agricultural Affairs
WA
Washington 2025-2026 Regular Session
Senate State Government, Tribal Affairs & Elections Jan 16th, 2026
Transcript Highlights:
- I think it's nominal because somebody in the situation you talked about doesn't get their job.
- So even just having a nominal refund, it's a very strong deterrent for the agencies to hit the processing
Summary:
The Senate State Government, Tribal Affairs & Elections Committee met on January 16, 2026, and took executive action on four measures before moving to public hearings on two bills. The committee held Senate Bill 5842 for further discussion, then considered Senate Concurrent Resolution 8406, Senate Bill 5825, Senate Bill 5863, and Senate Bill 5840. SCR 8406 would reestablish the Joint Select Committee on Civic Health and was advanced unanimously to the Rules Committee. SB 5825, which authorizes the Washington State Leadership Board to solicit gifts, grants, and endowments, was amended with a technical change and then advanced. SB 5863, extending the moratorium on destruction of Lakeland Village records and addressing access to certain historical records, also advanced without opposition. SB 5840, which changes campaign finance expenditure reporting schedules, was amended to adjust the implementation date to January 1, 2028 and then advanced after the committee waived the amendment publishing rule due to the short session timeline.
The committee then heard Senate Bill 5827, sponsored by Senator Gildon, which would allow veterans to use a pre-discharge certification to claim civil service preference before receiving a DD-214. Staff explained the bill and clarified that the underlying qualifying discharge categories would remain unchanged. Senator Gildon said the bill was prompted by a constituent who could not access preference points before leaving active duty, and the Veterans Legislative Coalition testified in strong support. The hearing record noted 40 people signed in in favor and two opposed.
Finally, the committee heard Senate Bill 5968, sponsored by Senator Krishna Dawson, which would codify and expand the governor’s executive order on permitting and licensing timelines, require agencies to publish processing deadlines, phase in coverage of all credentials by 2030, and authorize fee refunds if deadlines are missed. The sponsor and staff said the bill is intended to improve predictability, accountability, and customer service, while agency flexibility would remain through OIRA. Support testimony came from the governor’s office, cosmetology, labor, construction trades, ports, business, and the Department of Health, all emphasizing delays’ impacts on jobs, projects, and access to care. The Department of Health reported substantial recent reductions in licensing times and said it lacked authority to issue refunds without the bill. The hearing closed with 26 people signed in, including supporters and opponents.
WA
Washington 2025-2026 Regular Session
Legislative Republican Leaders Media Availability Jan 13th, 2026 at 01:15 pm
Transcript Highlights:
- a small portion that's going to transportation, but most of it's being spent on special interest nominally
- Transportation, but most of it's being spent on special interest, you know, nominally to reduce carbon
Summary:
House and Senate Republican leaders held a session-opening media availability on the second day of Washington’s 60-day legislative session, criticizing Governor Bob Ferguson’s State of the State address and previewing their priorities. They said the central issue this session is affordability, and argued the state should respond with less spending, fewer taxes, and less regulation rather than new taxes or expanded government. They also said they expect a major fight over the operating budget, warned against using the rainy day fund or weakening the balanced-budget requirement, and said the state should look for savings in areas where caseloads are down but spending continues to rise, including reducing middle management in state agencies.
A major focus was the governor’s proposal for a tax on high earners, which Republicans repeatedly described as an income tax and said they would oppose. They argued it would eventually expand beyond millionaires, said voters have rejected income taxes repeatedly, and said a constitutional amendment would not pass. They also criticized past tax increases such as the capital gains tax, death tax, document recording fees, and climate-related charges, saying Democrats have not provided meaningful tax relief for working families. Republican leaders said the Working Families Tax Credit is one area where they can support using existing Climate Commitment Act revenue, and they suggested other uses for those funds, including transportation and wildfire prevention.
The leaders also discussed public safety and immigration, saying the governor and Democrats have been inconsistent on federal law enforcement and that coordination between agencies is essential. They said concerns about masked federal agents and immigration enforcement should be left to investigations rather than political conclusions. On child care and DCYF, they said allegations of fraud and waste should be investigated through audits or other oversight, and they rejected the idea that looking into possible fraud is offensive to honest providers. They also said they see potential bipartisan overlap on transportation and housing, but argued the governor’s housing plan relies too much on public spending and not enough on permitting reform, Growth Management Act changes, and energy code changes to increase supply.
HI
Transcript Highlights:
- On page one, Governor's Message No. 726 transmits a nomination to the Defender Council.
- On page one, Governor's Message No. 726 transmits a nomination to the Defender Council.
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Banking and Insurance. (2-24-26)
Banking & Insurance
Transcript Highlights:
- </c> toolbox to try to make transactions toolbox to try to make transactions happen<00:05:16.560><c>
- c> I'll</c> transaction transaction cap, which I'll transaction transaction cap, which I'll talk<00:10
- So those are the 3% on transactions.
- . transactions. transactions.
- </c> transaction limit for returning users. transaction limit for returning users.
Committee:
Senate Banking & Insurance