Transcript Highlights:

• There was an insurance company, I guess I can name insurance companies, right?
• They're there for the insurance, and they're there to make money off of insurance.
• So is that a hidden fee?
• see like $75 a day, resort fee, resort fee, resort fee.
• First, it’s really only mandatory fees. This bill only covers mandatory fees.

Committee: House Commerce, Consumer Protection, and International Affairs

Summary: The committee first heard House Bill 267, which would change the membership rules for the Louisiana State Board of Home Inspectors by adjusting appointment qualifications, term limits, and nomination procedures. Vice Chair Thomas explained the bill was meant to address the lack of nominations from existing entities and to allow the governor more flexibility, especially in smaller districts. After adopting a technical amendment, the committee reported HB 267 favorably. The committee then considered House Bill 478 on utility overcharge reimbursements. The bill, as amended, requires utilities to clearly label reimbursements on customer bills and sets a deadline for issuing refunds. After discussion with the Public Service Commission and utility representatives, the committee changed the reimbursement timeline from 45 days to 90 days and clarified that the bill would not interfere with larger settlement or regulatory credits. HB 478 was then reported favorably as amended. The longest discussion centered on House Bill 924, a consumer protection measure aimed at contractors who solicit residential property owners after declared disasters. The author said the bill was intended to curb predatory storm-chasing and fraudulent insurance-related practices, while still allowing emergency mitigation work. The committee adopted technical amendments and then a conceptual amendment shortening the catastrophe response period from six months to 30 days. Testimony was split: the Insurance Commissioner and some roofing industry witnesses supported the bill as a way to deter fraud, while other contractors argued it would hurt small businesses, limit legitimate door-to-door work, and not solve enforcement problems. The bill remained under consideration after extensive testimony and public comment.

Transcript Highlights:

• So, I years since the fees gone up.
• </c> Next on line 92 in the insurance Next on line 92 in the insurance division<00:24:55.600><c> is</
• </c> supplemental insurance 20% over 5 years. supplemental insurance 20% over 5 years.
• I think you’ve justified the fees.
• I think you’ve justified the fees.

Committee: Senate Finance

Transcript Highlights:

• and permit fees found on page 148.
• This reduces the installation fee for a single-wide unit... ...and permit fees found on page 148.
• Lower rates often result in lower insurance.
• Lower rates often result in lower insurance.
• Lower insurance costs are critical to more affordable housing.

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• Operational costs continue to skyrocket: food costs, insurance, and credit card fees.
• card fees.
• What type of insurance, I guess? From what I understand, it's... ...for what type of insurance?
• You do pay some fee; you don't pay all of the fee, but you still have the interchange fee as well.
• Interchange fees, number three, payroll costs, payroll taxes, unemployment insurance and PFML costs,

Committee: Joint Joint Committee on Community Development and Small Businesses

Summary: The Joint Committee on Community Development and Small Business held an informational hearing focused on the conditions facing small and micro businesses in Massachusetts and the state programs intended to support them. Chairs Andy Vargas and Adam Gomez opened by emphasizing equitable economic development, the importance of CDFIs, and the need to help underserved entrepreneurs, especially women, minorities, veterans, immigrants, and other groups facing barriers. Committee members noted the hearing would not take up bills, and testimony was limited to 10 minutes per organization. State and quasi-public agency witnesses described current programs and funding. Dico Gibral of the Executive Office of Economic Development highlighted the Business Front Door, multilingual access, small business office hours in Gateway Cities, and funding in the Mass Leads Act, including support for CDFIs, small business technology, and capital grants. Tom Hooper of Commonwealth Corporation described workforce training programs such as the Workforce Training Fund, Workforce Competitiveness Trust Fund, and Career Technical Initiative, saying they help small businesses train workers, fill labor shortages, and support returning citizens and people with disabilities. Committee members asked about federal funding uncertainty, workforce migration, training schedules, and program uptake. Business and advocacy groups focused on cost pressures and regulatory burdens. The Massachusetts Restaurant Association urged continuation of outdoor dining and takeout alcohol sales, and pressed for relief from high credit card swipe fees, support for surcharging, and streamlining municipal licensing. The Retailers Association of Massachusetts cited survey results showing inflation, utility costs, payroll taxes, health insurance, and interchange fees as major concerns, and said many members might sell or close within five years; it also backed ending the state prohibition on surcharging and creating an Office of Main Streets Massachusetts. MACDC, BECKMA, and the Coalition for an Equitable Economy emphasized the need for more technical assistance, CDFI and small business funding, and protections against rising costs, tariffs, supply chain disruptions, and immigration enforcement impacts on immigrant-heavy business districts. No votes were taken.

Transcript Highlights:

• Section 20 bans insurance industries.
• So it deceptive insurance advertising.
• , if you will, an expiration fee.
• He is a scrap metal. expiration fee. That's no difference if expiration fee.
• He asked about a provision from a couple of years ago that has a $500 expiration fee, license fee, and

Transcript Highlights:

• It's supported by license and application fees.
• It's supported by license and application fees.
• So we could collect fees from past tax or a hospital assessment fee or an ICF provider fee, but then
• But the insurance only reimbursed us for $1.8.
• That's a standard insurance policy.

Committee: All ALC-PEER

Summary: The committee considered a series of appropriation, fund transfer, and reserve requests across multiple agencies. Section B temporary appropriations included funding for state technology upgrades, personnel management staffing and IT skills assessment, court reporters and interpreters, crime victim claims, juvenile sex offender assessments, radiation lab testing, and higher education workforce grants and credentialing pathways. Additional items covered an ARPA grant for the University of Arkansas Fort Smith LPN program, an IIJA grant for the Oil and Gas Commission’s critical minerals work, a restricted reserve transfer for State Police vehicle purchases, a transfer to the Arkansas Heroes Program, and cash fund requests for the Real Estate Commission’s AV system and HVAC work. Most of these items were approved by voice vote. One budget classification transfer request from the Commissioner of State Lands drew extended questioning and was ultimately not approved. Members questioned the $250,000 transfer to operating expenses tied to the purchase of a West Little Rock office building, the ongoing lease costs at the prior location, and whether the agency had adequately planned for building-related expenses. After discussion, the motion failed, and members told the agency to tighten spending and return if needed. The committee then took up 15 pay plan appropriation requests totaling $25.7 million and approved them after discussion with DFA, DHS, Corrections, and the State Board of Election Commissioners. Members focused heavily on DHS staffing shortages at human development centers, where officials said vacancies and turnover were driven by overtime and burnout rather than pay alone; one member asked DHS to submit a written plan to address the issue. Corrections reported the pay plan had improved hiring and retention. The committee also approved overtime appropriations for Emergency Management and Military. Reports on reserve funds, the Budget Stabilization Trust Fund, tobacco settlement, State Central Services, Education Adequacy, Medicaid Trust, IIJA, and revenue transfer activity were received. The Medicaid Trust Fund report prompted significant concern about February’s $90 million draw; DHS said the month was unusually high because of cash-flow timing and that the fund should end the year with a balance between $150 million and $200 million, while lawmakers noted a second $100 million set-aside is planned for FY27. The final discussion centered on DHS’s state hospital damage claim and reconstruction funding, where members expressed disappointment that insurance reimbursement would likely return only about $1.8 million now and possibly about $97,000 more later, far less than the roughly $5 million initially expected. DHS explained the policy was based on actual cash value and depreciation for old buildings, and said the work would proceed on Unit 3 for secured restoration because it was the most cost-effective option.

Transcript Highlights:

• represents the insurance costs.
• How can things be concrete today on an Uber ride, on a receipt, the booking fee represents the insurance
• Separate from that, as mentioned earlier, the booking fee is a transparent way for where insurance costs
• You could be able to see a reduction in the amount that's charged as a fee in terms of the insurance
• Riders will see savings directly in their booking fee as these insurances come down.

Summary: The Assembly Communications and Conveyance Committee heard three bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage requirements for transportation network companies from $1 million to $100,000 per person and $300,000 per accident, with committee amendments adding findings and declarations, higher limits than originally proposed, and a joint study on UM/UIM impacts. Supporters, including Uber, Lyft, business groups, and some consumer advocates, argued the bill would lower fares and increase driver earnings by reducing insurance costs. Opponents, including consumer attorneys, labor groups, and consumer watchdog organizations, warned it would cut protections for riders and drivers and might not guarantee savings would be passed through. The committee approved SB 371 on a due-pass basis and re-referred it to Appropriations by a 9-0 vote. The committee then heard SB 716 by Senator Durazo, which would create a Home Internet Lifeline Program to let eligible low-income households apply Lifeline subsidies to home broadband service. Proponents said the bill addresses broadband affordability after the federal Affordable Connectivity Program expired, and that it would help students, workers, and families access reliable internet. Opponents from the wireless industry objected to the funding mechanism, arguing the surcharge would fall unfairly on wireless consumers, while one broadband group moved to neutral after amendments. The bill was approved on a due-pass basis and sent to Appropriations, but the roll was held open and later completed with the bill passing 7-1. The committee also took up SB 480 by Senator Archuleta relating to autonomous vehicles as a consent item, with no presentation or debate. It was approved on a due-pass basis and re-referred to Appropriations by a 9-0 vote. Throughout the hearing, members repeatedly focused on affordability, consumer protection, and whether savings from the bills would actually reach riders, drivers, or households.

Transcript Highlights:

• Mitigation Fee Act.
• mitigation fee act.
• only on the fees only on the fees only on the portion of an ADU exceeding 750 square feet.
• The Mitigation Fee Act has strict boundaries on how the fees are set through a nexus study.
• those fees.

Committee: House Appropriations

Transcript Highlights:

• Homeowners are paying their monthly fees, and they have the right to know exactly how their fees are
• Homeowners are paying their monthly fees, and they have the right to know exactly how their fees are
• Junk and hidden fees, price transparency, dealing with misleading or misnamed fees and costs.
• Our insurance costs have increased.
• insurance.

Summary: The committee heard presentations on several bills. SB 1091, by Senator Kavayetal, would create the Community Anti-Displacement and Preservation (CAP) program within HCD to provide financing and technical support for nonprofit and local efforts to acquire unsubsidized rental housing and preserve it as affordable housing or homeownership opportunities. Supporters, including Enterprise Community Partners, the Unity Council, and several housing and tenant groups, said preservation is a fast, cost-effective way to prevent displacement and homelessness. Members discussed funding, with the author and chair noting the program is intended to be funded through housing bond legislation and would be implemented upon appropriation. The bill was moved on a due-pass motion to Judiciary and passed out of committee. SB 904, by Senator Seyarto, would codify and expand the state’s coordinated wildfire recovery response by requiring HCD and other agencies to identify permitting and code barriers after future state-of-emergency wildfires and report on ways to speed rebuilding. The author cited the faster permitting response after the Los Angeles fires compared with the Camp Fire. Some members supported the goal but raised concerns about repeated reports and the burden on smaller jurisdictions; the author said the bill is meant to avoid reinventing the wheel and to streamline recovery. The committee noted the bill is fiscal and would go to Appropriations, and it was reported out with sufficient votes. SB 1007, by Senator Menjivar, would increase transparency and limit assessment growth in homeowners associations by requiring clearer disclosure of HOA finances and violation evidence, and by replacing the current 20% annual assessment increase ceiling with a cap tied to inflation, with possible amendments still under discussion. Supporters, including consumer and homeowner advocates, said the bill would help protect homeowners from steep fee hikes and opaque budgeting. Opponents from HOA management and industry groups argued the bill could undermine reserve funding, delay maintenance, and create more special assessments, while also adding duplicative disclosure requirements. Members debated whether the bill would protect homeowners without harming HOA finances; the author said he would continue negotiations and that the bill would look different in the next committee.

Transcript Highlights:

• DPC is not insurance, to be clear, and it's not intended to replace insurance.
• new facility fees.
• Some of those are either owned by large insurance companies or have their own competing insurance plan
• Insurance, it's a self-funded plan.
• We'll pay the fee. It's better to pay the fee than to let people know what we're actually charging.

Summary: The Select Committee on Health Care Affordability met in an interim hearing focused on why Texas health care costs continue to rise and what policy changes might improve affordability. The chair opened by arguing that misaligned incentives, consolidation, lack of transparency, and weak consumer choice are driving costs faster than wages, and said the committee would hear from physicians, insurers, hospitals, pharmacy/PBM representatives, direct contracting models, and other experts. No bills were considered or voted on; witnesses testified neutrally as part of the committee’s information-gathering process. The first panel featured physicians and physician groups, including the Texas Medical Association and the Texas Academy of Family Physicians, along with a direct primary care representative. They emphasized that independent practices are under pressure from rising overhead, prior authorization, administrative burden, and payment disparities, which can push doctors into consolidation. They recommended improving competition, simplifying credentialing, reducing prior authorization, standardizing emergency care cost sharing, making price and quality data more usable, supporting care navigators, and strengthening primary care through per-member-per-month payment models. The direct primary care witness argued that DPC offers transparent monthly pricing, better access, and stronger physician-patient relationships, while the independent family physician stressed that small practices need a level playing field to survive. Members questioned the witnesses about corporate practice of medicine, physician autonomy, rural access, and whether direct primary care should be expanded without creating new gatekeepers or networks. There was discussion of site-neutral billing, cash-pay access, and whether the state should better protect patients from cost increases after practice acquisitions. One member also raised concerns about the accessibility and cost of the Texas All-Payer Claims Database for researchers and asked that the issue be reviewed. The second panel included health plan representatives from the Texas Association of Health Plans, Sidecar Health, and Curative. The insurer representative said most Texans get coverage through employers and argued that hospital and drug spending drive much of the cost growth, while consolidation, excessive mandates, and fraud/waste/abuse are key problems. He supported giving employers more flexible coverage options, limiting anti-competitive contracting, allowing patients access to cash prices, and addressing facility fees and AI-driven upcoding. Sidecar Health described a model built around upfront price transparency, no networks, and financial incentives for members to choose lower-cost care; Curative described a preventive-care-focused plan with no deductibles or copays for members who complete an early wellness visit, but said Texas’s licensing, network adequacy, and contracting rules make it difficult for new plans to compete.

Transcript Highlights:

• Did we adjust the PowerSchool licensing fee at all in regards to the, what did we do in Licensing fee
• PBMs now own insurance companies, or the insurance companies own the PBMs.
• It also decided to deal with speeding fees and increase the speeding fees substantially in all of the
• The amendment then eliminated the doubling of not only the speeding fees, but all of the fines and fees
• The amendment then eliminated the doubling of not only the speeding fees, but all of the fines and fees

Summary: The Senate opened with prayer, the Pledge, a quorum call, and approval of journal corrections. It then handled several House messages, appointing conference committees on Senate Bills 2004 and 2006 and House Bills 1018, 1019, and 1363, and re-referring House Bill 1216 to Appropriations. The chamber also adopted amendments to House Bill 1601, which would have expanded special assistant attorney general authority for certain offices, but the bill failed on final passage after strong opposition centered on preserving the Attorney General’s control and avoiding a solution in search of a problem. A major portion of the day focused on education funding. House Bill 1369 was amended to raise per-pupil aid from 2% and 2% to 3% and 3% and to increase the school construction loan transfer from $75 million to $100 million; supporters said this would help local schools and military base projects, while opponents raised questions about special education placement language and state coordination. The bill passed 44-3. House Bill 1013, the DPI budget, was also amended extensively to adjust staffing, funding sources, grants, meal assistance, teacher training, and other education programs; it passed 45-2. House Bill 2234, dealing with Choice Ready grants, was amended to shift funding away from general funds and toward federal or other sources, but then failed on final passage after the sponsor urged a red vote. The Senate also approved House Bill 1482, restricting bond and indebtedness elections for counties, cities, school districts, and park districts to primary or general election days, and House Bill 1332, creating a value-added agriculture facility incentive program with an emergency clause. House Bill 1010, the Insurance Department budget, passed unanimously after amendments reflecting the merger of the Securities Department into Insurance and adding staff and fee changes, while House Bill 1011, the separate Securities Department budget, failed because its funding was already included in HB 1010. House Bill 1584, a major pharmacy benefit manager reform bill, passed with an enforcement fund and new licensing/enforcement structure despite debate over ERISA and market transparency. In other action, the Senate concurred in House amendments and passed Senate Bills 2226, 2230, 2069, 2082, 2387, 2385, and 2186, with SB 2186 on parenting time interference and a child custody task force passing 27-20 after debate over whether the issue should be left to the courts. Senate Bill 2234, on Choice Ready grants, and Senate Bill 2243, on driver’s license points and traffic penalties, both failed after concurrence motions were adopted but final passage votes were overwhelmingly negative. The chamber also advanced Senate Bill 2291 to conference committee consideration near the end of the transcript.

Transcript Highlights:

• </c> fuels from the retail delivery fee. fuels from the retail delivery fee.
• without insurance.
• without insurance.
• Insurance,<00:58:21.520><c> maintenance,</c> Insurance, maintenance, Insurance, maintenance, fuel,<00
• But I mean, I I am not buying insurance. There's I I am not buying insurance.

Bills: HF3131 , HF3436 , HF3106 , HF3241 , HF3531

Committee: House Transportation Finance and Policy

Transcript Highlights:

• This specifies that the requirement for an insurer to provide the insured with certain information about
• changing the insurance.
• This is the bill modifying the insurance fraud program administered by the Insurance Commissioner.
• With this bill, we are setting up a Washington Travel Insurance Act, and with this new line of insurance
• With this bill we are setting up a Washington Travel Insurance Act and with this new line of insurance

Summary: The Consumer Protection and Business Committee met on February 25, 2026, received a staff briefing on eight bills, and discussed several proposed amendments before taking action on four measures after caucus. The briefing covered bills on insurance disclosure and wildfire risk modeling (SB 5928), travel insurance regulation (SB 6248), wildfire preparedness grants and insurance eligibility (SB 6079), insurance fraud enforcement (SB 6031), assignment of post-loss insurance benefits (SB 6178), mortgage modification safe harbors (SB 5831), real estate marketing restrictions (SB 6091), and virtual currency kiosk consumer protections (SB 5280). Members also asked about the “Beckett’s Law” title amendment and whether amendments to the virtual currency kiosk bill conflicted; staff said the amendments generally could be reconciled, though some policy differences remained. After recess, the committee deferred action on SB 5928, SB 6079, SB 6031, SB 6178, and SB 5280, and then voted to report Substitute Senate Bill 6248, the Washington Travel Insurance Act, out of committee with a do pass recommendation. Members spoke in support of the bill as a consumer protection measure and a benefit to the travel insurance industry. The committee then reported Senate Bill 5831, the Uniform Mortgage Modification Act, out with a do pass recommendation after members said it would preserve mortgage priority in certain modifications and noted the bill’s title-company-supported change. The committee next considered Substitute Senate Bill 6091, which would prohibit real estate brokers from marketing residential property to exclusive groups of buyers or brokers except for health and safety reasons. Representative Corey withdrew the amendment naming the act “Beckett’s Law,” and the committee approved the bill on a 13-1 vote with one excused member. The chair and ranking member closed by thanking committee staff for their work, and the meeting adjourned.

Transcript Highlights:

• This is the cannabis licensing fee.
• </c> Um this is a the cannabis licensing fee. Um this is a the cannabis licensing fee.
• </c> National Council of Insurance National Council of Insurance Legislatures<00:05:47.680><c> um</c>
• insurance policy per year.
• insurance policy per year.

Transcript Highlights:

• Homeowners are paying their monthly fees, and they have the right to know exactly how their fees are
• the right to know exactly how their fees. their monthly fees and homeowners pay their monthly fees and
• Junk and hidden fees, price transparency, dealing with misleading or misnamed fees and costs, fees that
• to make sure that we're protecting the homeowners from skyrocketing HOA fees or any fees on there.
• HOA fee, another $100, $100, or just keep giving it a special assessment every year just for the insurance

Committee: Senate Housing

Transcript Highlights:

• Yes, I was going to provide the numbers of the 2024 fee that's in effect and the 2025 fee that's been
• Private hospitals do this through the private hospital fee, the H-QAF.
• So our health insurance system is... Our health insurance system is primarily a job-based system.
• So our health insurance system is primarily a job-based system.
• Or are you just saying, ‘I’m not going to sign up for any insurance’?

Summary: The subcommittee heard an overview of the Department of Health Care Services’ proposed budget, including a $229.1 billion total-funds budget and projected Medi-Cal enrollment decline as redeterminations continue. Members focused heavily on the fiscal and programmatic effects of prior budget solutions and federal changes, especially the elimination of General Fund-supported Prop. 56 dental supplemental payments beginning July 1, 2026, the hospice utilization-management change, and the impact of reduced caseloads alongside rising health care costs. DHCS said it is still completing required access and rate-reduction analyses for the dental cuts and has been engaging stakeholders, but could not yet quantify the real-world effect on utilization or provider participation. The committee also reviewed the November 2025 Medi-Cal local assistance estimate, which shows higher General Fund spending despite lower enrollment, driven by managed care rate growth, Medicare cost growth, state-only claiming, and federal policy changes. The hearing then turned to provider taxes and federal H.R. 1 constraints, with extensive discussion of the MCO tax, the hospital quality assurance fee, and other health care-related taxes. DHCS explained that H.R. 1 phases down allowable tax levels and tightens “generally redistributive” rules, making the current MCO tax structure and the proposed higher hospital fee levels difficult or impossible to renew as originally designed. Staff and the LAO described the tradeoff between preserving Medi-Cal funding and avoiding higher costs on private providers and consumers. Members asked about options for preserving revenue, including possible amendments to Prop. 35 or returning to voters, and were told the department is still evaluating approaches while federal guidance remains in flux. The committee also reviewed hospital payment increases already implemented through state-directed payments, with DHCS noting that H.R. 1 will force those payments down to Medicare levels over time. Several budget change proposals were discussed and left open, including requests tied to the managed care final rule, managed care operations, hospital value strategy, long-term care payment transparency, and interoperability requirements. The committee also heard about a one-year trailer bill extension for skilled nursing facility financing, including continuation of the SNF workforce standards program, the SNF quality assurance fee, and annual rate growth, while the department develops a longer-term financing redesign for 2027-28. Members expressed skepticism about repeated rate reform efforts and questioned whether a one-year extension of the eliminated workforce quality incentive program should be restored during the transition. Finally, Covered California presented its budget and enrollment update, reporting that the expiration of the federal enhanced premium tax credit is expected to reduce affordability significantly, with average premiums roughly doubling for many enrollees and as many as 400,000 Californians potentially losing marketplace coverage over time. The exchange said California’s $190 million subsidy program is helping lower-income enrollees, but not enough to offset the federal loss, and it is also implementing a new gender-affirming care benefit and awaiting federal action on benchmark plan changes.

Transcript Highlights:

• I think it was for insurance premiums. It's only for the insurance side, okay?
• S802 relating to insurance.
• SB 802 relating to insurance.
• SB 802 relating to insurance.
• property insurers to requires insur property insurers to offer<01:33:22.000><c> discounts</c><01:33:

Committee: Senate Commerce and Consumer Protection

Summary: The committee opened by outlining testimony procedures and then heard SB 376 on tax credits, which would create a home fire safety improvement tax credit. Testimony from the Tax Foundation of Hawaiʻi urged that the concept would be better handled as a subsidy program and raised drafting concerns about unclear definitions and eligibility. Later, the committees agreed to pass SB 376 with amendments, including making the credit nonrefundable, clarifying third-party certification, deleting recapture-related language, and making technical changes. Members then heard SB 417, which would make unlicensed contractor work during or within five years after an emergency or disaster a class B felony. The Contractors License Board was listed for comments, and the Subcontractors Association supported the measure. The committees ultimately recommended passage with technical, non-substantive amendments and an adjusted effective date, and the measure was adopted. A substantial portion of the meeting focused on SB 782, which would require free and accessible voice communication services for incarcerated people and prohibit state agencies from profiting from those services, while also directing the PUC to set standards and providing funding for the SAVIN victim notification program. Supporters, including the Public Defender, ACLU of Hawaiʻi, Worth Rises, and others, argued the bill would reduce costs for families, improve reentry, and align adult corrections with the juvenile system. Opponents, including the Department of Corrections and Rehabilitation, the Hawaiʻi Paroling Authority, and SAVIN-related witnesses, warned that changing the funding structure could weaken victim notification and safety services. The committees deferred SB 782. The committee also heard SB 999 on fireworks, which would repeal permissible consumer fireworks uses, impose civil penalties and forfeiture remedies, and create a forfeiture special fund for safety education. The Department of Law Enforcement and Honolulu Police Department supported the bill, while fireworks industry representatives and others opposed it, arguing prohibition would be ineffective and urging stronger enforcement and education instead. The committees deferred SB 999 for further consideration, and SB 1136 on insurance was also deferred after insurers and the Department of Commerce and Consumer Affairs opposed it. In the later joint session with the Committee on Economic Development and Tourism, SB 744 on condominium loans was heard with support from the Hawaii Green Infrastructure Authority and banking groups, while one testifier raised concerns that the program could function like C-PACE financing and add risky debt to condominium associations; testimony and discussion continued on that measure.

Transcript Highlights:

• and homeowners insurance in Florida.
• fee expert for a little over 20 years.
• fee expert for a little over 20 years.
• Number one, health insurance companies and health insurance is not designated to treat traumatic injuries
• Health insurance companies and health insurance is not designated to treat traumatic injuries.

Summary: The subcommittee considered a long agenda of civil justice and claims measures. HB 1173, relating to the Florida Trust Code, was presented as a clarification of standing in trust litigation after recent case law; after questions about who may sue, an amendment was adopted clarifying that an expressly named charity retains standing, and the bill passed 14-2. HB 1437, on attorney’s fees in motor vehicle PIP disputes, drew testimony from insurers and reform groups opposing a return to fee-driven litigation and from medical groups supporting fee recovery for prevailing parties; it passed 17-0. CS/HB 147, addressing prohibited debt-collection communications during nighttime and early morning hours, was described as a clarification of an outdated statute in light of modern communications, with support from business groups and no opposition in the vote; it passed 18-0. The committee then heard several claims bills against the Department of Children and Families. HB 6511, for relief of L.P., described severe injuries to a child after DCF allegedly failed to act on warning signs; a technical amendment was adopted and the bill passed 18-0. HB 6515, for relief of Michael Barnett, involved DCF’s alleged failure to investigate domestic violence that preceded the killing of three children and injury of a fourth; members asked about the settlement amount and the case’s circumstances, and the bill also passed 18-0. HB 1517, expanding wrongful death law to allow parents of an unborn child to recover for the child’s death, generated the most extensive debate. The sponsor said it aligns civil law with existing criminal definitions and excludes claims against mothers and providers of lawful medical care, including IVF; opponents warned it could be used to target reproductive care, support networks, and domestic violence survivors, while supporters framed it as a justice measure for families. An amendment clarifying damages rules for minors and unborn children was adopted, and the bill passed 13-4. Finally, HB 947, on evidence of medical damages in personal injury and wrongful death cases, sought to allow broader evidence at trial and to change “shall” to “may”; supporters said it would improve fairness and transparency, while opponents argued it would weaken post-2023 tort reforms and reintroduce inflated medical damages. The amendment was adopted and the bill was then taken up with additional opposition testimony.

Transcript Highlights:

• And then at the last minute, opposition arose from the insurance company, opposition arose from the insurance
• I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
• I represented employers, self-insured funds, and insurance carriers in the workers’ comp industry for
• The insurance companies are making money.
• He will present this fee schedule to us.

Committee: House Labor & Industrial Relations

Summary: The committee first took up Senate Bill 408 by Senator Myers, a workers’ compensation overhaul creating an all-claims medical database, requiring electronic reporting and billing, and setting up confidentiality, rulemaking, and penalties. Senator Myers said the bill was meant to modernize a paper-based system, speed injured workers back to care and work, reduce disputes through a more predictable fee schedule, address outliers and abuse, and generate reliable data for future fee-schedule decisions. Representative Melarine then offered a large amendment package combining portions of House Bills 780 and 1101 into SB 408, adding preliminary-determination procedures, changes to benefit durations, fraud language, and a deadline for the department to establish a fee schedule if no agreement is reached. Supporters said the package would create a more complete reform; opponents argued the additions were rushed, not germane, and would harm injured workers, especially those without lawyers, by adding technical filing burdens and stricter fraud consequences. After debate, the committee adopted the amendment package, then adopted a follow-up amendment removing the word “potential” from a fines provision and deleting the fraud section, and finally reported SB 408 with amendments on a divided vote. Testimony on SB 408 was sharply split. Proponents, including Alton Ashy and Trey Mustian, argued the bill’s transparency and data-collection provisions were the most important part, that the system needs a modern fee schedule, and that the added reforms would help control costs and speed payment. Opponents, including Shannon Lindsay and another injured-worker advocate, said the original bill was a good compromise but the added provisions changed its character and would disadvantage pro se claimants, remove materiality from fraud law, and reduce benefits for seriously injured workers. Committee members also questioned the timeline for the database and fee schedule, the effect of historical data gaps, and whether the reforms would help employers and injured workers alike. The committee ultimately agreed the bill still contained its core goals of faster care, predictable fees, anti-abuse measures, and modernization. The committee then moved to House Bill 585 by Representative Chasson, a workplace-violence/safety measure for small-box discount retailers. Chasson explained that the bill had been narrowed to require retailers to submit an existing written workforce safety plan, or develop one if they do not already have one, with no penalties attached. The committee adopted a substitute bill incorporating prior amendments. Representative Glorioso noted continuing concerns about civil-liability implications and the duty to protect against third-party criminal acts, but the bill was advanced from committee after the substitute was adopted.

Transcript Highlights:

• assessing the fee.
• insurance agents to sell something that's not insurance?
• non-insurance insurance policies?
• non-insurance insurance policies?
• We are debating whether or not licensed insurance agents should be able to sell these non-insurance insurance

Summary: The Senate convened with an opening prayer, pledge, and a series of gallery introductions recognizing visitors, local officials, students, and public safety personnel. The chamber first took up a report from the Ethics and Elections Committee on 42 executive appointments; after Senator Gaetz explained that the committee had reviewed the appointees’ qualifications and suitability, the Senate adopted the report and confirmed the appointments by a 36-0 vote. The Senate then moved through a long special-order calendar focused largely on open-government sunset reviews and other policy bills. It passed measures to continue or consolidate public records and meeting exemptions for aquaculture records, agency-held trade secrets, and cybersecurity information, with one technical amendment adopted on the cybersecurity bill. The chamber also approved bills extending the statute of limitations for failure to report child abuse, strengthening regulation of commercial driving schools, requiring human trafficking education for nursing graduates, creating a new injunction for protection against serious violence by a known person, and making the related public-records exemption. Additional bills passed included a nature-based coastal resiliency measure with an amendment restricting dredge-and-fill in Terra Ceia Aquatic Preserve, a chiropractic trust-funds bill, specialty license plates, a one-time waiver of late financial disclosure fines, public school personnel compensation changes, the annual Department of Agriculture and Consumer Services “Farm Bill,” homestead exemption clarification for long-term leaseholders, disability-presumption clarifications for first responders, reinsurance intermediary manager changes, patriotic displays in public schools, ADS-B fee restrictions, autism-related law enforcement training and a Blue Envelope program, campus safety policy transparency at public colleges and universities, and veterinary prescription disclosure. Several bills were temporarily postponed, including local vessel restrictions, temporary certificates for practice, and domestic animals. The Senate also debated and passed a bill allowing licensed insurance agents to market health care sharing ministries, despite concerns raised by Senator Polsky about consumer confusion, commissions, and the sale of non-insurance products; supporters argued it restored free speech, religious liberty, and consumer choice. The chamber approved the bill 32-5 after debate. Most other measures passed with strong bipartisan support, often by unanimous or near-unanimous votes, and several companion House bills were substituted in place of Senate bills before final passage.