Transcript Highlights:

• He wants to see insurance costs cut.
• , fixed indemnity health insurance, non-network major medical insurance.
• costs for the insurer.
• We used to have a health insurer fee that we had to pay. That has gone away.
• on top of a physician's fee.

Committee: House Insurance

Transcript Highlights:

• or the different fees, the many fees that are involved.
• or the different fees, the many fees that are involved.
• those fees.
• fees.
• fees like behavioral fee schemes that penalize merchants who don't even know about the fees.

Summary: The Special Legislative Commission on the future of credit card payments and their impacts on small businesses held what was described as its last public hearing. Chair Paul Feeney opened by noting the commission’s mandate under Chapter 238 of the Acts of 2024 and explained that members would continue working on a final report after the hearing. The meeting featured testimony from banks, payment industry groups, restaurant advocates, convenience store representatives, and others, with repeated discussion of interchange fees, surcharging, fraud, and federal preemption issues. Banking and card-industry witnesses, including the Massachusetts Bankers Association, the Card Coalition, and the Electronic Payments Coalition, argued that state-level interchange restrictions would disrupt a global payment system, create compliance problems, and likely apply only to a small share of transactions because of federal preemption. They emphasized consumer and merchant benefits of cards, the role of banks in absorbing fraud losses, and recent federal and state developments, including Illinois litigation, OCC and NCUA actions, and a settlement that they said would give merchants more flexibility. Several witnesses also suggested alternatives such as vendor compensation for tax collection and modernizing Massachusetts’ surcharge ban. Restaurant and convenience-store advocates took the opposite view, saying swipe fees are a major burden on thin-margin businesses and that merchants should not pay interchange on sales tax or gratuities that are not their revenue. Mass Restaurants United and individual restaurant owners described severe financial strain, rising costs, and the need for transparency and relief. NACS supported swipe fee reform and argued that current fees are excessive and inflationary. A few members questioned witnesses about whether industry should share more of the burden and about the feasibility of changing the current system. No votes or formal policy actions were taken. The chair said the commission would meet again to discuss a draft framework and final report, and members of the public were invited to submit additional written testimony before the commission concludes its work.

Transcript Highlights:

• Property and casualty self-insurance pool of certain religious institutions authorizing fees were for
• the Committee on Insurance.
• company or a title insurance agent.
• , providing for the imposition of administrative penalty for the committee on insurance.
• By an insured directly to a physician providing direct primary care for the Committee on Insurance, HB

Transcript Highlights:

• company or the insured.
• To Representative Butts' question on the dedicated fund: our dedicated fund are the fees that insurance
• So that is what the fee is.
• The program itself is at the expense of the insurance carrier, and so if you are an insured who elects
• The insurance company gets to hire an expert.

Committee: House Insurance and Banking

Summary: The Insurance Committee held public hearings on House Bill 3328 and House Bill 2324. HB 3328, sponsored by Rep. Castile, is a broad homeowners insurance package that would redirect insurance dedicated fund money into a Missouri Stronger Homes Fund, create a Missouri Disaster Mediation Act for disaster-related claims, update public adjuster regulation, strengthen fraud provisions, add consumer notices, and establish roof-hardening grant programs. The sponsor and the Department of Commerce and Insurance said the bill is still being revised in a committee substitute, especially on public adjuster language and fortified roof standards. Committee members asked about the dedicated fund, mediation benchmarks, the role of public adjusters, and how the program would affect disaster recovery in places like St. Louis. Testimony on HB 3328 was mixed. The Department of Commerce and Insurance and several insurance industry groups supported the bill’s consumer protections, mitigation funding, mediation process, fraud language, and assignment-of-benefits ban, but said the public adjuster fee cap would likely be removed and that the bill needs technical changes for mutual insurers and roofing standards. Public adjusters testified in opposition to the cap as written, saying their fees are typically 10-15% and are disclosed in contracts, and that they were working with the sponsor on revisions. A shingle manufacturer also opposed the fortified roof language as drafted because some of its products may not fit the current standard. The committee then closed the hearing on HB 3328. The committee next heard HB 2324, sponsored by Rep. Lucas, which would restrict the sharing or sale of vehicle driving data and was described by the sponsor as a privacy bill aimed at stopping companies like OnStar from selling driving data to insurers. Opponents from the Missouri Insurance Coalition and NAMIC said the bill would not actually target OnStar, but would instead interfere with voluntary telematics-based discount programs used by insurers, potentially raising premiums and creating administrative burdens. They also noted existing federal and state rules already govern insurer data use and that the bill could create a mismatch between risk and pricing. The hearing on HB 2324 was then closed, and the committee adjourned.

Transcript Highlights:

• So do you think that the insurance companies will have an obligation to inform the insured, basically
• This instrument provides relative to child support enforcement and insurer compliance, to require insurers
• This instrument provides relative to child support enforcement and insurer compliance to require insurance
• This instrument provides relative to the payment and adjustment of insurance claims to require insurance
• Ryan Haney, Louisiana Insurance Insurance Insurance Conference, present in support, not wishing to speak

Committee: House Insurance

Transcript Highlights:

• 15 more in insurance.
• It's offset by the fees, the court fees.
• It's offset by the fees, the court fees.
• It's offset by the fees, the court fees.
• Insurance Department. Okay.

Summary: The Committee of Conference on HB 1 and HB 2 was called to order, and Legislative Budget Assistant Michael Kaine reviewed the working documents before the committee. He explained the compare report, the detailed change sheet, the HB 1 index, the HB 2 side-by-side, the surplus statement, and a revenue handout, noting that the committee would vote up or down on all detail-change items and that unresolved items on hold would be removed from the final bills. He also identified staff available to answer technical questions and noted that the committee would track the dollar impact of decisions as it proceeded. Members then turned to the revenue outlook, with discussion focused on the gap between the House and Senate budget positions. House members said their budget guidance was based on revenue estimates that were significantly below the governor’s proposal, and they discussed whether additional revenue could close part of the gap. Department of Revenue Administration Commissioner Lindsey Stepp presented updated revenue estimates based on May data, explaining the methodology and the ranges for fiscal years 2025, 2026, and 2027. She said business taxes were the largest source of uncertainty, with estimates reflecting current economic conditions, recent revenue performance, and a range of possible growth rates. Committee members questioned the assumptions behind the business-tax ranges, including why the low and high scenarios were set at 2% and 8% growth. Stepp said the range was based on historical performance and current economic factors such as inflation, tariffs, and business behavior, and she noted that June is a major estimate-payment month for business taxes. Members also discussed recent revenue trends, including the effect of tariffs and the possibility of federal tax policy changes affecting repatriated profits. The commissioner and House members also discussed other revenue sources, including rooms and meals and real estate transfer taxes, with the House side arguing that lower mortgage rates and home prices could increase real estate transfer revenue. No votes were taken in the portion provided, but the committee discussed possible upward adjustments to House revenue assumptions, including increases of roughly $70 million in total based on the updated outlook and additional insurance-related revenue.

Transcript Highlights:

• That bill was brought by insurers, insurance companies.
• I'm writing that: private insurers.
• That bill, that bill was brought by insurers, insurance companies.
• I'm writing that private insurers. No. "Insurance, no." Okay.
• Private insurers are not the only insurers that provide workers' comp to firefighters.

Summary: The caucus reviewed a large Minority Caucus Calendar and moved quickly through many bills, with staff often noting whether items were unanimous, party-line, or pulled from consent. Early items included HB 2130 on ADOA personnel financial systems, HB 2749 on felony sentence-completion designation, HCR 258 on Medicaid claim audits, and several agency or board continuation bills. Members also discussed HB 2745 on legislative subpoenas, HB 4027 naming Loop 202 the Charlie Kirk Highway, HB 2601 on Interstate 11 studies, and a number of education, health, labor, and public safety measures. Several bills were pulled from consent or flagged for later discussion, including HCR 258, HB 4027, HB 2375, HB 2601, HB 2408, HB 2444, HB 2923, HB 2182, HCR 2048, HB 2750, HB 2765, HB 2838, HB 4043, HB 2290, HB 2940, and others. Testimony and caucus debate focused on a range of policy concerns. Members objected to bills involving school strikes, weapons detection systems, public records fees for legislators, union activity, school safety felony penalties, and restrictions on school clubs. Education bills drew extended discussion, including HB 2423 on automatic advanced math placement, HB 2478 creating a student outcomes commission, HB 2579 for free school meals, HB 2992 on child sexual abuse prevention, HB 4041 on spending authority for low-reading-performing districts, and HB 4043 requiring CPR/AED training. Health and professional regulation bills also prompted debate, including HB 2408 on nursing board investigations and expungement, HB 2444 on pharmacist testing authority, HB 2697 on expired opioid antagonists, and HB 4010 establishing a genetic counselors board. Members raised concerns about fiscal impacts, stakeholder opposition, and whether some measures were unfunded mandates or needed more amendment work. The caucus also discussed immigration, labor, and public safety measures, including HB 2416 for DPS local border support, HB 2811 on obstructing governmental operations during lawful arrests, HB 2862 on unlawful masking penalties, HB 4070 on nonprofit incorporation restrictions tied to offenses, and HB 4117 creating a crime for disturbing religious services. Water, energy, and land-use bills were reviewed as well, such as HB 2099, HB 2263, HB 2330, HB 2341, HB 2492, HB 2757, HB 2782, HB 2912, HB 2918, and HCR 2020. The meeting ended with announcements, including an Affordability Award for Brian Garcia and a March 12 breakfast update on the Colorado River, before adjournment.

Transcript Highlights:

• </c> is liable, not the insurance company. is liable, not the insurance company.
• </c><00:15:36.800><c> I</c> insurance claims handling. I insurance claims handling.
• This fundamentally alters the contractual relationship between the insurer and the insured.
• </c> you aren't getting insurance companies. you aren't getting insurance companies.
• </c><00:24:59.679><c> in</c><00:24:59.919><c> the</c> insurance company and its insured in the insurance

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• And attorneys for insurance companies.
• </c><00:04:24.639><c> that</c> part deals with refunding uh fee that part deals with refunding uh fee
• </c> or the background of a life insurance or the background of a life insurance policy<00:12:30.720>
• These fees are usually paid for by plaintiff lawyers and legal counsel for insurance companies for personal
• </c> reflected in this current fee structure. reflected in this current fee structure.

Bills: HF3521 , HF1807 , HF1270 , HF2070 , HF3136

Committee: House Health Finance and Policy

Transcript Highlights:

• As you know, health plans and insurers work diligently to ensure that enrollees and insureds are getting
• One is that in existing law, there are fees and penalties. Where do those fees and penalties go?
• and a licensed insurance agent focusing on assisted reproductive insurance, and Dr.
• I'm Sarah Page, CEO of Art Risk Financial and Insurance Solutions, an insurance agency based in Santa
• the insurance of wherever the person gets the insurance from...

Summary: The Assembly Health Committee heard several bills focused on health care access, oversight, and affordability. The first major item was SB 306 by Senator Becker, a prior authorization reform bill. Becker and supporters, including the California Medical Association and California Hospital Association, argued that prior authorization delays care, adds administrative burden, and can lead to serious patient harm. The bill was substantially amended late in the process to have DMHC and CDI identify services and drugs to exempt from prior authorization based on utilization data, with safeguards for fraud, waste, abuse, and patient safety. Health plans and insurers opposed the measure as written, saying prior authorization remains an important utilization-management tool and raising concerns about the 90% threshold, drug inclusion, and how modifications are counted. The committee also heard SB 35 by Senator Umberg, which would let cities or counties inspect unlicensed sober living homes if DHCS does not act promptly on complaints. Supporters said the bill would address weak enforcement and protect residents, while one behavioral health directors group opposed it unless amended. Members generally supported the measure, citing problems with unlicensed facilities and the need for local enforcement backup. The committee then heard SB 62, which would codify California’s updated essential health benefits benchmark if approved by the federal government. Senator Wiener said the package would add hearing aids, durable medical equipment, and infertility treatment including IVF, acknowledging that premiums could rise but arguing the benefits were worth it. Health Access California and other advocates supported the bill, while the California Family Council opposed it. The committee also took up SB 596 by Senator Menjivar, which would tighten the rules for hospitals claiming an on-call list as a defense to nurse staffing ratio penalties. Supporters, including nurses and SEIU, said hospitals have used vague or ineffective on-call practices to avoid accountability and that the bill would improve enforcement and patient safety. Hospital groups opposed it, arguing that staffing is highly dynamic, that hospitals need flexibility to manage acuity and emergencies, and that the bill could increase costs and interfere with collective bargaining arrangements. Finally, the committee heard SB 40 by Senator Wiener, the Insulin Affordability Act, which would cap insulin copays at $35 for a 30-day supply and restrict step therapy unless a plan covers at least one insulin in each drug type. Supporters, including physicians, diabetes advocates, nurses, students, and patient groups, said insulin is life-saving and too often unaffordable, forcing patients to ration or choose between medication and basic needs. There was no formal opposition testimony, though one member questioned why insulin remains so expensive. The committee also began discussion of SB 363, but the transcript cuts off before that bill’s full presentation or any action on the measures. No votes are recorded in the portion provided, and several bills were noted as consent items earlier in the hearing.

Transcript Highlights:

• </c> assessment of all of the insurance assessment of all of the insurance companies<00:03:43.920><c>
• So, but the fully insured health insurance is your responsibility: individual, small group, and large
• So, but the fully insured health insurance is your responsibility: individual, small group, and large
• </c> legislature revised the insurance legislature revised the insurance premium<00:27:28.679><c> tax
• through the insurance premium tax.

Summary: The committee heard testimony from Insurance Commissioner DJ Bettencourt on the New Hampshire Insurance Department budget. He said the department is self-funded through assessments on insurers based on New Hampshire premium volume, with about $8 billion in premiums written in the state and a department budget of roughly $15.5 million. He explained that the department has 88 authorized positions, eight vacancies, and that three full-time positions were unfunded after the governor’s requested 4% reduction exercise. He also said the department is trying to balance staffing needs with not overburdening carriers during a hard insurance market. A major topic was the department’s $2.6 million rebate to industry from the prior fiscal year, which Bettencourt described as a credit against the next assessment rather than a direct cash payment. Members questioned why that credit was not reflected as a reduction in the upcoming budget, and Bettencourt and staff explained that the budget assumes full staffing and full spending, with any year-end surplus returned to insurers. The commissioner said the department had added staff in recent years for succession planning and to preserve institutional expertise, and that the rebate reflects careful budgeting rather than excess spending. Members also asked about staffing changes by division, including positions unfunded in fraud, property and casualty examinations, life and health examinations, and tax. Bettencourt said fraud investigations remain strong and that the department can use outside contractors for examinations, with those costs billed to the company being examined. He also described the department’s examination process, including periodic financial exams and targeted market conduct reviews triggered by consumer complaints or trends. Additional questions covered OIT transfers, the department’s oversight of fully insured health coverage, the insurance premium tax and fines going to the general fund, and the department’s limited role in auto repair reimbursement disputes, where he said complaints have recently declined.

Transcript Highlights:

• or lack of insurance. and we treat every patient that presents regardless of their insurance or lack
• I'm no expert on medical insurance and how all these things work.
• I'm no expert on medical insurance and how all these things work.
• You know, what's covered on your insurance. So they talk about those things.
• I called the insurance. They couldn't really give me a clear answer.

Summary: The Health Care Facilities and System Subcommittee met with a quorum and considered five bills. HB 1101 on out-of-network providers drew the most discussion; Rep. Albert said it would require written notice when a patient is referred to an out-of-network provider and would count certain insurer payments toward deductibles. Several members and the Florida College of Emergency Physicians raised concerns about placing the burden on doctors’ offices, possible delays in referrals, and unclear enforcement, but the bill was reported favorably 16-2. Public testimony included support from AARP and concerns from emergency physicians about ER workflow and insurance-network transparency. The committee then unanimously approved PCS for HB 475, reducing fines for ambulatory surgery centers that violate good-faith estimate requirements from $1,000 to $250 per day, with a lower maximum penalty. The bill sponsor said the change was intended to right-size penalties for smaller facilities; witnesses from surgery centers and HCA supported it. HB 797, which would allow a nonprofit retirement community serving veterans and spouses to create veteran-and-spouse nursing home beds and transfer a certificate of need within 100 miles, also passed unanimously after members discussed whether it could affect access for veterans; the sponsor said it would create additional private beds rather than displace existing ones. HB 1085 on the Children’s Medical Services Program was amended and reported favorably 14-3. The bill would move managed care plan operations for medically fragile children from the Department of Health to AHCA, keep clinical eligibility at DOH, and shift PPEC services fully into managed care. The adopted amendment changed the waiver provision to require AHCA to develop and present a comprehensive redesign plan for the Medicaid model waiver for children receiving private duty nursing. Several members supported the goal but raised concerns about eliminating family choice and the impact on medically fragile children. Finally, HB 1353 on home health care services passed unanimously. The bill would remove geographic limits on home health administrators, allow more licensed RNs including contract RNs to perform visits, and revise the home health excellence award program. Supporters said it would address workforce shortages and improve access, while one member warned it could increase costs and competition for nurses. The committee adjourned after reporting all five bills favorably.

Transcript Highlights:

• What is the percentage of total PBMs that are owned by insurance or insurance owns them?
• You know, you have a fee schedule just like Medicare has a fee schedule, and so here it sounds to me
• This whole PBM issue is an insurance lie. That guy back there... PBM issue is an insurance lie.
• It's the insurance company.
• And as an employer, I went to my insurance broker and I said, okay, I own I went to my insurance broker

Committee: House Health and Mental Health

Summary: The committee first took testimony on House Bill 1681, which would require health carriers and pharmacy benefit managers to count amounts paid by or on behalf of an enrollee for certain medications toward out-of-pocket maximums when no generic substitute is available. The sponsor described the bill as helping patients with serious illnesses afford needed drugs. The committee then adopted a substitute that rolled HB 1681 together with House Bills 1941 and 2279, including an ERISA-related labor exemption, and passed the combined committee substitute by a vote of 15-2. The committee next heard House Bill 2365, which was also combined with related bills through a substitute that changed terminology to “delivery systems.” That substitute was adopted by voice vote, and the House Committee substitute for House Bills 2365, 2490, and 2249 was then approved unanimously, 18-0. After that, the committee heard House Bill 2149, the dementia care coordinator bill. The sponsor and supporters from the Alzheimer’s Association and family caregivers argued the state needs a central point person to coordinate resources, improve early detection, support caregivers, and connect rural residents to services. Members raised concerns about the fiscal note, whether the work duplicates existing Area Agencies on Aging and Alzheimer’s Association services, and whether two FTEs would be effective statewide. No vote was taken on HB 2149 during the portion provided. The committee also heard House Bill 2309, which would prohibit Missouri insurance coverage for organ transplants or related services involving organs taken from prisoners of conscience in China. The sponsor and supporters framed the bill as a human-rights measure aimed at condemning organ harvesting and abuse of Falun Gong practitioners and other prisoners of conscience. Members asked whether there was documentation of such transplants in Missouri and whether federal oversight exists; the sponsor said there is no reporting mechanism and no known opposition. No action was taken on the bill in the excerpt. Finally, the committee began testimony on House Bills 1975 and 1850, pharmacy benefit manager reform bills. The sponsors said the measures are intended to protect local pharmacies, improve transparency, limit harmful audit practices, and create a critical access pharmacy program. Supporters, including a pharmacy business group, argued PBM practices drive up drug costs and close pharmacies. Opponents, including a carpenters’ health plan representative, warned the bills could increase costs for self-funded plans, limit network and mail-order arrangements, and shift more administrative burden onto plan sponsors. The hearing continued with questions and testimony, but no final vote is shown in the provided transcript.

Transcript Highlights:

• on Insurance.
• are for the Committee on Insurance.
• on insurance.
• for personal automobile insurance policy before the committee on insurance.
• Benefit plan claims are for the committee on insurance.

Bills: HB9 , HB22 , HB908 , HB1392

Keywords: property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment

Transcript Highlights:

• fee, and the renewal fee?
• So mostly the fees that mostly affect denturistry are going to be the renewal fees.
• renewal fees.
• , licensing fee.
• , licensing fee.

Committee: House Health and Welfare

Transcript Highlights:

• They have all the fees of the airports. There's a specific term... Gate fees, landing fees.
• So gate fees, landing fees, are they not paid now? You recognize? Thank you, Chair.
• Insurance Corporation.
• It is insured, and it will be insured by independent insurers.
• And it will be insured by independent insurers. That's under the Office of Financial Regulation.

Summary: The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0. The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote. Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0. Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.

Transcript Highlights:

• , this is your insurance rate.
• A lot of work and partnership has gone in with the Department of Insurance and with the insurers and
• The fund is a special fund, funded by fees from renewals for foresters and application fees for people
• We've run up against that in one of our fees, the application fees, and so we're asking that we can get
• insurance on behalf of the state and tracks insurance market trends in order to forecast future insurance

Transcript Highlights:

• They don't provide the proper insurances or workman's comp insurance for the workers, or even compensation
• </c> claims uh first up dcca Insurance claims uh first up dcca Insurance division<00:50:24.079><c> in
• </c> the committee Jerry Bon acting insurance the committee Jerry Bon acting insurance commissioner<00
• </c> fossil fuel industry from the insurance fossil fuel industry from the insurance companies<00:54:
• </c> individuals businesses and insurance individuals businesses and insurance companies<00:54:27.000

Committee: Senate Commerce and Consumer Protection

Summary: The committee first took up SB 1 and SB 1561 on vegetation management near utility lines and wildfire prevention. Testimony focused on requiring DLNR to create and update wildfire hazard maps, setting vegetation-trimming responsibilities for property owners near rights-of-way and utility lines, and authorizing utilities to enter property to remove hazardous vegetation. DLNR, the PUC, and Hawaiian Electric all testified, with Hawaiian Electric asking for clearer access language, after-the-fact notification in imminent-risk situations, and liability limits. Committee members discussed balancing wildfire response with property rights and the need for clearer responsibility and enforcement, including on easements and utility poles. The committees ultimately recommended SB 1 pass with amendments, incorporating comments from testimony, and SB 1561 was deferred. The next major item was SB 640 on artificial intelligence disclosures. The bill would require businesses and individuals in commercial transactions to clearly disclose when consumers are interacting with an AI chatbot or similar technology, and it would create private rights of action and penalties. TechNet, the Office of Consumer Protection, and the Chamber of Commerce raised concerns about vague definitions, overbroad application, enforcement, and the private cause of action; the Chamber also argued the bill could burden small businesses that use AI tools for routine functions. In response to questions, OCP said the measure was ambiguous as to who it applies to and that the remedies and treble-damages provisions were unclear. The committee recommended SB 640 be deferred. The committee also heard SB 454 on prorating the rental motor vehicle surcharge tax when a vehicle is rented for only part of a day. The Tax Foundation of Hawaii said the proposal would make the tax system fairer but more complex and would require better recordkeeping by rental companies; the Department of Taxation and Enterprise Mobility also submitted comments. Senator Melby noted possible effects on the special highway fund and said that could affect his vote. The measure was referred onward, with the discussion indicating it would proceed to Ways and Means. Finally, the committee heard SB 1272 on towing, which would create a licensing framework for tow companies. Testimony from tow-industry representatives strongly supported the measure, describing unlicensed or noncompliant operators, poor insurance practices, and the need for accountability and consumer protection. They said a licensing board would give regulators a clearer enforcement avenue and help ensure fair treatment of vehicle owners. The hearing ended before a final action was taken on SB 1272 in the portion provided.

Transcript Highlights:

• Captive insurance companies are a specialized form of self-insurance, allowing a business to create its
• captive insurance companies.
• Captive insurance companies are a specialized form of self-insurance, allowing a business to create its
• It requires insurance carriers, traditional insurance carriers, now to also compete with private carriers
• These changes include clarifying that the network or exchange fees paid by DFS must not exceed fees that

Summary: The Appropriations Committee on Agriculture, Environment, and General Government heard and reported favorably several bills. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; Senator Sharif asked about restitution for victims, and the sponsor said the bill does not create a reimbursement mechanism. CS/SB 576 would create a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing support, grant access, and data-sharing requirements; local government and cybersecurity groups waived in support. CS/SB 1078 would establish transition procedures between gubernatorial administrations, including liaisons, briefing books, office space, IT access, and access to agency records under a signed confidentiality agreement. The committee also reported favorably CS/SB 314 on payment stablecoin issuers, CS/SB 530 updating lottery operations and security rules, CS/SB 1614 giving JAC/LAC-related audit findings more enforcement effect for local governments seeking state funds, SB 990 authorizing protective cell captive insurance companies, SB 1588 beginning implementation of the prior gold-and-silver legal tender law, CS/SB 1440 adding cybersecurity-related exemptions and reporting provisions for financial institutions, and CS/SB 1568 creating a stablecoin pilot program for DFS fee payments. Several bills had support testimony from state agencies and industry groups, and some included technical or guardrail amendments that were adopted without objection. The committee also received a budget overview highlighting major funding items, including more than $350 million for Florida Forever, $738 million for Everglades restoration, more than $500 million for water quality projects outside the Everglades, $60 million for Farmers Feeding Florida, and more than $250 million for citrus recovery. Members asked questions about school lunch funding, state park improvements, land acquisition, water quality funding, gaming enforcement offices, and staffing for PERC. After the bills and budget discussion, members recorded a few affirmative votes on selected tabs, and the committee adjourned.

Transcript Highlights:

• The seller or lessor of the vehicle remits the fee to the Department of Licensing, which deposits fee
• Unfortunately, the fee no longer covers our costs due to increased costs... ...since the fee was last
• My homeowners insurance, 228% without a claim. Car insurance, 196%, and medical premiums 77%.
• Car insurance, 196%, and medical premiums 77%.
• If Ecology did charge fees for the landfill emissions, those fees would go into the general fund state

Summary: The House Appropriations Committee held a public hearing on a series of bills, beginning with House Bill 2689 on Working Connections Child Care. Staff explained that the proposed substitute would keep eligibility at 60% of state median income, eliminate scheduled expansions to 75% and 85%, reduce future subsidy rates from the 85th to the 75th percentile of market, end enhanced regional rates, and change reimbursement rules from prospective enrollment-based payments back to attendance-based payments with a reduced monthly payment after 11 absent days. Child care advocates thanked the committee for removing the proposed cap on the program but opposed the cuts to provider rates and eligibility expansions, warning of harm to families and providers. The committee then heard Engrossed Substitute Senate Bill 5124 on Medicaid network adequacy for post-acute care, with staff noting administrative costs and indeterminate fiscal effects; hospitals supported the bill as a way to reduce discharge delays and reliance on single-case agreements. Senate Bill 5832, which would raise the new motor vehicle arbitration fee from $3 to $6 to support the Lemon Law arbitration program, drew support from the Attorney General’s Office and auto dealers, who said the fee had not been updated since 1995 and the program was underfunded. The committee also heard Substitute Senate Bill 5862, providing a one-time 3% COLA for certain PERS 1 and TRS 1 retirees, with retirees testifying in favor and local government representatives warning about added employer costs. The committee next heard Senate Bill 5922, allowing school districts to transfer money from the Transportation Vehicle Fund to other funds if they reduce their fleet and receive OSPI approval; staff said the bill would mainly add administrative work for OSPI, and no one testified. Substitute Senate Bill 5923 would allow a hospital on an island in Skagit County to qualify as a critical access hospital if federally certified; Island Health testified that the designation would help sustain rural services, and a committee member asked about bed count and Medicaid/charity-care pressures. Senate Bill 5944 would require language access providers to bargain over compensation for missed or canceled appointments and clarify that statutes prevail over conflicting contract terms; WFSE supported the bill, saying it would equalize bargaining rights across agencies. Substitute Senate Bill 5972 would extend interest arbitration rights to correctional employees in city and county jails regardless of population size; labor supported the bill as a retention tool, while cities and counties opposed it, arguing it would raise costs and should include ability-to-pay protections. The committee also heard Senate Bill 5988, authorizing the Department of Health to continue accrediting opioid treatment programs and charge accreditation fees, which DOH said was needed to avoid winding down the program. Later, the committee heard Senate Bill 6151, which would move Ecology fee revenues for landfill methane emissions and laboratory accreditation into dedicated accounts; Ecology supported the bill as improving transparency and reinvesting fees into the programs, and staff said the lab fee shift would be offset by a related budget action. Engrossed Substitute Senate Bill 6194 would pay a rural hospital on a federally recognized Indian reservation, specifically Astria Toppenish, at 150% of the Medicaid fee-for-service rate beginning in 2027; hospital leaders and community members testified that the hospital serves a high-Medicaid, rural, and tribal population and faces persistent losses. Finally, Engrossed Substitute Senate Bill 6302 would direct L&I to investigate possible misclassification of independent contractors on public works projects involving multiple workers doing the same finishing work; labor and business representatives both described it as a negotiated compromise to address underground economy abuses. The committee took no final votes during the hearing and ended by reiterating amendment deadlines for bills scheduled for executive session.