Video & Transcript Research : 'event liability'

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HI

Hawaii 2025 Regular Session

EDT-HRE Informational Briefing 01-28-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • internships is that there's liability internships is that there's liability issues<01:37:16.520>
  • We can have them come in for a particular event, but not as a temporary worker.
  • We can have them come in for a particular event, but not as a temporary worker.
  • We can have them come in for a particular event, but not as a temporary worker.
  • We can have them come in for a particular event, but not as a temporary worker.
Keywords: 912, senate, all
CA

California 2025-2026 Regular Session

Senate Housing Committee Apr 21st, 2026

Housing

Transcript Highlights:
  • We're doing a bunch of stuff on housing innovation construction this year, construction defect liability
  • The triggering event is the notice of intent to market or list, and prior to what anyone could allege
  • So we could actually just be asking a park owner to bear that liability potentially.
  • There was also testimony with respect to the liability waivers and HCD's processing time, and I don't
  • The liability waivers and HCD's processing time, right?
Keywords: 987, senate, all
LA

Louisiana 2026 Regular Session

Judiciary B May 5th, 2026

Judiciary B

Transcript Highlights:
  • Members, House Bill 1038 is a practical bill aimed at reducing unnecessary liability on our municipalities
  • This bill helps clarify that liability should rest with the responsible party, not automatically fall
  • I would have liked to go into zero, but, you know, this is discussion about the liability and the funding
  • But, you know, this is discussion about the liability and the funding that is individually raised by
  • events.
Keywords: 974, senate, all
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/11/2025)

Transcript Highlights:
  • for late reporting of coverage events for late reporting of coverage events and<00:33:19.799>
  • <01:23:34.199> so would lower the unfunded liability so would lower the unfunded liability
  • If you want to put a million dollars in today, that’ll lower the unfunded liability by a million, right
  • And so we heard that the unfunded liability was going down by 98 million, okay?
  • And so we heard that the unfunded liability was going down by 98 million, okay?
Keywords: 928, house, all
Summary: The committee first heard from the Department of Labor on several House Bill 2 sections. Members discussed raising the annual elevator certificate fee, which had been $50 since at least fiscal year 2014; the commissioner said the Inspection Division generates more revenue than its costs, and members agreed to amend the fee to $75 and later voted unanimously to accept Section 137. The department also explained a proposed change to civil penalty/warning language in Section 139 to align enforcement across labor laws; that section was accepted unanimously. The commissioner then gave a detailed overview of the second injury fund, describing how it is financed by assessments on insurance carriers, how claims are reviewed for reimbursement, and how the fund is intended to reimburse certain workers’ compensation costs. Members questioned whether the program still serves its original purpose, whether it is revenue-neutral, and whether it should be sunset; the department said the fund is a mixed bag for the state and industry, but no sunset language was adopted. Sections 140 and 141 were then accepted unanimously. The committee next heard from the Judicial Council on Sections 125 through 127. The witness said the changes would streamline payment for indigent defense services other than counsel, reduce the number of bills requiring judge review, and expand the council’s ability to contract with providers for services such as translation and evaluations. He also explained a proposed fail-safe allowing the executive director to decline to process questionable invoices and send them to a judge instead. Members generally supported the streamlining, and Sections 125 through 127 were accepted unanimously. Toward the end of the discussion, members asked about the cost impact of changing the misdemeanor/felony threshold from $1,000 to a higher amount. The Judicial Council said felony cases are significantly more expensive than misdemeanors because they involve more hearings, more discovery, and more attorney time, with assigned felony cases costing several times more on average. No action was taken on that question in the excerpt.
NH

New Hampshire 2026 Regular Session

House Public Works and Highways (01/13/2026)

Public Works and Highways

Transcript Highlights:
  • So, we're getting more thaw, refreeze, thaw, freeze events.
  • It's more ice events.
  • So thaw, refreeze, thaw, freeze events.
  • So we're actually at a tipping events.
  • run off every time there's a storm event run off every time there's a storm event into<01:09:47.600
Keywords: 1189, house, all
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 21st, 2026

Transcript Highlights:
  • Adding these to the list of normal life events.
  • From a clinical standpoint, menopause is not a single event.
  • Our condo liability insurance premiums have skyrocketed over 40% in the last five years.
  • So, in any event, I see both sides to it. So, in any event, those are things I see both sides to.
  • That's the type of liability that a company can't hold on to in perpetuity.
Summary: The committee heard several bills, with most of the discussion focused on public safety, consumer protection, and youth harms. AB 1557 by Assemblymember Papin would clarify e-bike motor power limits and set lower speed-related standards for Class 1 and 2 e-bikes. Supporters, including the California Police Chiefs Association, cities, the California Medical Association, and the American Academy of Pediatrics, argued the bill would reduce severe injuries and deaths among young riders. Opponents from People for Bikes warned it could conflict with federal law, create legal uncertainty, and disrupt the bicycle market. The author and committee members acknowledged industry concerns and urged continued work on the bill. AB 1770 by Assemblymember Garcia would place large health care service plan arbitration under California Department of Justice oversight and require compliance with the California Arbitration Act. Supporters described cases where patients were forced into private arbitration with little transparency or accountability, arguing the bill would make the process fairer and more neutral. Kaiser Permanente and the Civil Justice Association of California said they were still reviewing amendments and had not settled on a final position. Committee members expressed sympathy for the personal stories shared and encouraged continued negotiations. The committee also heard AB 2075, which would require fire suppression equipment to be kept closer at hand during brush work, and AB 1864, which would require screening of gene synthesis orders to prevent misuse for bioterrorism. AB 2075 was presented as a response to a Ventura County wildfire, with support from the Ventura County District Attorney’s office and no opposition heard. AB 1864 was backed by the author, Stanford biosecurity expert Dr. Milana Trout, and Encode AI, while Biocom opposed unless amended and California Life Sciences remained neutral. Members discussed implementation details and the role of the Department of Public Health. A major portion of the hearing was devoted to AB 1709, which would set a minimum age of 16 for social media accounts on platforms with harmful features and create an e-safety advisory commission. Supporters, including youth advocates, parents, medical groups, and Common Sense Media, said addictive design features are harming children’s mental health and safety. Opponents, including EFF, the ACLU, TechNet, and other civil liberties and industry groups, argued the bill is overbroad, raises First Amendment and privacy concerns, and could limit access to important online communities. Despite those objections, the bill was moved forward after committee discussion, with members emphasizing the need to protect children while continuing to work on carveouts and implementation details.
TX

Texas 89th 2nd C.S.

89th Legislative Session Mar 6th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Since 1938, the community has celebrated this legacy with the annual Floresville Peanut Festival, an event
  • have certainly detained or arrested individuals and other members of the public to a public entity liability
  • HB 939 by a suit relating to the liability limit for non-economic damages for personal injury claims
  • by TOT relating to the required submission of a vaccine injury reports to the vial vaccine adverse event
  • information for the Committee on Corrections, HB 991 by to relating to abortion, including civil liability
MN

Minnesota 2025-2026 Regular Session

House Elections Finance and Government Operations Committee 2/23/26

Elections Finance and Government Operations

Transcript Highlights:
  • that are formed under chapter 116A to be defined under the municipality for the purposes of tort liability
  • :15.760> tort municipality for the purposes of tort municipality for the purposes of tort liability
  • . liability. liability.
  • and water districts probably liability and water districts probably fall<00:06:30.880> under<
  • entitled to have its tort liability entitled to have its tort liability capped.<00:06:52.720>
Bills: HF1667, HF2526, HF68
KY
Transcript Highlights:
  • similar to some of the other programs we have in the department where you have a lot of potential liability
  • <00:20:24.960> and potential what I'll call liability and potential what I'll call liability
  • looking at distribution poles, conductor upgrades, as well as other hardening measures against weather events
  • 50.640> weather hardening measures against um weather hardening measures against um weather events
  • . events. events.
Summary: The committee heard presentations from the Department for Environmental Protection and the Office of Energy Policy on Kentucky’s state-owned dam repair program and the electric grid resilience program. Commissioner Tony Hatton explained how state dams are defined and classified under Kentucky law, the criteria used to prioritize repairs or decommissioning, and the status of several projects funded in the last biennium. He said the department is using a design-bid-build process, with major work planned or underway at Willisburg Lake, Big Bone Lick State Park Dam, Clemens Lake Dam, Marion County Sportsman’s Dam, Chinoa Lake Creek/Canning Creek Dam, and Lake Malone, and that $0.5 million is reserved for routine repairs. He also described the timeline and cost pressures, noting that construction seasons and bid uncertainty can affect schedules and estimates. Members asked several questions about whether the estimates were current, how accurate the bids tend to be, why the process takes so long, and whether it would be better to fund design separately before construction. Hatton said the estimates are the best current engineering estimates, that costs often stay within about 10% but can vary, and that the overall process is usually closer to two years than four, though delays can occur. He also said all of the allocated dam funds must be available before bids can be let. The committee discussed whether design work can become stale if construction is delayed. Kenya Stump then updated the committee on Kentucky’s electric grid resilience program under federal Infrastructure Investment and Jobs Act funding. She said Kentucky has received years one through three of the five-year program and has allocated funds to state park electric systems and municipal utilities, with years four and five not yet received. She identified Ken Lake State Park and Kentucky Dam Village as the two state park projects in progress, and Owensboro, Princeton, Williamstown, and Hopkinsville as the municipal projects selected through a competitive process. She said the projects are under contract or in final negotiations, with municipal construction expected to begin in the first quarter of 2026 and finish by the end of 2026, and explained that the work includes line, pole, transformer, meter, and outage-management upgrades. Members asked about the relationship between this program and prior park appropriations, the timing of agreements with Parks, and whether the park systems could eventually be transferred to the local electric cooperative; Stump said the park agreements are imminent and that the upgrades are intended to bring the systems up to code so the cooperative can maintain them. No votes were taken, and the chair adjourned the committee until the following Wednesday, with a possible time change to avoid a scheduling conflict.
CA
Transcript Highlights:
  • Wildfire liability and making sure that victims of wildfires are paid should take precedence over other
  • I was at an event with the CEO of PG&E. He was also talking about the exact same thing.
  • In short, my district and, like many others, have faced sustained PSPS events, and they must be treated
  • needs across the state and includes developing the first comprehensive geospatial data set of PSPS events
  • needs across the state and includes developing the first comprehensive geospatial data set of PSPS events
Summary: The committee heard several energy and water affordability bills, with extensive testimony on SB 254 by Senator Becker, SB 541 by Senator Becker, SB 453 by Senator Stern, SB 292 by Senator Caballero, and SB 473 by Senator Padilla. SB 254 was presented as a broad utility affordability package addressing short-term climate credits, a Power Fund, tighter scrutiny of rate increases and utility profits, wildfire spending, securitization of future utility costs, and streamlining. Supporters, including TURN and several environmental and public power groups, said it could lower bills and reduce long-term costs; opponents from investor-owned utilities, labor, business, and local government raised concerns about market impacts, insufficient analysis, and the breadth of the bill. The committee approved SB 254 on a 6-3 vote and placed it on call. SB 541 focused on load flexibility and using existing grid capacity more efficiently. Senator Becker described it as a transparency and planning measure to identify cost-effective load shifting and reduce peak demand, while supporters said it could improve resiliency and save money. Several CCAs and utilities opposed the bill in print or unless amended, arguing that some language implied a mandate and that the concept needed more cost-effectiveness analysis; the author said amendments would remove language dividing the state goal among retail suppliers and clarify that the bill is not a procurement mandate. The committee passed SB 541 as amended to Appropriations on a 9-1 vote and left it on call. SB 453 by Senator Stern would return unspent ratepayer-funded microgrid program dollars and was described as a way to keep the lights on and redirect unused funds. It drew support from local government and environmental groups, with PG&E expressing concern about how the bill would affect its ability to spend awarded funds. The committee passed SB 453 as amended to Appropriations on a 12-0 vote. SB 292 by Senator Caballero would require more granular outage and reliability reporting, including census-tract-level data, to better inform resilience planning after PSPS events; utilities opposed unless amended, citing duplicative reporting and regulatory overlap, but the bill passed 12-0 to Appropriations. SB 473 by Senator Padilla would require or expand water utility decoupling to promote conservation and affordability. Supporters, including water utilities, labor, business, and local government groups, argued decoupling stabilizes revenue, supports conservation, and can keep rates lower for low-use customers. The Public Advocates Office opposed, saying prior pilot data showed no conservation benefit and about $1 billion in added costs, and that the CPUC had already rejected similar requests. Committee members questioned the conservation and capital-investment effects of the different rate structures; the author and supporters argued decoupling helps utilities fund infrastructure while allowing lower fixed charges for low-use customers. The transcript ends during that discussion, before a final vote on SB 473 is shown.
FL

Florida 2026 5th Special Session

Banking and Insurance Feb 11th, 2026

Transcript Highlights:
  • Once a passenger is in the vehicle, the existing $1 million liability requirement remains unchanged.
  • Once a passenger is in the vehicle, the existing $1 million liability requirement remains unchanged.
  • Once passengers are in the vehicle, the existing $1 million liability requirement remains unchanged.
  • And the compromise that you all reached almost 10 years ago for liability insurance was a good compromise
  • And to decrease the need for liability insurance during that dangerous time just doesn't make sense.
Summary: The Banking and Insurance Committee took up several bills, beginning with CS/SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and the oversight required. The bill was reported favorably without opposition. The committee then heard SB 1256 on pharmacy audits, which would require PBM audits of pharmacies to follow uniform standards and provide due process protections; pharmacists testified in support, describing current audits as burdensome and conflicted. That bill was also reported favorably. Members next considered CS/SB 598 on funeral, cemetery, and consumer services. An amendment was adopted removing provisions on civil damage caps and phasing out direct disposers, and the bill was then reported favorably. SB 632, dealing with transportation network company insurance, would set coverage requirements for the period after a ride is accepted but before pickup; an opponent argued the existing insurance framework should not be reduced, but the bill passed on a divided vote and was reported favorably. CS/SB 786 on trusts, creating a nonjudicial process to close uncontested trusts and discharge trustees, was supported by banking and legal groups and reported favorably. The committee then took up CS/SB 1110 on Medicaid, health insurance, and HMO coverage for orthotics and prosthetics. A delete-all amendment clarified eligible recipients, and the bill drew extensive emotional testimony from amputees, parents, and advocates describing the high cost of activity limbs and the benefits for children’s health and participation. Several senators praised the testimony and the policy, and the bill was reported favorably. Finally, SB 1588 on legal tender refined last session’s gold-and-silver law, and SPB 7044 created related public-records exemptions for custodians of gold and silver; both were reported favorably, with SPB 7044 adopted as a committee bill. The meeting ended with senators recording additional affirmative votes on selected bills and adjournment.
AZ

Arizona 2026 Regular Session

03/25/2026 - Senate Public Safety

Public Safety

Transcript Highlights:
  • support critical public safety functions like search and rescue, emergency response, patrol support, and event
  • The bill expands liability protections to include civilian bystanders who rely in good faith on the medical
  • They honor your request not to be resuscitated if they see that it is a terminal type of event.
  • If you say yes and people respond, it exempts them from any liability whatsoever in honoring the card
AZ

Arizona 2026 Regular Session

01/22/2026 - Joint Legislative Audit Committee

Joint Legislative Audit Committee

Transcript Highlights:
  • DHS may grant to companies to limit their liability for claims around... That U.S.
  • DHS may grant to companies to limit their liability for claims arising from terrorist activities.
  • So we need to get something in place to continually monitor this so that in the event of an emergency
  • So we need to get something in place to continually monitor this so that in the event of an emergency
  • These are sort of high-liability incidents; thankfully, they are somewhat rare.
Keywords: 1182, all
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 29th, 2025

Transcript Highlights:
  • would ensure continued access to medication abortion and shield providers and manufacturers from liability
  • It's a liability shift that punishes the wrong parties without reaching the true source of risk.
  • As well as the liability.
  • This bill also requires judicial oversight only after the triggering event has occurred.
  • AB 1018 will result in regulatory burdens and liability risk.
Summary: The committee heard testimony on several bills related to reproductive access, child safety online, immigration enforcement in schools, health privacy, location data, digital provenance, reparations, and age assurance. AB 54 would protect the medication abortion supply chain and shield providers and others from liability; AB 1137 would strengthen reporting and enforcement tools for child sexual abuse material on social media; AB 49 would limit ICE activity at California public schools; AB 82 would expand privacy and safety protections for gender-affirming care patients and providers; AB 1355 would restrict the collection, use, and sale of precise location data; AB 853 would expand provenance requirements for AI-generated and authentic content; AB 62 would create a pathway for restitution for racially biased eminent domain takings; and AB 1043 would create a device-based age assurance framework for online services. Supporters generally framed the bills as necessary responses to current harms: reproductive rights advocates emphasized California’s role as a safe haven; child safety witnesses described the persistence and re-victimization caused by CSAM online; immigrant rights and education advocates said schools should remain safe from immigration enforcement; health and LGBTQ+ advocates stressed privacy and safety risks tied to tracking and harassment; privacy and consumer groups backed limits on location data and stronger provenance tools; and reparations advocates said AB 62 would help address historic injustices. Opposition came from family policy, tech, business, law enforcement, and industry groups, who raised concerns about safety claims, constitutional issues, implementation burdens, transparency, law enforcement access, and the need to preserve existing privacy frameworks and voluntary standards. The committee members largely expressed support for the policy goals while noting implementation concerns on some measures. Several members asked for or were offered coauthor status on bills. AB 1137, AB 54, AB 49, AB 82, AB 1355, AB 853, and AB 62 all received do-pass votes to Appropriations, with some members voting no or not voting on certain bills. AB 1355 and AB 853 were advanced with amendments or ongoing work promised with opponents, and AB 1043 was presented with discussion of possible amendments on parental consent and age assurance details, though the transcript cuts off before final action on that bill.
TX

Texas 89th Regular

State Affairs Apr 9th, 2025

State Affairs

Transcript Highlights:
  • Employ staff within the jurisdiction of the government entity, report on local events and government
  • Requirement that they're given during an event.
  • , which we talked about being summer and winter-type events.
  • of a transmission adequacy event.
  • Utilities remain able to recover a significant portion of legal liability.
TX

Texas 89th Regular

Senate Session Apr 9th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • This is one of the most important changes: to change the liability for property tax inventories across
  • The credit can be claimed against a taxpayer's franchise tax liability.
  • The credits will be administered on a pro rata basis up to 20% of the franchise tax liability.
  • Of course, people can still recover under products liability, which was a tobacco claim.
  • I believe I had a little mishap at one of the events we had, so I have something for you.
Summary: The Senate convened with a quorum, heard an invocation, recognized a Karnes County Day delegation and the Texas Association of Museums, received a governor’s message on Texas Diabetes Council appointments, and introduced the Doctor of the Day. The chamber then took up several resolutions, including SR 388 honoring the Texas Association of Museums, and adopted SRs 380, 382, and 387 by voice vote. Senator King was excused due to a family death, and the journal reading was dispensed with. The Senate then moved through a series of bills, most of them on expedited suspension of the regular order and three-day rule. Measures passed included SB 868 on Rural Volunteer Fire Department Assistance Program funding for high-wildfire-risk areas; SB 264 exempting certain family motor-vehicle transfers from tax; SB 2112 on oyster mariculture penalties; SB 1484 on catfish labeling and marketing; SB 660 on bollards near hospital emergency rooms; SB 1809 creating offenses for gift card fraud; SB 32 and SJR 81 providing business personal property tax relief and a related constitutional amendment; SB 1267 modernizing boat titling and adding disclosure for hidden hull damage; SB 1470 allowing DPS data sharing for voter list maintenance; SB 2406 and SB 2407 implementing Sunset recommendations for the Sabine River Authority and Lower Neches Valley River Authority; SB 609 on school district compliance with legally required policies; SB 921 on ex parte Medicaid eligibility renewals; SB 2320 increasing DWI penalties; SB 1822 requiring disclosure and oversight of AI-based utilization review algorithms; SB 693 on notaries public and deed theft prevention; and SB 664 setting statewide qualifications and oversight for magistrates and related judicial officers. One of the most contested items was SB 779 on common law public nuisance claims, which drew extended debate over whether the bill would limit lawsuits against lawful, regulated activities and whether it would preserve private nuisance and other existing remedies. Despite objections, the Senate suspended the rules and passed the bill to engrossment by a 17-12 vote, holding it there. Another debated measure was SB 1008 on state and local authority over the food service industry; after a perfecting amendment, it was passed to engrossment and then to final passage. Several bills were adopted or passed with near-unanimous support, while others, including SB 1267, SB 1470, SB 1822, and SB 2320, saw some opposition but still cleared the chamber.
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 25th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • the family premium, out-of-pocket expenses, co-pays, and etc., seems like it could possibly be a liability
  • great, from medical devices and companies not being held responsible for their products and the liability
  • , and it also requires stormwater best management practices designed for a 100-year, 24-hour storm event
  • constituents via email really thanking me for this bill, and then at my local Indian Rocks speech event
  • And now, ladies and gentlemen, for the main event: rule ratification.
Summary: The committee first took up appointments, recommending confirmation of James Patrick Grambling and Brian J. Aungst on a single favorable vote. It then heard and approved several committee bills, including CS/CS/SB 1260 on building code inspections, which directs the Department of Management Services to contract with private providers for plan review and inspections; CS/SB 1668 on NICA, which updates benefits, oversight, funding, and immunity language; SB 1300 on a workforce/CDL training program for selected nonviolent inmates; CS/CS/SB 598 on funeral and cemetery services; CS/SB 1580 on illegal gaming enforcement; CS/SB 934 on Florida Keys affordable housing tax exemptions; and CS/CS/SB 1452, an agency bill updating DFS programs and licensing rules. Each of those bills was reported favorably after committee debate and, in several cases, amendments were adopted. The committee spent substantial time on CS/CS/SB 1510, the DEP package, which reorganizes environmental rulemaking and land acquisition authority, expands septic-to-sewer and nutrient-reduction requirements in sensitive areas, updates stormwater and resilience provisions, and revises related permitting and grant programs. Two amendments were adopted, including one adding solar-energy and stormwater-related provisions and another removing septic disclosure reporting language. Testimony included support from DEP and concerns from environmental advocates about septic timelines and implementation. The bill was ultimately reported favorably. The committee also considered CS/CS/SB 1566 on local government budget transparency, requiring counties and municipalities to post budgets and related materials online for extended periods in a standardized format. The League of Cities opposed the bill as an unfunded mandate, while the sponsor argued it would improve taxpayer access and accountability; the bill was reported favorably. Finally, the committee heard SB 7034, a rule ratification for minimum flows and levels for the lower Santa Fe and Ichetucknee rivers and priority springs, with testimony focused on the proposed Water First restoration strategy, conservation measures, and concerns about water quality, funding, and local opposition. The transcript ends during closing remarks on that ratification bill, before a final vote is shown.
TX

Texas 89th Regular

Ways & Means Apr 7th, 2025

Ways & Means

Transcript Highlights:
  • This project will directly enhance Midland by creating new jobs, attracting convention center events,
  • ready to support regional conventions, medical and energy summits, tournaments, and other statewide events
  • Without the flexibility to support a second hotel, we'll continue losing high-value events, visitors,
  • The taxing unit's lien is extinguished, and the purchaser is protected from liability.
  • You know, I had staff run an analysis on the events fund just to see. where we were compared to the rest
AZ

Arizona 2026 Regular Session

02/04/2026 - House Transportation & Infrastructure

Transportation & Infrastructure

Transcript Highlights:
  • These situations can quickly escalate to catastrophic events.
  • It was the handling of that event afterward. Perfect, thank you. Thank you. Okay, thank you, sir.
  • Is there, which probably knows, where's the main— is there like a main event?
  • There are several events that happen.
  • Thank you guys so much for everything you're doing to make this a historic event.
NM

New Mexico 2025 Regular Session

IC - Investments and Pensions Oversight Nov 5th, 2025

Investments & Pensions Oversight Committee

Transcript Highlights:
  • However, our accrued liability has increased.
  • So our unfunded liability, what we are short, is $9.7 billion.
  • But at that point in time, our liability was less than a billion dollars.
  • So while we're making improvement, that unfunded liability...
  • And the SB 72 was really to address the unfunded liability.