Video & Transcript Research : 'contract workers'

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NM

New Mexico 2025 Regular Session

House - Appropriations and Finance Jan 24th, 2025

House Appropriations & Finance

Transcript Highlights:
  • Highly skilled workers, you're bringing PhDs.
  • Contract, what would the $600,000 do for the year? Thank you. Mr.
  • Is that due to the New Mexico contracting issues we have out to check?
  • Opportunities there are for him for contracts, or like NRCS or federal contracts. Mr.
  • They have to use the money for these workers.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 17th, 2026 at 08:07 am

House Appropriations & Finance

Transcript Highlights:
  • We are contracting really quickly in recurring money.
  • They will contract that work out.
  • Chairman, we're not able to give a pay raise to our state employees, public service workers.
  • We made a decision on what benefits state workers more, and the benefit is greater on 80/20.
  • Just remember, if they happen to get another contract, it decouples.
Bills: HB2, SB152
MN

Minnesota 2025 1st Special Session

Committee on Elections - 02/27/25

Elections

Transcript Highlights:
  • What would that mean for our election workers in Minnesota?
  • What would that mean for our election workers in Minnesota? Mr.
  • would put uh election workers would put uh election workers potentially<00:23:34.960> at<
  • with what comes next so that contract with what comes next so that contract has<00:36:26.200>
  • you know entering into a new contract you know entering into a new contract for<00:58:11.720>
Keywords: 1187, senate, all
US
Transcript Highlights:
  • I know the workers at Boeing desperately want their company to succeed, too.
  • Our bill that created a new grant program to train aircraft manufacturing technical workers.
  • What can I expect in regard to work in Kansas that would help fulfill that contract?
  • representative of workers on its board of directors? No, sir.
  • Well, first of all, this contract award is very, very, very important to the Boeing company.
Summary: The meeting primarily focused on significant safety concerns surrounding Boeing and its compliance with federal aviation standards. Lawmakers expressed frustration over the Army's failure to provide requested operational transparency regarding helicopter operations near Washington, D.C., amid recent incidents indicating a strained air traffic control situation. Several members called for reform in Boeing's oversight, emphasizing the need for a robust safety culture and mandatory safety management systems to prevent future disasters like the 737 MAX crashes. The discussions were passionate, with survivors and families impacted by past accidents present, highlighting the urgency and seriousness of the issues at hand.
CA

California 2025-2026 Regular Session

Senate Budget and Fiscal Review Committee Jun 15th, 2026

Budget and Fiscal Review

Transcript Highlights:
  • And I'm also thinking about those workers who... Thank you.
  • I'd like to talk about the underfunding proposal for TK workers.
  • Gabriella Chavez with United Domestic Workers.
  • Gabriella Chavez with United Domestic Workers.
  • California, on behalf of our 750,000 workers across many SCA locals.
Keywords: 987, senate, all
Summary: The Senate Budget and Fiscal Review Committee heard AB 109, the Budget Act of 2026, and related discussion of the legislative budget agreement. Committee staff and the Department of Finance described a two-year balanced plan with about $253 billion in General Fund spending, roughly $5.5 billion in higher assumed revenues than the May Revision, and about $36.5 billion in combined reserves. They said the package preserves or expands funding for schools and community colleges, child care, IHSS, Medi-Cal-related county administration, housing and homelessness programs, public hospitals, courthouse construction, and some criminal justice and prison-closure savings, while delaying or modifying several prior health care reductions and some Medi-Cal changes. Much of the member discussion focused on Medi-Cal, H.R. 1, and the impact on low-income and immigrant Californians. Several Democrats argued the budget protects vulnerable residents by delaying some cuts, funding county eligibility work, indigent care, public hospitals, and food banks, and rejecting the Governor’s IHSS cuts and asset-limit proposal. Republicans criticized the budget for assuming future revenues, relying on new taxes, and not doing enough to address the structural deficit or improve accountability. Members also raised concerns and support around homelessness funding, Prop. 36, judgeships and courthouse funding, transit and GGRF allocations, local journalism, Caltrans fleet spending, and a proposed “fair share” revenue measure that was not yet before the committee. Public testimony was largely supportive of the budget’s health and human services provisions, especially the rejection of IHSS cuts and the asset-limit proposal, and the inclusion of funding for child care, sickle cell centers, domestic violence services, trauma recovery centers, distressed hospitals, county eligibility work, and transit programs. Some witnesses representing hospitals and health plans cautioned about the effects of moving certain Medi-Cal populations to fee-for-service and about proposed tax changes affecting health care providers. The chair said revenue trailer bills were still being finalized and would likely come back later in the week; the committee then moved to public comment, with the chair limiting speakers to about one minute each.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Health Care Financing Jun 21st, 2026 at 01:00 pm

Joint Committee on Health Care Financing

Transcript Highlights:
  • care workers who work for private...
  • My mother was a social worker in the 60s.
  • We use our contracts to try to help.
  • I'm a home health care worker at Illara and a member and worker representative at SCU-199.
  • We represent home care workers, both personal care attendants, home care agency workers, hospital workers
Keywords: 995, all
Summary: The Joint Committee on Health Care Financing held a public hearing focused largely on senior long-term care issues, family caregiving, post-acute care access, and direct care workforce pay. Testimony strongly supported bills to raise the personal needs allowance for nursing home and rest home residents (including H. 1411, S. 482, and related bills), with speakers from Mass Senior Action, Dignity Alliance, nursing home residents, providers, and former state officials arguing that the current $72.80 monthly allowance has been unchanged since 2008 and is inadequate for basic items like clothing, toiletries, haircuts, and transportation. Witnesses also backed bills to increase MassHealth asset and income limits for seniors and to stop counting life insurance as cash, describing the current rules as outdated and harmful to low-income elders. The committee also heard testimony on bills allowing family members, including spouses and guardians, to be paid caregivers (H. 1394/S. 886), with supporters saying this would help families keep loved ones at home and reduce reliance on costly institutional care. Another set of bills (H. 1412/S. 903) drew support from a physician who said clearer MassHealth communication and improved post-acute care determination processes would help reduce delays and backlogs for patients awaiting skilled nursing, rehabilitation, or other post-acute placement. Several speakers emphasized that better home- and community-based care can prevent hospital readmissions and support independence. A major portion of the hearing focused on S. 877, which would establish an enhanced care worker minimum wage of $25 per hour, indexed to inflation, for certain home care and human services workers. Union representatives and direct care workers from SEIU Local 509, 1199 SEIU, and the AFL-CIO described severe staffing shortages, burnout, low wages, and high turnover across home care, mental health, disability services, and crisis response. They argued that higher pay is necessary to recruit and retain workers and to stabilize services for vulnerable residents. Committee members asked about costs, comparisons with other states, and whether non-wage incentives could help, but witnesses repeatedly said wages were the central issue. The hearing concluded after all registered testimony was heard, with the committee noting it would continue accepting written testimony and then adjourning.
TX
Transcript Highlights:
  • Moving on to Item 2, lottery operator contract.
  • Operator contract maintaining 2425 appropriations at a contract amount of one point nine eight nine percent
  • The lottery operator contract is currently set to expire.
  • They're putting themselves and and and our workers at risk and workers with the contracting industry
  • And I see the workers there all the time.
Bills: SB1, SB 1
MN

Minnesota 2025 1st Special Session

House Children and Families Finance and Policy Committee 4/8/25

Children and Families Finance and Policy

Transcript Highlights:
  • Under current law, there are limits to contracts and contract amendments such that they can’t go beyond
  • <00:12:32.079> and um there are limits to contracts and um there are limits to contracts and
  • impediment for uh child welfare workers impediment for uh child welfare workers to<00:31:02.240>
  • and a social worker came to interview<01:03:13.440> us.
  • > to<01:15:06.400> engage This change allows workers to engage This change allows workers
Bills: HF2436
CA
Transcript Highlights:
  • The California Association of Social Workers is the largest chapter of professional social workers in
  • required for California social workers.
  • required for California social workers.
  • find a licensed clinical social worker to be able to do the work.
  • For CDHA, it's really a worker protection issue.
Summary: The Assembly Business and Professions Committee heard a long agenda of licensing, health care, and workforce bills. Measures discussed included AB 957, which would prohibit tobacco sales in licensed pharmacies; AB 447, which would allow patients to take home certain unopened medications started in emergency rooms; AB 427, joining the Social Work Licensure Compact; AB 667, allowing interpreters for certain licensing exams; AB 742, prioritizing descendants of slaves in licensing review; AB 873, changing infection-control training timing for dental assistants; AB 360, requiring a report on menopause education for physicians; and AB 1175, modernizing CPA licensure requirements and mobility. Testimony generally emphasized public health, access to care, workforce shortages, language access, and economic opportunity, while opposition or concerns focused on implementation, worker protections, compact authority, and constitutional issues in AB 742. Several bills drew broad support from sponsors, professional associations, and advocacy groups. AB 957 was backed by cancer and pharmacy advocates and pharmacists who said pharmacies should not sell tobacco; AB 447 was supported by emergency medicine and hospital representatives as a way to reduce waste and help patients leave with needed medication; AB 427 drew support from social work and mental health groups but concerns from AFSCME about standards and displacement; AB 667 was supported by immigrant-rights and community groups, with questions about whether translated exams would be preferable to interpreters; AB 360 received extensive support from women’s health advocates and medical groups, and opposition from CMA and ACOG was removed after amendments; and AB 1175 was supported by the Board of Accountancy and CPA groups as a way to expand the pipeline and improve mobility. The committee took votes after quorum was established. AB 360, AB 427, AB 447, AB 667, AB 873, AB 1175, and AB 742 were all approved and sent to their next committees, with AB 742 going to Judiciary and AB 1175 to Appropriations. AB 957 was initially held on call, then later passed after additional votes were recorded. The consent calendar bills AB 375, AB 1107, and AB 1496 were also approved. Most measures passed on largely party-line or near-unanimous votes, with some members not voting on certain items during the roll calls.
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2026-04-09

State Government Finance and Policy

Transcript Highlights:
  • , educators, health care workers, educators, health care workers, students,<00:04:05.000> artists
  • by preventing wage theft, worker by preventing wage theft, worker misclassification,<00:15:10.040
  • responsible contract law. responsible contract law.
  • <00:53:50.560> as<00:53:50.720> well<00:53:50.880> as contract as well as contract
  • contracts and grants. contracts and grants.
Summary: The committee first approved the April 7, 2026 minutes and then held an informal hearing on House File 4364, which would establish a Central and Eastern European Ethnic Council in Minnesota. Representative Jordan and testifiers Mykola Mager and Julia Miller described the large Central and Eastern European community in Minnesota, its contributions to the state, and the need for a formal advisory body to help address barriers to government services, support refugees, workforce development, entrepreneurship, and cultural understanding. Members expressed general support and noted the bill’s importance, but no formal action was taken on the bill during the hearing. The committee then took up House File 4543, a bill to create a centralized payroll reporting portal for prevailing wage projects. Representative Frazier said the bill would reduce administrative burden on project owners, improve transparency and accountability, and help prevent wage theft, misclassification, tax fraud, and insurance fraud. Testifiers from county, city, and contractor groups largely supported the idea of streamlining reporting, but contractor representatives raised concerns about employee data privacy, public access to sensitive payroll information, duplication of existing systems, interoperability with contractor software, and the need for stakeholder engagement. Members echoed both support and caution, and the bill was laid over as amended rather than advanced. Finally, the committee considered House File 4821, described by Chair Klevorn as addressing the “penny problem” and a related change to high-deductible insurance plans. The bill would authorize state agencies to round cash transactions because of the penny shortage and would change MMB’s obligation to offer certain high-deductible health plans from “must” to “may,” producing modest administrative savings. Members questioned the drafting of the rounding language and asked about cash transactions at state agencies and the handling of cannabis tax payments. The chair noted the bill had missed the deadline and would be caught by the chief clerk’s office; the discussion ended with the bill being laid over as amended.
FL

Florida 2026 5th Special Session

Commerce and Tourism Mar 17th, 2025

Transcript Highlights:
  • So it's not defining it by types of workers.
  • Senator, what about workers that are terminated without cause?
  • What about that worker? How does this bill impact them?
  • The attorney fee provisions are good for workers.
  • The attorney fee provisions are good for workers.
Summary: The Committee on Commerce and Tourism took up several measures, beginning with SB 1666, which would adopt Florida’s version of UCC Article 12 to address commercial transactions involving digital assets such as cryptocurrency, smart contracts, blockchain, and NFTs. The committee adopted a technical amendment and then reported the bill favorably. It also approved CS/SB 480, a proposal to create affordable health coverage options for farmers and ranchers through a nonprofit agricultural organization model; the bill drew significant questions about preexisting conditions, ACA coverage, costs, and whether the plans would function like insurance, but it was ultimately reported favorably despite opposition from some members and outside groups. The committee then unanimously advanced CS/SB 1172, which expands business development incentives for veterans and military spouses, including procurement preferences, fee waivers, tax exemptions, and an entrepreneurship program; an amendment added military-spouse hiring preferences and protections for private employers that adopt them voluntarily. The committee also approved CS/SB 1400, a bill aimed at non-consensual AI-generated sexual deepfakes. The measure requires covered platforms to provide a removal process, post clear notice of that process, and remove identified content within 24 to 48 hours, with liability under the Florida Unfair Trade and Deceptive Practices Act for noncompliance; an amendment carved out internet service providers from liability. Members raised concerns about repeat uploads and the meaning of “reasonable efforts,” but the bill was reported favorably. The committee then adopted SM 1488, a memorial urging Congress to create a sovereign wealth fund, despite testimony opposing it as unnecessary and constitutionally questionable. It also passed SB 1252, which would create a centralized statewide system for sharing pawn and secondhand dealer data among law enforcement agencies; the sponsor said the first step would be a $250,000 feasibility study, and the bill was reported favorably. Finally, the committee considered SB 922, which revises Florida’s restrictive covenant laws by creating a streamlined process for certain non-compete and garden leave agreements involving employees with access to sensitive information and higher wages. The bill drew extensive debate over worker mobility, global scope, and whether it would strengthen employer leverage too much; after a technical amendment, it was reported favorably. The last major item was SB 1776, a Florida Whistleblowers Act revision that adds a notice-to-cure requirement, narrows retaliation and employer definitions, and limits claims where another statutory remedy exists. Members and public speakers raised concerns that it could make whistleblower claims harder to bring and give employers time to destroy evidence, but the bill was amended and then reported favorably.
FL

Florida 2025 Regular Session

December 2, 2025 - 01:00 PM

Transcript Highlights:
  • KNOW THAT YOU MENTIONED HMO, SERVICE CONTRACTS, LIMITED BENEFITS AND PREPAID SERVICES IN THAT SECTION
  • ESPECIALLY OUR HEALTHCARE WORKERS. AND EVERYONE ELSE.
  • I WANT NURSES DOCTORS HEALTHCARE WORKERS WE WANT THEM TO TAKE CARE OF US. WHO WILL TAKE CARE OF US?
  • HERE'S THE CONTRACT. SAME RATE. TAKE IT OR LEAVE IT. WE CALL IT A SLAP CONTRACT.
  • SINCE THIS HAS BEEN DOWN THE GO TO THE NEXT PROVIDER DOWN THE ROAD AND SAY YOU TAKE THE CONTRACT.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 14th, 2026 at 08:34 am

House Appropriations & Finance

Transcript Highlights:
  • These types of ancillary workers—peer support workers, community health workers, community health representatives—they
  • Frontline workers than we did before the pandemic.
  • So when there's higher enrollment during open enrollment or peak times, we bring on some contract workers
  • what the error rate is by worker.
  • We do referrals, we work with community partners, we draft contracts, we work with contracted agents
Keywords: 996, all
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Tue Feb 11, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • <00:46:53.280> are challenges that public uh workers are challenges that public uh workers
  • And briefly, as a former provider and worker of contracts that service people in rural communities throughout
  • <01:39:28.800> of<01:39:29.000> contracts<01:39:29.440> that provider and worker
  • of contracts that provider and worker of contracts that service<01:39:30.000> people<01:39:30.199
  • proliferation of the number of contract proliferation of the number of contract pharmacies<01:46
Keywords: 910, house, all
Summary: The committees heard testimony on several transportation and consumer-related bills. HB 496, relating to mamaki tea labeling, drew support from the Department of Agriculture, the Department of Weights and Measures, and the Hawaii Farm Bureau, which said the bill would help protect a culturally important crop and the Hawaii brand. Members questioned Agriculture about staffing and whether the bill was being used to reopen a package-labeling inspection branch; the department said it currently has no Oahu inspectors for that function but has a place for an additional inspector. No opposition was registered on the measure. HB 978, relating to electric utilities, and HB 1316, relating to DLNR/park reservations, were also heard. HB 1316 received support from State Parks, and members discussed where reservation fees would go and whether the statewide reservation system for three parks would cover its costs; the committee indicated a change would be made so fees go to the special fund. HB 914, relating to water carriers, drew support or comments from the PUC, Department of Agriculture, Department of Transportation, Young Brothers, and the Hawaii Harbor Users Group. The main discussion focused on the proposed automatic rate-adjustment mechanism tied to the GDP price index, with members asking for alternative index ideas and questioning whether the PUC already had authority to adopt such a mechanism. Young Brothers said the measure would provide clarity and help recover inflationary costs, while the chair raised concerns about repeated rate increases and asked for further testimony on possible alternative indices. HB 1161, relating to transportation and road usage charges, received support from the Insurance Division, DOT, and the State Energy Office, with comments from the Tax Foundation of Hawaii and the Hawaii Food Industry Association. Members asked whether counties need state authorization to adopt mileage-based charges and why the bill included funding for implementation; DOT said it is helping counties build the data collection and billing system and that Honolulu is handling much of the collection work. A question was also raised about whether plug-in hybrids would be covered, and DOT said vehicles under the federal electric-vehicle definition would be included. HB 1301, relating to transportation network companies, drew opposition from the Hawaii Association for Justice, Lyft, and Uber, all arguing that classifying TNCs as common carriers and changing liability rules would raise costs, reduce access, and disrupt the current statewide framework. No votes or final committee actions were taken in the portion of the meeting provided.
HI
Transcript Highlights:
  • with the Iron Worker Stabilization Fund. with the Iron Worker Stabilization Fund.
  • I was a construction inspector. primarily construction contract primarily construction contract management
  • with the Iron Worker Stabilization Fund. with the Iron Worker Stabilization Fund.
  • United Public Workers in support. United Public Workers in support.
  • United Public Workers in support.
TX

Texas 89th Regular

Transportation Apr 3rd, 2025

Transportation

Transcript Highlights:
  • It's as simple as two private parties entering into a contract and The government forces that contract
  • by the breaking of the contract.
  • Provided by contract and by law on site.
  • This sends our workers scrambling for their lives.
  • the traveling public. workers are present.
NH

New Hampshire 2025 Regular Session

House Finance Division I (02/26/2025)

Transcript Highlights:
  • <00:06:19.280> that's so outside of that contract that's so outside of that contract that's
  • Okay, and then the workers’ comp line is a huge jump. What’s going on with that one? Workers’ comp?
  • Workers’ comp, for example...” “...the largest revenue that we have coming out of workers’ comp are penalties
  • and hiring have gone out um that workers and hiring have gone out um that workers comp<05:42:25.400
  • there was an overhaul of the workers there was an overhaul of the workers comp<05:45:29.120>
Keywords: 928, house, all
Summary: The meeting began with testimony from Charlotte Harding of the Conservation Land Stewardship Program, who explained that the office protects the state’s interests in conservation lands by monitoring conservation easements and related stewardship obligations. She described the program’s funding sources: a land conservation endowment held at the State Treasury and administered by the Council on Resources and Development, plus transfers from Fish and Game for easements not covered by the endowment. Members discussed how the endowment is funded when new easements are created, the program’s staffing, the loss of a state vehicle, and the need to increase in-state travel so staff can use personal vehicles for field monitoring. Harding said the office has two full-time positions and a seasonal employee, that the work is mostly monitoring rather than hands-on land management, and that enforcement issues are referred to the grantee agencies or, if needed, to the Council on Resources and Development. She also noted that the office works directly with landowners to resolve smaller issues and that stewardship has become a greater focus in the conservation community because ongoing oversight requires funding. Members asked about examples of properties under the program, including LCIP lands such as Musquash Headwaters, Hidden Valley Boy Scout Camp, and Nash Stream, and the committee did not take a motion before moving on. The committee then heard from Paul Breen and Susie Anzelone of the Pease Development Authority regarding the Division of Ports and Harbors operating budget. They explained that the authority provides finance, legal, environmental, and engineering support to the division, which operates New Hampshire’s only deep-water berth at Market Street, as well as facilities in Hampton, Rye, the Portsmouth Fish Pier, and navigational waters in the Piscataqua and Great Bay. They described the authority’s history after the closure of Pease Air Force Base, the transfer of roughly 2,400 acres, and the creation of a self-sustaining enterprise fund tied to airport and port operations. They emphasized that the division does not draw on the general fund because revenues from wharfage, dockage, parking, registration, and mooring fees cover operating costs, with any surplus retained for capital improvements and replacement. Members questioned several budget lines, including a sharp increase in overtime and workers’ compensation. Breen said overtime is driven largely by security needs at the deep-water port and fluctuates with vessel traffic, such as salt shipments, while workers’ comp is a DAS-set cost and not something the division controls. He said the budget is conservative and that if revenues fall short, capital projects would be the first items scaled back. The discussion also covered fee-setting, with Breen saying rates are reviewed against the local market and infrastructure constraints, and that some smaller facility fees had recently been increased after being stagnant for years.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Sep 23rd, 2025

Transcript Highlights:
  • To workers on DOT, and that all generates money.
  • We have 429 new physicians and 469 new behavioral health workers.
  • Workers and 189 new licensed therapists.
  • And remind me, but didn't we give... ...a bunch of contract employees or allow them to do contract work
  • , like 200 contract employees.
HI
Transcript Highlights:
  • These staff are our patient navigators, our eligibility workers, our community health workers, the staff
  • These staff are our patient navigators, our eligibility workers, our community health workers, the staff
  • These staff are our patient navigators, our eligibility workers, our community health workers, the staff
  • , what little contract and the contracts, what little contract staff<00:52:28.000> we<00:52:28.240
  • to many crisis calls from case workers to many crisis calls from case workers from<02:42:10.399>
Keywords: 910, house, all
Summary: This joint informational briefing on Act 310 grants and aid focused on organizations describing how federal funding cuts, Medicaid/SNAP changes, and related policy shifts are affecting their services and budgets. Committee members explained there would be no Q&A, testimony would be limited to one minute, and in-person participants would be heard before Zoom callers. Members repeatedly asked testifiers to identify the amount of federal funding lost or at risk. Testimony came from a wide range of nonprofits and community providers, including Aloha Care, Hawaii Bicycling League, Hawaii Literacy, Hawaii Youth Symphony, Healthy Mothers Healthy Babies Coalition of Hawaii, the Tsunami Museum, The Kohala Center, West Hawaii Community Health Center, West Hawaii Region Hospital Foundation, Sounding Joy Music Therapy, Big Brothers Big Sisters Hawaii, Dynamic Community Solutions, Feeding Hawaii Together, Girl Scouts of Hawaii, Hawaii Disability Rights Center, Hawaii Youth Services Network, Hawaiian Lending and Investments, Homana, Honolulu Theatre for the Youth, Kids Hurt Too Hawaii, and Kokua Kalihi Valley. Most described reduced or threatened federal support and requested state funding to maintain services such as health care access, food security, disaster preparedness, literacy and digital inclusion, youth mentoring, arts education, housing, and climate or agricultural resilience. Several speakers emphasized direct impacts on vulnerable populations, including kūpuna, low-income families, immigrants, homeless youth, and people with disabilities. Requests ranged from relatively small planning or program grants to multi-million-dollar stabilization asks, with some organizations citing specific losses such as reduced Medicaid or USDA funding, canceled EPA or FEMA support, or expiring federal grants. No votes or formal committee actions were taken during the briefing.
KY

Kentucky 2026 Regular Session

House Standing Committee on Licensing, Occupations, and Administrative Regulations.(3-11-26)

Licensing, Occupations, & Administrative Regulations

Transcript Highlights:
  • So, currently, the way the law is written, they are considered unlicensed workers or would require a
  • They would also be unlicensed worker.
  • They're calling it a derivative or a swap contract under the financial statutes.
  • or a swap contract uh under the<00:19:38.240> financial<00:19:38.640> statutes.
  • ,<00:25:45.880> as wagers or derivative swap contracts, as wagers or derivative swap contracts