Transcript Highlights:

• And whereas Representative Herrera sponsored historic legislation in 2022 that reformed predatory lending
• project that I had been with when I first came on board, and that is putting limits on predatory lending
• And they have programs, lending programs, to buy homes.
• They have programs, lending programs, to buy homes, and, Mr.
• And they have programs lending for them. They have programs, lending programs to buy homes, and Mr.

Bills: HB111, HB108, HB145, HB164, HB291, HJR6, HR1, HB63, HB64, HB165, HB184, HB200, HB4, HB7, HB20, HB65, HB66, HB80, HB88, HB96, HB166, HB285, HB295, HB306, SB29, SB37, HJM2, HJM3, HJM1, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM2, HM16, HM32, HM13, HM47, HM20, HM51, HM1, HM31, HM35, HM36, HM46, HM53, HM54, HM11, HM14, HM21, HM34, HM50

Keywords: water law, state engineer, civil penalty, compliance order, water rights, overdiversion, illegal diversion, groundwater storage and recovery, well license, permit violation, water enforcement, New Mexico water code, irrigation district, conservancy district, water diversion, unauthorized water sales, measuring device, district court appeal, water resources, water compliance

Transcript Highlights:

• as I may consume. as I may consume.
• such time as I may consume. such time as I may consume.
• consumers?" consumers?"
• . consume. consume.
• myself such time as I may consume. myself such time as I may consume.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, September 18, 2025, 1012, house, all

Transcript Highlights:

• not only single-family Why Housing New Mexico has used taxable bonds for some of its single-family lending
• Banks, especially in terms of their lending, I think some of For example, the issue of privatization
• are a lot of issues I believe we holding, and Izzy may have to answer this: Are we using stronger lending

Transcript Highlights:

• And by that, I mean, do we have new money to lend?
• We are now starting to lend to land grants and some other smaller communities that don't have access
• So in the last couple of years, our lending staff, which we've been increasing in size, are the faces

Transcript Highlights:

• be taxed for what they are, which are manufacturing facilities that create a critical product for consumers
• <00:48:42.640> around critical product for consumers around critical product for consumers
• directly from consumers and rateayers. directly from consumers and rateayers.
• Ensuring that public deposits continue to contribute to in-state lending and investment is an objective
• Ensuring that public deposits continue to contribute to in-state lending and investment is an objective

Keywords: 1191, senate, all

Transcript Highlights:

• its subscriptions being to low-income New Mexicans and the rest of it fully subscribed to other consumers
• subscriber organizations, looking out for, and making sure that those organizations are following the consumer
• In other words, we don't know what subscribers, what New Mexico consumers are going to do with this program
• community solar looks like 200 megawatts fully subscribed, 100% capacity subscribed to New Mexico consumers
• 55 or so across state government, of those 1,100, whenever these vacancies occur, that is also what lends

Transcript Highlights:

• you lay it out in corn or in feed and you're feeding wildlife, you don't know how much they are consuming
• You try and measure how much an animal might consume, but a whitetail deer may consume more or less than
• may cause unforeseen circumstances in the animals themselves, as well as the individuals who are consuming
• So if you consume small amounts of ivermectin corn or other types of feed, that creates a resistance.
• The amount of land, the fact that it's not in a populated area, and it's outside of town would lend itself

Keywords: 1184, house, all

Bills: HB426, SB24, SB106, SB254, HB505, HB458, HB535, HB509, HB320, HB518, HB261, HB426, SB24, SB106, SB254, HB505, HB458, HB535, HB509, HB320, HB518, HB261, SB316, HB228, SB318, SB260, HB132, HB347, HB405, HB86, HB263, HB302, SB336

Keywords: Alabama Ad Valorem Advisory Committee, ad valorem taxes, property tax, real property, personal property, tax assessment, tax collection, county tax officials, Department of Revenue, Commissioner of Revenue, taxpayer representation, resident taxpayers, local government, property tax administration, Association of Alabama Tax Administrators, tax policy, advisory committee, public input, governance reform, body-worn camera

Transcript Highlights:

• We did tighten it up a little bit, increasing some consumer protection provisions within the sandbox
• We did tighten it up a little bit, increasing some consumer protection provisions within the sandbox
• Hopefully this would allow consumers who couldn't otherwise get insurance to at least get coverage for
• So we intend to make sure that, for example, consumer protections and disclosures are...
• So we intend to make sure that, for example, consumer protections and disclosures are encompassed in

Bills: AB6, AB102, AB131, AB212, AB213, AB220, AB259, AB282, AB376, AB396, AB479, AB503, AB570, AB572, AB574, AB576, AB593, SB185, SB207, SB507, AB6

Keywords: fetal alcohol spectrum disorder, FASD, prenatal alcohol exposure, children's health, developmental disability, early intervention, treatment assistance, Aging and Disability Services Division, Department of Health and Human Services, Autism Treatment Assistance Program, public health, parent education, evidence-based treatment, Nevada NRS 427A, disability services, behavioral health, emergency medical services, ambulance, licensing, health district

Transcript Highlights:

• And do you, when you bill a consumer, whether that be industrial and or residential, uh, are those different
• prices and what would be the price to the consumer versus, and it doesn't really matter.
• Across for consumers, clean drinking water, fresh water, computers, smartphones, transportation needs
• While we are large users of water, we are not large consumers of water.
• A good deal of that population growth is because of Texas's open business policy lending to the Texas

Transcript Highlights:

• of your city, and do you, when you bill a consumer, whether that be industrial and or residential, are
• And what would be the price to the consumer versus, and it doesn't really matter.
• What's the what's the cost of the consumer wholesale? You bet. Great question.
• Across for consumers, clean drinking water, fresh water, computers, smartphones. transportation needs
• While we are large users of water, we are not large consumers of water.

Keywords: 1184, house, all

Transcript Highlights:

• So how that works is we participate with local lenders who lend all the money and then we buy back 45%
• So how that works is we participate with local lenders who lend all the money and then we buy back 45%
• So how that works is we participate with local lenders who lend all the money and then we buy back 45%
• So how that works is we participate with local lenders who lend all the money and then we buy back 45%
• So how that works is we participate with local lenders who lend all the money and then we buy back 45%

Keywords: 919, house, all

Summary: The Minnesota Department of Agriculture presented an overview of its budget, staffing, and major program areas, including protection services, marketing, and administration. Commissioners also highlighted concerns about federal funding uncertainty after a January letter suspending active and future USDA awards to the department. They said the issue affected about 13% of the agency’s budget, created confusion for farmers, and briefly disrupted poultry lab testing and HPAI-related work, though they later received assurances from USDA leadership that existing programs would continue processing. The department also described its anti-fraud efforts, including internal controls, a compliance coordinator, a grants administrator, review committees, site visits, and participation in the state’s Inspector General Coordinating Council. The committee then discussed several agriculture support programs. For dairy margin coverage, the department said Minnesota’s sign-up is open and supported a bill to extend assistance to farmers who began operations in 2023-2025 and were not covered under the earlier production-based formula. The renamed Farm to Food Security program, formerly LFPA, was described as a state-created local food purchasing effort funded at $700,000 per year. The down payment assistance grant for first-time farm buyers was also reviewed; the department said it has supported 112 farmers so far, with additional awards pending, but noted timing problems when purchase agreements fall through. Members asked whether priority should be given to applicants with signed purchase agreements, and the department said that was under consideration. The grain indemnity account update focused on the Hansen-Mueller facility failure and related claims. The department said the account holds about $10.7 million, has received 19 claims totaling $1.1 million, and that $842,000 of those claims were tied specifically to Minnesota transactions. It explained the difference by noting that some claims involved Minnesota farmers selling in North Dakota and Wisconsin, and that the indemnity account covers grains sold in Minnesota. The committee also heard updates on elk and wolf depredation payments, with the department projecting shortfalls in both funds and noting that payments are being delayed into later months. The agriculture response fund balance was said to be about $2.5 million. Finally, the Rural Finance Authority and the East Grand Forks potato facility were discussed. The RFA reported strong demand for low-interest loans, about $26 million remaining from the prior $50 million authorization, and a new $50 million bonding request in the governor’s proposal to avoid a funding gap. The department said the program has issued 3,951 loans totaling about $390.3 million with very low defaults. It also requested $1.38 million in bonding for building improvements at the East Grand Forks potato facility, which it said is the department’s only owned building and supports a significant potato industry. In response to a question from Rep. Bang, the commissioner said recent ICE activity had affected farms, processing plants, immigrant workers, and some rural food businesses, and that the department had relayed those concerns to the governor’s office and congressional delegation.

Transcript Highlights:

• <00:28:49.880> protection enforcement of local consumer protection enforcement of local consumer
• Those costs are passed on to consumers. Those costs are passed on to consumers.
• the principles of fairness and consumer the principles of fairness and consumer protection.<02:55
• That's according to consumer hours.
• <03:54:57.200> anywhere more natural gas to consumers anywhere more natural gas to consumers

Keywords: House streaming session for Tuesday, March 17, 2026, 957, house, all

Summary: The House opened with prayer, a quorum call showing 116 members present, and approval of the previous day’s journal. It then took up three ceremonial resolutions. One honored Robert Buchanan for his philanthropy, community leadership, and service in the greater Washington region; another welcomed a visiting delegation from County Tipperary, Ireland, and recognized efforts to strengthen Maryland-Ireland ties; and a third congratulated Dr. Miriam Rogers on her retirement as superintendent of Baltimore County Public Schools and her 2026 Woman in School Leadership Award. The chamber then moved through a series of committee reports, largely adopting favorable reports on bills without objection and ordering them to third reading. Measures included House Bills 435, 954, 1087, 1470, 936, 1110, 1554, 187, 324, 688, 776, 1152, 1320, and 1348, covering topics such as movie captioning in public accommodations, procurement and finance, health care facilities, school food procurement, tax foreclosure notice requirements, agricultural electricity tax study, expungement, child support rights, intercepted communications penalties, juvenile supervision, police orders studies, victim notification, and human trafficking reporting. Several bills were amended before being advanced, including House Bill 768 on benefits for children in custody, which added a foster youth savings program; House Bill 877 on institutional debt reporting, which changed reporting dates and required a data dictionary; House Bill 1092 on child advocacy centers, which clarified continuity-of-care standards and technical assistance grants; House Bill 310 on restrictive housing for people with developmental or intellectual disabilities, which required assessment at admission; House Bill 634 on police training, which added training on intellectual and developmental disabilities; House Bill 750 on access to religious facilities; House Bill 752 on gift card valuation and forgery; House Bill 1005 on child abuse and neglect reporting; and House Bill 1105 on consumer protection limitations, which was amended to apply only to civil suits. House Bill 1105 drew additional discussion, with the minority leader asking for a special order to review the changes, and the House agreed to postpone it until the appropriate time the next day. Later, House Bill 953, which would authorize transfers from the Revenue Stabilization Account to the State Disaster Recovery Fund, prompted extended questioning about Western Maryland flooding, FEMA denials, and the state’s response; the bill was presented as a way to provide relief after federal aid was denied. The transcript ends with the House still in session and continuing through the appropriations report.

Transcript Highlights:

• And so, as we do with gas pumps, we ought to have an inspection protocol to make sure the consumer is
• burdensome uh and it you know consumer burdensome uh and it you know consumer protection<00:12:06.680
• So this is a very time-consuming issue.
• It benefits the consumer most importantly. It does benefit the dealer.
• efficient um it benefits the consumer efficient um it benefits the consumer most<01:51:49.760>

Keywords: 1191, senate, all

Transcript Highlights:

• Again, as I said, we could probably go for a day or two more on this, and it doesn't lend itself to bumper
• beginning January 1, 2023, the per occurrence limit on recovery shall be adjusted annually by the consumer
• price index for all urban consumers.

Transcript Highlights:

• I also wanted to lend my voice to the issue raised by Assemblymember Connolly.
• We don't have to reorganize, take out Consumer Affairs, and wait another year for this to be happening
• Item number one, I think, is most pertinent to the governor's reorganization of the Business, Consumer

Summary: The Assembly Budget Committee held an informational hearing on the September budget package, which included SB 105 and a series of trailer bills covering health, human services, education, resources, child care, transportation, labor, public safety, housing, revenue, background checks, collective bargaining, and a special election. The Department of Finance described the package as largely technical and clarifying, but also responsive to state and federal changes, especially H.R. 1. Key items included roughly $3.3 billion in Proposition 4 climate and environmental spending, $540 million in discretionary greenhouse gas reduction funds, and major responses to H.R. 1 such as CalFresh error-rate mitigation, food bank support, and Medicaid-related changes. Other notable provisions included vaccine policy flexibility, an Abortion Access Fund, a gender-affirming care program, community college basic-needs and aid changes, CEQA and coastal permit exemptions tied to the 2028 Olympics, invasive mussel prevention funding, a civic media program, labor and pension-related provisions, and special election administration changes. Members raised questions and concerns about several parts of the package. There was support for climate, water, transit, offshore wind, food security, and health investments, but also significant criticism of the lack of cleanup language for SB 131 and its advanced manufacturing exemptions, with multiple members saying promised fixes had not materialized and expressing concerns about tribal consultation, labor standards, and environmental protections. Members also questioned the scale and timing of some Proposition 4 allocations, including fairground upgrades, regional conveyance, and a UC Davis alternative protein research center. The Department of Finance said some programs would roll out over time and that certain funding levels reflected current implementation capacity. The hearing also featured discussion of Bay Area transit financing, with Finance saying SB 105 directs the department and CalSTA to examine loan or other financing options rather than immediately providing loans. Members and public commenters also discussed the state’s response to H.R. 1, with advocates supporting food bank, health care, and immunization provisions while warning of ongoing harm to immigrants, foster youth, and other vulnerable groups. Public testimony broadly supported the health, food, water, offshore wind, and golden mussel provisions, while many speakers echoed legislative concerns about SB 131 and urged cleanup action in the next session. No votes were taken because the hearing was informational only, though the chair noted votes on the bills were expected later that night or the next morning.

Transcript Highlights:

• multiple exit conferences with entities, including a range of charter schools would be very time consuming
• creates a new regulatory board within the DMV specific to autonomous vehicles so that experts can lend
• Finally, It imposes a temporary ban on aftermarket AV retrofit kits, reducing consumer confusion and

Transcript Highlights:

• and significant<00:47:46.319> uh significant uh significant uh deportations<00:47:48.720> lend
• ><00:47:49.280> themselves<00:47:49.599> towards<00:47:49.920> a deportations lend
• They're a challenge for people, particularly consumer revolving debt, where you have sort of the most
• <01:07:11.160> bubble<01:07:11.599> and during the subprime lending bubble and during
• the subprime lending bubble and all<01:07:11.960> the<01:07:12.200> all<01:07:12.359><

Keywords: 910, house, all

Summary: The Committee on Finance held its first informational briefing for 2025, beginning with member introductions and then hearing an economic outlook presentation from Dr. Eugene Tian of the Department of Business, Economic Development and Tourism. Dr. Tian said Hawaii’s economy was in relatively good shape in several areas, especially construction, which he described as at a historical high, with construction employment above 40,000 monthly and building permit values and contracting tax base both up sharply. He also noted real estate sales had rebounded in 2024, the labor market had stabilized with unemployment around 2.9%, and initial unemployment claims were below 2019 levels. At the same time, he highlighted challenges including inflation running above the national rate, a shrinking labor force, lower employment compared with 2023, and continued weakness in visitor spending and arrivals. He said future growth would likely come from health care, professional services, construction, tourism recovery, and diversified sectors such as renewable energy, aquaculture, creative industries, and technology. Dr. Tian also discussed Hawaii’s economic structure and recovery, saying the state remains more concentrated in a few industries than the U.S. overall, with government and hospitality making up larger shares of the economy. He said non-tourism sectors had recovered, but tourism-related jobs and output were still below pre-pandemic levels, with Maui and the visitor industry still affected by the wildfire and COVID-19 impacts. He projected tourism and non-agricultural wage and salary jobs would not fully recover until 2027, and said population trends remain a concern because of aging, the likelihood of deaths outpacing births in coming years, and reliance on in-migration. After his presentation, the chair said questions would be taken later and the committee took a short break. After the break, Dr. Carano of the Hawaii Executive Director’s office presented a second outlook, saying Hawaii’s economy in 2025 looked better than 2024 overall, though he emphasized substantial uncertainty tied to the incoming federal administration. He said possible changes to tariffs, tax policy, immigration, and federal spending could raise inflation and keep interest rates higher than previously expected, which would affect housing, consumer debt, the dollar, and Hawaii’s visitor industry. He noted that U.S. visitors account for roughly three-quarters of visitor spending in the state, making federal policy especially important. He also said deregulation could be a long-term positive but would not likely have much effect in 2025 or 2026. As an additional risk, he pointed to bird flu and its effect on livestock, poultry, and egg prices. No votes or formal actions were taken during the briefing.

Transcript Highlights:

• In cases of substantial emotional emergency, a person may not knowingly rent, lease, or lend a motor
• In cases of substantial emotional emergency, a person may not knowingly rent, lease, or lend a motor

Bills: HB2170, HB2417, HB2418, HB2771, HB2772, HB4018, HCR2059

Keywords: procurement, foreign adversary, China, state contracts, information technology, security, speeding, speed limit, traffic enforcement, driver safety, speed inhibiting device, appropriation, law enforcement, task forces, funding, criminal justice, community supervision, rehabilitation, supervision fee, victim compensation

Transcript Highlights:

• And so I did move that to 2% here so that everything is standardized when we lend from the Bank of North
• And so I did move that to 2% here so that everything is standardized when we lend from the Bank of North

Bills: SB2225, HB1619

Keywords: housing, affordable housing, community development, infrastructure improvement, funding grants, long-term care, infrastructure loan, nursing facilities, financial assistance, North Dakota Century Code, 908, all

Summary: The Appropriations Committee met to clear several remaining bills and discussed scheduling around upcoming conference committees. The chair noted that full committee meetings would likely be held after floor session, while Thursday and Friday mornings were being reserved for conference committees. Members also discussed how conference committees would be scheduled and where they would appear on their dashboards. The committee first took up House Bill 1577, relating to wastewater facility grants. Amendments were adopted to create a loan/line-of-credit mechanism through the Bank of North Dakota and the Department of Environmental Quality to keep two canceled federal BRIC-funded projects moving: a lagoon project in Fezenden and a wastewater treatment project in Lincoln. Members emphasized the language was intended to apply only to those projects and to preserve the possibility of federal reimbursement later. The amendment passed 16-0, and the bill as amended received a 15-1 do pass recommendation. The committee then reconsidered House Bill 1009 and adopted an additional amendment transferring the remaining balance in the bioscience innovation grant fund to the general fund, rather than issuing another round of grants. That amendment passed 16-0, and the bill as amended also received a 16-0 do pass recommendation. Finally, the committee considered House Bill 1619, creating a long-term care facility loan fund and adjusting an existing medical facility loan program. After discussion, members amended the bill to reduce the long-term care fund cap to $10 million per project, set the interest rate at 2%, extend repayment to 30 years, and align the medical facility loan program to 2% with a 30-year term. The amendment passed 14-2, and the bill as amended received a 16-0 do pass recommendation.