Transcript Highlights:

• </c> pension fund to the health insurance pension fund to the health insurance trust<00:07:26.240><c>
• </c><00:07:48.319><c> school</c> to the health insurance trust. school to the health insurance trust.
• </c> know fully what our health insurance know fully what our health insurance cost<00:09:50.560><c>
• So insurance side side.
• </c> insurance trust will be fully funded. insurance trust will be fully funded.

Summary: The House Budget Review Subcommittee on Personnel, Public Retirement, and Finance heard testimony from Bo Barnes, deputy executive secretary and general counsel for the Teachers’ Retirement System (TRS), on the TRS budget request for the upcoming biennium and how it compares with House Bill 500 as introduced. Barnes emphasized that the bill fully funds the system’s additional funding request to pay down TRS’s legacy unfunded pension liability, which he described as critical to the system’s long-term funding plan. He also explained that the pension and health insurance requests are broken into several line items, including legacy benefit items, state shared-responsibility payments for retiree health insurance, and reconciliation items that adjust for prior over- or underpayments. Barnes said the state portion of shared responsibility for retiree health insurance was funded below the request in House Bill 500, but he described the health insurance trust as a success story under the post-2010 shared-responsibility model. He said the trust is projected to be fully funded in about two years if medical inflation and federal subsidies remain stable, and he noted that any shortfall in the current budget would be reconciled later and could reduce investment income. In response to questions, he explained that the legacy benefit items are treated as part of the total actuarially determined employer contribution and that unpaid legacy benefits would have the same impact on the retirement trust as unpaid ADC amounts. Barnes also addressed questions about whether the $47.2 million SEEK-related teacher contribution reconciliation could be split between fiscal years, saying it could be done but would reduce investment income and potentially increase future contribution needs. He said the pension fund is currently about 61% funded and that TRS has received full funding for the pension for 10 straight years, with the state having provided full additional funding and more in recent budgets. He concluded by asking the committee to consider TRS’s original budget request, warning that underfunding now would be reflected in future actuarial calculations and could cost the Commonwealth more over time.

Transcript Highlights:

• It's driven up insurance premiums, and insurers are pulling back on coverage.
• with insurance companies.
• Do you know what they pay for their insurance, their malpractice insurance?
• You know, it's not covered by insurance, although I understand you can insure for punitives now, which
• There's no reference to insurance.

Committee: Senate Senate Judiciary

Transcript Highlights:

• Lower insurance costs and improved market stability have contributed to more companies and insurance
• Insurance carriers lost money.
• or home insurance, they’re trying to run a business, health insurance...
• , Medicare, Medicaid, ERISA insurance plans, that insurance company will then seek a reimbursement out
• I got rear-ended at a gas station, and my insurance paid for his car, but his insurance didn't pay for

Committee: House Commerce, Consumer Protection, Energy and the Environment

Summary: The committee first heard House Bill 1645, which would reduce Missouri’s general personal injury statute of limitations from five years to two years for claims after August 28, 2026, while also extending the civil statute of limitations for child sexual abuse claims from 10 years to 20 years after the victim turns 21. Representative Overcast and supporters from the insurance and business communities argued the change would improve Missouri’s business climate, lower insurance costs, and align the state with most others; opponents, including trial lawyers and victim advocates, warned that shortening the filing window would harm injured adults and sexual abuse survivors who need more time to come forward. Representative Sites supported the child sexual abuse expansion but said broader retroactivity work was still ongoing. No vote was taken in the hearing itself, but the bill drew both support and opposition testimony. The committee then heard House Bill 1610 and House Bill 2182, both of which were described as similar proposals to shorten the general civil statute of limitations, with HB 1610 moving from five years to three years and HB 2182 moving from five years to two years. Supporters repeated the same business-climate and insurance-rate arguments, while opponents repeated concerns about access to justice and the time needed to investigate complex injuries. Several witnesses from the insurance, chamber, farm bureau, railroad, and business groups testified in support, and some said they preferred two years over three. The chair noted the testimony was largely repetitive across the bills, and the hearings concluded without recorded votes in the transcript. Finally, the committee heard House Bill 2714, which would change Missouri from a pure comparative fault system to a modified comparative fault system, barring recovery if a plaintiff is found more than 50% at fault. The sponsor and supporters said the bill would make Missouri more business-friendly and more consistent with neighboring states, while opponents from the trial bar argued it would unfairly cut off recovery for injured people and that juries already apportion fault under current law. Testimony focused on how fault percentages are determined, the effect on settlements and trials, and examples such as car crashes and product liability cases. The hearing ended with continued opposition testimony and no final committee action reported in the transcript.

Transcript Highlights:

• First up is DCCA's Insurance Division First up is DCCA's Insurance Division offering<00:07:21.720><c>
• </c> language as 431-13 is the insurance language as 431-13 is the insurance code's<00:07:53.400><c>
• </c> to insurance. to insurance. Thank<00:09:06.480><c> you.</c> Thank you. Thank you.
• </c> this insurance and climate crisis. this insurance and climate crisis.
• Mhm. for insurance or or otherwise? Uh maybe for insurance or or otherwise?

Bills: SB1166 , SB888 , SB2387 , SB2471

Committee: House Consumer Protection & Commerce

Summary: The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment. Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims. The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.

Transcript Highlights:

• </c> insurance department. insurance department.
• </c><01:39:57.760><c> for</c> is is essentially insurance for is is essentially insurance for insurance
• It's insurance the insurance industry. It's insurance for<01:52:30.400><c> insurers.
• ><c> primary</c><01:57:16.159><c> insurers</c> for primary insurers for primary insurers um<01:57:18.320
• company, a regular insurance company, a health insurance company.

Committee: House Commerce and Consumer Affairs

Transcript Highlights:

• What is the definition of insurance?
• I mean, when I think of what an insurance card does, it seems... ...the definition of insurance.
• And we don't call those cards insurance.
• What is the definition of insurance?
• I mean, when I think of what an insurance card does, it seems, the definition of insurance.

Summary: The House convened, completed the roll call, prayer, Pledge of Allegiance, and several introductions and recognitions, including guests from a South African refugee program, Weatherford Middle School students, international students, and the 2025 Aviation State Teacher of the Year, Sam Madewell. Representative Ranson also presented remarks for International Student Recognition Day, highlighting the economic and cultural contributions of international students in Oklahoma. The chamber then took up House Bill 4329 on dental insurance claims, with Pro Tem Moore arguing it would restore fairness by preventing insurers from controlling prices for services they do not cover; the bill drew questions about free-market effects, rural dentistry, and premiums, but Moore said it should not raise costs and noted similar laws in other states. HB 4329 passed 91-5. The House also passed House Bill 2730, which ties the interest rate on taxpayer underpayments to market rates rather than a fixed statutory rate, after brief questions about how the rate would fluctuate; it passed 87-11. House Bill 3465, extending the sunset on the emission tax credit program from July 1, 2027 to July 1, 2029, passed 82-16. House Bill 4426, extending the sunset on the strategic industrial development enhancement sales tax credit from December 31, 2027 to December 31, 2032, passed 76-20. During announcements, members noted upcoming committee meetings, a rural caucus with OSU President Hess, a devotional, and a lunch event tied to International Student Recognition Day. The House then recessed until the next day, Wednesday, February 25, 2026, at 1:30 p.m.

Transcript Highlights:

• Our members are 400 property and casualty insurance companies who write auto, home, and commercial insurance
• , again, would be a cost borne by the insurance industry.
• For the record, Ryan Brannon with the Coastal Windstorm Insurance Coalition.
• Is it across the state by all insurers?
• That's right, all insurers except for mutuals, and that money is collected and paid by the insurers to

Bills: SB1468 , SB1612 , SB1789 , SB2530 , SB2571 , SB2717 , SB2967

Committee: Senate Business & Commerce

Transcript Highlights:

• Insurance is an in-and-out thing.
• Insurance is an in-and-out thing.
• Insurance is an in-and-out thing.
• Insurance is an in-and-out thing.
• Insurance is an in-and-out thing.

Committee: Senate Health and Human Services

Transcript Highlights:

• homeowner insurance, available.
• insurance.
• homeowner insurance, available. state-backed residential homeowner insurance availability similar to
• to the insurance company.
• We also have to look seriously at a state-provided insurance ...state-provided insurance mechanism as

Committee: House Utilities and Energy

Transcript Highlights:

• Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
• adding coverages to the insurance program.
• We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
• coverage and self-insured arrangements.
• Group Insurance Program.

Committee: Joint Employee Benefits Programs Committee

Transcript Highlights:

• affordability challenges already happening across insurance sectors.
• I'm testifying opposed to 6159 on behalf of our Washington insurers.
• A mutual company is a co-op model of insurance. So they don't have shareholders.
• insurance companies, not health insurance companies.
• more heavily than their domestic or in-state insurers.

Summary: The Senate Health and Long-Term Care Committee heard testimony on several bills. SB 6159 would create a public hospital infrastructure account funded by a new annual coverage assessment on insurers and other businesses subject to the premium tax, and would allow public hospital districts and other public health entities to collaborate more freely and access capital financing for major construction or modernization projects. Senator Dhingra said the bill is intended to help public hospitals compete and modernize, especially amid federal Medicaid and ACA subsidy cuts. Supporters included UW Medicine, while hospital districts supported the general concept but said Section 2 could unintentionally narrow existing cooperative agreements with nonpublic entities. Health plans and insurers opposed the bill, arguing it would raise premiums, increase consolidation, and improperly sweep in property and casualty insurers and mutual companies; testimony also raised concerns about pass-through costs and retaliatory tax effects. The hearing on SB 6159 closed with 5 pro, 74 con, and 2 other sign-ins. The committee then heard SB 5845, which would modernize timely payment rules by requiring carriers and public employee plans to pay or deny all clean claims within 30 days, require prompt notice and a single request for additional information on incomplete claims, and impose interest or penalties for missed deadlines. Senator Slaughter said the bill would reduce uncertainty for providers and stabilize payments without increasing patient costs. Hospitals, physicians, and health systems strongly supported the measure, citing large volumes of late clean claims and examples of prolonged delays, including a Harborview claim that remained unpaid more than a year after billing. Health plans opposed the bill, saying the current 95% standard is workable, that they already meet high compliance rates, and that the bill could limit fraud, waste, and abuse review on high-dollar claims; they also sought more flexibility and additional time for responses. The hearing closed with 69 pro, 4 con, and 2 other sign-ins. The committee also heard SB 5916, which would prohibit health plans from disadvantaging non-opioid pain treatments relative to opioids in formularies and utilization management, and would require a Department of Health educational pamphlet on non-opioid alternatives. Senator Harris described the bill as a response to opioid deaths and a way to encourage safer pain treatment options. Patients, recovery advocates, and rare disease advocates testified in support, saying insurance barriers and step therapy often make non-opioid care harder to access and can push patients toward opioids. The Health Care Authority and an association of health plans opposed the bill, arguing it could reduce formulary flexibility, increase costs, and limit tools such as prior authorization and step therapy. The hearing closed with 8 pro, 1 con, and 2 other sign-ins. Finally, the committee heard SB 6102 and SB 6103, both sponsored by Senator Muzzall, and SB 6071. SB 6102 would align the ambulance transport quality assurance fee with federal rules after H.R. 1 barred new provider taxes, preserving the existing fee rate and adjusting the Medicaid add-on rate annually; the Washington Ambulance Association supported it, saying the program had improved wages and benefits for EMS workers. SB 6103 would make Medicaid payments for services provided by a rural emergency hospital subject to appropriation, creating a framework for East Adams Rural Health Care to convert to the new federal rural emergency hospital model; East Adams and the Washington State Hospital Association supported it as a way to preserve rural access. SB 6071 would shorten overpayment recovery timelines for all services to six months, or nine months for coordination-of-benefits cases, matching the shorter timelines already enacted for behavioral health services; providers and specialty associations supported the bill as a way to reduce destabilizing clawbacks, while the remaining testimony was still underway when the transcript ended.

Transcript Highlights:

• Today, each trip is covered by multiple forms of insurance.
• The $1 million in liability insurance, $1 million in occupational accident insurance to protect drivers
• In the bill, partly it is the insurance industry itself.
• But this bill is focused solely on the insurance piece.
• And so we're not trying to diminish that insurance, and we're not trying to eliminate any type of insurance

Committee: House Communications and Conveyance

Transcript Highlights:

• Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
• We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
• coverage and self-insured arrangements.
• It used to be the insurance department... ...used to be the insurance department had to pay for each
• Group Insurance Program.

Summary: The Employee Benefits Committee met to approve prior minutes, hear presentations on state employee health insurance, compensation, leave, and related policy issues, and then recess for lunch. PERS reviewed the history and structure of the state health plan, noting the long-standing state-paid family coverage, cost-control measures, wellness incentives, the current grandfathered PPO and high-deductible options, and the effects of recent benefit mandates such as insulin caps, prosthetic coverage, medication management, prescription copay changes, and ambulance balance-billing limits. Committee members questioned the fiscal impact of adding benefits and the possible cost of moving to a non-grandfathered plan, while PERS and HRMS emphasized that health insurance remains the top-ranked employee benefit and that any major plan changes should be considered carefully. HRMS also presented compensation comparisons showing state pay generally below private-market benchmarks, discussed targeted market equity adjustments, identified ongoing recruitment and retention concerns in fields like nursing, IT, engineering, and attorneys, and reviewed leave policies, tuition reimbursement, and family leave comparisons with neighboring states. Job Service provided labor market data showing low unemployment, high labor force participation, and wage growth that still trails some neighboring markets, and OMB explained that prevailing wage requirements apply to federally funded projects under Davis-Bacon, not to ordinary state contracts. After lunch, the committee took up the required process for health insurance mandate bills and adopted an amendment to Joint Rule 211. The amendment clarified that the deadline for submitting mandate measures is intended to allow time for all required reports, including both the cost-benefit analysis and any Employee Benefits Committee actuarial report, while leaving the existing deadline unchanged. The amendment was adopted on a roll call vote, with several members voting yes and a few no votes recorded. The committee then moved into its jurisdiction review of bill drafts, beginning with a bill that would automatically renew pre-tax dental and vision elections; members debated whether it had any actuarial or administrative impact on PERS or the state, and the chair explained that the committee’s role was only to decide whether further analysis was needed before later testimony and recommendations.

Transcript Highlights:

• cost, the insurance rates.
• I will say that I sat down with a couple of insurers, the lobbyists for insurers.
• With auto insurance, if you don't pay, you don't have insurance.
• insured anymore.
• rate on his insurance?

Committee: House House Health & Human Services

Transcript Highlights:

• > respond</c> insurance insurer simply didn't respond insurance insurer simply didn't respond to<00:50
• So what the insurance company wouldn't get, I question how the Insurance Department concluded that insurance
• So what the insurance company wouldn't get, I question how the Insurance Department concluded that insurance
• So what the insurance company wouldn't get, I question how the Insurance Department concluded that insurance
• ><c> the</c> their insur their insurance company the their insur their insurance company the very<01:

Committee: Senate Health and Human Services

Transcript Highlights:

• </c> to our insurance fraud division. to our insurance fraud division.
• </c><00:08:33.680><c> are</c> those reports, and the insurers are those reports, and the insurers are
• So, if you have health insurance, you can use your health insurance and use the PIP for lost wages.
• </c><00:18:52.320><c> Uh,</c> insurance up. Uh, insurance up.
• . insurers. insurers.

Summary: The committee met in a special-called session of the Interim Joint Committee on Banking and Insurance and first took up three Department of Insurance regulations tied to House Bill 256, the Strengthen Kentucky Homes program: 806 KAR 22:00, 22:10, and 22:20. Commissioner Sharon Clark said the program would provide $5 million in grants to help homeowners strengthen roofs, with regulations covering eligibility and operations, contractors and evaluators, and reinspections in cases of suspected fraud. A committee substitute to 806 KAR 22:10 was explained as a technical correction to conform to the statutory preference for in-state contractors and evaluators. Representative Hampton moved and Representative Rudy seconded approval of the substitute, and it was adopted by voice vote; the amended regulations were then reviewed. Clark also said the grant money would be distributed statewide rather than targeted to storm-prone areas. The committee then heard an update from Commissioner Clark on mental health parity in response to questions from Representative Pollock. Clark said the department reviews insurer filings and conducts market conduct examinations, but does not have authority over provider reimbursement rates or to require providers to join insurer networks. She said complaints are investigated and, when needed, teams review claims and data on site to check compliance with parity requirements. No action was taken on that discussion. After approving the November 4 meeting minutes, the committee heard testimony on a proposed PIP reform package from Representative Josh Bray, the Kentucky Hospital Association, the Kentucky Justice Association, and State Farm. Supporters said the bill would apply the workers’ compensation fee schedule to most PIP medical claims, keep the $10,000 PIP limit in place while stretching benefits further, reduce balance billing, modernize benefit amounts, and address fraud and delayed billing. They noted hospitals would be exempt from the fee schedule, while hospital-based physical therapy would be included, and said the compromise reflected negotiations among stakeholders. Some members questioned whether exempting hospitals undercut the bill’s purpose and asked about possible rate effects; proponents said they had not done a rate analysis and that the bill could lead to more treatments within the existing PIP limit. No vote was taken on the PIP proposal during this meeting.

Transcript Highlights:

• The Florida Center for Excellence in Insurance and Risk Management.
• The center will conduct research into all lines of insurance.
• That means property insurance.
• But as time goes on, the center can be expected to research health insurance, auto insurance, and other
• types of insurance that need academically rigorous research.

Summary: The committee met with a quorum and heard five bills. HB 1097 would rename the Florida Catastrophic Storm Center at FSU as the Florida Center for Excellence in Insurance and Risk Management, transfer the public hurricane loss projection model from FIU to FSU, and provide recurring and nonrecurring appropriations to support independent insurance research and collaboration with OIR and other universities. Members discussed university roles, model oversight, independence from industry funding, and student/workforce benefits. The bill passed favorably on a roll call vote. HB 319 would create a regulatory framework for virtual currency kiosk businesses, requiring registration with the Office of Financial Regulation, consumer disclosures, and penalties for violations. Much of the discussion focused on fraud prevention, especially for seniors, and whether the bill should include transaction caps or stronger recovery tools; AARP supported the bill but urged additional protections. The bill passed favorably. CS/HB 385 made technical changes to the Florida Trust Code and Community Property Trust Act, including decanting, trustee claims, redemption by satisfaction, and homestead transfer treatment; an amendment conforming to the Senate version was adopted, and the bill passed favorably. CS/HB 97 would allow service of process for exploitation injunctions against unascertainable scammers through the same communication method used to contact the victim, such as text or social media, and would let courts freeze funds temporarily while the matter is heard. Testimony from elder law practitioners and AARP supported the bill as a tool against scams, while some members raised due process and overreach concerns; the bill passed favorably. HB 839 would shorten the overpayment recovery window for claims submitted to psychologists and HMOs to match other health providers, with the goal of improving parity and access to mental health care; an amendment was adopted, and the bill passed favorably. The meeting concluded with adjournment after the final roll call votes.

Transcript Highlights:

• You may not know, but my family's business was in insurance. In fact, it was in trucking insurance.
• What happens is they've got no insurance—when I say no insurance, no towing and recovery insurance.
• the insurance is going to be.
• These are years-long processes to get paid: self-insured, underinsured, no insurance.
• Insurance is already killing us.

Committee: House Joint Committee on Transportation Oversight

Summary: The House Committee on Transportation met on Senate Bill 1408, which would allow Missouri to raise the maximum speed limit on rural interstates from 70 to 75 miles per hour. Senator Berger, the bill sponsor, argued the change would better match neighboring states, improve traffic flow, and reflect modern vehicle safety technology. Several members supported the idea as a practical adjustment, while others questioned whether the time savings were worth the safety tradeoff, raised concerns about driver behavior, truck speed governors, road design, fuel use, and the possibility that higher posted limits would lead to even faster driving. Testimony was sharply divided. Supporters, including a motorist advocate and some committee members, said 75 mph is common in surrounding states and worldwide, that most crashes are caused by inattention rather than speed alone, and that MoDOT should be able to set limits based on engineering and traffic conditions. Opponents included a Hazelwood police lieutenant, AAA, the Missouri Insurance Coalition, and MoDOT Director Ed Hassinger. They argued that higher speeds increase crash severity and fatalities, that Missouri’s roads and traffic volumes differ from flatter neighboring states, and that the bill could disproportionately affect young and older drivers as well as roadside workers. MoDOT said its data shows speed is a major factor in fatal crashes and cited fatality increases in Arkansas and Kansas after those states raised rural interstate limits. Committee members also debated whether the bill actually mandates 75 mph or merely authorizes MoDOT to set it where appropriate. MoDOT and AAA said any increase should be tied to engineering studies and roadway-specific analysis, while supporters argued the department already has that discretion and that the bill simply removes an outdated cap. No vote was taken in the excerpt. After closing the hearing on SB 1408, the committee moved on to House Bill 3447, a towing and recovery bill that would require more insurance for large commercial vehicles, improve notice and dispute procedures, and address abandoned vehicles; testimony on that bill began with the sponsor and representatives from the towing and trucking industries.

Transcript Highlights:

• Insurers must provide clear information on coverage to each insured individual, and this bill also provides
• Kennedy Cook with the Delaware Department of Insurance.
• Kennedy Cook again on behalf of the Department of Insurance.
• Again, on behalf of the Department of Insurance.
• Cook again on behalf of the Department of Insurance.

Committee: House Economic Development/Banking/Insurance & Commerce

Summary: The committee met with roll call attendance and took up two bills. First was Senate Bill 315 with Senate Amendment 1, which would allow the Division of Small Business to add state funding to existing federal small business programs, including the Small Business Innovation Research and Small Business Technology Transfer programs. There was brief public support from one in-person commenter, no virtual comment, and the committee voted to release the bill, though it did not yet have enough signatures for immediate release and was left open for absent members to sign. The second item was Senate Substitute 1 for Senate Bill 319, a women’s health insurance mandate requiring coverage for medically necessary menopause and perimenopause diagnostic and treatment services, including FDA-approved hormone replacement therapy, pelvic floor therapy, and related care. Representative Smith presented the bill as a response to gaps in menopause care and insurance coverage, and Department of Insurance witness Kennedy Cook explained the religious exemption as applying to certain religious employers and blanket health policies. Committee members asked about the scope of that exemption, and some expressed concern about religious carveouts, while others praised the bill as important women’s health legislation. During public comment, one speaker supported the bill but warned that expanding mandatory health benefits can raise insurance costs. The Department of Insurance then testified in support, saying the bill would align Delaware with other states, many insurers already comply, and the department did not expect a meaningful premium impact. The committee voted to release Senate Substitute 1 for Senate Bill 319 from committee.

Transcript Highlights:

• insurance coverage for fertility.
• So when we went to the State Insurance, the Department of Insurance, to get the general cost, the actual
• But, yeah, I guess my other question would be: with the health insurance plans, if health insurance providers
• And to me, it just goes to show how imperfect our insurance... ...to show how imperfect our insurance
• And to me, it just goes to show how imperfect our insurance. to show how imperfect our insurance system

Committee: House Health and Welfare