Transcript Highlights:

• <00:43:53.880> their Constantly being behind because their reading proficiency is not up to snuff

Keywords: 1187, senate, all

Transcript Highlights:

• We really need to bring some of our buildings up to snuff.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• I believe that brings it up to snuff more so than what was originally in the bill.

Keywords: 916, all

Transcript Highlights:

• That destiny begins here on Earth, and we dare not snuff it out.

Keywords: 1183, house

Transcript Highlights:

• > are<01:16:03.120> considered Um, and also industry feedback, because we don't want to snuff

Keywords: 928, house, all

Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.

Transcript Highlights:

• time of higher cost, burning everyone's wallet, this amendment would throw gasoline on the fire, not snuff

Keywords: 1189, house, all

Transcript Highlights:

• And I asked myself if these nominees meet the snuff, if they're up to the task of fixing the problems

Keywords: 1187, senate, all