Video & Transcript Research : 'risk pool'
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AL
Alabama 2026 1st Special Session
Alabama House State Government Committee Mar 11th, 2026
State Government
Keywords:
tax exemption, Kidz Eatz, sales tax, non-profit, local government, loitering, mask mandate, public safety, school policy, college regulations, law enforcement, Alabama Innovation Corporation, board of directors, staggered terms, economic development, entrepreneurship, voting rights, restoration, pardons, Parole Board
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/3/26
Commerce Finance and Policy
Transcript Highlights:
- Institutions must maintain written policies addressing risk management, cybersecurity, internal controls
- 00.720>
addressing maintain written policies addressing maintain written policies addressing risk - <00:14:01.680>
management, <00:14:02.800>cyber <00:14:03.360>security, risk management - , cyber security, risk management, cyber security, internal<00:14:04.720>
controls <00:14:05.600 - services, which I think in the volatility of that market would put some of our small credit unions at risk
Keywords:
bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt
Summary:
The committee first approved the minutes from February 26, after correcting the header date to Thursday, February 26. It then took up House File 36004, as amended by the author’s technical A1 amendment. Representative Van Binsbergen described the bill as a change to statute governing bulk delivery of nonoxygenated fuel, especially for boats and other watercraft, to allow direct delivery to vehicles rather than requiring transport of fuel in containers or removal of boats from the water. Members generally supported the concept, citing convenience for lake users, reduced travel and potential invasive species spread, and fewer spill risks, but the chair said the bill would be laid over pending additional clarification from the State Fire Marshal’s Office and other agencies. House File 2236 was then introduced as a vehicle bill for possible future omnibus use and laid over without testimony or opposition.
The committee also heard House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The authors framed the bill as a consumer-protection and competitiveness measure that would let local institutions keep pace with customer demand and prevent Minnesotans from relying on out-of-state or offshore providers. Testimony from the Department of Commerce and credit union representatives supported the bill, saying it would level the playing field, keep digital assets under Minnesota oversight, and help local institutions remain relevant; one witness said significant liquidity had been leaving local communities for outside exchanges. Questions from members focused on whether the accounts would be NCUA-insured, how the bill related to unclaimed property, and whether the policy goal was consumer protection or simply preserving bank relevance. Several members expressed support but also cautioned about crypto volatility, scams, and the need to avoid turning credit unions into exchanges. The discussion ended without a final vote in the excerpt, with the bill still under committee consideration.
NM
Transcript Highlights:
- look on page 16, paragraphs 3 and 4, lines 7 and 10, right in there, we added that when referring at-risk
- , to meet and maintain required training as set by rule of the department to identify and refer at-risk
- And this would be, if local investment pool revenues are higher than what is projected, that they could
- budget increase from other state funds collected from spending governments, investing local investment pool
Keywords:
child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool, pre-K, Head Start, Early Head Start, Children's Code, early childhood education and care department, ECECD, child care facilities, licensed child care, registered child care, copayments, waitlist, subsidy, federal poverty level
NM
Transcript Highlights:
- It strengthens requirements around professional development, services coordination for children at risk
- It also prioritizes early intervention for children who are at risk, including those impacted by family
- Line 11 under number 3, where it says refer at-risk child to appropriate program of the department or
- But if you come here, you're risking your home, your car, your savings, your everything else.
- of physicians who have looked at coming here without even this bill have declined because of that risk
Keywords:
child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool, pre-K, Head Start, Early Head Start, Children's Code, early childhood education and care department, ECECD, child care facilities, licensed child care, registered child care, copayments, waitlist, subsidy, federal poverty level
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 3/17/25
Health Finance and Policy
Transcript Highlights:
- They're able to spread that risk over that pool of people and be able to predict pretty closely what
- spread that risk over that pool of spread that risk over that pool of people<00:52:02.400>
and - I would say that where we are, because it's become a relatively small risk pool, it seems to have stabilized
- pool.
- situation these are um it's a small pool situation these are um it's a small pool with<01:40:56.000
Keywords:
health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations
TX
Transcript Highlights:
- My bill clarifies that the refusal does not constitute neglect. lest it poses a substantial risk of death
- It's a substantial risk of death, disfigurement, or bodily injury to the child.
- providers are going to say, well, we have to keep them in this environment because they're a self-harm risk
- Seeking alternative or. emergent medical treatments that do not pose a risk of harm, but fall outside
- HB 1151 ensures that only cases involving clear and substantial risk of harm warrant government intervention
Keywords:
commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit
TX
Keywords:
commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/14/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- non-substantive correction to the fee listed for each separate inspection of the bonding for swimming pools
- non-substantive correction to the fee listed for each separate inspection of the bonding for swimming pools
Keywords:
workers' compensation, Minnesota workers' compensation, Workers' Compensation Advisory Council, reinsurance association, Workers' Compensation Reinsurance Association, WCRA, occupational disease, presumption, first responders, firefighter cancer, PTSD, post-traumatic stress disorder, police officer, paramedic, emergency medical technician, correctional officer, security counselor, public safety dispatcher, temporary total disability, permanent partial disability
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Feb 10th, 2026 at 07:02 pm
House Appropriations & Finance
Transcript Highlights:
- Just as important, HB 80 reduces the risk of unfunded environmental liabilities becoming future budget
- It risks undoing the outstanding progress that we've made. So thank you for your support.
- And are any of these individuals being insured through the high-risk insurance pool?
- Chair, and Representative Dow, they would not be eligible for enrollment in the high-risk pool if they
- I see both promise and risk in this bill.
Keywords:
child care, child care assistance, child care subsidy, early childhood education, early childhood care, daycare, preschool, pre-K, Head Start, Early Head Start, Children's Code, early childhood education and care department, ECECD, child care facilities, licensed child care, registered child care, copayments, waitlist, subsidy, federal poverty level
TX
Transcript Highlights:
- Even though we know that all of these children are at much higher risk.
- already highly at-risk population.
- And now we've come full circle back to risk management. ...practice cover-up.
- And now we've come full circle back to risk management.
- This bill establishes the prescription drug purchasing pool.
Keywords:
Medicaid, lactation, healthcare, consultation, reimbursement, maternal health, infant care, commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening
Summary:
The committee met with a quorum and announced it would vote on pending bills at 10:30, with public testimony limited to two minutes. It first took up Senate Bill 905, a TDLR cleanup bill on licensing regulation of speech-language pathologists and audiologists. Senator Zafferini said the committee substitute would streamline advisory board consultation, remove obsolete provisional licenses, and allow any licensed physician to authorize hearing instruments for minors; the substitute was adopted and the bill left pending. The committee then heard House Bill 451, which would require universal screening for commercial sexual exploitation risk for children in DFPS conservatorship and youth under TJJD jurisdiction. The author and witnesses from Children at Risk, the Fort Bend Anti-Trafficking Collective, and Texas CASA supported the bill as a prevention tool with existing infrastructure and training; the committee adopted the substitute and left the bill pending.
The committee next considered Senate Bill 466, which would clarify that families may request a fetal death certificate at any gestational age, while keeping existing filing requirements for physicians. A constituent father testified about losing his 11-week-old daughter and being told he could not obtain a certificate, which he said prevented funeral arrangements; the substitute was adopted and the bill left pending. Senate Bill 2311 followed, requiring residential treatment centers to have a written agreement with the school that will educate resident children before becoming operational. The author cited a local dispute where an RTC and school district lacked communication, and witnesses from Texas CASA and Disability Rights Texas supported clearer educational planning while suggesting the Education Code may need conforming changes; the bill was left pending.
The committee then heard Senate Bill 2826, known as Alyssa’s Law, which would create a statewide education program on medical child abuse for medical students, health care professionals, and CPS caseworkers. The author and Sheriff Bill Weyburn described Alyssa’s case as involving repeated unnecessary surgeries and argued the bill would improve awareness and early identification, while several witnesses and members raised concerns about false accusations, impacts on medically fragile children, and the need for scientific, peer-reviewed training and safeguards. After extensive discussion, the chair left the bill pending. The committee also heard House Bill 136, which would add certified lactation consultants as Medicaid providers to expand breastfeeding support; witnesses from lactation and nutrition fields said the bill would improve access, maternal and infant health, and long-term savings, and the bill was left pending.
Finally, the committee took up Senate Bill 2805, a surprise-billing/arbitration measure that would clarify provider identifiers and shift arbitration costs to the losing party. The author said the substitute was a legislative counsel draft with no substantive difference, and witnesses from the Texas Medical Association, Texas Society of Anesthesiologists, and U.S. Anesthesia Partners supported the bill as a modest improvement that would reduce administrative confusion and make arbitration fairer without weakening patient protections. Members discussed how arbitration costs affect settlement behavior and how to define the “winner” in close cases. The bill was heard but not voted out during this segment.
AL
Keywords:
parole, pardons, paroles board, board of pardons and paroles, Alabama criminal justice, sentencing reform, prison reform, reentry, recidivism, risk assessment, validated risk and needs assessment, supervision, probation, parole denial, parole reconsideration, medical parole, violent offense, nonviolent offense, law enforcement member, board appointments
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/17/26
Public Safety Finance and Policy
Transcript Highlights:
- Since Minnesota's extreme risk protection order law went into effect, it has proven to be exactly what
- Since Minnesota's extreme<00:04:36.360>
risk <00:04:36.520>protection <00:04:37.040> - has been subject to two or more extreme risk protection orders in the past.
- us, not the underlying extreme risk us, not the underlying extreme risk protection<00:21:32.520>
- and has other serious health risks. and has other serious health risks.
Keywords:
disaster assistance, contingency account, Minnesota emergency management, public safety, state disaster aid, FEMA, federal cost-share, emergency relief, natural disaster, budget report, appropriations report, management and budget, local governments, utility cooperatives, public works, infrastructure repair, chapter 12B, chapter 12A, emergency management, disaster recovery
OK
Transcript Highlights:
- Yes, they're clearly trying to put the first dollar risk onto the doctors into to The people providing
- Ok, you reckon us for a follow-up, so Another concern is that carriers to avoid collection risk will
- be very cost-effective Premium wise, would then hit the plan with the potential $10,000 collection risk
- those type of plans, and the plans that they would keep, they would roll the Potential collection risk
- They're going to look at what my risks are.
Keywords:
licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance
FL
Transcript Highlights:
- Members, smaller high-risk employers are struggling to find affordable voluntary coverage.
- , credit risk, and terrorism.
- Rather than pool its insured risk, the PCC may keep a separate underwriting account for each insured
- We have Barney Bishop, Florida Risk Institute. We have Barney Bishop, Florida Risk Institute.
- We have Wayne Matthews for Risk Institute. Speaking, come on up. And you are recognized.
Keywords:
pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles
Summary:
The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably.
The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed.
Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.
TX
Transcript Highlights:
- free-flowing data on the internet, the non-consensual sharing of personal information poses a major security risk
- This bill prevents a person from publicly posting the personal information of these at-risk individuals
- Any information needs to be removed if the at-risk individual requests for their information to be removed
- What are the options, risks, benefits?
- These medications include benzodiazepines like Xanax and other high-risk medications like ketamine.
Keywords:
grand jury, jury qualifications, jury wheel, small counties, Texas legislation, age verification, obscene devices, online sales, juvenile protection, penalties, antitrust, attorney general, Texas Free Enterprise, business regulations, legal confidentiality, personal identifying information, data brokers, judicial safety, civil rights, data privacy
TX
Transcript Highlights:
- with a population of under 1,000 to use residents from contiguous counties to backfill their jury pools
Keywords:
grand jury, jury qualifications, jury wheel, small counties, Texas legislation, age verification, obscene devices, online sales, juvenile protection, penalties, antitrust, attorney general, Texas Free Enterprise, business regulations, legal confidentiality, personal identifying information, data brokers, judicial safety, civil rights, data privacy
TX
Transcript Highlights:
- counties with a population under 1000 to use residents from contiguous counties to backfill their jury pools
- So the, the committee substitute expands from the pettit jury to the right to include grand jury pools
Keywords:
grand jury, jury qualifications, jury wheel, small counties, Texas legislation, age verification, obscene devices, online sales, juvenile protection, penalties, antitrust, attorney general, Texas Free Enterprise, business regulations, legal confidentiality, personal identifying information, data brokers, judicial safety, civil rights, data privacy
TX
Texas 89th Regular
Senate Committee on Health and Human Services Apr 30th, 2025
Health & Human Services
Transcript Highlights:
- the most at risk for exploitation.
- , among this already high-risk population.
- Agencies must better identify children who are at risk or are victims of human trafficking.
- Effective screening protocols will help us identify at-risk youth before they become victims.
- ...And now we've come full circle back to risk management.
Bills:
HB136, HB451, SB425, SB466, SB905, SB1986, SB2311, SB2450, SB2805, SB2826, SB2919, SB3001, HB136
Keywords:
Medicaid, lactation, healthcare, consultation, reimbursement, maternal health, infant care, commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening
OK
Bills:
SB1936, SB1612, SB1543, SB1260, SB1988, SB1859, SB2041, SB1257, HB4272, HB3277, HB3148, HB3651, HB3323, HB4287, HB4105, HB3304, HB3345
Keywords:
forfeiture, criminal offenses, law enforcement, Class D1 offenses, property seizure, SB1612, mandatory reporting, violent injury reporting, gunshot wound, stab wound, poisoning, burn injury, explosive injury, medical reporting, healthcare providers, law enforcement notification, evidence preservation, patient video records, confidentiality waiver, misdemeanor penalty
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 2/25/26
Public Safety Finance and Policy
Transcript Highlights:
- conversations with Carter a year before he died, a year before this even came up, about the danger of the risks
- He said this would aid both recruitment and retention and help personnel feel supported when the risk
- feel supported retention and personnel feel supported when<00:48:10.880>
the <00:48:11.040>risk - acknowledged<00:48:11.920>
by <00:48:12.240>the <00:48:12.480>law when the risk - is acknowledged by the law when the risk is acknowledged by the law leading<00:48:13.920>
to <
Keywords:
public safety, coercion, criminal penalties, law enforcement, victim protection, HF3496, supervision abatement, earned compliance credit, earned compliance credits, conditional release, supervised release, corrections, Minnesota Department of Corrections, restitution, willful nonpayment, probation-like supervision, release supervision, community supervision, lifetime conditional release, early termination of supervision