Video & Transcript Research : 'premium discounts'

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WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026 at 05:40 pm

Washington House Floor Meeting

Transcript Highlights:
  • The insurance premiums are going through the roof.
Summary: The House first took up Substitute Senate Bill 6225, a transportation bond measure. Supporters said it was needed to fund preservation and maintenance of Washington’s transportation system, including road upkeep and emergency repairs, while opponents argued the state had already addressed current needs through a recent unanimous budget and existing bond authority. The bill passed final passage 59-38, meeting the required three-fifths vote. The House then considered Gross Substitute Senate Bill 6260, an education budget-related bill with many floor amendments focused on transition to kindergarten, alternative learning experience (ALE) funding, local effort assistance (LEA), educational service district reserves, superintendent pay, MSOC funding, and collective bargaining limits. Most proposed amendments were rejected, though Amendment 2654 on TK priorities was adopted. After the committee amendment as amended was adopted, the bill advanced to third reading and then passed 50-47. Supporters described it as a necessary budget reduction and risk-management measure; opponents argued it cut K-12 funding too deeply, especially in rural and property-poor districts, and would worsen inequities and invite litigation. The House also concurred in Senate amendments and passed several other bills. House Bill 1796, about school construction financing and capital levy use, passed 95-2. Second Substitute House Bill 2105, dealing with immigrant worker protections, passed 58-38. Engrossed House Bill 2211, on food sourcing for a health-related program, passed unanimously. Engrossed Substitute House Bill 2225, regulating companion chatbots and child safety, passed 74-21. Engrossed Substitute House Bill 2247, related to animal care, passed unanimously. Engrossed Second Substitute House Bill 2418, streamlining permitting timelines to support housing affordability, also passed unanimously. The House then moved on to additional Senate-concurred bills, beginning with Second Substitute House Bill 1906.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026 at 01:00 pm

Washington House Floor Meeting

Summary: The House began by signing several bills and receiving messages from the Senate that multiple House bills had passed there or that Senate bills had been signed. It then took up third reading and concurrence on a series of bills, often with sponsors explaining that Senate amendments were technical, clarifying, or improved the bills, while opponents argued some amendments broadened exemptions, weakened election protections, or created tax increases and other unintended consequences. Among the most debated measures were bills related to election administration and voting rights, utility and energy programs, local government finance, tourism promotion, and public safety. House Bill 2215 failed to concur in Senate amendments after concerns that an exemption was too broad. House Bill 1710, dealing with voting rights/election procedures, passed 57-39 after a roll call vote despite objections that it could complicate elections and reduce local control. House Bill 1750 and House Bill 1916 also passed after roll calls, with supporters describing them as technical or protective of election integrity and opponents warning about voter dilution, local authority, and access issues. Other bills passed with varying levels of support: House Bill 1903 on utility assistance passed 70-26 after supporters said it would help small counties and make the program voluntary and state-funded; House Bill 2532 on nitrous oxide sales passed unanimously as a public health and youth safety measure; House Bill 1974 on housing/conservation-related policy passed 59-37 amid debate over nonprofit advantages and county revenue impacts; House Bill 2296 passed 95-1 after supporters said it would help renters and utilities with energy efficiency; House Bill 2325 passed 91-5 with added transparency for tourism oversight; House Bill 2442 passed 51-45 despite sharp disagreement over property tax and levy implications; and House Bill 2594 passed 95-1 as the state version of McKinney-Vento protections for unhoused students. The House also transmitted or received several bills and ended the session briefly at ease.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026 at 09:00 am

Washington House Floor Meeting

Summary: The House convened with a quorum, offered the Pledge of Allegiance and prayer, approved the prior day’s minutes, and then recessed briefly for caucus. The chamber received several Senate messages, including concurrence on amendments and the signing of Engrossed Senate Bill 5068, before moving into third reading and final passage of multiple bills. Most of the floor debate centered on concurrence with Senate amendments and the policy effects of those changes. Engrossed Second Substitute House Bill 1170 passed 55-38 and was described as reorganizing and clarifying how Climate Commitment Act auction revenues are distributed among state accounts; supporters said it would create a clearer budget process, while opponents objected to shifting funds away from transportation and capital uses and reducing tax relief. Engrossed Second Substitute House Bill 2251 passed 54-40 after debate over Climate Commitment Act account structure and operating-account allocations. Engrossed House Bill 2445 passed 66-29 on probate-related changes, with supporters citing clarifications and opponents saying it did not go far enough to limit outside involvement in probate matters. The House also passed Substitute House Bill 2334 80-15, with little debate after Senate “perfecting” changes. Engrossed Third Substitute House Bill 1960 passed 86-9; supporters said it would replace an inconsistent property tax on wind, solar, and battery storage facilities with a stable excise tax to benefit rural communities, counties, and labor, while opponents focused on tax impacts and local burdens. Additional bills passed included Engrossed Substitute House Bill 1500 on HOA resale certificates (61-34), Second Substitute House Bill 1909 creating a Court Unification Task Force (57-38), Engrossed House Bill 2156 expanding Attorney General investigative authority over economic and financial crimes (54-41 on reconsideration), Substitute House Bill 2539 on inmate funds and related deductions (57-38), Engrossed Substitute House Bill 2548 on health care facility mergers and market oversight (55-41), Engrossed House Bill 2588 on local control for the Lummi ferry system (56-40), and Engrossed Substitute House Bill 2320 on gun violence prevention and 3D-printed firearms (58-38). The House also agreed not to concur in Senate amendments to Engrossed Substitute House Bill 1408 and retransmitted it to the Senate.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026

Washington House Floor Meeting

Summary: The House convened, established a quorum, approved the previous day’s minutes, heard Senate messages on several bills, and then took up a series of third-reading and concurrence votes. The chamber also received notice that the Senate had concurred in House amendments to several other bills and that the Senate President had signed Engrossed Senate Bill 5068. Members then considered a slate of bills dealing with climate commitment account revenue, court administration, attorney general investigative authority, inmate funds, health care facility transactions, ferry governance, gun violence prevention and 3D-printed firearms, and renewable energy tax treatment. Engrossed Second Substitute House Bill 1170, Engrossed Second Substitute House Bill 2251, Engrossed House Bill 2445, Substitute House Bill 2334, Engrossed Third Substitute House Bill 1960, Engrossed Substitute House Bill 1500, Second Substitute House Bill 1909, Engrossed House Bill 2156, Substitute House Bill 2539, Engrossed Substitute House Bill 2548, Engrossed House Bill 2588, and Engrossed Substitute House Bill 2320 all received final passage after Senate amendments, with several members speaking in support or opposition. Supporters generally described the measures as clarifying revenue accounts, improving court access, protecting consumers, updating inmate account limits, addressing hospital consolidation, enabling local ferry management, and strengthening gun-violence prevention or renewable-energy tax policy. Opponents raised concerns about reduced transparency, expanded bureaucracy, shifting costs, attorney general overreach, limits on local control, and First Amendment or property-rights issues. Recorded votes showed passage on each of those bills, with margins ranging from narrow to broad: 55-38 on HB 1170, 54-40 on HB 2251, 66-29 on HB 2445, 80-15 on SHB 2334, 86-9 on ESHB 1960, 61-34 on ESHB 1500, 57-38 on SSB 1909, 54-41 on EHB 2156 after reconsideration, 57-38 on SHB 2539, 55-41 on ESHB 2548, 56-40 on EHB 2588, and 58-38 on ESHB 2320. The House also agreed to retransmit Engrossed Substitute House Bill 1408 to the Senate after deciding not to concur in the Senate’s fourth amendment. The meeting ended with both caucuses called and the House at ease.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 9th, 2026 at 05:40 pm

Washington House Floor Meeting

Transcript Highlights:
  • wife or spouse works in town so they can have medical insurance because they can't afford those premiums
  • In fact, in Montana, if you're a full-time, year-round rental housing provider, you get a discount on
  • Those people want rental housing and they want those lower prices. discount on your property taxes.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 9th, 2026

Washington House Floor Meeting

Summary: The House convened with a quorum, the flag was escorted by the Muckleshoot Veterans Color Guard, and the day opened with a prayer from Dennis Anderson Sr. The House approved the previous day’s minutes, welcomed representatives from the Urban Native Education Alliance, and then moved through caucuses and Senate messages before taking up a long series of third-reading votes on bills that had returned from the Senate. Several measures drew debate over Senate amendments. House Bill 1069, concerning bargaining over supplemental retirement benefits for certain public employees, passed 78-17 after supporters said it would help correctional workers and critics said the Senate changes weakened the bill. Second Substitute House Bill 1128, creating a child care workforce standards board, passed 68-27 amid arguments over child care shortages, wages, and affordability. Engrossed Substitute House Bill 1155, banning non-compete agreements, passed 62-33; supporters framed it as pro-worker and pro-entrepreneurship, while opponents said contracts should be voluntary and important in business sales. The House also passed Engrossed Substitute House Bill 1187 on ambulance billing and collections (93-2), Substitute House Bill 1390 phasing out the Community Protection Program (51-44), Engrossed House Bill 1501 on housing-related local requirements (58-37), House Bill 291 on bargaining communication rights (92-3), Engrossed Substitute House Bill 2110 on ambulance staffing/training (95-0), Engrossed Substitute House Bill 2165 on impersonating peace officers (66-29), Engrossed Substitute House Bill 2219 on child care regulations and opioid-related safety language (67-28), Engrossed Substitute House Bill 2266 on housing siting and local flexibility (56-39), Substitute House Bill 2350 on notice and accountability for developmental disability services (95-0), Substitute House Bill 2360 allowing schools to keep and administer albuterol with parental-notification changes (79-16), Second Substitute House Bill 2384 on financial transparency for continuing care retirement communities (78-17), Second Substitute House Bill 2429 on behavioral health planning and appropriations (95-0), Substitute House Bill 2496 protecting tribal sacred sites (71-24), and House Bill 2510, on which the House did not concur in Senate amendments. The chamber also granted conference requests on Engrossed Substitute Senate Bills 5998 and 605 and appointed conferees for each.
LA

Louisiana 2026 Regular Session

Judiciary Apr 29th, 2026

Judiciary

Transcript Highlights:
  • Charles Parish Sheriff’s Retired Employees Insurance Fund, offset premium costs for eligible sheriffs
  • responders for the purposes of training, logistics, coordination, emergency services, purchasing discounts
Summary: The committee first adopted a three-minute rule for the rest of the meeting by a 9-3 vote. It then took up SB 217, which would reorganize Orleans Parish courts by reducing judgeships in criminal, juvenile, traffic, and municipal courts and, through an adopted amendment, creating one civil district court with 13 judges and allowing hearing officers. Senator Morris argued the changes were based on caseload comparisons and population data; opponents from the Urban League and ACLU said the bill was driven by power rather than efficiency, relied on incomplete or inconsistent data, would strain the courts, and would reduce minority representation on the bench. The committee reported the bill favorably as amended by an 11-4 vote. The committee next considered SB 197, which would reduce the number of judges on the Fourth Circuit Court of Appeal by two. Senator Morris again cited filings and caseload comparisons, while opponents argued the bill ignored the intensity and complexity of appellate work, could increase backlog and costs, and would disproportionately affect Black women judges. The bill was reported favorably by an 11-4 vote. The committee also adopted HCR 11, expressing support for the Louisiana National Guard at Camp Beauregard and the Youth Challenge Program, and reported favorably SB 85, creating an insurance fund for retired St. Charles Parish sheriff’s employees. Several other measures were advanced with little or no opposition. HB 833 created the Sexual Assault Survivor Empowerment Task Force and was amended to add representatives from the coroners’ association, a survivor appointed by STAR, and a licensed clinical social worker; it was reported favorably. HB 816, with a technical correction, prohibited foreign adversaries from acquiring property near military installations and was reported favorably. HB 1053, dealing with definitions for dealers and retail dealers and allowing certain businesses to serve complimentary alcoholic beverages under agreed-upon floor amendments, was reported favorably. HB 153, as amended, removed the Office of Debt Recovery from the bill and limited it to prohibiting reporting certain criminal fines and fees to credit bureaus; it was reported favorably. SB 75, on cybersecurity reimbursement and baseline standards for local governments after cyber incidents, was reported favorably after testimony from GOSEP and others. SB 200, allowing expropriation of land near military bases owned by foreign adversaries when a court finds a threat to public health and safety, was also reported favorably after extensive testimony and discussion. Finally, HB 454, the Gracie Claire Rushing Act on chain of custody for human remains and internal organs, was converted into a substitute bill, adopted, and then introduced for further discussion, with the sponsor describing it as a transparency and accountability measure for grieving families.
LA

Louisiana 2026 Regular Session

Municipal May 7th, 2026

Municipal

Transcript Highlights:
  • This is transferred authority of insurance premium taxes with the City of St. George.
  • It defines insurance premium tax as a multiple license tax imposed on insurance based on premiums written
  • George will exclusively exercise their authority to levy insurance premium tax. The City of St.
  • George would exclusively exercise their authority to levy insurance premium taxes, collect insurance
  • premium tax, and administer and enforce those taxes within the city limits.
Summary: The committee on local and municipal affairs met on May 7, 2026, approved the prior meeting minutes, and then took up a series of local bills. HB 362 creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish was reported favorably without objection. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew questions about whether it targeted a specific entity and about how long an entity should be out of good standing; the committee adopted an amendment changing the trigger to three consecutive years and then reported the bill as amended. A major portion of the meeting focused on HB 1243, which would give the Orleans Parish City Council more authority over the Sewer and Water Board. The sponsor, Council President J.P. Morrell, and Representative Hilfordy argued the bill would move New Orleans toward a more local, responsive public-works model and help address long-standing dysfunction. The Bureau of Governmental Research testified that it supported increased local control but urged a formal study or transition plan so the city would document the future governance structure. Despite those concerns, the committee adopted an amendment clarifying ownership of assets and then reported HB 1243 as amended. The committee also handled several St. George bills and other local measures. SB 348, allowing third-party administrative support for motor vehicle enforcement, and SB 444, granting expropriation authority for certain public projects, were reported favorably. SB 485, transferring insurance premium tax authority to the City of St. George, was initially amended but then reconsidered; the amendment was stripped and the bill was reported favorably. HB 990, concerning Jefferson Parish and unpaid water/sewer bills on multifamily properties, HB 466 on West Feliciana Parish property-tax rebates, HB 664 raising parish ordinance fines, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief for the Village of Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil-service pay restrictions for state examiners, HB 162 updating a crime prevention district fee, HB 368 raising fines for improper demolition of historic properties, and HB 441 returning Sewer and Water Board employees to city civil service were all reported favorably, most without objection. HB 431, requiring mayors to complete 16 hours of annual training, was amended to add continuing legal education and national conferences and then reported as amended. The committee adjourned after completing its agenda.
LA

Louisiana 2026 Regular Session

Municipal May 7th, 2026

Municipal

Transcript Highlights:
  • This is transferred authority of insurance premium taxes with the City of St. George. Mr.
  • Chairman, this transferred authority of insurance premium taxes with the City of St.
  • It defines insurance premium tax as a multiple license tax imposed on insurance based on premiums written
  • George will exclusively exercise their authority to levy insurance premium tax. The City of St.
  • premium tax, and administer and enforce those taxes within the city limits.
Summary: The committee on Local and Municipal Affairs met on May 7, 2026 and approved the prior meeting minutes before taking up a series of local bills. Early action included HB 362, creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish, which was reported favorably. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew discussion about how long an entity must be out of compliance and whether notice should be required; the committee adopted an amendment changing the threshold to three consecutive years and then reported the bill as amended. A major portion of the meeting focused on HB 1243, which would shift more authority over the New Orleans Sewerage and Water Board to the Orleans Parish City Council. Supporters, including Representative Hilfriddy and Council President J.P. Morrell, argued the current structure is dysfunctional and unresponsive, and that local elected officials need authority to act more quickly. The Bureau of Governmental Research testified without taking a position on the bill itself but urged a formal transition plan or study committee so the city would have a clear governance path. Despite that concern, the committee adopted an amendment clarifying asset ownership and then reported HB 1243 as amended. The committee also handled several St. George bills. SB 348, allowing local law enforcement to contract for administrative support related to motor vehicle enforcement, was reported favorably. SB 444, granting St. George expropriation authority for certain public infrastructure projects, was also reported favorably. SB 485, concerning the city’s authority over insurance premium taxes, initially had amendments adopted but was then reconsidered; the amendments were stripped and the bill was reported favorably in its original form. HB 431, requiring mayors to complete annual continuing education, was amended to clarify approved training and then reported favorably. Other measures reported favorably included HB 990 on Jefferson Parish master water meters, HB 466 on West Feliciana Parish tax rebates tied to a data center project, HB 664 raising the maximum fine for parish ordinance violations, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief position in Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil service pay-plan restrictions for state examiners, HB 162 allowing a fee increase for the Jefferson Place/Bocage Crime Prevention District, HB 368 increasing fines for improper demolition of historic properties in New Orleans, and HB 441 returning New Orleans Sewerage and Water Board employees to city civil service. The committee adjourned after reporting the bills.
TX

Texas 89th Regular

S/C on County & Regional Government Apr 14th, 2025

S/C on County & Regional Government

Transcript Highlights:
  • does so by Exempting a certain type of health plan known as a three-share plan that provides only premium
  • As these plans have evolved, they have taken on, in most cases, more of a premium support role rather
  • They only operate by giving premium assistance, and there are several of them that came to me with a
  • Rather than close our doors, we transformed it into a premium assistance program helping low-wage workers
  • Our role is simply to help working Texans afford their premiums.
TX

Texas 89th 2nd C.S.

Insurance Jun 4th, 2026

Insurance

Transcript Highlights:
  • So then, or the premium? So what's the average premium for the teachers then?
  • Premium trend—everybody went through the premium trend—and here...
  • Premium trend, everybody went through the premium trend, you know, the average family premiums.
  • Texas small employer premiums, 15% to 20% premium increases annually.
  • Premiums matter.
Keywords: 1184, house, all
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Feb 20th, 2026

Transcript Highlights:
  • Yet premiums rose nearly 15% this year.
  • AbbVie has seen its 340B discounts grow 20% year over year and has provided $207 million worth of discounts
  • Hospitals can purchase drugs at steep discounts.
  • This bill doesn't require hospitals to pass discounts on to patients.
  • These proposals are expected to increase premiums.
Summary: The committee heard public testimony on several health-related bills. SB 5904 would restrict nursing titles such as RN, NP/ARNP, and LPN to licensed human people and prohibit non-human entities, including AI chatbots, from using those titles. The sponsor and nursing advocates said the bill is meant to prevent confusion and protect public trust, while preserving the use of AI as a support tool. SB 5877 would add a $70 surcharge for certified anesthesiologist assistants so they can participate in the Washington Physicians Health Program and access HealWA resources; supporters said it closes a technical gap and aligns CAAs with other medical professions. SB 5185 would create a pilot pathway for certain international medical graduates with clinical experience licenses to obtain full primary care licensure; supporters from the medical commission, physicians, and IMG advocates said the program has worked well, has shown no patient safety issues, and could help address workforce shortages. The committee also heard extensive testimony on ESSB 6210, which would let the Health Benefit Exchange adopt additional market-factor certification criteria for exchange plans, including standards aimed at preserving access and affordability in underserved counties. Supporters, including the exchange, OIC, consumer advocates, tribal representatives, and patient groups, said the bill is needed to respond to federal policy changes, rising premiums, and disappearing coverage in places like San Juan County. Opponents from carriers and employer groups argued the timeline is too fast, the criteria are too discretionary, and the bill could reduce competition and raise costs. The committee then heard SB 5981, which would strengthen protections and reporting requirements for the federal 340B drug pricing program and limit manufacturer restrictions on contract pharmacies and data requests. Hospitals, clinics, and patient advocates said the bill protects safety-net care and rural access, while manufacturers, employers, and business groups argued it would expand a program that already raises costs and lacks transparency. In executive session, the committee took action on SB 5917, related to Department of Corrections distribution of abortion medications, rejecting five proposed amendments and then advancing the bill on a 10-6 vote with three excused. The committee also advanced SB 5988, which concerns Department of Health opioid treatment program accrediting activities, on a do-pass recommendation after brief discussion.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Feb 10th, 2026 at 07:02 pm

House Appropriations & Finance

Transcript Highlights:
  • Chair and Representative Dow, we have a program that provides a 10% discount on small business premiums
  • or 15% discount, but the employees of the state and PED are getting an 80% discount.
  • premiums as well.
  • And so they are receiving discounts and out-of-pocket cost discounts as well. Mr.
  • Above poverty level, are we able to pay these premiums and get an 80% discount?
Bills: SB241, SB145, HB2
NM
Transcript Highlights:
  • Chair and Representative Dow, we have a program that provides a 10% discount on small business premiums
  • or 15% discount, but the employees of the state and PED are getting an 80% discount.
  • premiums as well.
  • And so they are receiving discounts and out-of-pocket cost discounts as well.
  • You know Above poverty level, are we able to pay these premiums and get an 80% discount?
Summary: The committee first heard House Bill 7, the Apprenticeship Assistance Act, which would keep apprenticeship trust fund distributions at $2.5 million rather than reducing them and remove a reference to the tobacco settlement permanent fund. Labor, construction, business, and environmental groups testified in support, emphasizing workforce development, retention of workers in New Mexico, and expansion of apprenticeship opportunities. The bill was moved and adopted without opposition. Members then considered House Bill 66, as amended, to increase funding for health professional loan repayment and related workforce supports. The amendment struck an appropriation because the funding was already included in House Bill 2. Testimony from health care providers, chambers of commerce, social workers, and physical therapy advocates supported the bill as a way to address provider shortages and improve recruitment and retention. After questions about eligibility, repayment terms, and overlap with similar Senate bills, the committee voted to do pass the bill as amended. House Bill 96, creating a working group to study a possible New Mexico Space Commission, was also amended to strike an appropriation. Support came from the chamber, Virgin Galactic, and aerospace advocates, who said a commission could help coordinate economic development and workforce efforts in the space sector. Members asked about other states’ commissions, workforce pathways, and the working group’s timeline, and the sponsor agreed to add clearer dissolution language later. The committee then passed the bill as amended. The committee then took up House Bill 80, a committee substitute to redirect more of the oil and gas conservation tax to the reclamation fund for orphan well plugging and site remediation. Supporters from industry, environmental groups, tribal advocates, and chambers said the bill would better align the tax with its original purpose and provide stable funding for cleanup, while an opponent argued the bill shifts costs from industry to the public and should instead raise the tax or bonding requirements. After discussion of backlog, phase-in timing, and procurement reforms, the committee voted do pass. The committee also heard House Bill 4, as amended, which phases in a larger share of premium surtax revenue to the Health Care Affordability Fund over three years. Supporters said it would sustain BeWell enrollment and affordability programs, while opponents questioned the burden on private payers and the size of the general fund impact. The committee adopted the substitute and then passed it on a 10-7 vote. Finally, the committee approved House Bill 65, as amended, creating a Foster Care Plus pilot project for children in CYFD custody, with testimony both supporting the need for better services and cautioning that implementation should respect tribal law, cultural practices, and family reunification. The committee also tabled House Bill 68 at the sponsor’s request. The transcript then began discussion of House Bill 88, which would make minor changes to the land grant assistance fund, including capturing reverted payments that currently go back to the general fund.