Transcript Highlights:

• </c><00:52:05.079><c> need</c> closely what the insurance premiums need closely what the insurance premiums
• </c><00:52:26.160><c> were</c> that age a male and the premiums were that age a male and the premiums
• in the country, according to the Kaiser Family Foundation's list of average premiums by state.
• in the country, according to the Kaiser Family Foundation's list of average premiums by state.
• </c> don't go on to the insurance premium don't go on to the insurance premium directly<01:35:33.400>

Bills: HF837, HF1903, HF499, HF794

Keywords: health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations

Transcript Highlights:

• So we know how many cans are being sold of a premium product like Copenhagen or Schull.
• House Bill 3802 simply prohibits an insurance company from raising premiums on a motor vehicle policy

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Transcript Highlights:

• information is out there, and we wanted to make it equal, so we know how many cans are being sold of a premium
• “Of a premium product like Copenhagen or Skoll.
• House Bill 3802 simply prohibits an insurance company from raising premiums on a motor vehicle policy

Bills: HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Summary: The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting. The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously. Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.

Transcript Highlights:

• I think that's why you have to have the collective understanding of the study, and I think that's why
• I think that's why you have to have the collective understanding of the study, and I think that's why
• I think that's why you have to have the collective understanding of the study, and I think that's why

Bills: SF0069, SF0070, SF0016, HB0078, HJ0002, HB0085, HB0086

Keywords: wastewater, stormwater, infrastructure, environmental quality, public data, data collection, funding, study, water development, irrigation, public works, agricultural supply, municipal water, grazing lands, subleasing, non-owned livestock, state lands, rental fees, agricultural policy, land management

Bills: SF0069, SF0070, SF0016, HB0078, HJ0002, HB0085, HB0086

Keywords: wastewater, stormwater, infrastructure, environmental quality, public data, data collection, funding, study, water development, irrigation, public works, agricultural supply, municipal water, grazing lands, subleasing, non-owned livestock, state lands, rental fees, agricultural policy, land management

Transcript Highlights:

• to drive down premium costs for insurers.
• And so there's no duty to a patient to make sure that it is actually driving down insurance premiums
• I think that's the data collection piece that we have in there, the reporting requirements that, sorry
• Consumers will face a higher premium and cost sharing.
• This cost shift will result in higher premiums and increased out-of-pocket expenses for our enrollees

Bills: AB93, AB204, AB414, AB504, AB598

Keywords: public employees, police officers, benefits, appropriation, law enforcement, medical debt, collection agency, healthcare, consumer protection, financial assistance, occupational safety, air quality, greenhouse gases, employee monitoring, safety program, hemp, hemp products, cannabidiol, CBD, cannabis

Transcript Highlights:

• When that fee started getting collected this year, we were already in session.
• They pay for the maintenance of the office, et cetera, and so they collect a service fee.
• And so they collect a service fee to take care of the maintenance of that building.
• They are actually collecting $3.325. Yes.
• We collect that by transaction.

Bills: HB214, HB217, HB514, HB593, HB618, HB732, HB908, HB961, HB1010

Keywords: property tax, blighted properties, urban rehabilitation, tax exemption, local government, financial incentives, blighted property, derelict property, property tax exemption, local redevelopment plans, rehabilitation standards, ad valorem tax, community development, senior citizens, homestead exemption, Louisiana Constitution, motor vehicles, local fees, transaction fees, funding

Transcript Highlights:

• Just a FYI, like in my district, my hospital, we have monumental debt that we don't even collect.
• We don't really worry about the 3% is that you're not going to collect it.
• But every now and then there might be someone you can collect.
• But every now and then, there might be someone you can collect.
• There's so much debt out there that they don't collect already. Anyway, okay, thank you.

Bills: SB147, SB414, HB220, HB750, HB799, HB827, HB952, HB953

Keywords: roof standards, construction code, residential property, fortified roofs, insurance, medical debt, interest rate, healthcare services, consumer protection, debt collection, Louisiana Medical Debt Protection Act, child exploitation, online reporting, platforms, cyber crime, PROTECT Act, automatic renewal, cancellation policy, subscription service, transparency

Transcript Highlights:

• of personal consumer broad collection of personal consumer data data data broad<00:05:14.000><c> collection
• </c><00:05:14.360><c> of</c> broad collection of broad collection of facilitates<00:05:16.160><c> and
• Most often that is a first-party collection.
• Most often that is a first-party collection.
• </c><00:56:10.800><c> taxpayer</c> sure that our collective taxpayer sure that our collective taxpayer

Bills: HF4456, HF4544, HF3698

Keywords: data broker, data brokerage, consumer privacy, personal data, data privacy, Minnesota attorney general, registration, public registry, civil penalties, enforcement, special revenue fund, privacy rights, data sales, data collection, consumer protection, chapter 325M, controller, processor, data broker registry, transparency

Bills: SB2309, SB2317, SB2318, SB2319, SB2321, SB2323, SB2332, SB2405, SB2485

Keywords: agricultural loans, financial support, Hawaii agriculture, food security, revolving fund, agriculture, insurance, small producers, state support, biosecurity, farm coverage, public-private partnerships, agricultural policy, agricultural statistics, data collection, Department of Agriculture and Biosecurity, economic analysis, market development, grant funding, climate resiliency

Summary: The committee heard testimony on several agriculture-related measures, beginning with SB 2309, which would require the agricultural loan division to sell portions of its loan portfolio and use the proceeds to expand the agriculture loan revolving fund. The Department of Agriculture and Biosecurity and the Hawaii Farm Bureau supported the bill, along with several other organizations and individuals. A committee question focused on the risk of not finding a qualified buyer for the loan portfolio; DAB said a mandatory sale of the full amount could force a less favorable rate, while flexibility to sell different amounts could produce a more equitable return. The measure drew eight supporters and no opposition. The committee then took up SB 2317, which directs DAB to study insurance coverage for small producers and report back to the Legislature. DAB and multiple farm groups supported the bill. In response to a question about cost, DAB estimated about $250,000 would be needed, with the study likely covering crop, health, and liability insurance. The next measure, SB 2318, would establish an agriculture statistics program in statute. DAB said it strongly supported the bill and could ramp up quickly if positions were provided; the committee discussed whether a first report could be completed by year’s end if the bill became law midyear, and DAB said yes. SB 2319, which would fund and make permanent a full-time grant writer position at DAB, also drew strong support from DAB, the Hawaii Farm Bureau, Ulupono Initiative, the Hawaii Cattlemen’s Council, the local food coalition, and others, with testifiers emphasizing the position’s return on investment and success in bringing in federal funds. The committee also heard SB 2321, establishing a two-year pilot program to respond to the twoline spittlebug. DAB, ranching groups, and many others supported the bill, citing the pest’s spread and the need to act before it becomes unmanageable. A DAB pest control manager said he would need to research past response details and provide them later. Members emphasized the importance of early intervention. For SB 2323, which creates a farmland transition commission to study barriers to farmland access and recommend solutions, DAB offered comments and support for the intent, while farm groups generally supported the concept but raised concerns about the proposed age range and whether a separate commission was necessary. DAB said the Board of Agriculture likely would not have the capacity to perform the commission’s duties and estimated there would be costs to establish it, though no figure was available at the hearing. Finally, the committee heard SB 2332, which reestablishes the agriculture and food security special fund, creates a carbon emissions tax and dividend fund, gradually raises carbon-related tax rates, and provides a refundable carbon cashback credit. DAB supported the measure and deferred to Taxation on details; the Department of Taxation said it would stand on its comments, and the Attorney General’s office offered comments and recommendations. Carbon Cashback Hawaii and the County of Hawaii Department of Research and Development supported the bill, arguing it would reduce emissions, protect lower-income households, and be relatively simple to administer.

Bills: SB63, SB80, SB63, SB80

Keywords: immigration, law enforcement, fingerprints, DNA collection, illegal aliens, Alabama state law, SB80, Buddy Sharpless Education Institute, Alabama Local Government Training Institute, county commissioner training, local government training, ethics training, State Ethics Commission, county commissioners, Association of County Commissions of Alabama, local emergency management director, public officials, municipal officials, Alabama Code Title 11, Alabama Code Title 31

Transcript Highlights:

• I don't see where it would increase our premiums.
• I could think of: somebody coming back and saying, I literally can't see where it would increase premiums
• Many other testimonies that our insurance premiums and the way benefits are designed are a balancing
• One is that you have to look at the loss costs against the premium to know whether the system is working
• Because if you're in an escrow, you're going to find out that that insurance premium probably ate your

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• So, we're trying to collect that and have a bigger state umbrella so that our notification can reach
• So, we're trying to collect that and have a bigger state umbrella so that our notification can reach
• So, we're trying to collect that and have a bigger state umbrella so that our notification can reach
• On that note, we will collect the presentations we have.
• On that note, we will collect the presentations we have.

Bills: SCR21, SCR75, SCR50, SCR149, SCR47, SCR163, SCR169, SCR170

Keywords: healthcare, rural clinic, feasibility study, access to care, community health, Volcano community, Hawaiʻi Health Systems Corporation, emergency services, health assessment, Fetal Alcohol Spectrum Disorders, health care, interdepartmental collaboration, public awareness, support services, education, health insurance, affordable healthcare, working group, Hawaii Health Plan, Medicaid expansion

Bills: SCR21, SCR75, SCR50, SCR149, SCR47, SCR163, SCR169, SCR170

Keywords: healthcare, rural clinic, feasibility study, access to care, community health, Volcano community, Hawaiʻi Health Systems Corporation, emergency services, health assessment, Fetal Alcohol Spectrum Disorders, health care, interdepartmental collaboration, public awareness, support services, education, health insurance, affordable healthcare, working group, Hawaii Health Plan, Medicaid expansion

Transcript Highlights:

• The question we have is whether raising what carriers have to pay would cause premiums to increase for
• for higher out-of-pocket costs, but that out-of-pocket isn't collectible.
• hit the plan with the potential $10,000 collection risk on.
• risk into the premium and spread it out through and either.
• So, what I think it would do is it would drastically increase my premiums or Oklahomans' premiums.

Bills: HB3794, HB3796, HB3928, HB2955, HB4453, HB4460

Keywords: licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance

Transcript Highlights:

• The premium for this plan was only $70.
• The premium for this plan was only $70. >> Wow. >> Representative Elkins. >> Travel insurance is a unique
• </c><00:58:03.119><c> The</c><00:58:03.440><c> premium</c><00:58:03.839><c> for</c><00:58:04.160><c>
• The premium for this trip interruption.
• The premium for this plan<00:58:05.119><c> was</c><00:58:05.440><c> only</c><00:58:06.000><c> $70.

Bills: HF3604, HF2236, HF3709, HF3766, HF2400

Keywords: bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt

Transcript Highlights:

• We do analysis, including collecting data and reports. We have comparison tools.
• As we see an increase coming, my question will be: you talked about collective bargaining and what we

Bills: HF627, HF474, HF361, HF1837

Keywords: HF627, fiscal note, fiscal notes, Minnesota Legislature, state government, committee procedure, ranking minority member, minority party, standing committee, Ways and Means, Finance Committee, legislative process, budget analysis, fiscal impact, Minnesota Statutes 3.98, committee chair, legislative transparency, HF474, Hubert H. Humphrey, Henry Mower Rice

Transcript Highlights:

• We do analysis, uh, including collecting data, reports. We have comparison tools.
• 20.080><c> analysis</c><00:03:21.000><c> uh</c><00:03:21.159><c> including</c><00:03:21.599><c> collecting
• </c> we do analysis uh including collecting we do analysis uh including collecting data<00:03:22.599>
• 00:15:41.360><c> you</c><00:15:41.480><c> talked</c><00:15:41.680><c> about</c><00:15:41.839><c> collective
• </c> know you talked about collective know you talked about collective bargaining<00:15:42.600><c> and

Bills: HF627, HF474, HF361, HF1837

Keywords: HF627, fiscal note, fiscal notes, Minnesota Legislature, state government, committee procedure, ranking minority member, minority party, standing committee, Ways and Means, Finance Committee, legislative process, budget analysis, fiscal impact, Minnesota Statutes 3.98, committee chair, legislative transparency, HF474, Hubert H. Humphrey, Henry Mower Rice

Transcript Highlights:

• How much money are we talking about that needs to be collected?
• I can tell you what the collections are on average for ODR. What is that?
• That was collected. Collected on debt recovery. How much did they not collect?
• Well, we wouldn't have any way to force the collection.
• They have to pay collection fees and 15% from ODR.

Bills: HCR32, HCR53, HCR60, HCR68, HB582, HB730, HB762

Keywords: Saint Claude Avenue Bridge, Port of New Orleans, backup motors, infrastructure, traffic management, oversized vehicles, permitting, economic impact, transportation, local regulations, Louisiana economy, Interstate 12, I-12, Interstate 55, I-55 interchange, DOTD, Department of Transportation and Development, D.R.I.V.E. Initiative, highway infrastructure, transportation planning