Video & Transcript Research : 'mortgage licensing'

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WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Feb 24th, 2026 at 10:45 am

Labor & Commerce

Transcript Highlights:
  • or cooperative from representing more than three producer licenses.
  • Next, House Bill 1526 relates to the snack bar liquor license.
  • Lastly, Engrossed Substitute House Bill 2476 relates to the spirits, beer, and wine theater license.
  • Next, House Bill 1526 relates to the snack bar liquor license.
  • The bill allows holders of the snack bar license to sell one. snack bar liquor license.
Bills: HB1526
Summary: The Labor and Commerce committee held an executive session on several House bills, with staff presenting bill reports and the committee considering striking amendments and referral recommendations. Topics included non-competition and non-solicitation agreements (HB 1155), collective bargaining rights for non-academic student employees at Western Washington University (HB 1570), prohibiting employer microchipping of employees (HB 2303), a workers’ compensation PTSD treatment pilot program (HB 2405), unpaid wage recovery and a new wage recovery account (HB 2479), cannabis producer cooperatives (HB 1941), a snack bar liquor license change allowing wine by the glass (HB 1526), and expanding theater liquor license seating limits (HB 2476). Staff also noted fiscal impacts and whether bills had Senate companions. The committee adopted the striking amendment to HB 1155 after the sponsor withdrew two proposed amendments, then advanced the bill with a two-pass recommendation to Rules. It also adopted striking amendments or advanced the other bills, including sending HB 1570 and HB 2405 to Ways and Means, and HB 2479 to Ways and Means because it creates a new account. HB 1941, HB 1526, and HB 2476 were advanced to Rules after adoption of their respective striking amendments where applicable. Most actions were unanimous voice votes, and the bills were reported out as passed subject to signatures. At the end of the meeting, members thanked committee staff for their work and recognized Vice Chair Senator Steve Conway, who reflected on his 34 years of service on the committee and praised the bipartisan work of labor and business, including past accomplishments such as paid family leave. The committee then adjourned, with the chair noting an informal work session would follow and that the committee would reconvene after session.
ND

North Dakota 2025-2026 Regular Session

Senate Workforce Development Apr 3rd, 2025 at 02:30 pm

Workforce Development

Transcript Highlights:
  • So like if you look at Section 1, Legislative Management Study, Child Care Provider Licensing.
  • So they're studying licensing. So here are Legislative Management. Child care provider licensing.
  • So they're studying licensing. So here in Legislative Management Program Evaluation.
  • Are provided by the Department of Health and Human Services on their licensing side.
  • Licensing, and then the program evaluation will be out of LC and a little more independent.
Bills: HB1220
Summary: The Workforce Development Committee reconvened to discuss House Bill 1119, which would create a child care advisory committee and authorize a Legislative Council program evaluation of child care services. Senator Hogan explained that the bill is intended to review child care licensing rules, child care assistance, and related laws and policies, while also giving child care providers a stronger voice in the rulemaking process. He described the proposal as a new model for legislative program evaluation and noted that leadership had been briefed and was supportive. Committee members raised concerns about the bill’s wording, scope, and structure. Senator Larson questioned the title and several sections, and multiple members suggested making the response language less directive and more collaborative, including changing “shall” to “may” in the section requiring a written response from the Department of Health and Human Services. Members also discussed limiting the advisory committee to the interim, clarifying that the evaluation would focus on child care services rather than broader early childhood programs, and adjusting language about enacted legislation to sound more neutral. The committee also discussed fiscal impact, with Hogan saying the evaluation would be done by Legislative Council staff and that any costs would likely be limited to meetings and existing DHS rulemaking activities. Members compared the proposal to other oversight models, including audit-style reviews and a possible DOGE process, and Hogan emphasized that the bill is meant to evaluate why child care issues keep recurring and why some laws are not fully implemented. No vote was taken; the committee agreed to continue refining the bill and planned to meet again the following Thursday.
LA

Louisiana 2026 Regular Session

Commerce Mar 23rd, 2026

Commerce

Transcript Highlights:
  • Wholesalers are not licensed real estate.
  • He said it sort of operates like a driver’s license: if he is licensed to drive in Louisiana... the substantial
  • So it sort of operates like a driver's license. if I'm licensed to drive in Louisiana.
  • The speaker said the bill operates like a driver’s license.
  • If he is licensed to drive in Louisiana, he can drive in the other 50 states.
ND

North Dakota 2025-2026 Regular Session

Senate Agriculture and Veterans Affairs Apr 4th, 2025 at 02:30 pm

Agriculture and Veterans Affairs

Bills: HB1541
Summary: The committee reconvened on April 4 to consider two bills. House Bill 1280, Representative Brandenberg’s bill on election approval of projects, was briefly discussed after the chair said legislative council had raised constitutional concerns and the bill could invite lawsuits. Despite that caution, a member moved a do pass recommendation, it was seconded, and the committee approved HB 1280 by roll call vote. The committee then turned to House Bill 1318. The chair explained that after consulting attorneys, the phrase “notwithstanding any other provision of law” in line 7 was considered problematic and would be removed through a crafted amendment. He also said the proposed sunset clause was not a good idea and indicated the bill would be held until the following Thursday morning to allow further review. A member asked about other lines, and the chair said those provisions remained as previously amended. The committee discussed procedural handling of the bill, including whether reconsideration of a prior motion was needed, and confirmed the bill would remain in committee. No further action was taken before adjournment.
MN

Minnesota 2025-2026 Regular Session

House Education Policy Committee 3/17/26

Education Policy

Transcript Highlights:
  • teacher under statute or a group of individuals that includes one or more licensed teachers to operate
  • 00:10:39.200><c> charter</c><00:10:39.680><c> either</c><00:10:39.920><c> a</c><00:10:40.079><c> licensed
  • </c> uh group may charter either a licensed uh group may charter either a licensed teacher<00:10:41.440
  • :44.560><c> more</c> individuals that includes one or more individuals that includes one or more licensed
  • 45.920><c> to</c><00:10:46.160><c> operate</c><00:10:46.560><c> a</c><00:10:46.800><c> school</c> Licensed
Bills: HF3487, HF3421
WA

Washington 2025-2026 Regular Session

House Appropriations Feb 18th, 2026 at 04:00 pm

Appropriations

Transcript Highlights:
  • Jessica Van Horn, staff to this committee, briefing you on Senate Bill 5109, which concerns the mortgage
  • Revenues from the mortgage lending fraud prosecution account are used by the Department of Financial
  • million in fiscal year 2027 and $2.5 million per biennium thereafter would be deposited into the mortgage
  • Child care subsidy-based rates are currently set at the 85th percentile of the 2024 MRS for licensed
  • Or by employees of licensed home care agencies, also known as agency providers.
Bills: SB5109, SB5835, SB6065
Summary: The Appropriations Committee held a public hearing on several bills. Senate Bill 5109 would raise the deed-of-trust surcharge that funds the mortgage lending fraud prosecution account from $1 to $5 and remove the current sunset date. Staff said the change would generate additional revenue for county auditors and the Department of Financial Institutions to contract with prosecutors on mortgage fraud cases. Testimony from King County and the Washington Association of Prosecuting Attorneys supported the bill, arguing the current funding has eroded and the increase would help sustain prosecutions; no opposition was heard. The committee also heard Engrossed Substitute Senate Bill 5500, which would require DCYF’s biennial child care report to include a current cost-of-quality study based on a model developed with the early educator design team, in addition to the market rate survey. Child care advocates, providers, and a Ballmer Group representative supported the bill, saying the market rate survey alone does not capture the real cost of high-quality care and that the measure would improve future funding decisions. The fiscal note estimated a small ongoing general fund cost for DCYF to add survey questions and analysis. Several retirement and human services bills were also heard. Substitute Senate Bill 5834 would broaden use of pension fund interest earnings for fund-protection expenses such as fraud prevention, audits, cybersecurity, and related legal costs, with no fiscal impact reported. Senate Bill 5835 would raise the threshold for DRS to pay a benefit as a lump sum from $50 to $250 per month, with a small systems cost and no actuarial impact. Engrossed Senate Bill 5872 would create the Pre-K Promise Account to receive gifts, grants, and donations for ECAP expansion; supporters from rural health coalitions, Snohomish County, and the Ballmer Group backed the public-private funding mechanism, while DCYF estimated staffing costs to track and administer the account. The committee also heard Substitute Senate Bill 6007, directing WSIPP to study DCYF’s child welfare screening tools and their effects on outcomes, with a projected state cost of about $234,000, and Engrossed Substitute Senate Bill 6019, which would revise home care rate-setting to ensure a larger share of Medicaid rates goes to direct care wages and limit administrative portions to 20 percent. SEIU 775 and a home care worker testified in support, saying the bill would close a loophole and improve caregiver pay. Finally, Senate Bill 6065 would allow school districts in binding conditions or enhanced financial oversight to use transportation vehicle funds more flexibly, including temporary loans or permanent transfers with approval; a rural education advocate supported it as a limited tool for distressed districts. No votes were taken, and the committee adjourned after public testimony on all bills.
OK

Oklahoma 2026 Regular Session

Alcohol, Tobacco and Controlled Substances REVISED: HB3530 - Added Feb 11th, 2026 at 10:30 am

Alcohol, Tobacco and Controlled Substances

Transcript Highlights:
  • , and this was Currently, it is legal to brew beer at home, and we do not get any revenue for the license
  • So this just takes away that license and still keeps the guidelines in for the established statute of
  • As long as the ownership of the land matches the ownership of the license perfectly, and are these, thank
  • However, if they own that land for 5 consecutive years In the same name that the license is in, then
  • House Members, House Bill 530 is simply a clarity bill that sets timelines for ABLE license disease to
OK

Oklahoma 2026 Regular Session

Alcohol, Tobacco and Controlled Substances REVISED: HB3530 - Added Feb 11th, 2026

Alcohol, Tobacco and Controlled Substances

Transcript Highlights:
  • This was currently, it is legal to brew beer at home, and we do not get any revenue for the license to
  • So this just takes away that license and still keeps the guidelines in for the established statute of
  • House Bill 3143 is just an extension of the moratorium for the marijuana license.
  • And most of the licenses that we're getting rid of fall into that category.
  • However, if they own that land for five consecutive years in the same name that the license is in, then
Summary: The committee considered several alcohol, marijuana, nicotine, and ABLE Commission bills. House Bill 3011 was amended to clarify that home beer brewing would not be taxed if the beer is not being sold, and then passed by recorded vote. House Bill 3143, extending the moratorium on marijuana licenses, and House Bill 3144, adding a cap to prevent a large number of licenses if the moratorium is lifted, both passed. House Bill 3881, creating a regulatory framework for alternative nicotine products including e-liquids and vape products, passed after a question clarified it does not apply to medical marijuana vapes. The committee also advanced House Bill 3519, which replaces the current bond requirement for abandoned grow sites with an annual $2,000 fee paid to OMMA, creates a revolving fund capped at $5 million for cleanup costs, and waives the fee after five consecutive years of ownership in the same name as the license. Members discussed how the fund would be used and whether it was protected from legislative sweeps. House Bill 3522, requested by the Restaurant Association, requires the ABLE Commission to report its disciplinary actions annually and passed unanimously. Finally, House Bill 3530, with a committee substitute adopted as the working draft, sets timelines for ABLE licensees to produce requested documents. It also passed by recorded vote. The meeting then adjourned.
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 3/4/26

Agriculture Finance and Policy

Transcript Highlights:
  • Minnesota</c> So, Chapter 156 establishes Minnesota regulatory structure for veterinary medicine, licensing
  • The bill represents a comprehensive modernization, expanding definitions, updating licensing systems,
  • The bill expands the board from a seven-member to a nine-member board, adding a licensed veterinary technician
  • These regulations are necessary to add to the practice act before veterinary technician license begins
Bills: HF3718
HI

Hawaii 2026 Regular Session

CPN DEFER, CPN-HOU, CPN, CPN-EDT Public Hearings 02-03-2026

Commerce and Consumer Protection

Transcript Highlights:
  • </c><01:24:20.080><c> Next</c> Next measure is SB 2771 relating to licensing.
  • DCCA Professional Licensing Division with comments. >> Good morning. >> Cindy. We can't hear you.
  • Cindy Matsushita of DCCA's Professional Vocational Licensing Division.
  • </c> professional licensing division with professional licensing division with comments. comments. comments
  • </c> DCCA's Professional Vocational Licensing DCCA's Professional Vocational Licensing Division.<01:25
Bills: SB2045, SB2354
Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.
TX

Texas 89th Regular

Public Health May 5th, 2025

Public Health

Transcript Highlights:
  • License plates.
  • And are there licensed health care providers there? Yes. OK, what type of license do they have?
  • Well, we have a licensed social worker and we have... A nurse who is licensed, like is it RN or...
  • license renewal without verified compliance with continuing education requirements.
  • Current law enables TDLR to issue dietitian licenses.
TX
Transcript Highlights:
  • And that's how to get the license plate from the dealer to the converted vehicle.
  • We will continue to work to resolve the license plate issue that Mr.
  • The bill also provides cleanup language as to what constitutes a license.
  • This is another cleanup bill requested by the Texas Department of Licensing and Regulation.
  • Professional licenses could be denied or delayed simply because someone's name appears on a list.
Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.
MN

Minnesota 2025-2026 Regular Session

House Children and Families Finance and Policy Committee 2/25/25

Children and Families Finance and Policy

Transcript Highlights:
  • Additionally, I obtained a license in community education, preschool to 12th grade school principal license
  • </c><00:14:46.800><c> in</c> additionally I obtained a license in additionally I obtained a license in
  • </c><00:14:50.880><c> and</c> grade school principal license and grade school principal license and prechool
  • a revision of superintendent license a revision of Licensing<00:14:56.279><c> standards</c><00:14:56.800
  • </c> Inspector General for the Licensing Inspector General for the Licensing Division<00:58:14.000><c
Bills: HF1247, HF628
NM

New Mexico 2026 Regular Session

Senate - Conservation Feb 12th, 2026

Senate Conservation

Transcript Highlights:
  • SB 22 adjusts statutory definitions and licensing provisions to permit manufacturers to become licensed
  • And with that, To make manufacturers become licensed dealers.
  • It allows MVD to license and regulate these companies.
  • It allows mvd to license and regulate these companies.
  • SB22 would allow Vial manufacturers to act as licensed. SB 22.
Bills: SB22, SB310
Summary: The committee first heard Senate Bill 22, which would allow certain motor vehicle manufacturers, including electric vehicle companies, to be licensed as dealers in New Mexico and sell/service directly to consumers. Supporters, including the sponsor’s office, Taxation and Revenue, Rivian, and clean-energy advocates, argued the bill would expand consumer choice, lower prices, improve EV access and service in-state, and bring new investment and jobs without eliminating existing franchise dealers. Opponents, including auto dealer associations, chambers of commerce, and franchise owners, argued the measure would weaken the franchise system, harm local businesses and jobs, reduce community reinvestment, and could disadvantage rural and tribal communities. After questions about trade-ins, tribal land sales, tax effects, and economic impacts, the committee voted to table SB 22 by a vote of 7-2. The committee then took up Senate Bill 310, which appropriates $1.1 million to the New Mexico Environment Department for planning, design, and construction improvements to the Mora mutual domestic water system. Supporters described aging water and wastewater infrastructure, an AOC related to discharge into the Mora River, flood and fire impacts, and heavy-metal contamination concerns in private wells. They said the project is part of a larger effort to address inflow and infiltration, improve treatment capacity, and protect public health, with additional funding already sought through the Clean Water State Revolving Loan Fund and the Water Trust Board. Some senators questioned whether the request should instead go through existing water funding programs and raised concerns about piecemeal financing and the Environment Department’s role, but others supported the need for the project. The committee approved SB 310 on a 5-3 due-pass vote.
AL

Alabama 2026 Regular Session

Alabama House Boards, Agencies and Commissions Committee Feb 25th, 2026

Boards, Agencies and Commissions

Transcript Highlights:
  • How can you do a chiropractor license online and not ever actually physically do this training?
  • </c> &gt;&gt; They're<00:05:21.520><c> licensing.
  • </c> >> They're licensing. >> Yes, sir. >> They don't require that I meet standards. >> Yes, sir.
HI
Transcript Highlights:
  • </c><00:58:42.400><c> and</c><00:58:42.559><c> developing</c> first mortgage and developing first mortgage
  • That is a mortgage product where it is structured to originate mortgages and, um, guess service mortgages
  • c><01:04:43.680><c> whole</c> service mortgages and that's a whole service mortgages and that's a whole
  • </c> to originate mortgages to originate mortgages for<01:06:47.440><c> home</c><01:06:47.680><c> buyers
  • </c> derf to fund uh mortgages. derf to fund uh mortgages.
Summary: The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance. The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used. HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.
MN

Minnesota 2025-2026 Regular Session

House Children and Families Finance and Policy Committee 3/3/26

Children and Families Finance and Policy

Transcript Highlights:
  • So, does that mean like, in licensing, you have like licensing investigations, we post the results of
  • like So, like in licensing you have like<00:04:20.440><c> licensing</c><00:04:21.040><c> investigations
  • ,</c><00:04:21.720><c> we</c><00:04:21.880><c> post</c> like licensing investigations, we post like licensing
  • </c> provider can have a perfect licensing provider can have a perfect licensing record<01:41:57.320>
  • </c> licensing visits. Let's do it. licensing visits. Let's do it.
Bills: HF3542, HF3819