Video & Transcript Research : 'insurance programs'
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TX
Transcript Highlights:
- 2 House Committee on Insurance will come to order. Clerk will call the roll. Thank you. Here. Vote.
- So the increase of insurance more to take care of an administrative fee you're talking about well I'm
- Cost to us that the consumer that's buying the insurance will have to pay for. Yeah.
- To make it clear for everyone here, when you submit your... invoice to the insurance company for your
- The form will be created by the Texas Department of Insurance with input from stakeholders.
Keywords:
health impact analysis, cost analysis, coverage mandates, health insurance, legislative analysis, health care data, education, funding, classroom resources, teacher support, student outcomes, health benefits, provider dentists, payment reimbursement, insurance code, noncontracting, dental care, reimbursement, health benefit plans, noncontracting providers
AL
Transcript Highlights:
- <00:07:37.280>
premiums already paying high insurance premiums already paying high insurance - How much does it insurance companies.
- state of Alabama to have this program state of Alabama to have this program and<00:10:32.000>
- And remember, our largest insurer is for this.
- ment of the insurer and the provider. ment of the insurer and the provider.
Keywords:
Alabama Athletic Commission, Attorney General, criminal penalties, unarmed combat, regulation, boxing, mixed martial arts, civil fines, dental insurance, benefit rollover, healthcare, insurance policy, annual maximum, smoking ban, vaping, public health, indoor air quality, clean air, ambulance services, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/19/25
Commerce Finance and Policy
Transcript Highlights:
- And then insurance uh in the state.
- insurance card that says Apeso on it. insurance card that says Apeso on it. you'll<00:54:21.520>
- cancel that they can't an insurance cancel that they can't an insurance company<01:00:14.079>
- National Association of Insurance National Association of Insurance Commissioners<01:02:10.480><
- discussions with the insurance trade. discussions with the insurance trade.
Keywords:
fire safety, public safety, statewide fire code, code cleanup, repeal, obsolete statutes, matches, strike-anywhere matches, safety matches, match packaging, match storage, tent safety, flame resistant tents, public assembly tents, flammable materials, fire code modernization, Minnesota Statutes chapter 325F, commerce policy, financial institutions, insurance regulation
TX
Transcript Highlights:
- Another investment in Texas classrooms is more funding for emergent bilingual programs, for Pre-K, and
- That's why we make investments in a "Grow Your Own" program.
Keywords:
public education, HB2, teacher salaries, special education, emergent bilingual programs, Texas legislature
Summary:
The meeting primarily revolved around the discussion of HB2, which aims to increase funding for public education in Texas. Key points included enhancements to teacher salaries, special education funding, and initiatives to support emergent bilingual programs. Legislators highlighted the need for collaboration and leadership in addressing the challenges faced by public schools, noting the vital role that education plays in the state's future. Speaker Burroughs expressed confidence in achieving significant improvements for Texas students through this legislation, which has been deemed one of the most consequential bills of the session.
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 16th, 2025 at 09:00 am
Appropriations - Education and Environment Division
Transcript Highlights:
- And then our WIP Regional Workforce Impact Program. We had 10.
- Was there a change made on the internship program?
- Committee, this is an amendment having to do with the replacement program, the drone replacement program
- Most of these programs have been ongoing programs.
- And these programs have been successful.
Bills:
SB2018
Keywords:
funding, commerce, autonomous technology, workforce development, economic growth, grant programs, 908, all
Summary:
The E&E Committee met to finalize action on Senate Bill 2018, the Commerce Department budget. Members reviewed several funding lines and made verbal adjustments, including reducing tourism marketing awareness to $5 million, keeping Operation Intern at $2 million, restoring the Destination Development Fund to $20 million, setting Autonomous Agriculture Grants/Grand Farm at $10 million, and reducing the WIP Regional Workforce Impact Program to $5 million. Representative Martinson proposed additional earmarks for the Fargo Theatre, Maddock trolley cars, a theater in Marmarth, and Driscoll’s community hall, and also moved to keep the Destination Development Fund at $25 million; the committee discussed these items, but the transcript does not show separate recorded votes on those proposals.
The committee adopted two amendments. One dealt with the drone replacement program and related data-collection direction, with language agreed to by UAS representatives, IT, and the governor’s office. The second, offered by Representative Swantec, created a trigger for funding children’s science centers in Fargo and Grand Forks if the SIF fund exceeds a specified threshold during the 2025-27 biennium; the amendment was clarified to use the term “Children’s Science Education Center” and passed 7-0.
The committee then approved a do-pass motion on the Commerce budget as amended and with the verbal changes discussed, passing the bill 7-0. During debate, Representative Louser raised concerns that the budget’s spending could affect property tax relief, while the chair responded that there would still be sufficient money for tax relief and that the programs funded were ongoing and successful. The chair closed by thanking members and staff, noting conference committee assignments and a committee dinner, and then adjourned.
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Education and Environment Division Apr 8th, 2025 at 02:00 pm
Appropriations - Education and Environment Division
Transcript Highlights:
- However, you generously gave us new FTEs for those programs.
- We have not heard of any cuts to our federal programming.
- programs.
- Again, that is a program that they currently administer.
- Historically for this program.
Bills:
SB2018
Keywords:
funding, commerce, autonomous technology, workforce development, economic growth, grant programs, 908, all
Summary:
The committee took up Senate Bill 2018, the Department of Commerce budget, and walked through the long sheet and a series of proposed changes. Members discussed restoring a vacant workforce FTE that Commerce said it could fill soon, monitoring federal funding delays but reporting no known cuts, and adjusting several one-time items including Operation Intern, the North Dakota Development Fund, the Global Talent Office, and tourism-related funding. The chair also proposed separating tourism marketing and Good Life funding again, rather than combining them, and members raised concerns about ensuring tourism dollars are used only for tourism purposes.
A number of program amounts were reviewed or adjusted in discussion, including UAS grants, Vantus/Beyond Visual Line of Sight funding, Grand Sky, Grand Farm autonomous agriculture grants, base enhancement grants, Native American small business grants, regional workforce impact grants, technical skills training grants, and tribal college workforce grants. Commerce officials explained that some grant language would be changed to require competitive RFP processes, and they clarified that the housing opportunity and community property improvement items were handled in other bills or programs. The committee also discussed apprenticeship efforts across state agencies and Commerce’s role in workforce development.
The committee reviewed carryover and exemption language for prior appropriations, including federal weatherization and energy funds, and Commerce said three one-time FTE tied to those federal programs should become ongoing because the federal dollars continue over several years. A motion to add $1.5 million for the North Dakota Safety Council failed for lack of a second. The committee then planned to return the next day to continue work on Commerce and take up the CTE budget, including a pending amendment related to CTE’s possible move from the 15th floor of the Capitol.
TX
Transcript Highlights:
- You pay three insurance policies.
- Due to the cost of property insurance, specifically windstorm insurance.
- Cybersecurity, et cetera, insurance bill totals about $785,000 for windstorm and hail insurance alone
- windstorm insurance.
- J.A.E.P. programs.
Bills:
HB178, HB178, HB1551, HB1939, HB2040, HB2354, HB2674, HB3029, HB3460, HB3631, HB3662, HB5201, HB5381
Keywords:
efficiency audit, political subdivision, tax rate, fiscal management, government accountability, Texas education, public schools, curriculum, social studies, high school graduation requirements, State Board of Education, Education Code, ethnic studies, world history, world geography, U.S. history, government, economics, personal financial literacy, free enterprise
TX
Transcript Highlights:
- Section 3 also indicates that the agency may adopt an existing statewide or nationwide program. training
- 1551 of the Insurance Code.
- under Chapter 1551 of the Insurance Code.
- It directs the TEA to monitor bilingual education and special language programs in order to increase
- the quality of these programs for our students.
Bills:
HB178, HB1551, HB1939, HB2040, HB2354, HB2674, HB3029, HB3460, HB3631, HB3662, HB5201, HB5381, HB178
Keywords:
Texas education, public schools, curriculum, social studies, high school graduation requirements, State Board of Education, Education Code, ethnic studies, world history, world geography, U.S. history, government, economics, personal financial literacy, free enterprise, religious literature, Hebrew Scriptures, Old Testament, New Testament, ninth grade
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Apr 16, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- First up on the agenda is SCR 118 SD 1, urging the Insurance Division of the Department of Commerce and
- First up is the DCCA Insurance Division with comments.
- The Insurance Division will stand on its written testimony. Thank you.
- First up is the DCCA Insurance Division First up is the DCCA Insurance Division with<00:16:27.160>
- :29.280>
on <00:16:29.360>its Insurance Division will stand on its Insurance Division will
Keywords:
climate change, insurance affordability, working group, disaster recovery, fossil fuel companies, insurance stability, Hawaii Hurricane Relief Fund, ticket scalping, task force, consumer protection, event accessibility, local economy, 910, house, all
Summary:
The Committee on Consumer Protection heard two resolutions. SCR 118 SD1 would urge the Insurance Division and the Attorney General to convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division deferred to written testimony, while the Attorney General opposed the measure because of an ongoing lawsuit, asking that references to legal recovery and the AG’s role in convening the group be removed. Members questioned how the resolution might relate to the state’s climate damages litigation and whether it could inform damages calculations. The committee later recommended passage with amendments, including removing the Attorney General as co-convener and changing certain membership references to board chairs; the motion passed unanimously with one excused member.
The committee also heard SCR 173 SD1, which would create a task force on event ticket scalping. The Office of Consumer Protection supported the concept but asked to be added as a task force member and said the draft left its role unclear. Supporters, including the National Independent Venue Association and D-BAT, described high resale prices, fraudulent or speculative tickets, and harm to consumers and local businesses. StubHub and the Ticket Policy Forum supported the task force but urged broader scope to include the primary ticket market and ticket sellers, and StubHub also sought inclusion on the task force. Members discussed whether the task force should focus on the secondary market or the broader ticketing ecosystem, and whether the Office of Consumer Protection should be part of the task force or only consulted. The vice chair recommended passage with amendments adding the Office of Consumer Protection as a member and clarifying the consultation language, and the committee adopted that recommendation unanimously with one excused member.
TX
Transcript Highlights:
- Fiscal impact, and it says that TWC can currently implement the program with the cost.
- Well, can currently implement the program with no new costs, is that correct? Yes.
- The scholarship program is invaluable for us to maintain our staff who, in turn, provide care for our
- A comprehensive approach to ensure that workforce development programs are not only effective but also
- Measurable objectives are essential to ensuring the success of any program.
Keywords:
healthcare, Medicare, insurance, financial assistance, families, wage theft, employers, penalties, Texas Workforce Commission, employee rights, employer database, worker rights, death investigation, emergency services, medical benefits, exposure claims, public safety, workforce development, TWC, youth workforce
OK
Transcript Highlights:
- Oklahoma Captive Insurance Company Act.
- Insurance Association to improve the state's captive insurance framework.
- Our financial relationship was with the insurance plans as well.
- because the insurance companies won't be on board?
- That financial relationship should belong between the patient, the insured, and the insurance company
Keywords:
licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-03
Commerce Finance and Policy
Transcript Highlights:
- Minnesota has a robust foreclosure prevention program, and housing counselors have asked Legal Aid whether
- So how have we made decision after decision, decades in the making, where we have an insurance industry
- It's another way that insurance companies can keep people who are expensive out of their plans.
- I think this is bad policy, and while it may seem like a small sector of the overall insurance industry
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/3/25
Commerce Finance and Policy
Transcript Highlights:
- Minnesota has a robust foreclosure prevention program, and housing counselors have asked Legal Aid whether
- It's another way that insurance companies can keep people who are expensive out of their plans.
- It's another way that insurance companies can keep people who are expensive out of their plans.
- It's another way that insurance companies can keep people who are expensive out of their plans.
- It's another way that insurance companies can keep people who are expensive out of their plans.
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-02
Commerce Finance and Policy
Transcript Highlights:
- Article 2 is insurance...
- These provisions relate to the Minnesota Insurance Guarantee Association and a requirement that an insurer
- Article 3 is the Limited Long-Term Care Insurance Model Act by the National Association of Insurance
- APSO, or Minnesota's Auto Insurance The plan offers auto insurance coverage for these drivers.
- I am all about the medical program.
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/2/25
Commerce Finance and Policy
Transcript Highlights:
- Article two is insurance.
- insurance insurance plan.
- Apeso, or Minnesota's auto insurance plan, offers auto insurance coverage for these drivers.
- Apeso, or Minnesota's auto insurance plan, offers auto insurance coverage for these drivers.
- enrolled in the tribal medical programs. enrolled in the tribal medical programs.
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
TX
Transcript Highlights:
- Last fall across North Texas, customers with homeowner's insurance from a particular insurer received
- flood insurance, and personal umbrella insurance policies from the bill.
- Or an affiliated insurer or agent.
- My house insurance shot through the roof.
- My house insurance shot through the roof. I had.
Keywords:
SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual
Summary:
The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted.
The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending.
Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.
TX
Texas 89th Regular
Senate Committee on Health and Human Services Mar 18th, 2025
Health & Human Services
Transcript Highlights:
- writing to each insured or enrollee, and to any physician... ...or healthcare provider that the insurer
- What I call smaller insurance. I was giving Lucy a hard time.
- How much was the insurance portion of that? The insurance? What would they pay me?
- There's a California pay-per-value program. Rhode Island and Tennessee have a commercial program.
- Senate Bill 1307 instructs the Texas Department of Insurance (TDI) to create a health insurance reference
Keywords:
immunization, written informed consent, civil liability, health care provider, vaccine compensation, administrative penalty, health care, licensing, complaint procedure, disciplinary action, law enforcement, pharmacy benefit manager, PBM, gag clause, prescription drug pricing, out-of-pocket cost, cash price, pharmacist, pharmacy, prescription drug benefit
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Jan 30th, 2026 at 03:13 pm
Senate Health & Public Affairs
Transcript Highlights:
- She is the division, the Health and Life Insurance Director at the Office of Superintendent of Insurance
- Madam Chair, Senator Scott, so the program is...
- It was a very small program.
- Chairman—it's a loan program.
- The Finance Authority has some other programs, so there may be other programs that were utilized to build
Keywords:
SB 21, Medicare supplement, Medigap, open enrollment, guaranteed issue, birthday month enrollment, health insurance, insurance regulation, senior health coverage, elderly, retiree, Medicare beneficiaries, preexisting conditions, underwriting restrictions, premium discrimination, New Mexico insurance law, superintendent of insurance, health care coverage, policy portability, healthcare
TX
Transcript Highlights:
- House Bill 4479 creates a rural workforce development program. program at the Texas Workforce Commission
- If the insurance company wants to fight them, fine.
- Well, the insurance company denies that claim.
- rate of the home state of that out-of-state insurer.
- I'm with Service Insurance Companies; we're a Texas-based local workers' compensation insurance carrier
Keywords:
workers' compensation, municipal construction, bidding requirements, small municipalities, contracting policies, first responders, PTSD, mental health, emergency services, medical expenses, injury claims, insurance carriers, opportunity youth, workforce development, employment, education, federal funds, employment discrimination, immunity waiver, public employees
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 2/19/26
Commerce Finance and Policy
Transcript Highlights:
- <00:01:36.000>
here <00:01:36.159>in insurance, continuing education here in insurance - producers, those folks who sell us life insurance, health insurance, property insurance, and casualty
- , health insurance, property insurance, health insurance, property and<00:03:19.280>
casualty < - <00:03:20.720>
and and casualty insurance for our home and and casualty insurance for our - have private healthcare insurance. have private healthcare insurance.