Video & Transcript Research : 'foreclosure surplus'
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OK
Oklahoma 2026 Regular Session
County and Municipal Government Apr 8th, 2026 at 03:00 pm
County and Municipal Government
Transcript Highlights:
- Also, committee 2118 is basically just the use of surplus funds from the county sheriff's commissary
Keywords:
municipal ordinance, municipal court, court of record, court not of record, local government, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI, driving under the influence, alcohol-related offenses, drug-related offenses, prostitution, solicitation
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 051 Mar 6th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- able<01:12:10.480>
to <01:12:10.719>get That property owners are able to get the surplus - clause of the Fifth Amendment because we do not have a mechanism for property owners to receive the surplus
- I would strongly suggest foreclosure.
- notice, rather than having to print the entire foreclosure in six different languages, because that
- what the avenue is on these unfunded mandates because the state has blown through its $4 billion surplus
Summary:
The House convened, established a quorum, and approved the journal from March 4, 2026. Members then made a series of announcements recognizing visiting groups, including emergency managers, community health centers, the Colorado Chamber Alliance, medical equipment providers, the League of Women Voters, and upcoming committee meetings and Denver Zoo Day. The chamber also moved several bills to special orders later in the day.
The House then took up third reading of several bills. House Bill 1026, expanding plan options for the Public Employees Retirement Association, passed 49-13. House Bill 102, concerning access to behavioral health providers and licensure for clinical social workers, passed 51-13. House Bill 1205, updating state law to reflect federal good neighbor authority agreements, passed 63-1. House Bill 1145, on water quality and mobile home parks, passed 42-12. House Bill 107, improving use of distributed energy resources, passed 48-16. House Bill 1127, requiring a report after fatal motor vehicle crashes, passed 42-22. House Bill 1277, continuing the kidney disease prevention and education task force, passed unanimously 64-0.
The chamber then considered House Bill 1081, which would require utilities to evaluate advanced transmission technologies to improve Colorado’s electric transmission system. Members debated amendments, including L007 and L004, both of which were adopted, while L006 was rejected. Supporters said the bill would help reduce costs, improve reliability, and better use existing infrastructure; opponents of L006 argued it would add unnecessary mandates and costs. After amendment, House Bill 1081 passed. The House also took up House Bill 1228, creating an additional pathway to licensure for marriage and family therapists, which passed unanimously. House Bill 1120, implementing mobile home taxation task force recommendations to protect mobile homeowners’ equity and align tax sale procedures with constitutional requirements, was then considered; the finance committee report was adopted, and debate continued on a proposed amendment as the transcript ended.
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/19/26
Housing and Homelessness Prevention
Transcript Highlights:
- He added that before the forecast there may be a big surplus, though nobody thinks that.
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- We pay lot rent, property taxes, and untraditional mortgages that do not have the runway to foreclosure
- The runway to foreclosure like traditional mortgages. It's a title purchase like a car.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 1st, 2025
Licensing & Administrative Procedures
Keywords:
cosmetology, licensure, interstate compact, state regulations, public safety, workforce mobility, charitable raffles, nonprofit, wildlife conservation, ticket sales, fundraising, master electrician, electrical work, occupational licensing, work scope, Texas law, Texas Real Estate Commission, TREC, real estate broker, sales agent
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Jul 16th, 2025
Transcript Highlights:
- when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
- for the great conservation that was being done because it was unable to discern conservation from foreclosure
- when they implemented it in 2008, right around the Great Recession, we saw a lot of homes go into foreclosure
- Those homes were not using water. into foreclosure. Those homes were not using water.
- for the great conservation that was being done because it was unable to discern conservation from foreclosure
Summary:
The committee heard several energy and water affordability bills, with extensive testimony on SB 254 by Senator Becker, SB 541 by Senator Becker, SB 453 by Senator Stern, SB 292 by Senator Caballero, and SB 473 by Senator Padilla. SB 254 was presented as a broad utility affordability package addressing short-term climate credits, a Power Fund, tighter scrutiny of rate increases and utility profits, wildfire spending, securitization of future utility costs, and streamlining. Supporters, including TURN and several environmental and public power groups, said it could lower bills and reduce long-term costs; opponents from investor-owned utilities, labor, business, and local government raised concerns about market impacts, insufficient analysis, and the breadth of the bill. The committee approved SB 254 on a 6-3 vote and placed it on call.
SB 541 focused on load flexibility and using existing grid capacity more efficiently. Senator Becker described it as a transparency and planning measure to identify cost-effective load shifting and reduce peak demand, while supporters said it could improve resiliency and save money. Several CCAs and utilities opposed the bill in print or unless amended, arguing that some language implied a mandate and that the concept needed more cost-effectiveness analysis; the author said amendments would remove language dividing the state goal among retail suppliers and clarify that the bill is not a procurement mandate. The committee passed SB 541 as amended to Appropriations on a 9-1 vote and left it on call.
SB 453 by Senator Stern would return unspent ratepayer-funded microgrid program dollars and was described as a way to keep the lights on and redirect unused funds. It drew support from local government and environmental groups, with PG&E expressing concern about how the bill would affect its ability to spend awarded funds. The committee passed SB 453 as amended to Appropriations on a 12-0 vote. SB 292 by Senator Caballero would require more granular outage and reliability reporting, including census-tract-level data, to better inform resilience planning after PSPS events; utilities opposed unless amended, citing duplicative reporting and regulatory overlap, but the bill passed 12-0 to Appropriations.
SB 473 by Senator Padilla would require or expand water utility decoupling to promote conservation and affordability. Supporters, including water utilities, labor, business, and local government groups, argued decoupling stabilizes revenue, supports conservation, and can keep rates lower for low-use customers. The Public Advocates Office opposed, saying prior pilot data showed no conservation benefit and about $1 billion in added costs, and that the CPUC had already rejected similar requests. Committee members questioned the conservation and capital-investment effects of the different rate structures; the author and supporters argued decoupling helps utilities fund infrastructure while allowing lower fixed charges for low-use customers. The transcript ends during that discussion, before a final vote on SB 473 is shown.
MN
Transcript Highlights:
- And I know we don't have a $19 billion surplus to do it right now, but we did at one point, and it would
- crisis, when I started the Land Bank, the 2008 foreclosure crisis had swept over the city, swept over
- c> crisis<01:17:49.480>
when <01:17:49.639>I <01:17:49.840>started the Foreclosure - crisis when I started the Foreclosure crisis when I started the<01:17:50.320>
lamb <01:17:50.760 - the lamb Bank uh the uh 2008 foreclosure the lamb Bank uh the uh 2008 foreclosure crisis<01:17:54.520
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 03/11/25
Health and Human Services
Transcript Highlights:
- So that's part of the reason we have a pretty good surplus in the account.
- So that's part of the reason we have a pretty good surplus in the account.
- <00:30:47.360>
in reason we have a pretty good surplus in reason we have a pretty good surplus - surplus for this biennium and projected deficits going forward.
- We're up 300% potential of foreclosure.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Health Subcommittee Feb 9th, 2026 at 04:30 pm
A&B Health Subcommittee
Keywords:
dental insurance, claims, medical necessity, appeal procedures, dentist reimbursement, education, vision screening, binocular vision, kindergarten, elementary education, health, family caregiver, tax credit, activities of daily living, elderly care, Oklahoma tax law, HB3066, Health Care Workforce Training Commission, workforce recruitment, health care workforce
TX
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- The chair lays out SB455 by Middleton relating to arbitration provisions and certain surplus lines insurance
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Transcript Highlights:
- consumer protections that would otherwise be applicable in the corresponding market, admitted or surplus
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 3/24/25
Agriculture Finance and Policy
Keywords:
HF1621, CelluComp, Minnesota Department of Agriculture, appropriation, grant, commercialization, fiber-based barrier packaging, packaging materials, PFAS, perfluoroalkyl substances, polyfluoroalkyl substances, plastic reduction, sustainable packaging, environmental health, materials innovation, bio-based packaging, food packaging, agriculture finance, one-time grant, state subsidy
MN
Transcript Highlights:
- I'm talking about cases like evictions, foreclosures, contract for deed terminations, where this bill
- Um, I'm talking about cases like evictions,<00:14:15.959>
foreclosures, <00:14:16.959>contract - <00:14:17.440>
for evictions, foreclosures, contract for evictions, foreclosures, contract - We were here with an $18 billion surplus. That would have been the time to have some good policy.
- We were here with an $18 billion surplus. That would have been the time to have some good policy.
CA
Transcript Highlights:
- That is to say, we're not describing there as being a surplus or a deficit.
- Surplus or a deficit, though I will note, now technically when you look into the details of it, what
- So that's well, if we cut that, at least using your math, we'd have a $1 billion surplus, my friends.
- argue that there was, at minimum, a miscalculation where we were projecting a nearly $98 billion surplus
- I would say that your reference to the almost $100 billion in surplus was based on the 2021-22 fiscal
MN
Minnesota 2025 1st Special Session
House Higher Education Finance and Policy Committee 3/13/25
Higher Education Finance and Policy
Transcript Highlights:
- We offer budget and debt counseling, student loan debt counseling, credit report reviews, foreclosure
- debt counseling credit<00:03:47.159>
report <00:03:47.480>reviews <00:03:48.439>foreclosure - credit report reviews foreclosure credit report reviews foreclosure prevention<00:03:50.120>
- Now, in the February 15 projections report, fiscal year 26 is projected to have a $2.5 million surplus
- in fiscal year 27 State Grant surplus in fiscal year 27 State Grant parameters<01:35:04.400>
will
TX
Transcript Highlights:
- Actuatorily defines that the county road maintenance should be done, and the surplus funds dispersed
- My primary focus is on the distribution of the surplus funds.
- surplus funds, it's not being done according to the amount of county roads.
- The surplus of the surplus funds—that's what the bill is really about.
- Don't you believe they should be equally dispersed, the surplus?
Keywords:
commercial motor vehicle, truck liability, motor carrier, trucking, civil liability, respondeat superior, negligent entrustment, negligent maintenance, negligent loading, negligent repair, bifurcated trial, exemplary damages, punitive damages, personal injury, collision, employer liability, vicarious liability, Civil Practice and Remedies Code, Texas tort reform, commercial truck accident
TX
Transcript Highlights:
- I've heard the word "surplus" used a lot.
- They ended up borrowing money when they had all that surplus.
- Surplus. And that's where I'd like to clarify the record.
- The annual revenue surplus for Hector is nowhere near 600 million.
- It said in 2019 they spent $125 million in surplus, whatever.
Keywords:
commercial motor vehicle, truck liability, motor carrier, trucking, civil liability, respondeat superior, negligent entrustment, negligent maintenance, negligent loading, negligent repair, bifurcated trial, exemplary damages, punitive damages, personal injury, collision, employer liability, vicarious liability, Civil Practice and Remedies Code, Texas tort reform, commercial truck accident
AZ
Transcript Highlights:
- to give a little bit of a runway for them to implement the refunding of the excess dead cash, the surplus
- House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
- House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
- this before us as a technical correction for the work that he's deeply dedicated to in the digital foreclosure
Summary:
The House opened with prayer, the Pledge of Allegiance, attendance, guest introductions, and a resolution honoring former legislator Barbara Leff, which was unanimously adopted. The chamber also received a long list of first and second readings, then moved into Committee of the Whole on calendar number one. Several measures were considered and advanced with amendments, including HB 2170 on restricting state purchases from Chinese-controlled entities, HB 2375 on preserving historic properties while allowing middle housing, HB 2380 on school board transparency and meeting location requirements, HB 2617, HB 2621 on special education access and certificates of educational convenience, HB 2671, HB 2720 on sealed records and anti-human trafficking funding, HB 2772 on DNR designation on driver’s licenses, HB 2784 on school district excess cash refunds, HB 2902 affirming the Electoral College, HB 2950 on a tourism/hospitality district, and HB 4025 creating a study committee on the feasibility of an Arizona oil refinery.
Debate on HB 2375 focused on balancing historic preservation with middle housing, with supporters emphasizing local flexibility and opponents warning against a one-size-fits-all approach. HB 2380 drew discussion about school district accountability after a district’s out-of-state retreat, with supporters arguing meetings should occur within district boundaries and materials be posted online, while opponents said local boards should retain discretion. HB 2621’s amendment was described as ensuring special-needs students in unorganized territory and group homes can access services through certificates of educational convenience. HB 2720 was presented as strengthening protections for sex trafficking survivors and adding an anti-human trafficking grant fund. HB 2772 prompted questions about how DNR instructions on driver’s licenses would work in emergencies, with the sponsor saying it would protect advance directives while emergency personnel still provide appropriate care until information is known.
HB 2902 generated extended partisan debate over the Electoral College versus a national popular vote, with supporters calling the Electoral College a constitutional safeguard and opponents arguing it violates one person, one vote and overweights swing states. HB 2950 involved competing amendments over whether a tourism-related district should be voluntary or could impose fees, with the Kolodin opt-in/opt-out amendment defeated and the bill advancing as amended. HB 4025, a study committee on an Arizona refinery, drew debate over fuel prices, refinery feasibility, environmental concerns, and whether taxpayer money should fund another study. In each of these Committee of the Whole actions, the House ultimately adopted the committee or amended recommendations and ordered the measures forward by voice vote.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 2/19/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- this out, but we don't have the money laying around like we used to when we had $17 billion in the surplus
- c><00:28:40.559>
billion <00:28:41.120>in <00:28:41.279>the <00:28:41.440>surplus - when we had $17 billion in the surplus. when we had $17 billion in the surplus.
- issue of rental moved into the issue of rental assistance<00:42:36.800>
and <00:42:37.040>foreclosure - <00:42:37.760>
prevention, assistance and foreclosure prevention, assistance and foreclosure