Video & Transcript Research : 'default'
Page 5 of 80
NH
Transcript Highlights:
- Senate Bill 52 addresses default safe harbor provisions in the trust code so that the trust settlor's
- New Hampshire trust code has both default and mandatory provisions, and the default provisions are there
- and mandatory provisions, and the default provisions are there often as a backstop.
- The New Hampshire trust code has both default and mandatory provisions, and the default provisions are
- The New Hampshire trust code has both default and mandatory provisions, and the default provisions are
MN
Transcript Highlights:
- rate is there have been, I think, 12 defaults in about 20 years of the program.
- default? default? Uh,<00:03:17.120>
Senator <00:03:17.440>Putnham. - <00:04:59.199>
And know if there were a default? And know if there were a default? - ,<00:05:13.600>
you so if there was a mass default, you so if there was a mass default, you - I mean, that's almost close to what it probably has defaulted over the history of the program.
TX
Transcript Highlights:
- Has technicalities or gotchas, which prevents a real discussion of the tenant's default at trial and
- We think the discussion at trial should be about the default, the nonpayment issue, the interference
- with disturbance of others, whatever the default is.
- The property is now in partial default, not completely because of this, but certainly a huge indicator
- The average time for a default was 45 seconds.
HI
Hawaii 2025 Regular Session
HLT Info Briefing - Wed Feb 19, 2025 @ 10:00 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- I understand the frustration, and I understand that, you know, the default or the design default is that
- So I understand the frustration, and I understand that, you know, the default or the design default is
- <00:53:13.440>
or <00:53:13.640>the <00:53:13.880>design know um the default - or the design know um the default or the design default<00:53:15.280>
is <00:53:16.280>with - is with um you can you can blame default is with um you can you can blame um<00:53:21.200>
anybody
Summary:
The committee held an informational briefing on construction defects and operational problems at the newly opened Hawaii State Hospital Halola building, a $160 million facility with 144 beds for forensic patients. Department of Health and DAGS officials described ongoing issues identified before and after occupancy in April 2022, including anti-ligature safety defects, roof and building-envelope leaks, drainage problems, plumbing failures, HVAC corrosion and moisture-control issues, mold, and corroding materials. They said the problems have affected patient areas, showers, hallways, the gym, and other parts of the building, creating daily operational and safety challenges for staff and patients.
Officials said the state believes the defects are the responsibility of the design-builder, Hensel Phelps, but that they are working with the company and its subcontractors to address the problems while preserving the state’s legal position. The Attorney General’s office said it is conducting an inquiry and asked agencies to limit comments to factual matters. Witnesses explained that some defects appear to be latent and that repairs are being documented through photos, invoices, and testimony. They also said some work is being done by Hensel Phelps and some by other contractors, with efforts to preserve evidence for possible future claims.
Committee members questioned how the defects were missed during design-build inspection, whether the state should pursue litigation sooner, and how evidence would be preserved if outside contractors make repairs. Officials said the state has two funding requests pending: about $8 million for emergency repairs and about $28.8 million for longer-term repairs, for a total near $40 million, while noting that additional defects may still be discovered. No votes were taken; the meeting was informational only.
TX
Transcript Highlights:
- We're not responsible for if they default, and if they do default, they lose their privileges with the
- We're not responsible for if they default, and if they do default, they lose their privileges with the
Summary:
The Committee on State-Federal Relations heard testimony on HB 3484, which would formalize agreements between border municipalities and treat certain infrastructure, services, and facilities as Texas assets for funding eligibility if they are within 30 miles of the border. Representative Van Deaver and a witness from Texarkana described how the bill would help Texarkana, Texas, secure state funding for jointly used facilities such as wastewater, water treatment, and airport assets that are physically located in Arkansas but serve Texas residents. Members asked about whether Arkansas benefits from the facilities and whether the bill would apply only to U.S. border cities; testimony clarified that it applies to Texas municipalities bordering another U.S. state, and the bill was left pending after the committee substitute was withdrawn.
The committee also heard HCR 112, by Representative Perez, which urges Congress to allow state-issued Real ID cards, including Texas driver’s licenses, to be accepted as identification for U.S. citizens re-entering the country at land and sea ports of entry. Perez argued that Texas already verifies citizenship and lawful presence for Real ID issuance, that most Texans already have Real ID-compliant licenses, and that acceptance at the border would reduce costs and delays for routine cross-border travel without weakening security. Members asked about the security features of Real ID, implementation timing, passport delays, and how border crossings currently work; Perez said the resolution would not replace passports for international air travel and would apply only to U.S. citizens returning at land and sea ports. HCR 112 was also left pending, and the committee adjourned after HDR 125 was withdrawn from the schedule.
VT
Transcript Highlights:
- Municipal law enforcement officers hired on or after January 1st, 2027 would be enrolled in Group G by default
- in<00:08:21.680>
group <00:08:22.080>G <00:08:22.400>by <00:08:22.720>default - would be enrolled in group G by default. would be enrolled in group G by default.
- It defaults municipal employees participating in the state retirement system to Group F.
- It defaults municipal employees participating in the state retirement system to Group F.
NH
New Hampshire 2025 Regular Session
House Judiciary (02/05/2025)
Transcript Highlights:
- So why don't we set safety as our default?
- on by default.
- The goal is to just turn on the default filters that already exist.
- The goal is to just turn on the default filters that already exist.
- <02:37:25.319>
representative default representative default representative McFarlin<02:37:27.800
Summary:
The committee heard testimony on House Bill 232, which would protect health care workers’ conscience rights in connection with certain procedures, especially abortion and sterilization, and also referenced contraception. The prime sponsor, Rep. Mark Pearson, said the bill is meant to prevent medical professionals from being forced to participate in procedures that violate their beliefs, while still prohibiting discrimination against patients based on protected characteristics. He said the measure was intended to help retain health care workers in New Hampshire and noted he had added an amendment to address concerns about people taking jobs only to later refuse duties, as well as emergency situations where a provider is the only one available.
Committee members raised concerns about how broadly the bill and amendment were written. Questions focused on whether the protections could apply to non-physician staff such as schedulers, receptionists, or pharmacy employees; whether a provider could refuse to schedule, refer, or otherwise assist with services; and how “emergency” would be determined in practice. Several members also questioned whether the bill could affect access to contraception, including pharmacy sales and procedures such as tubal ligation, and whether the language was clear enough to prevent confusion or unintended refusals of care. Pearson said the bill was not intended to allow refusal of emergency care or general patient discrimination, and he acknowledged some language could be tweaked.
Rep. Paige Boerman, a maternal-child health nurse, testified in opposition, saying she had seen pharmacists question prescriptions related to miscarriage care and that the bill could create barriers to contraception and other reproductive health services. She warned that the lack of a disclosure requirement and the broad definitions could create risks, especially in rural areas with limited providers. She also pointed to problems she said had occurred in other states, arguing the bill could lead to delayed care in emergencies. The hearing ended after questions and discussion; no vote or final action was taken in the portion provided.
TX
Transcript Highlights:
- protections in the SCOPE Act, this bill will mandate that digital service providers establish controls and default
- settings for. for known minors, and the default settings for the account of a known minor must be set
- So we really commend this bill's aim to establish protective default access and communication settings
- Protective default settings are essential.
- I love that parents have the ability to turn it off, turn it on, and it's default at the safest setting
Keywords:
SB 1065, handgun carry, license holder, concealed carry, open carry, government contracts, governmental entity, property lease, state agencies, local government, higher education, university, Texas Government Code, Penal Code 30.06, Penal Code 30.07, Penal Code 46.03, Second Amendment, gun rights, firearms, civil penalty
MN
Transcript Highlights:
- And in the history of the program, there's only ever been one default, and the city that defaulted paid
- of the program, there's only ever been of the program, there's only ever been one<00:36:29.200>
default - , one default, one default, and<00:36:30.760>
the <00:36:30.840>city <00:36:31.080>< - c> that<00:36:31.200>
defaulted <00:36:31.920>paid <00:36:32.240>back and the - city that defaulted paid back and the city that defaulted paid back the<00:36:32.720>
state <00
HI
Transcript Highlights:
- So we do have an early learning stipend program, and so if anybody should default on it, then the money
- should go into the special kind of default fund.
- <00:36:55.880>
on and so it's if anybody should default on and so it's if anybody should default - <00:36:59.240>
um <00:36:59.359>so <00:36:59.599>for special kind of default - um so for special kind of default um so for example<00:37:00.079>
if <00:37:00.160>somebody
Summary:
The Joint Committee on Education and Labor and Technology heard Senate Bill 420, which would extend Department of Education workers’ compensation coverage to newly graduated high school students participating in DOE-sponsored work-based learning programs through July 31 after graduation. DOE testified in support, estimating the bill could affect about 50 to 100 students in the first year and saying it would help students gain experience and transition to employment. Members asked about current coverage, costs, and partnerships; DOE said current coverage ends at graduation, there had been no incidents, and the bill would create no additional cost. The committees voted to pass SB 420 with amendments, including an amended effective date, and the bill was adopted.
The Committee on Education then took up several education measures. It adopted a proposed SD1 for SB 894, a Farm to School measure that would appropriate funds to help meet a goal of serving 30% locally sourced food in public schools. The committee also heard SB 789 on school cafeteria meal costs; DOE said it wanted the existing requirement lowered from 50% of meal preparation cost to 25% rather than repealed, to align with its administrative package, and explained current prices were about $2.75 while meal costs were about $9. Testifiers from the Hawaii Public Health Institute and Hawaiʻi Appleseed supported removing the requirement entirely or at least reducing it, saying it would avoid large price jumps and move toward free school meals. The committee later voted to pass SB 789 with amendments lowering the threshold to one-fourth of meal cost and changing the effective date.
The committee also heard SB 449 on a school facilities planning database. DOE said it supports better planning but believes the database should be housed within DOE rather than duplicated under the School Facilities Authority, while SFA supported the bill as a proactive decision-making tool. The Attorney General’s office suggested clarifying language to make clear references to the Board of Education. In later agenda items, the committee heard SB 423, which would add Head Start-related ex officio members to the Early Learning Board; EOEL and the board chair supported it and suggested technical language to preserve required representation. The committee also heard SB 1384, a housekeeping bill redirecting repaid early childhood educator stipend funds to the Early Learning special fund after the prior special fund was repealed; EOEL supported it and said about $31,864 was being recouped from nine recipients. Finally, SB 684 would require the Board of Education to adopt rules banning cell phones at DOE schools; testimony was in support, and members discussed the need for a consistent statewide policy, with the board expected to work on one in collaboration with DOE.
TX
Transcript Highlights:
- has a long history of protecting basic income and assets in the debt collection process, so that defaulting
- Are most of your judgments default judgments? Yes, that's correct.
- Do you agree that most of the judgments are default judgments?
- There is a good portion from debt collections that are defaults, and I know both of these are.
- So you got a default judgment, now you're getting a turnover and a hearing.
Bills:
HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387
Keywords:
constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee
NM
Transcript Highlights:
- If we default and we're kicked out, or if we withdraw, those licenses, if we don't have some sort of
- new sentence: The Interstate Commission shall not issue a fine or penalty to a state for being in default
- And what would constitute a default under the Conway Act? Mr.
- Chair, Senator, I think a default I'm trying to think of some examples.
- That would be a default. Thank you. And how long do you expect?
Keywords:
interstate medical licensure compact, physician licensure, medical license reciprocity, expedited licensure, medical practice act, New Mexico medical board, compact commission, physician mobility, telemedicine, license portability, background check, disciplinary action, joint investigation, reproductive health care, gender-affirming care, scope of practice, medical board transparency, multistate compact, licensure renewal, health care workforce
NY
New York 2025-2026 Regular Session
New York State Senate Session - 06/02/2026
New York Senate Floor Meeting
Transcript Highlights:
- Maybe they are getting a 4 or 5 or 6% return unless they are in default, Madam President.
- They expect a certain portion of the defaults to occur.
- THEY EXPECT, CERTAIN PORTION OF THE DEFAULTS TO OCCUR.
- The idea that banks may factor in defaults on loans, as if it's a normal thing, I can tell you, and I
- THE IDEA THAT BANKS MAY FACTOR IN DEFAULTS ON LOANS, AS IF, IT'S A NORMAL THING, I CAN TELL YOU, AND
Summary:
The Senate convened, approved the prior day’s journal, and then processed a large number of motions to discharge bills from committees and substitute identical Senate or Assembly versions for third reading. The chamber also adopted the resolution calendar with exceptions and took up several resolutions and ceremonial recognitions, including a resolution mourning Hudson Talbott, a Dairy Month resolution highlighting New York’s dairy industry, and introductions honoring Niskayuna academic teams, Gabriella Scheer for receiving the Liberty Medal, the Hartstein family’s civic engagement, and Diana Cochran’s advocacy for safe firearm storage.
The Senate then moved through the calendar and passed many bills on topics including insurance, public health, education, labor, social services, banking, local government, veterans, public service, consumer protection, criminal procedure, cannabis, parks, taxation, election law, and highway matters. Several members explained votes on notable measures: support for acupuncture insurance coverage, consumer protections for doorbell-camera data sharing, expanded protections in debt collection cases, trauma-informed procedures for sexual assault survivors, a Legionnaires’ disease awareness program, changes to mandatory minimum sentencing, and universal safe storage of firearms. A number of home rule and local authorization bills were also approved, including parkland alienation measures and local tax exemption authorizations.
Most measures passed with broad bipartisan support, though some drew recorded opposition. Notable roll calls included the consumer debt uniformity bill, the mandatory minimum sentencing bill, the safe storage/firearms bill, and the public housing and public health measures, each with more divided votes. The chamber also accepted a lengthy Rules Committee report sending many additional bills directly to third reading, and then began the supplemental calendar, passing at least the first items before the transcript ended.
MN
Transcript Highlights:
- But the default is you fall in the hole and you go into a group.
- But the default is you fall in the hole and you go into a group.
- But the default is you fall in the hole and you go into a group.
- But the default is you fall in the hole and you go into a group.
- But the default is you fall in the hole and you go into a group. like it's not seamless and so maybe
NH
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 24 Mar 12th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Ultimately, any student that chooses to go to a charter school is put there not by default but by a choice
- Payments as the situation is being sorted out before it went into full default.
- wanted to clarify, also, has there been any physical analysis done to To the potential debt risk or default
- Yes, again, these have been successfully implemented across a large number of states, and the default
- And there is a default, which is again very rare.
Bills:
HB2997, HB2021, HB3041, HB1823, HB3372, HB1427, HB3127, HB3128, HCR1020, HB4198, HB3000, HB3001, HB3002, HB3003, HB3004, HB3005, HB3006, HB3007, HB3008, SB392, HB3320
Keywords:
motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations
FL
Florida 2025 Regular Session
April 10, 2025 - 08:30 AM
Transcript Highlights:
- would allow those self-storage units to remove the mandatory requirement to advertise, should you default
- would allow those self-storage units to remove the mandatory requirement to advertise, should you default
- It certainly does not touch the timeline on the legal process for default notification, potential lien
- does your bill make that part required or just no requirement for any kind of publication if it defaults
- So I'm here with the same sort of questions of when I have people that default on my storage units, I
Summary:
The Civil Justice and Claims Subcommittee heard and voted on four bills. HB 587 on self-storage spaces would let rental agreements include an alternate contact person and allow default notices to be published online instead of only in newspapers, while keeping existing notice timelines and servicemember protections. Newspaper and press witnesses opposed the online-notice change, arguing it could reduce public reach and transparency, especially in rural areas; the sponsor said newspapers could still be used and the bill was only adding another option. The committee adopted an amendment changing the effective date to October 1, 2025, and then reported the bill favorably 12-2.
HB 6033 would repeal the Florida Labor Pool Act. The sponsor argued the act duplicates other state and federal protections, while opponents said it contains unique safeguards for day laborers, including limits on fees, transportation charges, and deductions, and a private right of action. Testimony from labor advocates and workers warned repeal would reduce protections for vulnerable workers; the sponsor and supporters said other laws already cover the issues. The committee reported the bill favorably 11-3.
HB 897, dealing with timeshare plan management, was presented as a clarification of conflicts created by recent condominium legislation and would require faster records responses, more disclosure of contracts, and clearer remedies for mismanagement. Support came from industry groups, and the bill passed unanimously, 14-0. The final measure, PCS for HB 1385, created a civil remedy for parental abduction or unlawful withholding of a child in violation of a timesharing order. Family law attorneys opposed it over concerns about added litigation, child involvement, and overlap with existing remedies, while the sponsors and supporters said it would provide needed deterrence and compensation in serious cases. The committee adopted the PCS and reported it favorably 13-0.
NH
New Hampshire 2025 Regular Session
House Transportation (02/04/2025)
Transcript Highlights:
- After 30 days of unpaid citation, that citation does go into a default, of which a notice of default
- <03:52:55.439>
of that citation does go into a default of that citation does go into a default - So DMV sends after that notice of default. DMV mails to the record, the address that's on file.
- We received approximately 45,000 defaults at the DMV, relative to what would be allowed for default in
- received approximately 45,000 defaults received approximately 45,000 defaults at<03:54:21.520>
Summary:
The Transportation Committee opened with an announcement correcting the public hearing list: House Bill 209 was mistakenly listed as a continued hearing, but the chair said that hearing had already been closed and would not be reopened. The committee then moved to House Bill 305, which would allow municipalities to install and use speed and red-light cameras for traffic enforcement. The prime sponsor, Rep. Jones, said the bill was intended as a tool to address police staffing shortages and erratic driving, and emphasized that municipalities would pay the costs, work with DOT and the Department of Safety, and retain full control without using third-party vendors. He said the bill was meant to target speeding, red-light violations, and similar conduct, with enforcement handled locally and subject to state and federal law.
Committee members raised questions about how citations would work, who would be held responsible in multi-driver or rental-car situations, whether due process would be affected, and whether cameras could identify the driver rather than just the vehicle. The sponsor and supporting witness Edward H. of Keene said municipalities would determine procedures, that an officer would still have to review and issue any summons, and that the bill was meant to be a limited enforcement tool rather than a catch-all. Edward H. also described the bill as adding guardrails such as a needs analysis, coordination with DOT, annual reporting, and public records of detections and fines. The Department of Transportation testified neutrally, saying it had no position on the bill and noting that current state systems include speed feedback signs, bridge security cameras, toll cameras that capture plates only, and traffic-signal detection cameras that do not record video. No vote was taken.
The committee then held a brief hearing on House Bill 368, which would prohibit smoking tobacco products or e-cigarettes in a motor vehicle when a child under 16 is present and impose a $100 secondary fine. Rep. Miller introduced the bill in the sponsor’s absence, and there was no public testimony for or against it. The chair closed the hearing. Finally, the committee opened House Bill 390, which would add retired fire apparatus to the antique vehicle exemption so old fire trucks can be registered and used in parades without being stripped of their equipment. Rep. Parson explained that a strict reading of current law had led DMV to reject some antique fire engine registrations, and said the bill would fix that while preserving the ban on commercial use and on impersonating emergency vehicles. Members asked about the relationship to existing laws on emergency-vehicle impersonation, and the sponsor said the bill would not affect those laws. The hearing remained open as the transcript ended.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/4/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- Is there a default rate yet?
- So if they do default, we can collect the rest of the loan from there.
- Is there a default<01:31:27.679>
rate <01:31:28.000>yet? - And is there plans default rate yet?
- Ratico first about the loan uh default Ratico first about the loan uh default and<01:31:54.080><
Summary:
The committee met on March 4, 2026, and focused almost entirely on an update and oversight discussion of the Promise Act, including its grant and loan programs. The chair opened by explaining that the committee wanted to better understand how the 2023 law was implemented, how funds are still being deployed in greater Minnesota and the metro, and whether adjustments made in 2024 and 2025 were working as intended. The minutes from March 3 were approved at the start of the meeting.
Deputy Commissioner Kevin McKinnon of DEED outlined the program’s legislative history, funding structure, eligibility rules, and oversight process. He said the grant side has about $94 million available, with $16 million going to the Minnesota Initiative Foundations and $86 million to the Neighborhood Development Center, plus administrative and technical assistance set-asides. He noted legislative changes over time, including shifting the revenue eligibility test to the prior year, adding a home-office deduction requirement for businesses using a home address, and maintaining a preference for applicants who had not received more than $10,000 in prior state assistance. McKinnon said about $22 million had been awarded to 35 businesses at the time of the update, and that the loan program has $30 million appropriated, with about $9.5 million lent so far. He also described the application, verification, audit, and payment process, emphasizing that partners handle intake and DEED conducts final review and random audits.
Shahir Ahmmed of the Neighborhood Development Center described the round-one and round-two grant process in more detail. He said NDC spent about nine months building the application platform, launched round one in June 2024, received more than 3,000 applications, and later paused awards while DEED and legislators clarified the law. He reported that 651 applications were approved in the first round for just under $9 million, and that round two launched in September 2025 with a goal of distributing up to $50 million in remaining grant funds. Ahmmed also explained the step-by-step applicant process, including email confirmation, eligibility screening, document upload, identity verification through Plaid, and final DEED review. He said applicants commonly use funds for payroll, equipment or inventory, rent, and utilities. The chair indicated there would be further testimony from other program partners and then member questions, but no votes or formal actions were taken on the Promise Act itself during this portion of the meeting.
KY
Kentucky 2025 Regular Session
Information Technology Oversight Committee (7-9-25)
Transcript Highlights:
- We've issued three notices of default.
- We've issued three notices of default. We've issued three notices of default.
- There is no default whatsoever in that.
- There is no default whatsoever in that. There is no default whatsoever in that.
- <01:28:56.480>
that stop making up pretend defaults that stop making up pretend defaults that
Keywords:
Meeting Start 00:00:00
Roll Call 00:00:15
Kentucky Department of Education 00:01:20
Kentucky Communications Network Authority 00:36:45
Accelecom 01:01:22
Auditor of Public Accounts 01:29:50, 958, all
Summary:
The Information Technology Oversight Committee met to hear a presentation from Kentucky Department of Education officials David Couch and Mike Lingham on the history and current status of Kentucky’s K-12 internet network, including its relationship to KentuckyWired. They described the original KETS design from 1995, when KDE established district internet hubs and left local districts to connect to them, and said that model helped Kentucky become a national leader in school connectivity and cloud-based services. They also emphasized the importance of E-rate eligibility, saying it has saved the state substantial money and remains central to KDE’s network contracting.
Couch and Lingham said the current “next generation Kentucky K-12 internet” contract with Education Networks of America is more reliable, offers more functionality, and costs less than the prior system, including lower bandwidth and firewall costs. They explained that the transition was complicated by build-out and provisioning issues, especially the need for more “type two” connections through local providers, which pushed some implementation past the June 30, 2024 E-rate deadline. As a result, 39 sites remain on type two connections, and KDE absorbed the loss of federal discount dollars for the portion of the transition that extended into July.
The witnesses also discussed home internet access for students. They said KDE has tracked home access for about 20 years and estimates about 4.5% of students still lack adequate internet at home, with roughly 3% able to reach access nearby and 1.5% having no access. They said the biggest barrier is usually cost rather than lack of available lines, and noted that temporary hotspot support during COVID helped students continue schoolwork. Senator Williams asked about the costs of the transition, the current type two sites, and the potential cost of any future transition, but the transcript cuts off before a full answer was given.