Video & Transcript Research : 'Establishment Clause'
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OK
Oklahoma 2026 Regular Session
Joint Committee on Appropriations and Budget 2nd Revised Apr 20th, 2026 at 04:30 pm
Joint Committee on Appropriations and Budget
Transcript Highlights:
- And so, I'm trying to figure out what policy this establishes.
- with voters feeling like their voice doesn't matter and that the will of the voters that was just established
Bills:
HB4028, HB4029, HB4059, HB4063, HB4073, HB4074, HB4075, HB4076, HB4077, HB4078, SB1130, SB1131, SB1132, SB1133, SB1134, SB1142
Keywords:
tax deduction, venture capital, economic development, Oklahoma, investment, ALS, funding, healthcare, State Department of Health, emergency declaration, public finance, state budget, financial regulations, monetary policy, referendum, constitutional amendments, special election, Oklahoma legislature, public voting, recovery fund
OK
Oklahoma 2026 Regular Session
Joint Committee on Appropriations and Budget Apr 20th, 2026 at 04:30 pm
Joint Committee on Appropriations and Budget
Bills:
HB4028, HB4029, HB4059, HB4063, HB4073, HB4074, HB4075, HB4076, HB4077, HB4078, SB1130, SB1131, SB1132, SB1133, SB1134, SB1142, HB4028, HB4029, HB4059, HB4063, HB4073, HB4074, HB4075, HB4076, HB4077, HB4078, SB1130, SB1131, SB1132, SB1133, SB1134, SB1142
Keywords:
tax deduction, venture capital, economic development, Oklahoma, investment, ALS, funding, healthcare, State Department of Health, emergency declaration, public finance, state budget, financial regulations, monetary policy, referendum, constitutional amendments, special election, Oklahoma legislature, public voting, recovery fund
OK
Transcript Highlights:
- So, I don't know if we remember this bill, but it establishes the framework Establishes a framework for
Keywords:
HB2992, Data Center Customer Ratepayer Protection Act of 2026, Corporation Commission, Oklahoma utilities, ratepayer protection, data centers, artificial intelligence computing, AI data centers, cryptocurrency mining, large load customer, electric rates, utility tariffs, cost causation, rate design, public power utility, municipal utility, electric cooperative, investor-owned utility, load growth, interconnection
HI
Transcript Highlights:
- It establishes an impasse procedure to be applied when an employer fails to initiate the negotiation
- a established act 234 which codified a repricing<00:28:00.960>
process <00:28:01.279>and - This established the Warehouse Worker Protection Act.
- This established<00:40:46.720>
the <00:40:46.880>warehouse <00:40:47.359>worker - established the warehouse worker established the warehouse worker protection<00:40:48.079>
act
Keywords:
reimbursement, public employees, travel costs, government travel policy, finance management, job title, administrative assistant, executive assistant, state personnel, civil service, modernization, employment standards, DAGS, Department of Accounting and General Services, comptroller, civil service exemption, collective bargaining exemption, public works special project branch, specialized public works, information technology modernization
NM
Transcript Highlights:
- In the past six months, since we first received funding, we have focused on establishing five regional
- We also have established an executive council, and members of the executive council include industry
- We also have established an executive council, and members of the executive council include industry
- And I wanted to tell you about my quest to establish a STEM Innovation Network for New Mexico.
- in every corner of the state... ...five regions established in every corner of the state, $270 million
Keywords:
educational retirement, annuity adjustments, cost of living, non-compounding payments, retirement benefits, STEM funding, education, innovation, public education, New Mexico, nominating committees, boards of regents, student representation, political party registration, New Mexico constitution, special education, office of special education, deputy secretary, public education department, IEP
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Apr 9, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- :45:15.200>
um established, but um established, but um it<00:45:16.760>in <00:45:16.920 - But for laying hens, we technically could, because it's already been established.
- <01:12:14.880>
inflationary establish a water carrier inflationary establish a water carrier - So that's—we want to establish some history, you know, like, "Okay, you implemented the plan.
- So that's—we want to establish some history, you know, like, "Okay, you implemented the plan.
Keywords:
SB3302, homemade food products, farm kitchens, home kitchens, Department of Health, DOH, food safety, food labeling, value-added agriculture, small farms, agricultural land, commercial food establishment permit, cottage food, direct-to-consumer sales, local food systems, Hawaii Revised Statutes, chapter 91, farm-to-table, food processing, public health regulation
Summary:
The committee on Consumer Protection and Commerce met on April 9, 2026, and heard testimony on several measures. SB 3302 SD1 HD1, dealing with homemade food products, would require the Department of Health to adopt rules for farm kitchens producing homemade food products that are no more stringent than rules for home kitchens. The Department of Health said it supported the bill with technical amendments, and the Hawaii Food Industry Association and Grassroot Institute of Hawaii also supported it. No opposition was heard.
A lengthy discussion focused on SB 2061 SD2 HD1, which concerns a 99-year leasehold residential condominium project and HCDA’s rules for sales, income restrictions, and buyback pricing. HCDA supported the bill and said the House draft clarified unclear provisions and would help move the project to pre-sales. Testimony and committee questions centered on whether the project should remain owner-occupied in perpetuity or allow investor purchases after an initial sales period. HCDA explained that the bill was revised to make the project feasible in the market, that 60% of units would be income-restricted for buyers at or below 140% of area median income, and that the remaining units could be sold without owner-occupancy restrictions. Some members and testifiers expressed concern that the bill had shifted away from the original owner-occupancy vision and could become an investment property model, while others argued the changes were necessary for the project to pencil out and compete with fee-simple developments. No vote was taken during the discussion shown.
The committee also heard SB 2050 SD1 HD1, which would allow chiropractic students in accredited programs to engage in clinical practice beginning July 1, 2028. The Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association supported the measure, and one testifier described personal experience with student chiropractic care in California. Members questioned why the board requested delaying implementation until 2030, and the board said it needed more time to develop rules because it meets only a few times a year and rulemaking is lengthy. Finally, SB 2102 SD2 HD1, on industrial hemp in commercial feed, was introduced; the Department of Agriculture and Biosecurity offered comments, the Department of Health raised concerns about regulating pet food and possible jurisdictional conflict, and a farmer testifying in support suggested narrowing the bill to federally approved livestock feed rather than pet food.
AZ
Transcript Highlights:
- House Bill 2181 increases the time allowed for funeral establishments or responsible individuals that
- Chair, members, House Bill 2682 requires the Department of Economic Security to establish and administer
- So if you establish your business in November, you apply for the license, and then you have to apply
- It creates a clear licensing framework, establishes standards for providers, and provides oversight so
- By establishing licensing and oversight under the Department of Financial Institutions, the bill ensures
Bills:
HB2118, HB2181, HB2308, HB2309, HB2402, HB2476, HB2682, HB2698, HB2875, HB2877, HB2903, HB2910
Keywords:
mobile food vendors, licensure, food safety, statewide regulations, health standards, zoning, temporary vendors, HB2181, death certificate, death certificates, vital records, funeral establishment, funeral home, human remains, medical certification of death, death registration, state registrar, local registrar, county medical examiner, alternate medical examiner
Summary:
The House Commerce Committee heard and advanced several bills. HB 2181, as amended, would extend the deadline for funeral establishments to submit death certificates from 7 days to a maximum of 14 days and clarify that a provider’s medical certification period excludes weekends and holidays. The sponsor and a mortuary owner testified that the current timeline is often difficult to meet because of weekends, holidays, doctor availability, county delays, and family circumstances. Several members said the bill did not fully address the underlying compliance problems, but the committee adopted the amendment and passed the bill 6-4-1.
HB 2682 would create a DES rental assistance program offering up to two months or $5,000 in aid, with a $5 million general fund appropriation for administration. The sponsor and a tenant advocate described the bill as a short-term bridge to prevent eviction and homelessness, while an industry representative said rental assistance is an effective early intervention tool. Some members raised concerns about limiting eligibility to households with children and about program administration, but the bill passed 7-4. HB 2698 would create a rental assistance study committee to evaluate program effectiveness and repeal in 2028; it passed on a 7-4 vote.
HB 2476 would revise CPA certification and reciprocity requirements, creating multiple pathways to licensure and updating related rules and fees. Supporters said it would help address a CPA shortage and align Arizona with other states; after clarification from the sponsor and the State Board of Accountancy, the committee passed it unanimously, 11-0. The committee then heard HB 2308, which would bar dental insurers and certain holding companies from owning dental practices; the Arizona Dental Association supported it as a safeguard against vertical integration, while Delta Dental opposed it as overbroad and burdensome. The bill passed 8-0-3. Finally, the committee began hearing HB 2118 on mobile food vendors and local permitting, with the sponsor and food truck operators arguing for streamlined county/state licensing and reduced local duplication, while a vendor representative warned the proposal could affect existing local ordinances and private-property vendors.
OK
Oklahoma 2026 Regular Session
Civil Judiciary REVISION 2: Links added Apr 2nd, 2026 at 10:30 am
Civil Judiciary
Transcript Highlights:
- The Workers' Compensation Commission repeals a section that established the council.
- adoption code with this and it will allow parents of adopted children after permanency has been established
Bills:
SB504, SB844, SB1209, SB1266, SB1303, SB1448, SB1496, SB1595, SB1597, SB1655, SB1679, SB1621, SB1716, SB1769, SB1827, SB1876, SB1944, SB2072, SB2084, SB2104, SB2112, SB2170, SB2180, SB2182
Keywords:
charitable organizations, donor restrictions, endowment gifts, Safeguarding Endowment Gifts Act, Oklahoma, donor rights, charitable contributions, forcible entry, detainer, trial period, legal notices, housing law, SB1266, notary public, notaries, legal advice, unauthorized practice of law, misdemeanor, Secretary of State, appointment revocation
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 42 Apr 16th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Members, this JCR appropriates funds. from the General Revenue Fund to establish the Cybercrimes and
Bills:
SB1365, SB2139, SB1595, SB1303, SB2180, SB2072, SB1772, SB1209, SB137, SB1944, SB372, SB1636, SB1256, SB1827, SB2104, SB1226, SB1876, SB1966, SB80, SB1148, SB1147, SB1149, SB1161, SB1162, SB1164, SB1159, SB1165, SB1174, SB1156, SB1158, SB1163, SB1175, SB1176, SB1166, SB1167, SB1157, SB1146, SB1481, SB1144, SB1145, SCR20
Keywords:
SB1365, Oklahoma Central Purchasing Act, procurement exemption, competitive bidding, state purchasing, Oklahoma Tourism and Recreation Department, tourism department, merchandise for resale, gift shops, lodges, golf pro shops, state parks, restaurant contracting, retail outlets, public procurement, purchasing flexibility, Title 74, emergency clause, restrictive covenants, discriminatory covenants
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 23rd, 2026 at 09:30 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- I move to amend House Bill 3016 by restoring the title and the enacting clause by Senator Hicks.
- I move to amend House Bill 2979 by restoring the title and the enacting clause.
- Restores title and In an acting clause with permission of the chair and the committee, will there be
- I move to amend House Bill 2988 by restoring the title and an acting clause.
- Members, House Bill 3755 simply codifies existing practices and establishes a financial mechanism to
Bills:
HB3327, HB3711, HB4104, HJR1077, HB3329, HB4322, HB4202, HB4203, HB4457, HB3983, HB3660, HB3802, HB2933, HB2955, HB2956, HB3781, HB3521, HB3794, HB3796, HB3800, HB3183, HB4316, HB4484, HB3469, HB3464, HB3173, HB3989, HB3016, HB2979, HB2988, HB2288, HB3062, HB3315, HB3372, HB3530, HB3622, HB3755, HB4266
Keywords:
State Board of Education, Oklahoma education board, board appointments, school governance, education reform, governor appointments, legislative appointments, speaker of the house, president pro tempore, senate confirmation, board vacancies, removal for cause, public education, state superintendent, school board training, board member qualifications, emergency clause, Oklahoma statutes 70 O.S. 3-101, school funding, transparency
OK
Oklahoma 2026 Regular Session
County and Municipal Government Apr 8th, 2026 at 03:00 pm
County and Municipal Government
Transcript Highlights:
- It also establishes transaction rules.
- Establish a relocation assistance program. With that, I'll yield to questions and ask for a dupa.
Keywords:
municipal ordinance, municipal court, court of record, court not of record, local government, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI, driving under the influence, alcohol-related offenses, drug-related offenses, prostitution, solicitation
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/5/26
State Government Finance and Policy
Transcript Highlights:
- And so this is furthering federal constitutional rights and doesn't get into Supremacy Clause issues.
- And so this is furthering federal constitutional rights and doesn't get into Supremacy Clause issues.
- ><00:14:10.720>
principle simply establishing the basic principle simply establishing the basic - establish uh to establish enterprisewide establish uh to establish enterprisewide plans.<01:21:29.679
- <01:22:13.360>
water requirements establishing water requirements establishing water reporting
Keywords:
civil rights, law enforcement, federal collaboration, accountability, state law, immigration enforcement, economic impact, Operation Metro Surge, study, appropriation, local government, Legislative Commission on Legislative Security, legislator security, elected official security, staff security, statehouse security, capitol security, legislative district safety, political violence prevention, threat assessment
Summary:
The committee first attempted to approve minutes from February 24 and March 3, but members identified multiple spelling errors in names, so approval was held and the motion withdrawn. The committee then took up House File 3477, a bill by Representative Long proposing a civil remedy for constitutional violations by government actors, including federal actors. An author’s amendment (A4) was adopted to remove a subdivision and clarify retroactivity. In discussion, members raised concerns about Supremacy Clause and immigration-related issues; the author responded that the bill applies evenly to state and federal actors and is meant to enforce constitutional rights, not immigration law. After debate, the motion to re-refer the bill to the general register failed on a 6-7 vote, with one member excused.
The committee next heard House File 3480, authored by Representative Howard, which would commission an independent economic impact study of Operation Metro Surge. An A2 amendment was adopted to add a dollar amount for the study and clarify timing. Representative Howard said the study would help the legislature understand statewide impacts and noted reported harm to businesses, child care, schools, and local governments. Testimony in support came from Laura Santiago, reading a statement from Christopher Gomez of Willmar, who described ICE agents entering his family’s restaurant, the detention and deportation of family members, and resulting business losses. Rachel Ser, Minneapolis emergency management director, cited a preliminary city assessment estimating major impacts including food insecurity, lost wages, business revenue losses, hotel cancellations, and rental assistance needs. Some members questioned the cost and usefulness of the study, while others said suburban and greater Minnesota communities also wanted the data. The transcript ends during continued discussion of the bill.
AZ
Arizona 2026 Regular Session
01/28/2026 - House Federalism, Military Affairs & Elections
Federalism, Military Affairs & Elections
Transcript Highlights:
- wireless networking technology for reserve service members and units at DMA training centers; to establish
- program for service members not assigned government computers and who meet certain conditions; to establish
- bill, what is being struck out in red is the language that allows those boards of supervisors to establish
- I might have forgotten a clause, but that's paraphrasing it. Mr. Chairman, Ms.
- Chair, sir, so again, one of the reasons when this committee was kind of established in its current form
Keywords:
sample ballots, elections, primary election, general election, mailing deadline, ballot mailing, county election officials, board of supervisors, secretary of state, early voting list, election administration, voter information, postal service, USPS processing center, city elections, town elections, special district elections, Arizona election law, ballot proofing, party chair
Summary:
The committee first heard House Bill 2348, which would appropriate state general fund money in FY 2027 for Arizona Department of Emergency and Military Affairs projects including wireless networking at training centers, a reimbursement program for service members without government computers, lodging and kind for service members, and HVAC upgrades and maintenance. Two amendments were considered: the Marquez Amendment, which filled in dollar amounts for the appropriations, failed; and the Gillette Amendment, which restricted certain networking equipment for national security reasons, removed the reimbursement program, revised the lodging language, and tied some funding intentions to compliance, passed. After extensive testimony from the sponsor and several Army Reserve and National Guard witnesses about lack of Wi-Fi, inadequate lodging, safety concerns from long drives, and poor HVAC at joint facilities, the committee approved HB 2348 as amended on a 4-3 vote.
The committee then considered HCR 2016, a ballot referral that would cap precinct size at 2,500 voters and eliminate county authority to use vote centers, emergency voting centers, and certain on-site early voting options. The sponsor said the measure was intended to restore precinct-based voting and let voters decide. County officials and election advocates opposed it, arguing that vote centers and early voting provide flexibility, are more cost-effective in many counties, and are necessary where geography, staffing, and facility availability make precinct voting difficult. After debate over local control, voter choice, and the practicality of precincting, the committee gave HCR 2016 a 4-3 do-pass recommendation.
Finally, the committee heard House Bill 2165, which exempts veterans from Arizona State Parks admission fees, and adopted the Marquez Amendment to extend the exemption to active military members, National Guard members, and reserve-unit members, with alternative ID options. Arizona State Parks testified in neutral, saying it supports veterans but is concerned about revenue losses; it estimated that even a modest share of veteran visits could reduce revenue by about $1.8 million annually. The sponsor said the bill was prompted by constituent requests and was meant to help veterans enjoy outdoor recreation and therapeutic opportunities. The committee then approved HB 2165 as amended on a vote of 4-0, with some members absent or not voting.
OK
Oklahoma 2026 Regular Session
Economic Development, Workforce and Tourism REVISED Apr 21st, 2026 at 01:30 pm
Economic Development, Workforce and Tourism
Transcript Highlights:
- And then number 5, it removed the emergency clause, so This, if it passes, would have a November 1 effective
Keywords:
housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations, HB3369, food truck, food truck fire suppression, mobile food establishment, mobile food preparation vehicle, mobile food vendor, automatic fire extinguishing system, fire suppression, fire extinguisher, Class K extinguisher, NFPA 10, State Fire Marshal, Oklahoma Liquefied Petroleum Gas Administration, Oklahoma Liquefied Petroleum Gas Board, liquefied petroleum gas
OK
Oklahoma 2026 Regular Session
Energy and Natural Resources Oversight Mar 4th, 2026 at 09:00 am
Energy
Transcript Highlights:
- House Bill 2976 instructs the Department of Environmental Quality to promulgate rules establishing water
Bills:
HB4246, HB4230, HB3617, HB3657, HB2976, HB3391, HB4459, HB4128, HB3989, HB2989, HB4060, HB3145, HB2992, HB3464, HB4246, HB4230, HB3617, HB3657, HB2976, HB3391, HB4459, HB4128, HB3989, HB2989, HB4060, HB3145, HB2992, HB3464
Keywords:
water rights, rural water districts, board members, training requirements, Oklahoma Water Resources Board, right to repair, agriculture, OEM, repair providers, documentation, farm equipment, parts availability, maintenance, labor, employment definitions, agricultural services, Oklahoma Workforce Commission, confidentiality, data access, environmental protection
OK
Transcript Highlights:
- it would be my opinion that this is important enough to consider adding an emergency clause to this.
- At present, there is no license, so you could be hiring 6 Jane Does to perform at your establishment.
- Establishment not having a $1,000 license.
- So these are the people that are responsible for running the establishment.
- This definition includes businesses such as Twin Peaks. or Hooters, those type of establishments.
Keywords:
cold case, unsolved homicide, violent crime, case file review, law enforcement, police records, victim family, immediate family member, designated person, forensic testing, witness reinterview, investigative leads, cold case unit, unsolved murder, public safety, Title 21, Oklahoma statutes, sexual assault, evidence kits, DNA testing
HI
Hawaii 2026 Regular Session
ECD Public Hearing - Wed Feb 18, 2026 @ 9:30 AM HST
Economic Development & Technology
Transcript Highlights:
- connect to DBED so that they can learn more information if they're interested from DBED directly and establish
- they're interested from uh DBED directly they're interested from uh DBED directly and<00:17:24.640>
establish - <00:17:25.039>
the <00:17:25.280>relationship <00:17:25.679>with and establish - the relationship with and establish the relationship with DEBED.<00:17:26.319>
So <00:17:26.480 - So, as drafted, the bill adds a date-based clause to HRS section 46-15.1 that may be construed as restricting
Keywords:
Hawaii Technology Development Corporation, economic diversification, small business, innovation, manufacturing assistance, grants, technology programs, advanced manufacturing, military, community relations, economic development, defense-related programs, workforce development, local business readiness, in-state manufacturing, federal investment, space operations, orbital sustainability, aerospace, space traffic management
Summary:
The committee heard testimony on several measures, beginning with HB 2410 relating to the Hawaii Technology Development Corporation. Testifiers from HTDC and the Hawaii Food Industry Association stood on written testimony, and members discussed the funding request, which was described as $1 million each for three programs, for a total of $3 million. The measure appeared to have broad support, with no opposition noted.
The committee then took up HB 2235 HD1 on the military and community relations office, where Lori Moore of MACC asked for additional funding to support local businesses and education-to-career initiatives statewide. Members asked about the amount, and the request was identified as $1.3 million total. HB 904 on space operations followed, with three supporters and one opponent, though no substantive testimony was captured beyond the vote counts.
HB 2201 on state enterprise zones drew testimony from Georgia Skinner of DBEDT’s Creative Industries division, who said the measure would build on a well-run enterprise zone program and help make Hawaii’s film industry more competitive. Tom Yamashita of the Tax Foundation also provided comments. The committee then considered HB 2349 relating to DCCA and DBEDT coordination; DCCA explained it already provides links and information to DBEDT programs, while DBEDT argued that direct data sharing would allow more proactive outreach. Members raised privacy and cost concerns, and DBEDT said it would consider opt-in collection and acknowledged system changes and possible funding needs.
The committee also heard two tax credit bills. HB 1972 HD1, on a caregiver tax credit, received strong support from AARP, the Hawaii Public Health Institute, the Hawaii Children’s Action Network, and others, who described caregivers as an “invisible workforce” and argued the credit would help families keep loved ones at home and reduce financial strain. The Tax Foundation suggested a grant or subsidy program might be more efficient than a tax credit and raised concerns about debarment provisions. HB 20007 HD1, on the household and dependent care services tax credit, also drew strong support from public health and family advocacy groups, who said Hawaii families face some of the nation’s highest child care costs and that the bill would better reflect current expenses; the Tax Foundation again raised technical concerns about complexity and debarment. Members asked about fiscal impacts, and testimony indicated the current credit costs about $6 million, with the bill expected to increase that amount. The committee then moved on to HB 2385 HD1 on housing, where the Deputy Attorney General began presenting written comments on whether the bill limits county authority.
AL
Alabama 2026 1st Special Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Feb 11th, 2026
Fiscal Responsibility and Economic Development
Transcript Highlights:
- positioned to benefit from increased tax revenue, investment, and jobs for decades to come while also establishing
- 23.680>
also and jobs for decades to come while also and jobs for decades to come while also establishing - strong<00:40:24.960>
protections <00:40:25.359>so <00:40:25.520>that establishing - strong protections so that establishing strong protections so that legal<00:40:26.000>
entities
Keywords:
loitering, mask policies, school safety, crime prevention, public health, board appointments, governor authority, multi-member boards, state governance, legislative authority, Alabama Business and Nonprofit Entities Code, Title 10A, corporate governance, nonprofit governance, business corporations, nonprofit corporations, LLC, limited liability company, partnership, limited partnership
OK
Oklahoma 2026 Regular Session
Common Education REVISION 2: Link added - HB4359 Feb 4th, 2026 at 03:00 pm
Common Education
Keywords:
statewide assessments, student testing, testing window, end-of-year testing, Oklahoma Academic Standards, Oklahoma School Testing Program, State Board of Education, grade 3-8, alternate assessment, students with disabilities, special education, cognitive disabilities, assessment calendar, school year calendar, education accountability, academic standards, math intervention, advanced mathematics, course placement, college and career readiness
AL
Alabama 2026 1st Special Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Feb 4th, 2026
Fiscal Responsibility and Economic Development
Keywords:
unclaimed vehicles, towing, Department of Revenue, notification requirements, abandoned vehicles, real estate, residential property, single-family home, homeowner protection, property solicitation, unsolicited offer, wholesaling, real estate wholesaling, assignment contract, equitable interest, investment property, house flipping, predatory real estate practices, title cloud, deceptive trade practices