Transcript Highlights:

• The Senate amended the bill by... ...liveries to maintain a commercial boat liability policy.
• The Senate amended the bill by expanding the requirement to maintain a commercial boat liability policy
• watercraft owner to maintain a personal lines boat policy with specified commercial charter boat liability
• program to maintain a primary commercial boat liability insurance policy as prescribed.
• And with that, I'm happy to answer any questions. ...a primary commercial boat liability insurance policy

Keywords: 1182, all

Transcript Highlights:

• John Posey: ... to help reduce the unfunded liability further.
• It's designed to reduce the risk of the unfunded liability creeping up again.
• It's designed to reduce the risk of the unfunded liability creeping up again.
• Really, what I should have put there is the unfunded actuarially accrued liability.
• Thank you. over the biennium to help with your unfunded liability.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• They typically brought a driver's license, utility bill, etc.
• So we're looking at almost 2 million on the utility Mr.
• Financial liability to the state of New Mexico.
• Does the bill require that we can only assume liability for a class?
• because legally we've taken on all that liability.

Transcript Highlights:

• Our accrued liability currently stands at $26.5 billion.
• For judges, we have no way as things are; we'll never pay off their unfunded liability.
• Is it going to be an in-state or out-of-state benefit that they'll be utilizing?
• We know that our unfunded liability has not hit where we're at.
• Some of these are really high-end, but they're not liability.

Bills: HB3057, HB3130, HB4113, HB3310, HB3314, HB3985, HB4486, HB3040, HB3407, HB4343, HB2981, HB3764, HB3765, HB3767, HB3982, HB3321, HB3322, HB3323, HB4126, HB4130, HB4170, HB3345, HB2941, HB3062, HB3244, HB3298, HB2977, HB3304, HB3299, HB3297, HB4260, HB3906, HB3648, HB3319, HB2933, HB3544, HB1322, HB4104, HB4105, HB4106, HB4107, HB4108, HB3974, HB3134, HB3055, HB3115, HB3471, HB3497, HB3500, HB3505, HB3755, HB4202, HB4226, HB4236, HB4139, HB4144, HB4422, HB4423, HB4317, HB4321, HB4322, HB3176, HB3239, HB3263, HB3673, HB3794, HB3796, HB4265, HB4266, HB2123, HB3048, HB2445

Keywords: government reporting, information technology, child welfare, environmental policy, state agency compliance, gender transition, minors, health services, punitive damages, parental rights, health care providers, voter registration, voter eligibility, felony disenfranchisement, restoration of voting rights, formerly incarcerated, reentry, parole, probation, supervision

Transcript Highlights:

• No matter who you are, you have the right to utilize bathrooms or changing facilities.
• .. ...Counties that were included in the disaster declaration in this most recent flood could not utilize

Bills: SB2, SB3, SB5, SB9, SB10, SB14, SB16, SB18, SB34, SB6, SB7, SB8, SB11, SB12, SB13, SB15, SB 2, SB 3, SB 5, SB 9, SB 10, SB 14, SB 16, SB 18, SB 34, SB 6, SB 7, SB 8, SB 11, SB 12, SB 13, SB 15, SB 17, SB 4, SB1, SB2, SB3, SB5, SB9, SB10, SB14, SB16, SB18, SB34, SB6, SB7, SB8, SB11, SB12, SB13, SB15, SB17, SB4

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, hemp regulation, consumable products

Bills: SB2, SB3, SB5, SB9, SB10, SB14, SB16, SB18, SB34, SB6, SB7, SB8, SB11, SB12, SB13, SB15, SB 2, SB 3, SB 5, SB 9, SB 10, SB 14, SB 16, SB 18, SB 34, SB 6, SB 7, SB 8, SB 11, SB 12, SB 13, SB 15, SB 17, SB 4, SB1, SB2, SB3, SB5, SB9, SB10, SB14, SB16, SB18, SB34, SB6, SB7, SB8, SB11, SB12, SB13, SB15, SB17, SB4

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, hemp regulation, consumable products

Bills: SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB18, SB34, SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB18, SB34, SB 2, SB 3, SB 4, SB 5, SB 6, SB 7, SB 8, SB 9, SB 10, SB 11, SB 12, SB 13, SB 14, SB 15, SB 16, SB 17, SB 18, SB 34, SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB17, SB18, SB34

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, Texas congressional redistricting, U.S. House districts

Transcript Highlights:

• from the 89th Legislature regular session that protects victims of human trafficking from criminal liability

Bills: SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB18, SB34, SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB18, SB34, SB 2, SB 3, SB 4, SB 5, SB 6, SB 7, SB 8, SB 9, SB 10, SB 11, SB 12, SB 13, SB 14, SB 15, SB 16, SB 17, SB 18, SB 34, SB2, SB3, SB4, SB5, SB6, SB7, SB8, SB9, SB10, SB11, SB12, SB13, SB14, SB15, SB16, SB17, SB18, SB34

Keywords: flooding, public safety, outdoor warning sirens, disaster preparedness, emergency response, flood warning, outdoor sirens, local government, safety measures, flood management, emergency preparedness, municipal safety, disaster response, disaster relief, emergency funding, Meteorological forecasting, local government assistance, training facilities, Texas congressional redistricting, U.S. House districts

Transcript Highlights:

• By creating criminal liability whenever a minor is used as, quote, By creating criminal liability whenever
• It expands criminal liability. SB 1015 moves in the opposite direction.
• This is what we utilize to go to work and so forth.”
• utilized and providing proof that you didn't know your vehicle was utilized.
• utilized and providing proof that you didn't know your vehicle was utilized.

Summary: The committee heard several public safety bills and took testimony on each, with members often noting amendments and continuing negotiations. SB 1009 by Senator Becker would require juvenile courts to find that less restrictive alternatives are unsuitable before ordering detention, and would require periodic review of continued detention and consideration of alternatives at disposition. Supporters argued it would reduce unnecessary youth detention and improve transparency; probation, judges, and police groups opposed it as an undue limit on judicial discretion and potentially unsafe in serious cases. The chair said he would recommend an aye with amendments, but the bill was held pending quorum and later remained on call. SB 1130 by Senator Gomez Reyes would update privacy law for wearable recording devices such as smart glasses, requiring consent before recording in places where people have a reasonable expectation of privacy and banning devices or accessories designed to defeat recording indicators. Supporters said the bill addresses secret recording and invasive surveillance; opponents from tech and hospitality groups sought clarification to avoid unintended liability for businesses and exempt workplace communication devices. Members discussed those exemptions, and the chair recommended an aye, but the measure also remained on call. Senator Blake Spear presented SB 99, which would let courts consider military protective orders in domestic violence proceedings and require better communication between civilian law enforcement and military authorities. Supporters from the Department of Defense, local officials, and military representatives said it would close protection gaps for military families; the ACLU opposed it on due process grounds because MPOs are issued without judicial process. The chair and author emphasized that the bill only allows consideration of MPOs and does not require civilian enforcement of them. The bill passed out on a vote, though it remained on call for additional members. The committee also heard SB 937 by Senator Gonzalez, restricting flashbang use for crowd control and banning flashbangs and explosive breaching charges in immigration enforcement, and SB 1022, creating a statewide anti-trafficking task force. SB 937 drew support from civil rights and community groups and opposition from police and sheriffs over the use-of-force standard and limits on tactics; it passed out on a vote but remained on call. SB 1022 was supported by survivor and faith groups and opposed by public defenders and sex worker advocates who raised concerns about racial disparities and enforcement harms; it also passed out on a vote. Later, SB 1395, extending criminal protective orders for certain felony sex offenses against minors up to 20 years, and SB 1230, increasing penalties for repeat illegal dumping, were both heard with mixed testimony and were held on call after committee votes. The committee also adopted a consent calendar and several bills were moved forward with amendments.

Transcript Highlights:

• policies, insurance policies. one or more contractual liability policies, insurance policies.
• Representative Robinson will be presenting HB 11, municipal water and sewer utility rates. Rep.
• Regarding municipal utility surcharges, current laws allow municipalities providing water or utilities
• My concern is what this does to the rates of utility payers inside of North Miami Beach.
• of utility payers inside of North Miami Beach.

Summary: The Commerce Committee held its first meeting, took roll, established a quorum, and heard opening remarks from the chair, vice chair, and ranking member emphasizing the committee’s broad scope and focus on Florida’s economy and daily-life issues. The committee then considered several bills, with members and staff noting the agenda included four bills and a PCS. The first measures dealt with insurance and consumer regulation. CS/HB 367 on home and service warranty associations was explained as allowing financial requirements to be met through one or more contractual liability policies and reducing certain filing requirements; an amendment adding requirements for liability insurance coverage was adopted, and the bill passed favorably. HB 655 on pet insurance and wellness programs created a regulatory framework for pet insurance and also passed favorably. HB 6015, which deleted the word “reusable” from the wine keg statute, had brief support testimony and passed favorably. The committee spent the most time on CS/HB 105, a strike-all PCS on thoroughbred permit holders and decoupling racing from gaming. The sponsor said the revised bill would decouple racing and gaming while adding protections for the thoroughbred industry, including a notice period before racing could stop, permit transferability, and changes to how breeders’ and owners’ funds are administered. Supporters argued the bill would preserve and strengthen the industry through clearer rules and more direct support, while opponents—horsemen, breeders, trainers, veterinarians, and related businesses—warned it would harm a major rural industry, threaten jobs, and favor casino interests. After extensive debate, the strike-all was adopted and the bill was reported favorably on a divided vote. Finally, HB 11 on municipal water and sewer utility rates was presented as correcting an unintended consequence in surcharge law for utilities owned by one municipality but located in another. Testimony focused on the fairness of the current surcharge structure and the impact on Miami Gardens and North Miami Beach. After debate about negotiation, parity, and local impacts, the bill passed favorably. The committee then adjourned after its first meeting.

Transcript Highlights:

• We're already seeing examples of AI being utilized in fraud.
• We utilize the is still required.
• <00:45:00.079> and rights related to access utilities and rights related to access utilities
• requirements relating to liability requirements relating to liability insurance<00:49:03.839>
• Um, I would just like to clarify on the primary liability insurance.

Bills: HF4075, HF3826, HF3825, HF3827, HF3459, HF3711, HF4200, HF3908, HF3712

Keywords: firearm restrictions, domestic violence, public safety, court orders, criminal convictions, identity theft, subpoena authority, fraud, statute of limitations, financial crime, victim notification, expungement, criminal justice, plea agreements, minor victims, identification protection, stalking, crime data, Bureau of Criminal Apprehension, law enforcement grants

Transcript Highlights:

• I think some of the issues that the utility wildfire survivors raise are real issues, but it doesn't
• I think some of the issues that the utility wildfire survivors raise are real issues, but they do not
• And so Senate Bill 747 will do that by importing the existing federal standards for liability.
• We're not changing the underlying liability.
• Underlying liability. We're talking about the statute of limitations primarily.

Keywords: 988, house, all

Summary: The committee heard several bills, beginning with SB 99, which would require courts and law enforcement to better recognize military protective orders in domestic violence cases and allow civilian judges to consider those orders when reviewing restraining order requests. Supporters, including the Department of Defense and military-related organizations, said the bill would close jurisdictional gaps that leave military families vulnerable off base. The bill drew no opposition and was approved on a unanimous vote, with members also expressing support for the author’s request to be added as coauthors. Members then heard SB 1237, a pay equity reporting enforcement bill that would increase penalties for repeat noncompliance with California’s employer pay-data reporting requirements. The author and supporters from Power California Action and HOPE argued that stronger penalties are needed because the state is still missing pay data for hundreds of thousands of workers and wage gaps persist, especially for women of color. There was no opposition testimony, but one member voted no; the bill passed to Appropriations and was placed on call. SB 1387 followed, proposing to allow Jewish identity to be reported as an ethnic category in state demographic data collection. Supporters said the change would improve data accuracy and help identify discrimination, while opponents from Jewish Voice for Peace and other Jewish speakers argued the bill was unworkable, unnecessary, and could be harmful or exceptionalizing. The committee approved the bill on a unanimous vote to Privacy. The committee also approved SB 932, which would require assignees filing civil actions to identify the original party in the case caption, after testimony that the change would improve transparency and help courts, the public, and journalists track assigned claims. SB 988, an auto glass industry bill, drew the most extensive debate: the author and the National Insurance Crime Bureau said it would curb fraud, restrict certain assignment-of-benefits practices, and improve consumer safety, while independent glass shops and their associations warned it could restrict consumer choice and favor insurers or large networks. Despite those concerns, the bill passed to Appropriations. SB 1296, requiring landlords to disclose pet policies before collecting application fees, also passed after supporters described the bill as a narrow transparency measure and opponents raised concerns about pet addenda and eviction procedures. Finally, SB 747, the “No Kings Act,” would create a state cause of action for constitutional violations by federal officers; supporters cited abuses by ICE and Border Patrol and the need for accountability, while law enforcement groups warned about uncertainty around qualified immunity and retroactivity. The bill was supported by several members, but the transcript ends before a final committee vote is shown.

Transcript Highlights:

• <00:39:54.400> litech agencies that are utilizing litech agencies that are utilizing litech
• So, well, and I guess, like, so even if they don't have a tax liability, they could still use it.
• So, well, and I guess, like, so even if they don't have a tax liability, they could still use it.
• Because they don't have a tax liability.
• Well, I guess, even if they don't have a tax liability, they could still use it.

Keywords: 910, house, all

Summary: The committee heard testimony on several housing-related measures. SB 38 SD2 drew mixed testimony on changes to 21H projects, with HHFDC supporting and county and community groups split between support and opposition. In discussion, members focused on how county legislative bodies can alter projects in ways that increase costs, including changes to AMI mixes and fee waivers. The committee later recommended passage with amendments, limiting county changes that would impose stricter conditions than HHFDC, stricter AMI requirements, or reduced fee waivers; the motion passed with one member voting with reservations and two members excused. A major portion of the hearing focused on SB 71 SD2, which would revise the rental housing revolving fund. Catholic Charities Hawaiʻi, Hawaiʻi YIMBY, and NAAP Hawaiʻi opposed the bill, arguing it would weaken support for deeply affordable units, eliminate the 5% set-aside for households at or below 30% AMI, and create a funding gap for households between 60% and 120% AMI. Supporters of the bill, including public housing and some development interests, emphasized the need to redirect funding and make the program more flexible. In decision-making, the committee described the bill as making comprehensive changes that would narrow Tier 2 toward higher-income projects and favor shorter loan terms, then moved it out with amendments. The committee also heard and advanced several other measures with little or no opposition: SB 40 SD2 on state finances, SB 378 on HHFDC, SB 572 SD1 on housing, SB 1229 ST2 on the dwelling unit revolving fund, and SB 602 on the Hawaiʻi Public Housing Authority all received support testimony and were moved forward. For SB 65 SD2, HPHA and other agencies supported the measure, and HPHA testified it sought roughly $8 million to $10 million for repair and maintenance of units not covered by CIP funds. The committee also took up SB 826 SD1 on the low-income housing tax credit, where HHFDC, the Tax Foundation, and DHHL expressed confusion over the bill’s intent and whether it would bar state agencies from using LIHTC financing; no action was taken on that item in the excerpt. SB 944 SD2 on LIHTC transferability drew support and a suggestion to keep clarifying language that notifies the tax department, and the committee indicated it would keep the provision in.

Transcript Highlights:

• Your provider has liability for up to 25 years.
• of as leading to some overbilling of utilities by landlord owners.
• are separately charged, especially preventing overbilling of utilities.
• exceeds the expense to that community for that utility.
• Because utility bills often come through the landlord instead of directly from the utility, people often

Keywords: 1182, all

Summary: The committee first took up SB 1167, which would let municipalities and counties satisfy certain public notice requirements by posting notices on their official websites instead of only in newspapers. The sponsor argued the bill is permissive, meant to modernize notice practices, reduce costs, and help governments meet deadlines, while a Blackman amendment added a six-month transition period requiring continued newspaper publication and a notice to the public about the change. Media representatives, tribal advocates, and others opposed the bill, warning that moving away from print could reduce access for rural, tribal, and older residents and weaken transparency; county and local government representatives supported it as a flexible, efficient option. The committee adopted the amendment and then passed SB 1167 as amended on a 4-3 vote. The committee then heard SB 1021, which after a strike-everything amendment would require the Auditor General to refer possible criminal conduct involving health profession regulatory boards to the Attorney General and outline how such investigations should proceed. The sponsor and supporters said the measure would create a mechanism for accountability when audits uncover criminal activity and address conflicts of interest in enforcement. With no opposition testimony, the committee adopted the strike-everything amendment and passed SB 1021 as amended on a 4-3 vote. Next was SB 1011, a bill directing county medical examiners or forensic pathologists to review an infant’s immunization and vaccination history and any countermeasures given in the 90 days before a sudden unexplained infant death. The sponsor said the bill was intended to improve data collection, align Arizona with best practices, and help identify correlations without implying causation. Opponents, including vaccine advocacy groups and a disability advocate, argued the state already collects much of this information, that the bill could fuel misinformation about vaccines, and that it failed to address the main known risk factors for SIDS such as unsafe sleep. The committee passed SB 1011 on a 4-3 vote. The committee also considered SB 1013, an original merit-based public hiring bill that was not amended after a proposed strike-everything was defeated. The sponsor framed it as ensuring public employees are hired based on qualifications rather than identity-based preferences, while opponents from the ACLU and others argued existing law already prohibits discrimination and that the bill could create new liability and hinder outreach to diverse communities. Supporters said it would clarify merit hiring and prevent quota-based practices. The committee passed SB 1013 on a 4-3 vote. Finally, the committee began hearing SB 1015, which the sponsor said would create accountability and data collection around detransition care for minors, while the proposed strike-everything would instead establish a family and medical leave insurance program through Medicaid beginning in 2029; testimony on that bill and the striker was underway when the transcript ended.

Transcript Highlights:

• <00:16:15.959> for 350,000 the funding was utilized for 350,000 the funding was utilized for
• taking a poll to see how many people have liability insurance.
• <00:43:09.400> insurance resources for that liability insurance resources for that liability
• see how many people have liability see how many people have liability insurance<00:43:14.839>
• that is not required to have liability that is not required to have liability insurance<00:43:23.440

Keywords: 1187, senate, all

Bills: HR70, HR71, HCR35, HB31, HB326, HB1013, HB1014, HB1015, HB1016, HR65, HR66, HR67, HR68, HR69, HCR33, HCR34, HB1006, HB1007, HB1008, HB1010, HB1011, SB2, SB13, SB24, SB28, SB40, SB47, SB48, SB70, SB79, SB80, SB109, SB127, SB139, SB154, SB181, SB199, SB200, SB208, SB277, SB317, SB336, SB349, SB357, HR15, HR20, HCR14, HB51, HB58, HB69, HB82, HB93, HB143, HB166, HB199, HB201, HB202, HB218, HB222, HB223, HB224, HB231, HB235, HB246, HB338, HB349, HB352, HB379, HB405, HB429, HB535, HB547, HB577, HB588, HB626, HB636, HB652, HB653, HB669, HB688, HB691, HB721, HB738, HB749, HB806, HB843, HB851, HB857, HB861, HB889, HB904, HB907, HB908, HB929, HB955, HB1009, HB952, HB8, HB9, HB10, HB15, HB16, HB17, HB18, HB19, HB22, HB33, HB34, HB35, HB44, HB46, HB47, HB48, HB61, HB101, HB126, HB135, HB142, HB164, HB185, HB215, HB226, HB232, HB233, HB242, HB284, HB292, HB297, HB301, HB334, HB436, HB468, HB548, HB571, HB582, HB593, HB594, HB609, HB613, HB712, HB722, HB732, HB746, HB827, HB845, HB848, HB921, HB923, HB951, HB953, HB999, HB53, HB57, HB64, HB102, HB106, HB111, HB137, HB152, HB155, HB177, HB238, HB256, HB258, HB337, HB359, HB363, HB386, HB434, HB546, HB557, HB584, HB661, HB697, HB726, HB727, HB747, HB756, HB758, HB759, HB765, HB767, HB825, HB858, HB930, HB941, HB957, HB964, HB868, HB119, HB140, HB739, HB842, HB875, HB919, HB52, HB228, HB289, HB735, HB796, HB901, HB193, HB400, HB570, HB733

Keywords: Northside High School, basketball, state championship, sportsmanship, athletic recognition, commendation, criminal justice, community contributions, Bridget A. Dinvaut, law enforcement, tax delinquency, property sale, rehabilitation, Louisiana State Law Institute, legislation, retirement, police benefits, disability, municipality, Social Security

Bills: HR65, HR66, HR67, HR68, HR69, HCR33, HCR34, HB1006, HB1007, HB1008, HB1010, HB1011, HR58, HR59, HR60, HR61, HR62, HR63, HR64, HCR32, SCR2, SCR5, SCR6, SCR11, SCR16, SCR17, HB43, HB447, HB573, HB1000, HB1001, HB1002, HB1003, HB1004, HB1005, SB8, SB10, SB12, SB16, SB20, SB21, SB22, SB29, SB32, SB41, SB42, SB44, SB49, SB58, SB68, SB75, SB77, SB81, SB97, SB103, SB159, SB163, SB172, SB180, SB182, SB244, SB248, SB253, SB254, SB279, SB306, SB318, SB334, SB380, SB385, SB397, HB53, HB57, HB64, HB100, HB102, HB106, HB111, HB137, HB152, HB155, HB177, HB238, HB256, HB258, HB272, HB337, HB350, HB359, HB363, HB386, HB434, HB445, HB546, HB557, HB584, HB661, HB697, HB726, HB727, HB747, HB752, HB756, HB758, HB759, HB765, HB767, HB825, HB858, HB930, HB941, HB957, HB964, HB203, HB228, HB234, HB260, HB268, HB271, HB285, HB289, HB351, HB400, HB413, HB469, HB534, HB551, HB552, HB574, HB576, HB634, HB649, HB677, HB735, HB739, HB779, HB784, HB796, HB842, HB850, HB919, HB8, HB9, HB10, HB15, HB16, HB17, HB18, HB19, HB22, HB33, HB34, HB35, HB44, HB46, HB47, HB48, HB61, HB101, HB126, HB135, HB142, HB164, HB185, HB215, HB226, HB232, HB233, HB242, HB284, HB292, HB297, HB301, HB334, HB436, HB468, HB548, HB571, HB582, HB593, HB594, HB609, HB613, HB712, HB722, HB732, HB746, HB827, HB845, HB848, HB921, HB923, HB951, HB953, HB999, HB733, HB875, HB952, HB868, HB119, HB140, HB52, HB901, HB193, HB570

Keywords: condolences, Sam Goodwin, Northwestern State University, football coach, athletic legacy, obituary, ShaMonica Huggins, Louisiana, community support, public service, law enforcement, memorial resolution, Louisiana Legislature, tribute, centenarian, community recognition, Louisiana history, birthday celebration, Jeanerette, French bread

Transcript Highlights:

• And I know you talked about liability and the chargeback process as part of liability within the card
• Would you mind just expanding upon liability overall within the network?
• Because it's not just the merchants that take the liability, but issuing banks.
• Act, spells out where fraud liability lies within the system.
• Utilize the debit card because the fees are cheaper for a lot of reasons.

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• We have two big topics today to talk about: carbon capture utilization and sequestration, and then we'll
• It's also, frankly, not necessary because there are ways, again, to treat carbon capture, utilization
• And that way we can treat carbon capture, utilization, and storage... ...new compliance categories.
• What liability protections are there for these processes?
• Carbon capture and storage is incredibly expensive, and without this credit... ...utilized.

Keywords: 904, all

Summary: The committee’s interim work session focused first on carbon capture, utilization, and sequestration (CCUS), with presenters from industry, nonprofits, and state agencies describing Washington’s geologic potential, the role of basalt formations, and the difference between point-source capture, direct air capture, utilization, and permanent storage. Industry and project developers emphasized that Washington has major opportunities to reduce industrial emissions, create jobs, and support hard-to-electrify sectors, while state agencies explained current policy touchpoints in the Cap and Invest Program, emissions exemptions for permanently stored CO2, and the Clean Energy Transformation Act. Several presenters urged clearer statutory and regulatory pathways, including rules for pore space, subsurface rights, pipeline siting, and long-term liability; others cautioned that CCUS should be limited to real emissions reductions and not treated as a substitute for broader clean energy measures. Committee members asked about public comment opportunities, whether mineralized carbon would qualify for exemption under the Climate Commitment Act, the energy intensity of capture systems, aquifer protection, and liability if storage later proves problematic. Ecology said it is developing guidance through a public engagement process running through late June and that mineralized or otherwise permanently stored CO2 would likely qualify if it meets the 1,000-year permanence standard. DNR and outside experts also discussed trust lands, water rights, and the need for additional geophysical surveys and test wells. The panel did not take any votes or formal actions. The second half of the meeting turned to hazardous waste and extended producer responsibility. Ecology reviewed existing product stewardship programs for electronics, paint, batteries, and mercury lights, and described how moderate risk waste and household hazardous waste are currently collected through county facilities and events. Ecology said the electronics program is its best model, while the mercury lamp program is currently in transition after the prior stewardship organization exited and a new organization is seeking approval. Ecology recommended that future EPR programs have clear producer and product definitions, full producer funding, convenience standards, annual reporting, and strong enforcement authority. Local government witnesses from King County and Douglas County described rising costs, access barriers in rural areas, and the need for stable funding and flexible local delivery models. King County said it collected over 3 million pounds of hazardous products in 2025 and argued that EPR could reduce costs for ratepayers and improve equity. Douglas County stressed that rural residents are willing to participate when services are available, but travel distance and operating costs make access difficult. An industry representative supported narrowly scoped stewardship programs like PaintCare but warned that broad household hazardous waste EPR systems can become difficult to administer and may require legislative revisions if responsibilities are not clearly defined. No votes were taken on the hazardous waste topic either.