Transcript Highlights:

• <00:19:19.919> and Cemetery has certain protocols and Cemetery has certain protocols and policies
• <02:04:12.559> and<02:04:12.880> access<02:04:13.599> control protocols and access
• control protocols and access control recommending<02:04:15.239> modern<02:04:15.920> adaptable
• They monitor the security on this door, right? So right there maybe that is a training situation.
• <02:09:02.520> the prefer you wouldn't they monitor the prefer you wouldn't they monitor the

Keywords: 928, house, all

Summary: The committee first dealt with scheduling and housekeeping, including a plan to take a hard break at 2:00 p.m. for an early bill, hold a brief executive session, and then continue with the remaining afternoon bills. The chair also noted the next likely meeting date would be March 12, when the committee expected to take up the remaining bills before crossover deadlines. The main substantive item was House Bill 142, which would recognize the Honor and Remember flag for Gold Star families and related remembrance purposes. Prime sponsor Rep. Michael Moffett described the bill as a bipartisan measure revised to address earlier concerns, arguing that the flag honors fallen service members, can be personalized with names, and complements rather than detracts from the American flag. He said many other states have already adopted it and suggested the committee could amend details such as the number of days and locations for display. He also raised practical issues about flag dimensions and whether the bill should use "shall" or "may" for display requirements. Testimony was divided. Janine Nutter opposed the bill, saying she supports Gold Star families but objected because the flag resembles the Viet Cong flag and because she believes the American flag should remain the sole symbol representing servicemembers. Kevin Grady, representing the State Veterans Advisory Committee under RSA 115:8, also opposed the bill, saying the committee believes the American flag is the only symbol needed, while still praising the work of Honor and Remember in creating personalized flags for families. Committee members asked questions about where the flag would be flown, whether the State Veterans Cemetery in Boscawen is already displaying it, and how the bill’s language would interact with cemetery policies and committee discretion. No vote or final action was taken in the portion of the meeting provided.

Transcript Highlights:

• The care protocol there required requesting blood that was fresh and that had antigen-matched units,
• Just real quickly, we have protocols built in place to identify donors that match patients with sickle
• So I understand why there need to be protocols in place to try to control for the ways that things can
• Do you have problems with the protocols that blood banks have?
• And so, do you know what their protocols are for blood donation?

Keywords: 1184, house, all

Transcript Highlights:

• The State Board of Pharmacy has their own protocols that I'm sure the pharmacists will be taking care
• The pharmacist, whatever the procedures and protocols at the pharmacist association.
• The pharmacist will consider whatever procedures and protocols are required of them.
• Rules, protocols, etc.
• You just don't know, you won't allow that, or you permit the pharmacist to use their own protocols.

Bills: HB25, HB48, HB149, HB254, HB26, HB192, HCR3, HCR4, HCR5, HCR6, HCR8, HCR14, HCR16, HR1, HR2, HR3, HR4, HR6, HR7, HR8, HR9, HR12, HR11, HR13, HR14, HR15, HR16, HR20, HR22, HR23, HR24, HR25, HR26, HR27, HR28, HR29, HR30, HR31, HR32, HR33, HR45, HR48, HR49, HR51, HR52, HR55, HR56, HR57, HR59, HR60, HR61, HR62, HR63, HR64, HR65, HR66, HR70, HR71, HR72, HR74, HCR2, HCR7, HR10, HR21, HR35, HR36, HR37, HR38, HR39, HR40, HR42, HR43, HR44, HR46, HR47, HR50, HR53, HR54, HR67, HR69, HR75, HCR 5, HCR 6, HCR 8, HCR 14, HCR 16, HR 1, HR 3, HR 4, HR 6, HR 7, HR 8, HR 9, HR 12, HR 11, HR 13, HR 14, HR 15, HR 16, HR 20, HR 22, HR 23, HR 24, HR 25, HR 26, HR 27, HR 28, HR 29, HR 30, HR 31, HR 32, HR 33, HR 45, HR 48, HR 49, HR 51, HR 52, HR 55, HR 56, HR 57, HR 59, HR 60, HR 61, HR 62, HR 63, HR 64, HR 65, HR 66, HR 70, HR 71, HR 72, HR 74, HCR 7, HR 10, HR 21, HR 35, HR 36, HR 37, HR 38, HR 39, HR 40, HR 42, HR 43, HR 44, HR 46, HR 47, HR 50, HR 53, HR 54, HR 67, HR 69, HB 25, HB 48, HB 149, HB 254, HB 26, HB 192

Keywords: ivermectin, pharmacist authority, prescription-free, healthcare regulation, patient access, HB 48, Texas alert notification systems, emergency alerts, public warning systems, alert fatigue, notification fatigue, Texas Division of Emergency Management, Department of Public Safety, DPS alerts, emergency management, State of Texas Emergency Assistance Registry, STEAR, disaster notifications, weather alerts, Amber Alert

Bills: HB2299, HB2939, HB2941, HB2960, HB3062, HB3087, HB3114, HB3244, HB3262, HB3304, HB3345, HB3386, HB3431, HB3498, HB3581, HB3645, HB3648, HB3764, HB3852, HB3974, HB4141, HB4144, HB4227, HB4237, HB4343, HB4425

Keywords: Article V, convention, amendments, criminal penalties, legislative authority, absentee voting, electronic communication, facsimile device, voting materials, military voters, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, firearm liability, tort reform, manufacturers

Bills: SB888, SB2479, SB2489, SB2519, SB2521, SB2527, SB2575, SB2591, SB2611, SB2665, SB2667, SB2695, SB2697, SB2713, SB2730, SB2751, SB2765, SB2795, SB2797, SB2806, SB2812, SB2818, SB2835, SB2849, SB2851, SB2896, SB2922, SB2970, SB2972, SB2973

Keywords: SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things, IoT, privacy, data privacy, law enforcement access, police requests, search warrant, judicial warrant, subpoena, emergency disclosure

Summary: The Judiciary Committee met in decision-making only session and took up a long list of Senate bills, mostly advancing them with either no amendments or committee amendments. Early measures included SB 888, which bars smart household security device operators from sharing user data with law enforcement without consent or a warrant, and SB 2479, which allows certain defendants to seek reduced sentences based on family violence, dating violence, or child abuse history; both were adopted, with SB 2479 amended for technical and procedural changes. The committee also adopted SB 2489 on invasive species provisions in Department of Agriculture and Biosecurity leases, SB 2519 on Law Enforcement Standards Board deadlines, SB 2521 and SB 2527 on CDL-related exemptions and training/policies for emergency personnel, and SB 2575 on firearm-related mandatory minimum penalties, which was amended to clarify scope and set a far-future effective date. Several transportation and public safety bills were also approved. SB 2591 created a Waikiki refuse-collection pilot program; SB 2611 expanded criminal trespass rules for school premises to weekends and holidays, though one member raised concerns about use of school property as a park; SB 2665 required driver-license renewal applicants with recent citations to complete a road-safety course, later narrowed to moving violations only; SB 2667 restricted towing vehicles from far-left lanes; SB 2695 clarified crosswalk duties; SB 2697 prohibited driving on shoulders except in limited cases; and SB 2812 required driver testing on dangers posed by larger vehicles, with court-ordered timing for re-examination. Most of these measures passed unanimously or with one or more members recording no votes or reservations, but they were still adopted. The committee also advanced SB 2713 on restricting certain pesticide use near elderly care facilities, SB 2730 on warrantless arrest and detention factors for petty misdemeanors and violations, SB 2765 on condominium foreclosure rental income, SB 2795 on flag display rights in housing associations with health and safety carve-outs, SB 2797 on gift card fraud, SB 2806 on real estate listing restrictions, SB 2818 on boating and ocean recreation penalties, SB 2835 on liquor licensing and education funding, SB 2849 on public meeting notice requirements, SB 2851 on a deafness designation for vehicle registration, SB 2896 lowering the commercial driving age to 18, SB 2922 on cooperative association definitions, SB 2970 on state contracting conflicts involving relatives, SB 2972 on temporary Oahu spearing restrictions for certain fish, and SB 2973 on banning jug-line fishing. A few bills drew objections over breadth or penalties, especially the boating and fishing measures, but the committee still adopted the recommendations. SB 2751 on workers’ compensation prescription drug rules was deferred indefinitely, and the meeting ended with the chair noting upcoming joint and committee meetings for the next day.

Transcript Highlights:

• Currently, there is no law setting out the protocol for evictions.

Bills: SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192

Keywords: bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education

Bills: SB169, SB180, SB203, SB87, SB195, SB192, SB169, SB180, SB203, SB87, SB195, SB192, HB132, HB37, HB13, HB54, HB126, HB7, SB30, HB188, HB189, HB26, HB264, HB288, HB248, HB249, HB227, HB228

Keywords: Lieutenant Governor, vacancy, governor appointment, Alabama Constitution, state government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, midwifery, licensed midwives, State Board of Midwifery

Transcript Highlights:

• We really do monitor this seriously. Is it perfect? Nope.
• We really do monitor this seriously. Is it perfect? Nope.
• We figure this out in advance, or they do, and we monitor it, and how much they're showing.
• We figure this out in advance, or they do, and we monitor it, and how much there should be.
• And in the stack is a continuously monitored emissions monitoring system, and that monitors all the particulates

Summary: The committee met at the Coteau Freedom Mine in Mercer County, approved the June 2 minutes, and heard an overview of the mine from Coteau Properties president Andrew Hawbaker. He described the Freedom Mine as the largest lignite mine in the United States, supplying coal to Dakota Gasification, Antelope Valley Station, and Leland Olds Station. He emphasized the mine’s scale, safety record, reclamation work, workforce needs, community involvement, and economic impact, including payroll, taxes, royalties, scholarships, and local hiring. Members asked about how long land stays in production, how quickly it returns to agriculture after reclamation, labor shortages, and how mining affects groundwater and water wells. Hawbaker said most tracts are mined for about three to five years, reclamation is coordinated with landowners, and the company continues to struggle to find electricians, welders, mechanics, operators, and engineers. The committee then heard from Public Service Commission Chairman Randy Christman on coal mining reclamation and permitting. He reviewed North Dakota’s coal mining history, the state’s reclamation laws, federal Surface Mining Control and Reclamation Act primacy, bonding, permit renewals and revisions, prohibited mining areas, inspection and enforcement, and contemporaneous reclamation requirements. Christman stressed that North Dakota’s program is professional and thorough, with frequent inspections, financial assurance, and a 10-year revegetation monitoring period before bond release. He also discussed federal coal ownership issues that can delay mine plans, the treatment of prime farmland, and how reclamation differs for wind and pipelines. In response to questions, he said one challenge is sometimes releasing land too soon before long-term compaction issues are fully understood, and he noted that data centers do not currently have a comparable reclamation model because they typically own the land. In the afternoon, the committee received an update from Lignite Energy Council president Jonathan Fortner on the lignite industry. He said North Dakota’s lignite sector supports five commercial power plants, four mines, about 12,000 direct and indirect jobs, and more than $5.5 billion in economic activity, while helping keep the state’s electricity rates among the lowest in the nation. Fortner reviewed coal severance and conversion tax revenues, the lignite research fund, federal regulatory rollbacks, carbon capture policy, and the industry’s legal costs fighting federal rules. He also highlighted a study on large-load development, saying new data centers and critical mineral processing facilities could create major local tax revenue and help justify new baseload generation. Members asked whether new gas pipelines would crowd out coal plant development and whether the economic study included jobs and broader local impacts; Fortner said the industry sees room for both and that the study did include construction, operations, jobs, and tax effects.

Transcript Highlights:

• thankfully, being in the UA system, we've been assisted in summarizing our long list of red flags and protocols
• And I will say since that time, we have no students have gotten past our very thorough protocols that
• That is one of the things to check on our list of protocols.
• So an IP address would have to be looked up, but that is one of the protocols that we have, one of the
• able to call upon at the UA and our fellow chancellors and just continue to develop red flags and protocols

Summary: The House and Senate Legislative Audit committee met to approve prior minutes and review four higher education audit reports. Staff first presented the University of Arkansas System report, which included three findings that had been certified and referred to the Governmental Bonding Board, the attorney general, and the appropriate prosecuting attorney: unauthorized purchases at UAPB totaling about $37,000, a fraud scheme involving falsified FAFSA/transcript records at East Arkansas Community College with about $66,000 in losses, and unallowable charges in the Veterans Upward Bound program at UA Fayetteville totaling $8,500, of which $6,700 was recovered. Committee members praised the institutions’ internal audit and management teams for identifying the issues and asked detailed questions about how the fraud was detected, especially the online student identity-theft scheme at EACC and the safeguards now being used to verify student identity and prevent similar cases. EACC officials explained that the fraudulent admissions involved online applicants using falsified transcripts and identity-theft tactics, that 39 suspicious students were identified, and that seven slipped through far enough to receive federal aid, resulting in a $2,500 reimbursement obligation to the university. They said the college now uses a cross-departmental student validity team, extensive red-flag protocols, direct outreach to high schools, ID verification, and other checks, and that the issue has been shared across the UA system and with other campuses. UA Fayetteville also clarified that no veterans were harmed by the Veterans Upward Bound finding; the program was closed and students were redirected to other veteran support programs in the state. The committee then deferred the Northwest Arkansas Community College report. Staff next summarized two additional reports, from Southeast Arkansas College and Southern Arkansas University Tech, which contained only financial statement misstatements corrected during audit fieldwork; SAU Tech also had a finding involving unauthorized withdrawals that the college discovered and recovered. With no further questions, the committee voted without objection to file the reviewed reports and adjourned.

Transcript Highlights:

• The bill requires crane owners to continue to follow all FDOT-required safety protocols.
• My questions are around the safety protocols that you mentioned.
• I would imagine the current safety protocols don't take into account cranes traveling at night.
• So there actually are, There actually are safety protocols.
• So the safety protocols are actually already there because they're required for anything over 10-6.

Summary: The Economic Infrastructure Subcommittee heard and approved three bills. HB 1165 by Rep. Owen would authorize FDOT to issue a special blanket permit for mobile cranes and accessory support vehicles meeting specified size limits, allowing them to travel on and off interstates at all hours, including at night, while still following safety requirements and local travel restrictions. The sponsor and crane industry proponents said the bill would reduce congestion and improve emergency and disaster response. The bill was reported favorably by a 17-0 vote. The committee also considered CS for HB 279 by Rep. Partington, which strengthens penalties for misuse of the 911 system. The bill adds restitution requirements for emergency response costs and creates enhanced felony penalties when a false emergency report causes great bodily harm or death. Members raised concerns about juvenile prank calls and suggested awareness efforts in schools; the sponsor said those ideas could be considered separately. A Volusia County Sheriff’s Office representative supported the bill, and it passed favorably by a unanimous vote. Finally, the committee heard HB 177 by Reps. Harris and Woodson, designating a portion of I-Drive as the Harris Rosenway in honor of philanthropist and hotelier Harris Rosen. An amendment was adopted to also designate a bridge in Duval County as the Bernard Wilkes Rebaugh River Bridge in honor of longtime coach Bernard Wilkes. Members spoke in support of both honorees and their community impact. The bill, as amended, was reported favorably by a 17-0 vote. The meeting then adjourned.

Transcript Highlights:

• Monitoring does not prevent the crime.
• They do not need us telling them to monitor those who don't need to be monitored.
• This is not a moral or philosophical difference about monitoring or not having monitors.
• that we can monitor already.
• They'll be being monitored, but we couldn't monitor the other people, the other criminals.

Keywords: 1182, all

Transcript Highlights:

• disciplinary tools for the Office of Public and Professional Guardians, including fines, enhanced monitoring
• The bill establishes threat management protocols based on prevention and student safety and provides
• That's the reason why the Guardian program, where it works, works very often based on protocols that
• made based upon what the needs of the school are and what kind of coordination and planning and protocols
• rather these are churches and synagogues and mosques who work with local law enforcement to develop protocols

Summary: The Florida Senate convened with a quorum, opened with a prayer and Pledge of Allegiance, and heard several member introductions recognizing guests, interns, public servants, and a resolution honoring Indiana University quarterback Fernando Mendoza for winning the Heisman Trophy. The chamber then moved to the special order calendar and took up a series of bills, with some measures temporarily postponed and others advanced after brief debate and, in several cases, substitution of House companions for Senate bills. The first major bill passed was CS/CS/HB 355 on health care patient protection, which requires hospitals with emergency departments to have pediatric emergency care policies, training, equipment, and a designated pediatric coordinator; it passed 36-0. The Senate also passed CS/HB 1113 on public records, expanding confidentiality protections for victims and temporarily protecting the name of a law enforcement officer who becomes a victim in the line of duty; it passed 33-4. CS/CS/HB 1085 on local government cybersecurity was amended to place the program under the Florida Digital Service and to adjust grant timing, then passed 37-0. CS/CS/HB 925 on clerks of court passed 38-0 after amendments affecting revenue retention, legal notices, traffic citation distributions, and municipal fee sharing. CS/CS/HB 679 on trademark registration modernization and CS/CS/HB 589 on septic permit timing also passed unanimously. The most extensive debate centered on CS/CS/HB 991 / SB 1334, an elections bill that would use Real ID data to verify citizenship, change voter ID rules, alter candidate qualifying requirements, and revise election administration procedures. Senators offered and debated numerous amendments on documentation fees, senior exemptions, human review versus automated systems, student and retirement-center IDs, and effective dates; most were defeated, though one amendment adding stock-trading disclosure language for candidates was adopted. The bill’s sponsor cited election-crimes reports and specific prosecutions involving non-citizens as justification for the measure, while opponents argued it could disenfranchise eligible voters, especially students and seniors. The transcript ends during continued questioning and debate on that elections bill, before final disposition is shown.

Transcript Highlights:

• So can we clarify, because I thought I heard you say that you have some mechanism in your protocol to
• 00:16:23.319> mechanism<00:16:23.800> in<00:16:23.920> your<00:16:24.160> protocol
• <00:16:24.600> to have some mechanism in your protocol to have some mechanism in your protocol
• That you have a case management system that you're utilizing to monitor your call volume.

Keywords: 912, senate, all

Summary: The Joint Committee on Ways and Means and Commerce and Consumer Protection heard the Department of Commerce and Consumer Affairs present its biennium budget request for fiscal years 2025 to 2027. Director Nainoa Ando said the department’s requests were primarily special-fund ceiling increases to meet operational needs. Major items included an additional $12 million to complete the King Kamehameha V Post Office building roof project after hidden deterioration and water intrusion were discovered, plus funding related to fringe benefits and central services assessments. The department also outlined requests for a new medical compact implementation cost, an auditor position, an engineer position, and a captive insurance IT modernization project. A significant portion of the discussion focused on the Office of Consumer Protection’s landlord-tenant call line and public service access. Senators raised concerns that callers often reach voicemail, are told to leave a message, and sometimes are referred to look up the law themselves. DCCA said the Oʻahu line is staffed by one full-time employee backed by two to three investigators, with one investigator each on Maui and Hawaiʻi Island, and that calls are tracked in a case management system. The department said it plans to add one more Oʻahu staff position through a transfer from another division and that a new call-center/web system with time tracking is expected to go live in the summer. Members also discussed a possible bill related to Pearson VUE nursing certification testing, with one senator describing the burden on neighbor-island nursing graduates who must travel to Honolulu for a one-hour test. The senator said she intended to introduce legislation after receiving no response to repeated outreach. DCCA did not take action on that proposal during the hearing. For the PUC-related requests, the department explained a one-time $1 million request for outside consulting tied to Maui wildfire-related filings, including wildfire safety mitigation and hazard mitigation plans, and a separate $900,000 request through the Consumer Advocacy Division to hire consultants for review and analysis. The committee also discussed a captive insurance IT modernization request, which DCCA said would replace manual and spreadsheet-based processes with a cloud-based system to better handle filings, payments, and workflow; no vote or final action was taken on the budget items during the hearing.

Transcript Highlights:

• We followed the standard of care protocol there requesting blood that was fresh and that had, uh, antigen
• So when a patient is identified as being chronically transfused, they're put on a protocol in which we
• Children's hospital, um, protocols are age of blood is less than 14 days.
• Um, so I understand why there need to be protocols to try to control.
• And so do you have a, do you know what their protocols are for blood donation?

Transcript Highlights:

• This is a modest, common-sense measure that would establish a formal process for California to monitor
• This is a modest common sense measure that would establish a formal process for California to monitor
• This law would require manufacturers to build monitoring systems into general fabrication tools.
• Operators must publish a child safety policy and implement a crisis response protocol, bringing transparent
• Operators must publish a child safety policy and implement a crisis response protocol, bringing transparency

Keywords: 987, senate, all

Transcript Highlights:

• in the abortion pill reversal, at the very least, these kits offer medical guidance and health monitoring
• So the terminology that was there originally says a watcher can go. monitor at any other location designated
• Second, in Senate Bill 1, it was intended that video surveillance would be available and monitored and
• Senate Bill 2166 enhances the testing protocols for voting tabulation equipment.
• clarifies the responsibility of election officials in conducting and documenting testing procedures, protocols

Bills: SB31, SB33, SB510, SB871, SB1868, SB2024, SB2166, SB2309, SB2880, SJR27, SJR39, SJR40, SB 31, SB 33

Keywords: SB 31, Life of the Mother Act, Texas abortion law, medical emergency, reasonable medical judgment, pregnancy complications, maternal health, life-threatening condition, ectopic pregnancy, spontaneous abortion, miscarriage, unborn child, abortion exception, abortion ban, physician liability, health care liability claim, aiding and abetting, Texas Medical Board, State Bar of Texas, continuing medical education

Transcript Highlights:

• This is, um, so the use of giving outside individuals our email addresses is not protocol.
• Chair Cleborne: So the use of giving outside individuals our email addresses is not protocol.
• Chair Cleborne: So the use of giving outside individuals our email addresses is not protocol.
• Let us be the good stewards when we have already breached our own protocols."
• 29:40.240> us<00:29:40.400> to not standard protocol for us to not standard protocol for

Keywords: 1183, house

Transcript Highlights:

• You can get an idea of everything from well monitoring to road conditions.
• And<00:51:49.880> how<00:51:50.240> you<00:51:50.400> monitor<00:51:51.520> and
• c> how<00:51:51.840> you<00:51:51.960> come<00:51:52.200> up And how you monitor
• and how you come up And how you monitor and how you come up with with with what's<00:51:53.800> the
• , if you will, or uh protocol, if you will, or calculation. calculation. calculation.

Keywords: 916, all

Transcript Highlights:

• We monitor it yearly to make sure it's competitive.
• Um we monitor it yearly to make sure Um we monitor it yearly to make sure it's<01:17:48.520> competitive
• , those protocols, those protocols, uh<03:04:56.160> I<03:04:56.280> have<03:04:56.520
• There was some concern in my mind about how that was monitored.
• And I'm just curious if there is any stepped up monitoring of that. How does that work?

Keywords: 916, all

Transcript Highlights:

• And so why wouldn't that mean a decentralized protocol that I use to bridge between the two?
• And so why wouldn't that mean a decentralized protocol that I use to bridge between the two?
• And so why wouldn't that mean a decentralized protocol that I use to bridge between the two?
• For stablecoins, those protocols are largely just used for the trading side of it.
• For stablecoins, those protocols are largely just used for the trading side of it.

Keywords: 1189, house, all

Summary: The meeting began with roll call and introductions of commission members and guests, followed by approval of the agenda and a motion to approve the February 10 minutes with a correction clarifying that one quoted statement was misattributed. The commission then moved into presentations. The main presentation came from the Conference of State Bank Supervisors on implementation of the federal GENIUS Act for stablecoins. The speaker reviewed the OCC’s recent 367-page proposed rule, noting it raises many open questions and design choices for states, and discussed expected upcoming rulemaking from the FDIC, Federal Reserve, and Treasury. The presentation focused on six areas: permissible issuer activities, reserve assets and redemption, risk management and supervision, treatment of state-qualified issuers, capital/operational backstops, and foreign issuers. It also flagged unresolved issues around Bank Secrecy Act/AML requirements and the meaning of “digital asset service provider” activities. A substantial portion of the discussion addressed yield restrictions, with the presenter explaining the OCC’s broad definition of yield and its rebuttable presumption against issuer-affiliated or related third-party yield arrangements. The speaker said this likely forecloses many existing white-label structures but leaves some room for third-party payments depending on distance from the issuer, and noted ongoing Senate debate over similar provisions. The presentation also covered reserve valuation, liquidity and diversification requirements, redemption timing, and supervisory expectations such as third-party oversight, IT security, exam cycles, and reporting. No additional votes or formal actions were taken beyond approving the amended minutes.