Transcript Highlights:

• Regarding reopening of claims and continued treatment, permanent total disability claims, or P.T.D. claims
• after a claim ends.
• P.T.D. claims are claims where an injury prevents a worker from being employed or has loss of legs, arms
• It was an L&I claim. He went to the doctor. The doctor said, you need... It was an L&I claim.
• These kinds of claims have real impacts on families.

Summary: The committee first took up House Bill 2091, a collective bargaining measure that would require state agencies and other employers covered by the Personnel System Reform Act to provide unions with employee contact and job information similar to what other public employers already must share. The sponsor and union witnesses said the bill would close a gap left by prior legislation and improve communication with represented employees; no one testified in opposition during the hearing portion shown. Action on the bill was deferred. The committee then moved to House Bill 2264, which would allow workers who voluntarily participate in an employer-initiated layoff or reduction-in-force plan to qualify for unemployment insurance if the separation results from that plan. The sponsor and a member described it as a narrow fix to clarify eligibility and reduce disputes. After brief supportive testimony, the committee voted 9-0 to report the bill out with a due pass recommendation. A lengthy hearing followed on House Bill 2218, a workers’ compensation bill that would expand provider choice, require notice to injured workers of their right to choose a provider, limit employer steering, speed utilization review, allow more flexibility from treatment guidelines, and change rules for reopening or continuing treatment on certain claims. Supporters, including injured workers, unions, attorneys, firefighters, and a psychiatrist, argued the current system delays care and over-relies on rigid guidelines; opponents from business groups and the Department of Labor and Industries said the bill would weaken evidence-based standards, raise costs, and create uncertainty. No final action was taken in the portion shown. The committee also heard House Bill 2105, as a proposed substitute, which would require employers to notify workers after an ICE Form I-9 inspection notice or results, limit voluntary access to certain records without a subpoena or warrant, require workplace postings, and create enforcement by the Attorney General and private lawsuits. Supporters said the bill would provide due process, transparency, and protection for immigrant workers; opponents, especially small business and agricultural groups, warned of conflicts with federal law, burdensome notice requirements, and severe penalties. The hearing continued with additional testimony, and no vote was taken in the excerpt provided.

Transcript Highlights:

• When you process the claims and look at the claims, is there a mechanism within your risk management
• When you process the claims and look at the claims, is there a mechanism within your risk management
• For larger claims, they do take legal action.
• Those claims have to be closed if there is no one to pursue.
• They have established a claim with that carrier as well.

Summary: The committee received a detailed staff presentation on Washington State Ferries’ capital needs, current fleet status, and long-range funding outlook. Staff described the current service pattern, ridership recovery since the pandemic, the aging fleet, and the state’s plan to add three new hybrid-electric Olympic-class vessels under the 2025 budget, with delivery expected around 2030-2032. Members also heard that the fleet is operating with no reserve vessel, that preservation time is below the desired level, and that terminal electrification and vessel conversion plans face timing, cost, and procurement risks. Questions focused on ridership trends, biofuel supply, design-risk allocation in vessel contracts, sequencing of terminal electrification with new vessel delivery, and the cost and feasibility of restoring international Sidney service, which would require a SOLAS-certified vessel. Staff then outlined ferry capital funding, saying recent spending and programmed needs are far above regular ferry-specific revenues and that the system relies on a mix of dedicated accounts, transportation package money, federal grants, and transfers. They said the near-term budget is balanced through 2027-29, but the longer-term capital outlook shows a shortfall of roughly $250 million to $300 million per biennium, with broader unmet needs much higher. The presentation estimated costs for future vessels, life extensions, terminal electrification, and additional Jumbo Mark II conversions, and noted that the current enacted plan does not fully fund fleet replacement, full electrification, or life extension of older vessels. Members asked for follow-up information on terminal seismic/environmental issues, contract options for additional vessels, and the timing and cost of alternative vessel designs. The committee then shifted to WSDOT maintenance and preservation. Pascoe Focktich described maintenance operations, including winter response, guardrail repair, facilities, equipment, and the effects of underfunding and inflation. He said most of the maintenance budget is fixed cost and labor, that material prices have risen sharply, and that many facilities are in poor condition with asbestos issues and deferred upkeep. He also noted growing guardrail damage, increasing pavement claims, and the burden of maintaining aging bridges and facilities. Members asked about prior planning for these needs, the role of asbestos, and whether more proactive sequencing could help budget decisions. Troy Suing then presented the highway preservation program, saying WSDOT is in the early stages of critical failure and has stretched preservation dollars as far as possible. He explained the distinction between pavement, bridge, and other highway asset preservation, said the department is largely reactive, and estimated that delaying work can make it three to five times more expensive later. He said about 40% of roadways are currently due or overdue for preservation, bridge conditions are nearing the federal poor-bridge threshold, and the department’s 10-year preservation need is about $8 billion. Members asked about the cost of deferring work, whether the department could do more if funded, how priorities are set, and whether other states face similar problems. Finally, Evan Grimm and Mike Fay briefed the committee on bridge strikes by overheight vehicles. They described recent incidents on I-90 near Cle Elum and SR 410 near White River, the damage and closures caused, and possible countermeasures such as public outreach, improved trip-planning tools, and a pilot warning system with sensors and flashing beacons. Fay explained the state’s financial recovery process for third-party damage, saying WSDOT recovers roughly $20 million per biennium and about 78% to 80% of billed damages, with money going to the motor vehicle fund. Members asked about prevention, insurance recovery, and whether the state uses claim data to inform future design or safety changes.

Transcript Highlights:

• If your father hired a lawyer and filed a claim, the typical from the beginning of a work comp claim
• If your father hired a lawyer and filed a claim, the typical from the beginning of a work comp claim
• If your father hired a lawyer and filed a claim, the typical from the beginning of a work comp claim
• If your father hired a lawyer and filed a claim, the typical from the beginning of a work comp claim
• If your father hired a lawyer and filed a claim, the typical from the beginning of a work comp claim

Committee: Senate Labor

Keywords: 1187, senate, all

Transcript Highlights:

• </c> of a claim? Also an excellent question. of a claim? Also an excellent question.
• </c> months before making a wage claim? months before making a wage claim?
• </c> deductions, whatever the claim may be. deductions, whatever the claim may be.
• So when a comp when a claim when claim.
• </c> outset of a claim. outset of a claim. &gt;&gt; Represent. &gt;&gt; Represent.

Committee: House Labor, Industrial and Rehabilitative Services

Keywords: 1189, house, all

Transcript Highlights:

• You know, people aren't making claims on their house siding very often.
• You know, people aren't making claims on their house siding very often.
• Please contact the DCI for having issues with processing claims.
• , the adjusters claim that the insurance adjusters claim it still works.
• And we've seen claims where those were denied as well.

Committee: House Insurance and Banking

Summary: The Insurance Committee held a public hearing on House Bill 2250, sponsored by Rep. Jacqueline Zimmerman, which would require insurers to cover full siding replacement when storm damage affects only part of a home and matching siding is not reasonably available. Zimmerman said the bill would codify existing Missouri case law, address homeowner complaints after hailstorms, and make clear that insurers must restore a reasonably uniform appearance. Committee members generally expressed support for the goal, while also discussing possible scope changes, such as limiting coverage to street-facing elevations, and possible disclosure requirements to better explain policy coverage to consumers. The Missouri Insurance Coalition testified in opposition, saying the bill could increase premiums for all homeowners and that consumers should be able to choose more affordable policies with less coverage. Coalition witnesses said matching siding issues are often cosmetic, that carriers already offer different policy options and riders, and that requiring full wrap coverage could create upward pressure on rates. They also noted that severe weather has made these disputes more common and said the Department of Commerce and Insurance and brokers can help consumers understand their policies. Committee members debated whether partial repairs truly make homeowners whole, and several compared the issue to blending paint on cars or matching repairs after hail damage. After the HB 2250 hearing ended, the committee established a quorum and moved into executive session on House Bill 3328. The committee adopted a House committee substitute that renamed the program the Stronger Home program, removed IBHS certification in favor of a non-biased third-party testing lab, and removed an adjuster cap. The committee then voted 9-0 to report the House committee substitute for HB 3328 do pass, and the meeting adjourned.

Transcript Highlights:

• the process that there wasn't a whole lot of clarity around what happened related to the insurance claim
• clear process as it relates to the Department of Admin and the agency that experiences a damage or claim
• or a proposed claim settlement.
• So if an agency, say, has a building flood and then they get paid for that money, or paid for that claim
• We would use the funds to repair the building if that's what the claim was intended to settle.

Committee: House State Affairs

Keywords: 989, all

Transcript Highlights:

• credits and inflate recycled-content claims.
• They overstate recycled-content claims, claims that consumers actually pay more for usually, and perpetuate
• This bill is about false claims.
• But you don't know of any claims. I will say that, actually, in the analysis, Any claims?
• We want you to make no claims.

Summary: The committee heard several bills and one resolution focused on recycling, housing affordability, air quality, coastal protection, wildfire resilience, and nuclear policy. AB 2559, by Assembly Member Ward, would require local governments to return refundable construction and demolition permit deposits if compliance documentation is submitted within three years of final inspection; supporters said it would prevent homeowners and developers from losing deposits due to mismatched local deadlines, and it passed unanimously as amended to Appropriations. AB 1704, by Assembly Member Gonzalez, would require CARB to assess the cost of lower-embodied-carbon building materials and pause the embodied-carbon program if cost parity is not reached; supporters framed it as a housing affordability safeguard, while environmental groups argued it would delay implementation of a key climate law. The bill passed on a party-line vote to Appropriations. AB 2349, by Assembly Member Solache, would create regional air quality incident response centers for emergency monitoring and coordination; it drew strong support from air district and local government representatives and passed unanimously to Appropriations. ACR 149, commemorating the 50th anniversary of the California Coastal Act and Coastal Conservancy, highlighted coastal access, habitat protection, and climate adaptation; it passed the committee, though some members voted no. AB 1960, by Assembly Member Bennett, would let Cal Fire fund community-level wildfire hardening projects through the Wildfire Prevention Grants Fund; members raised questions about funding and implementation, but it passed to Appropriations. AB 2254, the Coastal Monarchs Protection Act, would require coastal local governments to add monarch overwintering protections when updating local coastal plans; supporters cited steep monarch declines and economic benefits, while local government groups opposed the mandate as duplicative and burdensome, and it passed to Water, Parks and Wildlife. AB 2253 would restrict deceptive recycled-content claims and mass-balance accounting practices; supporters said it would protect consumers and real recyclers, while business groups argued it would conflict with recognized accounting systems and EPR programs. The transcript also included AB 1757, which would create a limited carve-out from California’s nuclear moratorium for microreactors; supporters said it could provide clean, local power and support data centers, while opponents warned of cost, waste, and safety risks. The committee ultimately rejected AB 1757 on a divided vote, then granted reconsideration, and the discussion continued without a final action shown in the excerpt.

Transcript Highlights:

• Should there be a claim? Thank you, Chair.
• Certainly, there's still a claims bill process.
• Well, how would the state be responsible then for a claim?
• this act, the limitations of liability in effect on the date the claim accrues shall apply to the claim
• If a child is harmed and the claims bill process is the solution, Child is harmed and the claims bill

Summary: The committee took up a series of bills and reported several of them favorably, often after brief sponsor presentations, supportive public testimony, and unanimous or near-unanimous votes. Early measures included PCS for CSHB 1069 on background screenings for athletic coaches and qualified entities, CS/HB 365 on law enforcement interactions with individuals with autism spectrum disorder, and CS/HB 269 plus its linked public-records bill CS/SB 298 on domestic violence and dating violence. The domestic violence package focused on using NG-911 technology for discreet help-seeking, expanding protections to dating violence victims, and preserving confidentiality for participants in related programs. The committee also approved HB 6507, a claims bill for injuries involving DCF negligence, after limited discussion. Members then considered PCS for CSHB 1159, which increases penalties and updates terminology for sexual offenses involving minors, child sexual abuse material, and related crimes. The bill was amended to replace “child pornography” with “child sexual abuse material” and to address childlike sex dolls, and it passed unanimously. The committee also heard CS/HB 529 on community-based care lead agency and subcontractor liability insurance. That bill would remove a statutory liability-insurance requirement for certain child welfare providers amid an insurance market crisis; it drew extensive debate, with supporters saying it would prevent agencies from shutting down and opponents warning it would reduce accountability and leave children vulnerable. It passed 15-4 as amended. The committee next approved PCS for CSHB 277 on domestic violence and protective injunctions. The bill creates a Pinellas County pilot for electronic monitoring with victim notification, raises the victim relocation allowance, strengthens penalties for repeat injunction violations, and adds protections involving military orders and pets. Testimony was strongly supportive, including from survivors, and the bill passed 18-0 as amended. CS/HB 1009 on government publication of advertisements and public notices also passed, after an amendment requiring notices to remain publicly accessible; newspapers and press groups opposed it, arguing it would fragment access to notices, while the sponsor said it modernizes outdated posting rules. Finally, the committee heard PCS for CSHB 1471 on systems of law and terrorist organizations, which would create a state process for designating domestic terrorist organizations and bar public support for them; the bill drew sharp constitutional objections from civil liberties, press, labor, and advocacy groups over due process, free speech, and viewpoint discrimination concerns.

Transcript Highlights:

• Our program reimburses 80% of claims that are between $50,000 and $250,000.
• All reinsurance funds are being used to pay for medical claims for chronic conditions.
• All reinsurance funds are being used to pay for medical claims for chronic conditions.
• All reinsurance funds are being used to pay for medical claims for chronic conditions.
• </c><00:31:18.399><c> spend</c> plan type exchange status claim spend plan type exchange status claim

Committee: House Commerce Finance and Policy

Keywords: 1183, house

Transcript Highlights:

• </c><00:25:31.360><c> And</c> portion of an injury claim. And portion of an injury claim.
• As<00:25:55.040><c> those</c><00:25:55.360><c> legacy</c><00:25:55.880><c> claims,</c><00:25:56.520><
• c> you</c><00:25:56.600><c> know,</c> As those legacy claims, you know, As those legacy claims, you know
• </c><00:26:40.680><c> to</c> of the Department of Workers Claims to of the Department of Workers Claims
• </c><00:26:46.600><c> operates</c> Department of Workers Claims operates Department of Workers Claims

Committee: House Economic Development & Workforce Investment

Keywords: Meeting Start: 00:00 Roll Call: 00:36 HB 732 Discussion: 02:00 HB 732 Vote: 20:55 SB 343 Discussion: 23:39 SB 343 Vote: 28:54 SB 129 Discussion: 30:30 SB 129 Vote: 32:27, 958, all

Transcript Highlights:

• Usually their preference is a quit claim deed. A quit claim deed.
• So what a quit claim deed says is that, Okay, so what a quit claim deed says is that, essentially, I'll
• Usually their preference is a quick claim deed. A quit claim deed.
• So of what a quick claim deed says is that, Okay, so of what a quick claim deed says is that essentially
• The old joke is I can quit claim you the courthouse doesn't mean you own it.

Summary: The House met after a quorum call and several members introduced job shadows, interns, and 4-H guests. Once 93 members were present, the chamber moved to House Bills for Perfection. House Bill 1707 was taken up first and amended with a title change; sponsors said it would stop the Department of Revenue from taxing credit card processing fees charged to vendors. Members described it as a small-business measure, and the bill was ordered perfected and printed as amended. The House then considered House Committee Substitute for House Bill 2819, which would authorize rounding cash sales to the nearest five cents in light of the penny’s elimination. Supporters said it would give businesses clear authority to round and avoid compliance problems or lawsuits. The substitute was adopted and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2103 followed, a property-fraud and notary-fraud bill that would require warning signs in recorder offices, increase penalties for false filings and notary-related fraud, and raise fines for notary seal vendors. Supporters said it was aimed at deterring deed fraud and protecting homeowners; some members questioned whether it went far enough or whether it could burden honest notaries. The substitute was adopted and the bill was ordered perfected and printed. House Bill 1800, dealing with the Hancock Amendment inflationary growth factor for property tax assessments, drew the most debate. An amendment changed the title and another amendment lowered the cap on revenue growth from 5% to 3% when inflation exceeds that level. Supporters argued it would help taxpayers keep more of their money; opponents warned it would reduce funding for schools, fire districts, ambulance districts, libraries, and community colleges and could force more frequent ballot measures. The amendment and the bill were both adopted, and the bill was ordered perfected and printed. House Committee Substitute for House Bill 2600, which would create a clearer process for ambulance district consolidation and improve rural EMS access, was also amended to preserve county commission authority over subdistricts, allow at-large districts in some cases, require voter approval for mergers, and tighten timing and election procedures. Members said the changes would help struggling ambulance districts while keeping local control, and the substitute was adopted and ordered perfected and printed. The House then adjourned after announcements about upcoming committee meetings and events.

Transcript Highlights:

• Regarding reopening of claims and continued treatment...
• Permanent total disability claims, or PTD claims, have a different process than other types of workers
• ' compensation claims for allowing additional treatment after a claim ends.
• PTD claims are claims where an injury prevents a worker from being employed or has loss of legs, arms
• These kinds of claims have real impacts on families.

Bills: HB2091 , HB2105 , HB2218 , HB2107 , HB2137 , HB2243 , HB2264

Committee: House Labor & Workplace Standards

Keywords: public employers, employee information, bargaining representatives, labor relations, union representation, immigrant worker protections, immigrant rights, worker protections, I-9 audit, Form I-9, employment eligibility verification, workplace raid, federal immigration inspection, employer notice, anti-retaliation, retaliation, Attorney General enforcement, private right of action, labor law, workplace rights

Transcript Highlights:

• , and claims costs.
• of claims decisions.
• of claims decisions.
• claim about once every 30 days.
• claim about once every 30 days.

Bills: HB2689 , SB5420 , SB5868 , SB5877

Committee: House Appropriations

Keywords: Working Connections Child Care, child care subsidy, subsidized child care, Washington DCYF, Department of Children, Youth, and Families, low-income families, child care providers, licensed child care centers, family child care, market rate survey, subsidy rates, income eligibility, state median income, SNAP, Basic Food, collective bargaining, provider reimbursement, daily payment, half-day care, partial-day care

Transcript Highlights:

• How do you raise an intellectual disability claim?
• And four, it limits these hearings only to plausible claims.
• We have post-conviction procedures with deadlines, and an Atkins claim, like any other claim, has to
• You will be precluded from bringing a claim at all, a claim that is about literally your life and death
• You will be precluded from bringing a claim at all, a claim that is about literally your life and death

Bills: HB91 , HB123 , HB167 , HB255 , HB264 , HB321 , HB884 , HB955 , HB967 , HB968 , HB969 , HB978 , HB985 , HB994 , HB1005 , HB1104 , HB1107 , HB1109 , SCR3

Committee: House Administration of Criminal Justice

Keywords: criminal procedure, disclosure, criminal records, witness protection, trial rights, electronic monitoring, GPS ankle monitor, ankle bracelet, pretrial release, post-conviction supervision, bail monitoring, house arrest, corrections, criminal justice, law enforcement, prosecuting authority, court reporting, provider registration, LCLE, Louisiana Commission on Law Enforcement and Administration of Criminal Justice

Transcript Highlights:

• What does a clean claim mean?
• the claim, and to me that's what a clean claim is.
• What does a clean claim mean?
• The number that I give here is not only the cost of the claim, but a 100% increase on that claim, and
• The number that I give here is not only the cost of the claim, but a 100% increase on that claim, and

Keywords: 928, house, all

Summary: The committee took up HB 297 with a non-germane amendment proposed by the Insurance Department to create the Granite State Home Mitigation and Resiliency Program. Commissioner DJ Beton explained that the program is intended to help homeowners reduce rising insurance premiums and avoid surplus lines coverage by funding proactive home and property improvements such as roof fortification, exterior and foundation work, flood protection, and tree removal. He said the proposal was developed after leadership asked for more statutory detail and for the idea to be vetted through policy committees rather than handled only in the budget process. Beton said the program would be funded by the first $1 million collected annually from the insurance premium tax, with grants of up to $10,000 awarded on a first-come, first-served basis. He described the program as modeled on similar efforts in other states, with means testing tied to the Department of Energy’s weatherization/home heating assistance criteria. He also said the department would administer the program using one existing staff position, with coordination through Treasury, and that unspent funds would roll over for several years before reverting to the general fund. Members asked about the unusual use of a non-germane amendment and how the bill would be handled procedurally, since the underlying bill and the new insurance proposal were unrelated. The chair explained that the amendment was being used as a vehicle to move the department’s proposal through the committee process and that the committee could later accept one part, both parts, or neither. No vote was taken in the portion of the meeting shown; the discussion ended with questions about administration, staffing, and the relationship between the underlying bill and the amendment.

Transcript Highlights:

• There was no claim unpaid.
• There was no claim unpaid.
• There was no claim unpaid.
• There was no claim unpaid.
• and claims related to pay the claims and claims related expenses<02:36:19.359><c> um</c><02:36:19.640

Committee: Senate Finance

Keywords: 1191, senate, all

Transcript Highlights:

• Families are still navigating loss, insurance claims, and uncertainty.
• department investigations of claims.
• Claim closure time is down 27% since mid-2025.
• These are the fastest claim results, claim handling results, on record for a major California wildfire
• Claims payments are fastest on record.

Summary: The Assembly Insurance Committee held an oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy (SIS), with Insurance Commissioner Ricardo Lara providing a detailed update on implementation after the January 2025 Los Angeles wildfires. Lara said the strategy has helped stabilize the market, speed claims payments, and keep insurers in California, citing $22.4 billion paid to wildfire survivors, 94% of 4,121 claims paid fully or partially, $210 million returned through department investigations, and a 27% reduction in claim closure time. He said major insurers, including Mercury, CSAA, USAA companies, Pacific Specialty, and California Casualty, have filed under SIS, with several more filings pending, and that approvals have generally been completed within 100 days of public notice. He also discussed modernization of rate review, a new data reconciliation tool, a planned regulation to require rate reviews within 60 days plus a possible 30-day extension, and ongoing work on Fair Plan oversight, wildfire risk modeling, and mitigation standards such as Zone Zero. Committee members focused on wildfire survivor non-renewals, Fair Plan growth, claim handling timelines, and whether new legislative proposals could help or hinder market stability. Lara said visible consumer relief should begin in 12 to 24 months, with broader market stabilization expected over three to five years, and emphasized that mitigation, faster rate review, and insurer participation are key to reducing reliance on the Fair Plan. He also highlighted his 22-bill package, including SB 876 on disaster claims handling, AB 1795 on smoke damage standards, AB 1680 on Fair Plan accountability, and reforms to the intervener process. Members raised concerns about balancing consumer protections with insurer participation, and Lara said the Legislature should weigh those tradeoffs through the committee process. Public commenters were divided but generally acknowledged the importance of the issue. Consumer and survivor advocates argued that insurers still delay or underpay claims and that more protections are needed, while industry representatives praised the department’s work and urged caution so the new system is not undermined. Several speakers stressed the need for mitigation, Zone Zero rules, and adequate rates, while others warned that wildfire and liability insurance problems are affecting foster care providers, commercial coverage, and utility wildfire costs. The hearing concluded with the committee adjourned after public comment.

Transcript Highlights:

• I submitted a claim to L&I, and I assure you that a rigorous evaluation of this claim was performed,
• The claims are already being approved, but the journey is not the same.
• Yeah, we heard testimony that when these claims are on appeal, they're allowed.
• And that's generally true on all of the presumed occupational disease types of claims.
• Yeah, we heard testimony that when these claims are on appeal, they're allowed.

Summary: The Labor and Commerce Committee heard public testimony on several bills. Senate Bill 618, the Eric Schrauss Memorial Act, would remove the current time-and-exposure qualifiers for the workers’ compensation presumption that certain heart problems in firefighters and law enforcement officers are occupational diseases. The sponsor and family members of fallen firefighters testified in support, describing delayed claims and arguing the bill would spare grieving families from lengthy appeals. Opponents including counties, self-insurers, cities, and L&I’s research staff said the current qualifiers are based on science, warned the change would greatly expand claims and costs, and noted a 2023 advisory committee did not recommend the change. No vote was taken. The committee also heard Senate Bill 5379, which would extend interest arbitration rights to Washington State Parks and Recreation Commission law enforcement rangers. The sponsor and a park ranger testified that rangers are commissioned peace officers who cannot strike and are paid less than comparable law enforcement, leading to staffing shortages and turnover. The bill was presented as a fairness and retention measure. Testimony on Senate Bill 6147, concerning grocery store closures in food deserts, was split: supporters from Tacoma, labor, and local government said a six-month notice requirement would help communities respond to closures like the Fred Meyer shutdown in South Tacoma, while grocers and industry groups argued the bill was too prescriptive, would add legal risk, and would not solve underlying crime and business pressures. Senate Bill 6106, requested by the Employment Security Department, would exempt tribes from the state WARN-style notice law and make employee names and addresses submitted in layoff notices confidential under the Public Records Act. ESD and business groups supported the bill as a clarification and privacy fix, and no opposition was heard. The committee then took testimony on Senate Bill 5927, which would cap future workers’ compensation COLAs at 3%; employers and self-insurers supported it as a way to address volatility and long-term liabilities, while labor, injured-worker advocates, and others opposed it as an across-the-board benefit cut that would erode wage replacement. L&I explained it has been studying possible COLA changes but did not bring forward its own proposal. Finally, Senate Bill 6287 on kratom would restrict adulterated or harmful kratom products, require labeling, set a 21+ sales age, and allow local regulation; supporters backed the age limit and bans on concentrated 7-OH, while some industry witnesses opposed the private right of action and local patchwork rules. The committee adjourned after public testimony; no final votes or executive action were taken in the transcript.

Transcript Highlights:

• And we also want to recognize that contractors are critically important in the claims process.
• They do not control their own claim. They have a lien. They do not control their own claim.
• There could be other components of the claim, personal property, additional living expense.
• for negligent claims handling or even bad faith.
• And this lets the insurance companies who mishandled claims get off the hook.

Summary: The Consumer Protection and Business Committee held public hearings on three Senate bills. SB 5831, the Uniform Mortgage Modification Act, was explained by staff as creating safe harbors so certain mortgage modifications would not alter lien priority or require re-recording; the prime sponsor said it would reduce uncertainty and legal costs. No one testified on the bill. SB 6091, concerning real estate brokers marketing residential properties to exclusive groups, was described as requiring concurrent public marketing when brokers market to limited groups, while allowing private marketing so long as the public also has access; the sponsor and supporters said it would promote fair, open housing markets and reduce pocket listings that can reinforce exclusion. SB 6178, prohibiting post-loss assignment of benefits in property insurance, was presented as protecting homeowners after disasters from signing away policy rights to contractors; the sponsor, the Office of the Insurance Commissioner, the National Insurance Crime Bureau, and the Washington State Association for Justice supported the bill, while discussion focused on whether the $50,000 penalty should distinguish between intentional and unintentional violations. For SB 6178, the Office of the Insurance Commissioner said it has seen more complaints about policyholders being pressured to sign documents before contacting insurers and said the bill would help keep homeowners in control of claims. Testifiers emphasized that contractors play an important role in repairs but should not take over first-party insurance claims, and one witness noted the bill would not prevent direct payment arrangements to contractors. Committee members asked about penalties and whether a cooling-off period or other alternatives might address concerns about good-faith contractors. For SB 6091, supporters including Zillow, Washington Realtors, Habitat for Humanity, Windermere, and the Fair Housing Center of Washington argued that exclusive or pocket listings can reduce transparency, limit competition, and worsen housing inequities. They said the bill still allows private marketing and open houses, but requires public availability as well, and does not force owners to allow access to their property. A rental housing representative asked for an amendment to remove a reference to leases, saying the bill should not unintentionally apply to rental providers who are not brokers. The committee closed public hearings on all three bills and ended the meeting with birthday recognition for two members.

Transcript Highlights:

• As a result, many survivors have seen their insurance claims delayed, reduced, or denied altogether.
• The task force identified significant gaps in science, testing protocols, and claims practices.
• This ensures that survivors have real science-based standards governing their claims.
• For claims that occur after the effective date of the bill. Can we clarify?
• a certain threshold that now has to be met to be able to file claims for smoke damage?

Summary: The committee heard several insurance-related bills. AB 69, AB 1554, and AB 1680 all focused on California’s insurance market and the Fair Plan. AB 69 would require clearer notices to Fair Plan policyholders about coverage options, quarterly public reporting on clearinghouse programs, and additional broker/agent training to help depopulate the Fair Plan while preserving consumer choice. AB 1554 would require the California Earthquake Authority to post its annual report online and send it to relevant committees, and would direct the Insurance Commissioner to convene a working group on incorporating hazard mitigation into risk-transfer recommendations. AB 1680 would require the Fair Plan to comply with CDI examination findings, hire more staff, and improve clearinghouse operations; the Fair Plan moved from opposition to neutral after amendments, and the department said the bill would strengthen accountability and consumer protections. These bills were held pending quorum or taken up later, with authors requesting aye votes. AB 2198, by Assemblymember Rodriguez, would clarify title insurance rate-filing rules by specifying that title insurers file title rates and underwritten title companies file escrow rates, reducing duplicative filings and requiring rate schedules to be posted online. The California Land Title Association supported the bill, saying it codified longstanding practice and improved transparency, while the department continued discussions about possible revisions. The bill was left open for further questions and a later vote. AB 1795, by Assemblymember Gibson, would create statewide standards for inspecting, testing, and remediating smoke damage in wildfire-affected homes. The author and the Department of Insurance said the bill would establish science-based standards, protect survivors from unsafe reentry, require training and certification for relevant professionals, and improve claims handling; the department also described serious gaps found in its Fair Plan examination and recent wildfire claims. Insurers and some residents opposed or opposed unless amended, arguing the bill was still too broad, could raise costs, relied too much on industry standards, and left unresolved issues about legal standards, timing, and coverage. The bill remained under discussion, with the author saying negotiations would continue. AB 311, by Assemblymember McKinnor, would create an optional telematics-based auto insurance program to reward safer driving and improve road safety. Supporters, including road-safety advocates, victims’ families, and some insurance representatives, argued telematics could reduce speeding and distracted driving and save lives. Opponents, including privacy and consumer groups, argued the bill would create opaque surveillance pricing, undermine Prop. 103, and raise privacy and fairness concerns. After extensive debate, the committee passed the bill on a 3-0 vote and placed it on call. AB 1798, by Assemblymember Wilson, would bar life and disability insurers from using non-diagnostic genetic information from direct-to-consumer or other predictive genetic testing to deny coverage or raise premiums, while preserving use of medical history and family history and allowing consideration of certain high-value policies above $1.5 million. Supporters said the bill would reduce genetic discrimination and encourage testing; insurers argued genetic information is relevant to underwriting and warned the bill could raise costs and create inconsistencies. The committee chair and members noted the bill was close to agreement but still needed work, and the bill was moved with a 3-0 vote and placed on call.