Video & Transcript : 'predatory funding' :

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MO

Missouri 2026 Regular Session

Emerging Issues Mar 23rd, 2026

Emerging Issues and Professional Registration

Transcript Highlights:
  • Because at the end of the day, we have a responsibility to protect our youth from predatory systems that
  • And then lastly, I guess this is one more thing: potentially creating a fund, because in our bills we
  • , you know, this money, if the Attorney General were to seek action, that it could go towards some fund
Summary: The committee held a public hearing on three sets of bills before adjourning: House Bill 1611, House Bill 2032, and House Bills 3393 and 2392. No votes were taken. HB 1611, sponsored by Representative Billington, would combat catalytic converter theft by requiring scrap buyers to record the vehicle identification number of the car the converter came from, in addition to existing seller ID requirements. The sponsor and a representative of the Recycled Materials Association supported the bill as a practical way to trace stolen converters; members asked how the VIN would be used to catch thieves, and the sponsor said it could help law enforcement track the source of a converter. No opposition testified. HB 2032, the “Guard Act,” sponsored by Representative Schmidt, would require age verification for AI companions, require disclosure that the chatbot is non-human and not a professional, and prohibit AI systems from knowingly or recklessly encouraging minors toward sexually explicit content, suicide, self-injury, or violence. The sponsor cited cases involving harmful AI interactions with children and said the bill was intended to create guardrails, with possible language changes still under discussion. Support came from the Missouri Psychological Association and Missouri Chapter of the American Academy of Pediatrics, while the Entertainment Software Association raised concern that the bill’s definitions might unintentionally cover video games and asked for clearer exclusions. House Bills 3393 and 2392, sponsored by Representatives Mayhew and Murray, would restrict minors’ access to social media and impose parental consent, age verification, and limits on addictive design features, targeted advertising, and adult contact with children. The sponsors argued that social media is harming youth mental health and cited studies, lawsuits, and examples of cyberbullying and self-harm; they also suggested possible amendments on definitions, data handling, severability, and a fund for prevention efforts. Testimony in favor included a 12-year-old student describing bullying and its effects, as well as a pediatric/psychology advocate who recounted the Megan Meier case and supported stronger safeguards. Members questioned age verification, privacy, fake IDs, email accounts, and whether the bills should be broader or more narrowly tailored, but no formal action was taken.
MO

Missouri 2026 Regular Session

Emerging Issues Mar 23rd, 2026

Emerging Issues

Transcript Highlights:
  • Because at the end of the day, we have a responsibility to protect our youth from predatory systems that
  • And then, lastly, I guess this is one more thing: potentially creating a fund, you know, because in our
  • , you know, this money, if the Attorney General were to seek action, that it could go towards some fund
CA
Transcript Highlights:
  • And in addition to that, you have the funding within the department to fund that.
  • What's that funded by, the special fund source that was in the staff analysis?
  • Around the funding for those grantees that don't meet their requirements to spend the funds.
  • They can't fund their general fund. They can't pay their payroll more as a result of impact fees.
  • Resolution funding.
TX
Transcript Highlights:
  • rise of colonias, which are often marked by unsafe living conditions, lack of infrastructure, and predatory
  • Any net proceeds are held in a trust for three years, giving any rightful owners a chance to claim funds
  • Okay, you all are going to have to fund this cost because you're going to set up... ...receivers, and
  • each city in Texas is affected by the travesty that befell Odessa, Texas, when they needed to borrow funds
  • So we took on about $160 million. ...the last 10 years of funding all the infrastructure needs that we
CA

California 2025-2026 Regular Session

Assembly Education Committee Jul 2nd, 2025

Education

Transcript Highlights:
  • What amount of disbursement was there through the loan fund in the last two years?
  • And the awardees with a total fund of 27 million? Correct. Okay. All right.
  • while we have a funding mechanism that's not being utilized.
  • Funding for this was stripped out of the budget submittal.
  • These systems are for students with a wide variety of goals, funding streams and goals.
Committee: House Education
MO

Missouri 2026 Regular Session

Insurance Apr 13th, 2026

Insurance and Banking

Transcript Highlights:
  • Infrastructure Fund.
  • . ...into a newly created Missouri Stronger Homes Fund, ensuring a stable, long-term funding source for
  • dedicated fund transfers into a dedicated fund that can be used to support mitigation, hardening, and
  • is and how it is funded.
  • To Representative Butts' question on the dedicated fund: our dedicated fund are the fees that insurance
Summary: The Insurance Committee held public hearings on House Bill 3328 and House Bill 2324. HB 3328, sponsored by Rep. Castile, is a broad homeowners insurance package that would redirect insurance dedicated fund money into a Missouri Stronger Homes Fund, create a Missouri Disaster Mediation Act for disaster-related claims, update public adjuster regulation, strengthen fraud provisions, add consumer notices, and establish roof-hardening grant programs. The sponsor and the Department of Commerce and Insurance said the bill is still being revised in a committee substitute, especially on public adjuster language and fortified roof standards. Committee members asked about the dedicated fund, mediation benchmarks, the role of public adjusters, and how the program would affect disaster recovery in places like St. Louis. Testimony on HB 3328 was mixed. The Department of Commerce and Insurance and several insurance industry groups supported the bill’s consumer protections, mitigation funding, mediation process, fraud language, and assignment-of-benefits ban, but said the public adjuster fee cap would likely be removed and that the bill needs technical changes for mutual insurers and roofing standards. Public adjusters testified in opposition to the cap as written, saying their fees are typically 10-15% and are disclosed in contracts, and that they were working with the sponsor on revisions. A shingle manufacturer also opposed the fortified roof language as drafted because some of its products may not fit the current standard. The committee then closed the hearing on HB 3328. The committee next heard HB 2324, sponsored by Rep. Lucas, which would restrict the sharing or sale of vehicle driving data and was described by the sponsor as a privacy bill aimed at stopping companies like OnStar from selling driving data to insurers. Opponents from the Missouri Insurance Coalition and NAMIC said the bill would not actually target OnStar, but would instead interfere with voluntary telematics-based discount programs used by insurers, potentially raising premiums and creating administrative burdens. They also noted existing federal and state rules already govern insurer data use and that the bill could create a mismatch between risk and pricing. The hearing on HB 2324 was then closed, and the committee adjourned.
MO

Missouri 2026 Regular Session

Emerging Issues Jan 20th, 2026

Emerging Issues

Transcript Highlights:
  • It's just saying that taxpayer-funded Medicaid will not pay for it.
  • It's just saying that taxpayer-funded Medicaid will not pay for it.
  • Well, then who is helping you fund to get around?
  • And who is, you know, fueling or funding your travel?
  • Those were typically predatory coaches who preyed on players.
MN

Minnesota 2025-2026 Regular Session

Environment Committee Meeting - 2025-04-03

Environment and Natural Resources Finance and Policy

Transcript Highlights:
  • I believe it is within the DNR's jurisdiction; the funding will go to them, but I'm not sure if it's
  • There was no government funding available.
  • With bill after bill suggesting that we put more pressure on the general fund. That is my comment.
  • We want to ensure that the efforts at the DNR are being funded not only in the metro area but also in
  • what the restrictions are of the different fees and funds that we have out there.
LA

Louisiana 2026 Regular Session

House of Representatives Apr 14th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • use of monies in certain funds, and repeal of certain Treasury funds.
  • to be known as internal service funds, auxiliary accounts, and enterprise funds for state institutions
  • , officers, and agencies, appropriating funds for Fiscal Year 2026-2027.
  • to be known as internal service funds, auxiliary accounts, and enterprise funds for state institutions
  • House Bill 1132 by Representative Carver, funding of laboratory schools, provides for funding the schools
Bills: HR133 , HR134 , HR135 , HR136 , HR137 , HR138 , HR139 , HR140 , HR141 , HR142 , HR143 , HR144 , HR145 , HR146 , HR147 , HR148 , HR149 , HR150 , HR151 , HR152 , HR119 , HR120 , HR121 , HR122 , HR123 , HR125 , HR126 , HR127 , HR128 , HR129 , HR130 , HR131 , HR132 , HCR53 , HCR54 , HCR55 , HCR56 , SCR3 , SCR22 , SB4 , SB18 , SB66 , SB106 , SB201 , SB256 , SB274 , SB292 , SB326 , SB386 , SB406 , SB422 , SB423 , SB456 , SB475 , HCR3 , HB1 , HB3 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB312 , HB313 , HB314 , HB345 , HB366 , HB383 , HB446 , HB473 , HB511 , HB514 , HB655 , HB730 , HB743 , HB836 , HB983 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1126 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , SB162 , SB349 , SB350 , SB382 , SB383 , HB76 , HB132 , HB181 , HB210 , HB250 , HB265 , HB275 , HB291 , HB322 , HB342 , HB475 , HB486 , HB616 , HB635 , HB639 , HB690 , HB740 , HB757 , HB761 , HB774 , HB808 , HB855 , HB872 , HB883 , HB886 , HB903 , HB949 , HB962 , HB996 , HB1003 , HB1036 , HB1054 , HB1071 , HB1076 , HB1078 , HB1113 , HB1132 , HB1146 , HB1232 , HB1233 , HB21 , HB24 , HB29 , HB31 , HB39 , HB45 , HB77 , HB136 , HB150 , HB263 , HB273 , HB299 , HB315 , HB376 , HB377 , HB431 , HB444 , HB450 , HB519 , HB533 , HB538 , HB559 , HB562 , HB663 , HB664 , HB715 , HB717 , HB805 , HB822 , HB823 , HB834 , HB864 , HB867 , HB1017 , HB1018 , HB1068 , HB1134 , HB1137 , HB1234 , HB1235 , HB1236 , HB961 , HB399 , HB868 , HB905 , HB180 , HB192 , HB284 , HB476 , HB915 , HB952 , HB1006 , HB401 , HB51 , HB58 , HB140 , HB982 , HB1010 , HB750 , HB911 , HB977 , HB901 , HR20 , HR74 , HB9 , HB151 , HB193 , HB310 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB615 , HB682 , HB733 , HB773
Summary: The House met with a quorum and spent much of the day on personal privileges, recognizing visiting groups and designating several commemorative days, including Sigma Gamma Rho Day, Alpha Kappa Alpha Day, Italian Festival royalty, Acadiana’s Red and White Day, and Louisiana Automobile Dealer Day. Members also welcomed students, civic leaders, former legislators, a state pageant titleholder, and a visiting African law enforcement delegation focused on combating human trafficking. The chamber received Senate bills and committee reports, and several resolutions were adopted without objection, including condolences resolutions and commendations for schools, festivals, and public service organizations. The House then took up a long series of bills, with many passing on final passage after brief debate or technical amendments. Measures addressed topics such as notification of inmate releases from parish jails and DOC facilities (HB 76), ethics and financial disclosure, video voyeurism involving deceased persons (HB 265, renamed the Jacob Carter Dignity and Death Act), health insurance claim practices (HB 291), victim access to parole testimony without fees (HB 32), special education due process burden of proof (HB 342), AI disclosure in medical settings (HB 475), the psychology interjurisdictional compact (HB 486), homelessness provider oversight (HB 616), AI disclosure in campaign calls (HB 639), Medicaid managed care claim review (HB 740), menhaden fishing restrictions (HB 757 and HB 855), HIV exposure law modernization (HB 808), and rare cancer treatment advisory board changes (HB 761). Most of these bills passed with strong support; HB 342 passed 98-3, HB 639 passed 86-9, HB 808 passed 99-0, and HB 855 drew the most extended debate, with supporters citing science-based conservation and opponents warning about harm to the menhaden industry and coastal jobs. The House also adopted committee amendments and set several major fiscal measures as special orders for April 16, including HB 1, HB 2, HB 3, HB 313, HB 383, HB 983, and HB 1126. Additional bills were advanced to third reading from committee reports, and the chamber returned some measures to the calendar for later consideration. Overall, the meeting was marked by ceremonial recognitions, a heavy legislative agenda, and multiple substantive policy votes across education, health, criminal justice, transportation, ethics, and natural resources.
CA

California 2025-2026 Regular Session

Assembly Business and Professions Committee Jul 8th, 2025

Business and Professions

Transcript Highlights:
  • basic protections from discrimination in any health program or activity that receives government funding
  • With that in mind, we created the Abandonment Grant Funding Program which would be funded by increases
  • Currently, the Bureau manages the endowment fund and the accounts associated with it.
  • Crucially, the June 16th amendment strengthened the bill's viabilities for requiring CFB to fund CEQA
  • cemetery that the funds are inadequate that those funds shall be increased.
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • federal agency specifically dedicated to protecting consumers from businesses engaging in unfair and predatory
Summary: The Senate took up House No. 4646, an act enhancing child welfare protections, and considered a series of amendments focused on child welfare, school discipline, truancy, foster care transparency, and related services. Several amendments were withdrawn, including Senator DiDomenico’s proposal to create a Massachusetts children’s cabinet and Senator Tarr’s amendments on timeout and isolation standards, the best-interest-of-the-child standard, and mandated reporter definitions. Other amendments were adopted, including Senator Rauch’s amendments on student transfers and reasonableness, Senator Tarr’s amendment on information management integrity and youth engagement in the Office of the Child Advocate, and the Senate Ways and Means amendment. Amendments on school compliance before CRA filings, probation certification before accepting a child requiring assistance petition, and statewide truancy and engagement standards were rejected. After the amendments were resolved, the Senate ordered the bill to a third reading and then passed it to be engrossed by a roll call vote of 39 in the affirmative and none in the negative. The chamber also adopted a motion to adjourn in memory of John Edwards and Hadley Boucher, with moments of silence held for each. Later, the Senate also adjourned in memory of former U.S. Representative Barney Frank, with remarks highlighting his civil rights work, his role in financial reform, and his historic service as the first openly gay member of Congress. Before adjournment, the Senate took up a House amendment to the Senate bill establishing the Massachusetts Data Privacy Act, voted not to concur, and requested a committee of conference. The chair appointed Senators Creem, Finegold, and O’Connor to the conference committee. The Senate then adopted an order to reconvene on Monday at 11:00 a.m. and dispense with printing a calendar, and finally adjourned.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee May 1st, 2025

Transcript Highlights:
  • I'm here to express my strong support for AB 1349, which will protect both artists and fans from predatory
Summary: The California Assembly Judiciary Committee met as a subcommittee because quorum was initially lacking, then heard AB 1349, a consumer-protection bill aimed at stopping speculative ticketing. The author said the bill would require ticket sellers to own or have a contractual right to sell tickets before listing them, require disclosure of seat locations, maintain records and refund capability on secondary platforms, and ban fake websites that mimic official event pages. Supporters included California Arts Advocates, the Music Artist Coalition, the National Independent Venue Association, Live Nation, the San Francisco Symphony, the American Conservatory Theater, and several sports teams, who argued the bill would protect fans, artists, venues, and nonprofit arts organizations from fraud and price gouging. Opposition came from the Consumer Federation of California, StubHub, SeekGeek/TickPick, and Vivid Seats. They said they supported the goal of stopping speculative ticketing but argued the bill’s language could create implementation problems, interfere with legitimate ticket transfers, and overlap with issues already being addressed in federal legislation and litigation involving the ticketing industry. They also raised concerns about terms-and-conditions restrictions and the potential effect on consumers’ ability to resell or transfer tickets they already purchased. Committee members largely expressed support for the bill’s consumer-protection goals while noting the need to continue working on amendments and unresolved issues. The author said he was committed to working with the opposition. The committee then approved AB 1349, as amended, on a do-pass motion to Appropriations by unanimous roll call vote, and the bill was reported out of committee.
MN
Transcript Highlights:
  • The predatory behavior demonstrated in the criminal complaint by Mr.
CA
Transcript Highlights:
  • and is funded.
  • The identified fund source is federal Individuals with Disabilities Education Act funds, or IDEA funds
  • Though the identified fund source is federal Title II, Part A funds, funding is fungible with Prop. 98
  • A funds.
  • A funds.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee considers HF2274 3/18/25

Transcript Highlights:
  • , but the delay in getting it out fund, but the delay in getting it out the<00:21:06.920><c> door</c>
  • K-12 funding currently goes up to age 21.
  • </c> systems, this tax bill honors the funds systems, this tax bill honors the funds needed<00:40:40.240
  • This fund currently supports sunset.
  • </c><00:41:59.360><c> with</c> for aligning the source of funding with for aligning the source of funding
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/3/25

Minnesota House Floor Meeting

Transcript Highlights:
  • legislature enacted a comprehensive set of changes governing contracts for property deeds to address predatory
  • created disclosure requirements and a series of consumer protections to protect Minnesotans from predatory
CA

California 2025-2026 Regular Session

Senate Local Government Committee Apr 22nd, 2026

Local Government

Transcript Highlights:
  • With regards to the home solicitation of senior citizens for home improvements funded by PACE, I was
  • contracts with ICE ineligible for state-funded grants and loans.
  • funding after this bill passes?
  • funding after this bill passes?
  • Is there anybody getting state funding right now that would be affected by this?
FL

Florida 2026 Regular Session

Rules Jan 27th, 2026

Rules

Transcript Highlights:
  • reports held by an economic development agency for the purpose of administering a state or federally funded
  • The release of the protected information could be used by fraudulent contractors, predatory lenders,
  • the answer is opening the door to allow faith-based batterers' intervention programs to be a client-funded
  • the answer is opening the door to allow faith-based batterers' intervention programs to be a client-funded
Committee: Senate Rules
Summary: The Senate Committee on Rules met with a quorum present and heard a long agenda of bills, beginning with CS/SB 62 on candidate qualification, which would create an enforcement mechanism for party-affiliation qualification requirements and allow challenges by qualified candidates or political parties. The bill was reported favorably. The committee then heard CS/SB 156, the Officer Jason Raynor Act, which would clarify resistance-to-officer language and impose a mandatory life sentence for manslaughter committed against a law enforcement officer; the sponsor and local law enforcement supporters emphasized the Raynor case, while criminal defense lawyers objected to deleting existing force-limit language and to the mandatory life penalty. Despite the opposition, the bill was reported favorably. The committee also approved several open-government sunset review bills extending or preserving public records exemptions, including CS/SB 7014 on social media platform investigations, SB 7016 on small business loan program records, CS/SB 7012 on Department of Highway Safety and Motor Vehicles investigations, CS/SB 7000 on emergency shelter recipient information, CS/SB 7002 on Department of Military Affairs records, SB 7004 on conviction integrity unit reinvestigation materials, SB 7006 on Florida Public Service Commission records and meetings, and SB 7008 on Florida Gaming Control Commission records and meetings. Other measures reported favorably included SB 624 allowing optional faith-based activities in batterers’ intervention programs, HB 167 protecting former phosphate mining lands from certain strict-liability claims, CS/SB 48 on accessory dwelling units and housing supply, SB 288 on rural electric cooperatives, CS/SB 364 modernizing CPA licensure, SB 292 creating a records exemption for appellate court clerks and families, CS/SB 296 expanding domestic violence safety tools and address confidentiality protections, CS/SB 298 as the public-records companion, SB 386 on farm equipment lemon-law style protections, and SB 168 expanding public nuisance law to include gambling houses. Several bills drew supportive testimony from local governments, advocacy groups, industry groups, and affected families, with some opposition on SB 156 and SB 290. For CS/SB 48, the committee adopted two amendments before reporting the bill favorably. SB 290 on the Department of Agriculture and Consumer Services was temporarily postponed after the chair allowed public testimony but no final action was taken. At the end of the meeting, senators recorded their votes on selected bills, and the committee adjourned.
CA

California 2025-2026 Regular Session

Senate Local Government Committee Apr 22nd, 2026

Local Government

Transcript Highlights:
  • With regards to the home solicitation of senior citizens for home improvements funded by PACE, I was
  • But I don't want people that are doing the right thing to fall victim to any sort of predatory actions
  • funding after this bill passes?
  • funding after this bill passes?
  • Is there anybody getting state funding right now that would be affected by this?
Summary: The committee heard several bills focused on wildfire resilience, land use, and local government transparency. SB 911 by Senator Becker would require notification to fire enforcement agencies when a home in a high fire severity zone is sold with an agreement for the buyer to bring the property into defensible-space compliance; the California Association of Realtors said it would drop opposition if the bill is amended to use the preliminary change of ownership report, and the bill passed 4-0 to Appropriations. SB 994 by Senator Cabaldon would bar local officials from signing nondisclosure agreements that prevent them from sharing information with the elected decision-makers of their jurisdiction; supporters framed it as a transparency measure, and it also passed 4-0 to Appropriations. SB 1041 by Senator Riggins would expand PACE financing for wildfire home-hardening improvements and add consumer protections, but it drew strong opposition from homeowner advocates, county treasurers, bankers, and others over predatory lending and lien concerns; it passed 3-2 and remained on call. The committee also considered SB 1075 by Senator Reyes, which would require local governments in AB 617 communities to consider air-quality reduction measures in land-use approvals for industrial and commercial projects. Environmental justice groups supported the bill as a way to implement community air plans, while counties, cities, business groups, builders, trucking interests, and others opposed it as duplicative of CEQA and a barrier to investment and jobs. After debate over local control and environmental justice, the bill passed 3-2 and remained on call. SB 958 by Senator Cabaldon would advance the Midway Rising redevelopment project in San Diego, replacing a former arena and parking lots with housing, affordable units, parks, and a new entertainment venue; with no opposition voiced, it passed 3-0 to Appropriations. Another wildfire-related measure, SB 1182 by Senator Allen, would require local governments to consider insurance availability in safety planning for development in high fire hazard areas and direct state technical guidance on the issue. Supporters said insurance access is now a key indicator of risk, while some members questioned whether the bill would add useful information or burden local governments; the bill received a 1-1 vote and remained on call. The committee then began hearing SB 1116 by Senator Caballero, a starter-home/infill housing bill creating a streamlined ministerial path for small projects up to 10 units, but the transcript cuts off before testimony or a vote on that measure.
FL

Florida 2025 Regular Session

Banking and Insurance Mar 25th, 2025

Transcript Highlights:
  • We request that are few lines be added to help protect homeowners from predatory gangster, dry of companies
  • Financial Services since 2018 in this role used asked by the CFO with overseeing of the Bureau of Funds
  • So they would be a source of funds to purchase investment assets like a property or or something else
  • They may have held in the form of an exchange-traded fund.
  • And so we've seen a tremendous increase in central bank holdings, physical gold with rainy day funds.