Video & Transcript Research : 'reverse transfer'
Page 56 of 402
NM
Transcript Highlights:
- The budget passed by the House includes a $300 million transfer to the higher education major projects
- The first is a transfer of $300 million from the general fund into the Higher Education Major Capital
- And hopefully that'll stimulate enrollment and we'll be able then to reverse, if you will, the 26% and
- I know the peculiarities and the hardships with the NIL and the transfer portal and all that, the hardships
Keywords:
foster children, school transportation, education funding, public education, child welfare, New Mexico Highlands University, soccer field, women's sports, infrastructure improvement, funding allocation, student athletes, appropriation, New Mexico State University, nutrition, travel support, funding, education, university support, financial assistance, parenting students
TX
Texas 89th 2nd C.S.
Homeland Security, Public Safety & Veterans' Affairs Aug 22nd, 2025
Homeland Security, Public Safety & Veterans' Affairs
Transcript Highlights:
- or the same sort of rules that this bill would bring in, but I would actually support a bill that reverses
- Officer transfers and whether or not their personnel information transfers, y'all covered that in the
- When an officer transfers and under the new model policies under TCole that y'all did under the Sunset
Bills:
SB 15
TX
Transcript Highlights:
- Let's go in reverse order. Thanks, Joel.
- The next category is electronic funds transfer.
- The next category is electronic funds transfer.
- It says a payment method which drafts money straight from an is electronic funds transfer.
Keywords:
electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency
Summary:
The Senate Committee on Business and Commerce heard Senate Bill 2021 by Senator Johnson, as substituted, on distributed energy resources (DERs). Johnson said the bill was intended to create a regulatory framework for DERs and virtual power plants, address interconnection and registration issues, and prevent regulatory capture as the industry grows. Testimony was split: Texas Electric Cooperatives asked for clarification so co-ops would not be unintentionally excluded from owning or operating DERs; AECT supported the bill as providing needed rules and customer protections; TABA, Texas Solar and Storage Association, Sierra Club, Texas Solar Energy Society, and several others opposed it or raised concerns that it was too utility-centric, imposed red tape, and could burden homeowners and small businesses with registration and interconnection requirements. Johnson repeatedly said the bill was not meant to stop rooftop solar or backup systems and that he was open to specific redlines and further changes. SB 2021 was left pending after testimony.
The committee then took up Senate Bill 2330 by Senator Parker, which would end government payroll deduction for dues to certain public employee organizations, while exempting first responders under Chapters 143 and 147 and making other conforming changes in a committee substitute. Parker argued the bill was about government neutrality, transparency, and employee freedom from coercion, and said organizations can collect dues directly using modern payment methods. Supporters from Texas Public Policy Foundation, Texas Business Coalition, Freedom Foundation, ABC Texas, and Texans for Fiscal Responsibility said taxpayer-funded payroll systems should not be used to collect dues for private organizations, especially ones involved in political activity. Opponents, including ATPE, Texas Classroom Teachers Association, Texas Public Employees Association, and correctional employees, said payroll deduction is a convenient, secure service that helps professional associations and employee groups, and argued the bill would burden teachers and other public employees.
Several witnesses and senators focused on the bill’s exemptions and whether it treated teachers differently from first responders. Senator Menendez questioned why some public employees were excluded while others were not, and a Houston police union representative said he moved from opposing to supporting the bill after being told the substitute would preserve meet-and-confer deductions under Chapters 143 and 147. Senator Parker closed by saying the bill was not meant to eliminate associations or payroll deduction entirely, only to remove the state as a middleman. SB 2330 was left pending, and the committee then recessed subject to call.
US
US Federal 2025-2026 Regular Session
Business meeting to consider S.331, to amend the Controlled Substances Act with respect to the scheduling of fentanyl-related substances, and the nomination of Kashyap Patel, of Nevada, to be Director of the Federal Bureau of Investigation, Departmen Feb 13th, 2025 at 08:00 am
Senate Judiciary
Transcript Highlights:
- recommending Allen's reinstatement, the Allen case was I was reassigned to another adjudicator and I was transferred
- someone who, in the last year, decided to make money off of hocking a supplement that he claimed would reverse
- It began most visibly on January 6th. of 2021, when the two norms of this republic, the peaceful transfer
- He was indicted for inciting a violent attack on the Capitol to stop the peaceful transfer of power.
Bills:
SB331
Keywords:
fentanyl, controlled substances, drug trafficking, public health, research regulations, law enforcement, Kash Patel, FBI director nomination, S331, Fentanyl Act, committee meeting, legislative discussion
Summary:
In this committee meeting, the primary focus was on the nomination of Kash Patel for the position of director of the FBI, which had sparked considerable debate over the past week. Members discussed the extensive vetting process Patel underwent, including a lengthy hearing where he addressed numerous questions, which emphasized his qualifications and the support he received from various law enforcement organizations. The meeting included significant arguments from both sides, reflecting the polarized nature of the nomination, especially regarding the allegations made against Patel by some committee members. As discussions continued, the committee decided to hold off on the Fentanyl Act, listed as S331, until the next meeting, indicating a prioritization of the nomination vote over new legislative measures at this time.
MN
Minnesota 2025-2026 Regular Session
House Elections Finance and Government Operations Committee 3/25/26
Elections Finance and Government Operations
Transcript Highlights:
- systems are running; they pull the water from the ground and aquifer, flow it through to do the heat transfer
- systems are running; they pull the water from the ground and aquifer, flow it through to do the heat transfer
- And of course, in the simplest sense, And of course, in the simplest sense, just<00:47:50.800>
reverse - <00:47:53.040>
But <00:47:53.200>the just reverse Citizens United. - But the just reverse Citizens United.
Bills:
HF4348, HF4186, HF4202, HF4455, HF3884, HF3883, HF3882, HF3881, HF2688, HF3295, HF3862, HF3362, HF4242, HF3798
Keywords:
HF4186, Minnesota local government finance, housing and redevelopment authority, HRA, public investment authority, qualifying government, State Board of Investment, SBI, index mutual fund, multifamily housing development, long-term equity investment, investment-grade fixed income, federally insured securities, government-sponsored entities, municipal investing, local government investments, housing finance, public funds, investment policy, risk of loss
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/24/26
Commerce Finance and Policy
Transcript Highlights:
- HF 2874 caps these expedited transfer fees for responsible providers in the state and ensures predatory
- But if you reverse that, and if you know about fractions, it goes the other way as well.
- fee. low optional 299 expedited transfer fee.
- But if you reverse number you want.
- But if you reverse that,<01:29:35.280>
and <01:29:35.440>if <01:29:35.600>you <01
Keywords:
real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care
WA
Washington 2025-2026 Regular Session
House Community Safety Oct 29th, 2025
Transcript Highlights:
- We could easily transfer that over.
- So we transitioned 988 and 211 out of our building, but we started using our warm transfers.
- criteria, we do a warm transfer to a 988 clinician, always keeping somebody on the line.
- Between March 2024 and through July of this year, we transferred 2,165 calls.
- If we've triaged and determined that it fits within our criteria, and we transferred it, 98% of those
Summary:
The Community Safety Committee held an interim work session on crisis response, with members and witnesses discussing how Washington can better integrate 911, 988, mobile crisis, co-response, and alternative response models for behavioral health crises in public spaces. Travis Parker opened with an overview of the Sequential Intercept Model and the crisis care continuum, emphasizing early intervention, 988 access, regional coordination, navigators and peer support, and the need for sustainable braided funding. Several Washington witnesses then described current programs and system gaps, including the growth of co-response teams, the importance of integrating 911 and 988 rather than treating them as competing systems, and the need to reduce unnecessary emergency room use and improve first responder wellness and training.
City, fire, and crisis-system representatives described local challenges and reforms. Kim Hendrickson of Poulsbo said most crisis calls still come through 911 and urged better coordination among field-based teams, more behavioral health training for fire/EMS, and more alternatives to ER transport. Laura Pippen, a designated crisis responder, described a strained involuntary treatment system, fewer DCRs statewide, difficulty getting law enforcement support for transports, and limited facility capacity, especially for substance use disorder. Jennifer Stuber and South County Fire’s Keith Sharp highlighted workforce training, a crisis responder certificate program, and first responder wellness efforts. Research witnesses Evan Lauder and James Pine said the evidence is still developing but generally supports on-scene resolution, reduced ED transport and detention in some models, and the importance of clear dispatch protocols, coordination, and ongoing evaluation.
Dispatch and program operators then gave examples of how systems are working in practice. Katie Myers of Washington APCO/NENA said 911 remains essential, but needs evidence-based triage protocols, liability protections, and additional funding if it is expected to take on more crisis-response responsibilities. Whatcom County described embedding a “community connector” in the 911 center to coordinate alternative response, while ValleyCom reported that its 988 diversion pilot transferred 2,165 calls with 98% resolved through 988/211 without returning to 911. National examples included Denver’s STAR program, Albuquerque’s Community Safety Department, and Atlanta’s PAD initiative, each showing different ways to route low-acuity or behavioral-health-related calls away from police and toward clinicians, peers, or civilian responders. The session ended with Washington examples continuing, including Whatcom County’s alternative response team, underscoring the committee’s interest in refining and expanding integrated crisis response systems in the next session.
FL
Transcript Highlights:
- Although no amount of money will reverse this, it will signify the very end of this tragic chapter in
- And additionally, the bill ensures that law enforcement officers who transfer agencies can rely on a
- reflect the growing importance of technology in the State of Florida, Florida Digital Service will be transferred
- as a type 2 transfer.
- Florida Digital Service will be transferred as a type 2 transfer to DIGIT as of January 5, 2027, to give
Keywords:
firefighter disability, law enforcement disability, correctional officer disability, correctional probation officer, presumptive disability, workers' compensation, line of duty presumption, heart disease presumption, hypertension presumption, tuberculosis presumption, public safety employees, first responders, physical examination, preemployment exam, medical specialist, Medicare reimbursement, employing agency, Florida Statutes 112.18, Florida Statutes 943.13, occupational disease
Summary:
The committee heard and advanced several bills, beginning with SB 694 on compensation for the descendants of the Groveland Four. Senator Bracey Davis described the wrongful accusations, convictions, deaths, and long-term harm to the families, and an amendment added a $4 million appropriation and updated the recipient for Ernest Thomas’s family. Multiple family members, advocates, clergy, and supporters testified in favor, emphasizing the decades-long delay in justice and the need for accountability and repair. Senators from both parties spoke in support, and the committee reported the bill favorably after a roll call vote.
The committee then approved SB 330 on disability provisions for firefighters, law enforcement, and correctional officers; SB 474 on military affairs leave and related benefits; and SB 96 on the Veterans Dental Care Grant Program. SB 96 drew the most discussion, with Senator Sharief explaining that the bill raises eligibility to 400% of the federal poverty level and moves $500,000 in recurring funding to the General Appropriations Act. Senator Wright and Senator Harrell raised concerns about whether expanding eligibility could worsen the existing waitlist, while supporters argued the change would help more veterans access needed dental care. The bill was ultimately reported favorably.
The committee also passed SB 7018 on child welfare, making the Step Into Success pilot program permanent and statewide, adjusting visitor/background-check rules for foster homes, and creating a best-practices program through the Florida Institute for Child Welfare. SB 480 on information technology was reported favorably after amendments creating a central IT governance structure under the Governor’s office, adding vendor performance metrics and a preferred vendor list, and restoring criminal justice information security provisions. SB 1066 on the Ocklawaha River and Rodman Dam also advanced after extensive testimony from supporters and historians about partial restoration, recreation, and economic benefits; the sponsor said he would continue working through permitting questions before floor consideration.
Later, the committee approved SB 1216 on educator compensation, which gives districts more flexibility on cost-of-living adjustments, advanced degrees, and performance pay caps, and SB 1120 on water management district oversight and reporting. The committee also reported favorably SB 1366 on sovereign immunity and claims against government, which would raise damages caps, index them to CPI, shorten claim deadlines, and cap attorney fees at 25%. That bill drew testimony from hospitals, cities, counties, school districts, and others, with some supporting the Senate’s compromise approach and others raising concerns about impacts on self-insured law enforcement agencies and attorney incentives. The meeting concluded with the favorable report on the bill after debate continued over those issues.
FL
Transcript Highlights:
- I think we have a really exciting future at this moment that we are going to be able to reverse the chronic
- Properly designed, installed, and maintained systems are what do this, transferred over to the DEP.
- deletes a condition that must be met to receive a refund, namely the requirement that the customer transferred
- Presidential Youth Physical Fitness Program, and it incorporates an appeals process for student transfer
- Presidential Youth Physical Fitness Program, and it incorporates an appeals process for student transfer
Bills:
S0050, S0054, S0176, S0178, S0198, S0290, S0420, S0502, S0538, S0706, S0834, S0936, S0962, S1004, S1080, S7022
Keywords:
veterans, treatment court, nonviolent felony, probation, mental health, cognitive function, psychotropic drugs, violent offenders, autopsy procedures, medical records, school safety, campus safety, higher education, university safety, college safety, student safety, threat assessment, violence prevention, credible threat, campus security
Summary:
The committee heard and advanced several bills, beginning with CS for CS for SB 54, which requires district medical examiners to perform toxicology screenings for psychotropic drugs and intoxicating substances in autopsies of violent offenders and report findings to state agencies. It was reported favorably after brief discussion about how the data would be used. CS for SB 176 also passed, requiring public postsecondary institutions to make campus safety reporting and response procedures clearer and more accessible for students, faculty, and staff who receive threats. Both bills were approved without opposition in the meeting.
The committee then took up the large Florida Farm Bill, CS for CS for CS for SB 290, which drew extensive testimony and multiple amendments. The bill includes changes to fair associations, a preemption on local restrictions affecting gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinary loan repayment program, permanent authorization for Farmers Feeding Florida, expanded Florida Forest Service training, a ban on signal jamming devices, tougher CDL English-proficiency penalties, protections for food safety inspectors, biosolids provisions, and contractor payment enforcement. Amendments expanded veterinary loan eligibility to equine veterinarians, merged citrus research entities, made technical corrections, and revised contractor payment language; a late-filed amendment removed the bill’s disparagement clause after significant First Amendment concerns and public testimony. A separate amendment delayed biosolids compliance deadlines. The bill was reported favorably as amended.
Also approved were CS for CS for SB 834, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement; SB 936, allowing temporary door locking devices at any height above the floor and directing the Building Commission to add standards to the code; and CS for SB 50, expanding veterans’ courts statewide. Later, CS for CS for SB 1004 advanced with a strike-all regulating dog and cat sales, requiring disclosure of medical records and financing terms, a three-day waiting period for financed purchases, and consumer protections against deceptive pet sales; an amendment removed an appropriation section. The committee also approved CS for CS for SB 178, which directs the FHSAA to adopt rules allowing coaches to provide limited good-faith support to student-athletes, and CS for CS for SB 198, regulating virtual currency kiosks with registration, warnings, transaction limits, receipts, and refund protections. Each of these bills was reported favorably by recorded vote.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Judiciary Subcommittee - Morning Session Jan 13th, 2026 at 09:00 am
A&B Judiciary Subcommittee
Transcript Highlights:
- We have memorandum of understanding through which we transfer authority of my statewide office's authority
- instance, Homeland Security has an abundance of money and a shortage of people, so they love to transfer
- Transferring this to the legal arm of the state, we are very aggressive in holding accountable these
- office, and we will continue to deliver that now with the two units that We stood up one unit, transferring
- judge making sure they do their job perfectly, or else what you have is 89 years later, you get a reversal
UT
Utah 2025 Regular Session
Law Enforcement and Criminal Justice Interim Committee - November 19, 2025
Law Enforcement and Criminal Justice Interim Committee
Transcript Highlights:
- including the elderly, by using them through a number of different schemes to ask for money to be transferred
- So someone will go to the kiosk, put in money, and then transfer that to someone.
- The problem is, is... ...money and then transfer that to someone.
- The problem is, in many instances, these are irreversible transfers, or at least it's very difficult
- to reverse the transfer, and people don't really know what they're doing when they get involved.
TX
Transcript Highlights:
- Transfer the gavel. Ms. Penny, we're gonna start with you. Yes. Uh, what did I do? Energy?
- Rover commission revised its, uh, waste pit rules, and we had over 400 people, um, ask for stronger reverse
- the things about this bill that perhaps Hadn't been thought of is oftentimes because of death, a transfer
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Feb 4th, 2025
Transcript Highlights:
- I'll do my best to address these but in reverse order.
- Oil Conservation Division, providing that the division may make rules and orders regulating the transfer
- of oil and gas wells, including limitations on certain transfers.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, March 31, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- the I.R.S. to inform taxpayers that they have 60 days to request that the math error assessment be reversed
- the I.R.S. to inform taxpayers that they have 60 days to request that the math error assessment be reversed
- the I.R.S. to inform taxpayers that they have 60 days to request that the math error assessment be reversed
- That's reverse. We don't want to go back. We're not going back.
- first band of Potawatomi peoples in the State of Illinois, which just Last week resulted in the transfer
NM
New Mexico 2025 Regular Session
IC - Water and Natural Resources Nov 17th, 2025
Water & Natural Resources Committee
Transcript Highlights:
- Well, basically, it reversed the Inflation Reduction Act.
- And that is not being transferred to the ratepayer at all.
- a mile and a half away, going to the west, only 65 acres were transferred.
- The transfer of water and how much actually gets transferred when you do the transfer, and that's a calculation
- They sell 75 water-righted acres and only 65 acres transferred.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 3 on Education Finance Apr 22nd, 2025
Transcript Highlights:
- But when we look at community college transfers and the growth at our campuses, I also want to uplift
- preparation requirements before transferring to UC San Diego's BS in public health program.
- To help students transfer to UC, we've also developed transfer pathways.
- This includes the very important programs we do with HBCUs, all of these transfer programs.
- This includes the very important programs we do with HBCUs, all of these transfer programs.
Summary:
The Assembly Budget Subcommittee on Education Finance held an extended hearing focused primarily on University of California budget issues, enrollment, housing, and Title IX. Chair David Alvarez opened by noting the governor’s proposed 8% ongoing General Fund reduction to UC, the deferral of compact funding, and the College of the Law budget item, while emphasizing that no votes would be taken that day. Public commenters, including UC Davis employees and lecturers, urged restoration of UC funding and opposed the hiring freeze, saying cuts would worsen staffing shortages, reduce research capacity, and harm students and patients.
On UC core operations, the Department of Finance said the governor’s budget maintains the compact but defers $240.8 million in ongoing support and continues a planned 7.95% reduction, while the LAO recommended rejecting the deferrals and instead making any changes in the budget year. UC San Diego’s chancellor and UC Office of the President argued the cuts and deferrals would create major campus shortfalls, force hiring freezes, larger class sizes, fewer course offerings, delayed projects, and possible layoffs. Committee members questioned whether cuts could be shifted away from students and toward administration, discussed UCOP reserves and bond debt, and noted that UC’s budget structure makes the campus-level impact larger than the headline reduction.
The committee also reviewed enrollment trends and nonresident replacement. The LAO said UC resident enrollment has grown and recommended revisiting 2026-27 targets and pausing the nonresident replacement plan if state funding does not improve. UC said it has exceeded California undergraduate enrollment and nonresident replacement goals, but warned that continued growth without funding would force enrollment reductions and harm quality. Members discussed the role of nonresident and international students, tuition rates, and the value of UC as a pathway for California students and a source of talent for the state.
A separate housing item covered the state’s Higher Education Student Housing Grant Program. UC reported that recent bond savings could support additional affordable beds at UC Davis and UC Santa Barbara, but the LAO and Finance noted the Legislature would need to decide how to use the $6.2 million in savings from the original projects. The committee also heard a Title IX update from UC’s systemwide civil rights office, which described campus Title IX structures, training, and policy enforcement, and said the system has been working to improve confidentiality guidance and streamline complaint processes after survey feedback showed confusion and lengthy procedures.
ND
North Dakota 2026 1st Special Session
Legislative Audit and Fiscal Review Committee Jun 17th, 2026
Legislative Audit and Fiscal Review Committee
Transcript Highlights:
- We review a lot of legislatively mandated transfers, including a large transfer from the state highway
- calculated and transferred.
- What we've done since then, the rule is the rule: you have to have the transfer papers in before the
- So I guess I'm wondering, how are you going to reverse that trend in order to make more people aware
- For the Ray Richards golf course, we reviewed the expenses, transfers, and purchase card expenses to
Summary:
The committee convened, approved the prior meeting minutes, and received a memo summarizing major audit items. The State Auditor’s office and outside auditors then presented a series of audits, many of which were clean with unmodified opinions and no findings, including the Bank of North Dakota, the Guaranteed Student Loan Program, the Office of the Governor, the State Treasurer, the Office of Management and Budget, the Department of Transportation, the Department of Environmental Quality, Lake Region State College, and the Office of the Governor. The North Dakota Stockmen’s Association audit was also clean overall, but it repeated findings about limited segregation of duties and auditor assistance in preparing financial statements, which the auditor said were expected to continue because of the organization’s small size. Committee members asked about out-of-state board addresses, and the association explained those members were North Dakota residents using South Dakota mailing addresses.
Several audits did include findings. The Council on the Arts audit identified two issues: payroll charged to federal awards without supporting time records, and $12,825 in Cultural Endowment Fund spending that was not allowable under state law, including staff training, retreats, and executive director candidate travel. The Department of Public Instruction audit found unsupported scholarship applications in the paraprofessional-to-teacher program, but additional testing confirmed the funds were credited properly and students completed required school district work, so no improper payments were identified. The University of North Dakota audit found a lack of documentation and transparency in School of Law admissions decisions; the auditor said the law school used a holistic process but did not keep notes or evaluation tools to show why applicants were admitted, waitlisted, or denied. UND leadership said the school is in good standing with the American Bar Association and agreed better documentation is needed, and the auditor said the issue was the missing documentation, not ABA accreditation itself.
The most extensive discussion centered on the North Dakota Racing Commission audit, which found four findings: overspending the promotion fund’s 25% operating cap, grant conditions not being met, improper breeder fund awards, and improper procurement. The auditor said promotion fund spending exceeded the cap by $327,447 and the fund balance dropped sharply over the audit period. Racing Commission director Bruce Johnson said the agency had become complacent, that grant requests were treated as routine, and that controls and documentation need to be tightened. He also explained that the breeder fund overpayments involved two horses whose ownership transfers were not properly documented before racing, and that the procurement issue stemmed from an advertising contract that proceeded without proper written procurement procedures after a misunderstanding with the State Procurement Office. The auditor said the Racing Commission will now be audited every two years because of the findings.
The committee also received updates on Dakota College at Bottineau’s bank reconciliations, which Minot State University said had been brought current after an 18-month backlog, with only one account still needing cleanup; members asked for a written report on the corrective actions. The North Dakota Fair Foundation was reported to have dissolved, with remaining funds transferred to another nonprofit account for continued support of the state fair. Finally, the Department of Public Instruction provided an update on school meal debt, revising the earlier estimate to about $1.1 million based on incomplete district survey responses, and said the Anti-Lunch Shaming law likely increased meal debt because schools must feed students regardless of account balance. Members discussed the need for a more accurate year-end debt figure and possible future reporting at a later committee meeting.
TX
Transcript Highlights:
- To effectuate that transfer beginning September 1st of 2027, we and the commission will be entering into
- a Memorandum of Understanding (MOU) to provide for an orderly transfer on January 1st of 2028.
- Transferring state oversight and funding in the middle of those critical projects will be complicated
- However, we remain committed to carrying out this body's directive to complete the transfer.
- We remain committed to carrying out this body's directive to complete the transfer by January 1st, 2028
CA
California 2025-2026 Regular Session
Senate Environmental Quality Committee Jun 24th, 2026
Environmental Quality
NM
Transcript Highlights:
- We have a very low reversion rate in salaries and benefits. I think it was 0.24 last year.
- We do all your transfers. We do all the bond payments, both taxable and tax-exempt.
- If you're looking at page 4, we put in here the reversions because I know this was a discussion we had