Transcript Highlights:

• We will start with the testimony on House Bill 2209, relating to property offenses.
• Possessing stolen property in the first degree is a Class B felony ranked at seriousness level two.
• Trafficking in stolen property in the first degree is a Class B felony ranked at seriousness level four
• We will now return to the bill related to stolen property, House Bill 2209.
• We will now return to the bill related to stolen property House Bill 2209.

Summary: The House Community Safety Committee held public hearings on several bills. House Bill 2209 would add 12- or 24-month sentencing enhancements for theft-related offenses when the value of stolen, possessed, or trafficked property exceeds $20,000 or $50,000, respectively. Rep. Mari Leavitt said the bill targets organized retail theft and related violence, emphasizing business losses, worker safety, and links to broader criminal activity. Supporters included prosecutors, retailers, law enforcement, and city officials who described organized retail crime as coordinated, underreported, and harmful to employees and communities. Opponents argued theft trends are declining, existing penalties are sufficient, and sentencing enhancements would worsen incarceration and racial disparities. The hearing on HB 2209 was left open for additional testimony. House Bill 2403 would revise penalties for failure to register as a sex offender or kidnapping offender, including lowering the seriousness level for second and subsequent offenses from level 2 to level 1 in the proposed substitute. Testimony was overwhelmingly supportive or neutral. Proponents from the Sex Offender Policy Board, sentencing commission, public defenders, prosecutors, and sheriffs’ representatives said the bill reflects long-negotiated recommendations, better matches the offense’s administrative nature, and may improve compliance by pairing shorter prison terms with community custody and supervision. The committee then closed the public hearing on HB 2403. House Bill 1591, in a proposed substitute, would create a sentencing alternative, resentencing option, and conviction-vacation process for defendants who are verified survivors of domestic violence, sexual assault, or human trafficking, where abuse was the primary and proximate cause of the offense. Supporters, including survivor advocates, prosecutors involved in diversion programs, and researchers, said many incarcerated women are survivors and current law often fails to account for coercion and trauma. Some witnesses urged broader eligibility and less reliance on formal documentation. Prosecutors and sheriffs’ representatives expressed concerns about discretion, potential public-safety impacts, and whether existing sentencing factors already address these cases. The committee also heard extensive testimony on House Bill 2526, which would rename patronizing a prostitute as commercial sexual exploitation, expand the offense to include providing anything of value, elevate it from a misdemeanor to a Class C felony, and increase associated fees. Supporters framed it as a response to trafficking, exploitation, and violence against women and children, while opponents—many of them sex workers or survivors—argued it would criminalize consensual adult sex work, push the industry further underground, and reduce safety and income for vulnerable people.

Transcript Highlights:

• to temporarily defer certain costs, such as post-in-service carrying costs, known as PISCC. and property
• as a result, that's why I go to banks and borrow money, or I go to investors to give me money in exchange
• affects the interest rate that I pay a bank or... ...the return that an investor would ask for in exchange
• Yes, sir, and maybe more about the process based on the exchange that Mr.
• To access property, to perform an inspection, we were able to get all the entities' agreement on this

Bills: HB 1237 , HB2663 , HB3071 , HB4384

Committee: Senate Natural Resources

Transcript Highlights:

• obtain aerial images of the insured property.
• obtain aerial images of the insured property.
• Insurers must inspect the properties that they insure.
• Insurers have only so many options for inspecting a property.
• It will also increase the cost of insuring each property.

Committee: House Privacy and Consumer Protection

Summary: The committee heard several bills, with most of the discussion focused on AB 325, which would update California antitrust law to address algorithmic price fixing, and AB 1221, which would restrict invasive workplace surveillance tools. AB 325’s author and supporters argued that competitors using the same pricing software can facilitate collusion and drive up prices in sectors like housing, groceries, and frozen foods; opponents warned the bill was too broad, could sweep in lawful public-data pricing tools, and might chill ordinary business software use. Members raised concerns about housing applications, small businesses, intent standards, and whether the bill clearly distinguishes lawful market research from collusive conduct. Despite the debate, the committee voted to move AB 325 forward on a 6-2 roll call, holding the roll open for absent members. AB 75, dealing with insurers’ use of aerial imaging for homeowners’ coverage decisions, was also heard. The author and Department of Insurance said the bill would require notice before aerial images are collected, give homeowners access to the images, and require that any image used to cancel, non-renew, or reduce coverage be current enough to allow an in-person inspection if needed. Consumer advocates supported the measure as a privacy and transparency protection, while insurers opposed it unless amended, arguing aerial imaging is a low-cost tool that helps keep coverage available and affordable and warning that more in-person inspections would raise costs and reduce the number of policies they can write. The committee moved AB 75 to Appropriations, also holding the roll open. The committee also advanced AB 576, which the author said responds to stakeholder feedback after AB 488 by improving the Department of Justice charity registry process, including an API to help fundraising platforms update eligible charities more efficiently. AB 1160, on law enforcement drone data storage, was presented as a privacy and security measure requiring U.S.-based storage for drone-collected data and prohibiting its use, sharing, or sale by storage vendors; it too was moved to Appropriations. In addition, the committee heard AB 1221, which would ban certain workplace surveillance technologies such as facial, gait, and emotion recognition and add notice, data protection, and human-review requirements before discipline based on surveillance output. Supporters said the bill would curb discriminatory and invasive monitoring, while opponents argued it was overly broad and could interfere with legitimate security, safety, and HR uses; the transcript ends before a final vote on that measure.

Transcript Highlights:

• And in exchange for that is a whole bunch of bad policy that's coming alongside of it.
• And in exchange for that is a whole bunch of bad policy that's coming alongside of it.
• And in exchange for that is a whole bunch of bad policy that's coming alongside of it.
• </c> the taxpayer or the uh the uh property the taxpayer or the uh the uh property tax<00:24:18.240><
• </c><00:26:09.200><c> for</c><00:26:09.440><c> this</c> and new regulations in exchange for this and

Transcript Highlights:

• If they have reason to fear, that is for additional property only.
• </c> is for additional property only. is for additional property only.
• </c> in mutual funds, shares in an exchange in mutual funds, shares in an exchange traded<01:15:08.320
• And then what was the infrastructure by which that currency was exchanged?
• It would go that currency was exchanged?

Committee: Senate Elections

Transcript Highlights:

• </c> identifies a potential surplus property identifies a potential surplus property to<00:23:43.200>
• Should the status of the property.
• :23:54.720><c> surplus,</c><00:23:55.200><c> it</c> property be identified as surplus, it property be
• </c> the property and public safety. the property and public safety.
• Speaker. property and land uh, buildings. Had not property and land uh, buildings.

Transcript Highlights:

• This was a land exchange that began in 1994, so think how long ago that was.
• And there are over 60,000 pages in the administrative record concerning this land exchange.
• And there are over 60,000 pages in the administrative record concerning this land exchange.
• The BLM and this private company exchanged deeds.
• There are thousands of land exchanges across the West that are threatened by that judge's decision.

Transcript Highlights:

• Our property and casualty insurance, you know, boring stuff.
• Our property and casualty places.
• Our property and casualty insurance,<00:08:46.399><c> you</c><00:08:46.640><c> know,</c><00:08:47.120
• Uh and then lower severance properties.
• </c> had income tax, a sales tax, property had income tax, a sales tax, property tax,<00:53:25.839><c

Summary: The committee met to hear a presentation from Dr. Hicks on the governor’s recommended budget for the next biennium. He reviewed the revenue outlook, noting modest general fund growth, a large rainy day fund balance, and the impact of recent income tax reductions. He said the budget was built around recurring reductions, lower debt service and retirement contribution rates, and the use of excess restricted funds, while protecting K-12 education, Medicaid, postsecondary education, public safety, and pension obligations. Dr. Hicks outlined several major spending and reserve proposals, including $350 million from the Department of Insurance’s excess restricted funds to support Medicaid in the first year, $150 million for the affordable housing trust fund, $125 million for rural hospitals, $100 million to offset lost federal ACA premium tax credits, $75 million for utility assistance, and $50 million for food assistance. In education, the proposal included a phased pre-K for all plan funded by sports wagering tax revenue, a 3% annual salary increase for full-time school personnel, continued full funding of teacher pensions, a 2.5% annual increase in SEEK base funding, and additional support for career and technical education and school facilities. He also discussed Medicaid cost pressures, including higher managed care, pharmacy, behavioral health, and nursing facility costs, and explained the expected effects of federal HR1 changes on Kentucky’s Medicaid program. Those changes include work and community engagement requirements and more frequent eligibility redeterminations for expansion members, which the administration estimated would reduce enrollment by about 4,300 in the first year and 28,000 in the second year. No votes or formal committee actions were taken during the meeting, which was limited to the budget presentation and member questions.

Transcript Highlights:

• As we all know, during the ensuing 6 to 8 years, property taxes have exploded.
• Um, with this bill of our property taxes right now, we get about, get about $9 million in property tax
• We have over 500, um, residential properties in our neighborhood.
• They'd be in Hood County, so the city property tax, they would not pay city property.
• Uh, we have a large pieces of property today that is under the uh.

Bills: HB24 , HB950 , HB 1228 , HB24

Committee: House Land & Resource Management

Keywords: zoning, public notice, local government, residential development, protests, municipal services, annexation, disannexation, zoning regulations, full municipal services, municipal obligations, landowner rights, service provision, groundwater, conservation, water permits, sustainability, resource management

Transcript Highlights:

• One thing I can report from my expert is that on the exchange, 50% of folks are getting a plan for $10
• Senate Bill 112 provides a property tax exemption for student housing facilities located on land owned
• The property tax exemption is on the property that the higher education institutions owns, in most cases
• They're just the property management company.
• For New Mexico retirees, PERA, state employees, commercial coverage, the individual exchange.

Transcript Highlights:

• On third reading, in exchange for a vote or two—just kidding. Thank you.
• On third reading, in exchange for a vote or two—just kidding. Just kidding.
• On third reading, in exchange for a vote or two, just kidding.
• Thank you. on third reading in exchange for a voter too, just kidding. Just kidding.
• and to provide for those health care facilities' subscriptions to the health information exchange.

Bills: HM3 , HM11 , HM14 , HM15 , HM18 , HM21 , HB10 , HB11 , HB12 , HB13 , HB14 , HB31 , HB50

Keywords: nurses, health care workers, healthcare workers, frontline workers, hospital staff, clinicians, allied health professionals, support staff, public health, workforce shortage, nursing shortage, safe staffing, patient safety, rural health care, frontier communities, behavioral health, mental health, substance use disorder, substance abuse, health care memorial

Transcript Highlights:

• </c> Robbins mentioning things like property Robbins mentioning things like property tax<00:26:14.320
• For property tax purposes, the property is valued at its current use rather than a higher value that
• For property tax purposes, the property is valued at its current use rather than a higher value that
• property plus the highest and best value of the non-qualifying portion of the property.
• </c><01:21:15.280><c> in</c> properties to all other properties in properties to all other properties

Transcript Highlights:

• We have endured widespread property damage and infrastructure loss.
• And, friends, there will be no emergency management after a nuclear exchange.
• And friends, there will be no emergency management after a nuclear exchange.
• A false nuclear alert, like one that happened in Hawaii, could trigger a thermonuclear exchange.
• It turns out that some private universities in Boston are reporting property crime rates that appear

Committee: Joint Joint Committee on Public Safety and Homeland Security

Summary: The Joint Committee on Public Safety and Homeland Security held a public hearing on a wide range of bills affecting law enforcement, corrections, fire services, emergency management, telecommunicators, and sex offender policy. Testimony strongly focused on proposals to restore an education incentive for Massachusetts State Police troopers hired after the Quinn Bill was repealed, with State Police Association witnesses arguing the current system creates unfair pay disparities, hurts recruitment and retention, and leaves newer troopers earning less than some supervisors with the same or less education. They urged favorable reports on H. 2651, S. 1759, and S. 1783. A separate witness also supported H. 2627, a sheriff’s pay-parity bill, while suggesting amendments to avoid distinctions between correction officers and jail officers and warning that the proposal should not be viewed as a funding issue alone. The committee also heard testimony on public safety and oversight bills. A rape survivor testified in support of S. 1663, arguing that municipal fire or police personnel convicted of sex offenses should not remain in positions of public trust. Senator Miranda testified in support of S. 1723, S. 1724, and S. 1727, which would create correctional officer training/accountability standards, a correctional inspector general, and privileged communication with legislators for incarcerated people; he said the bills respond to misconduct and lack of independent oversight in the Department of Correction. In contrast, the Fire Chiefs Association and Professional Fire Fighters opposed H. 2572/S. 1668/S. 1740 on emergency management, saying the bill was developed without enough collaboration, lacked local-control safeguards, and could undermine incident command and local decision-making during disasters. Several panels supported other public safety measures. The Fire Chiefs Association and PFFM backed S. 1641 and S. 1744 to create a Massachusetts Public Safety Building Authority to help fund fire station and municipal public safety building projects, and supported S. 1647 to implement the Walsh-Kennedy Commission recommendations on hot works and welding safety, including tougher penalties and training requirements. Witnesses also supported H. 2664/S. 1736 to create a hoisting machinery regulations board, saying current licensing standards for heavy equipment are too minimal. Another panel backed H. 2663/S. 1761 to classify 911 telecommunicators as first responders, citing stress, burnout, and the expanding role of dispatchers. Finally, an attorney from CPCS testified in opposition to S. 1752, warning that expanded sex offender residency restrictions would likely increase homelessness, make supervision harder, and raise constitutional concerns based on prior court rulings.

Transcript Highlights:

• USMCA reduces tariff uncertainty and it strengthens intellectual property and digital trade provisions
• And part of the advantage of USMCA has been the intellectual property protections.
• So be as concise as possible so we can have a little bit of an exchange of some questions.
• Imperial Beach experienced $1 to $1.5 million in property tax damage.
• , this ridiculous amount of money that's being exchanged between both countries... ...money being exchanged

Summary: The joint hearing of the Assembly Select Committee on California-Mexico Bi-National Affairs and the Assembly Economic Development, Growth, and Household Impact Committee focused on the USMCA and California’s economic dependence on trade with Mexico and Canada. Members emphasized that California exports more than $183 billion globally, with roughly a third going to Mexico and Canada, and argued that the agreement supports jobs in manufacturing, logistics, agriculture, technology, and ports. The hearing was framed as preparation for a legislative report and possible resolution on California’s priorities for the upcoming USMCA review. Academic and policy witnesses described the USMCA as essential to North American competitiveness, affordability, and regional security. Dr. Rafael Fernández de Castro said the agreement is central to a stronger North American alliance, helps keep food and other goods affordable, and supports the Cali-Baja region’s integrated economy. Dr. Ismael Placencia argued that California and Mexico co-produce value through integrated supply chains and nearshoring, and proposed ideas such as specialized technician visas, cross-border innovation zones, binational certification standards, and a technology fund. Members asked about the uncertainty around the agreement’s sunset/review clause and the possibility that investment is being delayed while businesses wait for clarity. Go-Biz representative Diana Dominguez said USMCA gives businesses, especially small and medium-sized firms, predictability, market access, and stronger digital trade and supply-chain integration, while also noting challenges such as regulatory barriers and financing. California Hispanic Chamber of Commerce president Julian Canante said the agreement benefits small businesses but also creates complexity through stricter rules of origin, compliance burdens, and tariff uncertainty, and he urged more trade assistance and education. Mexican officials Miroslava Pérez-López and Pedro Casas Alatriste said the treaty remains the cornerstone of North American trade, that Mexico’s public consultation process generated nearly 800 submissions, and that the region should deepen integration rather than weaken the agreement. A later panel from San Diego regional organizations reinforced the same themes, citing the border region’s co-production economy, the importance of border infrastructure, and the need to protect integrated supply chains from tariff shocks. Witnesses urged investment in ports of entry, energy reliability, talent development, and smoother review processes, while members repeatedly stressed that any renegotiation should preserve labor and environmental standards without harming small businesses.

Transcript Highlights:

• And would it be the property of the local government, or would they also be eligible to contract out
• SB 52 as amended will ban the exchange of non-public competitor data.
• Christina Emphasis, property management, Sacramento property management, I oppose.
• With this data exchange platform, they'll be able to understand what is happening.
• There has already been a mandate to participate in data exchange sharing.

Committee: House Privacy and Consumer Protection

Summary: The committee heard several bills on consumer protection, privacy, AI, and employment technology. SB 53 by Senator Wiener would require large AI developers to disclose safety and security protocols, report serious incidents quickly, and create CalCompute and whistleblower protections; supporters said it is a transparency-based, narrower follow-up to SB 1047, while industry groups opposed unless amended over concerns about size-based thresholds, trade secrets, and security. SB 766 by Senator Allen would codify FTC car-sales rules and create a three-day cooling-off period for certain used-car purchases; testimony was broadly supportive, and several dealer and industry groups moved from opposition to neutral after amendments. The committee also heard SB 7 by Senator McNerney, which would require notice and human oversight for automated decision-making in employment, and SB 833 by the same author, which would require human review and monitoring for AI use in critical infrastructure; both drew support from labor and consumer advocates and opposition or concerns from business and public-sector groups about scope and compliance. The committee also began hearing SB 11 on AI-generated voice/image/video cloning and nonconsensual deepfakes, with supporters backing consumer warnings and liability rules and opponents seeking narrower language and lower penalties. Members and witnesses repeatedly emphasized the need to balance innovation with safety, with supporters arguing California should act where Congress has not, and opponents urging narrower definitions, stronger trade-secret protections, and more limited enforcement. On SB 53, committee members praised the author’s outreach but noted the bill still needs work; the bill was moved out on a do-pass-as-amended motion with seven votes and held open for absent members. SB 766 received unanimous support after amendments and was reported out 9-0. SB 7 and SB 833 were both advanced on do-pass motions but were left open with only partial vote counts at the time of the hearing. The committee later recessed and returned to continue the agenda.

Transcript Highlights:

• If you sell something, then you receive cash in exchange, or you receive consideration.
• If you sell something, then you receive cash in exchange, or you receive consideration.
• If you sell something, then you receive cash in exchange, or you receive consideration.
• If you sell something, then you receive cash in exchange, or you receive consideration.
• </c><01:46:42.719><c> owner</c> felony offenses where the property owner felony offenses where the property

Committee: Senate Judiciary

Summary: The Judiciary Committee heard several bills on January 30. SB 286 and SB 287 both concerned supplemental funding for the Honolulu Department of the Prosecuting Attorney: SB 286 for the career criminal prosecution unit and SB 287 for the victim witness assistance program. Testimony from the department explained that these bills are filed each year because the Attorney General’s core budget allocation may not be sufficient, though the department said the core had recently been increased and the supplemental request might no longer be necessary. For SB 287, the department also warned of a possible federal Victims of Crime Act funding freeze that could cut about $1.88 million and severely harm victim services. Both bills drew support from county and community witnesses, and members asked about prior-year funding and why the requests were limited to fiscal 2025-26; no votes were taken in the excerpt. SB 289, from the State Ethics Commission, would create a more uniform administrative fine process under the ethics code and lobbyist law. The commission said the measure would not change substantive enforcement but would let it issue a notice and order of fine first, with the respondent able to request a hearing within 20 days, which would speed up cases that are not factually disputed. Members questioned whether the bill would deny due process or function like an automatic parking ticket, and the commission responded that respondents could still challenge the fine and that the process would apply to violations with fines under $1,000. The committee also heard SB 304, which would add 11 positions for the First Circuit Adult Client Services Branch; Judiciary testimony said probation caseloads are high, with an average of 116 cases per officer, and the added staff would help meet national supervision standards and better serve higher-risk clients. Members asked whether the positions were already in the budget and about current staffing ratios; the witness said the positions were not already funded and that the Judiciary supported the bill with amendments. The committee then heard SB 311, a proposed constitutional amendment to exclude spending money to influence elections from protected free speech. Testimony was strongly divided: supporters argued that Citizens United has distorted elections and empowered special interests, while opponents warned the language was too broad and could affect nonprofit advocacy and grassroots groups. Finally, SB 313 would impose a 1% wealth asset tax on individuals with $20 million or more in assets. The Department of Taxation said it had concerns about the bill’s ambiguity and administration and noted it would require annual valuation and likely additional resources; opponents, including family business representatives and the Tax Foundation of Hawaii, argued the tax would be difficult and costly to administer, would require sensitive business disclosures, and could force family businesses to pay from company cash. Supporters said wealthy residents should pay a fair share. The committee heard testimony and questions on these bills, but the excerpt does not show final committee votes or actions.

Transcript Highlights:

• SB 52, as amended, will ban the exchange of non-public competitor data.
• Christina Emphasis, property management, Sacramento property management, I oppose.
• With this data exchange platform, they'll be able to understand what is happening.
• There has already been a mandate to participate in data exchange sharing.
• There has already been a mandate to participate in data exchange sharing.

Summary: The committee heard several AI- and consumer-protection-related bills, with extensive testimony from authors, supporters, and industry opponents. SB 53 by Senator Wiener would create transparency requirements for large AI developers, including disclosure of safety and security protocols, reporting of critical safety incidents, whistleblower protections, and the CalCompute public cloud. Supporters said it is a narrower, transparency-based follow-up to last year’s vetoed AI safety bill, while opponents argued it still relies too much on company size, could expose trade secrets, and should be narrowed further. The committee approved SB 53 on a do-pass-as-amended vote to Appropriations, with the roll held open for absent members. SB 766 by Senator Allen would codify the FTC’s Cars Rule and create a three-day cooling-off period for certain used-car purchases, along with stronger disclosure rules on pricing, add-ons, and government affiliation claims. Supporters said it would save consumers money and time and help buyers avoid bad deals, while dealer and industry groups said amendments addressed many of their concerns. Several former opponents moved to neutral, and the committee passed SB 766 unanimously as amended to Appropriations. SB 7 by Senator McNerney would regulate automated decision-making systems in employment by requiring notice, human review for discipline and termination, and limits on predictive behavior analysis. Labor and consumer advocates supported the bill as a safeguard against biased or overly automated workplace decisions, while employer and industry groups raised concerns about scope, notice burdens, and the predictive-analysis ban. The committee passed SB 7 to Appropriations on a 4-2 vote, with the roll held open. SB 833, also by Senator McNerney, would require human oversight of AI used in critical infrastructure, along with training and system assessments; it drew limited opposition focused on scope, and the committee passed it as amended to Appropriations on a 5-0 vote, also holding the roll open. Later, the committee took up SB 11, which would address AI-generated voice, image, and video cloning and deepfakes by clarifying likeness protections, requiring consumer warnings, and addressing misuse and evidence tampering. Supporters framed it as a targeted response to nonconsensual deepfakes, while industry groups said recent amendments improved the bill but still had concerns about penalties and warning language. The committee also heard SB 720, the Safer Streets Act, which would let cities opt into a revised red-light camera system that shifts from driver to owner liability, removes facial identification, makes violations civil rather than criminal, and directs revenue toward transportation safety projects; the author presented the bill, but the transcript ends before any final action on SB 720.

Transcript Highlights:

• Of course, the sales tax is 44%, the B&O tax about 19%, and property taxes make up the other 14%.
• attack as quickly as possible and keeping fires smaller, therefore reducing the amount of either property
• The cost of replacing damaged property goes up. It is difficult to say.
• So floodplains by design, we are able to take floodplain land from those farmers and actually exchange
• And we have regular meetings at the Dungeness Water Exchange Stakeholders Group.

Committee: Senate Ways & Means

Summary: The Ways and Means Committee met for a work session and first heard an economic and revenue forecast update from the Economic and Revenue Forecast Council. The forecast described moderate U.S. growth, elevated near-term inflation, weak Washington employment growth in 2026, continued personal income growth, and slower housing permit activity. Revenues were revised up about $105 million for the current biennium and down about $185 million for the next biennium, with uncertainty tied largely to tariffs, federal policy, and the recent federal shutdown. Members asked about the outlook for February, income inequality, and housing affordability; the presenter said the forecast does not measure income distribution and that housing permit data does not directly address affordability. The committee then received a caseload forecast update. Most forecasts were unchanged or nearly unchanged, but several programs moved: Washington College Grant caseloads rose, TANF and Working Connections changed due to immigration-related assumptions and updated policy timing, and long-term care caseloads increased. The largest change was in Medicaid low-income adults, where federal H.R. 1 was projected to reduce caseloads significantly through narrower non-citizen eligibility, community engagement requirements, and shorter eligibility periods. Members raised concerns about downstream effects such as uncompensated care and higher premiums, and the presenter noted some effects could be delayed depending on federal implementation guidance. A wildfire funding and 2025 fire season update followed. Staff explained the state’s base wildfire suppression funding and estimated a supplemental need of about $139 million in state funds. DNR reported a busy fire year with lower snowpack, drought, more than 1,100 DNR jurisdictional fires, about 76,000 acres burned, 31 aircraft used, 690 DNR firefighters, and 350 out-of-state resources brought in; the agency said its suppression effectiveness improved to 94.1% of fires kept under 10 acres. Questions focused on National Guard use, aircraft counts, and the higher number of residences lost in complex fires. The committee then heard a budget preview showing the near general fund outlook worsening to about a $4.3 billion ending balance by fiscal year 2029 after maintenance-level costs, while noting that policy items such as wildfire costs and liability account decisions were not yet built in. The final major topic was the state’s tort liability and self-insurance account, where the Risk Manager reported a sharp rise in indemnity costs, from $223 million in fiscal year 2023 to nearly $500 million in fiscal year 2025, driven largely by DCYF claims, especially sex abuse cases. Defense costs also rose as the Attorney General’s Office relied more on special assistant attorneys general to handle volume. Members asked about older claims, comparisons with other states, insurance coverage, and whether costs might decline if the AG’s office hires more attorneys. The committee then shifted to water policy, hearing from tribal leaders, Ecology, and the Washington Water Trust about statewide water shortages, declining snowpack, drought, overappropriated basins, and the need for more storage, recharge, conservation, and enforcement. Tribal witnesses emphasized water sovereignty, salmon habitat, and the need for tribes to be involved early in legislation, while Ecology described major projects in the Odessa and Yakima basins and the challenges of climate change and legal constraints. No votes were taken during the work session.

Transcript Highlights:

• ,</c><00:26:16.480><c> but</c> whether by purchase or by exchange, but whether by purchase or by exchange
• done on a on a ever get those exchanges done on a on a big<01:02:54.720><c> scale.
• </c><01:04:56.640><c> for</c> out of state can rent this property for out of state can rent this property
• I uh uh like a lot of these land exchanges, uh it's the value of the land.
• </c> property tax on the private land, etc. property tax on the private land, etc. you<01:31:06.400><

Committee: Joint Agriculture, State and Public Lands & Water Resources

Transcript Highlights:

• Go to Coinbase or some other exchange. These crypto ATMs will charge you a 20 to 30 percent fee.
• Go to Coinbiers or some other exchange. These crypto ATMs will charge you a 20 to 30% fee.
• to take $19,000 from her account at the bank and wire those funds to a secure wallet at a crypto exchange
• And that's the improper or illegal use of an individual's funds or property.
• ...where, you know, the big thing that we see is impersonating a seller and trying to sell that property

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.