Video & Transcript Research : 'premium classification'

Page 56 of 215
CA
Transcript Highlights:
  • retaining full-scope Medi-Cal for humanitarian immigrants, Item 55, and oppose the $50 monthly Medi-Cal premium
  • We also appreciate the delays for dental and premiums.
  • Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
  • Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
  • as well as monthly premiums and asset test limits for immigrant enrollees.
Keywords: 987, senate, all
Summary: The Senate Budget Subcommittee No. 3 on Human Services held its final hearing on the budget, with the chair framing the Senate’s plan as a counterproposal that rejected major cuts and preserved revenues. Public comment was overwhelmingly supportive of the subcommittee’s actions, with advocates, counties, providers, and community groups thanking members for rejecting or delaying proposed cuts to Medi-Cal asset limits, immigrant coverage and premiums, IHSS, PACE, APS, behavioral health advocacy and innovation grants, mobile crisis services, and certain dental and provider payment reductions. Speakers also urged additional funding or trailer bill changes for county eligibility work, public hospitals, indigent care, CalFresh outreach and food benefits, child care slots and COLAs, legal services for immigrants, and long-term services and supports. A major theme was the Senate’s “Be Home Soon” proposal, which many disability, aging, home care, and health care organizations praised as a way to shift care from institutions to home- and community-based settings. Testimony also supported restoring or maintaining funding for behavioral health programs, including 988/mobile crisis infrastructure, community advocacy contracts, and Title IV-E workforce funding. Several county and provider groups asked the committee to consider alternative proposals related to H.R. 1 impacts, Medi-Cal coverage losses, and county indigent care costs, while others requested continued work on public hospital support, CFAP expansion, and implementation details for child care and IHSS. The subcommittee then took three votes on grouped budget items. The first consent block, covering a large set of items, passed 3-0. The second block passed 2-1, with Senator Grove voting no. The final block passed 3-0. The hearing concluded with the chair stating the subcommittee had done its part and adjourning the meeting.
FL

Florida 2025 Regular Session

February 4, 2025 - 12:30 PM

Transcript Highlights:
  • is more than 20% higher than the premium that Citizens would offer.
  • You know, what effect will they have on the premiums? Mr. Cyril, you're recognized.
  • It certainly helps, it certainly helps with premiums. It helps with rate need.
  • It certainly helps, it certainly helps with premiums. It helps with rate need.
  • Premium, which you talked about a little bit last time.
Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
CA

California 2025-2026 Regular Session

Assembly Public Safety Committee Jun 9th, 2026

Public Safety

Transcript Highlights:
  • The refunded amount is set by the judge's discretion but can be up to 80% of the premium amount paid.
  • Secondly, I don't think you're aware that bail premium is unlike any other line of insurance.
  • It is one premium.
  • Premium costs below the filed rates. Does the legislation have that authority?
  • Return of premium is, in most counties, a civil matter.
Keywords: 988, house, all
Summary: The Assembly Standing Committee on Public Safety heard several bills, with most of the discussion centered on criminal justice, public safety, and detention-related issues. SB 498 by Senator Becker would make prison electronic messaging free and end 15-minute limits on voice calls for incarcerated people; supporters said it would strengthen family ties and rehabilitation, while the bill advanced on a due-pass recommendation. SB 953 by Senator Niello would require DMV points to be recorded when a misdemeanor vehicular manslaughter case is dismissed through diversion; family members of crash victims testified in support, the ACLU opposed it as potentially discouraging diversion, and the committee passed the bill to the Transportation Committee. The committee also heard SB 1306 by Senator Cortese, which would align California law with federal exemptions for certain GBL-containing chemical mixtures used in semiconductor manufacturing. The author and industry witness said the bill would reduce unnecessary regulation without affecting pure GBL, and it passed to Appropriations. SB 941 by Senator Padilla would cap commissary markups in private immigration detention facilities at 35% above vendor cost; supporters described high prices for basic necessities and poor conditions, and the bill advanced on a due-pass vote. Members also considered SB 691 by Senator Wahab, which would require law enforcement body-camera policies to allow EMS personnel to request redaction of recordings before public release when patients are receiving medical or psychological treatment. Supporters framed it as a privacy measure, while sheriffs’ representatives raised concerns about overlap with existing law and local policy discretion; the bill moved forward on a due-pass recommendation. Finally, SB 562 by Senator Ashby would allow partial refunds of bail bond premiums when charges are not filed or are dropped early; supporters called it a fairness measure for low-income families, while bail industry representatives and some others warned it could reduce incentives to post bail and harm small businesses. The bill advanced on a divided vote. Several other items were adopted on consent or pulled by the authors, and the committee adjourned after completing its votes.
LA

Louisiana 2026 Regular Session

Finance May 18th, 2026

Finance

Transcript Highlights:
  • Sure, there was no cost and premiums. Is that correct?
  • So everything's cost-neutral for insurance premiums on the state and the private side?
  • Sure, there was no cost and premiums. Is that correct?
  • That's the members who pay the premiums and the state that pays the premiums for the employer's share
  • That's the members who pay the premiums and the state that pays the premiums for the employer's share
Summary: The Senate Finance Committee met on May 18, 2026, with eight members present and began by noting the state’s projected REC budget deficit and the need to consider fiscal impacts carefully. The committee first advanced HB 12, which extends the $250,000 surviving spouse benefit to reserve officers killed in the line of duty. Members noted the bill is prospective and that it draws from the same capped fund as other related bills, but it was reported favorable without opposition. The committee also adopted an amendment and reported HB 874 favorable as amended; the bill allows colleges, technical schools, the Louisiana Bar Association, and additional credentials to be added to LA Wallet, with the amendment changing mandatory language to permissive language. HB 951 was then reported favorable, creating an employer-facing workforce unit within Louisiana Works, to be funded through repurposed state and federal funds and existing staff, with a floor amendment expected to rename the unit. The committee also reported HB 979 favorable with amendments after reducing the proposed increase in survivor benefits because members learned several bills were drawing from the same $5 million fund, and HB 1193 favorable as amended, after striking a section that would have extended IDIQ authority to supply contracts for CPR. The committee then heard HB 909, which would require commercial payers to cover behavioral health crisis services. Representative Spell and LDH officials said the measure is intended to support crisis response centers and steer patients away from emergency rooms when appropriate, and they testified that it should be cost-neutral or absorbed within existing funding. Despite concerns raised by Senator Andrews about premiums, the bill was reported favorable after discussion of its potential savings and a possible pilot in Acadiana. HB 222, requiring Medicaid to cover dental procedures when needed to complete another medically covered procedure, was also reported favorable; LDH said it would absorb the cost within its existing budget and draw down federal matching funds. HB 291, which prevents health plans from penalizing hospitals when an out-of-network physician is involved in an otherwise covered hospital service, generated extensive debate over a disputed fiscal note and the No Surprises Act. OGB officials said any network “leakage” could cost the plan money, while supporters argued the policy is preventative and that the fiscal estimates were speculative. The committee adopted amendment 3941 to exempt OGB from the bill, then reported HB 291 favorable as amended. Later, the committee took up HB 145, which expands the authority of the law enforcement and firefighter survivor benefit board to cover extraordinary medical and dental expenses. Because members learned it also draws from the same fund as HB 12 and HB 979, an amendment reduced the amount from $50,000 to $25,000, and the bill was reported favorable as amended. HB 430, a local bill for Lafayette to continue paying health insurance costs for surviving families of fallen officers until Medicare eligibility, was reported favorable. Finally, HB 821, which establishes the Louisiana Center for Safe Schools within the Louisiana Commission on Law Enforcement Administration and transfers related duties from the Governor’s Office of Homeland Security, was introduced and discussed as a move with a one-time general fund expenditure already included in HB 1. The committee then adjourned.
NH

New Hampshire 2026 Regular Session

House Ways and Means (01/29/2026)

Ways and Means

Transcript Highlights:
  • through premium taxes. through premium taxes.
  • their insurance premium tax liability. their insurance premium tax liability.
  • Uh the insurance premium tax, credit. Uh the insurance premium tax, excuse<00:16:50.800> me.
  • calendar year 2026 premium tax return. calendar year 2026 premium tax return.
  • taxes in advance, the current premium taxes in advance, the current year's<00:23:12.559> premium<
Keywords: 1189, house, all
MN
Transcript Highlights:
  • These are people that were paying premiums to MinnesotaCare, people that are overemployed in essential
  • These are people that were paying<00:07:59.120> premiums<00:07:59.520> to<00:07:59.759>
  • Minnesota<00:08:00.319> Care, paying premiums to Minnesota Care, paying premiums to Minnesota
  • enrolled to stay on with small premiums. enrolled to stay on with small premiums.
  • ,<00:19:11.360> but<00:19:11.600> freezing<00:19:12.000> future pay premiums
Keywords: 1187, senate, all
MN
Transcript Highlights:
  • We want to hear from farmers about the insurance premiums that are going up on the individual market.
  • <00:03:58.560> that<00:03:58.799> are about the insurance premiums that are about the
  • In October, uh, the new healthcare premiums will come out and we're expecting large increases there.
  • <00:10:38.320> healthcare October uh the new premiums healthcare October uh the new premiums
  • 10:39.600> and<00:10:39.760> we're premiums will come out and we're premiums will come
Keywords: 1187, senate, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (04/08/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • That's premium uh to keep the product.
  • >> The premium can, just like an ACA plan, the premium can change based on, you know, what factors are
  • >> The premium can, just like an ACA plan, the premium can change based on, you know, what factors are
  • >> The premium can, just like an ACA plan, the premium can change based on, you know, what factors are
  • >> The premium can, just like an ACA plan, the premium can change based on, you know, what factors are
Keywords: 928, house, all
Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.
OK
Transcript Highlights:
  • Representative, we've had a lot of people hitting this up quite a bit about their premiums rising.
  • So as it pertains to insurance premiums, what is going on here is insurance company A is creating for
  • Could it have an impact on insurance premiums?
  • So as it pertains to insurance premiums, what is going on here is insurance company A is creating for
  • should have, and so they're able to keep That I gave you, it should have an impact on insurance premiums
LA
Transcript Highlights:
  • It provides explicit classification that it's a political subdivision of the state, which it has always
  • Senate Bill 447 by Senator Bass provides relative to promotional seniority and civil service classification
Summary: The House Municipal, Parochial, and Cultural Affairs Committee met and advanced a series of local bills, mostly by unanimous voice vote after brief questions. SB 430 by Sen. Jenkins renewed the Shreveport-Bossier Convention and Tourist Bureau’s 1.5% hotel occupancy tax for 12-year periods by voter approval, with discussion about continued planning and coordination among tourism entities. SB 286 by Sen. Duplessis updated the New Orleans Downtown Development District statute by clarifying its status as a political subdivision, streamlining tax collection, removing staggered board terms, and clarifying bond renewal voting boundaries. The committee also favorably reported SB 198 by Sen. Mizell, requiring government projects in historic districts to follow local historic district rules for new construction; SB 172 by Sen. Luneau, expanding a planning-commission waiver process for certain property divisions to municipalities below 150,000 population; and SB 439 by Sen. Gerald Boudreaux, adding pre-screening for esophageal/Barrett’s cancer for firefighters and fire service employees. Testimony on the firefighter bill emphasized the health risks from carcinogen exposure and the value of early detection, and members expressed strong support. Additional bills advanced included SB 458 by Sen. McMath, creating a mechanism for local ethics-entity tax revenues in St. Tammany Parish to be transferred to the district attorney’s office if an inspector general office is created; SB 447 by Sen. Bass, changing Bossier City Police Department promotions from competitive to promotional seniority; SB 281 by Sen. Barrow, expanding the Baker Economic Development District boundaries to include additional commercial areas; SB 385 by Sen. Harris, changing appointments to the City Park Improvement Association board and allowing City Park to opt out of certain ORM insurance coverage; HR 84 by Rep. Walters, urging Shreveport to create an interest-free loan program for TSA workers during federal shutdowns; and SB 417 by Sen. Allain, adding two members to the St. Mary Parish drainage district board. All of these measures were reported favorably, with one member recusing himself from the City Park bill due to board membership. The committee then recessed briefly, noting several remaining bills would be deferred if sponsors did not arrive soon.
AR

Arkansas 2026 Regular Session

ALC-ADMINISTRATIVE RULES Mar 19th, 2026

ALC-ADMINISTRATIVE RULES

Transcript Highlights:
  • amendment to 17-CAR 255-305 will change the maximum project dollar amount of our light building classification
  • some worker—this is for contractors—are there workers working under contractors with certain classifications
Summary: The Administrative Rules Subcommittee reviewed several agency rules and most were approved without objection. The Department of Agriculture repealed rules tied to the now-repealed Arkansas Catfish Processors Fair Practice Act. The Department of Human Services updated Medicaid policy to clarify child support enforcement treatment for pregnant women, remove the word “forcible” from rape/incest good-cause language, and eliminate a 90-day waiting period for ARKids B after loss of group coverage; members highlighted the significance of the language change and asked for a quick-reference eligibility chart. DHS Medical Services also received approval for a CMS cell and gene therapy model rule for sickle cell drugs and a technical Medicaid-assisted medication-assisted treatment update that was described as cost-neutral and non-substantive. The Department of Labor and Licensing presented several rules implementing recent acts and internal cleanup changes. These included procedures for local construction plan disputes under Act 591, Contractors Licensing Board amendments raising the restricted commercial license threshold from $750,000 to $1.5 million and allowing deferral of owner-complaint investigations during civil litigation, and a similar residential contractors change. The HVACR Licensing Board presented broader revisions under Act 746, including grammar and cleanup changes, elimination of the Class C license with transfer of existing holders to Class B, expansion of allowable work limits, a change to continuing education from four hours annually to eight hours per three-year code cycle, and clarification on training, child labor, and licensing issues. Several members questioned the practical impact of the HVAC changes, but the rule was approved. The committee also granted the Department of Inspector General’s request for exclusion from rulemaking reporting under Act 473, concluding that no rule was necessary because the act already defines the key terms and review process for foreign-adversary cultural exchange agreements. In addition, the Arkansas State Library’s report recommending continuation of its existing rules was accepted. During the status updates on outstanding 2023-session rulemaking, Education explained delays were due to overlapping 2025 amendments and the large volume of rules, while members expressed concern about the length of time since enactment; staff noted only a small number of 2023 rules remain outstanding. The meeting ended after written 2025-session updates were received with no further questions.
NH
Transcript Highlights:
  • We have no premium deficiency reserve.
  • Our rates premium deficiency reserve.
  • <01:46:47.679> for paying premiums for paying premiums for claims.<01:46:49.440> If
  • simply was not pricing the premiums simply was not pricing the premiums properly.<02:04:26.080><
  • You're talking about the nuance between the impact for the people and the premium, the ultimate premium
Keywords: 928, house, all
Summary: The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal. Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs. The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.
KY
Transcript Highlights:
  • Um, premiums offered of any plan option.
  • <00:04:38.880> Uh, profile of that lower premium plan.
  • Uh, profile of that lower premium plan.
  • trade-off of paying lower premiums trade-off of paying lower premiums versus<00:07:24.000> having
  • to offset that with a much lower premium to offset that with a much lower premium and<00:09:30.640
Summary: The committee first heard from Personnel Cabinet officials on House Bill 6, which required the Kentucky Employees Health Plan to offer a qualified high-deductible health plan by the 2026 plan year. Officials said the plan was already added for 2025, described it as the lowest-premium option with higher deductibles, and explained that federal rules prevent first-dollar coverage except for limited preventive services. They said 264 members had selected the plan out of about 142,000, and noted it also allows health savings accounts. Members asked about the plan’s benefits, what “catastrophic” meant, the deductible amounts, and whether employees were aware of the option; the cabinet said it would continue to highlight the plan in communications and that the deductible is above $8,000 for individuals and above $16,000 for families. The committee then received an update from the Kentucky Department of Veterans Affairs on the Bowling Green veterans center. Officials said the current target is to move into the building on October 28, with first admissions about two months later, pending final fixes and certification steps for Medicare, Medicaid, and the VA. They explained that about $7 million in FY25 appropriations lapsed because of construction delays, staffing ramp-up was postponed to avoid unnecessary spending, and the unspent funds should be considered in the next budget request. Members praised the project and asked about annual operating costs; officials said the current operating budget is about $15 million, though they do not expect to spend all of it this year. The commissioner also announced the fifth annual state commanders conference in Lexington, focused on veterans issues and featuring state, federal, and advocacy leaders. State Auditor Allison Ball then outlined her office’s budget priorities. She said the office is primarily a billing agency that charges audited entities for its work, and warned that some agencies are now signaling they may refuse to pay for audits related to kinship care and the medical cannabis application process. She said the office plans to continue requesting outlier credits for unusually burdensome county audit fees, funding for the ombudsman office’s transition and expanded in-office operations, and revenue replacement for local government audits and possibly state audits and special examinations. Ball also said the office conducts about 500 audits, reviews, and examinations a year and wants to restore performance audits with seed funding, as well as add investigators to the ombudsman office to focus more on child abuse and neglect cases. Members discussed the value of performance audits, the possibility of raising certain board thresholds to account for inflation, and the need for additional capacity to handle more audits.
LA

Louisiana 2026 Regular Session

Insurance May 6th, 2026

Insurance

Transcript Highlights:
  • So... ...premiums. So it ultimately raises costs. Okay.
  • It's about 15% cheaper in premium than the traditional side.
  • We get lots of complaints about rising premiums.
  • What I will say is that premiums have gone up, but there is not an increase in premiums in those states
  • Premiums have not gone up.
Summary: The Senate Committee on Insurance met on May 6, 2026, and first reported HB 1241 favorably. That bill, by Chairman Furman, requires insurers to check with DCFS before paying certain insurance settlements to determine whether the recipient owes delinquent child support, and to withhold and remit arrears if found. DCFS explained that Louisiana already has intercepts and other collection tools, but no current mechanism for insurance settlements. Senators raised concerns about notice to obligors and about liability if insurers fail to withhold, but the bill was advanced without objection. The committee then heard HB 870, which would require health insurers and PBMs to cover lower-cost generic or biosimilar drugs when available and to use utilization management no more restrictively on those drugs. Supporters said the bill would improve access and lower patient costs by using wholesale acquisition cost as the comparison point. Opponents, including Louisiana Blue and the AFL-CIO, argued that WAC ignores rebates and net cost, could force plans to cover higher-cost biosimilars first, and could increase premiums and disrupt ERISA and fully insured plan design. The committee adopted a technical amendment set and then a second amendment set that added notice and reporting requirements tied to net cost calculations, and HB 870 was reported favorably as amended. Several other bills were moved with little or no opposition. HB 1176, concerning Medicare Advantage coverage for integrative cancer treatments such as cold cap therapy, cryotherapy, and acupuncture, was amended to change the effective date and then reported favorably. HB 1196, dealing with colorectal cancer screening follow-up colonoscopies, was also amended and reported favorably. HB 1162, a consumer protection bill requiring DOI to verify that a contractor named on a first-party property damage check is licensed in Louisiana, was amended and reported favorably. HB 826, which modernizes insurance referral rules to allow referrals by email or website address, was reported favorably. The committee also heard HB 1151 on insurer investment limits and solvency protections, and HB 1236 on pharmacy reimbursement and copay maximizer programs; both drew substantial testimony and concern, especially over retroactivity, PBM cost allocation, and whether copay maximizers shift costs to patients, but the transcript cuts off before final action on HB 1236.
MN

Minnesota 2025-2026 Regular Session

Local government zoning authority 3/23/26

Minnesota House Floor Meeting

Transcript Highlights:
  • For example, in Grand Rapids, we have adopted a zoning classification we call R1A zoning.
  • For example, in Grand Rapids, we have adopted a zoning classification we call R1A zoning.
  • For example, in Grand Rapids, we have adopted a zoning classification we call R1A zoning.
  • For example, in Grand Rapids, we have adopted a zoning classification we call R1A zoning.
  • For example, in Grand Rapids, we have adopted a zoning classification we call R1A zoning.
Keywords: 1183, house
TX

Texas 89th 2nd C.S.

Health Care Affordability, Select Apr 30th, 2026

Health Care Affordability, Select

Transcript Highlights:
  • face premiums of about $27,000 a year.
  • Why have premiums gone up to $20,000 a year for a family of four?
  • Because your employers' costs go up, your premiums go up.
  • But then they also had a premium freeze and have been able to keep premiums flat.
  • Now, so these... ...mentioning GLP-1 costs as driving up premiums.
Keywords: 1184, house, all
NH

New Hampshire 2026 Regular Session

House Commerce and Consumer Affairs (01/22/2026)

Commerce and Consumer Affairs

Transcript Highlights:
  • > reason premium because that reason premium because that reason >> that's<04:58:20.480>
  • to offer a premium to those people. to offer a premium to those people.
  • , and there's premium across the board, and then there's additions.
  • , and there's premium across the board, and then there's additions.
  • , and there's premium across the board, and then there's additions.
Keywords: 1189, house, all
NH
Transcript Highlights:
  • So don't be so quick to give away our insurance premiums and knock people off the rolls.
  • So don't be so quick to give away our insurance premiums and knock people off the rolls.
  • So don't be so quick to give away our insurance premiums and knock people off the rolls.
  • All of us who are fully insured will pay the higher premium.
  • All of us who are fully insured will pay the higher premium.
Keywords: 928, house, all
Summary: The subcommittee discussed three ambulance reimbursement bills and tried to distinguish their approaches. House Bill 185 would require insurers to pay the full amount billed by an ambulance provider when there is no contract rate, with no balance billing to the patient; the Insurance Department clarified that emergency ambulance services are already covered under the benchmark plan, so the bill’s reference to policies without ambulance coverage is effectively meaningless. House Bill 725 would set reimbursement at 325% of the Medicare rate for non-contract ambulance services and prohibit balance billing. House Bill 316 was described as addressing the broader problem that Medicare/Medicaid rates are low and that current balance billing shifts costs to patients or municipalities; its sponsor said the bill would require insurers to pay a rate that gives providers a fighting chance to remain in business, and he viewed 325% of Medicare as the most logical option. Members debated whether insurers should pay the billed amount, a negotiated in-network rate, or a regulated percentage of Medicare. Some argued that out-of-network ambulance providers are underpaid and that in-network rates are often too low to sustain service, especially for emergency providers who cannot steer patients. Others said ambulance companies should not be able to bill whatever they want and questioned the fairness of charging insured patients or insurers more than the service is worth. There was also discussion of whether rate schedules should be reviewed by an oversight body and whether different costs in rural areas justify different reimbursement levels. A recurring issue was balance billing and who ultimately bears the shortfall. Several members said balance billing harms patients and often does not get paid, leaving cities and towns or property taxpayers to cover the difference for municipal ambulance services. Others argued that shifting the cost to insurance premiums would spread the burden more fairly, though it could raise premiums by a few dollars per person per month. No vote or final action was taken in the excerpt; the discussion focused on clarifying the bills and weighing their policy tradeoffs.
MN

Minnesota 2025-2026 Regular Session

Committee on State and Local Government - 03/12/26

State and Local Government

Transcript Highlights:
  • One teacher told reporters his premium had jumped 22% in a single year.
  • premium had jumped 22% in a single year. premium had jumped 22% in a single year.
  • Statewide school districts are seeing double-digit premium increases including 18%, 22%.
  • <00:13:10.000> that and with health insurance premiums that and with health insurance premiums
  • double-digit premium increases including 18%,<00:13:39.160> 22%.
Keywords: 1187, senate, all
OR
Transcript Highlights:
  • We're also partnering with the Oregon Department of Transportation to support new state data job classifications
  • state, and they're all connected ultimately and rely on that solid foundation—the inventory, the classification
  • state and they're all connected ultimately and rely on that solid foundation the inventory the classification
  • and rely on that solid foundation the inventory the classification the governance of of data and so
Keywords: 907, all
Summary: The committee held a series of informational briefings on information management and technology issues. It first heard from ACLU representatives on data privacy, who argued that Oregon should strengthen protections against private data brokers, government purchases of personal data, reverse warrants, automatic license plate readers, and local police surveillance. They urged data minimization, limits on data sales and retention, and broader transparency and accountability measures. Members asked about practical uses of license plate readers, state sales of data, and how Oregon’s approach compares with other states; the presenters said similar proposals have been adopted elsewhere, including data minimization in Maryland and a state version of the Fourth Amendment Is Not for Sale Act in Montana. The committee then received a detailed update from the Department of Administrative Services and Enterprise Information Services on licensing system modernization for 14 boards and commissions with the most immediate need. DAS said it is seeking a shared procurement approach through an RFP that would create either one scalable system or two tiers of systems, depending on agency needs and security requirements, with contracts expected by September. Committee members emphasized the need for a more unified, user-friendly statewide login and service experience for businesses and residents, and raised concerns about small agencies “figuring it out on their own” without sufficient cybersecurity or technical expertise. EIS said it is overseeing the investment review, security and architecture review, and future implementation planning, and noted that multiple agency requests may still come back to the legislature in the next session. The committee also discussed a revised cybersecurity incident notification concept. Staff explained that the earlier bill had raised stakeholder concerns, so the co-chairs directed further interim work with the Oregon Cybersecurity Advisory Council and other local government and K-12 stakeholders. The goal is a narrower, voluntary “911-style” notification process that would let public bodies alert peers and potentially receive assistance after cyber incidents; a temporary voluntary process is being tested now, with a work group developing language for possible 2027 consideration. Finally, the committee heard updates from the new state chief data officer on data governance, data sharing, geospatial work, and the state transparency website, followed by a briefing on data centers from NCSL and the Technology Association of Oregon. The data officer described efforts to expand data inventories, data governance plans, data literacy, and interagency sharing, along with statewide aerial imagery, geospatial standards, and the open data portal. The data center discussion focused on national and state trends, including rapid growth in data centers, rising electricity and water demand, and legislative responses such as new rate classes, reporting requirements, and cost-allocation rules to protect ratepayers. No votes were taken; the meeting was informational only.