Video & Transcript : 'multilateral lending' :
Page 54 of 110
VT
Transcript Highlights:
- regulate rent increases, utility rates, insurance premiums, prescription drug pricing, and payday lending
- prescription drug pricing,<00:45:23.200><c> and</c><00:45:23.400><c> payday</c><00:45:24.000><c> lending
- </c> pricing, and payday lending. pricing, and payday lending.
MN
Transcript Highlights:
- This new and more efficient building will help us continue to serve as a major lending library to our
- will help us continue to serve as<00:50:14.960><c> a</c><00:50:15.040><c> major</c><00:50:15.440><c> lending
- </c><00:50:16.120><c> library</c><00:50:16.560><c> to</c><00:50:16.680><c> our</c> as a major lending
- library to our as a major lending library to our partner<00:50:17.200><c> libraries</c><00:50:17.880
Committee:
House Taxes
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/24/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- These programs support the delivery of both technical assistance and lending capital to small businesses
- Additionally, these programs leverage private investment into small businesses by providing banks with lending-ready
- Program and Emerging Entrepreneur Loan Program are proven funding sources that providing banks with lending-ready
- providing banks with lending-ready [clears throat]<00:04:00.800><c> clients</c><00:04:01.720><c> and
Keywords:
airport workers, wage standards, labor rights, minimum wage, economic equity, surveillance, price discrimination, wage discrimination, consumer rights, automated decision systems, Minnesota Statutes, suitable seating, employee seating, workplace seating, occupational safety, workplace safety, labor standards, employer requirements, chair, stool
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 3/3/26
Energy Finance and Policy
Transcript Highlights:
- You've heard a lot of great and powerful testimony, and I don't need to belabor that, but I did want to lend
- recognition and the credit for the program, we fully support it, and I just appreciate being able to lend
- You've heard a lot of great and powerful testimony, and I don't need to belabor that, but I did want to lend
- recognition and the credit for the program, we fully support it, and I just appreciate being able to lend
Bills:
HF3556
Committee:
House Energy Finance and Policy
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/3/26
Housing Finance and Policy
Transcript Highlights:
- providing up to $50,000 per household in down payment assistance paired with loans from the network of lending
- c><00:42:00.640><c> the</c><00:42:00.880><c> network</c><00:42:01.280><c> of</c><00:42:01.520><c> lending
- </c> loans from the network of lending loans from the network of lending partners. partners. partners
Committee:
House Housing Finance and Policy
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/19/26
Housing and Homelessness Prevention
Transcript Highlights:
- and are part of a complex financing structure that also includes state and local funding, private lending
- funding, include state and local funding, [clears throat]<00:09:09.200><c> private</c><00:09:09.600><c> lending
- ,</c><00:09:10.160><c> and</c> [clears throat] private lending, and [clears throat] private lending,
Committee:
Senate Housing and Homelessness Prevention
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 2/18/26
Health Finance and Policy
Transcript Highlights:
- . >> So, as a result, med students will need alternative lending resources.
- med students will need to<00:34:53.599><c> to</c><00:34:53.839><c> alternative</c><00:34:54.320><c> lending
- </c><00:34:55.359><c> And</c> to to alternative lending resources.
- And to to alternative lending resources.
Bills:
HF1925
Committee:
House Health Finance and Policy
HI
Transcript Highlights:
- Micro-lending in emerging markets is another example.
- Um, microl lending<00:35:21.920><c> in</c><00:35:22.079><c> emerging</c><00:35:22.480><c> markets.
- </c><00:35:23.040><c> Um,</c><00:35:23.440><c> in</c><00:35:23.680><c> that</c> lending in emerging markets
- Um, in that lending in emerging markets.
Summary:
The Hawaii State Senate Committee on Commerce and Consumer Protection held an informational briefing on digital assets, blockchain, and related regulatory developments. Chair Jarrett Keohoko said the committee was focusing on national and state policy issues around digital assets, while leaving the separate issue of Bitcoin kiosks and fraud to the House Consumer Protection Committee, which had already noticed a similar briefing. No public testimony was taken; the session was for informational updates and member questions.
Representatives from the Aptos Foundation, including JC Yun and Michael Cheng, gave a detailed presentation on blockchain basics and Aptos’s technology. They described blockchain as a tamper-resistant digital ledger, explained proof-of-work and proof-of-stake systems, and argued that proof-of-stake networks are faster, cheaper, and more environmentally friendly. They also emphasized smart contracts and potential uses beyond speculation, such as car titles, college transcripts, collectibles, digital IDs, real estate, and other tokenized assets.
The presenters highlighted Aptos’s Hawaii connections and said the technology could help local residents and businesses participate in the digital economy. They cited adoption statistics, including billions of transactions on Aptos, tokenized money market funds from major financial firms, micro-lending applications, decentralized cloud infrastructure, and the rapid growth of stablecoins. They acknowledged concerns about scams and consumer protection, but argued that the answer is stronger regulation and education rather than avoiding the technology altogether.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Health Services (11-12-25)
Transcript Highlights:
- </c><00:24:12.800><c> to</c><00:24:12.920><c> support</c><00:24:13.680><c> to</c><00:24:13.800><c> lend
- </c><00:24:14.000><c> my</c><00:24:14.120><c> support</c> to be here to support to lend my support to
- be here to support to lend my support to<00:24:14.560><c> it.
- Because if it was so good as it sounds, a bank would lend you the money on it. >> Well, if we kept it
Summary:
The committee opened its sixth and final interim meeting with roll call, quorum confirmation, approval of the prior minutes, and a brief change in agenda order to preserve quorum and accommodate presenters’ schedules. Members then moved through several proposed health-related items with limited discussion, and the chair noted the committee would reconvene in January for further conversation.
The first substantive item was a proposal relating to utilization controls for non-opioid analgesics in Medicaid. Senator Gerald Neal and Tara Hyde of People Advocating Recovery argued that pain parity is needed so patients can access non-opioid options without prior authorization or step therapy barriers, especially in acute pain situations and for people in recovery. Senator Berg supported the concept and suggested expanding the approach to other prescriptions by allowing physicians to explain why step therapy is inappropriate at the time of prescribing; another member cautioned against unintended cost increases if non-opioid drugs are used as add-ons to opioids.
The committee then heard a proposal on physician assistants from Senator Scott and Andrew Rutherford of the Kentucky Academy of Physician Assistants. They described a shift from a supervisory to a collaborative practice model, with practice scope set at the practice level, limited Schedule II prescribing authority under guardrails, and permission for PAs to perform driver’s license vision testing. Supporters said the changes would improve rural access, reduce administrative burden, and align Kentucky with neighboring states; a question from Representative Bratcher focused on experience requirements and how the proposal compares with nurse practitioner rules. No vote was taken.
Finally, Representative Nancy Tate, Adia Wuchner, and Representative Jason Nemes introduced a 2026 proposal aimed at “protecting vulnerable people.” They described a broad package focused on abortion pill trafficking, marketing to minors, commercial surrogacy, assisted suicide, and organ procurement safeguards, arguing that current law leaves gaps and that additional criminal and civil penalties are needed. The presentation was informational only, with no action taken before the meeting ended.
KY
Kentucky 2025 Regular Session
Kentucky Housing Task Force 2025 (9-22-25)
Transcript Highlights:
- We've had a couple developers that will find what are called letters of credit with a bank, with a lending
- credit with a bank, called letters of credit with a bank, with<00:24:55.600><c> a</c><00:24:55.760><c> lending
- </c><00:24:56.799><c> They're</c> with a lending institution. They're with a lending institution.
Summary:
The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households.
Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable.
Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.
KY
Kentucky 2025 Regular Session
Make America Healthy Again Kentucky Task Force (8-20-25)
Transcript Highlights:
- the diet, and what they demonstrate is that high sweetness versus low sweetness does not actually lend
- sweetness versus low sweetness does not sweetness versus low sweetness does not actually<00:29:13.279><c> lend
- </c><00:29:13.600><c> itself</c><00:29:14.159><c> to</c><00:29:14.640><c> increased</c> actually lend
- itself to increased actually lend itself to increased sweetness<00:29:15.440><c> liking</c><00:29:15.760
Summary:
The task force met for its third meeting, approved the minutes, and heard testimony from Dr. Jack on behalf of the American Beverage Association and Kentucky Beverage Association. Dr. Jack argued that the “totality of the science” supports low- and no-calorie sweeteners as safe and useful tools for reducing sugar and calories, citing FDA and other domestic and international reviews, clinical trials, and the FDA’s recent healthy-label rule. He also described the industry’s transparency efforts, including a “Good to Know” database compiling ingredient and safety information, and said the beverage industry has voluntarily worked to offer more choices with less sugar.
Members questioned him about whether beverage ingredients are restricted in other countries, possible health effects beyond weight and cancer, concerns about metabolic issues and gut microbiome effects, whether sweeteners are addictive, and why companies do not simply remove sweeteners. Dr. Jack responded that most ingredients are permitted in many jurisdictions, that broad food-safety reviews have looked at multiple endpoints and found the ingredients safe, that the gut microbiome is still being studied, and that recent clinical evidence does not show increased sweetness preference. He also said business decisions about formulations are up to companies and noted that cane sugar and high-fructose corn syrup are metabolically similar.
The committee also discussed consumer apps and ingredient-scoring tools; Dr. Jack said the industry’s website presents facts without interpretation and is based on food-safety agency assessments. At the end of his testimony, the chair accepted additional fact sheets for the committee. The meeting then moved on to introduce Dr. Gary Huber, who began testimony by emphasizing integrative medicine, metabolic syndrome, and the role of diet, exercise, sleep, and stress in health, but his full presentation was not included in the excerpt.
MN
Minnesota 2025-2026 Regular Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 04/21/25
Agriculture, Veterans, Broadband, and Rural Development
Transcript Highlights:
- Discriminatory practices in lending and land ownership, as well as outright violence and land theft,
- Discriminatory practices<00:37:40.720><c> in</c><00:37:41.040><c> lending</c><00:37:41.760><c> and</c
- ><00:37:42.000><c> land</c><00:37:42.320><c> ownership</c> practices in lending and land ownership practices
- in lending and land ownership as<00:37:43.520><c> well</c><00:37:43.680><c> as</c><00:37:44.000><c>
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 4/2/25
Agriculture Finance and Policy
Transcript Highlights:
- challenged Minnesota farmers during declared disasters and helps keep money in the account available to lend
- :14:16.800><c> account</c><01:14:17.080><c> available</c><01:14:17.480><c> to</c><01:14:17.760><c> lend
- </c><01:14:18.040><c> during</c> in the account available to lend during in the account available to
- lend during disasters<01:14:18.679><c> when</c><01:14:18.800><c> it's</c><01:14:18.920><c> needed</c>
Committee:
House Agriculture Finance and Policy
Keywords:
agriculture finance, broadband development, Department of Agriculture, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, food safety, food handler license, cottage food, home processed food, livestock dealer, meat packing company, milk marketer, milk marketing license, grain buyer, grain storage, beginning farmer, emerging farmer, farm down payment assistance, livestock investment grant
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/20/25
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- We were able to pair those with cooperative lending libraries so they could be used for STEM career exploration
- We were able to pair those with cooperative lending libraries so they could be used for STEM career exploration
- We were able to pair those with cooperative lending libraries so they could be used for STEM career exploration
- We were able to pair those with cooperative lending libraries so they could be used for STEM career exploration
MN
Transcript Highlights:
- There is precedent up in line 1.10 and 1.11, so just lend our support to the bill and thank you for hearing
- 1.11</c><01:34:30.159><c> so</c><01:34:30.960><c> uh</c><01:34:31.199><c> just</c><01:34:31.320><c> lend
- </c> in line 1.10 and 1.11 so uh just lend in line 1.10 and 1.11 so uh just lend our<01:34:31.800><c>
Committee:
Senate Taxes
MN
Minnesota 2025-2026 Regular Session
House Public Safety Finance and Policy Committee 3/4/25
Public Safety Finance and Policy
Transcript Highlights:
- Due process always lends itself to fairer outcomes in disciplinary investigations within the workplace
- 01:31:30.840><c> due</c><01:31:31.320><c> process</c><01:31:32.000><c> always</c><01:31:32.480><c> lends
- </c><01:31:32.960><c> itself</c><01:31:33.800><c> to</c> alike due process always lends itself to alike
- due process always lends itself to fairer<01:31:34.600><c> outcomes</c><01:31:35.239><c> in</c><01:31
Committee:
House Public Safety Finance and Policy
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 02/27/25
Commerce and Consumer Protection
Transcript Highlights:
- We've got a solar lending case as well where we've got tens of thousands, again hundreds of thousands
- /c><01:30:51.760><c> a</c><01:30:51.920><c> solar</c><01:30:52.520><c> solar</c><01:30:52.840><c> lending
- </c> declared we've got a solar solar lending declared we've got a solar solar lending case<01:30:53.600
Committee:
Senate Commerce and Consumer Protection
MN
Transcript Highlights:
- agree with all the rest of it, that's called cherry-picking, and it's not really like, um, it doesn't lend
- critical role in the Twin Cities affordable housing and economic development ecosystems, where we lend
- critical role in the Twin Cities affordable housing and economic development ecosystems, where we lend
- critical role in the Twin Cities affordable housing and economic development ecosystems, where we lend
Committee:
House Taxes
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/25/25
Housing and Homelessness Prevention
Transcript Highlights:
- Many moments were instrumental in lending their voices to this process to uplift their solutions.
- were Community focus groups many motans were instrumental<01:07:21.200><c> in</c><01:07:21.319><c> lending
- c><01:07:21.680><c> their</c><01:07:21.880><c> voices</c><01:07:22.200><c> to</c> instrumental in lending
- their voices to instrumental in lending their voices to this<01:07:22.680><c> process</c><01:07:23.000
Committee:
Senate Housing and Homelessness Prevention
MN
Transcript Highlights:
- right on the border between Senator Barr's and in my district, so at Senator Barr's bill I'm here to lend
- bars Bill I'm my district so at Senator bars Bill I'm here<01:45:08.280><c> to</c><01:45:08.520><c> lend
- moral</c><01:45:09.199><c> support</c><01:45:09.800><c> another</c><01:45:10.199><c> good</c> here to lend
- moral support another good here to lend moral support another good solid<01:45:10.880><c> Highway</c
Committee:
Senate Transportation