Transcript Highlights:

• 25:41.919><c> receives</c><00:25:42.240><c> a</c><00:25:42.400><c> unanimous</c><00:25:42.960><c> federal
• Bill receives a unanimous federal &gt;&gt; Okay.
• Bill receives a unanimous federal report.<00:25:43.760><c> Thank</c><00:25:43.840><c> you.
• </c> the the notable exception is a federal the the notable exception is a federal judge,<00:29:43.440
• Bill receives a federal report. &gt;&gt; Hi. Bill receives a federal report.

Bills: SB115 , SB131 , SB93 , HB319 , HB163 , HB268 , SB115 , SB131 , SB93 , HB319 , HB163 , HB268 , HB181 , HB153 , SB132 , SB26 , SB189 , SB196 , HB140 , SB197 , HB117 , HB181 , HB153 , SB132 , SB26 , SB189 , SB196 , HB140 , SB197 , HB117

Committee: Senate County and Municipal Government

Keywords: SB115, Alabama, impersonating a peace officer, peace officer, law enforcement impersonation, police impersonation, unauthorized police officer, fake cop, certification revoked, certification suspended, Alabama Peace Officers' Standards and Training Commission, APOSTC, Class C felony, law enforcement hiring, appointment of officers, federal law enforcement, arrest authority, public order, criminal offenses, Judiciary Committee

Transcript Highlights:

• While federal government or federal partners are essential, today we are just focusing on agencies where
• . >> Yes. >> And the federal funding.
• </c> federal government. federal government. &gt;&gt; Yes. &gt;&gt; Yes. &gt;&gt; Yes.
• </c> &gt;&gt; And the federal funding. &gt;&gt; And the federal funding.
• </c><01:59:07.360><c> government</c> relationship with federal government relationship with federal government

Summary: The joint informational briefing from the House Committee on Agriculture and Food Systems and the Senate Committee on Agriculture and Environment focused on the Department of Agriculture and Biosecurity’s update on Hawaii’s biosecurity framework, especially implementation of Act 231 (2024) and Act 236 (2025). Chairs Corey Chun and Mike Gabbard opened the meeting by framing the briefing as an update on investments to fight invasive species and improve statewide evaluation and coordination. Department leaders Sharon Her and Richard Kim described historic legislative and executive investments that have allowed the department to rebuild and modernize biosecurity infrastructure to better prevent, detect, control, and eradicate invasive species. The presentation emphasized the importance of biosecurity to Hawaii’s agriculture, economy, environment, and public well-being, citing threats such as rapid ohia death, little fire ant, coconut rhinoceros beetle, brown tree snake, and red imported fire ant. Staff explained the state’s layered approach—pre-border, border, and post-border—and compared it to New Zealand’s model, stressing that Hawaii must act as a “net, not a wall” and that prevention before entry is far more cost-effective than response after establishment. They also outlined agency roles across the system, including agriculture, natural resources, health, transportation, enforcement, and university partners, and noted that Act 231 strengthened authority over high-risk imports, offshore treatment, compliance agreements, and pest management plans, while Act 236 renamed the department and clarified statewide biosecurity coordination. Jonathan Ho then walked through specific program areas and progress. He said pre-border risk analysis is being supported by Act 231 funding and a university contract, while offshore compliance and treatment efforts have improved substantially, including Christmas tree inspections from Oregon and Washington and airline declaration systems that provide advance passenger information. For border work, he highlighted inspections, surveillance, detector dogs, and port monitoring. For post-border response and readiness, he discussed the invasive pest hotline and dashboard, trace-forward/trace-back and diagnostics, preparedness for future threats, and the need to build stronger internal capacity. He also described a developing transitional facilities program authorized by Act 236, modeled on New Zealand’s certified facilities system, and said the department has already begun outreach to industry groups such as the Hawaii Floriculture and Nursery Association. No votes or formal actions were taken; the meeting was informational only.

Transcript Highlights:

• right now there is no federal trust right now there is no federal trust responsibility<00:08:42.959><
• </c><00:10:16.640><c> government</c> even though the federal government even though the federal government
• As of right now, there are 59. the federal boys for the BIA down in the federal boys for the BIA down
• </c> with the federal government. with the federal government.
• </c> state's role in that um opposing federal state's role in that um opposing federal land?

Committee: Joint Select Committee on Tribal Relations

Transcript Highlights:

• </c> decadesl long shutdown in the 1980s. decadesl long shutdown in the 1980s.
• federal firearms license.
• </c><01:54:21.199><c> law,</c> books, which is illegal by federal law, books, which is illegal by federal
• </c><01:54:24.400><c> law,</c> they are in violation of federal law, they are in violation of federal
• </c> license dealers to maintain federal license dealers to maintain federal records<04:11:24.239><c>

Transcript Highlights:

• I think he's got an appointment at the Federal Reserve, I think in Boston today.
• </c><00:11:58.880><c> Reserve,</c><00:11:59.279><c> I</c> an appointment at the Federal Reserve, I an
• </c><00:37:00.240><c> savings</c> national banks and federal savings national banks and federal savings
• </c><01:09:19.359><c> government</c> We do answer to the federal government We do answer to the federal
• The current deputy hasn't moved on to the DOJ as was expected because of the federal shutdown, so it's

Summary: The Stable Token Study Commission held its first regular meeting, welcomed all remaining appointed members, and completed brief introductions from legislators and agency designees. The chair outlined the commission’s plan to use the first part of the enabling legislation as a “level-setting” discussion, focusing this meeting on the basics of blockchain, the current landscape for stablecoins and tokenized real-world assets, and leaving blockchain-based trust for a later meeting. No votes were taken. The main presentation came from Deanna Bario Zales of the Global Blockchain Business Council, who described stablecoins as increasingly converging toward fiat-backed or asset-backed models, with algorithmic designs viewed more cautiously. She said stablecoins are being used for payments, remittances, DeFi activity, cross-border transfers, retail use in high-inflation markets, and treasury functions, while noting risks such as peg instability, reserve transparency, counterparty and network risk, and possible capital flight from weaker banking systems. She cited growth in supply, wallet activity, and transfer volume, and said U.S.-pegged stablecoins dominate the market, with USDT and USDC leading. Zales also discussed tokenized real-world assets, describing them as digital representations of physical assets that can enable fractional ownership, liquidity, and faster settlement. She said the market is growing quickly, with institutional participation from firms such as BlackRock and Franklin Templeton, and projected continued expansion. She closed with an overview of regulatory developments, emphasizing the new U.S. stablecoin framework under the Genius Act, the proposed Clarity Act, OCC guidance, and similar regimes in the EU, UK, UAE, Singapore, Japan, and elsewhere, all of which she said are shaping compliance requirements and market development.

Transcript Highlights:

• </c> we're pulling down an enhanced Federal we're pulling down an enhanced Federal match<00:37:12.800
• DHS received approval from the federal government to start CFSS on February 27, 2024.
• DHS received approval from the federal government to start CFSS on February 27, 2024.
• DHS received approval from the federal government to start CFSS on February 27, 2024.
• DHS received approval from the federal government to start CFSS on February 27, 2024.

Committees: Senate Health and Human Services , Senate Human Services

Transcript Highlights:

• We're not going to go into opining on what federal law enforcement has done.
• We're not going to go into opining on what federal law enforcement has done.
• They can file a 1983 claim in federal court.
• As a federal, okay, thank you for the time. Thank you. Actually, I have a question.
• The bill specifically states local, state, or federal law enforcement officers.

Bills: SB1067 , SB1234 , SB1285 , SB1295 , SB1392 , SB1413 , SB1436 , SB1470 , SB1476 , SB1489 , SB1512 , SB1535 , SB1540 , SB1556 , SB1568 , SB1569 , SB1570 , SB1573 , SB1585 , SB1609 , SB1627 , SB1634 , SB1635 , SB1644 , SB1647 , SB1648 , SB1650 , SB1653 , SB1654 , SB1655 , SB1656 , SB1657 , SB1658 , SB1661 , SB1662 , SB1664 , SB1666 , SB1667 , SB1669 , SB1709 , SB1720 , SB1723 , SB1725 , SB1743 , SB1746 , SB1748 , SB1755 , SB1786 , SB1820 , SB1822 , SB1829 , SCR1027 , SCR1040 , SCR1048

Committee: Senate Judiciary and Elections

Keywords: tax lien, property tax lien, real property tax lien, foreclosure, right of redemption, redeem, excess proceeds, county abatement lien, abatement lien, lien priority, assessment lien, easement, county treasurer, certificate of purchase, tax delinquency, delinquent property taxes, property owner equity, judgment foreclosure, title report, Arizona Revised Statutes

Bills: SB169 , SB180 , SB203 , SB87 , SB195 , SB192 , SB169 , SB180 , SB203 , SB87 , SB195 , SB192 , HB132 , HB37 , HB13 , HB54 , HB126 , HB7 , SB30 , HB188 , HB189 , HB26 , HB264 , HB288 , HB248 , HB249 , HB227 , HB228 , HB132 , HB37 , HB13 , HB54 , HB126 , HB7 , SB30 , HB188 , HB189 , HB26 , HB264 , HB288 , HB248 , HB249 , HB227 , HB228

Committee: Senate Judiciary

Keywords: Lieutenant Governor, vacancy, governor appointment, Alabama Constitution, state government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, midwifery, licensed midwives, State Board of Midwifery

Transcript Highlights:

• Um, you know, it was our class had been in one session: 2019, 2020, March 10th, the government shutdown

Transcript Highlights:

• civil investigative authority, not criminal, civil, to take a look at violations of our state and federal
• Laws against wage theft, laws requiring that employers pay the minimum wage, the federal and state constitutions
• We have narrowly cabined the Attorney General CID authority in this bill to wage laws, the federal and

Bills: SB5223 , SB5928 , SB6071 , SB5995 , SB5966 , SB5841 , SB6061 , SB5944 , SB5520 , SB6087 , SB6076 , SB5916 , SB6016 , SB6137 , SB6009 , SB5833 , SB6161 , SB5890 , SB5973 , SJM8015 , SB5816 , SB5053 , SB5249 , SB5536 , SB5834 , SB5837 , SB5872 , SB5879 , SB5899 , SB5925 , SB6019 , SB6148 , SB6190 , SB6237 , SB6086 , SB5574 , SB5873 , SB5992 , SB5924 , SB6134 , SB6263 , SB5395 , SB6282 , SB5905 , SB6302 , SB5950 , SB6074 , SB6096 , SB5970 , SB5609 , SB5827 , SB5838 , SB5845 , SB5862 , SB5880 , SB5901 , SB5922 , SB5943 , SB5971 , SB5975 , SB5981 , SB5982 , SB5984 , SB5988 , SB5994 , SB6034 , SB6035 , SB6070 , SB6097 , SB6110 , SB6246 , SB6248 , SB6278 , SJM8016 , SB5496 , SB6054 , SB5835 , SB5907 , SB6031 , SB6155 , SB6158 , SB6227 , SB5947 , SB6247 , SB6085 , SB6234 , SB6274 , SB6194 , SB5909 , SB5868 , SB6026 , SB5974 , SB6044 , SB5906 , SB6081 , SB6239 , SB5923 , SB6323 , SB6210 , SB6045 , SB6106 , SB5346 , SB6089 , SB6170 , SB5954 , SB5968

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, wildfire risk, disclosure, safety, environmental policy, risk assessment, overpayment recovery, modernization, health care, legislation, zero emission, cargo handling, port district, environmental impact, grant allocation, healthcare

Transcript Highlights:

• Immigrant communities are not a direct act by the federal government. Thank you.
• Premiums are rising, federal subsidies are uncertain, and in parts of our state there are thousands of
• This is a federal loan program to support the creation of infrastructure.
• This is a federal loan program to support the creation of infrastructure. Now, I was...
• This is a federal loan program to support the creation of infrastructure.

Bills: SB5223 , SB5928 , SB6071 , SB5995 , SB5966 , SB5841 , SB6061 , SB5944 , SB5520 , SB6087 , SB6076 , SB5916 , SB6016 , SB6137 , SB6009 , SB5833 , SB6161 , SB5890 , SB5973 , SJM8015 , SB5816 , SB5053 , SB5249 , SB5536 , SB5834 , SB5837 , SB5872 , SB5879 , SB5899 , SB5925 , SB6019 , SB6148 , SB6190 , SB6237 , SB6086 , SB5574 , SB5873 , SB5992 , SB5924 , SB6134 , SB6263 , SB5395 , SB6282 , SB5905 , SB6302 , SB5950 , SB6074 , SB6096 , SB5970 , SB5609 , SB5827 , SB5838 , SB5845 , SB5862 , SB5880 , SB5901 , SB5922 , SB5943 , SB5971 , SB5975 , SB5981 , SB5982 , SB5984 , SB5988 , SB5994 , SB6034 , SB6035 , SB6070 , SB6097 , SB6110 , SB6246 , SB6248 , SB6278 , SJM8016 , SB5496 , SB6054 , SB5835 , SB5907 , SB6031 , SB6155 , SB6158 , SB6227 , SB5947 , SB6247 , SB6085 , SB6234 , SB6274 , SB6194 , SB5909 , SB5868 , SB6026 , SB5974 , SB6044 , SB5906 , SB6081 , SB6239 , SB5923 , SB6323 , SB6210 , SB6045 , SB6106 , SB5346 , SB6089 , SB6170 , SB5954 , SB5968

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, wildfire risk, disclosure, safety, environmental policy, risk assessment, overpayment recovery, modernization, health care, legislation, zero emission, cargo handling, port district, environmental impact, grant allocation, healthcare

Bills: SB5223 , SB5928 , SB6071 , SB5995 , SB5966 , SB5841 , SB6061 , SB5944 , SB5520 , SB6087 , SB6076 , SB5916 , SB6016 , SB6137 , SB6009 , SB5833 , SB6161 , SB5890 , SB5973 , SJM8015 , SB5816 , SB5053 , SB5249 , SB5536 , SB5834 , SB5837 , SB5872 , SB5879 , SB5899 , SB5925 , SB6019 , SB6148 , SB6190 , SB6237 , SB6086 , SB5574 , SB5873 , SB5992 , SB5924 , SB6134 , SB6263 , SB5395 , SB6282 , SB5905 , SB6302 , SB5950 , SB6074 , SB6096 , SB5970 , SB5609 , SB5827 , SB5838 , SB5845 , SB5862 , SB5880 , SB5901 , SB5922 , SB5943 , SB5971 , SB5975 , SB5981 , SB5982 , SB5984 , SB5988 , SB5994 , SB6034 , SB6035 , SB6070 , SB6097 , SB6110 , SB6246 , SB6248 , SB6278 , SJM8016 , SB5496 , SB6054 , SB5835 , SB5907 , SB6031 , SB6155 , SB6158 , SB6227 , SB5947 , SB6247 , SB6085 , SB6234 , SB6274 , SB6194 , SB5909 , SB5868 , SB6026 , SB5974 , SB6044 , SB5906 , SB6081 , SB6239 , SB5923 , SB6323 , SB6210 , SB6045 , SB6106 , SB5346 , SB6089 , SB6170 , SB5954 , SB5968

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, wildfire risk, disclosure, safety, environmental policy, risk assessment, overpayment recovery, modernization, health care, legislation, zero emission, cargo handling, port district, environmental impact, grant allocation, healthcare

Bills: SB5223 , SB5928 , SB6071 , SB5995 , SB5966 , SB5841 , SB6061 , SB5944 , SB5520 , SB6087 , SB6076 , SB5916 , SB6016 , SB6137 , SB6009 , SB5833 , SB6161 , SB5890 , SB5973 , SJM8015 , SB5816 , SB5053 , SB5249 , SB5536 , SB5834 , SB5837 , SB5872 , SB5879 , SB5899 , SB5925 , SB6019 , SB6148 , SB6190 , SB6237 , SB6086 , SB5574 , SB5873 , SB5992 , SB5924 , SB6134 , SB6263 , SB5395 , SB6282 , SB5905 , SB6302 , SB5950 , SB6074 , SB6096 , SB5970 , SB5609 , SB5827 , SB5838 , SB5845 , SB5862 , SB5880 , SB5901 , SB5922 , SB5943 , SB5971 , SB5975 , SB5981 , SB5982 , SB5984 , SB5988 , SB5994 , SB6034 , SB6035 , SB6070 , SB6097 , SB6110 , SB6246 , SB6248 , SB6278 , SJM8016 , SB5496 , SB6054 , SB5835 , SB5907 , SB6031 , SB6155 , SB6158 , SB6227 , SB5947 , SB6247 , SB6085 , SB6234 , SB6274 , SB6194 , SB5909 , SB5868 , SB6026 , SB5974 , SB6044 , SB5906 , SB6081 , SB6239 , SB5923 , SB6323 , SB6210 , SB6045 , SB6106 , SB5346 , SB6089 , SB6170 , SB5954 , SB5968

Keywords: criminal offense, fingerprinting, law enforcement, state regulations, public safety, wildfire risk, disclosure, safety, environmental policy, risk assessment, overpayment recovery, modernization, health care, legislation, zero emission, cargo handling, port district, environmental impact, grant allocation, healthcare

Summary: The Senate convened with roll call, the colors presented by the Sons of the American Revolution Color Guard, the Pledge of Allegiance, and a prayer by Pastor Jesse Bradley. The journal was approved, and the chamber received House messages announcing passage of several bills, including House Bill 1687, Engrossed Substitute House Bill 1960, House Bill 102, and Substitute House Bill 1. The Senate then adopted Senate Resolution 8684, which honored Washingtonians with ties to Team USA at the 2026 Olympic and Paralympic Winter Games in Milano-Cortina. Senator Riccelli spoke in support, praising the athletes’ determination and Washington connections. The resolution passed by voice vote. The Senate next considered gubernatorial appointments. Brian C. Bennett was confirmed 49-0 as Director of the Washington State Lottery, with Senator Lovick speaking in support and highlighting Bennett’s public service and transition-team work. Angela Ramirez was then confirmed 49-0 as Secretary of the Department of Social and Health Services, with Senators Claire Wilson and Christian praising her experience, commitment, and attention to human services issues. After the confirmations, the Senate stood at ease for caucuses.

Transcript Highlights:

• We have a very strong and federal level.
• ><01:13:58.159><c> for</c><01:13:58.400><c> that</c> there federal matching funds for that there federal
• ><c> green</c> federal requirements around green federal requirements around green energy,<01:17:18.560
• So, one, we're talking to the federal government that if they do more federal funding, it needs to be
• But there are so many federal requirements.

Summary: The committee heard first from Kentucky Farm Bureau leaders, who outlined the organization’s current priorities and recent work on farmland transition. Eddie Melton said Farm Bureau is working through 983 county and advisory committee resolutions and highlighted support for the updated selling farmer tax credit, now law through House Bill 775, as well as Senate Bill 28’s agriculture economic development provisions. He said Farm Bureau’s likely priorities include maintaining the 50% share of the tobacco settlement fund for agriculture, protecting funding for the Kentucky Department of Agriculture, preserving sales tax exemptions on farm inputs, keeping property taxes controlled, and exploring additional tools to keep farmland in active farmers’ hands, including possible loan or inheritance-tax changes. He also raised concerns about eminent domain transparency, nuisance deer permits, and access to agricultural inputs and crop protection products. Alita Bots described the farmland transition initiative in more detail, saying the revised state tax credit is generating strong interest and that a new federal tax provision now allows eligible land sales to actively engaged farmers to spread capital gains taxes over time. She said the initiative has reached 22 counties and more than 1,300 people this year through outreach and meetings, and that Farm Bureau is pairing policy work with resources to help farm families plan transitions and prepare wills and other estate documents. Drew Graham added that the effort is also meant to bridge the rural-urban divide and support rural communities, and Farm Bureau invited members to its annual meeting in early December. Members asked about rising insurance costs and deer damage. Farm Bureau representatives said severe convective storms, inflation, and higher repair and material costs have driven insurance rate increases, citing five major storm events since 2021 and a recent Owensboro hailstorm that caused about $350 million in losses; they said the company is moving toward percentage deductibles to help moderate increases. On deer, they said crop-loss totals are hard to quantify but acknowledged the problem and discussed possible coordination with the Department of Fish and Wildlife and Hunters for the Hungry. Commissioner Jonathan Shell then began the Department of Agriculture presentation, reporting gains from the department’s school agriculture outreach program, including a 23% increase in county participation between March and September and improved teacher-reported student learning, before continuing into the department’s legislative priorities.

Transcript Highlights:

• Um, you know, it was our class had been in one session: 2019, 2020, March 10th, the government shutdown

Transcript Highlights:

• gentleman, Governor Dayton, of the need to come up with an agreement, and finally, after a 17-day shutdown

Transcript Highlights:

• </c> can meet it is if you meet the federal can meet it is if you meet the federal minimum<00:15:20.959
• federal federal landscape?
• Would that qualifies for federal? federal? federal?
• for the federal subsidies.
• </c> them eligible for the federal subsidies. them eligible for the federal subsidies.

Summary: The joint informational briefing by the Health and Human Services and Commerce and Consumer Protection committees focused on projected impacts to Hawaii consumers from federal changes affecting Med-QUEST and the ACA marketplace, including the loss of ACA premium tax credits, OBVA/HR1-related Medicaid changes, immigrant eligibility restrictions, and new Medicaid work/community engagement requirements. Committee members noted the meeting was being streamed live and emphasized the need to explain potential coverage losses affecting a significant share of the state population. Med-QUEST administrators reported current enrollment at 390,766, about 27% of Hawaii’s population, and broke that down into major groups including roughly 128,000 ACA expansion adults and about 52,000 parent/caretaker relatives. They said the expansion adult population would be most affected by the new federal requirements, which will shorten renewal periods from 12 months to 6 months and impose community engagement rules beginning in late 2026 and 2027. They described the work requirement as 80 hours per month of work, community service, work program participation, or half-time education, with an income-based pathway tied to $580 per month at the federal minimum wage; they also noted a long list of exemptions, but said many details are still awaiting federal guidance and rulemaking. The administrators said federal changes to immigrant eligibility would eliminate Medicaid coverage for certain noncitizen categories, with an estimated 1,200 to 2,400 people affected, though about 200 may remain covered through a state-funded program for otherwise eligible individuals. They also said marketplace subsidies would no longer be available for some immigrants under 100% of the federal poverty level starting January 1, 2026, with further restrictions expected in 2027. For Hawaii overall, they estimated the new Medicaid work and renewal rules could push an additional 19,000 to 38,000 people into uninsured status, with another estimated 6,000 at risk from the six-month renewal process alone. Members asked about how exemptions would be determined, especially for medically frail and seriously mentally ill individuals, and administrators said they were still awaiting detailed federal rules and were working on data-matching and verification processes to reduce coverage losses.

Transcript Highlights:

• </c> agencies at the federal agencies at the federal level<00:29:20.960><c> excellent</c><00:29:21.399
• the federal level can't communicate<00:30:30.200><c> at</c><00:30:30.320><c> all</c> communicate at
• shutdown, and $39.845060... freaking out, right?
• I have no idea, but I think we have to become educated on our reliance on the federal government.
• And with that, this meeting is adjourned. federal government and if those dollars federal government

Committee: Senate Education Finance

Transcript Highlights:

• </c><04:32:04.080><c> entitlements,</c> defense, federal entitlements, defense, federal entitlements,
• states pre-existed the federal states pre-existed the federal government.<04:51:46.080><c> The</c><04
• </c> that was absurd by the federal that was absurd by the federal government,<04:54:52.798><c> which
• </c> federal government when the time comes. federal government when the time comes.
• </c> enough with the overreach of our federal enough with the overreach of our federal government<05:

Committee: House State-Federal Relations and Veterans Affairs

Transcript Highlights:

• Uh, we have federal laws, the 504.
• Uh, we have federal laws, the 504.
• You Uh we have federal laws, the 504.
• </c><00:40:57.040><c> law</c> remember but there's another federal law remember but there's another federal
• </c> federal law. federal law.

Bills: SB118 , SB203 , HB420 , HB414 , HB363 , HB405 , HB261 , HB263 , HB327 , HB348 , SB118 , SB203 , HB420 , HB414 , HB363 , HB405 , HB261 , HB263 , HB327 , HB348 , HB228 , HB282 , SB273 , HB7 , SB296 , SB199 , SB47 , SB204 , HB80 , HB11 , HB192 , HB228 , HB282 , SB273 , HB7 , SB296 , SB199 , SB47 , SB204 , HB80 , HB11 , HB192

Committee: Senate Judiciary

Keywords: bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education