Video & Transcript Research : 'consumer lending'
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NM
Transcript Highlights:
- have been very fortunate that in my research, I have not seen hospital closures related to predatory lending
- finally, I just want to end with remembering what makes these things like private equity and predatory lending
- I have the pleasure of serving on Consumer and Public Affairs in addition to this committee, so we get
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 25th, 2026
California House Floor Meeting
Transcript Highlights:
- from the Health Committee to the Judiciary Committee; SB 1015, Strickland, from the Privacy and Consumer
- Assembly Rule 56, I request unanimous consent to suspend Assembly Rule 56 to allow the Privacy and Consumer
- I want to lend my voice to this policy discussion.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 25th, 2026
California House Floor Meeting
Transcript Highlights:
- from the Health Committee to the Judiciary Committee; SB 1015, Strickland, from the Privacy and Consumer
- I request unanimous consent to suspend Assembly Rule 56 to allow the Privacy and Consumer Protection
- I want to lend my voice to this policy discussion.
Summary:
The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then handled a series of procedural motions to re-refer bills, suspend rules, and remove items from the consent calendar. The chamber also heard guest introductions recognizing family milestones, a youth leadership program from Assembly District 13, a delegation of Japanese business leaders, and a Michoacan delegation. Later, members adopted several resolutions and consent items, including California Craft Beer Week, the Freedom Flag as a 9/11 remembrance symbol, Probation Services Week, and California Wildfire Week, along with other consent-calendar measures.
The main floor debate centered on SB 417, a $10 billion housing bond for the ballot, with supporters emphasizing the state’s housing shortage, homelessness crisis, and funding for multifamily housing, supportive housing, homeownership, farmworker housing, student housing, tribal housing, infrastructure, and preservation of existing affordable units. Opponents criticized the proposal as adding debt without enough reform and objected to the use of veterans in the measure’s messaging. The Assembly passed SB 417 on urgency and on the measure, 54-7, and sent it to the Senate. Members then adopted ACA 20, which would expand and modernize the state Rainy Day Fund by increasing its cap and changing deposit rules; it passed 54-8 and was transmitted to the Senate.
The Assembly also approved SB 623, a transportation-related bill addressing rideshare safety and medical lien practices. Supporters said it would curb abusive billing, restrict attorney conflicts and kickbacks, require stronger background checks for TNC drivers, and allow women riders and drivers to request women-only matches. The measure passed unanimously, 67-0. Later, the House adopted ACA 21, which removes ACA 13 from the November ballot, by 62-0, and ACA 22, which amends a ballot measure affecting taxation and local fiscal resources, by 64-0. The session concluded with an adjournment in memory of Dr. Dorothy Viola Calvin, followed by announcements, recesses, and final adjournment until the next scheduled floor session.
CA
California 2025-2026 Regular Session
Senate Local Government Committee Apr 29th, 2026
Local Government
Transcript Highlights:
- All of that lends to what the proponents are saying, which is we've mitigated for this.
- which the board can intervene, but we really have found this process to be very costly, very time-consuming
- homeowners show good faith that they're trying to resolve the violation, is a big step forward for consumer
CA
Transcript Highlights:
- I also wanted to lend my voice to the issue raised by Assemblymember Connolly.
- We don't have to reorganize, take out consumer affairs, or wait another year for this to be happening
- Item number one I think is most pertinent to the governor's reorganization of the Business, Consumer
TX
Transcript Highlights:
- These traditional forms of communication are not only very time-consuming but also lack the efficiency
- Crafting, submitting, and publishing an ad is time-consuming.
- I don't know all of the facts, but the facts I've heard today could lend to different ways you're looking
Keywords:
HB 48, oilfield theft, organized theft, petroleum products, oil and gas equipment, DPS, Department of Public Safety, Texas, Railroad Commission, criminal justice, energy resources, theft prevention, organized crime, border region, El Paso, law enforcement task force, asset recovery, pipeline theft, drilling equipment, equipment theft
TX
Transcript Highlights:
- These traditional forms of communication are not only very time consuming, but also lack the efficiency
- The process of drafting, submitting, and publishing an ad is time consuming.
- I don't know all of the facts, but the facts I've heard today could lend to different ways you're looking
Keywords:
HB 48, oilfield theft, organized theft, petroleum products, oil and gas equipment, DPS, Department of Public Safety, Texas, Railroad Commission, criminal justice, energy resources, theft prevention, organized crime, border region, El Paso, law enforcement task force, asset recovery, pipeline theft, drilling equipment, equipment theft
LA
Louisiana 2026 Regular Session
House of Representatives May 11th, 2026
Louisiana House Floor Meeting
Transcript Highlights:
- Representative Walters, I appreciate you trying to lend a hand for our service members abroad, but can
- Walters, I appreciate you trying to lend a hand for our service members abroad, but can you explain why
- Members, Senate Bill 241 is a consumer-friendly bill that will require claims adjusters, public adjusters
- expense allowance shall be adjusted for inflation on January 1st of each year by the change in the consumer
- So my question on that section would be if the adjustment would also go down... ...if the consumer price
Bills:
HR257, HR258, HR259, HR260, HR261, HR262, HR263, HCR105, HCR106, HR252, HR253, HR254, HR255, HR256, HCR103, HCR104, SB83, SB143, SB155, SB228, SB283, SB295, SB338, SB388, SB408, SB431, HR84, HR188, HR205, HB302, HB597, HB819, HB1257, HB1258, SCR24, SB45, SB58, SB71, SB81, SB92, SB100, SB109, SB141, SB156, SB181, SB203, SB204, SB205, SB207, SB213, SB214, SB216, SB229, SB257, SB274, SB290, SB304, SB374, SB379, SB396, SB410, SB425, SB427, SB429, SB479, SB522, SB357, SB406, HR171, HCR49, HCR65, HCR72, HR37, HCR64, HR170, HR191, HR206, HR207, HR208, HR217, HCR11, HCR53, HCR60, HCR66, HCR68, HR9, HCR27, HCR28, HCR50, HCR62, HCR67, HCR71, HCR78, HCR81, SCR19, SCR3, SCR6, SCR18, SCR11, SCR22, SCR2, SCR20, HCR6, HB64, HB68, HB92, HB130, HB258, HB633, HB801, HB61, HB98, HB102, HB139, HB142, HB170, HB185, HB194, HB199, HB231, HB247, HB294, HB336, HB474, HB661, HB842, HB852, HB301, HB359, HB657, HB675, HB680, HB727, HB79, HB251, HB625, HB769, HB775, HB783, HB895, HB1011, HB1057, HB1155, HB1186, HB1224, HB1245, HB1247, HB1253, HB1254, HB1255, HB1256, SB41, SB44, SB64, SB84, SB87, SB93, SB98, SB107, SB118, SB142, SB192, SB195, SB199, SB219, SB222, SB234, SB241, SB255, SB275, SB277, SB292, SB294, SB306, SB314, SB482, SB8, SB10, SB11, SB12, SB13, SB14, SB16, SB17, SB18, SB20, SB21, SB22, SB40, SB48, SB55, SB69, SB75, SB77, SB78, SB85, SB102, SB115, SB133, SB140, SB148, SB151, SB165, SB169, SB170, SB185, SB197, SB200, SB217, SB235, SB278, SB280, SB291, SB300, SB303, SB315, SB324, SB330, SB411, SB416, SB420, SB436, SB438, SB449, SB455, SB456, SB477, SB489, SB521, HB646, HB824, HB341, HB682, HB766, HB926, HB998, HB1051, HB1080, HB1201, HB1223, HB603, HB940, HB1191, SB47, HB901, HR20, HR74, HB284, HB306, HB366, HB393, HB458, HB577, HB582, HB605, HB614, HB733, HB752, HB773, HB798, HB911, HB955, HB996, HB1035, HB1069, HB1113, HB1140, HB1180, HB1240, SB82, SB89, SB149, SB382
Keywords:
condolences, memorial resolution, House Resolution, Shreveport, children, tragedy, sympathy, bereavement, tribute, mourning, schoolchildren, public charter school, elementary school, Head Start, family loss, Louisiana House of Representatives, condolence resolution, House resolution, victims, family support
MN
Minnesota 2025-2026 Regular Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 02/25/26
Agriculture, Veterans, Broadband, and Rural Development
Transcript Highlights:
- is grabbing off one of their consumers is grabbing off the<01:05:04.319>
shelf <01:05:04.559>< - our support to Union, I'm glad to lend our support to this<01:46:08.000>
idea. - We direct market all of our own beef direct to consumers, and we keep them on perennial pastures for
- We direct market all of our own beef direct to consumers, and we keep them on perennial pastures for
- We direct market all of our own beef direct to consumers, and we keep them on perennial pastures for
MN
Minnesota 2025 1st Special Session
House Children and Families Finance and Policy Committee 4/1/25
Children and Families Finance and Policy
Transcript Highlights:
- Budget neutral, but more money is consumed in a finite amount of money.
- :56.800>
amount <00:13:57.000>of <00:13:57.160>money <00:13:57.440>I consumed - in a finite amount of money I consumed in a finite amount of money I think<00:13:57.680>
that's - And I think it lends itself to a reasonable, you know, hopefully... distracted and did not understand
- itself to a um and I I think it lends itself to a reasonable<01:33:32.880>
you <01:33:32.960><
Keywords:
child welfare, economic assistance, child care, grant program, video security cameras, early education, scholarships, funding, children, families, Minnesota education, child care licensing, family child care, child care center, Minnesota Department of Children, Youth, and Families, correction order, conditional license, fix-it ticket, documented technical assistance, license suspension
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, September 2, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- . consume. consume.
- . consume. consume.
- . consume. consume.
- consume for the purposes of closing. consume for the purposes of closing.
- . consume. consume.
NH
New Hampshire 2025 Regular Session
Senate Executive Departments and Administration (01/28/2025)
Executive Departments and Administration
Transcript Highlights:
- If a government, once it grows beyond about 20 to 30% of the GDP of the state, if it's consuming that
- This is one of their top priorities because of the inconsistencies, and jurisdictions are lending itself
- to confusion, misinterpretation, and ultimately additional cost to consumers. sorry you gave sorry you
- 38:13.480>
are inconsistencies and jurisdictions are inconsistencies and jurisdictions are lending - <00:38:14.040>
itself <00:38:14.400>to <00:38:14.680>confusion lending itself to
CA
California 2025-2026 Regular Session
Assembly Floor Session Feb 24th, 2025
California House Floor Meeting
Transcript Highlights:
- I rise today on behalf of the Jewish Caucus to lend my voice to the chorus of those who rise in support
- And we lend our voices to the chorus and respectfully request a strong aye vote on ACR 30.
- And then we started the Lend-Lease Program, so that if you were incarcerated, we'd lease you back to
- He made frequent phone calls to family, friends, and colleagues, always offering to lend a hand wherever
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Consumer transactions.
- foreign state in Section 2 and 3 to clarify that these changes are specifically for this unique form of lending
TX
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Apr 30th, 2025
Transcript Highlights:
- And it's essential to ensure families can pay their bills, businesses stay in our community, and consumers
- Chairman and members, Michael Bocadaro on behalf of the Ag Energy Consumers Association.
- And it's also an area that doesn't get the free allowances to offset the consumer cost associated with
- I don't have the exact percentage that they pay, but I think of the bulk of sort of the consumer impacts
- And then above that, we sort of reserve that as a way to give money directly back to consumers, knowing
NY
Transcript Highlights:
- there are some, I think, in the sponsor memo, talks about vulture hedge funds who are maybe predatory lending
- two sophisticated business entities, countries, individuals, enter into an agreement where somebody lends
- Unjustifiable returns on money that they knew they were only lending so that they could sue to get back
Summary:
The Judiciary Committee met for its fourth meeting of the year and considered a series of bills, mostly on civil practice, real property, and court administration. SB 26A on extreme risk protection orders drew some concern about possible unintended consequences and broad exclusions for minors, but it was moved and reported to Codes. SB 1116, designating April 20 as New York State Constitution Day, was moved quickly and reported to the floor.
The committee spent the most time on SB 1477, which would limit certain debt-collection practices involving sovereign debt and so-called vulture investors. Senator Krueger explained that the bill is narrowly targeted at investors who buy distressed sovereign bonds with the intent to sue in New York courts, while Senator Palumbo raised concerns about breadth and possible effects on legitimate lending and contract rights. After extended discussion and assurances that the bill would not affect ordinary investors or credit-card debt, it was moved and reported to Finance. Members also discussed SB 7541 on transparency for co-ops and condos; some members warned of unintended consequences and opposition from the co-op/condo community, while others argued it would improve disclosure. The bill was ultimately reported to the floor.
Several other bills were approved with little or no opposition: SB 2546 on abandoned multiple dwellings, SB 8294 requiring more detailed judicial determinations on motions, SB 8372 on expenses in matrimonial actions, SB 8870 extending supervision requirements for a real estate license application, and SB 9482 creating a New York City Civil Court subpart for eviction matters involving affordable housing providers and small landlords. SB 9482 drew supportive comments, with a note that funding and staffing would be needed in the budget for it to function effectively. All bills considered were moved out of committee and reported to the appropriate next committee or to the floor.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, December 9, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- I may consume. I may consume.
- I may consume. I may consume.
- I may consume. I may consume.
- . consume. consume.
- . consume. consume.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 12 February, 2026; 9:30 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- Finance and Department of Banking and Consumer Finance as the Department of Banking and Consumer Finance
- Commissioner means the Commissioner of Banking and Consumer Finance of the State of Mississippi. G.
- Department means the Mississippi Department of Banking and Consumer Finance.
- 39:41.320>
of <00:39:41.400>the <00:39:41.480>State <00:39:41.680>of Consumer - Eligible rating means Consumer Finance.
Summary:
The Senate convened with a quorum present, dispensed with the reading of the journal, committee reports, and bill titles, and heard an invocation and pledge. The early portion of the meeting focused on recognizing recipients of the 2026 Governor’s Arts Awards. The Senate adopted resolutions honoring Greg Harkins for excellence in traditional craft, Jesse Robinson for lifetime achievement in blues music, Heather Christian for excellence in music composition, the Mississippi Symphony Orchestra for excellence in performing arts, and Dorothy “Dottie” Armstrong for excellence in art education. The executive director of the Mississippi Arts Commission briefly thanked the senators and invited them to the evening awards ceremony.
The chamber also received several announcements and introductions, including recognition of the Mississippi Society of Radiologic Technologists’ Capitol Day and visiting students from several radiologic science programs. There was also mention of an out-of-order resolution commemorating the 155th anniversary of Alcorn State University, though no action on it was detailed in the excerpt.
On the calendar, the Senate took up Senate Bill 2915, which concerns alcoholic beverages, native wine retail permits, and festival permits. The bill was explained as a measure to support Mississippi’s native wineries by allowing free-standing tasting rooms in different parts of the state while maintaining tax collection; a committee substitute and a friendly amendment were adopted, and the bill passed by use of the morning roll call. The Senate then began consideration of Senate Bill 2828, the Money Transmission Modernization Act, which would impose transaction fees, create a Law Enforcement 287G Program Fund, provide an income tax credit for fees paid, and revise licensing and control definitions. After objections to the usual motion, the bill was read at length, but the excerpt ends before final action on that measure.
MN
Minnesota 2025-2026 Regular Session
Debating the Earned Sick and Safe Time Law / Northland Senators Share Their Priorities and Successes May 11th, 2025
Minnesota Senate Floor Meeting
Transcript Highlights:
- lives so personally that we take the time to go talk to them directly and let them know that we're lending
- lives so personally that we take the time to go talk to them directly and let them know that we're lending
- <00:04:58.080>
our <00:04:58.479>support them know that we're lending our support them - know that we're lending our support as<00:04:59.360>
their <00:04:59.680>legislators. - We need to prioritize, but also I do want to take it on because I do think I can lend myself to helping