Transcript Highlights:

• But the city is willing, even though the appraisal might be $90 million to $100 million, they're willing

Keywords: 912, senate, all

Summary: The committee heard testimony on several water, land, and conservation measures. HB 86, which would fund a permanent DLNR Makai Watch coordinator position, drew strong support from DLNR and community advocates. Testifiers said the coordinator is needed to connect community-based nearshore monitoring groups with government, support training and reporting, and provide stable civil-service funding instead of relying on grants and philanthropy. The committee discussed the position’s duties and cost, estimated at about $110,000 with fringe benefits, and noted broad support from organizations including Kuaʻulu, The Nature Conservancy, OHA, and others. HB 36, relating to state water code penalties, was also supported in principle by DLNR, but the agency proposed amendments to create two tiers of violations, distinguish first-time/non-harmful violations from repeat or harmful ones, and give the commission discretion on whether each day counts as a continuing violation. DLNR said the bill is intended to address egregious cases such as Red Hill while avoiding undue impact on small farmers and others without malicious intent. Testifiers from the Board of Water Supply, Lono Initiative, and others supported stronger penalties and transparency, while Earthjustice raised concerns about broader structural issues and the risk of penalties being applied unfairly. The committee then heard HB 316, which appropriates funds to continue the Green Jobs Youth Corps program. DLNR, the Hawaiʻi State Energy Office, Kōkua, The Nature Conservancy, and other groups testified in support, describing the program as a workforce pipeline that places young professionals in communities, builds trust, and helps recruit future state employees. Supporters said the program has expanded capacity in watershed and reef management and has drawn extensive public backing. Finally, HB 506, funding equipment for the Oʻahu branch of DOCARE, received support from DLNR and others. DOCARE said recent recruit classes are moving through training, that the new positions will expand patrol capacity, including nighttime enforcement, and that the Oʻahu-specific funding is tied to priorities such as the Māʻili Bay herbivore rules. The committee also began hearing HB 510 on water shortage and emergency declarations. DLNR proposed limiting shortage declarations to 90 days unless extended, capping groundwater reductions at 20% for lower-priority permits, removing climate-crisis language as a standalone criterion, and moving the process into rulemaking for more public input. The Board of Water Supply supported the bill and the proposed changes, while Earthjustice urged deferral absent broader Water Commission reforms. No votes or final actions were taken in the portion provided; the chair indicated the committee would be decision-making after the hearing on items on the agenda.

Transcript Highlights:

• service and transfer to a different type of transit service, we would need to reevaluate and have an appraisal

Keywords: 1183, house

Transcript Highlights:

• that vehicles are not for sale or lease at the auto show, and it also outlines that dealers cannot appraise

Bills: HF747, HF1014, HF320, HF400

Keywords: corporate governance, shareholder rights, beneficial ownership, defective corporate acts, Minnesota Business Corporation Act, Minnesota Insurance Guaranty Association, MIGA, insurance guaranty fund, insurer insolvency, covered claim, net worth threshold, high-net-worth insured, financial information request, insurance claims, self-insured retention, deductible, commercial insurance, insurance regulation, Minnesota Statutes 60C.09, guaranty association

Keywords: 1191, senate, all

Transcript Highlights:

• but, uh, just so you know, I've been involved in real estate for about 33 years, from real estate appraisal

Keywords: 918, senate, all

Summary: The Senate Finance Committee took up Senate File 203, a broad housing bill authored by Senator Port. Port described the measure as a package including $50 million in housing infrastructure bonds, MHFA administrative and investment reforms, expanded Greater Minnesota infrastructure grants for workforce housing, manufactured housing bill of rights provisions, and a private equity restriction on large investors buying certain single-family homes starting in 2026. Fiscal analyst Eric Olafson walked through the spreadsheet and said the $50 million bond authorization would add debt service costs over time, with the total estimated debt service for that authorization at about $75.8 million. Senator Draheim raised concern about the growing cost of bonding and said the state should rely more on cash than debt. The committee then adopted two technical amendments. The A21 amendment, described by Port as correcting manufactured housing bill of rights language, aligning MHFA board meeting language, conforming a lived-experience exemption to federal law, and fixing a capacity-building grants reference, was approved without objection. The A20 amendment, offered by Draheim, was also adopted and would give the legislature more control and visibility over MHFA funding and how quickly program dollars are reinvested after agency operations. Members then debated Draheim’s A22 amendment, which would delete the manufactured home park provisions from the bill. Draheim and several Republicans argued the section could function like rent control, could burden good park owners, and might have unintended consequences for park operations and purchases. Port, Senator Boldon’s allies, and other supporters said the provisions were needed to protect residents from rent spikes and private equity abuses in manufactured home communities, where residents own their homes but not the land. The transcript ends during that debate, before any final disposition on A22 or the bill itself is shown.

Transcript Highlights:

• lots, homeowners, was sold to Haven Park for $440 million, nearly double of what that property's appraised

Bills: HF4234, HF484, HF483, HF2614

Keywords: HF4234, Minnesota private activity bonds, tax-exempt bonds, bond cap, aggregate bond limitation, residential rental projects, multifamily housing, affordable housing finance, housing bonds, public finance, bond allocation, private activity bond cap, Minnesota Statutes 474A.02, tax committee, natural gas, gas hookups, residential construction, energy policy, local control, state preemption

Transcript Highlights:

• So my understanding is that if someone is incapable of appraising the nature and consequences of their

Summary: The committee first took up House Bill 2777 by Representative Rose, which would bar the death penalty for defendants who can prove by clear and convincing evidence that they had schizophrenia or schizoaffective disorder and active psychotic symptoms at the time of the offense. Rose said the bill would still hold defendants accountable through life without parole, would save money by avoiding lengthy capital litigation, and would address cases where severe mental illness was not adequately considered. Supporters from NAMI Texas, the Catholic bishops, and a forensic psychologist said the bill is narrowly tailored, consistent with neuroscience and moral principles, and would prevent executions of people whose psychosis substantially impaired reality testing. Committee members questioned how the bill interacts with existing competency and insanity law, whether the diagnosis is sufficiently defined, and whether the statute requires active psychosis at the time of the offense. An opponent argued the death penalty should remain available for juries to decide in all cases. The bill was left pending. The committee then heard House Bill 1221 by Representative Lozano, which would raise the cap on pretrial intervention program fees from $500 to $1,200. Lozano and a district attorney witness said the increase is needed because program costs have risen and the fees help make diversion programs self-sustaining, allowing first-time or low-level offenders to complete rehabilitation and potentially obtain expunction. Opponents from the Texas Fair Defense Project argued the higher fee could make diversion unaffordable for indigent defendants and undermine an important alternative to incarceration, especially where related supervision and monitoring costs already add up. Members discussed whether the fee applies only to PTI participants, how payment plans and waivers work, and whether ability to pay should be addressed more explicitly. The bill was left pending. Finally, the committee heard House Bill 1738 by Representative Jones, which would repeal Penal Code Section 21.06 and related Health and Safety Code references concerning homosexual conduct. Jones said the law is unconstitutional under Lawrence v. Texas, remains harmful on the books, and has led to confusion and unnecessary costs even though it is unenforceable. Supporters said the bill simply removes outdated language and protects civil liberties, while opponents from Texas Values argued the statute still serves as a statement that homosexual conduct is unacceptable and should remain as a warning, even if unenforceable. Members debated whether the law’s remaining language is merely symbolic or still harmful, and whether other criminal statutes already cover conduct such as prostitution, incest, and offenses involving minors. The bill was left pending after testimony.

Transcript Highlights:

• So to Senator Johnson Stewart's question, aren't these rating agencies kind of like a real estate appraisal

Keywords: 1187, senate, all

Summary: The Committee on Capital Investment held its first meeting of the 2025 session with members and staff introducing themselves and describing their priorities. Senators from both parties repeatedly emphasized the goal of passing a strong bipartisan bonding bill this year, with several members noting that local projects were delayed after no bonding bill passed the previous year. Chair Housley also said the committee would not meet later that week and previewed an upcoming presentation from MMB on federal funds. The committee then heard a presentation from MMB’s Leah Corey and Anna Ming on Minnesota’s federal funding efforts. Corey explained that MMB’s federal funds team coordinates state efforts to maximize funding from IIJA, IRA, CHIPS, and related federal programs. She said Minnesota has secured about $12.3 billion in federal funding so far, including roughly $3 billion more since the last presentation, supporting about 1,800 projects statewide. Most of the funding is going to transportation, roads, and bridges, with other major areas including clean energy and weatherization. She also highlighted an interactive public dashboard showing projects by region and noted that much of the data reflects funds flowing through the state enterprise. Corey also discussed state match programs that helped unlock federal dollars, including the IIJA discretionary match fund, the State Competitiveness Fund, and the Forward Fund. She said $180 million in state match has unlocked about $1 billion in federal investment through the IIJA discretionary match fund, nearly $17 million in state investment has unlocked nearly $90 million in federal funding through the State Competitiveness Fund, and $124 million for the Forward Fund has unlocked nearly $1 billion in federal and private investment. Members asked whether more state dollars could have brought in more federal funds; Corey said she was not sure, but noted the IIJA match fund is expected to run out in the coming months. The presentation also focused on direct pay tax credits under the Inflation Reduction Act, which allow tax-exempt entities such as governments, nonprofits, school districts, and tribal nations to receive payments for eligible clean energy projects after they are completed. Corey said the state is building awareness and technical assistance around direct pay, including educational sessions and a tax expert resource. She also described Minnesota’s Green Bank, the Minnesota Climate Innovation Finance Authority, which is beginning to issue loans for projects such as community energy, nonprofit geothermal systems, and solar-plus-battery installations.

Transcript Highlights:

• Senate File herewith returned: Senate File Number 2814, a bill for an act relating to real estate appraisers

Keywords: 918, senate, all

Summary: The Senate opened with a call of the Senate, prayer, and the Pledge of Allegiance, then established a quorum and moved to messages from the House. The chamber received several House-passed Senate files, including SF 2814 (real estate appraisers), SF 3637 (transportation), and SF 4244 (technical corrections), and took up SF 1714 on payment transparency and public contracts. The Senate concurred in the House amendments to SF 1714, advanced it to third reading, and then passed the bill 65-0. The Senate also received House amendments to SF 3432 on public safety, but instead of concurring, it voted to send the bill to a five-member conference committee. The Senate likewise agreed to a conference committee request on HF 4188, a commerce bill dealing with consumer protections for insurance and financial products. The Senate then handled additional House messages and routine business, including first reading of several House files and adoption of committee reports. A committee report on SF 453, relating to thermal energy networks as public improvements and water works, recommended amendment and passage under Senate Concurrent Resolution 6, and the report was adopted except for the referenced resolution item. The chamber also completed second readings of several Senate bills and one House bill, and approved a motion to withdraw SF 4464 from the Committee on State and Local Government and return it to the author. The main floor debate centered on HF 1141, the housing finance and policy omnibus. Senator Port described the bill as focused on affordability, including $50 million in housing infrastructure bonds, greater Minnesota infrastructure grants, manufactured housing protections, limits on large institutional investors buying single-family homes, and increased oversight of the Minnesota Housing Finance Agency. The Senate adopted several amendments, including a technical A12 amendment, A7 to dedicate $5 million of bonding to manufactured home park improvements, and A4 on manufactured housing protections such as rent receipts and longer move-out time after eviction. Senator Abler then offered A14, which would limit rent increases in certain non-market-rate, tax-credit housing for seniors to CPI-based increases; supporters framed it as a humanitarian measure for elderly residents facing steep rent hikes, while opponents raised concerns about rent control, the scope of the amendment, and the need for more detail. The transcript ends during continued debate on A14, with no final vote shown on that amendment.

Transcript Highlights:

• arranging access for the ingress or egress to those sites, locating deeds, doing surveys, title work, appraisals

Keywords: Call to Order and Roll Call- 00:00:03 Approve Minutes from July 10, 2025- 00:02:41 Statewide Emergency Responder Voice System Testimony- 00:03:38 Investment of State Funds- 00:46:13 Department of Juvenile Justice Update- 1:11:34 Adjournment- 1:54:08, 958, all

Summary: The committee opened with roll call, welcomed a new member, approved the July meeting minutes, and then took up testimony on the statewide emergency responder voice system, also described as the state police radio system replacement project. John Hicks, secretary of the governor’s executive cabinet and state budget director, testified that the project is unusually complex because it combines multiple IT replacements, land acquisition, and tower construction. He said the existing system dates to the early 1970s and that the administration is treating the project as a priority, with work proceeding in phases and weekly coordination among the Justice Cabinet, Kentucky State Police, and Finance and Administration Cabinet. Hicks said the project has already spent about $110 million, with nearly 1,900 portable radios acquired, microwave replacement completed at 56 sites and underway at 76 more, and routers, switches, and network upgrades addressed. He explained that because the State Police are not set up to handle real property work, the administration brought in outside real property consulting vendors through an RFP, and three vendors are now qualified to help identify and negotiate sites. He said the goal is to speed up land acquisition and tower construction while the State Police continue the technology work, and he emphasized that the project is intended to close coverage gaps for state police first and later benefit local governments and other first responders. Members of the committee expressed concern about the project’s cost and pace. Representative Petri noted that about $218.8 million has been authorized since 2018 and questioned whether the project could stretch into 2030 or later, asking what more the General Assembly could do to help. Representative Blandon also raised concerns about the long timeline and the risk of the project becoming another costly, delayed infrastructure effort, while asking when the vendor RFP was completed and whether any sites had been acquired since then. Representative Sharp asked whether there was a detailed plan and timeline, and Hicks responded that the technology side is well defined but the property acquisition side must proceed site by site because each location depends on ownership, access, power, and other factors. Hicks said the west-to-east phasing has been a smart approach and that the executive branch should improve performance to beat the current timeline expectations.

Transcript Highlights:

• covered by the company, and the property will be conveyed at market value as determined by federal appraisal

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, July 22, 2025, 1012, house, all

Transcript Highlights:

• Senate Bill 91, allowing one-time appraisals of residences located in commercial zones.

Keywords: 1191, senate, all

Transcript Highlights:

• House Bill 900, Legislative Scholarship Programs Eligibility and Use, Real Estate Appraisal Program,
• House Bill 919, Maryland Higher Education Commission Practical Applications of Real Estate Appraisal

Keywords: House streaming session for Tuesday, March 17, 2026, 957, house, all

Summary: The House opened with prayer, a quorum call showing 116 members present, and approval of the previous day’s journal. It then took up three ceremonial resolutions. One honored Robert Buchanan for his philanthropy, community leadership, and service in the greater Washington region; another welcomed a visiting delegation from County Tipperary, Ireland, and recognized efforts to strengthen Maryland-Ireland ties; and a third congratulated Dr. Miriam Rogers on her retirement as superintendent of Baltimore County Public Schools and her 2026 Woman in School Leadership Award. The chamber then moved through a series of committee reports, largely adopting favorable reports on bills without objection and ordering them to third reading. Measures included House Bills 435, 954, 1087, 1470, 936, 1110, 1554, 187, 324, 688, 776, 1152, 1320, and 1348, covering topics such as movie captioning in public accommodations, procurement and finance, health care facilities, school food procurement, tax foreclosure notice requirements, agricultural electricity tax study, expungement, child support rights, intercepted communications penalties, juvenile supervision, police orders studies, victim notification, and human trafficking reporting. Several bills were amended before being advanced, including House Bill 768 on benefits for children in custody, which added a foster youth savings program; House Bill 877 on institutional debt reporting, which changed reporting dates and required a data dictionary; House Bill 1092 on child advocacy centers, which clarified continuity-of-care standards and technical assistance grants; House Bill 310 on restrictive housing for people with developmental or intellectual disabilities, which required assessment at admission; House Bill 634 on police training, which added training on intellectual and developmental disabilities; House Bill 750 on access to religious facilities; House Bill 752 on gift card valuation and forgery; House Bill 1005 on child abuse and neglect reporting; and House Bill 1105 on consumer protection limitations, which was amended to apply only to civil suits. House Bill 1105 drew additional discussion, with the minority leader asking for a special order to review the changes, and the House agreed to postpone it until the appropriate time the next day. Later, House Bill 953, which would authorize transfers from the Revenue Stabilization Account to the State Disaster Recovery Fund, prompted extended questioning about Western Maryland flooding, FEMA denials, and the state’s response; the bill was presented as a way to provide relief after federal aid was denied. The transcript ends with the House still in session and continuing through the appropriations report.

Bills: SB330, SB2069, SB2095, SB1721, SB1433, SB1316, SB1280, SB1455, SB1456, SB1457, SB1459, SB1461, SB1463, SB1465, SB1466, HJR1088, SB1684, SB378, SB1447, SB1920, SB1443, HR1047, SB1877, SB1884, SB1365, SB2174, SB1525, SB1810, SB1771, SB1805, SB1916, SB1530, SB1847, SB1990, SB2060, SB1992, SB1579, SB1778, SB2132, SB1623, SB2067, SB1589, SB1441, SB1224, SB372, SB1232, SB1264, SB1450, SB2011, SB2030, SB1980, SB1936, SB1477, SB1593, SB1725, SB1670, SB1480, SB1726, SB1633, SB1735, SB1632, SB1277, SB1217, SB1826, SB1824, SB1813, SB1326, SB1937, SB1641

Keywords: elk population, wildlife management, Oklahoma State University, veterinary medicine, ecosystem health, habitat assessment, waterfowl hunting, crane hunting, hunting guide, hunting outfitter, wildlife conservation, commercial hunting, outfitter license, guide license, hunting services, licensed guide, licensed outfitter, game and fish, hunting for compensation, waterfowl guide

Transcript Highlights:

• You know, I think we've interfaced with a lot of appraisers, spent a lot of time with them.

Keywords: 1189, house, all

Summary: The meeting began with introductions, approval of the March 6 minutes as amended to add an attendee list, and a brief overview of the day’s agenda. The committee heard two presentations from carbon project developers, with the first from Dylan Jenkins of Finite Carbon. He described Finite Carbon’s work in improved forest management projects, its role in developing carbon methodologies and protocols, and its experience with projects in New England, Appalachia, Alaska, and Canada. He also outlined the difference between compliance and voluntary carbon markets, the role of registries and intermediaries, and the types of buyers in the market, including large corporate buyers and long-term off-take partners. A major focus of the presentation was how forest carbon projects are structured and how credits are monetized. Jenkins distinguished between removals and reductions, explaining that removals come from new forest growth while reductions are tied more closely to baseline assumptions and standing stock. He said improved forest management projects can generate both types of credits, and that removals generally command higher prices because they are easier for buyers to understand and verify. He also emphasized that carbon project commercialization can occur before, during, or after credit issuance, and that landowners may be paid through a variety of structures, including leases, advance fees, per-unit payments, or off-take agreements. Jenkins then addressed the committee’s tax-related questions, saying House Bill 123 appeared intended to treat carbon credit sales similarly to timber sales for local tax purposes. He argued that carbon credits are a forest product and that taxing them can be reasonable in principle, but he stressed that lawmakers should distinguish between commoditization and commercialization when deciding what event to tax. He noted that credits may be created but never sold, and that in some programs landowners retain timber and carbon rights while in others the developer has deeper control over those rights. In response to questions, he said the industry uses protocols, verification, and third-party oversight to address baseline and quality concerns, but acknowledged that baseline setting remains a major point of debate in the market.

Transcript Highlights:

• And we set those leases based on appraisals, based on the federal requirements.
• And we set those leases based on appraisals, based on the federal requirements.

Keywords: 910, house, all

Summary: The House Finance Committee held an informational briefing with the University of Hawaiʻi, led by new President Wendy Hensel and Vice President for Budget and Finance Calbert Young. Hensel outlined the university system’s scope, student demographics, research activity, and campus missions, emphasizing four strategic priorities: serving Native Hawaiians and Hawaiʻi, student success, workforce development, and economic diversification through innovation and research. She highlighted the system’s enrollment, research funding, and the roles of Mānoa, Hilo, West Oʻahu, the community colleges, and specialized institutions such as JABSOM and the Cancer Center. Young then reviewed the budget request, focusing largely on making prior one-time appropriations permanent and supporting recurring needs. Items included funding for Mānoa athletics, the Hawaiʻi Institute for Marine Biology, K-12 teacher education, Pamantasan Council support, Hilo programs, Windward’s mental health technician certificate, Maui’s practical nursing bridge program, and student support positions such as financial aid and admissions counselors. He also described workforce-related requests tied to nursing expansion at Mānoa and West Oʻahu, as well as facilities support at West Oʻahu. A major portion of the testimony addressed the university’s two Kakaʻako medical facilities. Young explained that declining tobacco settlement and cigarette tax revenues are no longer sufficient to cover debt service for JABSOM and the Cancer Center, so the governor’s budget includes general fund support to supplement those obligations. He also described a regents-approved request not included in the governor’s proposal: expanding the Hawaiʻi Promise financial aid program to the four-year campuses, estimated at about $11–12 million. No votes or formal committee actions were taken during the briefing.

Transcript Highlights:

• You know, we have to do appraisals, which we've done in some other situations.
• we have to interior's approval you know we have to do<01:53:39.840> um<01:53:40.199> appraisals

Keywords: 910, house, all

Transcript Highlights:

• reservation, the county auditor must first offer the land to the affected band of Indians for sale at the appraised

Keywords: 1187, senate, all

Transcript Highlights:

• We've done the appraisals that were required.

Keywords: 912, senate, all

Summary: The joint Ways and Means and Hawaiian Affairs committee heard a budget presentation from the Department of Hawaiian Home Lands on its biennium requests for critical projects, repairs and maintenance, and operations. DHHL described its role in administering the Hawaiian Home Lands Trust, noted the large beneficiary wait list, and said prior funding, including Act 279, has helped the department accelerate land development and reduce vacancies. Officials said they have about 47,219 applications involving 29,548 Native Hawaiians, roughly 28 projects underway, and that about $471 million of a $600 million appropriation has been encumbered, with the remaining lapse-fix funds expected to be resolved before the June 30, 2026 deadline. DHHL emphasized that its current request would support additional lot development and could help produce roughly 6,000 units from the existing project pipeline, with another phase of requests potentially adding about 2,000 more units. The department said it is prioritizing shovel-ready projects, accelerating lease awards and orientations, and using a mix of approaches including paper leases, rental-with-option-to-purchase, owner-builder, and loan programs. Officials also discussed a shift toward denser urban development, citing projects in West Oahu and Honolulu, and said the department is working to reduce its vacancy rate and move beneficiaries onto the land more quickly. Members questioned why Oahu, despite having the largest wait list, was receiving comparatively lower amounts, and DHHL responded that land availability and cost drive those decisions, with Oahu having limited developable land and very high acquisition costs. The department pointed to land acquisition on Kauai and other islands, and to urban high-rise projects that can yield far more units on small parcels. Members also raised long-term maintenance and wildfire risk, asking whether current acquisition and development choices account for future infrastructure costs; DHHL said maintenance is a growing concern, especially on large unused or isolated lands, and that it is pursuing Firewise planning, federal funds, and partnerships to reduce risk. The discussion also touched on mixed-use and community-led development, with DHHL explaining that it leases land to nonprofit homestead associations under general leases with milestones, business-plan requirements, and land-use restrictions to support local services and community goals.

Transcript Highlights:

• House Bill 1466, Department of Housing and Community Development Appraisal Gap from Historic Redlining

Keywords: House streaming session for Thursday, March 19, 2026, 957, house, all

Summary: The House convened with 122 members present, opened with prayer, and approved the previous day’s journal. The chamber then took up two congratulatory resolutions: one honoring Layla Wishard of Hagerstown for winning gold with Team USA at the Junior Roller Derby Association World Cup in Australia, and another recognizing Delores Millhouse as the 2026 Maryland Mother of the Year. Both resolutions were read and adopted with applause. The House then considered a series of committee reports, primarily from the Committee on Economic Matters, and advanced multiple bills to third reading after adopting committee amendments and favorable reports. Measures included consumer contract protections in House Bill 103, workers’ compensation presumptions for hypertension in House Bill 347, broadband access and affordability in House Bill 382, housing and land-use changes in House Bills 548 and 894, data privacy in House Bill 711, franchise law changes in House Bill 730, a blockchain-based real property title pilot program in House Bill 810, bankruptcy exemptions in House Bill 1098, and telecommunications infrastructure protections in House Bill 1100. Several bills drew questions and were special ordered for further review. House Bill 711, the Data Privacy Act, prompted extended discussion about whether its geolocation provisions could affect stadium and venue security tracking; the sponsor said the bill was intended to close loopholes around cell phone and vehicle location data and would not change existing permission-based rules, but the bill was still special ordered until the next day. House Bill 894, the transit-oriented development bill, also drew questions about local government concerns and was special ordered, with the floor leader saying county and municipal groups were generally satisfied with the amendments. House Bill 1100 was also taken up after the amendments were adopted, and the title amendment process began as the transcript ended.