Transcript Highlights:

• It improves Texas R&D tax credits, a tool that's already helping Texas attract investment, drive innovation
• Texas' current rate is $5,000.
• North Texas is one of the most highly concentrated regions.
• In Texas, only private aircraft still pay sales tax on parts.
• This is really putting a lot of hurt on Texas taxpayers.

Bills: SB263, SB467, SB850, SB1030, SB1352, SB1453, SB2064, SB2206, SB2779, SJR84

Keywords: SB 263, Texas franchise tax, cost of goods sold, COGS, broadcasters, television broadcasting, radio broadcasting, media tax, broadcast license, FCC, 47 C.F.R. Part 73, 47 C.F.R. Part 74, film production, television production, tax deduction, margin tax, Texas Tax Code, depreciation, amortization, broadcast rights

Transcript Highlights:

• We have had significant increases in insurance costs, which are due to a variety of insurance costs and
• insurance companies challenging claims and then not paying.
• avenue for the consumer to create a savings account because of some of the things we're seeing in the insurance
• that up into, then I could pay that claims essentially out of that and keep that cost off of my insurance

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• This particular bill focuses on insurance coverage, roof adoption, and you. For questions.
• The Oklahoma Insurance Department requests the following changes to update provisions related to the
• homeowner's insurance in the Oklahoma Insurance Code.
• Oklahoma Insurance Department. Thank you so much. Underwriting purposes.
• Oklahoma Insurance Department. Thank you so much. Have pass, see no questions.

Bills: HB2929, HB2956, HB2955, HB3128, HB3880, HB4294, HB2970, HB3338, HB3443, HB3783, HB3800, HB3818

Keywords: homeowner insurance, insurance premium, claim history, insurance regulation, at-fault claims, flood insurance, state law, consumer protection, appraisal management, Real Estate Appraiser Board, appraiser registration, background checks, ownership requirements, captive insurance, protected cell, sponsored captive, captive insurer, insurance commissioner, premium tax, dormant captive

Transcript Highlights:

• They'll come in like to call this committee meeting of Business and Insurance to order.
• Referential favorable treatment to bidders whose pharmacy benefit managers do not own health insurance
• Oklahoma Insurance Commission. For questions, do pass from Senator Brooks. Second from the chair.
• But the PM and their parent insurance company.
• The PM and their parent insurance company are the ones who choose where this dispensing fee goes.

Bills: SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: prosthetics, health insurance, medical necessity, patient rights, insurance liability, pharmacy benefits manager, healthcare providers, claims processing, reimbursement, insurance regulation, employees insurance, contract awarding, certifications, state procurement, insurance plan, mental health, substance use disorders, utilization review, benefit coverage, pharmacy

Bills: AB404, AB428

Keywords: brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid

Transcript Highlights:

• Senate Bill 1920 is a government modernization of the bill that modernizes the Oklahoma Insurance law

Bills: SB1684, SB1443, SB1447, SB378, SB1920

Keywords: SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority

Transcript Highlights:

• House Bill 5436 is regulated by the Texas Department of Licensing and Regulation and the Texas Department
• Texas should join them.
• We just adopted a fire code.
• Texas will be much safer.
• residents and Texas businesses.

Bills: HB1455, HB1777, HB2101, HB2136, HB2609, HB3142, HB3552, HB3846, HB4155, HB4514, HB4879, HB4995, HB5014, HB5139, HB5228, HB5436, HCR40

Keywords: mental health, jail diversion, law enforcement, reporting requirements, criminal justice, data collection, criminal justice reform, intellectual disability, mental illness, data reporting, public safety, reporting, substance abuse, sex offender, driver's license, identification, gunshot detection, unreported gunshots, municipal police, crime investigation

Summary: The committee met with a quorum and heard several bills, generally leaving them pending after testimony. HB 4995 would create a training/certification program allowing licensed physicians and certain EMS personnel assigned to tactical units to carry firearms during high-risk deployments, with supporters saying it would protect tactical medical staff and improve emergency care; the committee substitute was withdrawn and the bill left pending. HB 2609 would repeal the OmniBase/failure-to-appear-or-pay license hold program; the author and supporters argued it unfairly compounds debt and traps drivers in noncompliance, while judges and municipal court representatives said it is an effective, voluntary tool that prompts court appearances and reduces warrants. HB 4879 would create a grant program to help local law enforcement pay for lab testing of suspected hemp/THC substances, and HB 5436 would allow licensed auto recyclers to purchase certain untitled vehicles for scrap or parts to curb illegal sales, VIN cloning, and chop shop activity; both bills drew supportive testimony and were left pending. The committee also heard HB 1777, which would place a discrete sex-offender designation on driver’s licenses and state IDs for registrants under Chapter 62. The author said the marker would help law enforcement and businesses quickly identify potentially dangerous offenders and cited other states and research in support, while opponents argued it would function as a scarlet letter, increase harassment, and punish people who are already complying with the law. HB 4155 would create a Family Violence Criminal Homicide Prevention Task Force in the Governor’s Office to study risk factors, coordinate agencies, and recommend policy changes; the author, HHSC, TCFV, and a survivor testified in support, emphasizing the number of family violence homicides and the need for coordinated, data-driven prevention, and the bill was left pending. Finally, HB 4514 would authorize DPS to use facial image verification, with consent and confidentiality protections, to help businesses verify identities and combat fraud. Supporters from the lumber and identity-verification industries said it would reduce losses from fake IDs and organized theft, while the author stressed privacy safeguards and limited, consent-based use. The committee substitute was withdrawn and the bill was left pending.

Transcript Highlights:

• Texas should join them.
• Texas is facing a crisis in family violence.
• Texas Penal Code section 9.51 requires force to be immediately necessary.
• If using force under Texas Penal Code Chapter 9, the officer's use of the less lethal force weapon was
• Chris Harris, Texas Civil Rights Project.

Bills: HB1455, HB1777, HB2101, HB2136, HB2609, HB3142, HB3552, HB3846, HB4155, HB4514, HB4879, HB4995, HB5014, HB5139, HB5228, HB5436, HCR40

Keywords: mental health, jail diversion, law enforcement, reporting requirements, criminal justice, data collection, criminal justice reform, intellectual disability, mental illness, data reporting, public safety, reporting, substance abuse, sex offender, driver's license, identification, gunshot detection, unreported gunshots, municipal police, crime investigation

Bills: HB2198, HB2021, HB1881, HB1964, HB1990, HB2151, HB2599, HB2414

Keywords: gambling, prediction markets, Hawaii gambling laws, financial contracts, ethical concerns, electric bicycles, micro-mobility devices, safety regulations, traffic laws, insurance exemption, high-speed electric devices, land use, ropeway, transportation, state regulation, government exemption, building code, permitting process, training, state council

Bills: HB2198, HB2021, HB1881, HB1964, HB1990, HB2151, HB2599, HB2414

Keywords: gambling, prediction markets, Hawaii gambling laws, financial contracts, ethical concerns, electric bicycles, micro-mobility devices, safety regulations, traffic laws, insurance exemption, high-speed electric devices, land use, ropeway, transportation, state regulation, government exemption, building code, permitting process, training, state council

Transcript Highlights:

• Political member of the political science faculty at Texas University.
• This has been a very common practice among states, including Texas.
• Okay, hi, Cindy Castillo, Texas Eagle Forum. We're opposed to SJR54.
• You expressed concern about the faithfulness of Texas delegates.
• Oglesby both traveled here from northeast Texas. ...beautiful Senate District 1.

Bills: SB312, SB945, SB946, SB1367, SB1861, SB2044, SB2337, SB2403, SB2819, SJR54

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Transcript Highlights:

• I urge the committee to support Senate Bill 945 and keep Texas insurance markets focused on their core
• Right here in Texas, in particular the University of Texas, Texas A&M Investment Management Company,
• No bond work for you in Texas.
• economy, Texas energy, and Texas retirees?
• in Texas is required to be priced on an actuarial basis, and all insurance— we don't price based on ESG

Bills: SB312, SB945, SB946, SB1367, SB1861, SB2044, SB2337, SB2403, SB2819, SJR54

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Transcript Highlights:

• And as this committee is aware, testimony before the Texas Senate is important. It matters.
• I move that the State Affairs Committee of the Senate of the State of Texas, under the hand of the Chair
• But when the state of Texas needs testimony from entities and the state of Texas, in this case, is the

Bills: SB312, SB945, SB946, SB1367, SB1861, SB2044, SB2337, SB2403, SB2819, SJR54

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Transcript Highlights:

• the insurance department can provide that would help our health plan here.
• catastrophe insurance protection.
• But that's, you go to a self-insured plan with high catastrophe insurance protection.
• That's the amount that's being paid in a biennium towards the insurance.
• You tell me one employer in the state of North Dakota that pays 100% of the health insurance...

Bills: SB2160

Keywords: health insurance, public employees, uniform group insurance, retirement, state employees, 908, all

Summary: The committee resumed work on Senate Bill 2160, which would move the Public Employees Retirement System health plan from grandfathered to non-grandfathered status under the Affordable Care Act. PERS officials Rebecca Frickie and Derek Holbein explained that the bill would allow more flexibility in plan design, including higher deductibles, co-pays, and out-of-pocket maximums, while also adding enhanced preventive benefits. They clarified that ACA “essential health benefits” apply to individual and small-group markets, not to PERS as a large employer, and that the bill’s projected cost increases were based on actuarial estimates and prior bid scenarios from Sanford and Blue Cross Blue Shield. Members debated whether the bill would actually save money or simply shift costs to employees. Supporters argued that non-grandfathered status would create more levers to manage medical inflation and could produce net premium savings through plan redesign, citing prior bid comparisons showing potential reductions of 1% to 8% depending on the option. Opponents, including Representative Schauer and North Dakota United president Nick Archelette, questioned how the state would pay for the estimated $25 million to $30 million in added benefits and warned that employees could face higher out-of-pocket costs amid already strained household budgets. Frickie said the legislature would control funding decisions and that current law requiring the state to pay full family premiums could be changed only by statute. The committee also discussed reserve funding, with members noting that a $4.3 million reserve draw in the bill was intended to cover the final months of the biennium and could be modified. After testimony and discussion, Vice Chair Johnson moved a do-pass recommendation and referral to Appropriations. The motion passed 10-3-1, with Representatives Ostlie, Schatz, and Schauer voting no. Representative Gump agreed to carry the bill.

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
• Basically, what we're doing is... ...electronic insurance or eyewear insurance or both.
• We have Tim Meehan, National Association of Insurance and Financial Advisors, waving in support.
• Murphy, Board Association of Insurance Agents, waving in support.
• The bill requires families to maintain comprehensive health insurance.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• Welcome to Business and Insurance.
• I mean, that is the contention that I've heard from insurance companies.
• And I get a discount through the insurance program that I use with my optometrist.
• The insurance commissioner has been involved all the way back in 24.
• That concludes business and insurance.

Bills: SB1303, SB1343, SB1435, SB1438, SB1444, SB1641, SB1765, SB1916, SB2067

Keywords: workers' compensation, workers comp, Oklahoma Workers' Compensation Commission, Administrative Workers' Compensation Act, self-insurance guaranty fund, multiple injury trust fund, physician advisory committee, advisory council on workers' compensation, workers' compensation court, insurance, employer liability, self-insured employer, fund transfer, records transfer, agency reorganization, statutory cleanup, technical corrections, Title 85A, SB1343, Vision Plan Contractual Requirements Act

Transcript Highlights:

• It's been in the code now. Excuse me.
• across Texas.
• Texas, regardless of when that abuse has occurred.
• You ask about time limits on the criminal code.
• Domestic abuse is a violation of the penal code.

Bills: HB809, HB 1193, HB1916, HB2558, HB1973, HB2350, HB2399, HB2340, HB 116, HB330, HB2496, HB116

Keywords: digitized signature, waiver of citation, marriage dissolution, electronic notarization, family law, HB 1193, informal marriage, common-law marriage, declaration of informal marriage, confidentiality, privacy, county clerk, vital statistics unit, Family Code, Health and Safety Code, marriage records, public records, personally identifying information, PII, legal representative

Bills: SB9, SB7, SB17, SB4, SB1, HB4

Keywords: school assessment, public education, accountability, transparency, education standards, STAAR, Texas Education Agency, TEA, public school accountability, school ratings, A-F ratings, assessment reform, student testing, benchmark tests, interim assessments, through-year assessment, diagnostic reports, college career military readiness, CCMR, local accountability plans

Summary: The Senate briefly convened and received a message from the House stating that the House was taking a vote. No bills, motions, or substantive policy matters were discussed in the exchange. Pursuant to a previously adopted motion, the Senate then adjourned until 7 p.m. on Thursday, August 21.

Bills: SB7, SB13, SB14, SB15, SB7, SB13, SB14, SB15, SB7, SB13, SB14, SB15

Keywords: gender designation, civil penalties, private civil rights, multiple-occupancy spaces, Texas Women's Privacy Act, impact fees, water conservation, reuse projects, developers, builders, local government, infrastructure, water efficiency, law enforcement, confidentiality, personnel files, employee records, misconduct, real property, fraud

Transcript Highlights:

• Family Code 261.109 and Texas Penal Code 39.06 to hold those individuals accountable rather than implement
• the Texas Education Agency. to commission peace officers.
• Back in 1915, Texas created the Compulsory Attendance Act.
• , clarifying that homeschooling had always been legal in Texas and that it was improper for the Texas
• For programs that exist in the state of Texas.

Bills: HB322, HB126, HB3062, HB1481, HB2310, HB2674, HB121, HB2243, HB3627, HB1178, HB367, HB5515, HB126, HB121

Keywords: JET Grant Program, career education, technical education, community colleges, technology solutions, high demand jobs, student athletes, name image likeness, compensation, intercollegiate athletics, representation, fentanyl prevention, drug poisoning awareness, higher education, mental health resources, substance abuse education, student policy, communication devices, school regulations, disciplinary measures