Video & Transcript Research : 'claim processing'

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TX

Texas 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Aug 22nd, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • No, this bill doesn't affect the body cam. process at all.
  • That's a legal process, and there's a process working its way through that this would not affect in any
  • You know, we definitely want transparency in the process.
  • That's due process. You don't just get everything, regardless of who you are.
  • During that negotiation process, they made a deal.
Bills: SB 15
CA

California 2025-2026 Regular Session

Assembly Health Committee Apr 22nd, 2025

Transcript Highlights:
  • or simpler process.
  • AB 510 is about fixing that broken process.
  • This will greatly streamline and speed up the review process.
  • And it improves the process.
  • data and the utility of the claims data, and for those reasons, at this stage in the process I asked
Summary: The Assembly Health Committee met on April 22 and took up a special order of bills focused largely on prior authorization and utilization management in health care. The chair framed the discussion as part of a broader legislative effort to reduce delays and barriers to care, especially in behavioral health, chronic disease management, cancer treatment, and rehabilitation services. AB 384 by Assembly Member Connolly would prohibit prior authorization for inpatient mental health or substance use emergency admissions and related physician care; supporters said it would prevent dangerous delays in crisis care, while insurers and health plans warned about fraud, abuse, and ambiguity around residential treatment facilities. The bill was moved on a due pass as amended motion and passed the committee on a party-line style vote, with Republicans largely absent or not voting. The committee then heard AB 510 by Assembly Member Addis, which would require health plans, upon request, to provide a peer reviewer of the same or similar specialty when a treating provider appeals a prior authorization denial or modification. Supporters argued that specialty-matched review would make appeals fairer and more clinically informed; opponents said the requirement was too rigid and that timelines and electronic submission rules needed changes. After discussion about the need for timely, specialty-specific review, the bill was approved on a due pass as amended motion and placed on call. AB 539 by Assembly Member Schiavo would extend prior authorization approvals to one year or the duration of the physician’s prescribed treatment for chronic conditions; supporters cited repeated denials and treatment interruptions, while opponents raised concerns about overbreadth, fraud, and the need for shorter validity periods. The bill was also passed as amended and placed on call. The committee next considered AB 669 by Assembly Member Haney, which would bar concurrent and retrospective review for the first 28 days of medically necessary substance use disorder treatment and limit prior authorization for related outpatient medications. The bill was presented with a powerful personal story from Ryan Matlock’s mother about her son’s death after an insurer cut off treatment early; supporters said the measure would keep patients in care long enough to stabilize, while opponents argued it would reduce oversight and could allow lower-quality or non-evidence-based care. The bill was moved on a due pass as amended motion and placed on call. Finally, AB 512 by Assembly Member Harabedian would shorten prior authorization response times to 24 hours for urgent requests and 48 hours for non-urgent requests; supporters said delays can worsen outcomes, while opponents warned the timelines were unrealistic and could increase administrative burdens and safety issues. The bill was approved as amended and placed on call. AB 574 by Assembly Member Mark Gonzalez was then heard; it would allow up to 12 medically necessary physical therapy sessions for a new episode of care without prior authorization, with supporters emphasizing stroke and neurological recovery and opponents warning of reduced oversight and unnecessary care. The transcript ends during testimony on AB 574, before final action is shown.
TX
Transcript Highlights:
  • We’re one of the few states that are—thank you—surprise billing IDR process, our arbitration process,
  • We're one of the few states that are surprise billing, IDR process, our arbitration process, is tied
  • So there is an appeals process.
  • So there is an appeals process.
  • So it accesses our claims account.
Keywords: 1185, senate, all
TX

Texas 89th Regular

S/C on Family & Fiduciary Relationships Mar 31st, 2025

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • This bill addressed the protective order process by allowing applicants to keep their county of residence
  • court's ability to reject an applicant's request for confidentiality during the protective order process
  • In addition to their grief, many children are left with an unfair claims process standing in the way
  • I believe elevating this claim. would be a very good thing, especially for families in need.
  • This bill, to me, provides consistency and predictability to the probate process.
MN
Transcript Highlights:
  • So, for example, it takes hundreds of dollars to review a claim.
  • It would actually cost them $250 in person time to review that claim.
  • They have spent as little as 1.2 seconds on medical claims and making denials.
  • on medical claims and making denials. on medical claims and making denials.
  • but finding that the democratic process but finding that the democratic process where<00:25:51.440
Keywords: 1187, senate, all
NH
Transcript Highlights:
  • obviously a ways to go in this process obviously a ways to go in this process there'll<01:10:41.560
  • like allowing them to have their claims like allowing them to have their claims experience<01:55
  • Why does an employer need to have claims data information?
  • And that's what we want: the best claims database.
  • stipulated by order of the Court a claim stipulated by order of the Court a claim it<02:24:11.080
Keywords: 928, house, all
Summary: The subcommittee first reviewed its schedule, noting that 13 bills were being executed the next day and that additional subcommittee work would be scheduled around Town Meeting Day and the following session days. The chair explained that the committee would not meet on Town Meeting Day, would handle the remaining bills on the next available subcommittee day, and would continue any unfinished items later in the month. The committee then took up House Bill 774, which concerned Medicare-related coverage issues. Members discussed the bill’s purpose and the differences between Medicare standard and Medicare Advantage, with one member saying the proposal was informative but did not offer a workable solution. The committee also moved to inexpedient to legislate on House Bill 185, and the motion passed on a 6-0 vote. House Bill 241, relating to alternatives to opioids, was retained for further work. Members said the bill raised concerns about insurers effectively practicing medicine and about the lack of evidence on the efficacy of some alternative treatments, while also noting that chiropractic coverage mandates already exist in statute. The committee voted to retain the bill, with the motion passing 6-0. The most extended discussion was on House Bill 648, which would expand insurance coverage for glucose monitoring. Testimony and committee comments focused on whether coverage should be tied to insulin use or instead to a physician’s medical judgment, the role of continuous glucose monitoring for people with type 2 diabetes who are not on insulin, and the potential cost impact. An insurance department fiscal analyst said the original $22-per-member estimate was based on the unamended bill and that the amended version would require updated analysis; members agreed to retain the bill to narrow the eligible population and revisit the language later.
NH

New Hampshire 2025 Regular Session

House Judiciary (03/03/2025)

Transcript Highlights:
  • may fear for their safety in the process may fear for their safety in the process of<02:21:50.120
  • <02:56:31.800> undermine believe that stale claims undermine believe that stale claims undermine
  • I'm not sure what the retained bill process might or might not be.
  • not sure what the retained Bill process not sure what the retained Bill process might<03:13:40.960
  • through through the retention process through through the retention process that<03:16:45.640>
Keywords: 928, house, all
Summary: The House Judiciary Committee met in executive session and first took up HB 148, a bill allowing classification by biological sex in limited settings such as multiple-use bathrooms, certain sports, and involuntary commitment facilities. Supporters said it was needed to protect privacy and safety, especially for minors, and argued it was consistent with recent federal and state developments. Opponents said the bill was poorly defined, unnecessary, and could create discrimination or confusion, especially because it did not define “biological sex” in the text. The committee voted 10-8 ought to pass, and the chair said a minority report would be written. The committee then considered HB 254, a bill concerning medical aid in dying. The chair moved ought to pass and described the bill as a matter of liberty for terminally ill patients within six months of death, arguing it should not be treated as suicide. Opponents raised religious, ethical, and policy concerns, including worries about a slippery slope, misuse by vulnerable people, and the effect on death records and public health data. The committee voted 11-7 ought to pass, and the chair said a majority report would be written with a minority report by Representative Perez. Finally, the committee turned to HB 611 with Amendment 2025-0638, a replace-all amendment dealing with recoupment of costs for appointed counsel. The chair explained the amendment would restore the law to its pre-2020 form, allowing the Office of Cost Containment to seek repayment from some recipients of appointed counsel services, including those found not guilty, if they had the ability to pay. Supporters said the prior change had sharply reduced collections and that the state should not treat indigent defendants differently from people who hire private counsel. Opponents argued the policy unfairly bills innocent people and children who were entitled to counsel. The transcript cuts off during debate on the amendment, before a vote is shown.
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 01/22/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • or looking to navigate the process.
  • uh so any Farmers that have many claims uh so any Farmers that have claims<00:37:50.160> I<00
  • Fortunately, we claim to not have swine in Minnesota.
  • Fortunately, we claim to not have swine in Minnesota.
  • Fortunately, we claim to not have swine in Minnesota.
Keywords: 1187, senate, all
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-04-30 (10:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • This isn't a new process.
  • This is a process. So I'll walk you through the process.
  • Rights that considers process, that considers due process, and we should all be very proud of that.
  • They're already going through the process.
  • It's a negotiation process.
Summary: The Florida Senate opened with prayer, the Pledge of Allegiance, and several recognitions, including interns, Denim Day awareness for sexual assault survivors, a resolution honoring Vietnam veterans exposed to Agent Orange, and a memorial proclamation for former Senator Karen Johnson Gendron. The chamber then moved to special-order bills, with senators also briefly discussing the session’s pace and thanking staff and colleagues for their work. The first major bill, on driving and boating offenses, was amended and passed 37-0. As amended, it increases penalties for repeat DUI/BUI manslaughter and vehicular homicide/vessel homicide offenses, and adds notice requirements and misdemeanor penalties for refusing lawful breath or urine tests. Senators also passed SB 306 on Medicaid providers 37-0, requiring Medicaid managed care plans to offer more after-hours and holiday access and ensuring more primary care appointment availability outside regular business hours. The Senate then passed a major condominium and cooperative associations bill, also 37-0, after extensive debate and multiple amendments. The measure extends deadlines for structural integrity reserve studies, adds flexibility for reserve funding and budgeting, tightens rules for managers and inspectors, limits certain requirements to buildings of three or more habitable stories, and extends the rescission period for condo purchases. Senators from both parties praised the bill’s sponsors for years of work responding to post-Surfside safety and affordability concerns. The longest and most contentious item was SB 7016/HB 1205 on constitutional amendment petition procedures. Sponsors said the bill responds to fraud and abuse in the citizen initiative process by tightening circulator rules, requiring faster submission of signed petitions, adding voter notification, increasing penalties, and shifting costs to sponsors. Opponents argued it would burden volunteers and make it harder for citizens to qualify initiatives. The chamber adopted a series of amendments, including changes to the petition-circulator threshold, volunteer protections, submission timing, invalid-signature investigation thresholds, and notice/cure provisions, while debate continued over whether the overall package would protect election integrity or suppress citizen-led amendments.
MN

Minnesota 2025-2026 Regular Session

Leg Committee Meeting - 2026-04-08

Legacy Finance

Transcript Highlights:
  • Army Corps of Engineers' concurrence point process.
  • Another review process is the funding process, the funding side of things.
  • And the process is just so incredibly unfair.
  • So during that whole process of voting and then the whole process, were you able to articulate that to
  • Because it's really not a quick process.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/5/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • We held an open application process.” We held an open application process.
  • how that process worked. how that process worked.
  • We have our wage claim process and our inform and educate process, which are our more informal processes
  • Pranise, are highly complex and do take a lot of time, but these wage claim and inform educate processes
  • . claims. claims.
Keywords: 1183, house
Summary: The Workforce, Labor, and Economic Development Finance and Policy Committee met to discuss worker misclassification, beginning with approval of the March 4, 2026 minutes and a note that a late-posted bill would not be heard at this time. Chair Pinto opened the hearing by framing misclassification as timely and invited Lea Takapu of the Attorney General’s office to explain the issue. Takapu described misclassification as labeling workers as independent contractors when they are really employees, which can deprive workers of minimum wage, overtime, unemployment insurance, workers’ compensation, and other protections while also reducing tax revenue. She said the Attorney General’s office and the MEAP partnership have been working on the issue and cited estimates that Minnesota workers lose billions annually and the state loses hundreds of millions to over a billion dollars in revenue, while noting that legitimate independent contracting is not the target. Members questioned how the committee could rely on estimates when the exact number of misclassified workers is unknown. Takapu responded that the figures were based on studies and complaint data, and that underground or undocumented work makes exact counts difficult. Chair Pinto noted the numbers were estimates and referenced a 2024 Legislative Auditor finding that Minnesota lacked an adequate, coordinated approach to proper worker classification, while saying progress had been made since then. Several industry witnesses then testified in support of stronger enforcement. Kevin Pranis of LiUNA said misclassification remains rampant in parts of construction, especially drywall, stucco, thin stone, and broadband installation, and argued it is tax, unemployment insurance, and workers’ compensation fraud that harms law-abiding contractors and taxpayers. Matt Wollers of Braxton and Sons said his company loses bids to competitors that misclassify workers, creating a labor-cost advantage of 30% or more, and asked for meaningful enforcement rather than new legislation, including regular unannounced jobsite visits. Jesse Madison of Purple Tally Productions said misclassification is anti-competition and described examples from live events and entertainment, urging front-end checks on workers’ compensation, unemployment coverage, and W-2 versus 1099 status before work begins. The next testifier, Ben Ballou of the Minnesota Nurses Association, began his remarks as the transcript ended.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 3, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • overpayment from a past claim. overpayment from a past claim.
  • . claims. claims.
  • , SHIPTA all of their medical claims, SHIPTA all of their medical claims, which<01:42:35.920>
  • <01:42:42.120> And all payers claim claims database.
  • And all payers claim claims database.
Summary: The committee heard several administration bills related largely to workers’ compensation and unemployment insurance. On HB 2323 HD1, which would modernize workers’ compensation notice and filing procedures, DLIR and other agencies testified in support of the original bill language but said HD1 removed key components and weakened the bill’s clarity and continuity. HB 2324 HD1, which would repeal state hoisting-machine certification requirements and the separate crane operator certificate, drew support from DLIR; members asked about whether the change would affect safety or local operators, and DLIR said OSHA-compliant certifications already exist and the union supported the change. HB 1509 HD1, which would require faster employer responses to treatment plans and impose penalties for nonresponse, received support from DLIR and others, while DHRD said it wanted an amendment. The committee also took up HB 2164 HD1 on compounded prescription drugs in workers’ compensation. DLIR supported the bill as a way to define compounded drugs and curb inflated pricing, but DHRD and a medical provider opposed it and asked for amendments. Testimony focused heavily on whether the definition should include 503B compounding facilities and whether physician dispensing should be limited to the first 30 days after injury. HB 2165 HD1, dealing with unemployment insurance eligibility and removing the two-year limit on recouping overpayments, was supported by DLIR but opposed by Unite Here Local 5, which argued it would make it harder for striking workers and other claimants. Members questioned the impact of changing reporting deadlines from calendar days to business days and raised concerns about future benefit offsets; DLIR said the bill was needed for federal conformity and that the committee would revisit the offset percentage and effective date. Later, the committee heard HB 2367 on pay transparency, requiring salary ranges in job postings and removing the small-employer exemption. The Hawaii Civil Rights Commission, AAUW, Hawaii Women Lawyers, and an individual testifier supported the bill, saying pay transparency promotes fairness, trust, and pay equity; one testifier described being underpaid compared with a predecessor and said posting ranges would save applicants’ time. HB 2619 HD1, concerning homemade food products and farm kitchens, received generally supportive comments from the Department of Health, which requested an amendment to preserve flexibility in future rulemaking. HB 1765 HD1, on spear-fishing safety warnings, drew support from a safety educator and comments from DLNR; supporters said warning labels would help prevent hypoxic blackout deaths and were low-cost and easy to implement. No votes or final committee actions were taken in the portion of the meeting provided.
WY

Wyoming 2026 Regular Session

Joint Appropriations Committee, January 5, 2026 - AM

Appropriations

Transcript Highlights:
  • the actuarial process what those claims might cost.
  • compensation claims. compensation claims. Okay. Okay. Okay. >> And<00:29:28.679> Mr.
  • process what those claims might cost. process what those claims might cost.
  • as far as denial of a claim versus approving of the claim in workers’ unemployment?”
  • <00:33:21.760> versus denial of a claim versus denial of a claim versus uh<00:33:23.240>
Keywords: 916, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, March 5, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • crucial first step to unlock the process crucial first step to unlock the process to<00:50:58.640
  • <02:53:48.600> quote Childhood Cancer and claim quote Childhood Cancer and claim quote reversing
  • The reality is that the EPA has been regulating process involved in tire manufacturing since 2002.
  • <02:59:54.319> about upgrades so any doomsday claims about upgrades so any doomsday claims
  • Because he challenged the President about his claim that he's got a mandate to cut Medicaid.
NM

New Mexico 2026 Regular Session

House - Taxation and Revenue Feb 9th, 2026 at 08:35 am

House Taxation & Revenue

Transcript Highlights:
  • And then the timing at which those credits get claimed and whether they get carried forward...
  • Madam Chair, the cap, again, is on the certification by EMNRD, not the claim with TRD.
  • That's separate than the credit claim process through TRD, where you can claim and be paid the credit
  • Claim process through TRD, where you can claim and be paid the credit as you have tax liability, and
  • Does that take place at the end of the taxing process? Thank you. Mr.
Keywords: 996, all
CA
Transcript Highlights:
  • and processed more claims than we have in any other fiscal year.
  • There's a million-dollar claims, but, like you said, probably 80% of the claims are under $500.
  • the budget process.
  • To do this through the normal process and not through the budget process.
  • the budget process. to do this through the normal process and not through the budget process but I know
Summary: The committee opened with the State Controller’s Office May Revision requests, including funding for Fiscal book-of-record stabilization, a Broadcom IDMS licensing adjustment, the California State Payroll System, ACFR reporting automation, and $3 million for unclaimed property outreach. Testimony emphasized progress on Fiscal becoming the state’s accounting book of record in July, faster ACFR publication, and the move to electronic unclaimed property claims. Members asked about the size of the unclaimed property fund and how quickly money is transferred to the General Fund; the Controller’s office said about $15 billion is held, with most excess transferred regularly, and the LAO noted the fund is the General Fund’s fourth-largest revenue source. No concerns were raised by Finance or the LAO, and the item was closed after no public comment. The committee then heard the administration’s proposal to tax prewritten digital software and software-as-a-service, with Finance saying it would modernize sales tax treatment and raise an estimated $450 million General Fund and $560 million local revenue in 2026-27. The LAO supported modernizing the tax but suggested broader digital goods coverage and a business-use exemption; industry and taxpayer groups opposed the proposal, warning of higher costs for consumers and businesses. Members also heard CDTFA’s administrative request tied to the proposal, plus a separate CDTFA budget reduction reflecting lower operational needs; that reduction was presented as a savings item and drew positive reactions. Next, the committee considered federal conformity for “Trump accounts,” which would align California tax treatment with federal rules for tax-deferred children’s accounts and avoid tracking burdens for families. The LAO recommended approval, and the item drew no opposition. The committee also heard a proposal to cut the first-year $800 annual business tax to $400 for LLCs, LPs, and LLPs; Finance argued it would lower startup costs and encourage new business formation, while the LAO said the benefit was not well targeted and could subsidize entities that would form anyway. Members discussed the policy tradeoff, and public commenters split between support for small business relief and concern about revenue loss. The final major revenue item was a permanent business tax credit limitation, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability, while excluding the low-income housing tax credit and personal income tax credits. Finance said it would raise significant revenue from large profitable corporations, and the LAO said it was a reasonable option but noted it would mainly affect the R&D credit and could have future implications for programs like California Competes. Public testimony was sharply divided, with business groups opposing the cap and anti-poverty advocates supporting it as a way to recapture revenue. The committee also heard FTB’s CalFile realignment request, which would return most of the direct-file-related resources to the General Fund while retaining a smaller staff to improve CalFile, and the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which members and advocates supported despite relatively modest annual donations. The hearing continued with GoBiz proposals on civic media funding, CA RISE reappropriation, and a semiconductor facility reversion, with the LAO supporting the latter two and members raising questions about the civic media program’s scope, outreach, and inclusion of broadcast and ethnic media.
NH

New Hampshire 2026 Regular Session

Senate Education Finance (04/13/2026)

Education Finance

Transcript Highlights:
  • by the state and establishing monitoring program verifying accuracy and allowable claims. if you're
  • Claims must be related to and tied directly to an...
  • We believe that that type of claim.
  • Um, and I'm here in education process.
  • Getting your child an IEP is not an easy process.
Keywords: 1191, senate, all
NH

New Hampshire 2025 Regular Session

House Election Law (02/21/2025)

Election Law

Transcript Highlights:
  • vote in New Hampshire they are claiming vote in New Hampshire they are claiming that<00:17:36.679
  • bit so the absentee voting process bit so the absentee voting process is<00:25:31.799> is
  • I would echo that process.
  • That's the process.
  • That govern the voting process.
Keywords: 1189, house, all
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/18/2026 #2

Maryland Senate Floor Meeting

Transcript Highlights:
  • <00:23:08.840> for the bill and establishes a process for the bill and establishes a process
  • <00:31:27.440> of development rights and the process of development rights and the process
  • administrative process for review. administrative process for review.
  • how this whole process works internally. how this whole process works internally.
  • would for any other collection process. would for any other collection process.
Summary: The Senate reconvened with a quorum present and then proceeded through committee reports, largely adopting favorable reports and amendments without objection. Early measures included SB 530, which funds grants for multigenerational social connection programs for older adults; SB 731, clarifying the legal status of the Maryland Statewide Independent Living Council; SB 809, directing a feasibility study on a caregiver infrastructure program; SB 860, creating an Aging Resilience Fund with reporting and budget protections; SB 910, requiring insurance reimbursement for services provided by graduate-level clinical interns under supervision; and SB 972, making several Baltimore City alcoholic beverages licensing changes. Each of these bills was advanced to third reading after committee amendments were adopted. The Finance Committee also advanced SB 555, establishing a Dementia Services and Brain Health Program and a provider resource toolkit for dementia care; SB 757, creating a Maryland Local Sourcing Portal to connect businesses with local sources for tariff-impacted goods; SB 772, creating an employment training and opportunity database to help people qualify for or maintain Medicaid and SNAP; SB 792, requiring hospitals to adopt and train staff on immigration-enforcement policies consistent with Attorney General guidance; SB 869, establishing a workforce training pilot program through Commerce and community colleges; SB 905, creating an advanced manufacturing grant program through TEDCO; and SB 974, changing who may serve as inspector for the Caroline County Board of License Commissioners. Most of these bills were reported favorably with technical or narrowing amendments and then ordered printed for third reading. Budget and Taxation advanced SB 28, which would create binding arbitration for state employee collective bargaining impasses and include a proposed constitutional amendment requiring funding in the Governor’s budget; SB 466, expanding a physician preceptor tax credit and adjusting training-hour requirements; and later SB 704, concerning estate tax treatment for qualified agricultural property transferred to an LLC. SB 557, a gaming-related bill, was laid over until the end of the evening at the majority leader’s request. In the Education, Energy, and the Environment report, the committee advanced SB 35 on a state natural science museum designation, SB 166 on shellfish aquaculture permit sanctions, SB 189 on municipal drainage inlet safety requirements prompted by a child’s death, SB 242 on civil relief for service members and spouses, SB 266 on local regulation of invasive trees and tree-of-heaven, and SB 267 on a corporate rental-property registry and local housing application review process. SB 267 drew a brief question from the minority leader, who asked whether prior opposition remained and how the amended bill differed; the sponsor said the opposition had gone away and described the bill as now focused on a responsible-owner registry and an administrative review process.
NH

New Hampshire 2025 Regular Session

Senate Judiciary (04/24/2025)

Judiciary

Transcript Highlights:
  • Fifth, better claims management.
  • So transparency in the litigation realm can improve claims management processes, allowing insurers to
  • identify common issues that lead to disputes. can improve claims management processes, can improve claims
  • , such as individual claims that individuals might have against daycares, products liability claims,
  • c> are<02:21:55.920> made YDC claims because YDC claims are made YDC claims because YDC claims
Keywords: 1191, senate, all