Video & Transcript : 'surplus hardware' :
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on State Administration and Regulatory Oversight Jun 21st, 2026 at 01:00 pm
Joint Committee on State Administration and Regulatory Oversight
Transcript Highlights:
- Instead, it empowers state agencies to select the software vendors and hardware environments that best
- So in the language it says, designed to run on generally available hardware.
- I’m here today in support of H. 3391, an act relative to government surplus supply.
- When a town or other government body disposes of surplus, it is obliged to realize fair value for surplus
- When a town or other government body disposes of surplus, it is obliged to realize fair value for surplus
Summary:
The Joint Committee on State Administration and Regulatory Oversight heard testimony on several procurement-related bills. Senator Lovely and steel industry witnesses supported S. 2167/H. 3411, which would require preference for U.S. manufacturers on public construction projects using steel and other materials. They argued that Canadian and other foreign fabricators underbid Massachusetts firms because of exchange rates, subsidies, and different labor-cost structures, causing local job losses and economic leakage. Committee members asked about tariffs, market share, and whether the bill should be folded into broader municipal legislation; the witnesses said public work should stay in Massachusetts and that the bill would help preserve local industry and jobs.
The committee also heard strong support for S. 2107, a bill to increase employment opportunities for people with disabilities in state and municipal contracting. Work Inc. testified that a preference for contractors employing people with disabilities would expand competitive employment, reduce reliance on public assistance, and generate net savings for taxpayers. Members asked about the estimated savings and whether recent federal changes to benefits would affect the numbers; the witness said the figures may need updating but that the underlying employment opportunity remains important. Another bill, H. 3339/S. 2187, would prohibit state and municipal contracts for new artificial turf fields containing zinc, plastic, or intentionally added PFAS. Sponsors and supporters cited health risks, heat retention, injuries, and PFAS contamination, while committee members discussed local bans, disposal problems, and whether indoor facilities or alternative materials could be used.
Inspector General Jeffrey Shapiro testified in favor of H. 12 and H. 13, which would update Chapter 30B procurement thresholds and allow municipalities to bundle snow hauling and removal with plowing contracts. He said the changes would give local governments more flexibility, reduce confusion between school and municipal procurement rules, and make snow contracts more attractive to vendors. Members questioned whether quasi-public agencies and state entities should also be subject to 30B, and Shapiro said many public entities have their own procedures but that transparency and fairness should apply across the board. The committee also heard support for S. 2150, a software licensing bill aimed at preventing vendor lock-in by ensuring state agencies can run purchased software in the infrastructure that best fits their needs; the witness said restrictive licensing can drive up costs and create cybersecurity and modernization problems, and that similar laws have already passed in several other states.
WA
Washington 2025-2026 Regular Session
Senate Early Learning & K-12 Education Jan 28th, 2026
Transcript Highlights:
- technology hardware.
- Equipment, materials, or relocatable facilities are deemed surplus and are for sale or for lease.
- Alternatively, school districts and educational service districts may elect to grant surplus personal
- The proposed substitute before you allows school districts and ESDs to sell surplus technology hardware
- This bill recognizes that surplus laptops still have value.
Summary:
The committee began by waiving the five-day notice rule for Senate Bill 6320, then heard Senate Bill 6222, which would let school districts and educational service districts sell or grant surplus technology hardware such as laptops and tablets to public school students and recent graduates, with priority for low-income students. The sponsor and supporters said the bill would help students keep access to devices they need for homework, college, and work, while preserving existing surplus procedures. Testimony was generally supportive, including from district technology staff and students, though one question raised whether tribal compact schools would be included.
The committee then heard Senate Bill 6263, which raises school district public bid thresholds to reflect inflation and reduce procurement costs. The sponsor said the limits had not been updated in about 20 years and should be aligned with other local governments. Supporters from school employees, finance officers, and school coalitions said the change would save time and money and reduce delays in maintenance and purchasing. Testimony on Senate Bill 6261, which would require parents of six- and seven-year-olds not enrolled in school to file annual declarations of intent about their child’s education, was overwhelmingly opposed by homeschool families and advocates. Opponents argued it would add bureaucracy, create privacy concerns, and burden families, while the superintendent of public instruction supported the bill as a way to improve enrollment data and planning. The sponsor said it was about knowing where children are and right-sizing school systems.
The committee also heard Senate Bill 6118, requiring cardiac emergency response plans in schools and athletic facilities. The sponsor, who spoke about losing her brother to heart failure, said schools need faster, better-prepared responses to cardiac emergencies. Supporters, including parents, students, and community advocates, described personal experiences with sudden cardiac events and said the bill could save lives by ensuring AEDs, CPR training, and practiced response plans. Finally, the committee heard Senate Bill 6320 on alternative learning experiences. The bill would restrict online and remote ALE providers to public or nonprofit entities and reduce levy equalization funding for remote/online ALE, with limited exceptions for medically fragile or severely bullied students. Supporters argued it would keep public education public and encourage in-person learning, while opponents—including superintendents, online program operators, students, and homeschool advocates—warned it would displace thousands of students, harm successful programs, and reduce family choice. No final votes were taken on the bills in the portion provided.
MO
Transcript Highlights:
- And now this mistake has been found, and we have a—I won't use the word surplus.
- This is all of their hardware, software, data charges, etc.
- This is their IT hardware, software, licensing costs, etc.
- This is all of their specific hardware, software, etc.
- Again, all of their software, hardware, annual licensing costs, etc.
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026 at 09:30 am
Business and Insurance
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026
Business and Insurance
Transcript Highlights:
- But this streamlines the surplus lines process. It's an OID request bill.
- collect and take action against nonpayment of premium taxes, which is really our only regulation for surplus
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
Summary:
The Business and Insurance Committee considered a long agenda of bills and executive nominations. Among the bills, it advanced measures to update fire extinguisher industry age restrictions and application rules (HB 381), create a five-day cancellation right for homeowners after severe storm-related contracts (HB 3790), require a biennial workers’ compensation medical fee schedule update (HJR 1023), create the Oklahoma Home Services Act to standardize home service contract disclosures (HB 4139, amended to correct a wording error), cap surcharge fees and add a career tech exemption (HB 3041), create the Oklahoma Tolling and Recovery Board (HB 3297), allow expired electrical contractor licenses to be reinstated without re-examination (HB 3673), clarify who is not a security guard for licensing purposes (HB 4105), create a licensing framework for in-ground pool contractors effective November 1, 2027 (HB 3338), and streamline surplus lines insurance procedures and premium tax enforcement (HB 3048). One bill on smokeless tobacco taxation (HB 3983) drew extended debate over whether a weight-based tax would be fairer and revenue-neutral; after questions about health impacts, reporting, fraud concerns, and inflation, the bill failed to receive a second and was left in committee. HB 3041 also drew significant debate over whether it would effectively allow higher credit card surcharges, but it ultimately passed 5-4.
The committee also heard numerous executive nominations, all of which were approved and sent to the full Senate. Those included Michael Stop and Michael Bauer to the Oklahoma State Athletic Commission, Michael Cantrell and Burrell Sears to the Oklahoma Abstractors Board, Richard Willoughby to the State Board of Licensure for Professional Engineers and Land Surveyors, E. Keith Mitchell and Andrew Revelis to the ABLE Commission, Jackie Ward to the alarm, locksmith, and fire sprinkler industry board, Terence Shreve to the Used Motor Vehicle Dismantler and Manufacturer Board, and Adra Berry as Cabinet Secretary of Licensing and Regulation. Nominees generally described their professional backgrounds and commitment to public safety, regulation, or industry expertise, and several senators spoke in support of their service. Most nominations passed unanimously or near-unanimously.
AZ
Arizona 2026 Regular Session
03/05/2026 - Joint Legislative Budget Committee
Joint Legislative Budget Committee
AZ
Arizona 2026 Regular Session
03/05/2026 - Joint Legislative Budget Committee
Joint Legislative Budget Committee
Transcript Highlights:
- As background, the election costs less than expected, and there was a surplus.
- The cost was less than expected, and there was a surplus.
- Chairman, we're talking hardware and not personnel. Mr. Chairman, Senator Kavanaugh, both.
Summary:
The Joint Legislative Budget Committee approved the minutes from its January 29, 2026 meeting and then took up a request involving surplus funds from the FY 2026 special election appropriation for the vacant U.S. Congressional District 7 seat. JLBC staff explained that the election cost less than expected, leaving $2.49 million available for transfer to the Secretary of State’s operating budget. The proposed use included $500,000 for 2026 primary and general election costs, $240,000 for physical security at Secretary of State events from March through June 2026, and $1.7 million for county-related expenses, including the state’s share of the voter registration database. Staff said the Secretary of State had originally requested more, but the proposal excluded some amounts for prior security costs and future database replacement planning.
Committee members questioned the physical security spending, asking what it covered and whether it was for personnel, hardware, or other measures. The Secretary of State’s representative said the details were sensitive for security reasons, but described it as a mix of physical presence, preventative measures, and security-related equipment at public events. Members also raised concerns about the state’s voter rolls, DOJ litigation, and the cost of ongoing legal disputes, asking for more information on meetings and litigation expenses. The representative said the office was in communication with federal officials and that the transfer itself would not be used for litigation.
The Vice Chair moved a favorable review of the item with three provisions: monthly expenditure reporting to JLBC staff beginning April 15, 2026 through December 2026; a prohibition on using the transferred funds for litigation; and a prohibition on using the funds for contracts with individuals. The discussion also noted that the committee’s review is advisory and does not necessarily prevent the agency from spending funds, though members said future budget decisions could take the agency’s actions into account.
CT
Connecticut 2026 Regular Session
Finance Advisory Committee May 14th Meeting May 14th, 2026
Transcript Highlights:
- It's the overall surplus that we have in our PS from fiscal year 26, and it's predominantly related to
- Of course, CT runs in the Oracle cloud, so Oracle maintains the hardware up there.
- So Oracle maintains the hardware up there, and we perform the patching based on the software they issue
Summary:
The Finance Advisory Committee approved the minutes of its April 2 meeting and then took up three budget transfers. The first, FAC 2026-6 for the Office of the State Treasurer, moved $75,000 from personal services to other expenses to pay for consultant help applying for federal energy credits under the Inflation Reduction Act’s direct pay provisions. Treasurer’s office staff said the agency had one open position and several others pending posting, and members discussed how the transfer related to vacant positions and the committee’s budget display.
The second item, FAC 2026-7 for the Office of the State Controller, transferred $700,000 from personal services to other expenses to cover higher Core-CT software maintenance and licensing costs. Comptroller staff said the office had 21 open positions, most in Core-CT, and explained that the system, implemented in 2003, receives regular quarterly and monthly updates from Oracle. Members also discussed how the system serves payroll, HR, purchasing, accounting, and related functions for many state agencies, including UConn and the Board of Regents.
The final item, FAC 2026-8 for the Department of Veterans Affairs, transferred $700,000 from personal services, the veterans opportunity pilot, and headstones accounts to other expenses for year-end operational needs. Commissioner Ron Welch said most vacancies were in the skilled nursing facility, food service, and physical plant, with staffing challenges especially for nurses and aides. He also explained that the veterans opportunity pilot never fully launched, that the Institutional General Welfare Fund has been depleted and the agency now relies more on general fund support, and that the department faces rising food, utility, and pharmaceutical costs, including a federal VA reimbursement change that will leave the state responsible for medication costs by 2027. All three transfers were approved, and the meeting adjourned.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (01/28/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- </c><04:10:17.600><c> that</c> components, software, or hardware that components, software, or hardware
- </c> installed that's the hardware installed that's the hardware >> correct >> correct >
- </c> vehicles that have this hardware vehicles that have this hardware subscription<04:27:09.600><c>
- </c><04:27:55.840><c> I</c> services. um but not for hardware. I services. um but not for hardware.
- You know, denied any onboard hardware?
ID
Transcript Highlights:
- Hardware and closed captioning for Idaho in session...
- Hardware and closed captioning for Idaho in session is provided by the Idaho Legislature and Idaho Legislative
- We have a balanced budget amendment and we have some surplus funds.
- So we actually have a surplus of about $7,000 per taxpayer.
- So we actually have a surplus of about $7,000 per taxpayer in the black, as opposed to 25 states being
Summary:
The House convened with a quorum, approved the journal, and received committee reports advancing several bills to second reading. Those reports included measures on public records, collective bargaining, foreign laws, Capitol Mall regulations, sex offender registration, taxation, transportation, solid waste, cottage food operations, and a concurrent resolution on second reading. The House also introduced and referred House Bills 600 through 605, covering topics such as public records complaints, taxpayer funding of government unions, foreign laws, Capitol Mall camping and property rules, sex offender registration, and tax subtractions for tips and overtime.
The main floor debate centered on House Concurrent Resolution 25, which calls on Congress to propose a balanced budget amendment through an Article V convention process. Supporters argued the federal debt is unsustainable, that states must act to pressure Congress, and that Idaho should use its constitutional authority to force fiscal discipline. Opponents warned that an Article V convention could become a runaway convention, expose the Constitution to broader changes, and create risks from lobbyists, Congress controlling the process, and unclear delegate rules. Several members also raised concerns about the lack of sideboards and the possibility that ratification procedures could be altered.
After extensive debate, the House passed HCR 25 by a vote of 36-34 and sent it to the Senate. The chamber then held remaining third-reading bills at their current place until Monday, February 9, 2026, took several personal privilege and announcement items, and adjourned until 11 a.m. that day.
ID
Transcript Highlights:
- learned when we were in Garden Valley where businesses had been non-renewed and been forced into surplus
- out talking to people in Idaho, North Idaho, propane, the automobile parts places, O'Reilly, the hardware
- out talking to people, Idaho, North Idaho, propane, the automobile parts, places, O'Reilly, the hardware
- So you would see something like the excess and surplus lines, where there'd be opportunities.
- So you would see something like the excess and surplus lines, where there'd be opportunities.
Summary:
The committee first approved the February 11 minutes, then unanimously sent House Bill 721 to the floor with a due pass recommendation. HB 721, sponsored by Representative Crane, expands an existing 30-day initial plan review timeline from public school projects to all public works projects. Crane and supporters from the Idaho Associated General Contractors said the bill would improve efficiency, reduce regulatory burden, and let projects go to bid sooner; no opposition testified.
The committee then heard extensive testimony on House Bill 618, a wildfire insurance transparency bill sponsored by Representatives Sauter and Church. The bill would require insurers using wildfire or catastrophe models to disclose certain risk-model information and mitigation-related details to policyholders and to the Department of Insurance, with annual data collection and website posting. Sponsors and several homeowners and fire-related witnesses said the measure would help consumers understand nonrenewals, appeal ratings, and learn what mitigation steps matter; opponents, including the American Property Casualty Insurance Association and some committee members, argued it could expose proprietary information, increase compliance costs, and raise premiums. After debate, the committee rejected a motion to send the bill forward and instead voted to hold HB 618 in committee.
House Bill 817, sponsored by Representative Petsky, was then advanced to the floor with a due pass recommendation. The bill would allow mobile cigar-event businesses and related “cigar garden” operations under tobacco permitting rules, with age restrictions and compliance checks still in place. Supporters described it as a small-business and entrepreneurship update, while opponents worried mobile retail would make tobacco compliance enforcement harder; the sponsor said the Department of Health and Welfare believed enforcement could still work.
Finally, the committee began hearing House Bill 801 from Representative Redman, which would ease land-use barriers for faith-based organizations to develop housing and related uses on religious land. Redman said the bill is intended to help churches use underutilized land for attainable housing and services, while preserving guardrails such as setbacks from heavy industrial uses, airports, and military zones. Members raised concerns about parking, building height, setbacks, and airport rules, and Redman said he was open to amendments; the transcript ends during that discussion before any final action on HB 801.
ID
Idaho 2026 Regular Session
Agenda Feb 24th, 2026
Transcript Highlights:
- This included $371,000 for nine replacement vehicles and $162,700 for IT hardware.
- This included 371,000 for nine replacement vehicles and 162,700 for IT hardware.
- You could also look at it like, you know, Idaho has a revenue surplus paying Oregon's debt, if they had
- However, the Legislature did authorize $176,700 one-time for IT hardware replacements.
Summary:
The committee first heard a report from the Joint Millennium Fund co-chairs on recommended uses of Millennium Fund dollars. The recommendations included one-time funding for juvenile safety assessment centers and child advocacy centers, ongoing funding for the Upper River Youth Leadership Council Recovery Center, $5 million for a statewide drug awareness media campaign, and $25 million one-time for Medicaid claim payments to reduce the general fund impact in fiscal year 2027. Members asked about the Medicaid recommendation because the fund had previously been directed away from Medicaid; the co-chairs said the request was made in light of a revenue downturn and was intended as one-time funding, with any unused balance returned. The report was accepted by unanimous consent.
The committee then reviewed the Division of Occupational and Professional Licenses. Legislative staff summarized the division’s consolidation of licensing boards, staffing, fee-balance management requirements, and the governor’s and committee’s budget recommendations, including vehicle replacement and IT hardware requests. Administrator Russ Barron said the division has reduced overall expenditures since consolidation, improved licensing and inspection timeliness, and used fee changes, fee holidays, and board mergers to keep board balances within the target range. Members questioned rising personnel costs, the use of opioid settlement funds for prescriber DEA fees, the continued need for a 10% transfer exemption, vehicle replacement timing, and how complaints and discipline are handled; Barron said complaints drive investigations, boards set fees subject to legislative approval, and a universal discipline bill could improve consistency.
Finally, the committee heard the state lottery budget. Staff described lottery revenues, prize payouts, dividend distributions to schools and state buildings, and a small one-time request for replacement computers. Director Andrew Arulenandum said the lottery has reduced management layers, renegotiated major contracts for significant future savings, and is trying to improve performance without relying heavily on paid advertising. Members asked about the role of lottery detectives, the return on advertising spending, and the need for MacBooks and iMacs; he said detectives investigate theft and other lottery-related crimes, advertising results are hard to isolate from jackpot size, and the Apple equipment is needed for in-house design work. The committee concluded its business and adjourned, with a reminder about upcoming budget-setting work sessions.
WY
Wyoming 2026 Regular Session
House Floor Session-Day 4, February 12, 2026-PM
Wyoming House Floor Meeting
Transcript Highlights:
- And right now, we're posting a surplus.
- </c> And right now, we're posting a surplus. And right now, we're posting a surplus.
- </c><01:13:42.480><c> according</c> We're going to have a surplus according We're going to have a surplus
- ,</c> inclusive of the replacement hardware, inclusive of the replacement hardware, computers,<01:46:
- </c> for information technology hardware for information technology hardware that's<03:24:59.439><c>
NH
New Hampshire 2025 Regular Session
Joint Committee on Dedicated Funds (09/24/2025)
Transcript Highlights:
- . >> Um, page six, the surplus distribution fund.
- >> No. >> Okay. >> Um, page six, the surplus distribution fund.
- uh revol you talks about a a surplus uh revol you know<00:54:23.440><c> surplus</c><00:54:23.839><c>
- So that that way and the food surplus.
- You had a surplus food very similar.
Summary:
The meeting began with approval of partial minutes, with members noting that DHS/HHS material was not yet included and that the minutes would be finalized later. The committee then heard from the General Court about several dedicated funds. Testimony explained the Joint Legislative Historical Fund, which receives a $25,000 annual general fund appropriation and transfers from visitor center sales above a $50,000 threshold, and is used for portrait maintenance, chamber work, Hall of Flags upkeep, and other historical preservation needs. Members also discussed the preservation of the Civil War flags in the Hall of Flags, with the General Court stating the flags are monitored through annual high-definition photos and that no immediate stabilization project is planned. A question about Union cemeteries was raised but the witness said he had no knowledge of federal funding for them.
The committee also reviewed the visitor center revolving fund and noted that the accounting presentation is confusing because transfers are netted out so the fund ends each year at $50,000. Members suggested the narrative should clearly identify the transfer amounts and actual revenue, and staff agreed to note that in future reporting. The General Court then described its special legislative account as a stability reserve for capital and emergency needs, citing past uses such as the plaza ADA renovation, the legislative parking garage, and moving operations to One Granite Place. Members asked about interest earnings and were told the account is held in the treasury and any interest goes to the general fund unless statute directs otherwise; no additional funding was recommended at this time.
The Department of Administrative Services then presented the law enforcement memorial fund, explaining it is a long-standing leftover construction fund with a small balance that has not been needed because the New Hampshire Law Enforcement Memorial Officers Association privately funds memorial upkeep and plaques. Members discussed whether the state should transfer the remaining money to the nonprofit, but no decision was made; the department said it would research whether such a transfer is legally possible. The department also reviewed the former land conservation endowment fund, now moving to Fish and Game under House Bill 2, and explained that it primarily covers administrative costs, management fees, and investment losses for a long-term conservation program. Members asked about the fund’s large balance and the increase in expenses, and were told the fund is intended to last indefinitely and that future reporting will shift to Fish and Game.
AZ
Arizona 2026 Regular Session
06/10/2026 - House Republican Caucus Calendar #25
Transcript Highlights:
- so this ITSPF, we are in a multi-year expansion and upgrade of all of the Department of Revenue's hardware
- The back-end work of money movements is a big deal, and upgrading these hardware and software systems
- And with that, I'm available for questions. and upgrading these hardware and software systems is critical
- Members, yes, but we are telling ourselves that, so we are not using any of the budget surplus, the budget
WY
Transcript Highlights:
- . >> 5.2 million for hardware and 3 million for software.
- . >> 5.2 million for hardware and 3 million for software.
- </c><00:13:10.800><c> Um</c> hardware conversation. Um hardware conversation.
- </c> the five million would be that hardware the five million would be that hardware cost<00:16:18.320
- So surplus that the Department of NI coordinates the sale of all of those.
OK
Oklahoma 2026 Regular Session
Commerce and Economic Development Oversight REVISION 2: HB3127 - Added Mar 5th, 2026 at 10:30 am
Commerce & Economic Development Oversight
Keywords:
HB3783, plumbing apprentice, endorsed apprentice, endorsed plumbing apprentice, journeyman plumber, plumbing license, Construction Industries Board, Committee of Plumbing Examiners, apprenticeship, trade license, vocational education, occupational licensing, professional licensing, Title 59, Plumbing License Law of 1955, licensure exam, journeyman examination, apprentice registration, plumbing industry regulations, administrative penalty
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Health Subcommittee Feb 9th, 2026 at 04:30 pm
A&B Health Subcommittee
Keywords:
dental insurance, claims, medical necessity, appeal procedures, dentist reimbursement, education, vision screening, binocular vision, kindergarten, elementary education, health, family caregiver, tax credit, activities of daily living, elderly care, Oklahoma tax law, HB3066, Health Care Workforce Training Commission, workforce recruitment, health care workforce
TX
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- The chair lays out SB455 by Middleton relating to arbitration provisions and certain surplus lines insurance
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage