Transcript Highlights:

• , not someone who's scamming, not someone who's scamming, >> right?
• <01:27:40.719> call<01:27:40.960> scamming<01:27:41.360> you, the scamming call
• scamming you, the scamming call scamming you, >> I'm<01:27:42.239> going<01:27:42.320><
• Because yesterday we saw all the testimony—it's all scam, scam, scam.
• c> like<01:49:59.360> scams<01:49:59.760> happen these kiosks, just like scams happen

Keywords: 928, house, all

Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.

Transcript Highlights:

• <00:30:55.280> So these scams. So these scams.
• We are hearing a lot about our citizens being scammed.
• We are hearing a lot about our citizens being scammed.
• I'll give our citizens being scammed.
• That was citizens from fraud and scams.

Bills: HB0098, HB0075, HB0041, HB0101

Keywords: gun control, Second Amendment, constitutional rights, misdemeanor, law enforcement, virtual currency, kiosk, financial institutions, regulation, Wyoming Money Transmitters Act, penalties, death benefits, retirement, survivor support, public safety, guardianship, monitoring, ward protection, financial independence, case management

Transcript Highlights:

• Are we seeing more senior scams? Are they developing in a different way?
• Some local communities have sought to ban them because of the scams.
• Some local communities have sought to ban them because of the scams.
• But here is a company where you had employees at the company The scams.
• And who is being scammed?

Keywords: 995, all

Summary: The joint budget hearing opened the FY27 budget process with remarks from the Senate and House Ways and Means chairs, who described the fiscal outlook as challenging because of slow revenue growth, rising health care and other costs, and uncertainty from federal policy changes. Governor Healey and Secretary of Administration and Finance Matthew Gorzkowicz then presented House 2, a $62.8 billion budget that they said grows by about 1% and does not raise taxes or fees. They emphasized affordability, fiscal discipline, protection of core services, and continued investment in education, transportation, housing, child care, health care, and public safety. The administration also discussed a separate bill to delay and phase in certain federal tax-code changes from the so-called OB3 law, especially research and experimental expense provisions, to reduce immediate budget impacts and preserve competitiveness. A major portion of the hearing focused on education and municipal aid. The administration said House 2 provides about $7.6 billion for Chapter 70 aid, fully funds the final year of the Student Opportunity Act, increases special education circuit breaker funding, and raises rural school aid. Senators and representatives from both parties raised concerns that Chapter 70 and other aid formulas are not equitable for small, rural, and low-wealth communities and are not keeping pace with inflation, and several called for broader review of the formula and related funding streams. The governor and secretary said they are open to further discussion, pointed to additional support through rural aid, special education, transportation reimbursements, and minimum aid, and said total Student Opportunity Act investment would reach about $2.1 billion over the life of the law. Transportation, housing, and fair share spending were also central topics. The administration said fair share revenues are being used holistically, with education-heavy spending in the operating budget and transportation-heavy spending in the supplemental budget, and estimated the overall split to date at roughly 57% education and 43% transportation. They highlighted MBTA stabilization, regional transit authority support, microtransit, fare-free regional transit, and bridge and commuter rail investments, while noting the MBTA remains a major fiscal concern. On housing, the governor stressed production, permitting reform, ADUs, down-payment assistance, and support for public housing authorities, while lawmakers pressed for more funding for local housing authorities and for ways to address out-migration, energy costs, and affordability. The governor also said the administration will not withhold fire safety grants from communities over MBTA Communities Act noncompliance and will handle such issues case by case. No votes were taken at the hearing; it was an informational presentation and question-and-answer session.

Transcript Highlights:

• government impersonation scams.
• > that The scams, the stories that The scams, the stories that that<00:45:05.280> they<00:
• and just queued up the scam to start.
• They do fit the profile of uh scam.
• So um I appreciate legislation scams.

Keywords: 958, all

Summary: The House convened with 98 members present, declared a quorum, approved the prior journal, and received Senate concurrence requests on Senate Bills 263, 281, and 324. The chamber then moved through second readings and committee reports on a range of measures, including education, agriculture, banking and insurance, judiciary, licensing, and task force resolutions. Among the reported bills were measures on KEES scholarships for non-certified schools, a residential safe room rebate program, dual credit scholarships, impeding a first responder, motor vehicles, tallow-based cosmetic products, animal health emergencies, mortgage loan income limits, deferred deposit fees, child protection, Attorney General operations, corrections operations, school leadership, school transportation, advanced mathematics coursework, and task forces on charitable gaming and early childhood education governance. The House passed House Bill 642, a Teachers' Retirement System housekeeping bill, after adopting House Committee Substitute 1. The sponsor said the bill updates survivor benefit documentation, raises the daily earnings limit for retired members returning to work from $170 to $200, removes an unused early-return provision, reinstates a pension waiver program, clarifies benefit tier calculations using an earlier participation date in another state system, and allows a parent member to manage payments for a disabled child without a court order. Members asked about substitute teaching limits, retirement penalties, budget impact, and a removed provision involving index funds; the sponsor said he would follow up on the day limits and stated he did not believe the bill would add to unfunded liability. The bill passed 96-0. The House also passed House Bill 780 on recording commissioner’s deeds, after adopting a floor amendment that removed fines and penalties. The bill allows a city to petition circuit court if a deed is not recorded within 30 business days, and the court may compel filing and award costs and attorney’s fees. Members discussed whether the bill effectively created a lawsuit-based enforcement mechanism rather than a fine, and supporters said it would help local governments identify responsible property owners and address code enforcement and public safety issues. The bill passed 96-0. House Bill 541, concerning peace officers, also passed after a committee substitute; the sponsor said it cleans up Kentucky Law Enforcement Council procedures, strengthens certification standards, clarifies revocation language, and reflects input from law enforcement groups. It passed 95-0. House Bill 195, the Kentucky Urban Youth Agriculture Initiative, passed after a committee substitute and floor amendment. The substitute added Kentucky State University Cooperative Extension alongside UK Cooperative Extension, and the floor amendment changed the pilot’s implementation date to January 1, 2027 and adjusted the program’s term timing. Supporters said the bill would expand urban agriculture education, connect youth to food systems and career pathways, and help students in urban counties learn practical agricultural skills; it passed 97-0. The House then took up House Bill 794 on financial exploitation, which expands protections to all adults age 65 and older, adds felony penalties for knowingly, wantonly, or recklessly exploiting those adults, allows the attorney general to seek extradition from another state, and requires investment advisers to complete three hours of continuing education on financial exploitation. Members cited real-world scam experiences and urged stronger penalties, but the bill passed 96-0.

Transcript Highlights:

• You know, I have never believed in the Green New scam. All right. Never.
• <00:20:34.000> You<00:20:34.159> probably New scam. All right. Never.
• You probably New scam. All right. Never. You probably know<00:20:34.559> that.
• No, you don't have to Scam, do you? No, you don't have to answer<00:20:43.280> that.
• scam. Thank you. scam. Thank you.

Keywords: 1187, senate, all

Transcript Highlights:

• And that's House File been scammed.
• has<00:26:34.799> come<00:26:34.960> with<00:26:35.520> the financial scams
• that has come with the financial scams that has come with the explosion<00:26:36.159> of<00:26
• that Minnesotans lost more than $120 million to unscrupulous criminals through various frauds and scams
• And we think, well, we know that's on the low end because many people who are tricked into scams often

Keywords: 1183, house

Transcript Highlights:

• One of the major scams we see now, One of the major scams we see now is those that have parking tickets
• And then tech support scams are really big.
• We are not just seeing an increase in scams; we are seeing increasingly sophisticated scams, as you've
• Romance scams are alive and well.
• I mean, I think that's a scam. Right?

Keywords: 1184, house, all

Transcript Highlights:

• <00:13:40.000> 98% their state were tied to scams. 98% their state were tied to scams. 98%
• , sure people aren't getting scammed, sure people aren't getting scammed, but<00:15:40.240> two
• So again, um scammed in the situation.
• > rose some markets, ticket scams rose some markets, ticket scams rose significantly<01:03:40.720
• ,<01:13:12.719> lose markets, fans can get scammed, lose markets, fans can get scammed, lose

Bills: SF1750, HF4250, HF3938, HF3904, HF3642

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• Sounds like you are wanting one more Senator Groeneweg speech about green new scam and scientists and
• green new scam funding. Okay. green new scam funding. Okay.
• We should be preemptively addressing that and getting rid of some of this green new scam stuff, which
• , you know, you look at Europe, some of the nations who've gone down this green new scam are hurting
• green new scam are hurting the worst. green new scam are hurting the worst.

Keywords: 1187, senate, all

Transcript Highlights:

• two years, this committee has enacted policies that empower Minnesotans to protect themselves from scams
• <00:03:35.439> and<00:03:35.560> fraudsters<00:03:36.319> promote from scams
• and fraudsters promote from scams and fraudsters promote transparency<00:03:38.480> and<00:03
• As well as, I'd said, scams if it's a scam that's completely outside of our realm, we'd refer that to
• As well as scams, if it's a scam that's completely outside of our realm, we'd refer that to the FTC as

Keywords: 1187, senate, all

Transcript Highlights:

• informed decisions about how and where to spend their hard-earned money, and to protect themselves from scams
• The dismantling of this agency will only make another recession more likely and the scamming of everyday
• things like this will become scammed things like this will become more<00:10:15.120> common<00
• There is the issue of just the volume of scams and schemes.
• and schemes we we just volume of scams and schemes we we just don't<00:15:54.480> have<00:15:

Keywords: 1187, senate, all

Transcript Highlights:

• <01:50:13.760> Um We hear pretty consistently the problems around scams and fraud, and we
• . um they walk those kiosk, it's a scam. um they walk those kuna<01:53:07.840> or<01:53:08.159
• that should get people to not be um scam that should get people to not be um scam um<01:53:21.360
• > scammed<01:53:22.159> the<01:53:22.400> concern<01:53:22.800> we<01:53:
• 23.040> would<01:53:23.280> have um scammed the concern we would have um scammed the concern

Keywords: 912, senate, all

Summary: The committee heard testimony on several health-related measures, with most of the discussion focused on bills addressing tobacco/vape enforcement, psychology licensure, hospital price transparency, prior authorization, and medical cannabis. The chair opened by explaining the one-minute testimony limit and that written testimony had been reviewed. For SB 2175 on disposable electronic smoking devices, the Department of Health said the bill’s placement in litter-control law was not a good fit because disposable e-cigarettes contain hazardous materials like lithium and nicotine, but it supported the intent and pointed to a related measure. Public health and tobacco-control advocates strongly supported the bill, citing youth use, toxic waste, battery fires, and the need to tighten definitions and remove exemptions; a long list of organizations and individuals were noted in support, with no opposition mentioned. For SB 2410, which would create a state directory and enforcement tools for authorized e-cigarette products, the Attorney General’s office strongly supported the measure and said it would help enforce the FDA-authorized list of products through certification, inspections, and civil penalties. The Department of Health said thousands of illegal products remain on the market and cited youth usage rates, while public health groups also supported the bill. One tobacco industry-related witness was noted in opposition. SB 2080, the psychology interjurisdictional compact, drew support from the Department of Corrections, which said it had severe staffing shortages and that the compact would help fill gaps, especially for forensic psychology and neighbor island facilities. Some committee members raised concerns about whether the compact would loosen licensure standards and reduce licensing revenue, and the Board of Psychology was said to be meeting and had not taken a formal position; testimony also noted the need for resources if the compact were adopted. The committee also heard SB 2276 on surgical assistance, with DCCA in opposition and a supporter from the field, but little discussion followed. SB 2277 on hospital price transparency drew support from consumer and patient advocates, who argued that clearer pricing would reduce medical debt and help patients shop for care; DCCA and the Department of Health offered comments, with the department suggesting an alternative enforcement model using outside review entities and noting that implementation would require significant staffing and funding. The Healthcare Association of Hawaii opposed the bill, saying federal transparency rules already cover the issue and state law could create duplication. SB 2282 on prior authorization received comments from insurers and providers; HMSA asked that the bill be set aside pending the report of the prior authorization working group created by Act 151, while the Hawaii Medical Association said prior authorization is a major burden but deferred to regulators on resources. Finally, SB 2413 on medical cannabis was supported by the Office of Medical Cannabis and others, who said the bill would close a patient-access gap by allowing viable seed sales; one witness suggested clarifying jurisdictional language and allowing dispensaries to sell seeds to each other. The committee then began SB 2425 on health insurance, where an addiction treatment provider testified that insurers’ refusal to honor assignment-of-benefits payments can delay reimbursement and create relapse risk for patients, but the transcript cuts off before further action on that bill.

Transcript Highlights:

• scamming them out of their money.
• >> Oftentimes when somebody is scammed the
• Facebook >> Oftentimes when somebody is scammed
• font color="aaaaaa">individual and or the bank and individuals being scammed
• We'll close a big initially scam through this Keywords: 999, senate, all