Video & Transcript Research : 'mortgage fees'

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WA

Washington 2025-2026 Regular Session

House Floor Session Mar 9th, 2026

Washington House Floor Meeting

Summary: The House convened with a quorum, the flag was escorted by the Muckleshoot Veterans Color Guard, and the day opened with a prayer from Dennis Anderson Sr. The House approved the previous day’s minutes, welcomed representatives from the Urban Native Education Alliance, and then moved through caucuses and Senate messages before taking up a long series of third-reading votes on bills that had returned from the Senate. Several measures drew debate over Senate amendments. House Bill 1069, concerning bargaining over supplemental retirement benefits for certain public employees, passed 78-17 after supporters said it would help correctional workers and critics said the Senate changes weakened the bill. Second Substitute House Bill 1128, creating a child care workforce standards board, passed 68-27 amid arguments over child care shortages, wages, and affordability. Engrossed Substitute House Bill 1155, banning non-compete agreements, passed 62-33; supporters framed it as pro-worker and pro-entrepreneurship, while opponents said contracts should be voluntary and important in business sales. The House also passed Engrossed Substitute House Bill 1187 on ambulance billing and collections (93-2), Substitute House Bill 1390 phasing out the Community Protection Program (51-44), Engrossed House Bill 1501 on housing-related local requirements (58-37), House Bill 291 on bargaining communication rights (92-3), Engrossed Substitute House Bill 2110 on ambulance staffing/training (95-0), Engrossed Substitute House Bill 2165 on impersonating peace officers (66-29), Engrossed Substitute House Bill 2219 on child care regulations and opioid-related safety language (67-28), Engrossed Substitute House Bill 2266 on housing siting and local flexibility (56-39), Substitute House Bill 2350 on notice and accountability for developmental disability services (95-0), Substitute House Bill 2360 allowing schools to keep and administer albuterol with parental-notification changes (79-16), Second Substitute House Bill 2384 on financial transparency for continuing care retirement communities (78-17), Second Substitute House Bill 2429 on behavioral health planning and appropriations (95-0), Substitute House Bill 2496 protecting tribal sacred sites (71-24), and House Bill 2510, on which the House did not concur in Senate amendments. The chamber also granted conference requests on Engrossed Substitute Senate Bills 5998 and 605 and appointed conferees for each.
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs May 5th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • While the districts in the region have, in some cases, used arbitrary fee schedules. and overly strict
  • construction requirements to extract fees from developers far beyond their means and actual costs.
  • It prohibits water districts from imposing unreasonable fees.
  • However, the fee limitations will apply.
  • I will say this: the export fee we got in before, and the export fee is...
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 4/9/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • finally, the funds, as you see, can be used for working capital to support payroll expenses, rent, mortgage
  • 28.720><c> payroll</c><00:47:29.119><c> expenses,</c><00:47:29.680><c> rent,</c><00:47:30.079><c> mortgage
  • </c> support payroll expenses, rent, mortgage support payroll expenses, rent, mortgage payments,<00:47
  • My question is: do the partners get paid a fee for administering all this stuff? Correct.
  • My question is: do the partners get paid a fee for administering all this stuff? Correct.
Bills: HF3217, HF2252
LA

Louisiana 2026 Regular Session

Revenue and Fiscal Affairs May 11th, 2026

Revenue & Fiscal Affairs

Transcript Highlights:
  • We have not adjusted our fees inside of the department, the self-generated fees that we charge when we
  • So they wouldn't have a fee at all.
  • It looks like the electric fee is $110 and the hybrid fee is $60.
  • The fee adjustments are between $5 and at most $35, and not all fees have been adjusted.
  • So we increase this fee.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Feb 23rd, 2026 at 10:30 am

Law & Justice

Transcript Highlights:
  • does not establish a new fee or increase any current fee, as I mentioned.
  • not establish a new fee or increase any current fee, as I mentioned.
  • The bill itself would just generally raise some clerk fees and modify fees for county clerks.
  • The bill itself would just generally raise some clerk fees, change fee, modifies fees for county clerks
  • House Bill 2543 would raise some clerk fees and modify fees for county clerks.
Bills: HB2543
Summary: The Law and Justice Committee heard public testimony on several bills. House Bill 2248 was described as a technical cleanup measure for Secretary of State corporate, nonprofit, trademark, foreign entity, student exchange, and apostille filing processes; the prime sponsor and Secretary of State staff supported it, while one testifier raised concerns about multiple LLCs and transparency in manufactured housing communities. House Bill 2508 would expand the Office of Independent Investigations’ jurisdiction to older deadly-force cases and certain non-deadly-force incidents tied to deaths, broaden agency notification and records access requirements, and exempt additional records from public disclosure; the sponsor and OII supported it, and members asked about how far back cases could be reviewed. House Bill 2203 would create reckless interference with emergency operations for driving around closures, with enhanced penalties and license suspensions in aggravated cases; fire chiefs supported it, while defense lawyers argued it was unnecessary and disproportionate. House Bill 1909 would create a Court Unification Task Force to study disparities in Washington’s court system; the sponsor, legal aid, and access-to-justice advocates supported it, while the committee noted a large number of signed-in opponents. House Bill 2095 would create a rebuttable presumption of negligence for drivers who injure or kill vulnerable road users in designated areas, along with education, damages, and fee-shifting provisions; the sponsor and several advocates supported it, but cities, trucking interests, and defense groups raised concerns about liability, comparative fault, attorney fees, and litigation costs. In executive session, the committee advanced Substitute House Bill 2158 on electronic notarial acts and Substitute House Bill 2178 on court rules and procedures. It adopted Amendment Alpha to Substitute House Bill 2239, increasing a setback for family burial grounds from public rights-of-way/easements and adding water-source coordination requirements, then sent the bill as amended to Rules. It also advanced House Bill 2543 on county clerk fees. The committee adopted Amendment Bravo to Engrossed Substitute House Bill 2165, clarifying false identification as a peace officer to require malicious intent, and sent the bill as amended to Rules. It adopted Amendment Charlie to Engrossed Substitute House Bill 2532, moving the nitrous oxide prohibition to a different title chapter, and sent that bill forward. Finally, it adopted Amendment Delta to Engrossed Substitute House Bill 2320 to allow limited firearm-manufacturing code and 3D/CNC use for gunsmith repair work; discussion then turned to Amendment Echo, which would remove some possession prohibitions, but the transcript cuts off before final action on that amendment and bill.
WA

Washington 2025-2026 Regular Session

Senate Law & Justice Feb 19th, 2026 at 10:30 am

Law & Justice

Transcript Highlights:
  • My client works on a contingency fee basis.
  • Before you now is House Bill 2543 relating to county clerk fees.
  • The revenue from these fees are retained by the county performing service.
  • Changes are made regarding these fees. A fiscal note is available.
  • and video, no matter what, at a set fee that is the median for it.
Bills: HB2543
Summary: The committee heard staff briefings, sponsor testimony, and public testimony on several bills. Substitute House Bill 2158 would authorize remote notarization of tangible records and remote oaths/affirmations, with audiovisual recording and retention requirements; the sponsor and supportive testimony framed it as an access-to-justice measure for rural and mobility-limited residents, and the bill was closed to public hearing after strong pro sign-in support. Substitute House Bill 2239 would create family burial grounds on private land with setback, notice, recording, and local-option regulation requirements; the sponsor, a farmer, tribal descendant, and cattlemen’s representative testified in support, while WSDOT raised a technical concern about the setback from rights-of-way, and the bill also drew substantial pro sign-ins. Substitute House Bill 2178 would reconcile court rules and statutes on malicious mischief aggregation, civil infraction timing, payment plans, and treasurer/AOC duties; AOC supported it as a largely technical cleanup, and the bill was closed to public hearing without opposition testimony. The committee then heard Engrossed House Bill 2445, which would tighten probate administration to curb “probates for profit” and heir-hunting abuses by extending the window for family members to act, narrowing who may serve as a “suitable person,” adding reporting and venue requirements, and regulating agreements with transferees for value. The Attorney General’s Office, Northwest Justice Project, and a probate attorney supported the bill as a consumer-protection measure to stop predatory estate takeovers, while other probate practitioners warned it could sweep too broadly and harm legitimate heir-finding services that help locate omitted heirs; members asked about whether the bill would still allow useful services and whether it clearly addressed the cited abuses. The sponsor said he was open to further conversations and written recommendations, and the hearing closed with heavy public interest, including many pro and con sign-ins. House Bill 2543 would update county clerk fee statutes to match newer appellate court requirements for electronic exhibits, photos, and media copies, while modernizing outdated references such as compact discs; county clerks and county officials supported it as a technical, cost-recovery measure, and the hearing closed after brief testimony. Finally, Engrossed Substitute House Bill 2165 would create a new gross misdemeanor for false identification as a peace officer, replacing part of the current criminal impersonation statute and covering badges, vehicles, attire, and other insignia that mimic law enforcement, with exceptions for retired officers, inherited memorabilia, and artistic uses; the sponsor, governor’s office, and a city official supported it as a way to protect immigrant communities and improve trust in law enforcement. The committee also began hearing Engrossed Substitute House Bill 2532 on nitrous oxide sales, which would prohibit sale or distribution of nitrous oxide canisters for personal use while preserving medical, veterinary, dental, industrial, food, and automotive uses; members raised questions about how the bill would be enforced and how lawful purchasers would be distinguished, and the hearing was still in progress when the transcript ended.
VA
Transcript Highlights:
  • , such as lease signing fees, move-in fees, or lease administration fees.
  • Pet fees. So pet fees. So pet fees. Security deposits. Yes, let's go on to pets.
  • or attorney's fees.
  • fees.
  • fee.
TX

Texas 89th 2nd C.S.

Natural Resources May 21st, 2025

Natural Resources

Transcript Highlights:
  • members, uh, Senate Bill 612 is to prevent water districts from charging excessive pipeline construction fees
  • Water districts in the region have in some cases used arbitrary fee schedules and overly strict construction
  • requirements to extract fees from developers far beyond actual costs.
  • This prohibits the water districts from imposing pipeline construction fees on developers greater than
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Feb 25th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • Next on your agenda is item number six, Senate Bill 5831, enacting the Uniform Mortgage Modification
  • The priority of the mortgage would not be affected, and the mortgage would retain its priority regardless
  • The priority of the mortgage would not be effective, would not be affected, and the mortgage retained
  • Corry's amendment is actually focused on the fees and charges. So they could go together.
  • It does not undermine the underlying order of priority of lien holders in a mortgage.
Bills: SB6178, SB5831
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Feb 24th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • So it's like starting all over again with the 30-year mortgage at the maximum payment.
  • So now you have that many people likely of defaulting on their mortgage because they won't be able to
  • On fee restrictions, the aggregate fees and charges directly or indirectly charged to a customer related
  • limit, will provide... ...potentially up to $300 in fees that would be paid by the consumer to transmit
  • That compares with an average out-of-network ATM fee for traditional conventional ATMs of $4.68.
Bills: SB6178, SB5831
Summary: The committee heard public testimony on several insurance and consumer protection bills. On engrossed substitute Senate Bill 5928, staff and supporters described wildfire risk score and model disclosure requirements for homeowners whose policies are nonrenewed, canceled, or adversely affected by wildfire risk, along with insurer website disclosures about mitigation discounts and a process for consumers to request revised scores. The Office of the Insurance Commissioner, AARP, a mayor from Medical Lake, and a fire chief supported the bill as a transparency and consumer protection measure, while industry witnesses said the bill was heavily amended but still too regulatory and potentially costly, and some urged further technical changes. Members asked about how the bill interacts with mitigation efforts, the Fair Plan, and whether it would help consumers understand what actions could improve insurability. The committee also heard engrossed substitute Senate Bill 6031, which would create a standalone Class B felony for insurance fraud, expand the insurance commissioner’s fraud program, require reporting of certain suspected crimes affecting insurance, and address restitution in criminal cases. The Office of the Insurance Commissioner and AARP supported the bill as a response to organized fraud, but a criminal defense representative argued that part of the bill overlaps with existing misdemeanor insurance-claim fraud law and could create conflicting penalties and charging issues. Members asked about the 10-year statute of limitations and how it compares with other crimes. Substitute Senate Bill 6079, a wildfire mitigation grant program, was also heard. The bill would create the Strengthen Washington Homes Program to fund retrofits meeting IBHS wildfire-prepared standards and would bar insurers from using wildfire risk to disqualify properties that meet that standard. The OIC, fire commissioners, the prime sponsor, and AARP supported it as a way to reduce nonrenewals and help homeowners harden their homes, while insurance industry witnesses said they could support the grant program but wanted Section 7 removed because they believed it would interfere with underwriting. The committee also heard substitute Senate Bill 6248 on travel insurance, which would adopt a Washington Travel Insurance Act with licensing, disclosure, tax, and unfair trade practice provisions; the travel insurance industry supported it and said prior amendments had been incorporated. Finally, the committee took testimony on engrossed Senate Bill 5280, which would regulate virtual currency kiosks with daily transaction limits, fee caps, disclosures, receipts, and reporting requirements. The Department of Financial Institutions and the Attorney General’s Office supported the bill as a response to rising crypto-kiosk fraud, especially elder fraud, while some members questioned whether the limits were too restrictive for legitimate users and asked about enforcement, restitution, blockchain analytics, and whether stronger consumer protections should be added. Additional testimony from industry and consumer advocates was invited, but the hearing moved quickly because of the committee’s limited time.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Feb 18th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • recorded before the recording of the mortgage or deed of trust.
  • of a mortgage.
  • Senate Bill 5831 would enact the Uniform Mortgage Modification Act.
  • The priority of the mortgage is not affected by the modification.
  • The mortgage retains its priority regardless of whether a record of the mortgage modification is recorded
Bills: SB5831, SB6178
Summary: The Consumer Protection and Business Committee held public hearings on three Senate bills. SB 5831, the Uniform Mortgage Modification Act, was explained by staff as creating safe harbors so certain mortgage modifications would not affect lien priority or require re-recording; the prime sponsor said it would reduce uncertainty and legal costs. There was no public testimony or questions, and the hearing was closed. The committee then heard Substitute SB 6091, which would prohibit real estate brokers from marketing residential properties to an exclusive group of buyers or brokers unless the property is also concurrently marketed to the public. Staff noted changes from the House version, including removal of Washington Law Against Discrimination language and added clarification that public marketing does not require physical access to the property. The sponsor and supporters, including Zillow, Washington Realtors, Habitat for Humanity, and the Fair Housing Center, said the bill promotes transparency, fair housing, and equal access, while the Rental Housing Association raised a concern about the remaining reference to “lease” and asked for an amendment to avoid unintended application to some rental providers. Members asked several questions about how the bill would work for private marketing, rentals, and potential disparate impacts. Finally, the committee heard SB 6178, which would prohibit post-loss assignment of insurance benefits in property insurance contracts. Staff and the sponsor said the bill is intended to stop contractors from taking over homeowners’ insurance claims after disasters like wildfires, while preserving direct payment arrangements to contractors. The Office of the Insurance Commissioner supported the bill and described an increase in complaints, while also saying it was open to discussing the $50,000 penalty level; the National Insurance Crime Bureau and Washington State Association for Justice also supported the measure. Some members questioned whether the penalty should distinguish between good-faith and bad-faith conduct and whether a cooling-off period or existing consumer protection laws might address the issue. The committee closed the public hearing on SB 6178 and then on SB 6091, and ended the meeting with birthday recognition for two members.
MN

Minnesota 2025-2026 Regular Session

House Ways and Means Committee 4/22/25

Ways and Means

Transcript Highlights:
  • And in the tails fee for fiscal years 28 and 29, the target was an additional $30 million over what was
  • And in the tales fee for forecast.
  • </c><01:08:36.719><c> to</c> requires the agency to charge fees to requires the agency to charge fees
  • </c><01:08:42.960><c> Uh</c> inflationary amount in those fees.
  • Uh inflationary amount in those fees.