Video & Transcript : 'merchants' :
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HI
Hawaii 2025 Regular Session
HSG/TRN Joint Public Hearing - Tue Mar 11, 2025 @ 8:59 AM HST
Transcript Highlights:
- Retail Merchants of Hawaii is in support. um our our support is around the safe um our our support is
- I'm Tina Yaki with the Retail Merchants of Hawaii, and I appreciate this opportunity to testify.
- SP share for SP share for Testimony<00:50:48.079><c> retail</c><00:50:48.440><c> merchants</c><00:50:
- 48.839><c> of</c><00:50:49.000><c> Hawaii</c><00:50:49.359><c> and</c> Testimony retail merchants of
- Tina yamaki with the retail merchants of Tina yamaki with the retail merchants of and<00:53:26.920><c
Summary:
The House Committee on Transportation heard several bills on March 11, including measures on harbor vessel requirements, transportation funding, clean fuels, water carriers, parking enforcement, and electric mobility. For SB 1402 SD1 on vessels in state commercial harbors, testimony was split: the General Contractors Association of Hawaii and the Longline Association supported it, while Hol Holo Charters and one individual opposed it, saying the bill should be more specific about tourboat operators. For SB 1473 on central services assessments, SB 321 on privately owned roads, and SB 419 on insurance coverage for child passenger restraint systems, the committee heard brief testimony with no noted objections or actions beyond moving through the agenda.
For SB 1009 SD2 on parking, the bill would create fines for misuse of disability and EV parking spaces and direct the revenue to the Safe Routes to School special fund. Support came from Ulupono Initiative, Climate Protectors Hawaii, the Disability Communication Access Board, and others, while the Retail Merchants of Hawaii supported the bill’s intent but questioned using the fines for Safe Routes to School, and Hawaiian Electric suggested directing EV-related fines to the EV charging system subaccount instead. Hawaii Appleseed supported the measure but raised concerns about the size of the fines and possible impacts on low-income residents. The committee asked questions about enforcement when EV chargers are inoperable; DAGS indicated the stalls could be used and would not be enforced in that situation.
For SB 1120 on a clean fuel standard, the Department of Transportation supported the measure but asked for the implementation date to be delayed by one year and requested an independent Hawaii-specific economic impact study due before the next session. Support also came from several transportation, airline, and industry groups, while Tim Rhymer and Frank Schultz opposed it. The committee then heard SB 21 on water carriers, which would authorize a PUC inflationary cost index adjustment mechanism and exemptions; DOT, the Chamber of Commerce Hawaii, Young Brothers, and the Hawaii Harbors Users Group supported it, while Frank Schultz opposed. Finally, the committee heard SB 117 on electric mobility, which would expand and rename the rebate program, set age limits and operating rules for e-bikes and electric motorcycles, require insurance for electric motorcycle operators, and make conforming changes. Testimony was largely supportive, including from DOT, the Hawaii Bicycling League, the Queen’s pediatric trauma center, and Ulupono Initiative, though one testifier warned that the bill’s wattage definition could unintentionally capture some pedal-assist e-bikes. No votes were taken on the individual bills in the portions shown, and the transcript ended with the committee continuing its hearing agenda.
AZ
Arizona 2026 Regular Session
01/21/2026 - Senate Public Safety
Senate Public Safety Committee of Reference
Transcript Highlights:
- network and a person or covered entity from assigning, requiring, or incentivizing the use of a merchant
- Payment card networks have created firearm-specific merchant category codes that allow lawful purchases
- Merchant category codes are already set up; firearms and ammunition are already set up under sporting
- lawsuit against them currently for actually implementing or encouraging the implementation of this merchant
- It is completely on the merchant category code aspect of it.
Summary:
The Public Safety Committee met for its first session, introduced staff and pages, and then heard several bills. SB 1010 would designate Loop 202 as the Charlie Kirk Highway; an amendment to rename it the Freedom of Speech Highway failed, and after testimony both supporting the honor and objecting that it would affect the Ed Pastor portion of the freeway, the bill received a do pass recommendation on a 4-3 vote. SB 1077 would impose felony penalties for operating online services that facilitate prostitution, pandering, or child sex trafficking, and also address harmful sexual material and age verification; with no public testimony, it passed 5-2. SB 1093 would expand the definition of riot to include force or violence causing property damage and add riot to racketeering and conspiracy provisions; the ACLU opposed it as overbroad and harmful to protest rights, but the committee still gave it a do pass recommendation on a 4-3 vote. SB 1058 would create the Second Amendment Financial Privacy Act to bar government firearm registries and restrict firearm-related merchant category codes; gun-rights advocates supported it as a privacy measure, and it passed 4-3.
The committee also heard SB 1035, which appropriates funds for a 5% pay increase for sworn correctional officers and department civilians at ADCRR. The sponsor said the raise is a top priority and part of budget discussions. Correctional employee representatives supported the pay increase but argued it is not enough and urged a larger raise, while private prison representatives and the Arizona Police Association asked that the increase also cover private prison employees to preserve pay parity and retention. Some members raised concerns about the fiscal impact and about whether private prison funds would be directed to salaries rather than profit. An amendment extending the raise to private prison employees under contract with the department was adopted, and the amended bill passed 4-3, with several members explaining their votes based on the need for a footnote or further safeguards and others supporting parity across state and private facilities.
TX
Transcript Highlights:
- Merchants International in Houston, who unfortunately could not be here today but wanted to share their
- Merchants workers know that they will have to begin taking heat safety precautions.
- Merchants, much like many other companies in Texas, know that they are not going to be able to do it.
- Merchants, are fighting for better and safer conditions—something that should be common sense and that
- Merchants workers from March onward. ...to late September, sometimes even October.
Keywords:
heat illness prevention, workplace safety, Texas Workforce Commission, advisory board, employee rights, administrative penalties, training requirements, employee training, occupational health, employer penalties, worker rights, heat illness, volunteer firefighter, volunteer emergency responder, emergency medical services volunteer, EMS volunteer, firefighter, fire department, emergency services, declared disaster
NJ
New Jersey 2026-2027 Regular Session
Assembly Budget Jun 28th, 2026
Transcript Highlights:
- John from the New Jersey Retail Merchants Association...
- John Howell, New Jersey Retail Merchants Association, opposed. Do you want to speak? Okay.
- My name is John Howell with the New Jersey Retail Merchants Association.
- John, New Jersey Retail Merchants Association, opposed.
- John Howell of the New Jersey Retail Merchants Association.
Summary:
The Assembly Budget Committee met on June 28, 2026 and considered a long list of budget and policy bills, reporting many of them out of committee, often with amendments. Early measures included AB 2550 on continued dependent health coverage for certain adults with disabilities, AB 4794 allowing tax data sharing with the New Jersey Innovation Authority and Secure Choice Savings Board, and AB 3381/SB 1493 updating occupational therapy licensure requirements. The committee also advanced AB 4014, creating a social media research center at a public four-year institution, though one member opposed it as unnecessary spending given existing research on social media harms. Another bill, AB 5048/SB 1281, would ban certain apparel and diaper products with intentionally added PFAS; some members opposed it over safety and cost concerns, especially for firefighter gear, but it was reported. The committee also moved AB 383, which promotes volunteerism to help FamilyCare and SNAP recipients meet eligibility requirements, and AB 4357, extending telehealth pay parity, though one member objected to parity between telehealth and in-person care.
The committee then took up several energy, environmental, and housing-related bills. AB 5188, the Advanced Grid Technologies Act, was released despite opposition from some members and labor interests. AB 2524 would let dual-use solar projects participate in community solar, and AB 5236 would strengthen pediatric psychiatry and behavioral health services; both were reported. AB 5348, allowing temporary use of open-space and related funds for certain municipalities, drew sharp criticism as a diversion of preservation money to fill budget holes, but passed. AB 5280 returned unexpended county appropriations to Hudson County and authorized supplemental operating aid; it also passed despite objections about prior bidding violations. AB 5347 provided certain motor vehicle-related funding to municipalities and was reported, as was AB 5334/SB 4423, appropriating Green Acres and CBT revenues for local open space and park projects.
A major portion of the meeting focused on tax and business-related bills. AB 5329 increased the child tax credit for 2026-2028, with testimony urging that the expansion be made permanent; it was reported. AB 3899, the General Contractor Licensing Act, also passed. AB 5310/SB 4406 clarified sentencing under certain circumstances and was reported. AB 5330, allowing temporary transfers in the pension system, drew testimony from NJEA warning that the State Health Benefits Program was in crisis and asking for a longer repayment period to avoid rate spikes; the bill was still reported. AB 1326 created a higher education governance and funding task force and was amended to add a Talmudic institution or theological seminary representative. Later, AB 5333/SB 4424 appropriated additional Green Acres and CBT funds for recreation and conservation projects and was reported.
The committee also advanced several business and alcohol-related measures, including AB 5235 establishing the School-Based Partnership for Access and Resilience for Kids program, AB 5325 reducing business formation fees, AB 4836/SB 2368 on portable solar devices, AB 4881 establishing an advanced nuclear energy procurement program, AB 3974/SB 3183 revising renewable energy incentive and solar interconnection rules, AB 4013 creating a social media research center focused on addictive behavior, AB 5225 making temporary alcohol beverage provisions permanent, and AB 5295 revising alcoholic beverage licensing laws. The most contentious debate came on AB 4085, the Fair Price Protection Act, which would restrict “surveillance pricing” and regulate grocery pricing practices. Consumer advocates supported the bill as a protection against individualized pricing, while retailers and chambers of commerce argued the language was too broad and could undermine loyalty programs, discounts, and electronic shelf labels. Despite those objections, the committee voted to report the bill after amendments. Finally, AB 4530/SB 3739 on EV supply equipment standards was reported, and AB 5322 imposing a temporary cap on net operating loss deductions under the corporate business tax sparked strong opposition from business groups and a policy debate over whether legitimate losses and investment-related deductions should be limited; the bill was still moved out of committee.
WY
Transcript Highlights:
- those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
- those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
- those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
- those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
- Those multiple-use benefits of a fuel break that may have material that's some of it's just not merchantable
Keywords:
forest health, grant program, state forester, wildfire prevention, environmental conservation, habitat improvement, military, national guard, reenlistment, extension bonus, funding, Wyoming, Wyoming National Guard, recruitment, referral bonus, military service, eligibility expansion, incentive program, wildlife management, environmental restoration
TX
Texas 89th 2nd C.S.
Criminal Jurisprudence S/C on New Offenses and Changed Penalties Apr 24th, 2025
Transcript Highlights:
- They act in concert with one or more people to steal merchandise, money or property from a merchant.
- They steal merchandise money or property from a merchant on 2 or more occasions within a 180-day period
- 4, they knowingly act in concert with one or more people to overwhelm the security response of a merchant
- , and here's the key part with the intent to deprive the merchant of the property.
- It talks about the intent to deprive the merchant of the retail merchandise can be inferred where the
MD
Transcript Highlights:
- </c> cash rounding or rounding as merchants cash rounding or rounding as merchants are<00:57:42.480><
- Mer- Merchants can decide. If they have Mer- Merchants can decide.
- ,</c><00:59:20.560><c> but</c> maybe not necessarily the merchant, but maybe not necessarily the merchant
- This now seems to be up for negotiation when you go to a merchant that this merchant can decide in some
- :41.680><c> flexibility</c> just provides merchants some flexibility just provides merchants some flexibility
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Mar 3rd, 2026
Transcript Highlights:
- Merchants are already required to collect and remit.
- Merchants are already required to collect and remit.
- , what specific compliance burden is being alleviated for small businesses, given that those merchants
- So in my district, the Coachella Valley, particularly many of the merchants using these...
- So that means fewer sales for small merchants, fewer earnings for delivery workers, and higher costs
Summary:
The Assembly Budget Subcommittee on State Administration heard several budget proposals from CDTFA, the Board of Equalization, and the Franchise Tax Board. The first panel focused on cannabis, hemp, flavored tobacco, and related enforcement. CDTFA requested ongoing funding to implement cannabis tax changes, enforce the new intoxicating hemp restrictions and flavored tobacco seizure authority, and continue compliance work. The department said it is targeting illicit product, protecting licensed businesses, and using referrals from the public and lawmakers to focus inspections. The LAO supported some of the proposals but urged the Legislature to treat them as part of a longer-term enforcement strategy and raised concerns about the use of General Fund support for cannabis enforcement. Public testimony on the cannabis item largely supported stronger enforcement and funding for the legal market.
The committee also heard CDTFA’s request to reappropriate funds for an upgrade to the CROS tax collection system, which would improve taxpayer services, security, and software maintenance without adding new money. A separate CDTFA proposal would make all delivery network companies, such as DoorDash and Uber Eats, marketplace facilitators for sales tax purposes. CDTFA said the change would reduce confusion for restaurants and improve compliance, while the LAO questioned whether the proposal functioned more like a tax increase because it would also capture service fees. Members raised affordability concerns, but the proposal was framed by the administration as a parity and compliance measure.
The subcommittee then considered a governor’s proposal for a sustainable aviation fuel tax credit. Finance argued the credit would help decarbonize aviation and support in-state production, while the LAO recommended rejection, citing cost, uncertainty about environmental benefits, possible diversion of diesel excise tax revenues from transportation programs, and concerns about consistency with voter-approved transportation funding rules. Testimony from airlines, labor unions, airports, and refinery workers strongly supported the credit, emphasizing union jobs, refinery conversions, and emissions reductions, while fuel retailers and some others warned about fiscal risk and higher fuel prices. The chair and some members expressed support for the proposal despite the funding concerns.
Finally, the BOE presented an IT modernization project for state-assessed property administration, saying the current system is outdated and manual and that a new system is needed to improve accuracy, cybersecurity, and workflow efficiency, especially with a likely increase in workload from new VoIP assessments. The LAO asked for more justification for the timing, but BOE said the urgency stems from aging systems and growing workload. BOE also requested modest funding to implement SB 293 changes to intergenerational property transfers and wildfire relief guidance, which the LAO did not oppose. The Franchise Tax Board began its presentation on the final phase of its Enterprise Data to Revenue modernization effort, describing the project’s rollout across audit, collections, legal, and filing enforcement workloads and noting it is now in a warranty period.
HI
Hawaii 2026 Regular Session
CPN, CPN, CPN Public Hearings 02-25-2026
Transcript Highlights:
- This measure requires retail merchants to accept cash payments in in-person transactions.
- This measure requires<00:48:28.960><c> retail</c><00:48:29.359><c> merchants</c><00:48:29.760><c> to<
- So, [laughter] >> I would have rather heard the retail merchants, but...
- So, [laughter] >> I would have rather heard the retail merchants, but...
- So, [laughter] >> I would have rather heard the retail merchants, but... >> Yeah.
Summary:
The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing.
The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice.
The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments.
Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.
NH
New Hampshire 2025 Regular Session
Commission to Study Stable Tokens (12/10/2025)
Transcript Highlights:
- </c><01:31:45.040><c> be</c><01:31:45.199><c> able</c><01:31:45.360><c> to</c> and then have merchants
- And that requires that the merchants here disclose to the state their wallet addresses or if they are
- And that requires that the merchants here disclose to the state their wallet addresses or if they are
- for example um you know uh merchants for example um you know uh grocery<02:00:19.679><c> stores</c><
- And that requires that the uh<02:01:10.239><c> the</c><02:01:10.560><c> merchants</c><02:01:11.040><c
Summary:
The commission met with a quorum, approved the agenda, and approved the November 12 minutes after a motion, second, and unanimous voice/online consent. The chair said the meeting would include two presentations—one from Noah Herman of Fortress Global and one from John Kicko and team from Hedera—followed by discussion of the commission’s next steps and public comment. The chair also noted he was still seeking a clerk for note-taking.
Herman’s presentation focused on stablecoins, blockchain use cases, and operational considerations for states and other institutions. He described Fortress as an enterprise crypto-wallet and treasury platform serving corporates, governments, and nonprofits, and used examples such as Save the Children and a large global commodities firm to illustrate custody and treasury management on blockchain rails. He said stablecoins are designed to maintain a U.S. dollar peg, are increasingly backed by treasuries and subject to greater transparency, and are being adopted by major firms and payment companies because they can improve speed, reduce cost, and simplify payments. He also highlighted market growth, including claims that stablecoins now represent a significant share of on-chain activity and are a major holder of U.S. Treasuries.
He identified custody as a key issue for state and institutional use, outlining qualified custody, managed custody, and self-custody models. He said the main practical challenge for the commodities client was moving funds safely and quickly across global time zones and that blockchain rails could solve problems that traditional banking rails could not. He framed the broader trend as one of accelerating institutional adoption, citing recent acquisitions and product launches by Visa, Stripe, Citi, and PayPal as evidence that stablecoin infrastructure is becoming mainstream.
LA
Transcript Highlights:
- It's kind of specific to a merchant customarily selling. Is there a particular...
- It's kind of specific to a merchant customarily selling.
- that we've drafted is to really protect lessees when they have leased a thing in good faith from a merchant
- But it's specific to a merchant.
Summary:
The Civil Law Committee met on May 5, 2026, and first considered House Bill 165 by Representative Abear, a constitutional amendment to dedicate $500,000 annually from lottery proceeds to a veterans service grant fund. The committee adopted a technical amendment removing “up to,” approved the 6.8A report, and reported the bill with amendments without objection.
The committee then heard Senate Bill 185 by Senator Presley, which would make nondisclosure agreements in civil settlements involving child sexual abuse victims against public policy and unenforceable. Senator Presley and Elizabeth Phillips testified in support, describing the bill as part of the “Trey’s Law” movement to prevent survivors from being silenced. Additional supportive testimony came from Gillian Edwards Coburn, and committee members discussed how NDAs work in civil cases and the need to protect children’s ability to speak. The bill was reported favorably without objection.
Next, the committee considered Senate Bill 77 by Senator Miller, a Law Institute measure on the effects of leases of movable property. Testimony explained that the bill is intended to protect good-faith lessees of items such as heavy equipment when a merchant leasing the property lacks authority to do so. The bill was reported favorably without objection. The committee also heard Senate Bill 140 by Senator Miller, which clarifies that multiple successions may be handled in the same proceeding when jurisdiction is proper. Members discussed the cost and efficiency benefits for families, and the bill was reported favorably without objection.
Finally, the committee took up House Bill 603 by Representative Wright, a constitutional amendment authorizing state investment in digital assets and precious metals. Members questioned whether the language could include Bitcoin and how such investments would be monitored, with the sponsor saying implementation would be handled later by statute and public officials. The committee adopted the 6.8A report and then voted 5-3 to report the bill favorably. The meeting then adjourned.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, April 1, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- If you use a draft or a check to pay a merchant for something, and that check comes back from the bank
- That entitles the merchant, when the check is returned, to charge up to $50 for a return check fee and
- That entitles the merchant, when the check is returned, to charge up to $50 for a return check fee and
- . defraud to defraud the merchant. that<02:38:01.120><c> entitles</c><02:38:01.600><c> when</c><02:38
- fee and potential $35 or a $50 merchant fee and potential criminal<02:39:18.800><c> charges.
AZ
Arizona 2026 Regular Session
06/02/2026 - House Democratic Caucus Calendar #21
Transcript Highlights:
- What the bill does is it outlines merchant requirements for selling digital goods that are not owned
- What the bill does is it outlines merchant requirements for selling digital, look like. Commerce.
- What the bill does is it outlines merchant requirements for selling digital goods that are not owned
Summary:
The caucus reviewed several bills and Senate or conference committee amendments, with members generally noting whether the sponsor intended to concur. HB 2749 would let courts enter a Class 1 misdemeanor conviction for certain lower-level felony convictions, with the Senate amendment requiring at least five years since completion of sentence before eligibility. HB 2082 would create a childhood cancer and rare childhood disease research commission and adjust funding rules, including a five-million-dollar threshold tied to appropriations or federal grants. HB 2096 would allow counties to seek WIFA assistance for cesspool remediation, with the Senate adding an alternative compliance path using ADEQ’s nonpoint source management plan. HB 4001 would regulate alternative nicotine products through the Department of Liquor Licensing and Control; members discussed whether some tobacco-related products remain outside the bill, tribal enforcement limits, and the absence of a tax provision. The presenter said the AG and governor support the bill.
The caucus then shifted to conference committee bills. HB 2003 would lower the learner’s permit age from 15.5 to 15 and increase supervised driving time, but several members raised safety concerns and questioned whether the change was needed; the conference amendment would let current instruction permit holders qualify for a license after six months, while still requiring age 16 for licensure. HB 2133 would impose content-verification requirements for commercial websites publishing sexual material, with conference changes exempting pre-effective-date motion pictures and television programming. Members noted the Motion Picture Association still had concerns, though the changes addressed some retroactivity issues.
HB 2874 would change campaign finance penalty rules, including a five-day publication requirement for committees owing late-filing penalties, a $5,000 cap on penalties per late report, and retroactive relief for certain inactive committees that filed no-contribution/no-expenditure reports and later terminated; one member said they still had not received the outstanding fee totals requested on the floor. HB 2010 would regulate digital goods sellers and refunds for revoked access to licensed digital content; the conference version kept a five-year refund structure but changed the refund amount to 20% per year, clarified refund procedures, and removed the refund requirement if alternative access is provided. The caucus took no votes in the transcript and ended after the bill presentations and questions.
HI
Hawaii 2026 Regular Session
CPN, CPN DEFER, GVO-CPN, CPN-AEN Public Hearings 02-11-2026
Transcript Highlights:
- Retail Merchants of Hawaii in opposition.
- I'm the interim president of Retail Merchants of Hawaii.
- Retail Merchants of Hawaii in opposition.
- I'm the interim president of Retail Merchants of Hawaii.
- I'm the interim president of Retail Merchants of Hawaii.
Summary:
The committee first heard several measures and took testimony without questions on SB 2431 relating to health savings accounts and SB 2797 relating to consumer protection. For SB 2797, the DCCA Office of Consumer Protection offered comments, Retail Merchants of Hawaii opposed the bill over gift card fraud compliance costs and legal risk, and AARP Hawaii supported it. The committee also heard SB 2946 on foreclosures, where the Hawaii State Bar Association’s Collection Law Section and several lenders, associations, and individuals opposed the measure, while the Hawaii Bankers Association and others offered comments. SB 2961 on insurance drew comments from the Insurance Division and Hawaii Insurance Council, with NAMIC opposing and some individuals supporting. SB 2948 on insurance fraud received comments from the Insurance Division and support from the American Property Casualty Insurance Association, with NAMIC and the Alliance for Responsible Consumer Legal Funding also commenting. No votes were taken during the hearing portion, and the committee recessed after testimony.
The committee then reconvened for decision-making on the 9:30 agenda. SB 2431 was passed with amendments, including DOTAX-requested changes, a five-year limit on credit carryforwards, removal of an aggregate cap, a rural definition, transparent reporting, technical amendments, and a deferred effective date of July 1, 2050. SB 2797 was also passed with DCCA-requested amendments, technical changes, and the same deferred effective date. SB 2946 was deferred because there was no testimony in support. SB 2961 was passed with amendments, but after Senator McKelvey raised concern that policy-limit language could undermine the bill, the committee removed two policy-limit amendments before adopting the recommendation. SB 2948 was passed with amendments deleting certain definitions, aligning penalties and public-records provisions, adding coordination and disclosure clarifications, and making technical changes; one no vote by Senator Awana was recorded, with the rest in favor.
The committee also considered SB 3000 from a prior hearing and recommended passage with amendments clarifying the Attorney General’s authority, creating a special fund, and addressing concurrent actions, again with a deferred effective date and one no vote by Senator Awana. In a joint CPN/GVO agenda, SB 2258 relating to school agriculture procurement targets was passed with amendments after the Department of Education said it would need to follow up on whether changing the target period from calendar year to school year would create procurement or scheduling issues; the committee added technical changes, a deferred effective date, and routed the bill to Ways and Means, with a note that Education should also have received it. In a later joint CPN/AEN hearing, SB 2452 relating to climate-friendly insurers drew strong opposition from the Insurance Division and several insurance groups, who warned it could push insurers out of the authorized market and into the surplus lines market, raising costs; Senator Dela questioned whether the bill would worsen an already strained market, while the division said the legislature could make the policy choice but warned of market disruption. The hearing then moved to SB 2760 on invasive species, where DLNR, DAB, CGAPS, and the Oahu Invasive Species Committee generally supported broader inspection and quarantine authority, civil penalties, and longer interim-rule authority, while committee members asked about staffing, treatment capacity, and implementation for non-agricultural commodities such as building materials and vehicles.
AZ
Arizona 2026 Regular Session
06/02/2026 - House Democratic Caucus Calendar #21
Transcript Highlights:
- What the bill does is it outlines merchant requirements for selling digital goods that are not owned
- What the bill does is it outlines merchant requirements for selling digital, look like. Commerce.
- What the bill does is it outlines merchant requirements for selling digital goods that are not owned
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-21 - 10:00AM
Vermont Senate Floor Meeting
Transcript Highlights:
- The fourth instance of amendment is about a different issue, which are merchant cash advances.
- So the fourth instance of amendment basically requires these entities that are merchant cash advance
- </c> which are merchant cash advances. which are merchant cash advances.
- ><c> are</c><00:58:52.799><c> a</c> And merchant cash advances are a And merchant cash advances are a
- </c><00:59:59.599><c> cash</c><01:00:00.000><c> advance</c> that are merchant cash advance that are merchant
HI
Hawaii 2026 Regular Session
WLA, EDT-WLA, WLA DEFER Public Hearings 03-23-2026
Transcript Highlights:
- I'm the interim president and CEO of Retail Merchants of Hawaii.
- Retail Merchants of Hawaii supports HB 1943 HD1.
- Retail Merchants of Hawaii supports HB 1943 HD1.
- </c><00:21:35.160><c> Retail</c><00:21:35.480><c> Merchants</c><00:21:35.880><c> of</c> Merchants of
- Retail Merchants of Merchants of Hawaii.
Summary:
The committee first heard HB 649, which would create a small boat harbor commercial vessel special fund and raise mortgage fees on commercial vessels to fund harbor improvements. DLNR stood on written testimony in support, while the Ocean Tourism Coalition, Activity and Attractions Association of Hawaii, Calypso Charters, and a local commercial operator all opposed the bill, arguing that the fee increase would burden thin-margin businesses without fixing procurement and staffing problems and that the bill’s fee language and fund allocations were too vague. A DLNR witness also noted a prior bill, HB 2477, had sought to broaden the fee base to more ocean operators statewide rather than increase the percentage. No vote was taken on HB 649 during the portion shown.
The committee then heard HB 2599 on aquatic protection, which would prioritize ecosystem integrity and use of best available science in managing aquatic resources and set coral reef resilience goals. DLNR supported the measure, and a testifier from the public urged stronger coral goals for Oahu and a broader framework including water quality, herbivore management, fishery management, enforcement, and coral restoration. There was no opposition or vote shown on HB 2599 before the committee recessed to a joint hearing.
In the joint Economic Development and Tourism / Water, Land, Culture, and the Arts hearing, members heard HB 2118 on transferring the State Foundation on Culture and the Arts and the King Kamehameha Celebration Commission from DAGS to DBED, HB 2474 on authorizing non-binding international cooperative agreements, HB 1863 on creating an honorary ambassador to Canada, HB 1943 on out-of-state DBED offices and export promotion, and HB 2604 on a performing arts ticket surcharge. Testimony was generally supportive for HB 2118, HB 2474, HB 1863, and HB 1943, with questions focused on agency placement, sister-state relationships, and the rationale for overseas offices. HB 2604 drew opposition from the Tax Foundation and others, who argued the surcharge functioned as a tax and would make arts participation more expensive; the chair recommended deferring it.
During decision-making, both committees passed HB 2118, HB 2474, HB 1863, and HB 1943 with amendments, including technical changes and revised effective dates. For HB 2474, the amendments were described as clarifying definitions for sister-state and international cooperative agreements, allowing relationships with national governments, and preserving legislative approval and transparency. HB 1943 was amended to require an office in Laoag City, Philippines, rather than a non-existent DBED Philippines office. HB 2604 was deferred. After the joint session, the Water, Land, Culture, and the Arts committee resumed and heard HB 2395 on permits for taking marine deposits and HB 2361 on administrative support for the Kahului Bay Regional Council, both of which drew only DLNR written testimony and no further action in the excerpt. The committee then began HB 1823 on Coastal Zone Management Act exemptions, with the Office of Hawaiian Affairs testifying first, but the transcript cuts off before further testimony or action.
CA
California 2025-2026 Regular Session
Senate Banking and Financial Institutions Committee Jun 17th, 2026
Transcript Highlights:
- AB 2116 does not eliminate access to capital, and it does not ban merchant cash advances.
- make informed decisions about the rates at which they're expected to pay if they decide to use a merchant
- Here's the kicker: the newspaper wrote, 'If this bill becomes law, providers and brokers of merchant
- have met with our business coaches and lenders, access to capital becomes a topic, they bring up merchant
- cash advances, not me; they bring up merchant cash advances unprompted.
Summary:
The committee heard AB 801, which would require the Department of Financial Protection and Innovation to conduct fair lending examinations of lenders on a regular schedule. The author and supporters, including the Greenlining Institute and several housing and consumer groups, argued the bill was needed because federal fair lending enforcement has weakened and California borrowers of color continue to face lending disparities. Banking and credit union representatives opposed the bill as duplicative and costly, though they acknowledged the author’s amendments and continued negotiations. The bill was approved on a vote and re-referred to Judiciary, with some members voting no or not voting at first and later the measure passing on a fuller roll call.
The committee then heard AB 871, which would strengthen elder fraud protections by requiring financial institutions to report suspected financial abuse to the FBI’s Internet Crime Complaint Center and notify customers of the report. The author and county and adult protective services supporters said the bill would improve pattern detection and help stop or reverse scams more quickly. Bankers opposed the customer-notification requirement, warning it could alarm seniors and that the reporting process would add operational burden, but the author and supporters said victim information is important for investigations. The bill passed with committee support and was re-referred to Judiciary.
AB 1842 and AB 1847, both related to mortgage forbearance after major disasters and the Eaton and Palisades fires, were also heard. AB 1842 would create a statewide framework for forbearance after federally declared major disasters, and AB 1847 would extend relief for wildfire survivors; both bills were amended to narrow triggers, clarify repayment and documentation issues, and remove some reporting requirements. Supporters included local officials, consumer groups, and housing advocates, while mortgage and banking groups remained in opposition on some implementation points but said they were working toward compromise. Both bills were approved and re-referred to Judiciary. Finally, AB 2116, dealing with merchant cash advances and small business financing transparency, was heard with broad support from small business and consumer advocates and partial support from some industry representatives after amendments; opponents still raised concerns about disclosure authority and unconscionability standards. The bill was also approved and sent to Judiciary. The committee additionally adopted a consent calendar of unrelated bills.
CA
California 2025-2026 Regular Session
Senate Banking and Financial Institutions Committee Jun 17th, 2026
Banking and Financial Institutions
Transcript Highlights:
- AB 2116 does not eliminate access to capital, and it does not ban merchant cash advances.
- make informed decisions about the rates at which they're expected to pay if they decide to use a merchant
- Here's the kicker: the newspaper wrote, 'If this bill becomes law, providers and brokers of merchant
- met with our business coaches and lenders, and access to capital becomes a topic, they bring up merchant
- cash advances, not me; they bring up merchant cash advances unprompted.
HI
Transcript Highlights:
- Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
- I'm Tina Yamaki with the Retail Merchants of Hawaii, and we are in strong support of Mike Lambert for
- Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
- Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
- Tina Yamaki from Retail Merchants of Hawaii, on Zoom, in live person—yes, must be imported.
Summary:
The committees met on February 19, 2025, to hear advice-and-consent nominations, beginning with GM 645/GM 650 for Mike Lambert as Director of the Department of Law Enforcement. Testimony was overwhelmingly in support from state officials, community leaders, nonprofit representatives, and others, who praised Lambert’s collaboration with communities, communication skills, and practical approach to public safety. Several speakers highlighted his work on homelessness, game rooms, community policing, and his ability to work across public health and law enforcement lines. Lambert told the committee he has 22 years of law enforcement experience, including patrol, community policing, training, narcotics/vice, and work on fentanyl, internet crimes against children, and ghost guns, and said his priorities would include building community trust, improving training and discipline, and addressing fireworks and firearms enforcement. Senators asked about fireworks, federal collaboration, ports and airport screening, recruitment, pay parity, and whether the department should expand into a more formal state police force; Lambert said he would need time to learn the new port/shipping environment and would support a state police class and expanded enforcement capacity. The committee did not take a final vote in the portion of the transcript provided.
The committee then heard GM 567 for Jean Dello Jr. as chairperson of the Hawaii Paroling Authority. Supporters, including Hawaii Friends of Restorative Justice and Hawaii Paroling Authority staff, described him as honest, ethical, fair, and experienced in balancing public safety with rehabilitation and re-entry. Dello said he came out of retirement in 2021 to serve on the board, and that his background in federal probation and state corrections led him to favor evidence-based practices over simple compliance monitoring. He emphasized the need to weigh public safety with giving inmates a real opportunity to transition successfully back into the community. No final action or vote was announced in the excerpt provided.