Video & Transcript Research : 'merchant codes'

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MD

Maryland 2026 Regular Session

Senate Floor Session, 4/10/2026 #2

Maryland Senate Floor Meeting

Transcript Highlights:
  • a local merchant in Baltimore County I'm a local merchant in Baltimore County along<00:21:12.680>
  • I'm a merchant? I'm a merchant?
  • because the merchant because the merchant did<00:22:49.360> not<00:22:49.680> accept
  • They're not considered merchants.
  • They're not considered merchants. merchants. merchants.
Summary: The Senate reconvened with a quorum and began by reading House messages and first-reading bills, including SB 8 on identity fraud and deepfakes and HB 145 on election misinformation and deepfakes, which was referred to Rules. The chamber then handled several concurrence and conference matters. On HB 154, the Open Meetings Act bill for county boards of education, the Senate initially moved to recede from its amendments and accept the House version, but debate centered on a Senate transparency amendment limiting school boards’ ability to censor recordings. A motion to reconsider the amendments was laid over for 15 minutes. On SB 514, a third-degree assault bill, the House refused to recede and a conference committee was appointed. A guest introduction also welcomed a 10-month-old visitor to the gallery. In second-reader business, the Senate adopted committee amendments and advanced SB 504, which strengthens data privacy protections and limits use of personal data for immigration enforcement, and SB 790, the Public Health Reform Act, which revises the Commission on Public Health, updates the Maryland Medical Reserve Corps, adds health equity review processes, and makes related administrative changes. Both bills were reported favorably with technical and conforming amendments and ordered printed for third reading. The chamber then took up HB 191, which would require merchants to accept cash for essential consumer goods and set related rules and exceptions; members questioned its scope, exemptions, and enforcement, and the bill was laid over pending clarification about whether stadiums are covered. Finally, HB 564 on pet cremation and burial services added consumer protection and disclosure requirements for pet cremation providers; its technical amendment was adopted and the bill was ordered passed for third reading.
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce

Transcript Highlights:
  • Bank, a division of Merchants and Marine Bank.
  • Farmers and Merchants Bank, a division of Merchants and Marine Bank.
  • We are Farmers and Merchants Bank, and we want to keep saying that we're a division of.
  • Bank, a division of Merchants and Marine.
  • But the bottom line is, his local community is not familiar with Mississippi merchants.
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce, Consumer Protection, and International Affairs

Transcript Highlights:
  • Bank, a division of Merchants and Marine Bank.
  • Farmers and Merchants Bank, a division of Merchants and Marine Bank.
  • Bank, a division of Merchants and Marine.
  • But the bottom line is, his local community is not familiar with Mississippi merchants.
  • Vacant buildings just as a part of their code?
Summary: The committee first deferred House Bill 1102 without hearing it. It then took up House Concurrent Resolution 66, which urges Louisiana Economic Development and other state agencies to continue studying rural parishes’ economic assets, infrastructure, workforce, and development opportunities. Representative Weible and Secretary Bougoir described the resolution as part of a broader effort to align state rural programs and create a strategic framework for rural development. Members emphasized infrastructure, workforce training, local coordination, and retaining young people in rural communities. An amendment requiring LED to report to the legislature by January 1, 2027 was adopted, and HCR 66 was reported favorably as amended. The committee next considered Senate Bill 102, which would allow qualified trade associations for motor vehicle dealers to bring declaratory and injunctive actions against manufacturers on behalf of dealers. Senator Presley and the Louisiana Automobile Dealers Association said the bill would consolidate similar disputes into one action, reduce costs, and help smaller dealers avoid retaliation or uneven litigation. Questions focused on standing, the limited remedies, and whether the bill would affect nontraditional sales models. Technical amendments were adopted, and SB 102 was reported favorably as amended. Senate Bill 521, concerning banks’ continued use of a non-surviving bank’s name after mergers or consolidations, drew the most debate. Senator Boudreau and former Senator Fred Mills said the bill would preserve community-bank identity while following FDIC guidance on clear disclosure and consumer notice. Several members raised concerns about codifying federal guidance, future changes to federal rules, and whether the bill should instead set a fixed transition period; an amendment to limit use of the old name to 24 months was adopted after discussion. Another proposed amendment tying the bill to 1998 FDIC branch-name guidance failed on a roll call vote. The bill, as amended, was then reported favorably. The committee also advanced House Bill 387, which narrows the scope of incidental engineering work by architects and clarifies the state fire marshal’s authority to review plans under both architecture and engineering laws, and House Bill 1228, which updates hearing-aid dealer licensing and consumer-protection rules, including testing periods, cooling-off rights, and refund/cancellation procedures. Both bills were reported favorably with technical amendments. The transcript then shifted to additional measures, including House Bill 975 on Public Service Commission reconstitution and several Senate bills by Senator Abraham on self-storage facilities and contractor licensing, but the provided text cuts off before those items are fully concluded.
MA
Transcript Highlights:
  • The merchant is on the hook for that.
  • The merchant is on the hook for that.
  • The merchant is on the hook for that.
  • The merchant is on the hook for that.
  • And that's even before they charge back that fraud to the merchants.
Keywords: 995, all
Summary: The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs. Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges. On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
TX
Transcript Highlights:
  • They act in concert with one or more people to steal merchandise, money or property from a merchant.
  • They steal merchandise money or property from a merchant on 2 or more occasions within a 180-day period
  • , and here's the key part with the intent to deprive the merchant of the property.
  • It talks about the intent to deprive the merchant of the retail merchandise can be inferred where the
  • Committee man and chair, um, This is the House Bill 1509 and involves the um The, the, the penal code
TX

Texas 89th Regular

Finance May 14th, 2025

Finance

Transcript Highlights:
  • That appears to limit our ability to charge an additional fee beyond the merchant fee.
  • The language limits the fee to the industry standard merchant fee.
  • What is the current standard merchant fee for this?
  • We don't have a standard merchant fee.
  • We don't have the standard merchant fees. We haven't done the market research.
Bills: HB42
Summary: The committee heard Senator Flores lay out the committee substitute for HB 2894, which would expand state reimbursement eligibility for local governments disproportionately affected by the disabled veterans homestead exemption. Flores said the bill would add certain municipalities in Bell, Coryell, and Lampasas counties if lost ad valorem tax revenue equals or exceeds 10% of general revenue, while existing recipients would remain under the current 2% threshold. Lampasas and Bell County officials and the City of Killeen testified in support, describing significant revenue losses and urging adequate funding. One witness, Howard Avery, argued any reimbursement should be counted as property tax revenue for voter-approval rate purposes to avoid a windfall. The committee later adopted the substitute and reported the bill favorably, with one nay. The committee also heard SB 782, which would create a temporary severance tax exemption for restimulated inactive oil and gas wells, intended to encourage investment in mature wells. The Comptroller explained the revised fiscal note as effectively zero because the wells are currently marginal and not generating meaningful tax revenue, while industry witnesses said the bill could extend well life, support local economies, and reduce orphan-well liabilities. Public testimony was supportive, and the bill was left pending. Members then heard HB 3033, a DPS-related grant program funded by voluntary $3 donations on driver’s license and ID applications to support nonprofits aiding injured or fallen DPS officers and their families, including memorial highway signs. The DPS Officers Association supported the bill, citing existing foundation assistance and the need for a steady funding stream. The committee later reported the bill favorably. The committee also considered SB 524, which would permanently extend the franchise tax and fee exemption for qualifying veteran-owned businesses for their first five years; testimony from a veteran business owner and veterans advocates supported the measure, and the committee adopted the substitute and reported it favorably. Additional measures were laid out and left pending or voted out: HB 3594, a local San Antonio retiree health care fund bill with agreed changes for contributions, spouse benefits, and remarriage rules, was supported by stakeholders and reported favorably; HB 4738 would repeal small administrative fees tied to certain loans and was reported favorably; HB 42 on HEAF funding and HB 5246 on the Texas Space Commission were heard and left pending. The committee also reported HB 3474, a cleanup bill for the Pension Review Board’s investment performance review schedule, and HB 2802, the Austin firefighter retirement fund bill, both favorably. Finally, the committee took up HB 1056, which would allow gold and silver held in the Texas Bullion Depository to function as legal tender through debit-card transactions. Supporters framed it as a way to use hard assets and expand financial options, while bankers and some senators raised major operational, consumer-protection, tax, and constitutional questions; the bill remained under discussion as testimony began.
HI

Hawaii 2026 Regular Session

CPN DEFER, CPN-HOU, CPN, CPN-EDT Public Hearings 02-03-2026

Commerce and Consumer Protection

Transcript Highlights:
  • > Erdman,<00:26:43.279> the Retail Merchants, I'm Dave Erdman, the Retail Merchants, I'm
  • the residential landlord tenant code. the residential landlord tenant code.
  • specialize in landlord tenant code specialize in landlord tenant code issues<01:14:03.760> so
  • This measure landlord tenant code.
  • I can confirm code. I'm calling OCP.
Bills: SB2045, SB2354
Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Veterans and Federal Affairs Jun 21st, 2026 at 01:00 pm

Joint Committee on Veterans and Federal Affairs

Transcript Highlights:
  • , and the third thing that it does is it creates a Massachusetts merchant mariner medal for those merchant
  • Merchant mariners who served in an active war zone.
  • It was also merchant mariners that rowed George Washington across the river.
  • Merchant mariners that rowed George Washington across the river on Christmas Eve.
  • And if you were ever in the service, the merchant marine brought you what you needed. Thank you.
Keywords: 995, all
Summary: The Joint Committee on Veterans and Federal Affairs held its fourth public hearing of the 2025-26 session on recognitions, definitions, and designations related to veterans. Chairs John Velis and Joseph McGonagle opened the hybrid hearing with housekeeping rules and noted the committee’s reporting deadlines. The hearing focused on several bills honoring veterans and military-related service, including H. 3825 to include reserve components in flag half-staff recognition for service members killed in action, S. 2499 to place a State House marker honoring three Medal of Honor recipients from the war on terror, S. 2498 to add Merchant Marine recognition at veterans cemeteries and the State House and create a Massachusetts merchant mariner medal, and H. 2500/S. 2500 to have Massachusetts fly the Honor and Remember flag for Gold Star families and fallen service members. A major portion of the hearing centered on H. 3871 and S. 2467, which would update the Commonwealth’s definition of “veteran.” Testimony came from the Office of Veterans Services, veterans organizations, Public Health Service and NOAA representatives, National Guard and Reserve veterans, and Gold Star advocates. Witnesses argued the current state definition is inconsistent with federal law and excludes some service members who should be recognized, especially members of the U.S. Public Health Service Commissioned Corps, NOAA Commissioned Officer Corps, reservists, and some National Guard members. Supporters said the bills would improve fairness, consistency, and access to benefits and services, while several speakers emphasized that service in uniform should be honored regardless of branch. Some testimony also urged a broader moral recognition of all who raised their right hand, while others focused on aligning state law with federal definitions and closing gaps in eligibility. Committee members asked questions about the practical and fiscal effects of broadening the definition, including how the proposed language would interact with existing federal standards and state benefit programs. Witnesses explained that the bills would remove the current 180-day and 90-day active-service calculations and instead recognize certain active service and six-year reserve or Guard commitments, though some members noted that this could create a broader state standard than the federal one. No votes or formal actions were taken during the hearing, and the committee concluded after hearing from the final witness and adjourning.
FL
Transcript Highlights:
  • THEY PRODUCE MERCHANT MARINES LIKE OUR OWN ALEX, BUT THAT'S A VERY DIFFERENT KIND OF PLACE COMPARED TO
  • THE US FLAG IN MERCHANT MARINE IS A VERY SMALL PERCENTAGE.
  • SO THE TRAINING COURSES AT STAR CENTER PERSPECTIVE MARINERS WITH EARNING MERCHANT MARINER CREDENTIALS
  • LIZ IS A TWO-YEAR MERCHANT MARINER APPRENTICE ENGINEER PROGRAM.
  • WE WILL TAKE UP AMENDMENT BAR CODE 159858. SENATOR FINE.
Keywords: 999, senate, all
NJ

New Jersey 2026-2027 Regular Session

Assembly Budget Jun 28th, 2026

Transcript Highlights:
  • John from the New Jersey Retail Merchants Association...
  • My name is John Howell with the New Jersey Retail Merchants Association.
  • Rumpf, I don't think we should be rewriting the tax code.
  • John, New Jersey Retail Merchants Association, opposed.
  • John Howell of the New Jersey Retail Merchants Association.
Keywords: 1146, all
Summary: The Assembly Budget Committee met on June 28, 2026 and considered a long list of budget and policy bills, reporting many of them out of committee, often with amendments. Early measures included AB 2550 on continued dependent health coverage for certain adults with disabilities, AB 4794 allowing tax data sharing with the New Jersey Innovation Authority and Secure Choice Savings Board, and AB 3381/SB 1493 updating occupational therapy licensure requirements. The committee also advanced AB 4014, creating a social media research center at a public four-year institution, though one member opposed it as unnecessary spending given existing research on social media harms. Another bill, AB 5048/SB 1281, would ban certain apparel and diaper products with intentionally added PFAS; some members opposed it over safety and cost concerns, especially for firefighter gear, but it was reported. The committee also moved AB 383, which promotes volunteerism to help FamilyCare and SNAP recipients meet eligibility requirements, and AB 4357, extending telehealth pay parity, though one member objected to parity between telehealth and in-person care. The committee then took up several energy, environmental, and housing-related bills. AB 5188, the Advanced Grid Technologies Act, was released despite opposition from some members and labor interests. AB 2524 would let dual-use solar projects participate in community solar, and AB 5236 would strengthen pediatric psychiatry and behavioral health services; both were reported. AB 5348, allowing temporary use of open-space and related funds for certain municipalities, drew sharp criticism as a diversion of preservation money to fill budget holes, but passed. AB 5280 returned unexpended county appropriations to Hudson County and authorized supplemental operating aid; it also passed despite objections about prior bidding violations. AB 5347 provided certain motor vehicle-related funding to municipalities and was reported, as was AB 5334/SB 4423, appropriating Green Acres and CBT revenues for local open space and park projects. A major portion of the meeting focused on tax and business-related bills. AB 5329 increased the child tax credit for 2026-2028, with testimony urging that the expansion be made permanent; it was reported. AB 3899, the General Contractor Licensing Act, also passed. AB 5310/SB 4406 clarified sentencing under certain circumstances and was reported. AB 5330, allowing temporary transfers in the pension system, drew testimony from NJEA warning that the State Health Benefits Program was in crisis and asking for a longer repayment period to avoid rate spikes; the bill was still reported. AB 1326 created a higher education governance and funding task force and was amended to add a Talmudic institution or theological seminary representative. Later, AB 5333/SB 4424 appropriated additional Green Acres and CBT funds for recreation and conservation projects and was reported. The committee also advanced several business and alcohol-related measures, including AB 5235 establishing the School-Based Partnership for Access and Resilience for Kids program, AB 5325 reducing business formation fees, AB 4836/SB 2368 on portable solar devices, AB 4881 establishing an advanced nuclear energy procurement program, AB 3974/SB 3183 revising renewable energy incentive and solar interconnection rules, AB 4013 creating a social media research center focused on addictive behavior, AB 5225 making temporary alcohol beverage provisions permanent, and AB 5295 revising alcoholic beverage licensing laws. The most contentious debate came on AB 4085, the Fair Price Protection Act, which would restrict “surveillance pricing” and regulate grocery pricing practices. Consumer advocates supported the bill as a protection against individualized pricing, while retailers and chambers of commerce argued the language was too broad and could undermine loyalty programs, discounts, and electronic shelf labels. Despite those objections, the committee voted to report the bill after amendments. Finally, AB 4530/SB 3739 on EV supply equipment standards was reported, and AB 5322 imposing a temporary cap on net operating loss deductions under the corporate business tax sparked strong opposition from business groups and a policy debate over whether legitimate losses and investment-related deductions should be limited; the bill was still moved out of committee.
CA

California 2025-2026 Regular Session

Senate Banking and Financial Institutions Committee Jun 17th, 2026

Banking and Financial Institutions

Transcript Highlights:
  • It fills a federal gap by adding nondiscrimination chapters to three Financial Code divisions covering
  • It fills a federal gap by adding nondiscrimination chapters to three financial code divisions covering
  • AB 2116 does not eliminate access to capital, and it does not ban merchant cash advances.
  • Here's the kicker: the newspaper wrote, 'If this bill becomes law, providers and brokers of merchant
  • cash advances, not me; they bring up merchant cash advances unprompted.
Keywords: 987, senate, all
NH

New Hampshire 2025 Regular Session

House Finance Division III (03/12/2025)

Transcript Highlights:
  • I think you call it a class code 6273. Would it fall under there?
  • Under the medical benefit, you have the healthcare procedure codes, HCPCS.
  • Under the medical benefit, you have the healthcare procedure codes, HCPCS.
  • NDC is the National Drug Code.
  • The Honorable Gary Merchant. Thank you, Mr. Chair. For the record, my name is Gary Merchant.
Keywords: 928, house, all
Summary: The working session focused on the New Hampshire Prescription Drug Affordability Board’s budget request and its recent work. Early discussion centered on a technical question about a statutory dedicated fund for donations: members asked why the budget did not show a line item for accepting donations, and DHHS CFO Nathan White explained that the statute already authorizes the fund, but because no revenue has been received yet, it does not appear in the budget. He said any future donations would go through the normal process under RSA 14:30-a, with fiscal committee and Governor and Council approval and a memo to the Department of Revenue Administration. The chair clarified that the account was not a prerequisite to soliciting donations, and White said the fund would supplement, not replace, General Fund support. Kirk Williamson, the board’s executive director, then presented the board’s mission and budget. He said the governor’s budget provides about $256,500 in the first year and slightly more in the second, all General Funds, and that the board had distributed a technical amendment to continue the executive director position. He described the board’s role as analyzing prescription drug costs, identifying savings opportunities, monitoring market trends, promoting transparency, and making recommendations to the legislature and public payers. He also emphasized that the board operates publicly, with live-streamed meetings and a stakeholder advisory council that includes unions, state agencies, Medicaid, corrections, higher education, and other stakeholders. A major topic was the board’s estimate of $6 million in potential savings, based on Medicare’s newly negotiated prices for 10 drugs. Williamson explained that the board used those federal negotiated prices as a benchmark to estimate what New Hampshire public payers might be missing by not having similar leverage, and said the board is trying to build evidence for future recommendations rather than directly setting prices. Members asked how those potential savings could become actual savings, and Williamson said the board is sharing findings through its advisory council and feedback loops, though it has not yet sent a formal recommendation letter to specific purchasers. He also discussed the difference between pharmacy-benefit spending, which relies heavily on PBM-negotiated rebates, and medical-benefit spending, which is administered differently and is being added to the board’s next report. Williamson highlighted other work, including a model on Humira and a pending legislative effort to improve biosimilar competition, plus a proposed state-backed pharmacy savings card that would be no cost to the state and could save users about $240 per prescription based on Connecticut’s experience. No votes were taken during the session.
CA

California 2025-2026 Regular Session

Senate Revenue and Taxation Committee May 6th, 2026

Revenue and Taxation

Transcript Highlights:
  • district for free energy storage, solar energy storage batteries, but when you give them your zip code
  • I did not qualify for one of those because of my zip code, not even my income, but just my zip code.
  • Kelsey Morgan with Saltchuk and Matt Robinson on behalf of the Pacific Merchant Shipping Association.
  • Kelsey Morgan with Saltchuk and Matt Robinson on behalf of the Pacific Merchant Shipping Association.
  • As a senator noted, I'm Matt Robinson on behalf of the Pacific Merchant Shipping Association.
Keywords: 987, senate, all
Summary: The Revenue and Taxation Committee heard a long agenda of tax and housing measures, beginning with SB 1329 on solar property tax assessment. The author and solar industry witnesses argued the bill would create a uniform, predictable statewide method as the current solar property tax exclusion sunsets, while county assessors and local county representatives opposed it as a departure from market-based valuation that would reduce assessed values and local revenue. The committee also heard SB 1406, which would target the so-called Montana loophole used to avoid California vehicle taxes and fees; it drew support from CTA and no formal opposition. Both bills were moved to Appropriations and placed on call after committee votes. The consent calendar was also adopted and placed on call. The committee then took up several tax relief and wildfire-related measures. SB 984 would conform California law to the federal tipped-income deduction; restaurant, taxpayer, and enrolled agent representatives supported it, and the committee approved it 3-0 to Appropriations, on call. SB 1084 would create a fire-safe home tax credit for home hardening and defensible space improvements; supporters included the Town of Truckee and the California Association of Realtors, while members raised questions about cost and interaction with Prop. 98, and the bill passed 3-0 to Appropriations, on call. SB 1118 would provide a tax credit for backup generators or solar battery systems in high fire-threat areas; the author and supporters framed it as a resilience measure, but committee members questioned the use of taxpayer funds, diesel generators, and the benefit relative to cost. The bill was not advanced in the portion of the transcript provided. Later, the committee heard SB 1249, a narrowly targeted senior deduction for taxpayers ages 86 to 90, supported by LeadingAge California and the California Senior Legislature; it passed 4-0 to Appropriations, on call. SB 1424 would extend a partial sales and use tax exemption to zero-emission vehicle refueling equipment, including charging and hydrogen stations; it received support from hydrogen and electric transportation groups and passed 4-0 to Appropriations, on call. SB 1113 would conform California tax law to the federal tonnage tax regime for U.S.-flag international shipping companies; maritime industry witnesses supported it as a competitiveness and national security measure, while ILWU opposed it over the estimated general fund impact, and the bill passed 4-0 to Appropriations, on call. SB 1137 would expand the medical expense deduction for lower-income taxpayers, and SB 1415 would extend a partial welfare property tax exemption to mixed-income housing; both were presented with support from advocacy and local government witnesses, with assessors and housing stakeholders seeking amendments on SB 1415. The transcript ends before final action on SB 1415 is completed.
HI
Transcript Highlights:
  • Retail Merchants of Hawaii in opposition.
  • I'm the interim president of Retail Merchants of Hawaii.
  • Retail Merchants of Hawaii in opposition.
  • I'm the interim president of Retail Merchants of Hawaii.
  • Thank you very much. consistent with the penal code. Um and consistent with the penal code.
Keywords: 912, senate, all
Summary: The committee first heard several measures and took testimony without questions on SB 2431 relating to health savings accounts and SB 2797 relating to consumer protection. For SB 2797, the DCCA Office of Consumer Protection offered comments, Retail Merchants of Hawaii opposed the bill over gift card fraud compliance costs and legal risk, and AARP Hawaii supported it. The committee also heard SB 2946 on foreclosures, where the Hawaii State Bar Association’s Collection Law Section and several lenders, associations, and individuals opposed the measure, while the Hawaii Bankers Association and others offered comments. SB 2961 on insurance drew comments from the Insurance Division and Hawaii Insurance Council, with NAMIC opposing and some individuals supporting. SB 2948 on insurance fraud received comments from the Insurance Division and support from the American Property Casualty Insurance Association, with NAMIC and the Alliance for Responsible Consumer Legal Funding also commenting. No votes were taken during the hearing portion, and the committee recessed after testimony. The committee then reconvened for decision-making on the 9:30 agenda. SB 2431 was passed with amendments, including DOTAX-requested changes, a five-year limit on credit carryforwards, removal of an aggregate cap, a rural definition, transparent reporting, technical amendments, and a deferred effective date of July 1, 2050. SB 2797 was also passed with DCCA-requested amendments, technical changes, and the same deferred effective date. SB 2946 was deferred because there was no testimony in support. SB 2961 was passed with amendments, but after Senator McKelvey raised concern that policy-limit language could undermine the bill, the committee removed two policy-limit amendments before adopting the recommendation. SB 2948 was passed with amendments deleting certain definitions, aligning penalties and public-records provisions, adding coordination and disclosure clarifications, and making technical changes; one no vote by Senator Awana was recorded, with the rest in favor. The committee also considered SB 3000 from a prior hearing and recommended passage with amendments clarifying the Attorney General’s authority, creating a special fund, and addressing concurrent actions, again with a deferred effective date and one no vote by Senator Awana. In a joint CPN/GVO agenda, SB 2258 relating to school agriculture procurement targets was passed with amendments after the Department of Education said it would need to follow up on whether changing the target period from calendar year to school year would create procurement or scheduling issues; the committee added technical changes, a deferred effective date, and routed the bill to Ways and Means, with a note that Education should also have received it. In a later joint CPN/AEN hearing, SB 2452 relating to climate-friendly insurers drew strong opposition from the Insurance Division and several insurance groups, who warned it could push insurers out of the authorized market and into the surplus lines market, raising costs; Senator Dela questioned whether the bill would worsen an already strained market, while the division said the legislature could make the policy choice but warned of market disruption. The hearing then moved to SB 2760 on invasive species, where DLNR, DAB, CGAPS, and the Oahu Invasive Species Committee generally supported broader inspection and quarantine authority, civil penalties, and longer interim-rule authority, while committee members asked about staffing, treatment capacity, and implementation for non-agricultural commodities such as building materials and vehicles.
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/10/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • cash rounding or rounding as merchants cash rounding or rounding as merchants are<00:57:42.480><
  • Mer- Merchants can decide. If they have Mer- Merchants can decide.
  • ,<00:59:20.560> but maybe not necessarily the merchant, but maybe not necessarily the merchant
  • This now seems to be up for negotiation when you go to a merchant that this merchant can decide in some
  • associations article as part of the code associations article as part of the code revisions revisions
Summary: The Senate convened on March 10, 2026, established a quorum, and began with an invocation by Reverend Damien Flowers, which was journalized without objection. The chamber then recognized several guests and honorees, including Dr. Courtney Glickman for being named 2025 Play Therapist of the Year, Sigma Gamma Rho Sorority, Dr. Sonja B. Santelises for her leadership of Baltimore City Public Schools, students shadowing legislators, Navy Alliance representatives, the Maryland Alliance for Advocacy for Sickle Cell, and Ms. Kimberly Body for her lupus advocacy. The Senate also journalized prior remarks about the 6888 regiment. The Finance Committee report then moved several bills forward. Senate Bill 348 would allow hospitals and freestanding birthing centers to contact, rather than only call, patients after high-risk pregnancies; its amendments were adopted and the bill was ordered to third reading. Senate Bill 390 on Wicomico County liquor licenses was laid over under the rule. Senate Bill 492, addressing massage therapy advertising and prohibiting misleading sexual-service advertising, was amended and sent to third reading. Senate Bill 562, concerning pharmacist-prescriber agreements for opioid use disorder treatment, was amended and advanced. Senate Bill 773 would let pharmacists order certain vaccines, including intranasal flu vaccines, for self-administration and was advanced without amendment. Senate Bill 53, on Maryland Port Administration land acquisition notice in Anne Arundel County, was amended and advanced. Senate Bill 428 would bar cost-sharing for collaborative care model services under Medicaid and private coverage and was advanced without amendment. Senate Bill 473 would require human trafficking awareness training for for-hire and transportation network drivers; its amendments were adopted and it was sent to third reading. Senate Bill 585 would shift administration of the human relevant research fund from Health to Agriculture and was advanced. Senate Bill 606, the Easy Pass Commuter Fairness and Transparency Act, would require an MDTA report on commuter plans and unused trips; its amendment was moved as the transcript ended. During debate on Senate Bill 917, which would expand the definition of audiology practice to include certain screenings and non-radiographic imaging, a senator questioned whether the bill would make Maryland the only state restricting a health occupation from performing Medicare-required screenings. The floor leader said the committee had heard that claim in testimony but had not verified it, and the senator moved to special order the bill for amendment, which was granted without objection. Most other bills were reported favorably, with committee amendments adopted without objection and several bills ordered printed for third reading.
HI
Transcript Highlights:
  • It makes the most recent Hawaiʻi State Building Codes adopted by the State Building Code Council supersede
  • building codes or add requirements to the state building codes only with prior Council approval.
  • respective county building codes.
  • 35.520> codes<00:01:36.520> and respective County building codes and respective County
  • code, if they so choose.
Keywords: 912, senate, all
Summary: The committee heard testimony on SB 540, which would make the most recent state building codes supersede county codes beginning in 2028 and limit county changes without State Building Code Council approval. Grassroot Institute testified in support, while IBEW Local 1260 strongly opposed the bill as written, warning it could let counties weaken state minimum standards and create problems for fire code and sprinkler requirements. Members discussed the need for consistency in building codes and the impact of the State Building Code Council’s status, and the chair said the measure would be deferred indefinitely. The committee also heard SB 626 on disaster preparedness, which would prohibit planting large trees along evacuation routes and require HEMA to identify and remove obstructive trees. Testimony included comments from DLNR, HEMA, and others, with HEMA opposing the measure. The chair said more coordination was needed between DLNR and HEMA and deferred the bill. SB 692, regulating retail and wholesale spray paint sales and assigning jurisdiction to the Department of Law Enforcement, drew opposition from the Retail Merchants of Hawaiʻi, which said the bill would impose costly storage and reporting burdens on small retailers and raise identity-theft concerns. The committee deferred that measure as well. In a separate decision-making segment, the committee considered SB 9 on fireworks and recommended passage with amendments. The amendments narrowed or removed several sections, increased certain penalties from $500 to $1,000, adjusted forfeiture allocations, accepted an Attorney General amendment, added an appropriation for community safety education programs, and changed the effective date to July 1, 2077. The motion to pass with amendments was adopted by a vote of 2-1. Later, in a joint hearing, SB 1102 on the aircraft rescue firefighting unit drew support from DOT but opposition from the Hawaiʻi Firefighters Association, which asked that the bill be held. SB 41, establishing Hawaiʻi Disaster Drill Day on August 8, received support from HEMA and a public testifier. SB 1570, addressing Molokaʻi air service disruptions and a possible runway expansion, drew strong public support from Molokaʻi residents and service providers, while the Attorney General raised separation-of-powers concerns about the emergency declaration language and DOT noted the high cost and feasibility issues of runway expansion.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Currently, merchants report skimmers at gas pumps to TDLR, which completes an inspection and report that
  • expansion of the FCIC's authority over skimming devices as mandated by the Texas Business and Commerce Code
  • Currently, the code mandates that a merchant... ...or technician must report the finding of a gas pump
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Government Code 811006 is a provision in statute that requires that before... ...for the pension plan
  • provided by Texas lenders, regulated in accordance with Chapter 342, Subchapter of the Texas Finance Code
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, April 1, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • This is the same man, after all, who had our nuclear code sitting in his bathroom in Mar-a-Lago.
  • This is the same man, after all, who had our nuclear code sitting in his bathroom in Mar-a-Lago.
  • to limit the authority of the Code to limit the authority of the district<02:26:45.280> courts
  • . defraud to defraud the merchant. that<02:38:01.120> entitles<02:38:01.600> when<02:38
  • fee and potential $35 or a $50 merchant fee and potential criminal<02:39:18.800> charges.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 8th, 2025

Transcript Highlights:
  • This is the common law of negligence, and it is codified in the Civil Code.
  • The collusion happens in code, not conversation.
  • In 2023, merchants paid $1.7 billion in swipe fees on sales tax alone.
  • The merchant refused to refund the member.
  • That frankly are being kept by the merchant, I think that's a bona fide pursuit.
Summary: The committee heard several bills, beginning with AB 2, which would create enhanced civil penalties for large social media companies when negligence proven in court causes harm to children and teens. The author and supporters argued the bill is needed to address addictive algorithms and harmful content, while opponents warned it was vague, could chill speech, and might be preempted by federal law. Members largely focused on whether the bill changed the standard of care or burden of proof; the bill passed out of committee on a roll call vote, with some members noting concerns but supporting it to continue the discussion. AB 282, dealing with housing vouchers and source-of-income discrimination, would clarify that housing providers may prioritize applicants who qualify for rental assistance without violating fair housing law. Supporters from housing authorities, local governments, and advocacy groups said it would help voucher holders find units and improve use of housing funds. There was no opposition, and the bill passed to Appropriations on a roll call vote, with two no votes. The committee also considered AB 882 on court reporter availability and electronic recording in certain cases when a court reporter is unavailable. Supporters said the bill is a temporary, narrowly tailored response to a shortage of reporters and would preserve access to accurate records, while opponents argued it was too narrow, raised access-to-justice concerns, and should be broadened. Members from both sides emphasized the importance of court reporters and electronic recording as a backup; the bill passed with an urgency clause and was sent to Appropriations. The committee then heard AB 325 on algorithmic price fixing, AB 935 on civil rights data clarity, AB 1414 on tenant choice of internet service provider, and AB 67 on Attorney General enforcement of the Reproductive Privacy Act; each drew support from sponsors and advocacy groups, opposition centered on overbreadth or policy concerns, and each advanced on committee votes, with several members requesting further amendments or clarification.