Video & Transcript : 'lender cap' :
Page 4 of 391
TX
Transcript Highlights:
- And the cap is $20,000 above that.
- Well, we'd be well above your cap. Okay. All right. Interesting.
- Let me get this straight because it's not a revenue cap...
- It's not a hard cap.
- I'm sorry, not the cap. At the 3.5% level, that is the money. Oh, the voter approval.
Committee:
Senate Local Government
Keywords:
property tax, ad valorem tax, voter-approval tax rate, no-new-revenue tax rate, tax rate calculation, Tax Code, local government finance, municipality, county, special taxing unit, sales and use tax, property tax cap, tax rollback, tax levy, maintenance and operations, debt rate, disaster relief rate, Texas Legislature, local taxing unit, school assessment
TX
Transcript Highlights:
- An abandoned well is typically one that's been capped.
Committee:
Senate Finance
Keywords:
SB 524, Texas franchise tax, veteran-owned business, new veteran-owned business, business tax exemption, filing fee exemption, Tax Code Chapter 171, Business Organizations Code, Comptroller, small business, veterans, entrepreneurship, tax repeal, privilege tax, beginning date, franchise tax exemption, severance tax, oil, gas, restimulation wells
Summary:
The committee heard Senator Flores lay out the committee substitute for HB 2894, which would expand state reimbursement eligibility for local governments disproportionately affected by the disabled veterans homestead exemption. Flores said the bill would add certain municipalities in Bell, Coryell, and Lampasas counties if lost ad valorem tax revenue equals or exceeds 10% of general revenue, while existing recipients would remain under the current 2% threshold. Lampasas and Bell County officials and the City of Killeen testified in support, describing significant revenue losses and urging adequate funding. One witness, Howard Avery, argued any reimbursement should be counted as property tax revenue for voter-approval rate purposes to avoid a windfall. The committee later adopted the substitute and reported the bill favorably, with one nay.
The committee also heard SB 782, which would create a temporary severance tax exemption for restimulated inactive oil and gas wells, intended to encourage investment in mature wells. The Comptroller explained the revised fiscal note as effectively zero because the wells are currently marginal and not generating meaningful tax revenue, while industry witnesses said the bill could extend well life, support local economies, and reduce orphan-well liabilities. Public testimony was supportive, and the bill was left pending.
Members then heard HB 3033, a DPS-related grant program funded by voluntary $3 donations on driver’s license and ID applications to support nonprofits aiding injured or fallen DPS officers and their families, including memorial highway signs. The DPS Officers Association supported the bill, citing existing foundation assistance and the need for a steady funding stream. The committee later reported the bill favorably. The committee also considered SB 524, which would permanently extend the franchise tax and fee exemption for qualifying veteran-owned businesses for their first five years; testimony from a veteran business owner and veterans advocates supported the measure, and the committee adopted the substitute and reported it favorably.
Additional measures were laid out and left pending or voted out: HB 3594, a local San Antonio retiree health care fund bill with agreed changes for contributions, spouse benefits, and remarriage rules, was supported by stakeholders and reported favorably; HB 4738 would repeal small administrative fees tied to certain loans and was reported favorably; HB 42 on HEAF funding and HB 5246 on the Texas Space Commission were heard and left pending. The committee also reported HB 3474, a cleanup bill for the Pension Review Board’s investment performance review schedule, and HB 2802, the Austin firefighter retirement fund bill, both favorably. Finally, the committee took up HB 1056, which would allow gold and silver held in the Texas Bullion Depository to function as legal tender through debit-card transactions. Supporters framed it as a way to use hard assets and expand financial options, while bankers and some senators raised major operational, consumer-protection, tax, and constitutional questions; the bill remained under discussion as testimony began.
TX
Committee:
House State Affairs
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Employees' household income will have a cap of $3,600 per child.
Bills:
HB74 , HB175 , HB460 , HB576 , HB2271 , HB2294 , HB2874 , HB3016 , HB3133 , HB3191 , HB3458 , HB3929 , HB4063 , HB4115 , HB4394 , HB74 , HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- deed of trust to oversee the sale of the property while a substitute trustee is appointed by the lender
- However, recent proposed Legislation in New York would create serious legal uncertainty for lenders and
Bills:
HB74 , HB175 , HB460 , HB576 , HB2271 , HB2294 , HB2874 , HB3016 , HB3133 , HB3191 , HB3458 , HB3929 , HB4063 , HB4115 , HB4394 , HB74 , HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/18/26
Commerce Finance and Policy
Transcript Highlights:
- fees. is to cap the price of resale.
- We are is to cap the price of resale.
- Next, the bill a price cap into law.
- Let's cap have an affordability problem. Let's cap the<01:09:31.679><c> price.
- </c> found no clear evidence that price caps found no clear evidence that price caps improve<01:13:53.840
Committee:
House Commerce Finance and Policy
Keywords:
common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan
AL
Alabama 2026 Regular Session
Alabama House Transportation, Utilities and Infrastructure Committee Mar 17th, 2026
Transportation, Utilities and Infrastructure
Keywords:
HB542, district attorney, prosecutor, supernumerary district attorney, Employees' Retirement System, ERS, Alabama retirement, public employee retirement, pension, retirement benefits, post-retirement employment, salary cap, dual participation, double dipping, District Attorneys' Plan, assistant district attorney, deputy district attorney, state pension, survivor benefits, Office of Prosecution Services
TX
Committee:
Senate Economic Development
Keywords:
expedited service, business records, veteran-owned businesses, franchise tax, fee schedule, surplus vehicles, law enforcement equipment, school districts, Texas Facilities Commission, economically disadvantaged areas, HB 5596, voter-approval tax rate, property tax, ad valorem tax, Tax Code, Texas municipalities, coastal municipality, eligible coastal municipality, municipal hotel occupancy tax, hotel occupancy tax revenue
Summary:
The Senate Economic Development Committee heard and laid out several measures focused on school safety, Texas-Taiwan relations, defense manufacturing, business formation, hotel tax policy, and NASA relocation. HB 1851 would allow surplus DPS vehicles and law enforcement equipment to be transferred to school districts in economically disadvantaged areas for use by school police and security personnel, with a two-year resale restriction. HCR 127 expressed support for the Texas-Taiwan relationship and trade ties, HCR 118 supported expanding warship manufacturing in Texas, HCR 141 urged Congress to move NASA headquarters to Houston, HB 346 (with a committee substitute) revised business filing and fee authority while making permanent a franchise tax exemption for new veteran-owned businesses, HB 2974 was an omnibus hotel occupancy tax and qualified hotel project bill, and HB 5596 addressed accountability for municipal hotel occupancy tax revenues in coastal communities. Witnesses generally supported the measures, including the Texas Hotel and Lodging Association on HB 2974 and resource witnesses from the Texas Veterans Commission and Secretary of State on HB 346; no opposition testimony was registered on the laid-out bills.
After public testimony, the committee took up pending business and adopted committee substitutes where applicable. HB 1851, HB 346, HB 2974, and HB 5596 were each reported favorably to the full Senate, with HB 346 and HB 2974 also recommended for the local and uncontested calendar. HCR 127 and HCR 118 were reported favorably as well, and HCR 127 and HCR 141 were likewise recommended for the local and uncontested calendar. The committee also reported HB 4320 favorably, though the transcript repeats that motion several times. The meeting ended with the committee standing in recess until 7:00 a.m. subject to the call of the chair.
TX
Texas 89th Regular
Senate Committee on Water, Agriculture, and Rural Affairs May 5th, 2025
Water, Agriculture and Rural Affairs
Committee:
Senate Water, Agriculture and Rural Affairs
Keywords:
agricultural conservation, land preservation, environmental protection, wildlife habitat, Texas Farm and Ranch, groundwater conservation district, Texas Water Code, water permit, permit amendment, groundwater permit, water rights, aquifer, well registration, exempt wells, beneficial use, water conservation, groundwater quality, well plugging, Hill Country Priority Groundwater Management Area, surface water resources
Summary:
The Senate Water, Agriculture, Rural Affairs Committee heard several bills focused on groundwater management, water infrastructure, and agricultural land conservation. SB 612 would limit certain water districts in Hidalgo, Cameron, and Willacy counties from charging developers pipeline construction fees above actual, documented costs; the committee substitute removed a developer challenge mechanism to preserve district discretion over construction standards. HB 1633 would require groundwater conservation districts to consider registered exempt wells when reviewing or amending permits, and testimony from landowners, district representatives, and advocacy groups largely supported the bill as a way to protect domestic and livestock wells from drawdown caused by large export projects. HB 1689 would clarify that export fee revenues may be used for well operability, alternative water supplies, and aquifer monitoring, including through interlocal cooperation, and HB 3058 would give the Post Oak Savannah Groundwater Conservation District authority to use export fees for county road improvements and environmental programs tied to well inspection and groundwater management. HB 2018 would clarify that the Texas Farm and Ranchland Conservation Program is intended to purchase conservation easements only on working agricultural lands, with support from cattle raisers and Farm Bureau representatives. The committee also considered HB 29, which would require large water systems to validate water loss audits and submit mitigation plans; a committee substitute removed the water-loss threshold and adjusted the timeline for more detailed validation. Public testimony on the bills was generally supportive, with several witnesses describing declining well levels, road damage from export projects, and the need to preserve agricultural land and local water supplies. The committee adopted committee substitutes and voted favorably on HB 29, HB 1689, HB 2018, SB 612, and SB 3058, recommending several of them for the local and uncontested calendar; HB 1633 was left pending awaiting a committee substitute.
OK
Transcript Highlights:
- answering questions about a bill that's not his, but without those kinds of assurances and we put a cap
Bills:
SB1450 , SB1458 , SB1232 , SB1238 , SB1325 , SB1209 , SB1362 , SB2072 , SB1451 , SB1540 , SB1581 , SB1535 , SB1266 , SB1927 , SB1460 , SB2084 , SB2182
Committee:
Senate Judiciary
Keywords:
criminal court costs, court fees, fines, assessments, waiver, ability to pay, indigent defendants, post-release relief, probation compliance, parole, deferred sentence, suspended sentence, restitution, child support, municipal court, district court, criminal justice reform, court debt, legal financial obligations, fee waiver
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/11/26
Housing Finance and Policy
Transcript Highlights:
- Um or CAP um across a continuum of care.
- No other policy in this 3% lot rent cap.
- Um, so I don't know how we operate with some sort of cap.
- Um, so I don't know how we operate with some sort of cap.
- A pretty traditional argument of cap.
Committee:
House Housing Finance and Policy
Keywords:
HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, HF2687, single-family homes, corporate landlords
OK
Transcript Highlights:
- And so if this is not filed, it's going to be a potential for a very big conflict by that other lender
- We're gonna promote lenders by ensuring that they know whatever's filed in the notices and liens that
- assets and capped at 5% of any retirement account.
- And so we want to make sure and set those guardrails that 500 billion dollars in cap and a maximum 5%
- Last year, a senator brought This and had no caps.
Committee:
Senate Revenue and Taxation
Keywords:
income tax, tax rates, revenue certification, Oklahoma Tax Commission, state budget, education, tax credit, school choice, private school, tuition assistance, income limits, parental choice, accreditation, insurance, taxation, premium, home office credit, healthcare, teacher tax credit, income tax credit
AZ
Transcript Highlights:
- Senate Bill 1745 subjects a city or town that violates the tax rate cap and voter approval requirements
- Chair, there's an amendment I'd be happy to explain. ...from the rate cap if the increase occurs at an
- Senate Bill 1745 subjects a city or town that violates the tax rate cap and voter approval requirements
- It simply requires transparency and voter approval before exceeding a modest cap.
- It's constitutionally... ...capped.
Bills:
SB1433 , SB1434 , SB1435 , SB1567 , SB1571 , SB1686 , SB1745 , SCR1024 , SCR1025 , HB2671 , HB2676 , HCR2044
Keywords:
county boundaries, Maricopa, Gila, Pinal, Yavapai, Yuma, La Paz, local governance, Arizona Revised Statutes, Maricopa county, county division, new counties, intergovernmental agreements, special election, shared use agreements, education, explicit material, parental consent, student protection, library access
TX
Texas 89th Regular
S/C on Family & Fiduciary Relationships Apr 28th, 2025
S/C on Family & Fiduciary Relationships
Transcript Highlights:
- The Texas Family Code has long had what most of us family law attorneys refer to as a soft cap on the
- The net resources cap is under existing law.
- We set caps and they start off very reasonable, but then we don't do anything for 10 years, and so that's
Bills:
HCR10 , HB1814 , HB2160 , HB2353 , HB2643 , HB2971 , HB3282 , HB3382 , HB3996 , HB4507 , HB4509 , HB4805 , HB5551 , HB1863 , HCR10
Keywords:
family abduction, child safety, custodial rights, parental kidnapping, awareness day, marriage license, informal marriage, family code, identity verification, child support, family law, child custody, court interview, parent-child relationship, child welfare, attorney ad litem, compensation, legal representation, government entity, HB 2643
TX
Keywords:
regulatory reform, government efficiency, administrative law, rulemaking, agency deference, judicial review, de novo review, Texas Government Code, Administrative Procedure Act, state agencies, plain language, regulatory burden, regulatory reduction, cost-benefit analysis, fiscal note, public benefits and costs, contested case, rule challenge, Texas Regulatory Efficiency Office, advisory panel
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- So my questions here What other industries do we currently cap profits on?
- Do we do We begin to cap mortgage brokers as cost and interest rates continue to go up.
- I heard the senator earlier mention about other industries like utilities being capped.
- Therefore, the profits might be capped.
- I think a profit cap in a free market system is just It's not the answer to me.
Bills:
SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364
Committee:
Senate Business and Insurance
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
HI
Transcript Highlights:
- All the other lenders must be in sync before loan closing occurs.
- All the other<00:07:21.360><c> lenders</c><00:07:21.759><c> must</c><00:07:22.080><c> be</c><00:07:22.240
- ><c> in</c><00:07:22.400><c> sync</c><00:07:22.800><c> before</c> other lenders must be in sync before
- other lenders must be in sync before loan<00:07:23.919><c> closing</c><00:07:24.319><c> occurs.
- </c> any funding, but we're removing the cap any funding, but we're removing the cap of<00:42:51.119>
Committee:
Senate Housing
Keywords:
rental housing revolving fund, HHFDC, Hawaii Housing Finance and Development Corporation, mixed-income housing, mixed-income rental project, affordable housing, low-income housing, housing finance, housing development, preservation, rehabilitation, pre-development, construction financing, equity investment, credit enhancement, collateral, gap financing, area median income, AMI, perpetual affordability
TX
Transcript Highlights:
- It's really the counties when they're looking at that amount between $18,000 and $36,000 that were capped
Bills:
HB32 , HB15 , HB171 , HB421 , HB581 , HB644 , HB745 , HB349 , HB917 , HB204 , HB923 , HB15 , HB171 , HB204
Committee:
House Judiciary & Civil Jurisprudence
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581
TX
Transcript Highlights:
- allowing allowing them to establish, in their governing documents, a minimum ownership threshold capped
Bills:
HB32 , HB15 , HB171 , HB421 , HB581 , HB644 , HB745 , HB349 , HB917 , HB204 , HB923 , HB15 , HB171 , HB204
Committee:
House Judiciary & Civil Jurisprudence
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581
AL
Alabama 2026 Regular Session
Alabama House Military and Veterans Affairs Committee Mar 4th, 2026
Military and Veterans Affairs
Committee:
House Military and Veterans Affairs
Keywords:
retired law enforcement, retirement benefits, employment, firemedics, salary cap, released time, religious instruction, elective credit, public schools, K-12 education, school board policy, church-state separation, parochial education, Bible class, faith-based instruction, student release, attendance credit, State Board of Education, local school board, parental consent