Transcript Highlights:

• Those closest to newly created money, financial institutions, Wall Street, are the ones that benefit.
• The newly created money, financial institutions, Wall Street, are the ones that benefit.
• to 10% of state monies as bullion in the depository, and requires the Department of Insurance and Financial
• That means physical gold held in secure custody is one of the few financial assets with no counterparty
• Again, the Bank for International Settlements, which oversees global financial regulations, upgraded

Bills: HB2123 , HB2140

Committees: House Regulatory Oversight , House House Regulatory Oversight Committee of Reference

Keywords: bullion, depository, legal tender, Arizona, finances, precious metals, financial transactions, investment, state treasurer, gold bullion, treasury management, financial regulations

Transcript Highlights:

• So the financial solvency question is universal for the state.
• My name is Amber Porter, Chief Financial Officer for Oak Harbor Public Schools.
• I would probably be the person reporting the monthly financial data.
• And recently, you’re also on the financial indicator watch list from OSPI.
• on financial indicators.

Bills: HB2440 , HB2551 , HB2593

Committee: House Education

Keywords: education, ombudsman, record-keeping, transparency, advocacy, school funding, financial solvency, education budget, district financial health, state funding, accounting, budgeting, reporting

Transcript Highlights:

• Its stated purpose is to strengthen communities by erasing financially burdensome medical debt.
• I'm Casey Widrich, the financial capability manager for the City of St.
• </c> I'm Casey Wedrich, the financial I'm Casey Wedrich, the financial capability<00:03:18.879><c> manager
• ><c> Empowerment</c> Paul's Office of Financial Empowerment Paul's Office of Financial Empowerment and
• We do we work with a financial company We do we work with a financial company to<00:20:16.720><c> ensure

Bills: HF1646 , HF2443

Committee: House Commerce Finance and Policy

Keywords: medical debt, debt relief, healthcare financing, consumer protection, financial hardship, commerce, cannabis, insurance, housing, ombudsperson, affordability, property, task force, financial institutions

Transcript Highlights:

• Chair: The Committee on Pensions, Investments and Financial Services will come to order.
• They audit.
• difficulties and have shown that they are now financially responsible.
• We work directly with survivors whose lives have been derailed by financial abuse.
• I noticed it says that this information regarding their financial condition is confidential.

Bills: HB3803 , HB3804 , HB3805 , HB3806 , HB3833 , HB4134 , HB4233 , HB4238 , HB4243

Committee: House Pensions, Investments & Financial Services

Keywords: HB 3803, Texas Health and Safety Code, Chapter 712, perpetual care cemetery, perpetual care trust fund, cemetery regulation, financial confidentiality, confidential records, regulatory examination, Texas Department of Banking, commissioner disclosure, interagency information sharing, state agency enforcement, federal agency disclosure, trust fund oversight, burial services, cemetery trust, consumer protection, state banks, Texas Finance Code

Transcript Highlights:

• This was in 2023-25, a lot of similar investments like expansions of financial aid programs and other
• For brief background, the Student Achievement Council administers financial aid programs for the state
• At 31% of our students depend on need-based financial aid, and 51% of our students are people of color
• We urge you to pass SB 6325 to provide the financial stability our students and the state economy require
• It impacts our institutional agility and our long-term financial stability, needing to dig very deeply

Bills: SB6251 , SB6259 , SB6325 , SB5978 , SB6209 , SB6217 , SB6227 , SB6235

Committee: Senate Higher Education & Workforce Development

Keywords: medical school, medical education, letter grades, grading system, pass/fail, tiered grading, student assessment, curriculum, University of Washington, Washington State University, School of Medicine, physician training, academic standards, coursework evaluation, RCW 28B, SB 6259, Washington, state financial aid, higher education, public college

Transcript Highlights:

• Revenues from the mortgage lending fraud prosecution account are used by the Department of Financial
• The Department of Financial Institutions would spend those new revenues on additional contracts with
• In a financially healthy child care business, payroll, including wages, payroll taxes, and benefits,
• Currently, there's one district under enhanced financial oversight: the Prescott School District.
• In rare cases, a financial oversight committee may dissolve a school district.

Bills: SB5109 , SB5835 , SB6065

Committee: House Appropriations

Keywords: mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement

Transcript Highlights:

• State Inspector General, Mental Health Advocacy Service, Tax Commission, Military Affairs, LSD, and Financial
• This generated some of the savings you saw in House Bill 1 and enhanced the state's financial position
• This generated some of the savings you saw in House Bill 1 and enhanced the state's financial position
• about everything, anything, and they know it in detail, and certainly they are the backbone of the financial

Bills: HR159 , HR160 , HR161 , HR162 , HR163 , HR164 , HCR60 , HCR61 , HCR62 , HCR63 , HCR64 , HR153 , HR154 , HR155 , HR156 , HR157 , HR158 , HCR57 , HCR58 , HCR59 , SB124 , SB399 , SB441 , SB447 , SB460 , HCR4 , HCR47 , HB59 , HB74 , HB159 , HB175 , HB330 , HB364 , HB414 , HB458 , HB525 , HB568 , HB628 , HB786 , HB909 , HB1008 , HB1033 , HB1034 , HB1041 , HB1052 , HB1062 , HB1070 , HB1079 , HB1112 , HB1118 , HB1139 , HB1151 , HB1154 , HB1176 , HB1182 , HB1196 , HB1214 , HB1231 , HB1241 , SB244 , HB1 , HB2 , HB3 , HB312 , HB313 , HB383 , HB314 , HCR3 , HB983 , HB1126 , HR1 , HR17 , HCR5 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB345 , HB366 , HB446 , HB511 , HB514 , HB655 , HB730 , HB743 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , HB55 , HB385 , HB394 , HB396 , HB406 , HB608 , HB622 , HB676 , HB772 , HB897 , HB1030 , HB1035 , HB1038 , HB1045 , HB1049 , HB1056 , HB1058 , HB1059 , HB1092 , HB1100 , HB1117 , HB1160 , HB1161 , HB1162 , HB1177 , HB1180 , HB1189 , HB1216 , HB1239 , HB1240 , SB162 , SB349 , SB350 , SB382 , SB383 , SB127 , HB51 , HB58 , HB140 , HB750 , HB911 , HB982 , HB1010 , HB151 , HB180 , HB192 , HB193 , HB310 , HB635 , HB690 , HB961 , HB1003 , HB1146 , HB864 , HB977 , HB181 , HB31 , HB664 , HB615 , HB901 , HR20 , HR74 , HB9 , HB284 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB682 , HB733 , HB773 , HB996 , HB1113 , HB1234 , HB1236

Keywords: occupational therapy, healthcare, medical professionals, recognition, professional day, property transfer, public records doctrine, bad faith, Louisiana State Law Institute, real estate law, Black Maternal Health Week, maternal health, racial disparities, healthcare access, culturally competent care, Louisiana, community health, motorcycle safety, awareness month, motorcyclists education

Transcript Highlights:

• He doesn't think about Americans' financial situations.
• The websites housing thousands of audit reports went offline.
• </c><02:22:24.399><c> and</c> share resources, set audit and share resources, set audit and investigative
• </c> The websites housing thousands of audit The websites housing thousands of audit reports<02:23:29.200
• leadership roles to improve financial leadership roles to improve agency<03:04:23.040><c> financial<

Bills: HB9238 , HB8340 , HB8467 , HB8464 , HB8312 , HB7892

Keywords: financial management, accountability, government oversight, taxpayer funds, federal agencies, budget, performance metrics, improper payments, fraud prevention, payment integrity, government waste, waste, fraud, and abuse, financial loss, federal spending, federal programs, OMB Circular A-123, Do Not Pay Initiative, Treasury Department, Office of Management and Budget, Inspector General

Transcript Highlights:

• This bill's called the Protections for Financial Exploitation of Protected Adults Act.
• Essentially, it establishes a framework for financial institutions to Intervene when they suspect a protected
• adult is being targeted for financial exploitation or fraud.
• I hope that there will be some training or guidance for financial institutions so that this is consistently

Bills: HB3041 , HB4428 , HB4429 , HB1064 , HB3265 , HB3721 , HB3028 , HB3313 , HB3588 , HB3020

Committee: House Banking, Financial Services and Pensions

Keywords: credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals

Transcript Highlights:

• In 1996, the Legislature adopted provisions requiring an audit of part-time faculty compensation and
• Part of the issue is financial for institutions, correct? Correct.
• Forty percent receive need-based financial aid, and a large majority have jobs while attending college
• for the Passport to Careers program into the state financial aid account.
• This bill helps address that, and we have fantastic financial aid programs in the state.

Bills: SB6258 , SB5963

Committee: House Postsecondary Education & Workforce

Keywords: Washington Medical Commission, medical license, license relinquishment, voluntary surrender, nondisciplinary pathway, physician regulation, health professional licensing, disciplinary database, National Practitioner Data Bank, license renewal, license reinstatement, medical board, professional discipline, credential surrender, healthcare regulation, SB 5963, passport to careers, Washington College Grant, financial aid, higher education

Transcript Highlights:

• They want to do this audit by audit and flipping coins.
• I don't want to have all these audits either.
• What fell short was preempting the cities on auditing. Cities do have the authority to audit.
• There's more auditing going on.
• for uniformity in the audits.

Bills: HB2143 , HB2273 , HB2290 , HB2373 , HB2784 , HB2794 , HB4037

Committees: House Ways & Means , House House Ways & Means Committee of Reference

Keywords: public safety, retirement system, investments, trust fund, board of trustees, financial report, income tax rebate, Pinal County, taxpayer eligibility, state revenue, financial assistance, transaction privilege tax, business location, tangible personal property, shared vehicle, sourcing, income tax, veterans, donations, tax refunds

Transcript Highlights:

• called a single audit.
• called a single audit.
• called a single audit.
• Audit and Review Committee.
• Audit and Review Committee.

Bills: HB1073 , HB1128 , HB1316 , HB1408 , HB1591 , HB1592 , HB1634 , HB1906 , HB1960 , HB2073 , HB2145 , HB2248 , HB2266 , HB2301 , HB2333 , HB2365 , HB2401 , HB2416 , HB2421 , HB2438 , HB2474 , HB2475 , HB2515 , HB2517 , HB2523 , HB2548 , HB2597 , HB2637 , HB2640 , HB2660 , HB2675 , HB2685 , HB2720 , HB1742 , HB2104 , HB2186 , HB2405 , HB2557 , HB2593 , HB2636

Committee: House Appropriations

Keywords: national guard, military support, defense, state security, veteran services, child care, workforce standards, education, child development, training requirements, postsecondary education, homelessness, foster youth, education access, support programs, community preservation, development authorities, funding, local governance, state resources

Transcript Highlights:

• In 2020, in 2024 and 2025, audits by the Department of Retirement Systems revealed that there were a
• And I'd also note that in those audits I mentioned earlier, they identified then about 50 employees that

Bills: HB2124 , HB2125 , HB2160 , HB2179

Committee: House Appropriations

Keywords: retirement, lump sum payment, financial security, pension reform, monthly benefits, retirement system, investment earnings, trust funds, public pensions, financial management, education, benefits, school employees, membership eligibility, employment, public employees, port workers, federal retirement plan, pension

Transcript Highlights:

• Growing up in financial instability, I refuse to repeat that cycle with my daughter.
• My name is Molly Walsh, Director of Financial Aid at DigiPen.
• My name is Molly Walsh, Director of Financial Aid at DigiPen.
• I was on financial aid until about a year ago and managed to get off of it through income.
• I'm a student financial aid administrator at Seattle Film Institute. ...of the committee.

Bills: SB6209 , SB6217 , SB6227 , SB6235

Committee: Senate Higher Education & Workforce Development

Keywords: financial aid, higher education, private institutions, student awards, affordability, Washington college grant, postsecondary education, nondegree programs, educational access, data collection, parenting students, education, support services, academic performance, college athletics, private equity, sovereign wealth funds, student athletes, financial agreements

Transcript Highlights:

• The proposed substitute allows the Office of Student Financial Assistance to collaborate with a statewide
• House Bill 2586 also requires the Office of Student Financial Assistance to deposit funds received for
• the Passport to Careers program into the state financial aid account.
• to deposit funds receive for the passport to careers program into the state financial aid account and
• Some of them are the quality of education, unfair business practices, and financial stability, so they

Bills: HB2438 , HB2422 , HB2525 , HB2586 , HB2427 , HB2458 , HB2474 , HB2540 , HB2589

Committee: House Postsecondary Education & Workforce

Keywords: education, scholarship, early childhood, funding, higher education, early education, support, degree seekers, private security, security guard, armed security guard, security company, licensing fees, license renewal, endorsement fee, fingerprints, background check, workforce retention, low-wage workers, public safety

Transcript Highlights:

• We know there's going to be significant financial challenges for hospitals in the coming years as a result
• 1645 establishes rules and best practices for the Oklahoma Healthcare Authority when they conduct audits
• The report shall summarize the services rendered under the TMAh model, detailed financial information
• There, so it the top of page two, the 2nd sentence, it says provide financial support to a nonprofit
• So why not just provide financial.

Bills: SB1423 , SB1426 , SB1502 , SB1377 , SB1983 , SB1466 , SB1645 , SB1647 , SB1847 , SB1565 , SB1562 , SB1329 , SB1383 , SB1833 , SB1555 , SB1344

Committee: Senate Health and Human Services

Keywords: Oklahoma Hospital Advisory Council, hospital licensure, public health, State Department of Health, State Board of Health, hospital regulations, healthcare regulation, hospital standards, hospital construction, hospital operations, stroke care, stroke system, emergency medical services, EMS transport, psychiatric treatment, chemical dependency treatment, substance use disorder, drug storage, pharmacy, quality indicators

Transcript Highlights:

• But one of the key elements of good financial management, whether public or in your own life, is to try
• sales and other uses of natural resources in a way that creates a negative impact on monies, on financial

Bills: HB2236 , HB2281 , HB2514 , HB2551 , HB2668

Committee: House Capital Budget

Keywords: housing finance, affordable housing, housing commission, state agency, financial assistance, tribal relations, government, state policy, sovereignty, federalism, HB 2514, global war on terror, GWOT, war on terror memorial, Capitol campus memorial, Washington veterans, fallen service members, military memorial, post-9/11 veterans, Iraq War

Transcript Highlights:

• Every year they do an audit. We even hired a second firm to come..." "Every year they do an audit.
• We even hired a second firm to come in and do an audit and started doing the audits more frequently.
• Along with that..." "...in the handbook, it states that the audit firm has to be on the approved audit
• I would love to get some of that financial support.
• We do audits. We do everything that’s required of us.

Bills: HR17 , HB385 , HB406 , HB787 , HB1021 , HB1058 , HB1059

Committee: House Education

Keywords: education, investment, workforce development, TOPS, higher education, repayment, scholarships, academic eligibility, financial aid, athletics, high school sports, state report, student wellness, computer science, scholarship, curriculum requirements, workforce training, education funding, data administration, financial assistance

Transcript Highlights:

• This bill would enable me to take the next step toward my goal of becoming a lead teacher, financial
• for financial aid through statewide student financial aid programs...
• Appropriations designated for financial aid through statewide student financial aid programs are made
• to Careers into the state financial aid account, and this concludes my remarks.
• For students who experience homelessness and foster care, this isn't just financial aid for them.

Bills: HB2438 , HB2422 , HB2525 , HB2586 , HB2337 , HB2311 , HB2286 , HB2324 , HB2363 , HB2098 , HB2088

Committee: House Postsecondary Education & Workforce

Keywords: education, scholarship, early childhood, funding, higher education, early education, support, degree seekers, private security, security guard, armed security guard, security company, licensing fees, license renewal, endorsement fee, fingerprints, background check, workforce retention, low-wage workers, public safety

Transcript Highlights:

• Carlo is a first-generation college graduate and has begun his career as a financial auditor.
• Protection relating to overdraft lending, very large financial institutions.
• > very</c><02:25:06.960><c> large</c><02:25:07.280><c> financial</c> overdraft lending, very large financial
• </c><02:25:51.720><c> Protection</c> Bureau of Consumer Financial Protection Bureau of Consumer Financial
• Protection relating to overdraft lending, very large financial institutions.

Bills: HR283 , HB1491 , HR282 , HR164

Keywords: committee election, House of Representatives, government structure, representation, foreign affairs, disaster relief, tax deadlines, Internal Revenue Code, collection notices, government response, Bureau of Consumer Financial Protection, Overdraft Lending, Digital Consumer Payment Applications, financial institutions, voting registration, citizenship proof, remote voting, proxy voting, parental rights, legislative process