Video & Transcript Research : 'depository'
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FL
Florida 2025 Regular Session
Banking and Insurance Mar 31st, 2025
WY
Wyoming 2026 Regular Session
Senate Floor Session-Day 20, March 5, 2026-PM
Wyoming Senate Floor Meeting
Transcript Highlights:
- State Banks and SPDI conversions, ayes 37, nos 24, excused one; Senate File 55, special purpose depository
- Senate File 55, special purpose depository institution amendments, ayes 36, nos 25, excused one; Senate
- Senate Enrolled Act Number 54, being Original Senate File 55, Special Purpose Depository Institution
- <02:22:16.319>
institution <02:22:17.040>amendments <02:22:18.399>and depository - institution amendments and depository institution amendments and act<02:22:18.880>
relating <02
WY
Wyoming 2026 Regular Session
Senate Labor, Health & Social Services, February 13, 2026
Labor, Health & Social Services
Transcript Highlights:
- page two, we have a financial institution, which will include banks and credit unions and special depository
- banks and credit unions<00:02:47.760>
and <00:02:48.160>special <00:02:48.480>depository - unions and special depository unions and special depository institutions. institutions. institutions
- and should actually read financial institution to include credit unions, the bank, and special depository
TX
Transcript Highlights:
- It also authorizes board members to select a qualified bank inside or outside Wood County as a depository
- It also authorizes board members to select a qualified bank inside or outside Wood County as a depository
Bills:
HB103
Summary:
The Senate Committee on Local Government heard a series of local and special-purpose bills, mostly with brief sponsor explanations and little or no public opposition. Topics included fireworks sales near the Texas-Mexico border for Cinco de Mayo (HB 1629), allowing larger counties to use their own inspectors for county buildings (HB 3234), updating governance and financial rules for the Wood County Central Hospital District (HB 5664), clarifying firefighter collective bargaining and impasse procedures (HB 3171), and exempting certain Fort Worth ETJ properties from release rules to protect infrastructure investments (HB 2512). The committee also heard bills on border subdivision rules in Cameron County (HB 3680), extending a property tax exemption to surviving spouses of certain veterans affected by the PACT Act (HB 2508/HJR 133), drainage district election timing and procedures (HB 5693, HB 2694), utility transparency for municipally owned systems (HB 1991), and management district and hospital district election or appointment changes (HB 5698, HB 2293). Another major bill, HB 1449, would expand a food truck permitting pilot program to counties over one million population; witnesses supported the concept but asked the committee to coordinate it with related fee and standards bills, and the bill was left pending for further work. The committee also heard HB 3732, which would let fire departments obtain extensions to comply with new NFPA protective equipment standards, and HB 5431, which would clarify that mayors and at-large council members do not need new elections after reapportionment; both were left pending after questions about their scope. Several transparency and tax-related bills were also discussed, including HB 103, creating a statewide database of local bond and tax election information, and HB 851, requiring reporting on homestead tax ceiling properties; both drew support and were later voted out. After testimony, the committee reported multiple bills favorably, often unanimously, and recommended many for the local and uncontested calendar. The committee also used procedural swaps to substitute House companions for Senate bills on several measures, then recessed with plans to return later to process additional bills.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 3rd, 2025
Pensions, Investments & Financial Services
NY
Transcript Highlights:
- Bill 3615, sponsored by Senator Sanders, an act to amend the Banking Law in relation to minority depository
Summary:
The Senate Banks Committee met with Chair James Sanders Jr. and members including Senators Brisport, Borrello, and newly introduced Senator Eric Botcher. The chair emphasized the committee’s willingness to debate and revise bills, with several members noting the value of open dialogue and bipartisan cooperation on banking issues affecting unbanked and underbanked New Yorkers.
The committee considered five bills. S.70 (mortgage loan services) drew opposition from one member over its private right of action, with concerns that litigation would raise costs and make mortgages less affordable; it was nevertheless moved and reported out. S.2027 would create a banking development district working group; supporters said the program needs an overhaul and more funding, and the bill was moved and referred to finance. S.2327 would dedicate 10% of fines and penalties imposed by the Department of Financial Services to a community development financial institution fund; it was reported out and referred to finance. S.3177 would regulate commercial finance licenses and was also voted out and referred to finance.
The final bill, S.3615, would support minority depository institutions establishing home or branch offices in unbanked or underbanked communities. A co-sponsor highlighted that rural areas also face banking access problems and praised the bill as a nonpartisan effort. The committee approved the bill and referred it to finance. The meeting concluded with adjournment after all listed bills were acted on.
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-01 - 11:30AM
Vermont Senate Floor Meeting
Transcript Highlights:
- Section 25 defines what an insured depository institution is in the context of a home loan escrow accounts
- Section 28 changes depository institution to financial institution for consistency with the other parts
- Um section 28 changes depository ones.
- Um section 28 changes depository institution<01:24:30.560>
to <01:24:30.720>financial <01
WY
Wyoming 2026 Regular Session
House Corporations, Elections & Political Subdivisions, February 23, 2026
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- opportunity potentially to help serve, you know, in that kind of capacity for the board portable benefits depository
- board that kind of capacity for the board portable<00:53:54.160>
benefits <00:53:54.880>depository - portable benefits depository. portable benefits depository.
Bills:
HB0086
OK
Oklahoma 2026 Regular Session
County and Municipal Government Apr 8th, 2026 at 03:00 pm
County and Municipal Government
Transcript Highlights:
- authorizes county purchasing agents to obtain and administer a county purchase card through any county depository
Keywords:
municipal ordinance, municipal court, court of record, court not of record, local government, city penalties, fine limits, penalty cap, ordinance enforcement, state statute, traffic offenses, speeding, parking, DUI, DWI, driving under the influence, alcohol-related offenses, drug-related offenses, prostitution, solicitation
TX
Transcript Highlights:
- here today to support Senate Bill 1906, as it will strengthen Texas's non-regulated, non-dep... depository
- But as non-depository companies, we have to go and market ourselves to credit markets. in order to get
Bills:
SB 1113, SB 1117, SB 1206, SB 1460, SB 1802, SB 1906, SB 1917, SB 2340, SB 2455, SB 2680, SB 2690, SB 705, SB 748
Keywords:
SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number
Summary:
The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.
FL
Transcript Highlights:
- It mandates that gold and silver be held by a qualified depository equal to 100% of the customer's deposits
- some questions still about the rest of the bill that was not in the amendment, dealing with the depository
Summary:
The committee heard several bills and amendments, beginning with CS/SB 498 on trust fund interest for IOTA accounts. The sponsor said a 2023 Florida Supreme Court rule sharply increased interest paid into legal aid funding, creating a windfall and making participation difficult for banks. An amendment was adopted requiring savings institutions to pay the higher of 0.25% or the highest comparable rate offered on certain non-IOTA accounts, and the bill then passed favorably after testimony from banks, legal aid representatives, and other stakeholders both supporting and opposing the measure.
The committee also approved CS/SB 232, which clarifies Florida’s consumer collection law applies only to phone calls during restricted hours and not emails or text messages, after a delete-all amendment and supportive testimony from industry groups. It then approved SB 132, as amended, to designate gold and silver as legal tender and set rules for custody, audits, electronic transfer, and government acceptance of payments; supporters called it a sound-money measure, while the banking association said it still had unresolved technical concerns.
Later, the committee passed SB 1466 to create a trust fund for the My Safe Florida Home Program, with an amendment funding it from 20% of collected insurance premium tax revenue. It also considered SB 1206 on transportation network company insurance, reducing coverage during the “dead-leg” period before a rider is picked up from $1 million to lower limits; the bill drew sharp opposition from trial lawyers and support from insurers and some business groups, and the committee adopted a clarifying amendment before reporting the bill favorably. Finally, CS/SB 924 on fertility preservation for cancer patients was amended several times to narrow scope and clarify coverage rules, then passed favorably after debate over cost, preauthorization, and post-treatment storage obligations. The committee adjourned after allowing technical and conforming changes to implement the adopted amendments.
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 2/12/25
Commerce Finance and Policy
Transcript Highlights:
- team, and Mik Cro oversees our financial institutions — so that's banks, credit unions, and non-depositories
- <00:06:59.280>
so <00:06:59.720>whole unions and non- depositories so whole unions - and non- depositories so whole bucket<00:07:00.319>
of <00:07:01.000>things <00:07:02.000 - <00:09:03.279>
financial <00:09:03.720>institutions <00:09:04.279>so depository - financial institutions so depository financial institutions so these<00:09:04.519>
are <00:09:05.120
OK
Oklahoma 2026 Regular Session
Appropriations and Budget 3rd Revision: SB2060 laid over 4/6, added to today's agenda Apr 7th, 2026 at 04:30 pm
Appropriations and Budget
Transcript Highlights:
- but there's another bill that's run this year that's made this Secretary of State the centralized depository
Keywords:
research funding, development rebate, Oklahoma Department of Commerce, tax incentives, higher education partnerships, property tax, valuation increase, taxpayer rights, homestead, protest process, reading instruction, literacy, educational equity, intervention services, third grade retention, Strong Readers Act, Medicaid, ADvantage Waiver, home-based services, eligibility criteria
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, May 12, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- country, including our community development financial institutions, or CDFIs, and our minority depository
- <03:39:43.520>
institutions support minority depository institutions support minority depository - <03:42:17.439>
institutions, <03:42:18.479>and minority depository institutions, and - minority depository institutions, and I'm<03:42:18.960>
very <03:42:19.279>proud <03:42 - institutions, uh, or MDIS, depository institutions, uh, or MDIS, provide<03:57:38.880>
access
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Banking and Insurance (10-14-25)
Transcript Highlights:
- And then lastly, I want to talk about our non-depository institutions.
- known as our payday loans, our money transmitters, and our student loan servicing fall under non-depository
- then lastly, I want to talk about And then lastly, I want to talk about our<00:49:52.079>
non-depository - <00:49:54.000>
This <00:49:54.160>is our non-depository institutions. - This is our non-depository institutions.
Keywords:
Meeting Start 00:00:00
Call to Order and Roll Call 00:00:15
Department of Insurance Update 00:01:39
Department of Financial Institutions Update 00:37:07
Insurance Industry Update 00:54:50
Credit Union Industry Update 01:10:53, 958, all
Summary:
The committee met with a quorum, approved the September 16 minutes, and then received an update from Insurance Commissioner Sharon Clark and staff on the Department of Insurance. Clark reviewed department activity, including growth in premium volume and licensing, consumer complaints and recoveries, and a rise in fraud referrals. She said the department has 66 open fraud cases and described common schemes such as staged auto accidents, inflated repair or cleanup charges, and roofing scams. She also said the department’s investigators often prepare strong cases but face reluctance from local prosecutors, especially in Fayette and Jefferson counties, to pursue them.
Clark reported favorable workers’ compensation news, saying rates will decrease 9.7% next year for the 20th straight year. She contrasted that with a difficult property insurance market driven by storms, reinsurance costs, inflation, labor shortages, and litigation, but said Kentucky’s market remains relatively stable, citing the Kentucky Fair Plan’s small number of policies. She then warned of significant 2026 health insurance premium increases on the exchange: 16.1% for Molina, 23% for Anthem, and 37% for WCare, after CareSource withdrew. She said the rates were reviewed by actuaries and found fair, but that the biggest pressure point is the scheduled expiration of enhanced premium tax credits, which she said could leave about 90% of exchange enrollees facing a compounded increase.
Members questioned Clark about fraud prosecution, the number of people in commercial versus public coverage, and the impact of expiring subsidies. Clark said the prosecution issue is mainly with Commonwealth attorneys and that rural counties are more cooperative than urban ones. She also said the health market is individually rated and that older enrollees would be hit harder, while the loss of tax credits could push some people out of the marketplace. One member asked about the attorney general’s recent opinion on SB 188, the PBM bill; staff said attorneys were still reviewing it. Clark closed by noting that Kentucky’s fraud and towing/storage legislation has become a model for other states.
AZ
Transcript Highlights:
- HB 2123, bullion depository. HB 2124, per annum alienation. HB 2125, withermotic patient.
Summary:
The House opened with prayer and the Pledge of Allegiance, approved the Journal, and welcomed Dr. Andrew Carroll as Doctor of the Day. Members also heard a proclamation recognizing January 13, 2026, as Arizona Human Trafficking Awareness Day, with remarks highlighting the work of the Arizona Human Trafficking Survivor Coalition and the importance of survivor-led prevention and awareness efforts. The chamber also offered brief personal remarks honoring former Senator Barbara Lange and noting Representative Khyl Powell’s recovery.
The House then took up procedural business, including two motions related to adjournment: granting the Senate consent to adjourn after Thursday, January 15, 2026, until Tuesday, January 20, 2026, and requesting the Senate’s consent for the House to do the same. Both motions passed by voice vote. The House also received a long list of first- and second-reading bill referrals covering a wide range of topics, including elections, water, education, health care, criminal justice, agriculture, transportation, and several memorials and resolutions.
No substantive floor debate or final votes on individual bills occurred in this transcript. The House also announced committee schedules and cancellations for the day and following days, including meetings for Commerce, Education, Natural Resources, Judiciary, and Ways and Means. The chamber adjourned by motion until 1:15 p.m. on Wednesday, January 14, 2026.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- It's not sweeping change to the depository makeup of current investments.
- For example, I currently invest approximately two million dollars through my local depository bank using
- current investments to be deposited in what most likely for many counties will just be their local depository
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
MN
Transcript Highlights:
- Deletes Article 3, which was a Department of Commerce provision on non-depository institutions and Article
- Commerce uh a Department of Commerce uh provision<00:02:45.880>
on <00:02:46.320>non-depository - <00:02:47.240>
institutions provision on non-depository institutions provision on non-depository
MA
Massachusetts 2025-2026 Regular Session
Special Joint Committee on Initiative Petitions Jun 21st, 2026 at 02:00 pm
Transcript Highlights:
- And thank you, by the way, for the new bill that you're working on regarding the depository system.
- It was actually my bill that we passed in the Senate to make the Legislature subject to the depository
Summary:
The hearing opened with committee chairs explaining the Special Joint Committee on Initiative Petitions’ role under Article 48 and outlining the process for initiative petition 25-14, H5-004, an act to improve access to public records. The first panel consisted of subject-matter experts. William Clark of the National Conference of State Legislatures gave an overview of public records laws across states, noting that all states have some form of open-records law but that exemptions for legislatures vary widely. He discussed common legislative exemptions, legislative privilege, and court cases showing that outcomes often turn on specific constitutional and statutory language. Rebecca Murray, General Counsel for the Secretary of the Commonwealth, described Massachusetts public records trends, saying state agency requests and appeals have risen sharply since the 2017 law update, with 2025 setting a record for appeals. She said the initiative would extend the public records law to the General Court and the Governor’s Office and add exemptions specific to those offices, while also noting resource concerns from the growing volume of requests and appeals.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, February 9, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- In times when depository institutions need liquidity, they can rely on the discount window to fulfill
- ensure it is better equipped<04:41:26.240>
to <04:41:26.560>serve <04:41:27.280>depository - equipped to serve depository equipped to serve depository institutions<04:41:29.520>
including - In times when depository<04:41:46.958>
institutions <04:41:48.000>need <04:41:48.480> - liquidity, depository institutions need liquidity, depository institutions need liquidity, they<