Video & Transcript Research : 'credit audit'
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US
US Federal 2025-2026 Regular Session
Hearings to examine risk management, credit, and rural business views on the agricultural economy, focusing on views from the field. Mar 11th, 2025 at 01:30 pm
Agriculture, Nutrition, and Forestry Committee
Transcript Highlights:
- Farm Credit Mid-America is a customer owned, lending cooperative, and a proud part of the Farm Credit
- FSA is the go-to. to agency for farmers who cannot find credit from other means.
- Our farm credit system, all farm credit associations have a young beginning small farmer program.
- Farmers rely on USDA, commercial banks, our farm credit system.
- One of those barriers of course is access to credit.
Keywords:
farm bill, rural economy, crop insurance, access to credit, young farmers, USDA funding freeze, agricultural policy, risk management
Summary:
The meeting of the agricultural committee focused on significant concerns regarding the current state of America's rural economy, highlighting the need for a strong five-year farm bill to address the challenges faced by farmers, particularly young and beginning farmers. Key testimony was given by multiple stakeholders including agricultural leaders and young farmers, emphasizing issues related to crop insurance, access to credit, and the adverse impact of recent USDA funding freezes. Various members discussed the necessity of risk management tools that farmers rely on to secure financing, which is crucial for sustaining agricultural operations and supporting rural communities. The importance of timely legislative action was underscored, as many farmers reported struggles in the current economic climate, raising urgency for reforms within the Farm Bill framework.
AL
Alabama 2026 Regular Session
Alabama Senate Education Policy Committee Feb 11th, 2026
Education Policy
Keywords:
sales tax exemption, Consumer Price Index, local government, clothing, school supplies, emergency preparedness, Alabama Administrative Procedure Act, APA, administrative law, judicial review, agency deference, Chevron deference, de novo review, contested case, state agency, regulatory power, individual liberty, statutory interpretation, rule interpretation, license revocation
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 31st, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- But I know that there's also, obviously, credits and stuff that you can do just on. Sure.
- What you see in HB3014 is a lot of, I will give credit where credit is due, Adam Colby's work and his
- This is basically mirroring the laws that we already have on the books. credit cards.
Keywords:
gift card fraud, counterfeit gift card, gift card tampering, gift card theft, prepaid card, stored value card, retail fraud, financial crimes, consumer protection, organized retail crime, gift card skimming, magnetic stripe, chip card, redemption information, gift card packaging, Penal Code, felony theft, state jail felony, third-degree felony, second-degree felony
AZ
Transcript Highlights:
- union bylaws amendment, credit union name change, or change in a credit union's principal place of business
- the credit union, and requiring a state-chartered credit union to submit a request to the deputy director
- by a majority of the credit union's credit committee.
- Vice President of Legislative Affairs for GoWest Credit Union Association, representing Arizona credit
- But social credit—I don't know.
Bills:
HB2016, HB2104, HB2105, HB2174, HB2256, HB2289, HB2477, HB2903, HB2939, HB2979, HB2996, HB4103
Keywords:
tax penalties, filing, tax returns, administration, Arizona Revised Statutes, agricultural property, classification, county assessor, property inspection, appeal process, property tax, agricultural classification, Department of Revenue, property valuation, inspection notice, inspection report, on-site inspection, full cash value, rural land, farm land
MN
Transcript Highlights:
- Those taxes are a way that we are paying for the child tax credit that we passed, and what I'm trying
- that not like if they lose this credit that would<01:24:12.000><c> help</c><01:24:12.480><c> so</c><
- </c><01:26:15.960><c> that</c><01:26:16.080><c> we</c> the child tax credit that we the child tax credit
- But in this case, looking at the Working Families Credit, I was just trying to eliminate the marriage
- But in this case, looking at the Working Families Credit, I was just trying to eliminate the marriage
Keywords:
sales tax, education funding, construction, Aitkin Public Schools, tax exemption, refundable credit, HF148, use of force training, deadly force, peace officer training, police training, law enforcement, POST Board, Board of Peace Officer Standards and Training, scenario-based training, de-escalation, defensive tactics, force-on-force training, stress management, officer wellness
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (7-29-25)
Transcript Highlights:
- :10.319><c> that</c> this audit this examination that this audit this examination that information<00
- </c> auditing, but we've started that work. auditing, but we've started that work.
- </c><00:05:23.759><c> So</c> part in our formal audit process. So part in our formal audit process.
- </c> audit in case you wanted to dig deeper. audit in case you wanted to dig deeper.
- </c> pertinent for the audit? pertinent for the audit?
Keywords:
Meeting Start: 00:07
Attendance Roll Call: 00:13
Approval of Minutes: 02:28
2025 RS SB 9: TRS Leave Audit Requirements & Process: 03:05
2025 RS SB 10: Overview of Enacted Legislation & Discussion: 28:38
Adjournment: 42:13, 958, all
Summary:
The meeting opened with roll call, a quorum was confirmed, and the minutes were approved. The committee then heard testimony on Senate Bill 9, which concerns TRS sick leave audit requirements and process. Auditor Allison Ball’s staff said the audit is an information-gathering review of how teacher sick leave is accumulated, current balances, how many employers use the sick leave function, and the policies and procedures governing sick leave. Members discussed how unused sick leave affects retirement calculations, the distinction between the state’s financial responsibility and school districts’ responsibility, and whether the audit would also examine related leave categories such as personal leave, annual leave, and leave of absence. Committee members emphasized that Senate Bill 9 was intended to add accountability and standardize reporting, including preventing annual leave from being rolled into sick leave.
Several members asked for clarification on how sick leave is factored into retirement benefits. Witnesses and members explained that, under the system described, accumulated sick leave can be converted into retirement credit based on a teacher’s daily rate and then multiplied by a percentage, with the school district often bearing the cost. Members also noted nuances in the law, including different accumulation limits by hire date and tier, and that the audit may help the public better understand why some educators retire relatively young. The auditor’s office said it is still early in the process, has met with TRS leadership, and will report back once the audit progresses. The committee also asked whether maternity leave would be included; the auditor’s office said it was not specifically mandated but could be examined if the body requests it.
The committee then received an overview of Senate Bill 10 from KPA representatives Ryan Barrow and Rebecca Atkins. They explained that the bill enhances retiree health insurance benefits for certain CRS members who are non-Medicare participants and meet specified career thresholds, with different rules for hazardous and non-hazardous service. They described the benefit as $40 per month per year of service for non-hazardous service and $50 per month per year for hazardous service, both inflated annually, and clarified that these amounts are not cumulative with prior benefit formulas. Members asked about the interaction between the new amounts and existing benefits, and the presenters explained that the bill also changes current employee health insurance contribution rates effective July 1, 2026, with different impacts by tier and hazardous status. The committee discussed the need for clear communication to affected employees and reviewed example calculations showing how the new contribution structure would work.
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 2/24/25
Agriculture Finance and Policy
Transcript Highlights:
- So I'm in my third year on the Legislative Audit Commission, and this is one of the cleanest reports
- </c> Specialty farmers get access to credit Specialty farmers get access to credit the<00:41:48.920><
- </c><01:21:31.840><c> happen</c> of reports or audits happen of reports or audits happen but<01:21:34.920
- Just lowering the threshold for having to have that CPA do those audits.
- </c> CPA or uh to conduct the review or audit CPA or uh to conduct the review or audit and<01:42:24.440
Bills:
HF1063
Keywords:
grain buyers, grain dealer, grain elevator, agriculture, financial reporting, audit, CPA review, independent accountant, financial statement, balance sheet, cash flow, nonpublic data, licensee oversight, Minnesota Department of Agriculture, grain purchase volume, insolvency, nonpayment, warehouse chain, fiduciary duties, producer protection
MN
Transcript Highlights:
- And resources defending an audit from the department.
- This overlaps with the same capability and aptitude that people involved in the audits and other things
- But what it does is prevent the burning of bandwidth on audits, court cases, etc.
- I appreciate the opportunity to testify on the New Markets Tax Credit.
- I believe that the New Markets Tax Credit focuses on areas that lack the financial backing they need
Keywords:
individual income tax, retirement contributions, tax corrections, annuity contracts, tax year attribution, tax credit, economic development, community investment, data disclosure, Minnesota regulations, tax increment financing, municipal authority, job creation, transferred increment, public hearing, nonresident employees, income tax exemption, Minnesota taxation, employment duties, tax withholding
AL
Alabama 2026 Regular Session
Alabama House Public Safety and Homeland Security Committee Mar 18th, 2026
Public Safety and Homeland Security
TX
Texas 89th Regular
S/C on Academic & Career-Oriented Education Apr 10th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- The bill will extend this credit for outside wage-earning experience from two to five years to address
- They should receive credit for industry-based experience outside of education.
- Giving credit for previous work experience as service credit for the Teacher Retirement System on a higher
- scale by increasing the credit from two to five years is a great and valuable move.
- They would get the career experience as credit. Okay, and so this would give them up to five years.
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- cards, they have to accept all Visa credit cards. ... all Visa credit cards.
- to use their credit card.
- So again, 2 to 3% on credit.
- Credit cards.
- me any more to use a credit card.
Bills:
HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245
Keywords:
military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance
TX
Texas 89th Regular
Pensions, Investments & Financial Services Apr 14th, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- University Federal Credit Union is obviously a credit union. It's a 501(c)(3).
- Based on credit card interchange.
- And that is credit cards.
- Credit unions are capped at 18% with fees, whereas that 24.4% applies to other credit cards.
- mostly issue credit cards.
Bills:
HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175
Keywords:
property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees
AZ
Transcript Highlights:
- Arizona should opt into this federal tax credit scholarship program to increase education funding for
- The program provides federal tax credits for donations to scholarship-granting organizations without
- The federal tax credit can be layered on top of Arizona's existing public and private scholarship tax
- The federal tax credit can be layered on top of Arizona's existing public and private scholarship tax
- The federal tax credit scholarship program is effective January 1 of 2027.
FL
Florida 2026 Regular Session
Children, Families, and Elder Affairs Feb 10th, 2026
Children, Families, and Elder Affairs
Transcript Highlights:
- to marching band, clarifying that two years of participation in marching band will satisfy the PE credit
- inherent in the Special Olympics that we heard about today and ensure that these students really receive credit
- This legislation will empower our students with... ...credit for their hard work.
Keywords:
high school diploma, graduation requirements, physical education credit, performing arts credit, marching band, Special Olympics, students with disabilities, IEP, individual education plan, 504 plan, Florida education, school credits, diploma substitution, ROTC, dance class, State Board of Education, public schools, graduation pathways, adaptive physical education, Agency for Persons with Disabilities
Summary:
The Committee on Children, Families, and Elder Affairs considered three bills and a confirmation. On SB 1600, the committee adopted a strike-all amendment and a technical amendment that shifted the bill from creating an accreditation process to requiring the Office of Insurance Regulation, DCF, and community-based care lead agencies to study liability insurance coverage and availability in the child welfare sector and report findings to the legislature by January 1, 2027; the bill also included enforcement provisions for failure to provide requested information. Support was noted from child and family advocacy groups, and the committee reported the bill favorably.
The committee also heard CS for SB 556, which would allow students with disabilities to satisfy a physical education graduation requirement through participation in Special Olympics, if included in the student’s IEP, and would clarify that two years of marching band participation can satisfy both PE and fine arts credit. Special Olympics Florida, families, and other supporters testified in favor, emphasizing flexibility, access, and recognition of rigorous activity. The bill was reported favorably. The committee then considered CS for SB 794, which requires background screening for employees of residential facilities and day training programs serving people with developmental disabilities and directs a review of waiver support coordination, including quality, consistency, access, competencies, recruitment and retention, caseloads, and geographic gaps in services. An amendment to conform to the House version was adopted, and the bill was reported favorably.
Members then questioned Secretary Taylor Hatch regarding her confirmation as Secretary of the Department of Children and Families. Senators raised concerns about child welfare system performance, parent notification and rights, CBC funding formulas, managing entities, opioid settlement spending, peer support expansion, and technology/interoperability improvements. Hatch described DCF’s recent data and initiatives, including reductions in out-of-home care entries, youth advisory efforts, missing children recovery operations, expanded behavioral health capacity, and technology upgrades for benefits processing. Public comment included support from family and provider organizations and concerns from a former foster care worker about medical misdiagnosis cases. The committee voted to recommend Hatch’s confirmation favorably, with Chair Grall voting no, and adjourned after allowing Senator Sharief to be recorded as voting in favor of SB 1600.
AZ
Transcript Highlights:
- Madam Chair and members, Senate Bill 1422 continues the Credit Enhancement Eligibility Board for 10 years
- terminates the board on either January 1, 2037, if the board has no outstanding Arizona Public School Credit
- We discussed it, the credit enhancement, and so if you would, please move the bill.
Keywords:
private postsecondary education, nondomiciled institutions, tuition recovery fund, accreditation, regulations, patriotic youth groups, public school, civic involvement, educational purpose, discrimination, youth access, credit enhancement eligibility board, school financing, public schools, financing assistance, bonding, debt obligations, guaranteed financings, program sunset, statutory continuation
TX
Transcript Highlights:
- providing an opportunity for students participating in those programs to receive foreign language credit
- And so forth, is this in lieu of any of those classes or is this just additional credit hours?
- So, would the credit be one?
- credit hour or three credit hours, and will it be up to the institution?
- This bill aims to equip transfer students with the information they need to prevent credit hours from
Keywords:
sexual harassment, sexual assault, dating violence, stalking, higher education, student safety, orientation policies, health physics, workforce development, nuclear energy, radiological safety, scholarship, education, Texas Leadership Scholars Program, student funding, transparency, degree requirements, certificate programs, student transfer, foreign language
MN
Transcript Highlights:
- and court cases bandwidth on the audits and court cases and<00:21:21.919><c> etc.
- </c> the low-income housing tax credit the low-income housing tax credit program<00:37:28.000><c> in<
- Uh as Tax Credit in front of you today.
- Um, appreciate you letting me testify on the New Markets Tax Credit.
- </c> testify on the new market uh tax credit. testify on the new market uh tax credit.
Keywords:
individual income tax, retirement contributions, tax corrections, annuity contracts, tax year attribution, tax credit, economic development, community investment, data disclosure, Minnesota regulations, tax increment financing, municipal authority, job creation, transferred increment, public hearing, nonresident employees, income tax exemption, Minnesota taxation, employment duties, tax withholding
HI
Keywords:
HI House YouTube, https://www.youtube.com/watch?v=GwbP5ruc2m4, 2026-07-02T01:22:35+00:00, 2.2.24, Data collected via generic collector engine, INVESTIGATE COMPLIANCE WITH AUDIT NOS. 19-12 AND 21-01
Rep. Della Au Belatti, Chair
Rep. Linda Ichiyama, Vice Chair, 910, house, all, 2.2.42, 2.1.47
HI
Keywords:
HI House YouTube, https://www.youtube.com/watch?v=MvscBJtv0Ug, 2026-07-02T01:22:35+00:00, 2.2.24, Data collected via generic collector engine, INVESTIGATE COMPLIANCE WITH AUDIT NOS. 19-12 AND 21-01
Rep. Della Au Belatti, Chair
Rep. Linda Ichiyama, Vice Chair, 910, house, all, 2.2.42, 2.1.47
HI
Keywords:
HI House YouTube, https://www.youtube.com/watch?v=Hmzib5TbbFw, 2026-07-02T01:22:35+00:00, 2.2.24, Data collected via generic collector engine, INVESTIGATE COMPLIANCE WITH AUDIT NOS. 19-12 AND 21-01
Rep. Della Au Belatti, Chair
Rep. Linda Ichiyama, Vice Chair, 910, house, all, 2.2.42, 2.1.47