Video & Transcript : 'consumer directed employer' :
Page 4 of 500
OK
Oklahoma 2026 Regular Session
Conference Committee on Judiciary and Public Safety Oversight Apr 15th, 2026 at 01:00 pm
Conference Committee on Judiciary and Public Safety Oversight
Transcript Highlights:
- It also puts some other consumer protections in place, just making sure that people are aware that they
Bills:
HB1851
WA
Washington 2025-2026 Regular Session
Senate Labor & Commerce Jan 23rd, 2026 at 08:00 am
Labor & Commerce
Transcript Highlights:
- Most employers pay premiums to the state fund.
- We are the second largest private employer in the state, and our workers and employers deserve to expect
- Second, it's the employer communication.
- The employer would continue to maintain that.
- The employer would continue to maintain that.
Keywords:
workers' compensation, industrial insurance, injured workers, medical provider network, occupational health, occupational medicine, medical care access, L&I, Department of Labor and Industries, self-insured employers, state fund claims, utilization review, provider credentialing, provider network, treatment guidelines, evidence-based medicine, claims management, claims managers, temporary total disability, permanent partial disability
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/25
Commerce Finance and Policy
Transcript Highlights:
- to consumers.
- to consumers.
- That this only applies to selling direct to consumers.
- consumer.
- c><01:28:07.480><c> we</c><01:28:07.639><c> determined</c> direct consumer um but we we determined direct
Keywords:
lead, cadmium, consumer products, safety regulation, retail restrictions, motor sports, nonoxygenated gasoline, fuel regulations, storage requirements, racing events, HF325, flavored nitrous oxide, nitrous oxide, whippets, laughing gas, retail sales, consumer protection, misdemeanor, commerce, Minnesota Statutes chapter 325F
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Michael Kratsios, of South Carolina, to be Director of the Office of Science and Technology Policy, and Mark Meador, of Virginia, to be a Federal Trade Commissioner. Feb 25th, 2025 at 09:00 am
Commerce, Science, and Transportation Committee
Transcript Highlights:
- This is money consumers don't have to spend on groceries or rent.
- The FTC plays a critical role in protecting American consumers.
- from addressing real threats to American consumers.
- In which he directed OSTP to develop an AI action plan.
- And do you commit to executing this OSTP directive in the law, even if you're directed by President Trump
Keywords:
Senate Committee, Commerce, Science, Technology, Quantum Computing, Artificial Intelligence, FTC, Consumer Protection, Innovation, Emerging Technologies
Summary:
The meeting of the Senate Committee on Commerce, Science, and Transportation featured significant discussions regarding technological advancements and their implications for the future. Notably, nominations were made for key positions in the White House's Office of Science and Technology Policy and the Federal Trade Commission. Committee members expressed the importance of leading in emerging technologies like artificial intelligence and quantum computing, emphasizing that the pace of innovation is crucial for maintaining the United States' global position as a leader in technology. The discussions also highlighted the role of the FTC in protecting consumers from deceptive business practices and ensuring fair competition in the marketplace.
Attendees underscored the urgency of advancing research and development in areas such as quantum computing, as evidenced by a demonstration of a new quantum chip anticipated to redefine computing capabilities across industries. Various members engaged in vibrant exchanges, showing support for initiatives aimed at bolstering innovation through public and private collaboration. Overall, the meeting set a strong agenda for pursuing future science and technology policies that ensure the U.S. remains at the forefront of global advancements.
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- small employers has increased 167% from $9,737 to $26,000.54 dollars.
- The free market works out well for consumers. So, that is my fear here.
- As a consumer, all I know is the prices seem to be going up and up and up.
- More than a billion dollars was refunded in premium credits to consumers.
- I think we're going to see things that protect consumers.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026
Business and Insurance
Transcript Highlights:
- So between 2004 and 2025, the average cost of employment. Insurance.
- small employers has increased 167 percent, from $9,737 to $26,054.
- Department of Consumer Credit staff.
- More than a billion dollars was refunded in premium credits to consumers.
- How do we educate those consumers?
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
Summary:
The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2.
The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously.
Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 7th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- The financial statement system is vital for the extension of credit to consumers and businesses.
- Currently, the only option available is to file a civil suit, which can be very time-consuming and costly
- decision tool by an employer to assess a job applicant's fitness for a position.
- This ensures that policy directions are informed. ...by data and stakeholder input.
- This is detrimental to consumer protections and transparency around data collection.
Bills:
HB 1087, HB2504, HB4113, HB5144, HB5146, HB5377, HB5543, SB140, SB264, SB1244, SB1343, SB2121, HR868
Keywords:
property owners, board vacancy, special election, association governance, community management, property owners' association, resale certificate, fees, real estate regulation, homeowners, HB 4113, Texas Rising Star Program, child care, child-care providers, Texas Workforce Commission, TWC, safety barriers, crash-rated bollards, bollards, playground safety
TX
Texas 89th Regular
Water, Agriculture, and Rural Affairs Mar 31st, 2025
Water, Agriculture and Rural Affairs
Bills:
SB 34, SB 119, SB 261, SB 532, SB 1035, SB 1245, SB 1247, SB 1267, SB 1442, SB 1930, SB 1948, SB 2078, SB 2112, SB 2143, SB 2155
Keywords:
mRNA vaccine, food labeling, health and safety, consumer rights, transparency, consumer information, mRNA, vaccine labeling, food safety, consumer protection, health regulations, vaccine, labeling, public health, cell-cultured protein, lab-grown meat, young farmers, grant program, agriculture, financial support
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 27th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- And again, that's part of that improved consumer awareness piece and consumer protections.
- It’s written off, no cost to the consumer.”
- It’s really a consumer protection bill.”
- “It’s really a consumer protection bill, and therefore right before the committee here, because the consumers
- “We believe it’s vastly great for Washingtonians, the consumers. It’s a consumer protection bill.
Keywords:
small loans, consumer protection, financial regulation, lending limits, credit access, animal testing, alternatives, ethical research, animal welfare, scientific methods, infrastructure, protection, safety, security, state regulations, public safety, insurance fraud, law enforcement, crime, penalties
FL
Transcript Highlights:
- My name is Christian Cameron with the Consumer Technology Association.
- For example, SB 806 enables consumers to file private lawsuits against manufacturers.
- For example, SB 806 enables consumers to file private lawsuits against manufacturers.
- I mean, we're trying to get to a place where consumers have more choice.
- So we need all of you guys pulling in the direction you're pulling to get us there.
Bills:
S0806
Keywords:
right to repair, repairability, consumer repair, independent repair provider, authorized repair provider, portable wireless device, smartphone repair, cell phone repair, mobile device, agricultural equipment, farm equipment, tractor, combine, diagnostic information, repair manuals, parts availability, tools, embedded software, firmware, security module
Summary:
The Committee on Agriculture took up SB 806, a consumer and agricultural equipment right-to-repair bill sponsored by Senator Truenow. The bill was described as expanding repair options for portable wireless devices and farm equipment while protecting trade secrets. Two amendments were adopted: one clarified that portable devices do not include motor vehicles, and another was a technical staff amendment. Testimony included support for the general goal of repair access, but opposition from a John Deere dealership representative, who warned the bill could weaken local dealer support, reduce parts inventory, increase downtime, and create emissions-compliance risks. The Consumer Technology Association also opposed the bill in its current form, citing concerns about a patchwork of state laws, a private right of action against manufacturers, and inconsistencies with other states’ repair laws. After closing remarks from Senator Truenow, the committee voted to report CS for SB 806 favorably.
The committee then heard a presentation from Florida 4-H state officers and alumni, who highlighted 4-H’s role in youth development, leadership, agriculture, STEM, and healthy living. They described statewide participation of more than 216,000 youth, the impact of camps and hands-on programs, and efforts to raise funds for facility improvements, including Camp Cherry Lake and Camp Timpoochee. Members asked about how youth discover 4-H, what drives participation, and the organization’s growth goals, including reaching 300,000 youth.
Next, Florida FFA state officers presented on agricultural education and FFA’s role in preparing students for careers in agriculture and related fields. They emphasized the three-part model of classroom instruction, supervised agricultural experience, and FFA leadership activities, and noted Florida’s membership growth to more than 65,000 students, supported by state funding that allows all agricultural education students to participate at no cost. Members discussed the need for technology and AI to help meet future food-production demands, and the presenters stressed innovation, urban agriculture, and efficiency as key to feeding a growing population. The meeting concluded with general comments of support and a request for a group photo with the students.
AZ
Transcript Highlights:
- So it's a win for consumers because these... And I think it's just a win-win, frankly.
- So it's a win for consumers because these products have some really serious vulnerability.
- So these are really problematic products for consumers.
- So giving this additional money will help protect consumers.
- So it's great for consumers. It's great for the state.
Bills:
SB1308
US
US Federal 2025-2026 Regular Session
Business meeting to consider the nominations of Stephen Miran, of New York, to be Chairman of the Council of Economic Advisers, Jeffrey Kessler, of Virginia, to be Under Secretary of Commerce for Industry and Security, William Pulte, of Florida, to b Mar 6th, 2025 at 10:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- Jonathan McKernan, nominated to lead the Consumer Financial Protection Bureau, is clearly being sent
- a roll call vote to vote on the honorable Jonathan McKernan to be the director of the Bureau of Consumer
Keywords:
nomination, Senator Warren, Consumer Financial Protection Bureau, Federal Housing Finance Agency, Undersecretary of Commerce, accountability, oversight
Summary:
The committee convened to discuss several nominations, notably for key positions including the directors of the Consumer Financial Protection Bureau, Federal Housing Finance Agency, and Undersecretary of Commerce. Senator Warren raised significant concerns during her opposition to all four nominees, citing their failure to provide satisfactory answers regarding their qualifications and policy perspectives. She expressed particular alarm over Jonathan McKernan's ties to external influences and Jeffrey Kessler's hesitance to acknowledge geopolitical threats, leading to discussions about accountability in nominations and oversight. The votes resulted in a mixed outcome, with some nominees being approved while others faced substantial opposition.
AZ
Transcript Highlights:
- Resisting his arrest is directed toward that defendant or that suspect.
- This law, the one that I'm proposing to upgrade, is directed at third parties.
- The bill defines directed communication as any verbal, written, or electronic communication, including
- And you apply the specific law that the legislature directed at that situation and not the general law
- It's where, it's a form of legal abuse, where a person, presumably the Attorney General or her direct
Bills:
HB2109, HB2168, HB2198, HB2226, HB2415, HB2440, HB2665, HB2805, HB2811, HB2825, HB2857, HB2874, HB2966, HB4067, HB4117, HCR2001, HCR2016, HCR2051
Keywords:
distracted driving, portable wireless communication devices, motorcycles, traffic safety, civil penalties, public nuisance, nuisance abatement, abatement action, injunction, superior court, attorney general, county attorney, city attorney, board of supervisors, obscenity, obscene materials, adult materials, pornography, schools, parks
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 2/26/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- </c> effectively from education to employment effectively from education to employment and<00:07:04.800
- ><c> essential</c><00:27:08.960><c> in</c> pressures, employers are essential in pressures, employers
- to have employers reach out.
- to have employers reach out.
- to have employers reach out.
Keywords:
student career pathways, education framework, experiential learning, employer engagement, career technical education, HF2238, Minnesota, workforce development, construction trades, youth skills training, youth apprenticeship, pre-apprenticeship, construction training, career and technical education, CTE, child labor laws, minor labor, labor exemption, workforce pipeline, skilled trades
NM
Transcript Highlights:
- Senator Pope's point, this bill is just allowing direct consumer sales and service stations.
- Restricting direct sales to protect legacy business models is protectionism at the expense of consumer
- consumer sales for manufacturers, we also don't allow direct consumer sales service stations.
- Also don't allow direct consumer sales service stations.
- So my question, our first question is: what is the benefit to the consumer for direct-to-consumer sales
Keywords:
motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County
Summary:
The committee first heard Senate Bill 22, which would allow certain motor vehicle manufacturers, including electric vehicle companies, to be licensed as dealers in New Mexico and sell/service directly to consumers. Supporters, including the sponsor’s office, Taxation and Revenue, Rivian, and clean-energy advocates, argued the bill would expand consumer choice, lower prices, improve EV access and service in-state, and bring new investment and jobs without eliminating existing franchise dealers. Opponents, including auto dealer associations, chambers of commerce, and franchise owners, argued the measure would weaken the franchise system, harm local businesses and jobs, reduce community reinvestment, and could disadvantage rural and tribal communities. After questions about trade-ins, tribal land sales, tax effects, and economic impacts, the committee voted to table SB 22 by a vote of 7-2.
The committee then took up Senate Bill 310, which appropriates $1.1 million to the New Mexico Environment Department for planning, design, and construction improvements to the Mora mutual domestic water system. Supporters described aging water and wastewater infrastructure, an AOC related to discharge into the Mora River, flood and fire impacts, and heavy-metal contamination concerns in private wells. They said the project is part of a larger effort to address inflow and infiltration, improve treatment capacity, and protect public health, with additional funding already sought through the Clean Water State Revolving Loan Fund and the Water Trust Board. Some senators questioned whether the request should instead go through existing water funding programs and raised concerns about piecemeal financing and the Environment Department’s role, but others supported the need for the project. The committee approved SB 310 on a 5-3 due-pass vote.
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Tourism, Small Business, and Information Technology (10-26-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=ItoOwwqB52U, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, Challenges and Opportunities for Small Businesses in Kentucky – Data from Employer Surveys Presenters 00:02:59
The Threat of Cyberattacks on Our Nation’s Critical Infrastructure 01:08:16, 958, all, 2.2.42, 2.1.47
DE
Delaware 2025-2026 Regular Session
Senate Elections & Government Affairs Committee Meeting Jun 18th, 2026
Elections & Government Affairs
Transcript Highlights:
- This is a straightforward consumer protection bill responding to a growing and well-documented problem
- Failure to participate meaningfully in this process constitutes a willful violation of the Consumer Fraud
- This legislation was developed in coordination with DOJ's Consumer Protection Unit and is supported by
- a broad coalition, including AARP, NCAC, NAACP, CLASSY, and consumer protection attorneys with decades
- I will say this: this bill is more of an assist by me than it is a direct passion.
Keywords:
home improvement, consumer protection, consumer fraud, dispute resolution, mediation, contractor registration, home repair, renovation, homeowner, building contractor, construction fraud, treble damages, attorney fees, Department of Justice, Division of Consumer Protection, Department of Labor, good faith, unfair trade practices, Delaware, regulations
Summary:
The Senate Elections and Government Affairs Committee met in hybrid format, approved the June 10 draft minutes, and then heard a long agenda of bills. HB 89 (home improvement fraud dispute resolution) was presented as a consumer protection measure developed with DOJ to address contractor fraud, especially against vulnerable homeowners; members voiced support and asked to be added as sponsors. HB 283 updated realty transfer tax exemptions to use gender-neutral “spouses” language and add a direct grandparent-to-grandchild transfer exemption; it drew supportive public comment. HS1 for HB 390 would let DelDOT choose electronic-only bidding for projects, remove newspaper bid-opening notices, and clarify bidding records, with no opposition raised. HB 328/H.A. 2 modernizes the Register of Regulations statute, keeps newspaper distribution requirements, and delays some effective dates to 2027; it was described as a technical update. HB 365 would create the Delaware Indigenous Affairs Commission, prompting supportive testimony from Indigenous community members and some discussion about representation and internal tribal اختلافs, but no formal opposition. HB 423 would automatically enroll new state employees in the 457B deferred compensation plan unless they opt out, with exclusions for collective bargaining units and implementation tied to payroll readiness; it was presented as a retirement-savings measure. SS1 for SB 342 would modernize the Delaware Motion Picture and Television Development Commission to support a broader film/media incentive package, with support from the Delaware Arts Alliance and a request to help attract productions to Delaware.
The committee also heard SB 331, a cleanup bill on garagekeeper liens for manufactured housing and related assets. The sponsor and an attorney explained it as clarifying who can recover funds and attorney’s fees in lien sales, but the Chief Magistrate and the manufactured housing association said the issue should be addressed more carefully and possibly in another section of code; they were open to further work. HB 436 would update the Smyrna charter, including school impact fees, election challenge procedures, vacancy rules, domicile standards, Board of Elections terms, and meeting schedules. HS1 for HB 376 made technical and organizational changes to the Millville charter, including a tiebreaker for municipal elections and a property tax cap, with the town solicitor saying there was little substantive change. HB 460 would require New Castle County municipalities to submit permit data monthly rather than on a much slower schedule, limited to closed permits with certificates of occupancy, to improve property assessment data; it was presented as part of broader reassessment/data-quality efforts.
Public comment was heard on several items, especially HB 365 and SS1 for SB 342. Indigenous speakers supported the commission as a way to preserve heritage, improve representation, and create a formal seat at the table. The Delaware Arts Alliance supported the film commission modernization bill as part of a broader creative-economy plan. No recorded votes were taken on the individual bills in the transcript, and the meeting ended with a unanimous motion to adjourn.
AL
Alabama 2025 Regular Session
Alabama House Commerce and Small Business Committee Mar 6th, 2025
Commerce and Small Business
NM
New Mexico 2026 Regular Session
Senate - Conservation Feb 12th, 2026 at 09:03 am
Senate Conservation
Transcript Highlights:
- Senator Pope's point, this bill is just allowing direct consumer sales and service stations.
- consumer sales for manufacturers, we also don't allow direct consumer sales service stations.
- So there's no ability to get Also don't allow direct consumer sales service stations.
- So my first question is: what is the benefit to the consumer for a direct-to-consumer sales model?
- Sold to a third party but not direct to consumer. Thank you for that.
WA