Transcript Highlights:

• </c> sanitary in addition inadequate storm sanitary in addition inadequate storm water<00:44:42.119><
• :25.960><c> filters</c><00:45:27.319><c> improvements</c><00:45:27.880><c> to</c><00:45:28.040><c> storm
• </c> treatment filters improvements to storm treatment filters improvements to storm water<00:45:28.559
• The need for rehabilitation of the aging water, sanitary sewer, and storm sewer is urgent.
• </c><00:54:10.880><c> sewer</c> water M sanitary sewer and storm sewer water M sanitary sewer and storm

Bills: HF343, HF446, HF448, HF674, HF811, HF832, HF1661, HF1528, HF1536, HF1541, HF1670, HF1438, HF1714, HF1748, HF1835, HF1904, HF1929, HF1942

Keywords: HF343, Chisago County, Shorewood Park Sanitary Sewer District, Rush Lake, sewer extension, wastewater infrastructure, sanitary sewer, treatment pond, sewage treatment, capital investment, bonding bill, state bonds, Public Facilities Authority, local infrastructure, municipal utilities, water quality, sanitation, bond proceeds fund, Minnesota bonding, HF446

Transcript Highlights:

• So you'll see those storms.
• Woody Rickerson: So you'll see those storms; most winter storms—we went back and looked at the 2011 and
• Those storms, most winter storms, we went back and looked at the 2011 and 2014 polar vortex, Elliott,
• At the worst part of the storm, you can see that for both of these January storms, we had significant
• Since we have depleted the CRTF from Hurricane Beryl, if another storm or series of storms occurs—and

Keywords: 1185, senate, all

Transcript Highlights:

• That's one decade, and just on natural catastrophes.
• On the last named storm that went through Alabama, not a single fortified home faced catastrophic damage
• The pipes were built for storms of this size.
• The pipes were built for storms of this size. We're seeing storms of this size.
• We're seeing a significant rise in catastrophic claims.

Keywords: 995, all

Summary: The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills, with much of the discussion focused on affordable housing insurance, homeowners insurance practices, climate resilience, and consumer protections after property losses. Senators and representatives testified in support of a resolve to create a commission on affordable housing insurance (S. 768/H. 1279), arguing that rising premiums and deductibles are threatening the viability of affordable housing properties and new development. Supporters also backed bills to establish private flood insurance standards (S. 719), create climate-resilient home retrofit grants (S. 720), expand the MVP climate resilience program (H. 1310/S. 686), and protect urban trees and limit insurer-driven tree removals (H. 1316). Several lawmakers and advocates said these measures would help reduce risk, preserve insurability, and address the effects of increasingly severe storms and flooding. The committee also heard testimony on bills addressing insurer use of aerial imagery (H. 1242/H. 2142) and notice periods for nonrenewals or repairs (H. 4042 and related measures). Supporters said insurers should be allowed to use drones and satellite images but with stronger guardrails, including current photos, disclosure of risk factors, an appeals process, and time to cure defects. They argued that homeowners are sometimes blindsided by nonrenewals based on inaccurate aerial photos or given too little time to make repairs. Opponents from the insurance industry said aerial imagery is already regulated by the Division of Insurance, that additional statutory requirements could create confusion and litigation, and that existing notice rules already provide 45 days for nonrenewals and 60-day limits on cancellations. Industry witnesses also warned that some proposed timelines conflict with current law and could restrict useful underwriting tools. Another major topic was H. 1077, which would restrict solicitation by restoration companies and public adjusters at fire scenes. A homeowner described being approached immediately after a house fire by restoration and public-adjuster representatives and said the experience was intrusive and overwhelming; supporters said homeowners need time and space to make informed decisions after a disaster. Public adjusters and restoration contractors opposed the bill, saying they provide needed guidance, emergency mitigation, and claims assistance when homeowners are under stress, and that some existing protections already allow consumers to cancel contracts. The hearing ended after all listed witnesses testified, and the committee voted to close the hearing; no bill dispositions were taken during the session.

Transcript Highlights:

• We have some winter storms.
• and wind storms.
• </c> uh protecting for catastrophic events. uh protecting for catastrophic events. we<00:18:22.480><c
• </c> market follows a large catastrophic market follows a large catastrophic event.<00:21:42.000><c>
• So when a catastrophic weather strikes for multiple years in a row, like hail or convective storms, admitted

Keywords: 1183, house

Transcript Highlights:

• single renewal and go up by 9.5% because they have to calculate or guesstimate what they think the storms
• and the damage are going to be from catastrophic claims and whatnot over the next period of time.
• single renewal and go up by 9.5% because they have to calculate or guesstimate what they think the storms
• and the damage is going to be from catastrophic claims and whatnot over.
• So being able to adjust on that and lowering that catastrophe threshold could be catastrophic because

Summary: The committee first took up several bills and voted them out favorably without amendment: SB 2857, relating to prescription drug purchasing proof for certain health benefit plan issuers and employers; SB 1307, relating to the biennial health coverage reference guide; and SB 527, relating to health benefit coverage for general anesthesia for certain pediatric dental services. Each of those motions passed on a 7-0 roll call. The main discussion centered on SB 1643, which would require prior approval from the Texas Department of Insurance for property and casualty rate changes above 10% from a previously filed rate. The chair framed it as a response to rate volatility and rising homeowners and auto premiums, while several members questioned whether it would slow a market that is already stabilizing and could encourage insurers to file repeated increases just under the threshold. Witnesses from consumer groups supported tighter oversight and argued for a lower threshold, while insurance industry representatives opposed the bill, saying Texas’s file-and-use system and competitive market work better and that the proposal could increase costs or create uncertainty. After testimony, SB 1643 was left pending. The committee then heard SB 1642, which would replace the single Texas Department of Insurance commissioner with a three-commissioner structure and an executive director. Supporters said it could improve accountability and transparency, while opponents argued the current single-commissioner model is more efficient and avoids confusion and added cost. Witnesses also raised concerns about open meetings issues, administrative expense, and the lack of a clear model from other states. SB 1642 was also left pending. Finally, the committee heard SB 2530, the Texas Windstorm Insurance Association omnibus bill. The bill would make a number of changes to TWIA’s governance and finances, including exempting TWIA from certain taxes, moving its headquarters to a coastal county, changing board composition and voting rules, and lowering the probable maximum loss standard from 1-in-100 to 1-in-50. Supporters said the bill would strengthen TWIA’s reserve funding and improve local relevance, while opponents warned it could increase assessments, reduce reinsurance protection, and create operational risks by relocating the headquarters to the coast. The bill was left pending, and the committee then adjourned.

Transcript Highlights:

• And here in Kentucky, we're all too familiar with all the storms and catastrophes that have become very
• And here in Kentucky, we're all too familiar with all the storms and catastrophes that have become very
• </c><00:03:40.280><c> and</c> familiar with all the storms and familiar with all the storms and catastrophes
• Senator Storm, thank you, Mr. Chairman.
• Senator Storm, thank you, Mr. Chairman.

Keywords: Meeting Start: 00:00 Roll Call: 00:06 SB24 Discussion: 01:08 SB24 Vote: 13:22 SB18 Discussion: 14:40 SB18 Vote: 21:54, 958, all

Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.

Transcript Highlights:

• During Winter Storm Uri, I watched that plant shut down.
• Catastrophic damage from the ground-induced currents. We know and tested solutions.
• This was done after the 1989 Hydro-Québec storm, and FERC approved this.
• The 1921 railroad storm—we knew that there was almost 20 volts per kilometer field strength.
• We might already have the solar catastrophe you're talking about.

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Summary: The committee first took up pending business and favorably reported several bills without objection or by recorded vote, including SB 783, SB 1238, SB 1706, SB 1791, SB 458, SB 1644, and SB 1810, with some of them also sent to the local and uncontested calendar. The committee then moved into hearings on additional bills. SB 1968, by Senator Schwertner, would update the Real Estate License Act by repealing subagency, requiring written buyer-agent agreements before showings, and clarifying when a formal buyer representation agreement must be signed. Texas Realtors testified in support, saying the bill modernizes agency rules and increases transparency, while a committee substitute corrected drafting issues. SB 2411, the annual update to the Texas Business Organizations Code, was also laid out and left pending after supportive testimony from the Texas Business Law Foundation and drafting committee representatives. The committee also heard SB 2321, which would codify ERCOT’s current practice of notifying TCEQ when backup generation needs enforcement discretion for grid reliability; Sierra Club and a chamber of commerce witness supported it with suggestions for clearer emissions reporting, and the bill was left pending. SB 2077 would broaden eligibility for the Texas Mutual Insurance Company board by narrowing conflict restrictions tied to insurance-related interests; Texas Mutual supported the change and the bill was left pending. SB 1405, a broadband bill, would align state law with FCC standards and streamline Broadband Development Office processes; it was left pending after supportive testimony. SB 1299, protecting nonprofit donor privacy, drew support from privacy advocates and concerns from one witness about transparency for publicly funded nonprofit operations; it was left pending. The committee then heard SB 776, which would bar government construction contracts from shifting delay damages to contractors when delays are caused solely by the public owner. Contractors, surety representatives, and water infrastructure advocates supported the bill, arguing it would improve fairness and reduce inflated bids, while water utilities and critical infrastructure entities opposed it, warning of more litigation and higher costs; the bill was left pending. Finally, SB 715, which would apply reliability requirements retroactively to all generation resources in ERCOT, drew opposition from renewable and storage groups and support from some critics of renewable subsidies, with witnesses split over whether it would improve reliability or raise costs; testimony was underway when the transcript ended.

Transcript Highlights:

• c><00:24:09.039><c> brought</c> slowmoving storm systems that brought slowmoving storm systems that brought
• </c><00:24:49.600><c> savings</c> risk, disaster and catastrophe savings risk, disaster and catastrophe
• </c> risk of wildfire and convective storms risk of wildfire and convective storms in<00:35:50.960><c
• </c> was June June of 2017 when that storm was June June of 2017 when that storm originally<01:16:01.199
• </c> &gt;&gt; even a month after the storm hits. &gt;&gt; even a month after the storm hits.

Keywords: 1183, house

Transcript Highlights:

• Louis storms.
• Kentucky has a 10% or 15% cap for non-catastrophe— it should say, for catastrophe claims — and then they
• don't provide caps for non-catastrophes.
• Kentucky has a 10% or 15% cap for catastrophe claims, and then they don't provide caps for non-catastrophes
• Predatory contractors often use the aftermath of major storms or catastrophes to prey upon already vulnerable

Keywords: 959, house, all

Transcript Highlights:

• So, as we had discussed, I was one of the people who was impacted by the storm.
• One of the things that's not in there is the actual medical records that would show the catastrophic
• When the insurance company issued a non-renewal letter immediately after the storm to my child, just
• We've had a second storm and we haven't even cured the first storm.
• I go way back to the first horrific storm. And since then, I've been very interested in storms.

Summary: The committee met with a quorum and heard several insurance- and trust-related bills. CS/HB 265, relating to post-judgment execution proceedings involving terrorism, was presented as a measure to help victims enforce long-standing judgments against terrorist assets; it received no opposition in testimony and was reported favorably. CS/HB 1173, concerning the Florida Trust Code, clarified that the Florida Attorney General is the only public official with standing to enforce charitable trusts administered in Florida; members discussed that it was intended to resolve ambiguity identified by a court decision, and it also passed favorably. The committee then took up PCS/HB 643 on residual market insurers. The bill would remove the “diligent effort” requirement for surplus lines placements, revise surplus lines eligibility, and let Citizens policyholders elect arbitration through DOAH or the courts at renewal or issuance. The sponsor argued the changes would reduce red tape and give consumers more options, while an opponent from the Florida Justice Association warned that removing diligent-search protections could push more policyholders into higher-cost, less-regulated surplus lines coverage and that arbitration could favor insurers. Committee members raised concerns about the lack of premium credits for arbitration, the effect on Citizens, and the loss of consumer protections, but the bill was reported favorably. Finally, PCS/HB 1047 on insurance regulation generated extensive debate. The bill would reduce pre-licensure hours for general lines agents from 200 to 60, clarify restrictions on public adjuster conduct, require claims-handling manuals only for active residential property insurers, and define “sufficient evidence” for bad-faith claims with examples and a 10-day objection/response process. Supporters said it would streamline claims handling and clarify timelines; opponents and several members argued it could burden policyholders, especially after disasters, and might make it easier for insurers to delay or deny claims. There was also concern about the reduced training hours for new agents and the lack of detail on what constitutes sufficient evidence or a specific objection. After a divided debate, the bill was reported favorably by a 12-6 vote. The meeting then adjourned.

Transcript Highlights:

• During Winter Storm Uri, I was watch that plant shut down.
• The goal is to create a statewide plan for protection from catastrophic loss of power.
• Catastrophic damage from the ground-induced currents. We have known and tested solutions.
• This was done after the 1989 Hydro-Quebec storm. And FERC approved this.
• we know that was a strong solar storm.

Bills: SB75, SB715, SB776, SB1299, SB1405, SB1968, SB2021, SB2077, SB2148, SB2321, SB2330, SB2411

Keywords: electric generation, reliability, ERCOT, Public Utility Commission, penalties, performance requirements, energy policy, construction contracts, compensatory damages, government delays, contractor, legislation, nonprofit donor privacy, membership lists, supporter confidentiality, volunteer privacy, association rights, public records exemption, Texas Public Information Act, government transparency

Transcript Highlights:

• And natural catastrophe after another.
• <00:14:53.120><c> water</c><00:14:53.519><c> infrastructure</c> storm water infrastructure storm water
• And then catastrophe savings accounts.
• </c><00:27:01.360><c> Next</c> catastrophe savings accounts. Next catastrophe savings accounts.
• </c> natural catastrophes, natural disasters. natural catastrophes, natural disasters.

Keywords: 958, all

Summary: The interim task force on disaster prevention and resiliency met for its fourth meeting and focused heavily on insurance markets, affordability, and mitigation. Cochairs noted they are working toward recommendations for a later fall meeting. The main presentation came from David Snyder of the American Property Casualty Insurance Association, who said the insurance industry sees itself as part of the problem and part of the solution because it ultimately pays for losses created by natural conditions, development choices, and construction practices. Snyder described rising losses from natural catastrophes, inflation-driven increases in rebuilding and repair costs, more development in disaster-prone areas, wildfire exposure, severe convective storms, hail, and roof damage. He argued that Kentucky should avoid the mistakes he attributed to California, where regulatory responses contributed to a strained insurance market and greater reliance on the FAIR Plan. He said Kentucky’s private market appears to be functioning better, with relatively few FAIR Plan policies, and urged lawmakers to preserve that market through risk-based rates and policies that do not worsen availability. He recommended a broad mitigation strategy involving stronger building codes, land-use decisions, stormwater infrastructure, public access to risk data, and incentives for resilient construction. He highlighted programs such as the Insurance Institute for Business and Home Safety, fortified-home standards, wildfire-prepared community practices, and examples from Alabama, Louisiana, and Florida showing that mitigation can produce quick returns and insurance discounts. He also suggested catastrophe savings accounts, flexible coverage options, and a whole-of-government approach that includes the insurance department, building-code agencies, first responders, FEMA, NFIP, and NOAA. In questions, a legislator asked about the prognosis if carriers continue exiting markets and if nothing is done to address affordability and accessibility. Snyder said he could not predict market exits but stressed that regulators should monitor the market closely, use available data, and focus on loss prevention and mitigation. He said insurers want to do business in Kentucky and that the long-term solution is coordinated action among public and private stakeholders to reduce risk and keep coverage available.

Transcript Highlights:

• They have to calculate or guesstimate what they think the storms and the damage are going to be from
• catastrophic claims and whatnot over the next period of time, and they could justify it.
• In fact, we ended up being a Houston storm with the flood. Right. So yeah.
• Then you have a storm, and it wipes out the office, and the customers can't find anybody to help them
• Ultimately, this increases the CRTF, the Catastrophe Reserve Trust Fund.

Bills: SB1642, SB1643, SB2530

Keywords: Texas Department of Insurance, commission appointments, insurance regulation, oversight, consumer advocacy, insurance rates, property insurance, commercial automobile insurance, rate approval, consumer protection, windstorm insurance, Texas Windstorm Insurance Association, administrative penalties, coastal counties, 1184, house, all

Transcript Highlights:

• ,</c><00:13:25.680><c> and</c> by the um the Kona low storms, and by the um the Kona low storms, and
• Plus storm surge, plus Plus storm surge, plus the<00:23:40.600><c> winds.</c> the winds. the winds.
• </c> storm event. storm event.
• storm that was the 2004 2008 storm the storm that was the 2004 2008 storm event<01:04:20.240><c> in<
• </c> for either of the storms. for either of the storms.

Bills: SCR21, SCR75, SCR50, SCR149, SCR47, SCR163, SCR169, SCR170

Keywords: healthcare, rural clinic, feasibility study, access to care, community health, Volcano community, Hawaiʻi Health Systems Corporation, emergency services, health assessment, Fetal Alcohol Spectrum Disorders, health care, interdepartmental collaboration, public awareness, support services, education, health insurance, affordable healthcare, working group, Hawaii Health Plan, Medicaid expansion

Transcript Highlights:

• And nothing catastrophic has happened.
• While catastrophic, it was so much better to deal with.
• Basin: eight to nine storms.
• One to two of those will be Gulf storms.
• We called for them during Winter Storm Fern, and they delivered.

Keywords: 965, house, all

Summary: The committee first heard an update on the Northwest Louisiana earthquake cluster. Laura Sori of the Department of Conservation and Energy said the agency has inspected Class II injection wells within 12 miles of the earthquakes, found no permit violations, and is requiring monthly reporting of daily injection data. LSU and Tulane researchers explained that the swarm includes about 50 earthquakes detected by USGS since December 2025, including a 4.9 magnitude event on March 5, and that better monitoring is needed because Louisiana has very limited seismic station coverage. Dr. Cynthia Ebinger said her temporary array has detected more small quakes than USGS, that the pattern looks more like a swarm than normal aftershocks, and that the data suggest pressure changes in the subsurface, though no definitive cause was identified. Keith Hall of LSU described how other states responded to suspected induced seismicity with more monitoring, more frequent reporting, injection limits or moratoria, and “traffic light” systems that escalate regulatory responses as seismicity increases. Members asked about depths, fault locations, possible links to injection or fracking, and whether more monitoring and data-sharing should be pursued; several speakers said Louisiana likely needs a denser monitoring network and more structured data collection. A Texas geoscientist, William Berger, also testified that Texas uses large-scale data analysis and AI to study injection-related seismicity and argued for secure sharing of operator data to improve forecasting and risk management. The committee then took testimony on UAV and drone incursions over Barksdale Air Force Base. GOSEP said the incident was logged in WebEOC and the common operating picture, but that Barksdale did not request direct GOSEP resources and that the matter was handled through law enforcement channels. Louisiana State Police and the FBI said they were limited in what they could disclose, but confirmed multiple drone sightings on the morning and evening of March 9 and continued monitoring for several days. State Police said they have created a task force with the Police Chiefs Association, Sheriffs Association, GOSEP, and LSP, and that officers are receiving FBI-related training to help detect and, where authorized, mitigate drones. Members discussed whether the activity was nefarious, what counts as an incursion, and the need for better public education about drone restrictions near military and critical infrastructure sites. No formal action was taken, but members said the issue will continue to be tracked alongside pending legislation. Finally, the committee received a one-year update on the merger of GOSEP with the Louisiana National Guard and Military Department. Major General Thomas Freelieu and Brigadier General Jason Maffus said the merger has reduced GOSEP from seven divisions to three, shifted administrative functions to the Military Department, and produced about $10.5 million in first-year cost avoidance. They said the agency has modernized its common operating picture, returned staff to in-person work, and continued statewide preparedness exercises. Freelieu highlighted Guard missions including cyber expansion, the new Air National Guard cyber squadron at Jackson Barracks, modernization of the 159th Fighter Wing, and ongoing support for homeland security missions in New Orleans and Washington, D.C. Maffus said GOSEP’s core mission remains emergency preparedness, response, and recovery, and that the merger is intended to make state support to parishes faster and more efficient.

Transcript Highlights:

• And nothing catastrophic has happened.
• While catastrophic, it was so much better to deal with.
• Basin: eight to nine storms.
• One to two will be Gulf storms.
• We called for them during Winter Storm Fern, and they delivered.

Summary: The committee met on May 26, 2026, and first approved the minutes from the May 22, 2025 meeting. The main topic was the Northwest Louisiana earthquake cluster, with testimony from Louisiana Department of Conservation and Energy staff, LSU and Tulane geoscientists, and later LSU law professor Keith Hall. Witnesses said the cause of the swarm has not been definitively identified, but induced seismicity from wastewater injection or hydraulic fracturing remains a concern. They described 50 earthquakes reported by the USGS in Red River, Bienville, DeSoto, and Natchitoches Parishes, including a magnitude 4.9 event on March 5, 2026, and explained that Louisiana’s sparse seismic network limits detection and depth/location estimates. C&E said it inspected Class II injection wells within 12 miles of the events, found no violations, now requires more frequent injection reporting, and is working with researchers and LSU on a possible state monitoring network and future policy changes. Committee members asked about injection depths, fault locations, whether the activity could be natural, and whether Louisiana should adopt stronger monitoring or a traffic-light regulatory system like other states. The witnesses said more data is needed before firm conclusions can be drawn, but that denser monitoring can detect smaller quakes and help identify patterns. Professor Hall summarized responses in other states, including more frequent reporting, increased monitoring, injection reductions, moratoria, and traffic-light systems in Oklahoma, Kansas, Texas, Ohio, and Illinois. Members also discussed whether operators should share more seismic and geologic data, and several said the state should avoid jumping to conclusions while still improving oversight. The committee then heard from William Berger, a Texas geoscientist, who described using AI and operator data to model wastewater injection and seismic risk, and said broader data sharing would improve forecasting and siting decisions. He and another witness emphasized that many earthquakes arise from clusters of wells rather than a single well, and that proprietary concerns limit voluntary disclosure. The committee also received a brief update from GOSEP and the Louisiana National Guard on the Barksdale Air Force Base drone incursions. GOSEP said it logged the incident in WebEOC and shared releasable information, while State Police and the FBI said they were limited in what they could disclose. Officers said a task force has been formed, some personnel have received federal drone-mitigation training, and House Bill 940 is intended to mirror the task force MOU. Finally, Major General Thomas Friloux and Brigadier General Jason Maffus updated the committee on the merger of GOSEP into the Louisiana Military Department. They said the merger has reduced GOSEP from seven divisions to three, brought back employees to in-person work, modernized the state’s common operating picture, and produced about $10.5 million in first-year cost avoidance through staffing and contract changes. They also noted the planned transfer of the Louisiana Center for Safe Schools to the Louisiana Commission on Law Enforcement, ongoing hurricane preparedness, and continued coordination with parish emergency managers. No votes were taken on the substantive topics, and the meeting ended with the committee moving through its agenda items and receiving informational testimony.

Transcript Highlights:

• through Hurricane Michael and seeing all of the derelict vessels that were left in the waterways post-storm
• through Hurricane Michael and seeing all of the derelict vessels that were left in the waterways post-storm
• First, it corrects a technical issue, merging the two words “storm water” into one word, “stormwater,
• In general, we already have a very mature process for inspecting newly installed storm pipes.
• In general, we already have a very mature process for inspecting newly installed storm pipes.

Bills: S0558, S1294, S1468, S1474, S1682, S1628

Keywords: stormwater systems, environmental standards, municipal infrastructure, engineering certifications, local compliance, Florida Department of Transportation, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming, compost products, wastewater treatment, environment, sewage disposal, pollution control, reporting requirements

Summary: The committee took up several environmental bills, beginning with SB 1682 on local administration of vessel restrictions. Senator Trumbull said the bill would give cities and counties tools to address abandoned, derelict, and long-term anchored vessels while following state standards and FWC guidance. Members from affected areas spoke in support, citing recurring derelict vessel problems and the difficulty and cost of removal once vessels sink. The bill was reported favorably. The committee then heard SB 1468 on advanced wastewater treatment, which would require DEP to compile a detailed statewide report on wastewater treatment plants, including construction age, treatment levels, contaminant data, spill history, flood risk, and receiving waterbody impairment information. Florida Rural Water Association testified that any move to require advanced treatment for all plants over one MGD could create major financial burdens without dedicated funding. The bill was reported favorably. The committee also considered CS/SB 1294 on biosolids management, with a strike-all amendment adopted. Senator Bradley said the revised bill would require bulk Class AA biosolids fertilizer and compost products to be land applied only at agronomic rates and, absent a bona fide sale, only at permitted DEP-approved sites, with a transition date moved to July 1, 2028. Supporters said it would protect water quality and legitimate fertilizer and compost markets, while rural utilities asked for funding and flexibility. The committee reported the bill favorably. Next, the committee took up CS/SB 1628 on net zero policies by governmental entities. Senator Avila said the bill would prohibit local governments and other governmental entities from adopting or funding net zero policies, imposing related fees or taxes, or operating cap-and-trade or carbon trading programs. The committee adopted an amendment clarifying the definition of carbon dioxide. The bill drew extensive debate: supporters argued it would protect residents and businesses from higher costs and preserve predictability, while opponents said it would block local climate and clean-energy policies, including electric buses, energy-efficiency measures, and climate resilience planning. After public testimony on both sides, the bill was reported favorably. The committee also approved CS/SB 1474 on biosolids management, which Senator Gates said would require biosolids and septage to be treated at the highest practical level when wastewater treatment facilities are reasonably accessible and would bar Class B land application within 50 miles of a permitted wastewater facility. An amendment applying the statutory definition of septage was adopted, and the bill was reported favorably. Finally, the committee heard SB 558 on stormwater system standards. Senator Burgess said it would create statewide standards for municipal and county stormwater systems using FDOT guidelines and third-party inspections, with an amendment making technical changes and broadening who may perform inspections. Supporters said uniform standards could improve safety and reduce failures, while contractors, engineers, and industry groups warned it could raise costs, delay projects, and preempt stronger local standards. The bill remained under discussion as the transcript ended.

Transcript Highlights:

• or a series of storms.
• And that's why I... ...obligations after a major storm or a series of storms, and that's why you will
• So, after a storm, I want to... So, after a storm, I want to talk about this.
• So, after a storm, I want to... So, after a storm, I want to talk about this.
• were set up for the three storms.

Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.

Transcript Highlights:

• In some cases, planes literally flying into the storm to collect data.
• predict storm swells that could impact our coastal communities.
• And we can understand when storm surge is coming, thanks to that monitoring network.
• And we can understand when storm surge is coming, thanks to that monitoring network.
• It was just a few years ago where we almost had a catastrophic flood. funding.

Keywords: 988, house, all

Summary: The Assembly Budget Subcommittee on Climate, Crisis, Resource, Energy, and Transportation opened its first hearing with Secretary Wade Crowfoot of the Natural Resources Agency, who reviewed the Newsom administration’s climate and natural resources record and highlighted investments in wildfire resilience, water supply and conveyance, coastal adaptation, conservation, tribal land return, parks access, and streamlined project delivery. He emphasized California’s exposure to drought, wildfire, heat, and sea level rise, described progress on 30x30 conservation and nature-based solutions, and said the administration is focused on completing major projects and speeding up permitting. Members from both parties praised his engagement and the administration’s work with tribes, while also pressing him on wildfire home hardening, federal cuts to NOAA and other agencies, and the need to codify some executive actions. Crowfoot said the state has had to backfill some lost federal capacity, especially in flood forecasting and coastal monitoring, and argued that prevention and resilience investments remain essential even if they are hard to measure. The Legislative Analyst’s Office then presented a budget framework stressing that the state budget is precariously balanced despite strong revenues, with the Governor’s proposal relying on borrowing and reserves while out-year deficits remain large. LAO staff urged the committee to apply a high bar to new spending, prioritize immediate health and safety needs, consider alternative funding sources and phased or reduced proposals where appropriate, and avoid creating additional future budget pressure. They said the Proposition 4 climate bond proposals generally appeared consistent with the bond and reasonable, but noted that departments still face implementation delays because of emergency regulation requirements and that the Legislature may want to weigh in on broad program areas such as disadvantaged communities, home hardening, and outdoor recreation. The chair said the LAO’s framework matched the committee’s priorities and asked how climate and environmental spending affects broader health and human services outcomes; LAO responded that the programs have real human and environmental impacts and should be judged by priority rather than across-the-board cuts. The hearing then turned to the water resilience portion of Proposition 4. Department of Finance and agency staff outlined proposed funding for flood control, water recycling, stormwater, dam safety, groundwater management, and State Water Project repairs, while LAO staff said the overall approach was consistent with the bond and noted some categories would not spend heavily until later years because agencies are still developing guidelines and capacity. Members questioned the pace of implementation, the use of emergency regulations, and the need to ensure funds reach disadvantaged communities; staff said AB 107 should speed grant delivery and that agencies are building tracking systems for the bond’s 40% vulnerable-community target. The committee also raised concerns about the reliability of projected Salton Sea lithium revenues, with Finance explaining that forecasts have been delayed by low lithium prices, uncertain project timelines, and permitting and technology risks. Finally, staff described the sustainable groundwater management grant program as focused on implementation projects, with scoping underway and priorities likely to include subsidence, corrective actions, and projects that improve groundwater conditions on the ground.

Transcript Highlights:

• projection of climate projection that suggests that that storm, which was considered the great storm
• , the great flood... ...that suggests that that storm, which was considered the great storm, the great
• We're one storm away from disaster.
• So how long is the storm event coming in over a period of time on the bottom?
• While the catastrophic... ...into operations and maintenance permitting.

Summary: The committee held an informational hearing on flood risk and flood management in California, with opening remarks emphasizing that flooding is a statewide and growing threat due to climate change, including the possibility of extreme losses in a worst-case event. Members noted recent flooding in places such as San Diego, the Tulare Basin, and Pajaro, and framed the hearing as a way to better understand prevention, response, and how to capture excess water for later use. Jeffrey Mount of PPIC gave the main overview, describing California’s high flood exposure, the different flood types the state faces, and the mix of structural and non-structural tools used to manage them. He stressed that levees, dams, bypasses, land-use planning, flood insurance, and emergency response all matter, but that risk is rising because current standards are based on past hydrology rather than future climate conditions. He also warned that flood management is underfunded, that the National Flood Insurance Program is weak, and that federal support is increasingly uncertain. Members asked about groundwater recharge, permitting, NOAA and federal cuts, and which communities are most at risk; Mount said recharge can help but does not eliminate flood risk, and that small Central Valley communities and heavily developed floodplains are especially concerning. State officials Laura Hollander of the Department of Water Resources and Jane Dolan of the Central Valley Flood Protection Board described the state’s role in forecasting, emergency response, grants, planning, and the Central Valley Flood Protection Plan. They highlighted aging infrastructure, the need for better coordination, and the state’s special liability in the Central Valley after the Paterno decision. Dolan reviewed the history of major floods and said the plan calls for about $1 billion per year over 30 years to meet current needs, while Hollander said the state works with local and federal partners on preparedness, response, and subventions projects. Both emphasized that floodplain planning, regional coordination, and faster permitting are important, but that more consistent funding is needed. A later panel from local flood agencies and districts reinforced those points, arguing that the state’s annual flood funding is below identified needs and that a proposed statewide flood and dam safety bond was reduced substantially in the broader climate bond package. Witnesses urged more routine maintenance funding, support for regional flood planning, and continued federal-state-local partnerships to reduce risk and maintain eligibility for federal assistance. No formal votes or legislative actions were taken during the informational hearing.