Video & Transcript : 'SBA lending' :
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MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/24/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- SBA, USDA, and the CDFI Fund.
- providing banks with lending-ready [clears throat]<00:04:00.800><c> clients</c><00:04:01.720><c> and
- </c><00:04:50.320><c> Many</c><00:04:50.560><c> of</c> SBA, USDA, and the CDFI Fund.
- Many of SBA, USDA, and the CDFI Fund.
- 58.560><c> the</c><00:04:58.680><c> USDA's</c> includes SBA Prime Awards, the USDA's includes SBA Prime
Keywords:
airport workers, wage standards, labor rights, minimum wage, economic equity, surveillance, price discrimination, wage discrimination, consumer rights, automated decision systems, Minnesota Statutes, suitable seating, employee seating, workplace seating, occupational safety, workplace safety, labor standards, employer requirements, chair, stool
FL
Florida 2025 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Apr 15th, 2025
Transcript Highlights:
- MENTORING PROGRAM WITH OUR ECONOMIC DEVELOPMENT TEAM AND HAVE REACHED TO THE MAXIMUM CAPACITY OF LENDING
- REVIEWED AND GIVEN MENTOR SHIP TO GROW BUT THEY ARE ALSO ABLE TO ACCESS A POT OF FUNDING THAT CAN LEND
- I PAID THE MONEY BACK AND WAS SUBSEQUENTLY ABLE TO GET AN SBA LOAN BECAUSE I HAD GREAT CREDIT WITH THEM
- THE FEEDBACK WE RECEIVED IS THEY STRUGGLE TO FIND THE ACTUAL VALUE THEY LEND OF THE APPOINTMENT.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 23rd, 2026
Transcript Highlights:
- As the SBA severs business owners from the safest avenues for access to capital, lenders are taking advantage
- I would posit that the ninth wonder might be fractional reserve lending.
- The Legislature may want to ensure that the lending programs already authorized by this Legislature here
- The Legislature may want to ensure that the lending programs already authorized by this Legislature are
- The question is how we, in a smart way, in a way that interacts with other types of lending and private
Summary:
The Assembly Banking and Finance Committee met and first approved the consent calendar, which included AB 2028, AB 2425, and committee bill AB 2795, all sent to the Committee on Appropriations. The committee also noted that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed hearing procedures, including acceptance of written testimony and rules against disruptive conduct.
The committee then heard AB 2116, which would require registration and basic conduct standards for certain small-business financing providers, including merchant cash advance companies, and prohibit confessions of judgment and power-of-attorney provisions before default. Supporters argued the bill would close an oversight gap and improve transparency for small businesses; a small business owner testified that a purported 13% loan turned out to have a 235% APR. Opponents said the bill mixed consumer and commercial regulation and could restrict access to capital, though they supported banning confessions of judgment. The bill passed on a roll call vote and was sent to Appropriations.
AB 2243, by Assembly Member Haney, proposed creating a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said a public banking model could reduce borrowing costs, keep more public money in-state, and better finance housing, infrastructure, and other public priorities; opponents from banking groups raised concerns about taxpayer exposure, deposit guarantees, and the use of public funds and existing lending structures. The bill passed and was sent to Appropriations. The committee also heard AB 2350, which would set guardrails on rent-now-pay-later products for rental housing; supporters said these products can lead to high fees, debt, and eviction risk, while industry groups opposed the bill unless amended. AB 2350 passed as amended and was sent to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and adjourned.
FL
Florida 2026 Regular Session
Appropriations Committee on Transportation, Tourism, and Economic Development Apr 15th, 2025
Appropriations Committee on Transportation, Tourism, and Economic Development
Transcript Highlights:
- smaller mentoring program with our economic development team and have reached the maximum capacity of lending
- reviewed, they're given mentorship to grow, but they're also able to access a part of funding that can lend
- I paid that money back and was subsequently able to get an SBA loan because I had great credit with them
- many people who are appointed to these councils have said they struggle to find the actual value they lend
- That it is an appointment to show up and... ...they lend via the appointment, that it is an appointment
Summary:
The Appropriations Committee on Transportation, Tourism, and Economic Development heard three bills after temporarily postponing SB 1524. The committee first took up CS for SB 1264, a broad economic development bill covering law enforcement recruitment bonuses, venture capital tax credits, data center tax exemptions, military land transfers, Space Florida procurement exemptions, and changes to regional planning councils. An amendment was adopted to remove sections tied to emergency management shelter plans so the bill would align with another measure. The main debate centered on the proposal to repeal regional planning council statutes; supporters argued the councils are duplicative and bureaucratic, while opponents said they provide valuable regional coordination, technical assistance, and grant support, especially for rural communities. The bill was reported favorably 13-1, with Senator Sharif voting no.
The committee then considered CS for SB 1348, which streamlines motor vehicle services by expanding the role of tax collectors as DHSMV agents. Three amendments were adopted: one making the scalping of driver and motor vehicle appointment slots a misdemeanor, one increasing penalties for texting while driving and requiring a new distracted-driving course to remove points, and one allowing veterans with DV plates to use a sticker instead of a stencil or imprint. The bill received supportive testimony from tax collectors and law enforcement-related groups and was reported favorably without opposition.
Finally, the committee heard SB 936, which directs the Department of Commerce’s workforce research bureau to conduct a recurring statewide study every three years on the effects of automation, robotics, and AI on Florida’s workforce. The sponsor said the study would have minimal fiscal impact and would help guide policy recommendations. With no opposition or debate, the bill was reported favorably. The committee then adjourned after brief closing remarks thanking staff and members.
WA
Washington 2025-2026 Regular Session
Senate Pro Forma Floor Session Jan 22nd, 2026 at 12:30 pm
Washington Senate Floor Meeting
Keywords:
employment eligibility, firefighters, law enforcement, citizenship, legal authorization, public safety, mortgage lending, fraud, prosecution, financial regulations, consumer protection, broadband, infrastructure, loan assistance, economic development, technology access, criminal offense, fingerprinting, state regulations, SB 5280
WA
Transcript Highlights:
- lending and not first mortgage lending for homebuyers.
- For many, many decades, we've tightened some of the language in particular to clarify mortgage lending
- The concern, of course, is opening wide open the direct lending without identifying the nature of the
- In its current form, I definitely want to clarify that we are not— the commission is not direct lending
- Yeah, so it's functionally construction lending. So it's paid once the building is built.
Committee:
Senate Housing
Keywords:
housing, finance, commission, state funding, affordable housing, residential development, zoning reform, mixed-use zoning, commercial zones, Growth Management Act, GMA, state preemption, local land use, development regulations, ground-floor retail, ground-floor commercial, permit waiver, waiver process, density, urban growth area
KY
Kentucky 2025 Regular Session
Commission on Race and Access to Opportunity (8-26-25)
Transcript Highlights:
- Small business is determined by the SBA and generally it's about $2.5 million is their threshold for
- We also want to give them by the SBA and generally it's about $2.5 by the SBA and generally it's about
- They don't necessarily have the capacity, lending partners, you know.
- They don't necessarily have the capacity, lending partners, you know.
- They don't necessarily have the capacity, lending partners, you know.
Summary:
The August 2025 interim meeting of the Commission on Race and Access to Opportunity began with roll call, confirmation of a quorum, approval of the June meeting minutes, and welcoming a new member, Ivonne Smith, who noted her background in MWBE and DBE work. The chair also offered condolences to a member whose father recently passed away and explained that the committee had invited agency officials to answer questions raised at the prior meeting.
The first presentation was from Singer Buchanan of the Kentucky Finance and Administration Cabinet, who described the state’s equal opportunity and contract compliance office and its certification programs for service-disabled veteran-owned small businesses and minority/women business enterprises. He outlined outreach efforts, including partnerships with veterans’ organizations, the Kentucky Department of Veterans Affairs, UK, and transportation-related groups; explained that the programs are intended to expand market access rather than provide grants; and said the office has moved to an online application portal that has processed 227 new applications since December 2023. He reported 536 total vendors across the programs, including 29 service-disabled veteran-owned small businesses, and said the office is considering website testimonials to improve outreach. Members asked about staffing, application assistance, and whether the state program conflicts with federal policy; Buchanan said the office has three staff members and that the program is state-funded and, based on legal advice, should continue under Kentucky law.
Tony Yusefi of the Kentucky Transportation Cabinet then presented on the federal Disadvantaged Business Enterprise program. He explained the program’s legal basis under federal DOT regulations, its eligibility standards, and its purpose of creating a level playing field while helping firms grow and eventually compete without assistance. He described certification requirements, annual documentation, prompt-payment protections, commercially useful function reviews, good-faith effort requirements, and sanctions for violations. He also discussed barriers facing DBEs, including access to capital, bonding, insurance, training, and prequalification requirements, and noted that 50 firms were removed last month for noncompliance with annual documentation rules. Yusefi said the cabinet has expanded supportive services, including an online application platform, bid notifications, and a nine-class business development program; 95 DBEs are enrolled this year, and the bid-matching system reaches an average of 377 DBEs monthly.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Transcript Highlights:
- of effective financing because it means that there is a lot more risk imbued into the process of lending
- I'm also working with the federal government with Merabas on SBA loans because they are very restrictive
- On SBA loans, because they are very restrictive and have been very problematic as it relates to insurance
- and the insurance claims coming in, taking away from the ability to draw down SBA loans.
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services.
The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote.
SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Housing and Community Development
Transcript Highlights:
- of effective financing because it means that there is a lot more risk imbued into the process of lending
- I'm also working with the federal government with Merabas on SBA loans because they are very restrictive
- On SBA loans because they are very restrictive and have been very problematic as it relates to insurance
- and the insurance claims coming in, taking away from the ability to draw down SBA loans.
Committee:
House Housing and Community Development
WA
Transcript Highlights:
- existing funds from the Department of Financial Institution's non-appropriated account to the mortgage lending
Bills:
SB5420 , SB5877 , SB5868 , SB5109 , SB5832 , SB5922 , SB5944 , SB5988 , SB6065 , SB6103 , SB6151
Committee:
House Appropriations
Keywords:
veterans, military spouses, service members, uniformed services, National Guard, reservists, active duty, qualifying discharge, veterans preference, hiring preference, public employment, state benefits, license renewal, professional licensing, retirement service credit, pension, public retirement system, Washington RCW, military leave, reemployment rights
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/4/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- </c> these organizations uh have been lending these organizations uh have been lending partners<00:16
- , not racial, but geography-based lending.
- Um nearly 60 uh percent were lending.
- We are approaching our full allocation of lending.
- So that is part of lending with banks.
LA
Transcript Highlights:
- The largest portion from this comes from unclaimed property funds, securities lending program fees, and
- They have put up some disaster assistance for the areas affected by these storms, but it's SBA loans,
- And so, you know, that would be... ...the availability of low-interest SBA loans.
Committee:
House Appropriations
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) May 1st, 2025
Business & Commerce
Transcript Highlights:
- 2677 requires a commercial sales-based financing (MCA) provider to be transparent and follow fair lending
- There's evidence of staff indicating it's kind of a predatory lending type procedure, similar to a payday
- lending scenario.
- I would suggest to you the SBA that I'm familiar with and other finance agreements typically cover all
- By engaging in predatory lending tactics, such as the practice of the confessed judgment. ...and it has
Bills:
HB 12 , HB149 , SB229 , SB1361 , SB1749 , SB1897 , SB2113 , SB2566 , SB2677 , SB1652 , SB2327 , SB2344 , SB2696 , HB12 , HB149
Committee:
Senate Business & Commerce
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 03/05/25
Jobs and Economic Development
Transcript Highlights:
- Adrian is the Vice President of Lending for MAA, and so when you get an opportunity, state your name
- </c> little bit about from The Lending little bit about from The Lending standpoint<00:42:51.800><c>
- </c> resources we took up the entire lending resources we took up the entire lending and<00:58:05.039
- I echo all the suggestions from the other team members about the lending program.
- </c> other team members about the lending other team members about the lending program<01:21:12.960><
Committee:
Senate Jobs and Economic Development
WA
Washington 2025-2026 Regular Session
House Pro Forma Floor Session Feb 20th, 2026 at 09:55 am
Washington House Floor Meeting
Bills:
HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB2125 , HB2134 , HB2185 , HB2191 , HB2205 , HB2245 , HB2283 , HB2406 , HB2501 , HB1544 , HB1834 , HB2188 , HB2206 , HB2478 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1982 , HB2006 , HB2297 , HB2322 , HB2329 , HB2379 , HB2388 , HB2399 , HB2462 , HB2544 , HB2551 , HB2262 , HB2298 , HB2351 , HB2401 , HB2593 , HB2661 , HB1496 , HB1898 , HB2157 , HB2311 , HB2325 , HB2552 , HB1343 , HB1707 , HB2361 , HB2389 , HB2468 , HB2521 , HB2720 , HB1591 , HB2092 , HB2176 , HB2255 , HB2281 , HB2438 , HB2685 , HB1960 , HB2236 , HB2364
Keywords:
design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU
WA
Washington 2025-2026 Regular Session
House Floor Session Feb 19th, 2026 at 11:00 am
Washington House Floor Meeting
Bills:
HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB2125 , HB2134 , HB2185 , HB2191 , HB2205 , HB2245 , HB2283 , HB2406 , HB2501 , HB1544 , HB1834 , HB2188 , HB2206 , HB2478 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1982 , HB2006 , HB2297 , HB2322 , HB2329 , HB2379 , HB2388 , HB2399 , HB2462 , HB2544 , HB2551 , HB2262 , HB2298 , HB2351 , HB2401 , HB2593 , HB2661 , HB1496 , HB1898 , HB2157 , HB2311 , HB2325 , HB2552 , HB1343 , HB1707 , HB2361 , HB2389 , HB2468 , HB2521 , HB2720 , HB1591 , HB2092 , HB2176 , HB2255 , HB2281 , HB2438 , HB2685 , HB1960 , HB2236 , HB2364
Keywords:
design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU
TX
Committee:
House State Affairs
Keywords:
residential solar, solar retailer, solar salesperson, solar panel sales, solar lease, solar installation, renewable energy, clean energy, consumer protection, deceptive sales, door-to-door solicitation, occupational registration, TDLR, Texas Department of Licensing and Regulation, Texas Commission of Licensing and Regulation, Public Utility Commission, electrical contractor, interconnection, net metering, Truth in Lending Act
OK
Oklahoma 2026 Regular Session
Joint Committee on Appropriations and Budget Apr 20th, 2026 at 04:30 pm
Joint Committee on Appropriations and Budget
Transcript Highlights:
- Also, for our SBA lending, which sends business to our banks in the state to finance these companies,
Bills:
HB4028 , HB4029 , HB4059 , HB4063 , HB4073 , HB4074 , HB4075 , HB4076 , HB4077 , HB4078 , SB1130 , SB1131 , SB1132 , SB1133 , SB1134 , SB1142 , HB4028 , HB4029 , HB4059 , HB4063 , HB4073 , HB4074 , HB4075 , HB4076 , HB4077 , HB4078 , SB1130 , SB1131 , SB1132 , SB1133 , SB1134 , SB1142
Keywords:
tax deduction, venture capital, economic development, Oklahoma, investment, ALS, funding, healthcare, State Department of Health, emergency declaration, public finance, state budget, financial regulations, monetary policy, referendum, constitutional amendments, special election, Oklahoma legislature, public voting, recovery fund
WY
Transcript Highlights:
- That's also an SBA federally funded, no cash match required program that will sunset this August.
- In terms of access to capital, we were awarded a Growth Accelerator Fund competition prize by the SBA
- >> Uh, Miss Columley, you had mentioned the funding that you had, a SBA growth grant.
- </c> multiplied and it's another lending multiplied and it's another lending avenue<02:05:58.960><c>
- </c><02:12:56.000><c> Um</c> lending capacity than Matiti. Um lending capacity than Matiti.
Committee:
Joint Appropriations
OK
Oklahoma 2026 Regular Session
Joint Committee on Appropriations and Budget Apr 20th, 2026
Joint Committee on Appropriations and Budget
Transcript Highlights:
- These companies are a great fit also for our SBA lending, which sends business to our banks in the state
Bills:
HB4028 , HB4029 , HB4059 , HB4063 , HB4073 , HB4074 , HB4075 , HB4076 , HB4077 , HB4078 , SB1130 , SB1131 , SB1132 , SB1133 , SB1134 , SB1142
Summary:
The committee considered a series of bills largely focused on reappropriating and closing out ARPA-related funds, transferring interest earnings, and filling funding gaps in existing state projects. Measures included funding for the Health Care Workforce Training Commission, juvenile services in Rogers County, rural hospital rebuild projects, DHS-related projects for Boys and Girls Clubs and the YWCA, water and wastewater projects through the OWRB, ALS grant limits for OSDH, pandemic relief accounting, administrative costs for ARPA projects, pediatric cardiology and OSU-related projects, rural industrial park and port water/wastewater gaps, and emergency response grants through the Department of Emergency Management. Most of these bills were presented by Rep. Newton, Chairman Caldwell, Speaker Hilbert, Rep. Osborne, Rep. Hill, and others, with committee substitutes adopted without objection where noted.
One bill, House Bill 4028, drew the most discussion. It would extend the sunset on the qualified equity investment deduction for venture capital investments. Members questioned the lack of program-specific evaluation data, including return on investment, jobs created, and how much of the tax deduction had actually been used. The sponsor said the program had helped grow Oklahoma venture capital and that he would seek better data, but argued the sunset should be extended for now. The bill passed 23-6.
Another extended exchange centered on House Bill 4063, which combined measures related to placing state questions on the August ballot, including HJR 1024 and a bill tied to House Bill 1440. Members raised concerns about single-subject issues, ballot timing, voter turnout, and whether combining the measures limited legislators’ options. The Speaker defended the approach as election-related and noted prior precedent. The bill passed 23-6. The remaining bills were approved overwhelmingly, generally by votes of 27-0, 28-0, or 29-0, and were reported out with due pass recommendations before the meeting adjourned.