Video & Transcript Research : 'loan modification'

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WI

Wisconsin 2026 1st Special Session

Assembly Committee on Environment May 12th, 2026

Assembly Committee on Environment

Transcript Highlights:
  • So we have four modifications before us today on Clearinghouse Rule 25-092 based on the feedback from
  • I urge the Department of Natural Resources to consider these modifications and implement them for the
  • The committee would recommend that the department make modifications to Clearinghouse Rule 25-092.
  • and amphibians in contests. ...reptiles and amphibians in contests, and it would also ask for a modification
  • Any other comments on the rule change or modification requests?
Keywords: 970, all
MN

Minnesota 2025 1st Special Session

Working Group on Omnibus Health and Human Services Bill - 06/08/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • Line 249, our cost tracked for the background studies modifications for federal compliance.
  • <00:09:58.640> for payment rate modification for payment rate modification for phototherapy
  • Line 443 contains directed MA payments for hospitals and modifications to the hospital surcharge at a
  • On line 627 are modifications to the Teach scholarship program.
  • line 627 are modifications to the teach scholarship<00:15:51.079> program.
Keywords: 1187, senate, all
KY
Transcript Highlights:
  • I just have the modification amount. I apologize. Okay. This is a renewal.
  • I just have the modification amount. I apologize. Okay. This is a renewal.
  • I just have the modification amount. I apologize. Okay. This is a renewal.
  • I just have the modification amount. I apologize. Okay. This is a renewal.
  • I just have the modification amount. I apologize. Okay. This is a renewal.
Keywords: 958, all
Summary: The committee met with a quorum and first approved the minutes from its May 13 meeting. Members then reviewed a deferred contract with the Kentucky Board of Pharmacy for the Kentucky Pharmacist Recovery Network (KYPRN), a program that provides monitoring and support for pharmacists and pharmacy interns with substance abuse or mental health issues. Board representatives explained that the contract is a long-running arrangement, renewed periodically, with an option for two additional two-year renewals. Senators asked about the program’s structure, participation trends, follow-up, and consequences for noncompliance. The board said enrollment has remained fairly consistent at about 52 participants, with roughly 500 participants over the life of the program, weekly and monthly check-ins during the five-year typical enrollment period, and possible additional sanctions if participants fail to meet obligations. The committee then approved the contract. The committee next considered a group of economic development contracts, including items from the Cabinet for Economic Development. Secretary Jeff Null and general counsel Matt Wingate testified about contracts tied to regional innovation and entrepreneurship hubs. Members focused on the large differences in funding between regions and pressed for more support for rural and eastern Kentucky. Null said the cabinet is working on a more tailored, non-one-size-fits-all approach, including possible changes to capital support, build-to-suit options, and additional resources for rural areas. He said the hubs have helped 193 startups over the last two years and helped attract nearly $350 million in private capital, and he agreed to provide a written report by hub district on startup viability. The committee approved the economic development contracts. The Kentucky Lottery Corporation then presented its contracts with vendor IGT for retail and internet sales systems. Lottery officials said the contracts are mission-critical, cover both the traditional retail system and iLottery, and are structured as a percentage of sales so no payment is made until revenue is earned. They described planned equipment upgrades, including refreshed terminals, new ticket checkers, cashless vending and bill acceptors, and connected-play features that would link retail and online wallets. Officials said keeping the same vendor reduces the risk of business disruption and that the arrangement has already produced cost savings. They also said the lottery continues to see year-over-year growth and expects to meet its annual contribution target of $360 million for scholarships and grants. The committee approved the lottery contract after discussion.
CA

California 2025-2026 Regular Session

Assembly Health Committee Jul 15th, 2025

Transcript Highlights:
  • Currently, the definition includes modifications.
  • The amended version of SB 306 currently treats modifications to... ...effective.
  • The Chamber echoes my colleague's concerns regarding prior authorization modifications to ensure that
  • They aren't allowed to offer behavioral health modification.
  • They aren't allowed to offer behavioral health modification.
Summary: The Assembly Health Committee heard several bills focused on health care access, oversight, and affordability. The first major item was SB 306 by Senator Becker, a prior authorization reform bill. Becker and supporters, including the California Medical Association and California Hospital Association, argued that prior authorization delays care, adds administrative burden, and can lead to serious patient harm. The bill was substantially amended late in the process to have DMHC and CDI identify services and drugs to exempt from prior authorization based on utilization data, with safeguards for fraud, waste, abuse, and patient safety. Health plans and insurers opposed the measure as written, saying prior authorization remains an important utilization-management tool and raising concerns about the 90% threshold, drug inclusion, and how modifications are counted. The committee also heard SB 35 by Senator Umberg, which would let cities or counties inspect unlicensed sober living homes if DHCS does not act promptly on complaints. Supporters said the bill would address weak enforcement and protect residents, while one behavioral health directors group opposed it unless amended. Members generally supported the measure, citing problems with unlicensed facilities and the need for local enforcement backup. The committee then heard SB 62, which would codify California’s updated essential health benefits benchmark if approved by the federal government. Senator Wiener said the package would add hearing aids, durable medical equipment, and infertility treatment including IVF, acknowledging that premiums could rise but arguing the benefits were worth it. Health Access California and other advocates supported the bill, while the California Family Council opposed it. The committee also took up SB 596 by Senator Menjivar, which would tighten the rules for hospitals claiming an on-call list as a defense to nurse staffing ratio penalties. Supporters, including nurses and SEIU, said hospitals have used vague or ineffective on-call practices to avoid accountability and that the bill would improve enforcement and patient safety. Hospital groups opposed it, arguing that staffing is highly dynamic, that hospitals need flexibility to manage acuity and emergencies, and that the bill could increase costs and interfere with collective bargaining arrangements. Finally, the committee heard SB 40 by Senator Wiener, the Insulin Affordability Act, which would cap insulin copays at $35 for a 30-day supply and restrict step therapy unless a plan covers at least one insulin in each drug type. Supporters, including physicians, diabetes advocates, nurses, students, and patient groups, said insulin is life-saving and too often unaffordable, forcing patients to ration or choose between medication and basic needs. There was no formal opposition testimony, though one member questioned why insulin remains so expensive. The committee also began discussion of SB 363, but the transcript cuts off before that bill’s full presentation or any action on the measures. No votes are recorded in the portion provided, and several bills were noted as consent items earlier in the hearing.
CA

California 2025-2026 Regular Session

Assembly Education Committee Sep 12th, 2025

Transcript Highlights:
  • Valleys, Jewish Federation of the Sacramento Region, Jewish Federation of Ventura County, Jewish Free Loan
  • Valleys, Jewish Federation of the Sacramento Region, Jewish Federation of Ventura County, Jewish Free Loan
  • sections related to instructional materials, which are already at law, but there are some modest modifications
Summary: The Assembly Education Committee held an informational hearing on AB 715, followed by discussion of SB 48. AB 715 was presented by Assembly Members Zbur and Addis as a response to rising anti-Semitism in California schools. They described incidents involving harassment, swastikas, biased classroom materials, and students feeling unsafe, and said the bill would create an Office of Civil Rights with coordinators to address anti-Semitism and other forms of discrimination, provide prevention resources, and support school districts. Witnesses in support, including a rabbi and a student who described personal experiences with anti-Semitic harassment, urged immediate action to protect Jewish students. Opposition testimony came from the California Teachers Association, county superintendents, school board groups, labor organizations, civil liberties advocates, ethnic studies educators, and many community members. Their main concerns were that the bill was rushed, had not been fully vetted in the Assembly Education Committee, and could chill classroom speech or create constitutional problems, especially around language requiring instruction and materials to be “factually accurate” and not based on advocacy, bias, or partisanship. Several opponents argued that anti-Semitism should be addressed through education, training, and restorative practices rather than new statutory restrictions. Some witnesses also raised concerns about the bill’s impact on ethnic studies and free speech. Committee members then debated the bill’s process and substance at length. The authors said the bill had been narrowed through negotiations with education stakeholders and the Senate, that some disputed provisions would be revisited in cleanup language, and that the urgency of anti-Semitic incidents required action now. Several members expressed support for the bill’s goal but criticized the late release of the final language and the lack of consultation with the Assembly committee. Others emphasized the need to protect Jewish students immediately and argued the bill was a necessary response to a real crisis. The transcript does not show a final vote on AB 715 in the portion provided.
CA
Transcript Highlights:
  • appears that you're working cooperatively, and I hope you would carefully consider the research modifications
  • Bear League regularly loans out electric mats to deter bears from trying to access human food sources
  • Bear League regularly loans out electric mats to deter bears from trying to access human food sources
Summary: The committee heard a long agenda of water, parks, transportation, species protection, and fisheries bills. AB 430 would require the State Water Resources Control Board to publish an economic and environmental impact study when emergency water regulations are extended over multiple years; the author and supporters from agricultural and water groups said it would add transparency without limiting emergency authority. AB 1139 would expand a CEQA exemption to let county park agencies open existing roads and trails for non-motorized recreation, with supporters emphasizing access to nature and opponents warning about impacts to sensitive habitat, tribal resources, and fire risk. AB 929 would temporarily exempt small community water systems and managed wetlands from certain SGMA pumping reductions and fines; supporters said it would protect vulnerable communities and wetlands, while farm and water coalition opponents argued it would undermine basin-wide groundwater management and shift burdens to other users. AB 1225, creating an Accessibility Advisory Committee for State Parks, drew broad support and passed unanimously. The committee also heard AB 514, which would encourage local water suppliers to develop emergency water supplies for drought and service interruptions; it passed with broad support, though one member cautioned against using scientific research as a loophole. AB 550 would let developers seek incidental take permits for species under consideration for listing, aimed at reducing delays for clean energy projects; environmental groups supported the goal but asked for clearer standards, limits on using research as mitigation, and a fee provision, and the bill passed as amended. AB 697 would authorize an incidental take permit for the State Route 37 interim project in Solano and Marin counties, balancing congestion relief and habitat restoration; supporters stressed long commutes and urgent restoration deadlines, while opponents raised climate, sea-level-rise, and tribal concerns. The bill passed, with some members noting they would continue to work on the measure. Other measures discussed included AB 975, which would give Sutter County a narrow, temporary exemption from streambed alteration agreements for certain damaged small bridges and culverts; county officials described repeated flood damage and long permitting delays, and the bill passed as amended. AB 1056 would phase out transferability of set gillnet permits after 2027, allowing only a final family transfer; supporters framed it as a gradual response to bycatch concerns, while fishing industry opponents said it would unfairly target an existing fishery and set a bad precedent. The committee also took up AB 1146, described by the author as a response to politically motivated water releases; supporters from conservation and water organizations backed the bill. Several bills were voted out to Appropriations, some were left open for later action or add-ons, and the committee repeatedly noted it was working through the agenda without a quorum early in the hearing.
KY
Transcript Highlights:
  • So, for example, we have what's called a Wonder Health behavioral modification program, which sort of
  • He came to us and got a loan to be able to get a siler and a corn shucker basically to peel corn and
  • that we're putting grants and the loans that we're putting out.<00:57:31.520> We<00:57:31.680
  • He came to us and got a loan to be out.
  • He came to us and got a loan to be able<00:57:46.319> to<00:57:46.480> get<00:57:46.640
Keywords: 958, all
Summary: The Make America Healthy Kentucky Task Force met with a quorum, approved the minutes, and then heard a presentation on the state’s “food is medicine” efforts. Chair Funky Fromm opened by describing a recent foot injury from a road hazard and used it to emphasize the importance of infrastructure, nutrition, sleep, and activity as part of a broader wellness culture. The main witnesses were Kentucky Commissioner of Agriculture Jonathan Shell, Holly Harris of Appalachian Regional Health Care (ARH), and Jim Muser of the Kentucky Hospital Association. Shell and Harris described a partnership between the Department of Agriculture, the Kentucky Hospital Association, and hospitals such as ARH to connect local farmers with hospital cafeterias, farmers markets, CSA-style subscription food boxes, and medically tailored meals. Harris said ARH serves a large region with 14 hospitals, more than 95 clinics, about 6,700 employees, and 1,300 medical staff, and that the system began by improving employee food options because hospital workers often have limited access to healthy meals during shifts. They reported examples such as a local-protein burger, parking-lot farmers markets, subsidized CSA boxes for employees, and plans for container gardens at some hospitals. The witnesses said the program is intended to improve health outcomes, reduce readmissions, support chronic disease management, and also increase rural prosperity by expanding demand for Kentucky farm products. Shell said more than 40 hospitals had already been onboarded into the food-is-medicine program, with measurable outcomes being studied through pilots such as one at Russell County Hospital. He also noted that some systems, including CHI St. Joseph Health, Taylor Regional, and UK King’s Daughters, have formally embedded food-as-medicine goals into strategic plans. Members and witnesses also discussed barriers, especially the lack of reimbursement, fragmented short-term funding, and regulatory or purchasing hurdles that make it difficult for small farmers to participate. Shell said the goal is to make the model scalable and easier for hospitals and farmers to navigate, while Harris emphasized that ARH has been funding its efforts without reimbursement because of its mission. No votes or formal policy actions were taken beyond approving the minutes.
HI

Hawaii 2025 Regular Session

House Chamber - Wed Apr 30, 2025, 9:00AM HST - Day 59

Hawaii House Floor Meeting

Transcript Highlights:
  • care education loan repayment programs to<01:13:16.400> help<01:13:16.800> recruit<01:
  • $50,000 per year in student loan $50,000 per year in student loan repayment<01:13:28.080> for
  • And so I really appreciated that those modifications were made.
  • And so I really appreciated that those modifications were made.
  • And so I really appreciated that those modifications were made.
Keywords: 910, house, all
OK
Transcript Highlights:
  • interest work, which eventually, if they're there long enough, allows them to pay off their student loans
  • or have their loans forgiven?
  • up on our representative from Claremore's question, would you believe that all the federal student loan
  • forgiveness programs for public service student loan forgiveness have been paused, and they haven't
  • done any of those programs, or they haven't forgiven any loans for like the last 10 years.
MN

Minnesota 2025-2026 Regular Session

Bill would require landlords to notify tenants of nearby water hazards, HF1566 3/18/25

Minnesota House Floor Meeting

Transcript Highlights:
  • This bill would allow families to request reasonable accommodations, such as safety modifications to
  • to rent rental properties modifications to rent rental properties to<00:15:16.000> protect<00
  • safety locks or make other modifications safety locks or make other modifications to<00:15:44.600
  • There are waivers that would fund home safety modifications under the 245 Home and Community Based waivers
  • under the 245 uh the Home modifications under the 245 uh the Home and<00:18:32.880> Community
Keywords: 1183, house
NH

New Hampshire 2026 Regular Session

Senate Energy and Natural Resources (04/21/2026)

Energy and Natural Resources

Transcript Highlights:
  • It does not ban weather modification.
  • be in a sense weather modification be in a sense weather modification experimented<01:55:42.560>
  • Weather modification is not a localized or private action.
  • these kinds of modifications these kinds of modifications and<02:06:11.119> clouds<02:06:
  • ,<02:16:38.800> cloud expertise on weather modification, cloud expertise on weather modification
Keywords: 1191, senate, all
VA
Transcript Highlights:
  • This dealt with the modification of sentences for marijuana-related offenses, which would have created
  • They may receive an automatic hearing to consider that modification, and this procedure would have sunset
  • court that entered the original judgment shall schedule the hearing by January 1 and consider modification
  • of those blended convictions, this hearing should be scheduled by April 1, 2027, and consider modification
  • It also clarified that modification decisions under that procedure shall not form the basis for any relief
MN

Minnesota 2025-2026 Regular Session

Increasing Access to Mental Health Services – Senator Judy Seeberger May 19th, 2025

Minnesota Senate Floor Meeting

Transcript Highlights:
  • 21.199> the improvements can be made and what the improvements can be made and what the modifications
  • 22.639> sick<00:08:22.800> and<00:08:23.039> safe<00:08:23.280> time modifications
  • to earn sick and safe time modifications to earn sick and safe time did<00:08:23.919> is<00:08
  • still even that session was that it's still even with<00:10:21.040> these<00:10:21.279> modifications
  • ,<00:10:22.160> Minnesota with these modifications, Minnesota with these modifications, Minnesota
Keywords: 1187, senate, all
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence May 7th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • care about the victims of sexual abuse and assault, that we don't care about pediatric gender modification
  • ... ...found that out, he dropped the lawsuit, and that employee had to come back to us to use our loan
Bills: HB4806
CA
Transcript Highlights:
  • if, coming out of the pandemic, we need to further increase our stretch goals or make potential modifications
  • the amount a Pell Grant student in the UC system has to come up with, either by taking out student loans
Keywords: 988, house, all
NM

New Mexico 2025 Regular Session

Senate Chamber Mar 22nd, 2025

New Mexico Senate Floor Meeting

Transcript Highlights:
  • Prevailing wage statutes into a private business that is accepting a grant or a loan from the state,
  • It is a legal product until they've done this chemical modification.
FL

Florida 2026 Regular Session

Banking and Insurance Feb 4th, 2025

Banking and Insurance

Transcript Highlights:
  • in Florida since 1998 and started under the Southern Building Code, and every year we've made modifications
  • Chair, just to follow up with you, I guess on this, when someone's taking out a loan, equity line, coming
Summary: The Banking and Insurance Committee heard a series of presentations focused on mitigation, flood and wind resilience, and insurance discounts. Kevin Guthrie of the Florida Division of Emergency Management outlined several funding streams for mitigation, including federal Hazard Mitigation Grant Program dollars, BRIC grants, flood mitigation assistance, and the state hurricane loss mitigation program. He emphasized the new Elevate Florida initiative, which will use about $400 million initially to elevate or reconstruct flood-prone homes, starting with National Flood Insurance Program properties and severe repetitive-loss homes, with no current per-home cap. Guthrie said the state will contract directly with licensed vendors and aims to reduce future flood losses, lower insurance costs, and keep properties on the tax rolls rather than relying on buyouts. Insurance Commissioner Mike Yaworski described Florida’s windstorm mitigation discount program, explaining that the 1802 inspection form is used to assess a home’s overall “envelope” and determine statutory discounts. He said the office is updating the program based on a new wind loss study, with likely changes including greater recognition of roof types such as metal roofs and possible territorial risk adjustments. He also said the Legislature now requires the office to revisit the study every five years. Stephen Fielder of the Department of Financial Services reported on My Safe Florida Home, noting that the program offers inspections and grants for roof and opening protections, has completed more than 100,000 inspections, and has reimbursed hundreds of millions of dollars. He said the department has validated its discount calculations with insurers and that the program is intended to help homeowners reduce premiums through verified mitigation work. Michael Newman of the Insurance Institute for Business and Home Safety said Florida’s building code is nationally leading and that post-Ian surveys found no wind-driven structural damage in buildings built after adoption of the code. He argued that mitigation should be treated as a system, not isolated upgrades, and suggested adding Fortified designation to the state’s mitigation form to better document verified resilience improvements. Bill Truex, a county commissioner and builder, stressed the need to educate homeowners about floodproofing and roof choices, citing examples where flood panels prevented damage and noting that asphalt shingles often do not last as long in Florida as their marketing suggests. In panel discussion, senators asked about program eligibility, outreach to elderly and digitally challenged residents, contractor vetting, roof-life disclosures, and whether flood insurance should be more broadly required. Officials said outreach will include call centers and in-person assistance, and several participants urged better consumer disclosure and more data-driven guidance on roof and mitigation choices.
HI
Transcript Highlights:
  • If such modification is made, the recipient shall be required to repay the full rebate amount to the
  • If such modification is made, the recipient shall be required to repay the full rebate amount to the
  • in the committee report for potential recommendation modifications and further consideration.
  • in the committee report for potential recommendation modifications and further consideration.
  • The committee report will include potential recommendation modifications and further consideration.
Keywords: 910, house, all
Summary: The House Transportation Committee met on February 6, 2025, and heard testimony on several transportation-related bills. HB 667 would require DOT or county departments to scan deceased cats or dogs found on public roadways for microchips, record information, and report it to county animal services. DOT said it supported the bill, and the Hawaiʻi Humane Society and others strongly backed it, describing it as important for grieving pet owners. A private citizen also testified in support, saying the measure could help families learn what happened to missing pets. The chair noted there were nine supporters. The committee then heard HB 230 on sending a carbon copy of traffic citations to vehicle owners, followed by HB 77, which would make civil identification cards free to issue or renew. The Attorney General’s office said it had already submitted comments on HB 77, DOT opposed it, and a private citizen supported it as a way to reduce barriers to basic services. HB 668, which would make license suspension mandatory for operating a vehicle without insurance, drew opposition from the Office of the Public Defender and DOT. The Public Defender argued current law already allows suspension and that a mandatory rule would discourage people from obtaining insurance, increase court burdens, and disproportionately affect indigent drivers; the chair emphasized that driving is a privilege and raised concerns about uninsured driving in rural areas. The Public Defender also said it would look into whether state insurance options could help people who cannot get traditional coverage. The committee also took up HB 12, which would bar inspection certificates for mopeds or vehicles modified to increase NOx emissions. DOT offered comments, Citizens Against Noise supported it, and the Motorcycle Industry Council opposed it; the chair noted six additional supporters and ten opponents. HB 169 would raise the minimum age for moped operators from 15 to 16 and increase the helmet requirement age from 18 to 21; DOT supported it, while Moped Doctors, Moped’s Direct, and seven individuals opposed it. HB 220 would require moped operators to carry insurance under motorcycle/motor scooter insurance laws; DCCA offered comments, DOT supported it, and Moped Doctors and ten individuals opposed it. Finally, the committee heard HB 277, which would establish a statewide vehicle pursuit policy for law enforcement agencies. The Policing Project at NYU and the ACLU of Hawaiʻi supported the bill, citing national data on deaths and injuries from pursuits and arguing for a baseline limit on pursuits for minor offenses; the Hawaii Police Department and Maui Police Department opposed it. The committee also heard HB 54, which would make a third or subsequent excessive speeding offense a Class C felony and allow vehicle forfeiture. DOT supported it, while the Public Defender opposed it, arguing the bill was overly harsh, internally inconsistent, and likely to strain courts, law enforcement, and probation systems by turning a traffic offense into a felony with prison exposure and jury-trial rights. No votes or final actions were taken on the measures in the portion of the meeting provided.