Transcript Highlights:

• These folks come from all around the state. They are an all-volunteer organization.
• Reforming the state personnel system, and has amended same.
• Too often companies look at our state.
• The program is administered by a board chaired by the state treasurer.
• other state that has enacted the compact.

Keywords: 994, senate, all

Transcript Highlights:

• Separate from the CJTC, the Washington State Patrol also administers an academy for state trooper cadets
• and also provides other advanced training to state troopers and other law enforcement in the state.
• For example, our own United States military.
• I think that law enforcement in the United States and in Washington State can work with law enforcement
• state of Washington equally.

Bills: HB2165 , HB2173 , HB2203 , HB2293

Committee: House Community Safety

Keywords: peace officer, false identification, law enforcement, criminal penalties, public safety, face coverings, regulations, civil rights, emergency operations, reckless interference, offense, foreign entities, training, national security, 904, all

Transcript Highlights:

• The state already reimburses them.
• The state already reimburses them.
• As stated, my name is John Blumstrom.
• Two states: New Jersey and Maine both put forth legislation like that.
• I’m the assistant manager of Northeastern States.

Committee: Joint Joint Committee on Veterans and Federal Affairs

Keywords: 995, all

Summary: The Joint Committee on Veterans and Federal Affairs held its second public hearing of the 2025–26 session, with opening remarks from Chairs John Velis and Joe McGonagle outlining testimony on 20 House bills and 18 Senate bills. The hearing covered a wide range of veterans issues, including municipal veterans assistance funds, pension equity, expanding the Office of the Veterans Advocate, veterans service officer staffing, disability benefits eligibility, service dogs, POW tax relief, courtesy parking spaces, women veterans and motherhood, and workforce-related licensing and employment measures. Chairs emphasized the hybrid format, three-minute testimony limit, and written testimony process. Several bills drew support focused on expanding services and access. Representative Arena-DeRosa spoke for bills to broaden municipal veterans assistance funds to cover housing and legal expenses and to study enhanced pension equity for veterans, citing burn pit exposure and shorter life expectancy among veterans. Senator Fattman, Representative Peas, and Veterans Advocate Bob Notch supported bills expanding the Office of the Veterans Advocate to include active-duty service members and their families, arguing it would improve transition support, coordination with state agencies, and retention of military talent in Massachusetts. Representative Arriaga backed a bill to incentivize municipalities to provide full-time or regional veterans service officers and another to study the impact of combat on women veterans and motherhood. Representative Moulton/another sponsor also sought to exempt veterans’ disability payments from income calculations for other state benefits, and Representative Hong and Senator Scanlan supported a state service dog program, POW income tax relief, and courtesy retail parking spaces for veterans. Testimony also focused on workforce and claims-assistance issues. The Military Officers Association of America and James Keene urged passage of bills waiving duplicative education requirements so qualified veterans and military medics can become licensed practical nurses, arguing it would help address health care shortages and recognize military training. Brave Veterans Inc. called for a Veterans Research Trust Fund to protect data and program evaluation work during budget cuts. On claims assistance, one witness supported criminal penalties for unaccredited agents who charge veterans for VA claims help, while a private consulting firm opposed the bill, arguing it would restrict lawful speech and veterans’ choice and that existing federal and HERO Act safeguards already address abuses. The VFW strongly opposed paid claims consulting, said its accredited service officers provide free help statewide, and urged more public awareness of existing free services. No votes or final committee actions were taken during the hearing.

Transcript Highlights:

• If Massachusetts or any state were to require a single change to data messaging, Any state would require
• That is the state. It's a reduction in the sales tax collection to the state. But why?
• Why would the state pay that?
• So while I hear you citing a number that's specific to your state, if you add that to all 50 states and
• And all I'm saying is that for one state, like Illinois is the size, that we're saying, If one state

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• If Massachusetts or any state were to require a single change to data messaging, Any state would require
• and stay in compliance with the state.
• The state. It's a reduction in the sales tax collection to the state. But why?
• Why would the state pay that?
• So while I hear you citing a number that's specific to your state, if you add that to all 50 states and

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing chaired by Senator Paul Feeney and Representative Jamie Murphy. The commission reviewed its charge to gather input on payment trends, cashless transactions, credit card fees, mobile payments, buy now/pay later, and related issues affecting small businesses. Representative Sean Garballey testified in support of maintaining the current card system, emphasizing tourism’s importance to Massachusetts and arguing that universal card acceptance and interchange stability are especially important with major upcoming events and visitors. A large portion of the hearing focused on independent restaurants and small businesses arguing that credit card processing fees are burdensome and unfair when applied to sales tax and gratuities that are not business revenue. Testifiers including Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others described razor-thin margins and said restaurants pay fees on money passed through to the state or employees. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses first, and making fees proportional. In response, credit union and banking representatives, including Alex Vereen, Brad Popolado, Deb Peters, and Keely McEwen, argued that interchange funds fraud protection, card infrastructure, and consumer protections, and warned that state-specific changes could create compliance burdens, higher costs, or reduced access to services. Several witnesses addressed legal and policy questions. Dan Swanson and David Montero said states have authority to regulate aspects of the payment system, but Montero warned that state-specific rules could create uncertainty and conflict with federal banking law. Julian Morris and other industry witnesses argued that card payments benefit consumers and merchants by reducing cash-handling costs and increasing spending, while critics of reform said changes could shift costs into bank fees or reduced rewards. Commission members questioned whether sales tax could be separated from card transactions, whether surcharging should be considered, and whether vendor compensation or other state-level relief might be more workable. The chairs said they were exploring a narrower, targeted approach rather than a broad overhaul, and announced plans for one additional public hearing to allow further testimony.

Transcript Highlights:

• Instead, since SANDAG is a state agency governed by state law and the board composition is dictated by
• When a law, executive order, or state agency directive imposes a state mandate, a local government must
• State mandate...
• Our state is in the midst of a severe housing crisis, and there's a lot that state legislators don't
• Our state is in the midst of a severe housing crisis, and there's a lot of state legislators don't control

Summary: The Assembly Local Government Committee heard a full agenda of bills focused largely on housing, permitting reform, transportation governance, and local government finance. Early in the hearing, AB 24 by Assemblymember DeMaio proposed changing SANDAG board selection to give rural unincorporated areas a stronger voice; members raised concerns about the approach and local input, and the bill ultimately did not receive a second at the time it was heard. The chair later clarified that because no second was made, the bill was held rather than voted out, though the transcript also reflects confusion and later attempts to revisit the item. Several housing and permitting bills advanced with committee amendments and broad support. AB 671 by Assemblymember Wicks would streamline restaurant permitting through self-certification and faster plan review; AB 920 by Assemblymember Caloza would require a centralized online portal for housing permit tracking in larger jurisdictions; AB 1061 by Assemblymember Kirk Silva would allow SB 9 housing in historic districts with limits to protect historic character; AB 818 by Assemblymember Anamarie Farías would streamline temporary manufactured housing after disasters; AB 660 by Assemblymember Wilson would tighten timelines and remedies for post-entitlement housing permits; AB 1308 by Assemblymember Hoover would allow third-party inspections for small residential projects if local inspections are delayed; and AB 1445 by Assemblymember Haney would expand downtown revitalization financing tools for mixed-use housing. Each of these measures drew support from housing, business, and industry groups, with some local-government and special-district stakeholders seeking continued amendments on certain bills. The committee also approved AB 1156, which updates the solar use easement program to better accommodate renewable energy development on water-constrained agricultural lands, and AB 964, which would let local governments offset certain state mandate reimbursement debts against amounts the state owes them. AB 1223, by Assemblymember Wynn, would let Sacramento-area transportation authorities propose sales tax measures for portions of the county and keep revenues local; it advanced despite some transportation and taxpayer concerns. Consent items AB 36 and AB 1131 were also approved. Most bills were reported out on bipartisan votes, often with committee amendments and some members noting they would continue working on the measures in later committees.

Transcript Highlights:

• California State University, Fullerton. Please welcome Gabriella Gutierrez.
• University, Los Angeles, and a B.S. in biochemistry from Sacramento State.
• And learn about their state legislature and the work that we do here.
• God bless California and God bless the United States.
• We have to put up safety guards on state bridges and overpasses.

Keywords: 988, house, all

Transcript Highlights:

• State legislation on this critical issue must continue apace.
• And I think that's where having the leadership at the state level is...
• You, as the state government, can get them unstuck.
• And Salem was one of the better staffed communities in the state.
• The governor has stepped up with a 10-year, state-first-ever state housing plan and with the creation

Committee: Joint Joint Committee on Housing

Keywords: 995, all

Summary: The Joint Committee on Housing held a hybrid hearing on zoning, Chapter 40B, and related housing bills. Much of the testimony focused on the “Yes in My Backyard” bill (H. 1572/S. 962), which would expand by-right development of missing middle housing, reduce barriers such as minimum lot sizes and parking mandates, and support duplexes, triplexes, and other small-scale housing. Supporters included housing advocates, developers, local officials, and municipal leaders from places like Cambridge, Salem, and Braintree, who argued that state action is needed because local zoning often blocks needed housing and that the bill would help create more affordable, neighborhood-compatible homes. Several witnesses also backed a companion “Yes in God’s Backyard” bill (H. 2347), which would allow faith-based institutions to build housing on their property by right, with testimony emphasizing the potential for new units, added municipal tax revenue, and partnerships between religious organizations and housing developers. The committee also heard testimony on Senate Bill 1021 to modernize Chapter 40R incentives. Senator Pavel Payano and others said the program’s payments have not kept pace with inflation since 2004 and should be increased to better encourage smart-growth zoning near transit and town centers. Another major topic was H. 2298 on site plan review, which would codify and standardize the process in state law. Rep. Kristin Kassner and witnesses from MAPC and NAIOP said current site plan review practices vary widely across the state, creating confusion, delays, and litigation, while a uniform framework would give municipalities clearer tools to review by-right projects without undermining local oversight. The hearing also included testimony on Chapter 40B reform, including S. 1005 and H. 1537. One witness supported further review of 40B and stronger regional planning, while another backed a proposal to allow certain pre-2010 40B condominium owners to sell at market value under a framework that would recapture some of the subsidy benefits. Committee members asked several questions about local zoning changes, housing goals by county, and how the proposed bills would affect communities. No votes were taken during the hearing, and the chairs indicated that written testimony would be welcomed for technical details and additional comments.

Transcript Highlights:

• California State University, Fullerton. Please welcome Gabriella Gutierrez.
• University, Los Angeles, and a B.S. in biochemistry from Sacramento State.
• And learn about their state legislature and the work that we do here.
• God bless California, and God bless the United States.
• We have to put up safety guards on state bridges and overpasses.

Summary: The Assembly convened after a quorum call, prayer, and pledge, then moved through a largely ceremonial and floor-action-heavy session. Early business included unanimous consent motions, removal of several Senate bills from the consent calendar, and recognition of the 2025-26 Assembly Fellows and California Council on Science and Technology Policy Fellows. The chamber also welcomed several student and community guests, including National Science Bowl champions from Mission San Jose High School and a group of fifth graders touring the Capitol. One concurrence item, AB 2106, was adopted 65-0 after the author explained Senate amendments expanding enhanced vote-vetting requirements to geologists and geophysicists. The floor then took up several resolutions and one appropriations bill. ACR 199 recognizing India’s Independence Day was adopted by voice vote after remarks highlighting Indian American contributions and the role of the Sikh community in India’s independence movement. HR 119 recognizing International Referees Day was adopted, with 59 coauthors added, and the chamber honored referee Marcia Barclay. HR 125 declaring August as Chicano Heritage Month was adopted with 61 coauthors, with members speaking about Chicano history, civil rights, military service, and economic contributions. ACR 221 on sudden cardiac arrest awareness among student athletes was adopted by voice vote, and AB 2597, an urgency appropriation bill paying specified claims against the state, passed 60-0 on both the urgency clause and the measure. The Assembly also adopted ACR 231 designating Coastal Stewardship Day, with members discussing coastal protection, wetlands, climate change, and marine ecology, and ACR 234 declaring California Wine Month, which passed after remarks on the wine industry’s economic importance and challenges. HR 126 proclaiming September as Suicide Prevention Awareness Month drew extensive, emotional testimony from the author and several members about suicide loss, youth mental health, LGBTQ+ youth, Native communities, and prevention resources; it was adopted with 63 coauthors. HR 127 recognizing Transgender History Month was also adopted after debate focused on transgender history in California, current attacks on transgender people, and the importance of dignity and safety; 47 coauthors were added. Finally, HR 129 recognizing Sarcoma Awareness Month passed with 60 coauthors after members discussed pediatric sarcoma, rare cancer awareness, and a cluster of Ewing sarcoma cases in South Orange County. The consent calendar, including ACR 233 on Sepsis Awareness Month, was adopted 63-0, and the chamber then moved toward adjournments in memory.

Transcript Highlights:

• The state also receives the benefit of us securing, or making sure that, state-required licensure for
• The state also receives the benefit of us securing or making sure that state required licensure for programs
• This is another. ...want to move to this state.
• In the United States, we've done that through history.
• are not the states that people are moving to in droves.

Committee: Senate Community Affairs

Summary: The Committee on Community Affairs met with a quorum present and first took up SB 122, which would repeal Chapter 205 governing local business taxes while allowing municipalities that already levy a gross-receipts-based business tax to continue doing so, with limits on changing the tax rate. The sponsor’s proxy and committee members discussed whether local business taxes fund identifiable services, with supporters saying the bill would reduce burdens on businesses and opponents arguing it would remove a capped home-rule revenue source used for general services, economic development, inspections, fire and police support, and business regulation. The Florida Association of Counties and the Florida League of Cities opposed the bill, citing a statewide revenue loss and concern that costs would shift to residential taxpayers, while one member noted the bill should be considered in the context of broader property tax changes. SB 122 was reported favorably by a roll call vote, with Senators Leek, Passidomo, Pizzo, Trumbull, and Chair McClain voting yes and Senator Sharief voting no. The committee then held an extended informational panel on Florida’s housing shortage and affordability challenges. Dr. Samuel Staley said Florida is in a housing crisis driven primarily by insufficient supply, arguing that the state needs far more units each year, that local comprehensive plans and zoning often fail to prioritize housing, and that the state should focus more on measurable impacts, density, accessory dwelling units, smaller lot sizes, and other ways to let the market respond. Ann Ray of the Shimberg Center presented data showing increased single-family and multifamily construction but limited condo growth, highly concentrated new development in a handful of counties, and continued high cost burdens for renters, especially lower-income and older households. Leslie Deutsch of John Burns Research and Consulting said the national housing market is slow, Florida prices are easing but remain well above pre-pandemic levels, and affordability problems are being driven by land, construction, financing, and insurance costs; she urged more product diversity, including build-to-rent, townhomes, manufactured housing, and higher-density redevelopment tailored to local demographics. Members questioned the panel about density, vertical development, impact fees, construction costs, and incentives for local governments. Several senators said local governments need clearer direction or incentives to approve more housing, while others emphasized preserving local character and avoiding overdevelopment. The panel generally agreed that no single policy will solve the problem, but that Florida needs more housing types, more density in appropriate places, updated zoning and building codes, and a more market-responsive regulatory framework. After the presentations and discussion, the committee adjourned with no further business.

Transcript Highlights:

• to citizens and the workforce around the state.
• Was it a mission-critical application for the state?
• Was it a mission-critical application for the state?
• It's the desired end state.
• So it would be difficult, I think, at the state level or for just the Department of State alone to house

Summary: The subcommittee first heard a panel on state cloud modernization efforts after canceling an LBR on the Department of Corrections’ OBIS project because the presentation materials were not submitted on time. Florida Digital Service, the Northwest Regional Data Center, and several agencies described how the state is assessing and migrating applications to cloud environments under the cloud-first policy. Northwest explained its 2023 cloud readiness assessment of 890 applications from 24 agencies, the criteria used to rate readiness and risk, and its recommendation to tackle lower-risk applications first. Agency updates covered the Department of Corrections’ modernization of 98 legacy applications tied to OBIS and cloud-native infrastructure, the Department of Elder Affairs’ Microsoft Power Platform modernization, the Department of Health’s health management and child protection systems, and FDOT’s large cloud program for transportation systems. Members repeatedly asked about costs, data ownership, disaster recovery, single sign-on, security tools, and whether cloud migration actually saves money; presenters generally said the focus is more on modernization, resilience, and efficiency than immediate savings, and that cost analyses are often application-specific rather than enterprise-wide. The discussion also covered governance and architecture questions. Florida Digital Service said agencies remain responsible for their own databases and cloud tenants, while FLDS provides advice and an enterprise architecture framework; it does not have statutory oversight over most projects, except for OBIS project oversight due to its size. Northwest said it is acting as a cloud broker for some agencies and is consolidating Azure and AWS payer tenants to seek better pricing, but agencies still make system-by-system decisions based on business needs, risk, latency, and total cost of ownership. Members raised concerns about fragmented data structures, the lack of a complete statewide application inventory, and the need for better interoperability and enterprise standards. Several agencies said disaster recovery is built into their cloud plans, and FDOT and Corrections described ongoing efforts to keep systems current through core platforms, training, and ongoing support. In the second half of the meeting, the Department of State presented two new technology requests. Secretary Byrd described the SunBiz corporate registry system as a 34-year-old platform supporting more than 3.5 million business entities and generating over $575 million in annual general revenue. He said the department had already virtualized the legacy hardware after earlier modernization efforts failed and is now seeking $800,000 recurring for password protection and $5 million nonrecurring to continue procurement for a replacement system. The department also presented the Florida Voter Registration System modernization request, noting that the current system is outdated and requires manual workarounds for some statutory changes. The department requested $2.4948 million nonrecurring and $44,000 recurring to procure a modernized FVRS solution, and staff said the feasibility study recommended a hybrid approach. Members asked about the study’s findings and about creating a database for voter eligibility information for returning citizens; the department said that would require data sharing with all 67 clerks of court and other entities such as DOC.

Transcript Highlights:

• all the other states.
• In all the other states. I'd like to see a comparative of states.
• They do have a breakdown of state by state. I'll get that to you, Senator.
• I know Simmons has banks in other states, so I'd like to know how those numbers work across the state
• For example, Texas had some great initiatives that came out of their state legislature last year, federalizing

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• Emancipation Day in the state of Florida.
• state of South Carolina.
• And as someone who worked the polls through the adopt-a-precinct process in the state, well, in the state
• state of South Carolina.
• And as someone who worked the polls through the adopt a precinct process in the state, well, in the state

Summary: The Committee on Rules met and first approved several open-government sunset repeal bills and related measures. SB 7024 and SB 7026, both sponsored by Senator Mayfield, were explained as consolidating and extending public records/public meetings exemptions for cybersecurity information and trade secrets held by agencies; both were reported favorably. SB 7020, sponsored by Senator Trumbull, reenacted an aquaculture records exemption for records held by the Department of Agriculture and Consumer Services and was also reported favorably. Later, the committee approved SB 14 and SB 24, claims bills for relief involving Miami-Dade County, and SB 16, a claims bill for Heriberto Sanchez Mayan against the City of St. Petersburg; all were reported favorably without opposition. The committee also approved CS for SB 806, a consumer right-to-repair bill creating portable wireless device and agricultural equipment repair acts, despite opposition from several industry groups, and reported it favorably.

Transcript Highlights:

• The state also receives the benefit of us securing, or making sure, that state-required licensure for
• The state also receives the benefit of us securing or making sure that state required licensure for programs
• In the United States, we've done that through history.
• markets and 32 states.
• are not the states that people are moving to in droves.

Summary: The Committee on Community Affairs met with a quorum present and took up SB 122, which would repeal Chapter 205 on local business taxes while allowing municipalities to continue imposing a gross-receipts-based business tax on merchants. Senator Trumbull presented the bill for the sponsor, and committee members questioned what services local governments fund with local business tax revenue and whether the bill should be considered alongside broader property tax changes. County and city representatives opposed the bill, arguing that local business taxes are capped home-rule revenues used for general fund services such as public safety, zoning and licensure checks, economic development, and business support, and warning that repeal would shift costs to residential taxpayers and reduce local flexibility. Senator Shreve said he would vote no because of ongoing property tax discussions, while Senator Pizzo said he would support the bill but wanted clearer accounting of how the revenue is spent. The committee voted 5-1 to report SB 122 favorably. The committee then held a housing panel discussion focused on Florida’s housing shortage, affordability, and supply constraints. Dr. Samuel Staley said Florida is in a housing crisis driven largely by insufficient supply, arguing that the state needs roughly 100,000 additional units per year just to keep up with in-migration and that local planning systems often do not prioritize housing enough. He urged more emphasis on measurable impacts, streamlined permitting, accessory dwelling units, smaller lot sizes, and other market-responsive tools. Ann Ray of the Shimberg Center said Florida is seeing more single-family and multifamily construction but that production is concentrated in a handful of counties, while condo construction remains limited; she also noted that rents and home prices spiked sharply in the early 2020s and remain above pre-2020 levels, with nearly 905,000 low-income renters cost-burdened. Leslie Deutsch of John Burns Research said the national housing market is slow, Florida has a severe affordability problem, and builders are lowering prices and offering incentives but still face high land, labor, materials, and insurance costs. In committee discussion, senators focused on whether Florida should encourage more density, including townhomes, build-to-rent products, modular housing, and redevelopment of existing sites rather than relying on large new subdivisions. Members also discussed the role of local zoning, impact fees, density bonuses, and state incentives tied to housing targets. Several senators said Florida’s growth and affordability challenges require updating land development codes and planning for where future residents will live without overbuilding rural or environmentally sensitive areas. The chair closed by emphasizing that density can support affordability and that Florida should use existing footprints more efficiently.

Transcript Highlights:

• all the other states.
• They do have a breakdown state by state. I'll get that to you, Senator.
• For other states, against other states?
• all the other states.
• For example, Texas had some great initiatives that came out of their state legislature last year, federalizing

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• These are for state buildings, and so, yes, universities that have oversight by the state, the state
• These are for state buildings, and so, yes, universities that have. for state buildings.
• And so, yes, universities that have oversight by the state, the state universities. Great.
• throughout the state.
• And just to let you know, two other states, California and Texas, are doing this, and it works really

Summary: The committee first took up HB 195, as amended by committee substitute, which would protect the personal assets of individual medical providers from medical malpractice judgments when they carry appropriate insurance or participate in the Patient Compensation Fund. The sponsor said the bill was intended to address providers’ fear of losing homes and other personal property, while opponents argued it could exempt a class of people from civil justice. Supporters said it was a reasonable compromise that preserved patient access to justice while helping recruit and retain providers. The committee adopted the substitute and advanced it on a do pass vote. The committee then heard HB 295, a revised version of the Accessibility Act, which would create a centralized office for accessibility reporting, technical assistance, and annual reporting on barriers in state buildings and websites. Supporters said the bill would improve coordination, data collection, and compliance with existing ADA requirements; opponents argued it duplicated existing law and would create another government office without enforcement power. Members debated whether the Governor’s Commission on Disability should handle the work instead, but the sponsors said the commission lacked capacity and the Department of Health was a better fit. The committee adopted the substitute and advanced it 8-1. Next, HB 296 proposed doubling the working families tax credit. The sponsor and supporters described it as an anti-poverty measure that would benefit more than 200,000 families and strengthen work incentives, while committee members asked about the fiscal impact, administration, and interaction with other tax credits. The bill was quickly advanced on a do pass vote. The committee then heard HB 338, which would extend the gross receipts tax deduction for health care providers through 2031 and add co-insurance payments. Health care advocates supported it, but city and municipal representatives warned it would reduce local revenue unless a full hold harmless was added. After extended discussion, the committee rejected a motion to table and instead advanced the bill 9-0 with no recommendation, with several members saying they would not support it on the floor unless local governments were made whole. Finally, the committee heard HB 259, which would create an optional actuarial review process for proposed health insurance legislation through the Legislative Finance Committee. Supporters said it would give lawmakers better data on premium, utilization, and spending impacts before voting on coverage mandates; opponents and some members raised concerns about cost, staffing, data access, and whether the process would be too limited to be useful. After discussion, the committee advanced the bill on a do pass vote. HB 279 was rolled at the sponsor’s request, and the committee adjourned after reminding members about the evening dinner.

Transcript Highlights:

• HCR 2030, Colorado River Seven State Agreement.
• California and Texas both have this.
• of that state land.
• We statutorily stated that the board would repeal in 233.
• To service our tribal members in the state of Arizona.

Summary: The Senate convened with prayer, the Pledge of Allegiance, a recorded quorum, and approval of the prior journal. Members then introduced several guest groups in the gallery, including the City of Maricopa Youth Council, students from Alpha School in Scottsdale, a student shadowing Sen. Gonzalez, Gilbert EduPrize students, InterWest Energy Alliance representatives, and Kingman city leaders. The chamber adopted a proposed amendment to Senate Rule 7A and then adopted the rules of the 57th Legislature, and the Senate also approved a motion to request House consent to adjourn after Wednesday, March 11, until Monday, March 16. A large number of bills were introduced on first reading, and standing committee reports were ordered entered without being read aloud. The Senate then took up numerous third-reading measures. Bills passed included SB 1654 (elections funding), SB 1711 (school safety/age-appropriate information), SB 1743 (campaign contribution address privacy), SB 1747 (assistive technology content), SB 1212 (health insurance reimbursement rules), SB 1284 (moving violations), SB 1336 (State Land Department-related changes), SB 1365 (property tax exemptions/veterans park discounts), SB 1655 (juror summoning/poll worker recruitment), SB 1662 (probation), SB 1803 (veterans’ services), SB 1818 (vehicle statutes), SB 1494 and SB 1497 (school insurance-related changes), SB 1503 (pension benefit plans), SB 1584 (Department of Corrections staffing), SB 1632 (Department of Economic Security), SB 1723 (bail), SB 1206 (insurance claims on reconsideration), and SB 1827 (aviation appropriations on reconsideration). SB 1134 on political signs initially failed, but the Senate later reconsidered and passed it. SB 1544 (probation) and SB 1585 (sex offender monitoring funding) failed. Several votes were close, and members offered explanations for both support and opposition on issues such as election administration, campaign privacy, health care incentives, veterans’ claims assistance, and criminal justice policy. The chamber then resolved into the Committee of the Whole for a long series of bills, adopting committee and floor amendments and recommending do pass on SB 1009, SB 1050, SB 1054, SB 1071, SB 1086, SB 1317, SB 1461, and SB 1672. Testimony in committee focused on topics including high school training standards, veterans’ state park passes, local measures, Arizona Rangers oversight, AHCCCS reimbursement and workforce issues, reentry programming, allied health workforce development, and anti-psychotic drug access. Later, the Committee of the Whole also considered SB 1173, SB 1234, SB 1295, and SB 1611. SB 1173 drew debate over whether additional fingerprint/background checks were needed for AHCCCS providers; SB 1234 and SB 1295 addressed juvenile court representation and inmate medical release; and SB 1611, on the American Indian Health Program, prompted extensive discussion about fraud in the program, tribal consultation, and whether the program should be moved out of AHCCCS. The committee adopted amendments and advanced these bills with do pass recommendations, while members on SB 1611 emphasized both the need for reform and concerns about consultation with Arizona tribes.

Transcript Highlights:

• My name is Mark O'Lea, State Senator from the 21st District.
• for 43 years, and four other states in the West.
• Yeah, again, I cover five states.
• Washington State has always been a leader in protecting consumers.
• every corner of the state.

Summary: The committee heard public testimony on several bills. SB 5976 would revise the Washington Commercial Electronic Mail Act by narrowing liability for misleading email subject lines and changing damages and Consumer Protection Act claims. Business, retail, hospitality, and e-commerce witnesses supported the bill, saying recent litigation has created uncertainty and exposed routine marketing emails to excessive penalties. Consumer advocates and the Washington State Association for Justice opposed it, arguing the current law protects consumers from deceptive marketing and that the bill would weaken enforcement and class actions. SB 6111 would require age verification and parental consent for minors creating social media accounts, restrict providers’ use of minors’ data, and authorize enforcement by the Attorney General and a limited private right of action. The sponsor and several parents, medical professionals, and advocacy groups supported the bill as a response to social media harms, including addiction, depression, cyberbullying, eating disorders, and exposure to harmful content. Technology and civil liberties witnesses opposed it, warning about privacy, data security, constitutional concerns, and the difficulty of implementing reliable parental consent and age verification. The committee also heard SB 6250, which would raise the maximum small loan amount from $700 to $1,200 and index it to inflation. The sponsor and a lender representative said the change would update an outdated limit and preserve existing consumer protections. Opponents, including legal aid, poverty, housing, labor, AARP, and community advocates, argued the higher cap would increase debt burdens and fees for low-income borrowers and older adults. Staff also briefed SB 6257, which would allow illness-related tolling for trainee real estate appraiser licensing timelines, and SB 6289, which would direct Commerce to create a statewide economic development and competitiveness strategic plan; SB 6289 drew supportive testimony from Commerce, ports, economic development groups, and business interests. The committee also held confirmation hearings for several Gambling Commission and Lottery appointees, who described their backgrounds and service, but no votes or final actions were taken in the transcript.

Transcript Highlights:

• So this is a wonderful investment for the state.
• Were fickle had other states.
• We know that the state and federal funding has not increased.
• The Minnesota State Farm is this management program. Rather.
• The state modeling is showing that CLC agriculture is really critical.

Bills: HF3692

Committee: House Agriculture Finance and Policy

Keywords: Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house

Transcript Highlights:

• My name is Mark O'Lea, State Senator from the 21st District.
• We've been comparing them to best in show from other states.
• for 43 years and four other states in the West.
• Yeah, again, I cover five states.
• every corner of the state.

Bills: SB5976 , SB6111 , SB6250 , SB6257 , SB6289 , SGA9060 , SGA9169 , SGA9265 , SGA9266

Committee: Senate Business, Trade & Economic Development

Keywords: commercial email, spam regulations, online marketing, privacy, consumer protection, SB 6111, Washington Protecting Children Online Act, online child safety, minor privacy, age verification, parental consent, social media regulation, digital platforms, user-generated content, content moderation, online harms, youth protection, data privacy, geolocation, targeted advertising