Video & Transcript : 'Alabama Department of Insurance' :
Page 491 of 500
CA
Transcript Highlights:
- California made a significant policy shift in closing the Department of Juvenile Justice.
- California made a significant policy shift in closing the Department of Juvenile Justice.
- California made a significant policy shift in closing the Department of Juvenile Justice.
- California is in the midst of a statewide insurance crisis for youth-serving programs.
- A lot of reasons you can't get insurance is because too many times the lack of accountability when placing
Committee:
Senate Public Safety
WY
Wyoming 2026 Regular Session
Transportation, Highways & Military Affairs Interim Topics Meeting, March 4, 2026
Transcript Highlights:
- And I Department of Veterans Affairs.
- of our military department as I sit here?
- I'm the chief of the joint staff of the Wyoming Military Department.
- Committee, Darren Westby, Director of the Wyoming Department of Transportation.
- ><c> Workforce</c> Wolf with Department of Workforce Wolf with Department of Workforce Services.
Summary:
The committee opened by taking roll for the Joint Transportation, Highways, and Military Affairs Committee and noting that 20 topics had been submitted for discussion, including one late addition. Members were asked to number the topics for reference, and the chair explained that each presenter should give a brief overview before the committee returned to the dais for questions and possible ranking or action. No votes were taken during the portion provided.
The first topic was a request from the Associated General Contractors of Wyoming to have TRIP, a third-party transportation research organization, present a report on Wyoming’s highway system. The report is intended to identify transportation needs and 25 priority projects, and the committee generally supported hearing the report and methodology directly from TRIP. The next topic combined two similar railroad safety proposals. Representative Chestek described a bill addressing train length, wayside detectors, and track inspections, citing the East Palestine derailment and concerns about reduced inspection frequency. Committee members raised questions about federal preemption and enforcement authority; Chestek said states can be more protective of safety where federal rules leave gaps, and WYDOT said it would need additional expertise and staffing to administer such a program. No public testimony was offered on the railroad topic.
The committee then heard two proposals from the Wyoming Military Department. One would study Tricare subsidies for mental health providers by comparing Tricare reimbursement rates with other insurers, gathering de-identified data on eligible members and provider participation, and then returning to the committee with findings before any legislative recommendation. Members discussed whether the issue might fit better in Labor, Health, and Social Services, but the military department said it believed the committee had a strong connection to the topic. The second military topic would study Service Group Life Insurance for state active duty, comparing state and federal death benefits for Guard members to identify any shortfalls. The committee also briefly discussed a VSO program review raised by Representative Neff, focusing on the number of veterans service officers and retention, but no action was taken in the excerpt.
TX
Transcript Highlights:
- , Department of Public Safety, and the Office of the Governor.
- Additionally, there is funding for 567 new state troopers at the Department of Public Safety.
- Following an audit of the Department of Public Safety by the FBI and the subsequent enactment of House
- from the Department of Public Safety to the Health and Human Services Commission.
- I retired from the Texas Department of Insurance in 1999 after 35 years of state service with the same
Committee:
House Appropriations
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1184, house, all
HI
Transcript Highlights:
- <c> of</c> taken care of by State Department of taken care of by State Department of budget<00:14:16.199
- </c><00:29:58.720><c> of</c> Community College yes Department of Community College yes Department of
- ><01:04:19.319><c> at</c><01:04:19.440><c> the</c> Department of Health with me at the Department of
- of</c><01:46:08.040><c> health</c> of the other department of health of the other department of health
- And we found that, of the large departments, we have the worst ratio of all executive departments.
Summary:
The joint Ways and Means and Health and Human Services committees heard Hawaii Health Systems Corporation’s biennium budget request, with testimony from HHSC leadership on the Hilo/Big Island region (HTH 212) and the Oahu region (HTH 215), plus discussion of capital improvement projects and systemwide partnerships. HHSC described its role as the rural healthcare safety net, serving a high share of Medicare, Medicaid/Quest, and uninsured patients, and said its costs are elevated by state employee fringe benefits, which it said are about 64% compared with roughly 30% in the private sector. HHSC also said pandemic-era federal aid, including relief funds and PPP loans totaling about $100 million, reduced the need for general fund support in prior years.
For HTH 212, HHSC said its general fund request for fiscal years 2026 and 2027 was higher than the governor’s recommendation because of rising insurance, pharmaceutical, and contractor labor costs, and because it includes $13.2 million in FY 2026 and $2.3 million in FY 2027 for Epic electronic medical record implementation in East Hawaii. For HTH 215, HHSC said the requested general funds were aligned with the governor’s recommendation, in part because of increased Medicaid reimbursement rates for long-term care facilities under prior legislation. HHSC also said it was restoring a special fund ceiling so the region could spend its cash collections on operations.
Members asked about the 64% fringe rate, and HHSC explained the difference was mainly due to defined-benefit pension and retiree health insurance costs, which private hospitals generally do not bear at the same level. Members also asked about the Daniel K. Akaka State Veterans Home, and HHSC said operations would be funded through the general fund corporation for the home when it opens, with management by Ohana Pacific, but no additional legislative operating funds were being requested at that time. Other questions focused on staffing and vacancies, including an abolished procurement position and an ongoing IT help desk recruitment need.
HHSC highlighted several capital and partnership projects, including a $25 million state CIP request matched by $25 million from the Benioff family for the Benioff Health Center, an ER expansion and reconfiguration at Corner Community Hospital, and $7.5 million in each fiscal year for Kauai EMR capital funds to join the Epic platform. Testimony also described collaborations with Queen’s, the University of California San Francisco, Hawaii Pacific Health, the Hawaii Cancer Consortium, the Department of Health, and the state hospital to improve specialty access, clinical trials, behavioral health, and patient placement across the system.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 17th, 2026 at 09:11 am
House Appropriations & Finance
Transcript Highlights:
- And then next we have the Department of Information Technology. the Department of Information Technology
- So I flip back to 53 on the Department of Information.
- And for items through the Department of Corrections—sorry, through the Department of Public Safety, I'll
- Of all of the executive and LFC recommendations related to the Public Education Department.
- Department of Transportation.
Committee:
House House Appropriations & Finance
MN
Transcript Highlights:
- For the record, my name is Christy Grom, and I'm the director of state government relations at the Department
- state government relations at the Department of Human Services, and I am here today to talk about early
- Unfortunately, I was informed that my son's lack of private insurance coverage would prevent him from
- </c><00:37:25.480><c> private</c><00:37:25.960><c> insurance</c> that my son's lack of private insurance
- Because of not to impu the department, they only have so many human beings that work there.
Committee:
Senate Human Services
CA
California 2025-2026 Regular Session
Senate Select Committee on Older LGBTQ+ Californians Apr 27th, 2026
Transcript Highlights:
- Now is the time for state departments like the California Department of Aging and the Department of Health
- And finally, you will hear from the Department of Aging and the Department of Public Health on their
- We have the Department of Public Health.
- Department of Public Health.
- of the Department of Social Services.
Summary:
The Select Committee on Older LGBT Californians held an inaugural hearing focused on the health care and support needs of older LGBTQ Californians, including older adults living with HIV and transgender, gender non-conforming, and intersex seniors. Committee members and state officials discussed the California Master Plan for Aging, the first statewide survey of LGBTQIA older adults, and the need to address discrimination, social isolation, housing insecurity, economic instability, and gaps in culturally competent care. Several speakers emphasized that older LGBTQ adults often lack traditional family caregiving supports and may face vulnerability in nursing homes or other institutional settings.
Testimony from advocates and people with lived experience highlighted the impact of federal actions, including H.R. 1, on Medi-Cal, housing, and benefits, and called for stronger state action, outreach, and navigation services. Justice in Aging urged more investment in home- and community-based services and warned that Medicaid cuts could increase institutionalization. The Department of Aging described its survey findings and said it had convened a lived-experience advisory board, updated data tools, and incorporated HIV as a factor in local aging plans under SB 258, though members pressed for clearer implementation and accountability. CalHHS described coordination across departments, Medi-Cal coverage of gender-affirming care, PACE, and other services, while the Department of Public Health outlined Ryan White, ADAP, HOPWA, Medi-Cal waiver, and PrEP-AP programs serving older adults with HIV.
The hearing also featured extensive testimony from people aging with HIV, who described fragmented systems, benefits cliffs, housing costs, and the need for legal and case-management support. One witness urged funding for HIV-specific housing and navigation services, while another described how case management and safety-net programs help clients manage medication, food, transportation, and housing needs. In the final panel, the Department of Social Services reviewed protections for TGI seniors in licensed care facilities, including SB 219, nondiscrimination notices, resident rights postings, required staff training, and complaint investigations. No formal votes were taken; the chair repeatedly asked departments to follow up on implementation gaps, data visibility, and possible budget or policy responses.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Apr 15th, 2026
Housing and Community Development
Transcript Highlights:
- Many are at risk of foreclosure because of skyrocketing insurance costs and other financial pressures
- Due to unclear guidance, there was a lot of department staff turnover.
- their annual progress report to the California Department of Housing and Community Development.
- AB 2612 requires the Department of Housing and Community Development to...
- for Department of Real Estate public reports.
Committee:
House Housing and Community Development
FL
Transcript Highlights:
- Senate Bill 474 revises provisions of the Florida law relating to the Department of Military Affairs.
- Senate Bill 474 revises provisions of Florida law relating to the Department of Military Affairs.
- This is a zero change in senior management service positions currently allocated for the Department of
- The Department of Business and Professional Regulation subsequently adopted a process by rule.
- Specifically, the bill requires the Division of State Lands within the Department of Environmental Protection
Summary:
The Senate convened with a quorum, opening prayer, Pledge of Allegiance, several introductions, and an announcement that there would be no weekend conference. The chamber then took up a long special-order calendar of bills, generally moving each measure through third reading and final passage, often by substituting House companion bills. Early measures included trust law modernization (SB 786/HB 895), military affairs changes and Guard retirement corrections (SB 474), rounding rules for cash transactions as pennies phase out (SB 1074), podiatric medicine regulation and informed-consent requirements (SB 1092), veterans court expansion (SB 50/HB 199), RV park special assessment clarification (SB 118), concurrent jurisdiction for juvenile offenses on military installations (SB 502/HB 351), alcoholic beverage loss deductions (SB 678/HB 1137), and bail bond/pretrial release revisions (SB 600). Most passed unanimously or near-unanimously; SB 600 passed 36-1 after questions about charitable bail bonds and an amendment aligning with the House version and prosecutors’ concerns.
The Senate also considered bills on portable electronics and eyewear insurance (SB 772), the linking industry to nursing education fund and health science workforce programs (SB 1246), recovery residences and behavioral health licensing (SB 1030, with a technical amendment on background checks and probationary licenses), felony battery enhancements for repeat offenders and offenses against law enforcement (SB 436), and child welfare changes including foster-home visitor screening, a permanent statewide Step Into Success program, and a best-practices repository (SB 1718). These measures were explained by sponsors as efforts to streamline regulation, improve workforce and health-care training, strengthen public safety, and reduce administrative burdens while preserving safeguards. Votes on these bills were overwhelmingly favorable, with final tallies typically 36-0 or 37-0.
A major portion of the meeting was devoted to a farewell tribute to Senator Lori Berman. Members from both parties praised her leadership, collegiality, policy work, and advocacy on issues including voting rights, women’s rights, Israel and antisemitism, school safety, breast cancer, and family law. Berman delivered a lengthy farewell reflecting on her 16 years in the Legislature, her caucus leadership, and the importance of dignity, respect, and public service. The Senate adopted a motion to spread her remarks upon the journal and then recessed before returning to continue the calendar.
FL
Florida 2026 Regular Session
Joint Legislative Budget Commission Apr 17th, 2026
Transcript Highlights:
- We are going to begin with the Department of Education.
- Well, next move to the Department of Law Enforcement.
- Our last item is Department of State.
- Our last item is Department of State.
- The Department of State Division of Arts and Culture requests a total of $408,377 in additional budget
Summary:
The Legislative Budget Commission considered 21 budget amendments, most of them routine authority adjustments tied to federal grants, Medicaid payment programs, and trust fund realignments. The Department of Education received $14.751 million for a Preschool Development Grant to support early learning system improvements, workforce credentialing and training, IT modernization, and related early childhood certification work. The Department of Veterans Affairs shifted $2.2 million within its trust fund to cover higher nursing home occupancy, replace contract nursing with OPS staff, and meet rising operating costs. The Department of Health moved about $9.1 million to support Disability Determinations, where roughly 140,000 cases were pending or in process, and said the change would help reduce backlog and avoid a deficit. The Agency for Health Care Administration presented multiple amendments for Medicaid-related programs, including $766 million for indirect medical education, $1.9 million for managed care network adequacy audits, $209 million for the Rural Health Transformation Program, and several large supplemental payment programs for hospitals and physicians; members asked about CMS approval delays, provider access, and how rural funds would be distributed. The commission also adopted an amendment realigning KidCare funds, placing a $32.1 million surplus into reserve, though several members objected that the state had not yet implemented the 2023 KidCare expansion and that children remained on a wait list. Another Medicaid amendment placed a $376 million surplus into reserve after updated estimating conference projections.
Other agencies also received approvals. FDLE received $16.26 million to buy counter-unmanned aircraft systems equipment such as radar and RF sensors to detect and mitigate drone threats. The Department of Juvenile Justice received $1.6 million for the Florida Scholars Academy and a Social Services Block Grant realignment, with staff confirming corrective action had been taken after prior audit findings about allowable SSBG spending. The Division of Emergency Management received federal pass-through authority for FIFA World Cup security and counter-UAS funds, both controlled by the Miami host committee, and members noted the state had little direct oversight over how those local grants would be used. The Department of Commerce received $148.4 million for Community Development Block Grant Disaster Recovery work, with questions focused on the split between housing, infrastructure, and administrative costs. The Department of State received $408,377 for arts and culture federal grant obligations. All amendments were adopted, generally without objection, after brief questioning and no public testimony.
ID
Transcript Highlights:
- Is there a particular project or a size or magnitude that could put a kind of quantify how much of that
- Is there a particular project or a size or magnitude that could put a kind of quantify how much of that
- So this deals with the Department of Insurance, Division of Occupational Professional Licenses, and then
- What rules from the Department of Insurance do you feel should probably be taken a closer look at?
- What rules from the Department of Insurance do you feel should be probably taken a closer look at?
Committee:
House Ways and Means
CA
California 2025-2026 Regular Session
Senate Select Committee on Older LGBTQ+ Californians Apr 27th, 2026
Transcript Highlights:
- Now is the time for state departments like the California Department of Aging and the Department of Health
- And finally, you will hear from the Department of Aging and the Department of Public Health on their
- We have the Department of Aging, Sarah Steenhausen. We have the Department of Public Health.
- Department of Public Health.
- of the Department of Social Services.
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 9th, 2026 at 02:06 pm
Senate Health & Public Affairs
Transcript Highlights:
- Yes, we do have a dearth of a lack rate of affordable housing, but. of a lack rate of affordable housing
- Yeah, I came from a metro fire department that I retired from in 2022, so tons of resources.
- Senator Scott. around the country that they want such a large amount a lot of insurance won't right so
- base of insurance is only 25% of our insurance pool.
- Thank you. of insurance is only 25% of our insurance pool, Medicaid and Medicare.
Committee:
Senate Senate Health & Public Affairs
Keywords:
appropriation, local government, Las Vegas, Rodriguez Park, public facilities, zoning reform, building regulations, residential apartments, commercial use, multigenerational housing, local government authority, healthcare, urgent care, emergency services, feasibility study, medical facilities, physician training, medical residency, New Mexico, massage therapy
FL
Transcript Highlights:
- Three companies control 80% of the insurance market, and each owns a PBM but also operates pharmacies
- of dollars and months of time.
- All of us bear out-of-pocket expenses.
- , the fiscal impact of this, even though this is Banking and Insurance, not a fiscal committee, is de
- Let's take up tab 10, SPB 7044 by Banking and Insurance, related to public records, custodians of gold
Committee:
Senate Banking and Insurance
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Nov 5th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- Under the Department of Health, 2023 appropriation of 2.5 million, um... And have a small balance.
- Funding for the Department of Corrections is still at the high end in terms of expenditure.
- The Prescription Drug Price Transparency Act and the Office of OSI, the Office of Superintendent of Insurance
- Collaboration and coordination with the Department of Health, the Department of Corrections, and the
- We're actually getting information from the Department of Health regarding some of the areas that they're
AZ
Transcript Highlights:
- We will now go to the Department of Revenue.
- I wouldn't say that's the goal of the department.
- Chair, members, Rory Wilson, Arizona Department of Revenue.
- duty working for the Arizona Department of Public Safety.
- family home and pay out of pocket for health insurance.
Committee:
Senate Senate Finance Committee of Reference
Summary:
The Senate Finance Committee heard a series of bills, many dealing with cryptocurrency and tax administration. SB 1042 would allow certain state retirement and treasury funds to invest up to 10% in virtual currency; SB 1043 would let state agencies accept cryptocurrency payments; SB 1044 and SCR 1003 would exempt virtual currency from property tax, with SB 1044 contingent on voter approval of the referral. All four measures advanced on 4-3 votes, with Democratic members largely opposing them as risky, speculative, and favoring wealthy crypto interests.
The committee also considered SB 1221, which would require the Department of Revenue to notify legislative tax chairs before adopting a new tax interpretation or application that would adversely affect taxpayers and to testify if a hearing is held. Supporters framed it as transparency and good governance, while opponents worried about added red tape and administrative burden. The bill passed 4-3. Another major item, SB 1142, would opt Arizona into a new federal scholarship tax credit program administered through certified scholarship-granting organizations; supporters said it would expand scholarship opportunities for public, charter, private, and homeschool students, while opponents argued it would deepen inequities, lack accountability, and divert resources from public schools. That bill also passed 4-3.
A lengthy discussion followed on the Department of Revenue’s press release about tax conformity and the governor’s executive order. DOR explained that the forms were issued assuming conformity with federal changes, including the standard deduction and certain below-the-line adjustments, and said taxpayers generally should file on time but may need amended returns if the Legislature later changes the law. Members pressed DOR on the cost and clarity of the guidance, with estimates that widespread amendments could cost the department about $20 million. Finally, the committee heard SB 1254, which would require both grantor and grantee signatures on real property conveyances before recording; county assessors said it would reduce deed-fraud risk and fix recording gaps. County officials from Maricopa and Mohave supported the bill.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Revenue Jun 21st, 2026 at 10:00 am
Joint Committee on Revenue
Transcript Highlights:
- of them receive their health insurance from MassHealth through the Health Connector.
- While we still await a formal cost estimation from the Department of Revenue for this bill, I want to
- While we still await a formal cost estimation from the Department of Revenue for this bill, I want to
- Will are on that list of people who are going to lose their health insurance.
- the dignity of having life insurance and health insurance.
Committee:
Joint Joint Committee on Revenue
Summary:
The Joint Committee on Revenue, chaired by Senator James Eldridge and Representative Adrian Madaro, opened its hearing with a moment of silence for the late Lowell State Senator Ed Kennedy and reviewed hearing procedures and deadlines. The committee then took testimony on several corporate tax bills, including S. 2033/H. 3110 on offshore tax avoidance, H. 3248 on a manufacturing tax exemption, H. 3057 on a tiered corporate minimum tax, and S. 2041 on a corporate tax haven blacklist, along with a separate business interest deduction bill. No votes were taken during the hearing.
Supporters of S. 2033/H. 3110, including labor unions, health care workers, educators, public health advocates, seniors, and several legislators, argued that Massachusetts needs new revenue to offset federal cuts to Medicaid, SNAP, health care, education, and other services. They said the bill would raise roughly $400 million annually by increasing the share of offshore profits included in the state tax base from 5% to 50%, and they framed it as a fairness measure that would require large multinational corporations to pay more while leaving most local businesses and workers unaffected. Testimony emphasized risks to MassHealth, PCA services, adult dental care, hospitals, schools, and public health programs if new revenue is not raised.
Opponents, including the Mass Taxpayers Foundation and the Council on State Taxation, argued the proposal is poor tax policy and likely unconstitutional because it would tax foreign-source income without allowing foreign tax credits or a comparable apportionment method. They said Massachusetts should take a broader, coordinated approach to federal tax changes rather than a standalone bill, and warned of litigation risk and possible double taxation. Supporters such as MassBudget and former tax counsel Don Griswold countered that the bill is a reasonable rough-justice approach, consistent with federal and neighboring-state treatment, and that it would primarily affect a small number of very large multinationals. On S. 2041, the Global Business Alliance opposed the proposed tax haven blacklist, while supporting a separate bill allowing business interest deductibility.
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Feb 18th, 2026 at 08:00 am
Civil Rights & Judiciary
Transcript Highlights:
- The Senate bill also explicitly includes the Department of Enterprise Services and institutions of higher
- I know when you look at a lot of financial get-out-of-debt programs and that sort of thing, a lot of
- Insurance actually owed another $1,200, but it took hours of appeals and complaints to fix it.
- Insurance actually owed another $1,200, but it took hours of appeals and complaints to fix it.
- of one of the laws that we enforce.
Bills:
SB6011
Committee:
House Civil Rights & Judiciary
NH
Transcript Highlights:
- </c><01:22:57.440><c> of</c> Wilcox, New Hampshire Department of Wilcox, New Hampshire Department of
- There has not been a department of this.
- </c><03:31:58.160><c> of</c> 1410, um, is actually the Department of 1410, um, is actually the Department
- </c> months with Department of Safety up and months with Department of Safety up and down<03:34:38.640
- </c> registered, insured, do all of those registered, insured, do all of those things<04:01:06.479><c
Committee:
House Transportation
CA
Transcript Highlights:
- expenses, especially sort of from time to time, like insurance currently as an example.
- That can cover a roof, that can cover a change in the middle of the fiscal or calendar year of insurance
- Insurance premiums and cost, it's out of our control.
- The Department Association of Greater Los Angeles, the department of... affiliates, and if you'll indulge
- me, I'll just rattle them off, the Department Association of Greater Los Angeles, the Department Association
Committee:
Senate Judiciary
Summary:
The Senate Judiciary Committee heard several bills focused on health care planning, mental health court participation, homeowners association governance, groundwater enforcement, pet-policy disclosure in rentals, and post-disaster property speculation. SB 1088 would update California’s POLST and DNR laws by renaming POLST to Portable Orders for Life-Sustaining Treatment, allowing electronic signatures, clarifying who may sign on a patient’s behalf, and making clear that these forms are voluntary; it drew support from the Coalition for Compassionate Care and no opposition. SB 1242 would let original family petitioners participate in CARE Court for care coordination and information-sharing, while preserving judicial discretion to exclude them if harmful; supporters said it would improve treatment coordination, while Disability Rights California opposed it as coercive and a removal of patient consent. The committee advanced SB 1242 on a 7-0 vote, with the bill placed on call.
The committee also considered SB 1007, which would require more HOA budget transparency, disclosure of evidence for violations, and a lower cap on regular assessment increases without a homeowner vote. Supporters argued it would improve accountability and protect homeowners from steep fee hikes, while HOA industry groups warned it could undermine funding for insurance, maintenance, and other operating costs. Members raised concerns about the cap and the need for flexibility for large expenses; the bill passed 6-1 and was placed on call. SB 1364, as amended, would prevent a person convicted of sexual assault from obtaining custody or visitation of a child conceived from that assault, while preserving the possibility of voluntary co-parenting and aiming to qualify California for federal grant funding; it passed 8-0 and was placed on call.
Later, SB 997 would give the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and its groundwater sustainability plan, addressing an enforcement gap for a GSA created by special legislation rather than a joint powers agreement. It drew support from agricultural and county groups and passed 9-0, placed on call. SB 1296 would require landlords to disclose pet policies up front on applications, websites, and ads, and allow refund of an application fee if disclosure was not provided before payment; supporters said it would reduce wasted application costs and pet relinquishment, while rental housing groups said the ad disclosure requirements were impractical. The bill passed 8-0 and was placed on call. The final bill, SB 1090, was introduced to prohibit large property owners from making unsolicited purchase offers for five years in wildfire-disaster areas, responding to investor activity after the Eaton and Palisades fires; the author and a SAGE witness described it as a protection against disaster capitalism and predatory low offers to displaced residents.